Newspaper Page Text
INSURANCE CLEAN! I> \'V JsEGISLATURE'S BIG JOB. legislators Believe a Symmetrical Plan Has Been Accomplished, IBr Telegraph to The Tribune.] / Albany. May «.-In passing the Insurance reform tills the legislature. Just ended accomplished suc cessfully a monumental task which should brine; to the members whoso efforts did the work and the admSjilstration which made It possible and aided to largely in carrying It out the gratitude of the «ast army of policyholders which the Armstrong •jsjntttee'a legislation will safeguard. Confronted vith a glcantlc undertaking, the Armstrong com mittee and Its able counsel, after the momentous disclosures of yie four months' investigation, draft ed remedial measures which foeussed the eyes of the whole country and most of the civilized world on the body of men which mas to consider them. Their passage rives to New York State what Is Relieved to be the most perfect Insurance code of »ny In the country, not excepting the famous Mas .achuseus laws. The laws of New York State In future will, it is expected, serve as the models for other states. Protection far the policyholder is the keynote of tils legislation— protection for the man whose money is invested in the company to furnish safety for Us wife and children rather than any. method of increasing the company's prosperity. The finan cial soundness of the companies needed no atten tion from the Armstrong committee; the correc tion of abuses, from the unwarranted usurping of power or the officials, the illegal building up of political machines within the companies and the as suring of more power and consideration to the polio holders constituted the task of the lnvesti gat::;(- committee. The series of nine bills passed by the Legislature accomplishes this In no uncer tain fashion. Briefly told, the new laws assure the policyhold ers of due publicity in all the insurance companies' business, give to them the franchises nominally theirs before, prevent the vicious system by which the insurance companies' money went to the up ■buildlng of subsidiary companies, with the "pa trcTiage" of offices in those companies for the in siders ;.v.; .v. the Insurance companies' managements, forbid lobbying, campaign contributions and false and Incomplete statements, and by a regulation of expenses prevent exorbitant commissions to agents and salaries to officers. Another important step is the abolishing of the purely assessment insurance companies in this state and the preventing of foreign assessment companies from doing business here. As the Armstrong committee presented them ir. their Una] form, the bills comprised a sym metrical plan, which would have been weakened feat!" la efficiency by a change in any part. TROGRESS SWIFT AND SURE. Attempts on the part of insurance companies at the public hearings, held in March, on these hills, 'and of various legislators during the consideration of them, to change or defeat them, were not wanting. Still, the progress of the measures was csift and sure. In the Assembly, no danger threat ened them at any time. In the Senate, strong ob jections to on« or two features crumbled away. •UTjti! In tha last two weeks of the session came tr.e 'White amendment, striking at the root of the entire reform prheme^ — the management of the companies by the policy holders or their elected BSBtotfves. If the amendment, which was passed under sudden, strong pressure, had pre vailed. Senator Armstrong declared that the main feature of the reforms would have been killed. That no such disaster came was due to the de ceive action of Governor Higgins. "who personally labored to obtain a reconsideration of the amend ment, and whose efforts resulted in a Republican caucus, which pledged those Senators to kill the amendment and pass the bill as the special com m ttee desired It. Th« bills were brought to Albany on Washing ton's Birthday, after an all night session, at which Senator Armstrong and Charles E. Hughes and the associate counsel had hastily completed the draft ing of the measures. They were Introduced that morning. Rnd referred to the Insurance Committee of each house. Hearings were set down for th« second week in March. At these hearings every insurance company doing business in this state irar r'-pre^-'-ed. Delegations of officials, actuaries and agents rv-amped the Capitol, deluging »he special committee under a flood of objections -which sim mered flown "to opposition to two or three points, These v. ere the fixing of a contingency reserve, the limitation of business, the forced disposal of stock holdings and the reduction in agents' commissions. It ■was at one of these hearings that Andrew Hamilton vie his sensational denunciation of the trustees of the New York Life, declaring that they and President McCall knew of every cent ever paid to him. and authorized the payment. MALBT AND GRADY LED OPPONENTS. As a result of these hearings the hills were changed somewhat, chiefly as to the compensation for aKf-n:?. At various times during the considera tion of the bills the committee made technical changes and one or two slight alterations in def erence to the arguments made by the opponents of th* biJls, notably an alteration as to the contingency reserve and an enlargement of renewal coirmis eions. Chief among th<--=e opponents, from the aay of introduction, ranked Senator Ghrady. who was frank in savin? that he disbelieved the wisdom of many of the provisions, and Senator Malby, who counselled "conservative action." The first of the reform bills passed was the one postponing the elections of mutual insurance com piles until November 15. This was rushed through that It might forestall the annual election of die Xe-r.- York Life, which would have been held In This bill declared void all proxies collected prior to September IS. 1906. thus destroying all the a rr.mur.it ion which Thomas "\V. Lawson had eccu niulafej in his warfare against the New York Life. Just before the close of the sesssion this bill was rf^allfd from the Governor and amended to have the elf rtlons held on December 18. IWj. This action was taken because the officers of tho largo com panV-s had represented to Governor Hlggins that they could not comply with the requirements of oth'T biils relative to filing- complete lists »f policy holders before elections. The measure prohibiting campaign contributions fcjr any corporation save an organization formed for rolitk-al purposes was a result of the disclosures in th* investigation concerning the gifts of the New V'rk j^jfp a nd other companies In various cam- I\B!gr.s. Little opposition was encountered and It passf-d vi,tb colors flying. Senator McCarren made «!•> of his '■•■*• speeches In its favor. Anotlif-r drastic measure which was passed easily was ih«» ono designed to keep out the lobbyists. It provided ihat corpora tions should file with the Recr«t:iry of State duly attested statements of all 'xrr.Ff-s incurred In opposing or promoting legis lalir>n. directly or Indirectly, and that all persons ••;:gac<-(i ! n promoting or retarding legislation should register with the Secretary of State, setting forth tii* J^riplation as to which they wc-.re employed and •be fees r^cr-ived. ITnder the provisions of this toll rnavy '"lobbyists" havr registered already, al- Qwogfa .si:mo of the men whose names were asso •^at'-d with the okltini" lobby have not registered, notwithstanding they have been here often this ses tl<>n. Th* measure was opposed by Senator Marks on the ground that It prevented a lawyer's tak lr* tecldatife work on a contingent fee. He main tairifd also that it <3id not include the lawyers who For Habitual and Obstinate Constipation. APENTA THE BEST NATURAL PURGATIVE WATER. ORDINARY DOSE- — A Wineglass ful before Break fast The isood effects of Apenta Water are maintained by smaller acd steadily diminishing doses, repeated for successive days. ALSO SPARKLING APENTA (NATURAL APENTA CARBONATED). IN SPLITS ONLY. A Refreshing an J fkmmmi Aperient for Morning Use. Sole Exporters: THE APOLLINARIS CO.. Ltd., London. rrnder*. opinions as to the effect of pending legis lation or the construction of bills. The Armstrong SSSJite- ** th3t such^k Was ..entirely LAWYERS OPPOSED "PERJURY" BILL The "perjury" bill raised great objection from many lawyers who favored the rest of the insur ance legislation. It provided that where in an action for perjury based on a sworn statement another contradictory sworn statement was intro duced in evidence It should be considered prima facie evidence of the guilt of the defendant, com pelling him to give an explanation of the circum stances surrounding the making of the contradic tory statements. The necessity for this bill existed senator Armstrong explained repeatedly, in the trick officers of insurance companies had, of signing and swearing to a statement setting forth certain racta at one time and at some subsequent time flung another statement with entirely different, con tradictory facts. These methods had been used, ne said, in deluding pollcyholdcrs or concealing facts concerning the management of companies which should have been known and prevented. A bill making it a misdemeanor for any person to receive a rebate or any valuable consideration for taking Insurance was another blow at the perni cious practice ° rebatinjr which, the investigation bußhW- -£ c X , up from tne mad rush for new " Ano?hS Xm d the large commissions paid for it. rea? e/ta^i" ffle, c , yen , ted J he tradin « « r changing of ■rrowifi.?. h # d by - 016 companies, which had left no nrofl? Orm of 8O T caU « < * Investment which in Stnf n' U^K l°«ses. for the pollcyhold aim sn^i-S.^ l^ 1 "., 1 " 11 ' having for Its purpose an Wm somewhat similar to that of the "perjury" bill. of al !n«nr? Sdemeanor for *"* offlcer or employe or Somlli^ c * c ? mpany know tnely to make false Pany^^SlSa® "s? * statements regarding the com- SDeeißr^« tner , bUls had been Introduced, the to^ii^° m J2 lttee formulated a new one. designed mttJuX?* the Pollcybolders In the Equitable, a tlon m an y undergoing the throes of mutualiza comnanv ™i Vld r\i ha , t the Policyholders of a stock ouTESSh might be elected directors therein with out owning stock In that company. MUCH OPPOSITION TO "BIG 81LL.." The ninth bill of the series, as they were passed, was the "big bill." containing the general amend ments to the insurance law. In this were the more' technical Insurance features of the reform bills. This bill it was which established the rate for con tingency reserve, the limitation of expenses, the limitation of new business, the standard forms of Policy, the means for real mutualizatkm of com §end« B'itth^.8 'it th^. . *? of investment, the annual divi eoumw r *9 ulr * d , and the compulsory annual ac manv «o",,r^? PPoßltlon to this measure came from of ?£» ««M?f; Particularly the companies, because M^'SUP " cl .concerning polio-holders' lists and Inn il° ** selling of stocks held as investments. Xi™. ccn £* because they thought their com- Tn n«sJf.°H\? not **» lar * c enough? tnrs £ » tfc . e electl of policyholders as dlrec flv« mnn?h YBlY 81 com P an »<*- this bill provided that SaiWhoiVl before an election complete lists of the *Uat? ft«Hn t 8h Ulll be flled !n the office of the In thA nSf te^ dd f nt of Insurance, and other Usts nollVvho^? ~8~ 8 °.f. f u the general agents. From these when tlckJT^^K 1"^1 "^ a tlcket for the lection. 7vmall Tt l might be voted in person, by proxy or am^Li Was 1}1?1 } 1 ? action which Senator White's am . m *™^ i Sht i° strike out. In th« bill which corner, *^?« Uf?K d - U was modified to allow the fo^th^TmniM lt A < l raw tne!r lists after the time ?Jt maWnB .5 f the Policyholders- ticket had ox pired, but requiring the to be on file in any case th« tu£t V« m n . fi s j_, For stock companies "-where ih?n?4 i«^*.l° te lB Blven to PoHcyholders. the ma •rh?\, n am a A. ln th . c mutual companies. i,^ilr ti i provld fs , that all companies chartered under the laws of this state shall write only annual dividend policies and foreign companies may write ? nly v a J3 11 ]!? 81 «end policies In this state. By this. the bill does not compel an annual distribution of the surplus each year, but an annual accounting, by which each policy holder may know what rebate Is due to him on his insurance. If he chooses, he may leave it with the company to accumulate or be ap plied to his premium, or may draw it Ownership of stock and bonds in other corpora tions is prohibited by another section of this bill What stocks and bonds are now held save col lateral bonds, must be disposed of In five years. It Is this clause which will do away with the evils of the subsidiary trust companies, with their syndicate participation and stock flotations. CONTINGENCY RESERVE CHANGES. Changes were made In the section regarding con tingency reserve as originally drawn, which estab lished a scale, the small companies argued, leaving not enough margin of safety for them. : As the bill passed, this was adjusted to allow 5 per cent of the net values up to $75,000,000. to be maintained as the reserve, after that a sliding scale decreasing as the values mounted. By this arrangement the larger companies maintained on hand for emer gencies a sufficient amount,' while the smaller com panies were permitted to maintain a larger margin of safety. The limitation of new business applies only to companies chartered In this state. It was meant to affect principally the "Big Three," which, the In vestigating committee and some of their own offi cers believed, were getting topheavy because of their size. No limit was set on companies with less than $50,000,000 of outstanding Insurance. The limitation of expenses was accomplished by re stricting the loadings on policies, and prescribing that no expenses might be incurred beyond the ag gregate loadings and the margins for the first year of insurance. Four things, it was estimated, would be included In the expenses for first year business —commissions, salaries paid to agents not working on commission, fees for medical examination and advances. Under the limit allowed, an agent might obtain ample commissions and fair renewals*, in tho opinion of the Armstrong committee. The actu aries estimated that a first year commission of 40 to a/i) p*r cent of the premium could be paid, with nine renewals of 7% per cent, which might bo com muted. , Standard forms of policies were prescribed by the bill, with provisions for the acceptance of other forms by the State Superintendent of Insurance. Assessment companies were ordered to change themselves into mutual companies where they had enough reserve on hand. In framing these bills, the committee did not be lieve that each one was perfection. Amendments to the general bill will be expected from time to time, if experience proves that changes are needed. But from the study of conditions revealed by the Investigation, the special committee thought that drastic measures would be needed, tempered .with some regard for the experience of the insurance officials in purely technical affairs: and these bills were believed to combine the requisites. IXSURAXCE JURY TO-DAY. Mr. Jerome Said to Have Valuable Information About Mutual. Life lnsti.ance men will have their eyes foeussed on the Criminal Courts Building from to-day, when the special insurance grand jury will be em panelled before Justice Scott, until that body is through with its work. It will be in session at least until June 1, and will be continued beyond that time, if necessary. District Attorney Jerome is said tr> have some valuable information regarding th« workings of the old management of the Mutual Life beyond what was brought out by the Armstrong commit tee, ffe is finding it much more difficult to pet the sain<» kind of information about the Now York Life. Thomas R. Fowler, chairman of the investigating committee of the New York Life, said yesterday that its final report would not be ready for the monthly ineetins of the trustees on Wednesday. It will be presented at the .lune meeting. After being submitted to the trustees It will in all prob ability be sent <>ut to the policy-holders. "Will the report recommend any radical enangog in the management of the company?" Mr. Fowl?r *"* cant say until we get it formulated." he re- POPIVP OPIV ro'iti'ne^ijusiTießii will be transacted at the ne< tinp on Monday, according to sevoral trustees B°(ii yesterday. INDEPENDENT MAY LOSE POSTOFFICE. [By Telegraph, to The Tribune.] Trey. N. TV. May 6. — Congressman Draper has pent to' the President the recommendation that A. E. Booesteel bo appointed postmaster r.f Troy, to succeed Joseph A. Leggett, who has served two terms. The appointment, which It la expected will be made, is an echo of the last city campaign, when Leggett was active In forming an indepen dent party in opposition to the Republican organi sation. --•:. XEW-TORR nATLV TRITJrXK. MONDAY. MAY 7. IMG. A PLEA FOR ALIENS. Charities Aid Thinks Insane For eigners Are Harshly Treated. A plea for more humane treatment of the^insane aliens who try to enter this country 1" made in the thirteenth nnnual report of the State Charities Aid Association to the State Commission in Lunacy, which has just been Issued. The report declares that the number of insane aliens annually deported Is Increasing rapidly, and that the present course taken by the United States government In deport ing them Is characterized by unnecessary harahness and even injustice. The report says: There seems to be no reason why persons suffer ing from acute attacks of mental or nervous dis eases should not be allowed to remain In ihis coun jry until nt for the return voyage, as Is the custom 151 ■ , caep of immigrants afflicted -vlth ordinsry Physical ailments, and ordered departed. Not only are aliens becoming Insane on the voyage over returned by the same steamer, but they are ordi narily not even removed from the steamor for treatment, but remain on board throughout the noise and confusion of loading and unloading, with no attendance except such as a busy steward or stewardess can furnish. From New York State alone there were deported for the fiscal year Just past, 299 aliens, as igalnst 176 In the previous year. These were persons who had landed, or had become inmates of public In stitutions, or had otherwise come to the attention of the public authorities. The total number of insane persons in state hos pitals and licensed private asylums on October 1, 1905. was 27,408. an increase of 647 over the previous year, an increase smaller than that of any year since 1881. Satisfaction Is expressed at^ the re-establishment of boards of managers for the State Hospital for the Insane, which were done away with by the changes made In the Insanity law of 1902. In dealing with the question of overcrowding In the state hospitals the report goes on to say that it is not so large this year ap last, owing to the opening of the new buildings at Rochester, which accommodate 750 persons. The four hospitals on Wards Island and Long Island which take patients from New York City and Long Island have a total capacity of 10,235. The number of patients from the six counties In this section In these and In other hospitals on Octo ber 1, I'.tOn. was T2.CST.. "It is certainly a question." says th« associa tion's report, "whether the Insane of the metro politan district, nearly one-half the total of the Htate. should be sent all over the mate to hos pitals, tho nearest of which are at Poughkeepsie and Middtetnwn. which are respectively seventy flve and sixty-six miles away from New York City, whilp all the others are from, two to five hundred miles away." ? The report regrets, too. that the purposed new state hospital at Comstocks should be so far from Albany and Troy, "to meet whose needs this new hospital was designed." Comßtocks Is seventy-one miles from Albany and sixty-three miles from Troy. The Hudson River State Hospital, at Pough keepsie, was only a few miles more from each city. PLAN KLONDIKE ROAD. Concession for 80-Mile Railway from Dawson City Granted. Detroit, May 6.— The Railway Commission of Canada, which has been in session at Windsor, Ont., for several days, last night granted a con cession for tlie first railroad to be built In the Klondike region. Tlie road will start at Daw son City and will run eighty miles into regions that are reached now only by dog sleds. It is hoped to have thirty mfles of the road in operation within six months. The head of fices of the road will be at Ottawa. The com pany is capitalized at $3,500,000. H. B. Me Giverin xvill be vice-president and general man ager; Andrew Hayden. secretary, and H. Bloom field Smith, consulting engineer. British capi talists are behind the venture. Mr. Smith left here last night for Ottawa, and will start from there at once for the Yukon country. BRAWL ON THE AMERIKA. Officers Deny Story of Shooting in Gambling Quarrel. Further details of the gambling brawl aboard the Amerlka on her last trip from New York were learned yesterday, when she arrived from Ham burg. Although the officials of the vessel were re luctant to admit that there had been any brawl at all. they finally said that there had been eorae com plaints, but no shooting, as waa reported. Other persons, however, declared that there was shooting. and that n Frenchman. Paul Robert, had a narrow escape from death. The principals in the affair werfl ordered off at Plymouth. According to the story going the rounds of the sporting fraternity, there were three notorious pro fessional gamblers aboard. When a few days out they begran operations in the smoking room of the first cabin, and eventually won the confidence of Robert. He and others lost heavily, but he stuck to the game until he discovered there was cheating \ p to that t!nv> he had met his losses with a cheer! ful purse, but then ho refused to pay $200 and with drew from the game at once. The gamblers swore to have the money or even up with the French man. From that on until a f»w hours before the \mer ika touched Plymouth they dogged his every move ment, now hepginp. now threatening. But the Frenchman was determined not to yield Tho passengers were attracted by the unusual nois» on tho deck one day. and called the attention of the captain. The captain at one« ordered the, men to go to the smoking room. Knowing they wer<> near a port and fearing to lose the money tho gamblers used tho women th^y had with thVm in hopes of accomplishing their end. The women cajoled tne * renenman for awhile, and flnallv In duced him to go into their stateroom. The gam blers followed. They were scarcely a moment inside when tli» Frenchman tore through tho door like a madman The gamblers followed, and th« next moment three shots were flr<vl at tho Frenchman, but all missed their mark. '1 he Amertka was then ten hours off Plymouth. The captain and other officers hurried LARGEST GAS EXGIXE IN' THE WORLD. 4.000 HORSEPOWER. to the scene, hut no one could identify the> person who fired. The captain ordered all under surveil lance, and declared determinedly that some one would be put In irons if the affair was not stopped instantly. At the same time the captain got In, wireless communication with the Plymouth police, and a police boat came out to meet the Amerika. No arrests were made, however, but the gamblers were ordered off at Plymouth. On the return trip the company posted notices in conspicuous places calling tho attention of the passengers 1o the danger of engaging- la games of chance with strangers. THE AMERIKA IN WITH NEW CREW. The Hamburg-American liner Amerika came into port yesterday with a new set of sailors and deck hand*, mostly Italians and Englishmen, picked up at Cherbourg. The crew that went with her when she l"ft on her last trip joined the strikers In Prance. Last Sunday and Monday she ran into a heavy gale, but during the rest of the voyage had fine weather. CHARGES MADE BY UNION MEN. Charges were made at the meeting of the Cen tral Federated Union yesterday that John T. I«w rence. Superintendent of Public Works hi Brook lyn, was allowing non-union elevator co:istrjetors to work on some of the Brooklyn publi * buildings. Mr. Lawrence la a former president of the Actors' Protective Union, which is represented in the cen tral body. A committee was aopolnted to Investi gate the charges. Another committee was ap pointed to Investigate charges that the Immigra tion Commissioner won allowing violation* of the Contract Labor law in the admission of immi grants. :■■:-.:'■ TECUMSEH MILLS DIVIDEND. in, Telegraph to The Tribune 1 Boston. May C— The Tecumseh mills nt Fall River are to declare a 50 per cent dividend on Use fitock. WELL KNOWN DIVER DEAD. (By Telegraph, to Th« Trlbunf.l Bcston. May B.— Captain Duncan., a diver, weli kaotr" ali aloof the coast, died here to-day. FIGHT OFEh I ANSFERS Four Men Sent to Hospital, In cluding Conductor. Four men' were taken to the Flushing Hos pital last night and four others to the 7«th Pre cinct station house as a. result of a flsht on a Queens County electric car at the Flushing bridge. Flushing. One of the Injured men was the conductor of the car. His scalp was laid open with a baseball bat. An inspector was also badly hurt Two of the rioters were hurt by a switch Iron handled by the motorman. The trolley line from College Point to Long Island City is broken at present, owing to the construction of a new bridge at Flushing Creek. The cars transfer their passengers at the bridge. At College Point last evening just before dark a crowd which had been playing ball boarded a trolley car. the conductor of which was John Gebhardt. of No. Si Grove street. Wlnfleld. Queens, and the motorman Edward Masterson. of No. 231 14th street. College Point. The play flr« P «!!!i th lr fares ' but falled to &•* 'or trans- SE.^£« * he / eacned th creek and these condurt^. Sed T ■^'tfd-to beat the motorman and Po7n? ml' £° hn Creame r. chief of the College fomn^ni .P? partment ' to an Inspector for the 2^" > ;w and . J waa on du *y at » h « bridge. He ™ ♦ h . e ald of the crew - Some of "»« pas sengers telephoned for the police. The troUey- Jhlt ■SSS2l t £ nUI the V Oll arrlved - but before mat oebhardt was knocked out. He was still unconscious late last evening. thZhr, *°}} sent the inductor and Inspector to the hospital, also Albert and Walter Harner brothers, of No. 228 East 51st street. The others a oth St f d ?CE? C E Wu " am Botts. of No. 426 East £?*£*}' S enry M * s sersmith. of No. 482 West 52d street; Henry Clare, of No. 352 West 45th street, and John Callahan, of No. 252 West 41st street. -. >...._ ■ WANTS NEW POSTAL LAWS Mr. Cortelyou Asks Commission to Investigate Second Class Rates. Washington. May C-Postmaster General Cortel you has recommended to Congress the appointment of a commission to inquire into the subject of sec ond class mail matter, with a view to ascertaining •what modifications of the present second class laws are necessary, thp commission to render its report to Congress not later than December 10. 1906. Tn order that all interests shall be represented, hp has recommended that the commission consist of seven persons, as follows: One Senator, selected by the President of the Senate; one Representa tive, selected by the Speaker of the House: cne officpr of the Postoffice Department, selected by the Postmaster General: one representative of the pub lishers of daily newspapers; one representative of thn publishers of weekly, semi-weekly ar.d trl weekly newspapers, and one representative of the publishers of periodicals and magazines, the last three to be appointed by the President of the Urited States from among those recommendad to him by representative associations of publishers of such newspapers and periodicals, and a seventh member to be selected by the six. The commission will have power to employ clerks and stenographers, administer oaths, send for persons and papers, and do all things necessary for the carrying out of Its objects. An appropriation of J.T..000 is asko<l «o de fray the. cost of the investigation. The Postmaster General. In ills recent nnnutl re port, recommended to Congress a thorough review of the whole subject ofesecond «lass mall matter, and the. enactment of a statute to take tho pla>-e of those existing which would rend?.* unnecessary the consideration of such questions ns those upon which second class matter now depends. Tn recommending this commission, the Post master General, in his communication to the Com mittee on Postoflices and Post Roads of the Senate, says: The existing statutes regulating the. second class of mail matter are out of 'late; they do not meet modern requirements of the puM!*nlniT Industry, and the administration of then imno?essarlly and unreasonably hampers the publishers of bona fide newspapers and periodicals. As an illustration of what is involved in ad ministration, it may be stated that the question of what Is a bonn fide newspaper or periodical i 3 one about which there may be and often is much difference of opinion; the same i 3 trut* of what constitutes a known office of publication; wnat constitutes a publication, originated and published for th<> dissemination of information of a public character; what Is devoted to literature, the sci ences, arts, or some special industry, and what is a legitimate list of subscribers. All of theee ques tions must, howpver. be determined in each c»se before the second class entry can be granted; but a publication, having met all of the conditions, is positively prohibited admission If It be "designed primarily for advertising purposes, or for free circulation, or for circulation at nominal rates." That such questions, especially the latter, are subtle- and complex, nnd render administration exceedingly difficult, scarcely need be stated. Even after the right of a publication to pass In the mails at the second class rates of postage has been determined, there are six different rates of postage applicable thereto when th« matter Is mailed by publishers and news agents, and when mailed by the general public there Is provided still another— a seventh rate. Ench rate Is dependent upon the circumstances of time, place and manner of mailing the publication. Postmaster General ("ortelyoti expresses the belief that a commission. If appointed, will be aMr> to mak* recommenda tions to Congress which will result In the passage of a law that will ho. equitable to publishers, re lieve them from present annoyances and restric tions, and at the same time protect the Interests of the government. INSTALLING BIGGEST GAS ENGINE. Machine of 4.000 Horsepower To Be Bun with Product That Has Been Wasted. Plttsburg, May « (PpeciaU.— The biggest gas engine in the world, a 4,000-horsepower ma- chine. Is now beinj; Installed for the operation of the strel rail manufacturing machinery at the Edgar-Thomson Steel Works at Braddock. The accompanying picture gives an idea of the size of the double acting horizontal engine, as the man who appears alongside of it Is a full grown person. . In connection with the starting of the new 4.00«>-horsepower engine, it Is announced that the Carnegie Steel Company has found a use for a mill product which has hitherto gone to waste. It is blast furnace gas. which Is gen erated in the process of man u fact uring iron and steel and has been allowed to escape because no use for it could be found. The big pas engine, however, is to be run with this gas. as tho Carnegie company Has found a way in which the gas ran be caught, cleansed and stored. The Westinghous*- Machine Company, which has turned out the big gas engine, has had a email army of men working on it for months. PEISCILLA TOWED TO NEWPORT. Many Passengers Remained on Stranded Fall River Steamer All Night. Newport. R. 1.. May s.— The Fall River Line steamer Prlscilla. which became disabled through an accident to the port paddle wheel In Narragansett Bay last night, arrived in New port to-night In tow of the freighter Qitjr of Taunton. from Fall River. Most of the pas sengers remained on board the Priscilla through the night, and were removed early to-day by the steamer Puritan, of the same line. The Puritan took the passengers to Fail River, where they proceeded .to New York by special train. The freight on the PrlsclUa *v removed by the CHICKERING PIANOS "At Home " j* HICKERIXG prestige and Chickering popularity among piano purchaser* hare been among the largest factors in building np for us the magnificent piano business which demanded and made possible our splendid new Piano Store. The Chickering Pianos' position of prominence in the new store is not only de served, but a feature of highest attraction to lovers of the artistic in tone quality as well as architectural beauty. Thousands of New York City homes possessing Chickering Pianos enjoy that immense gratification that comes with the realization that their instrument is tho very best that money can buy, that every artistic quality about it is superlative, that the artist that plays it and the music lover that hears it find that it rises to every occasion with the tone required for the truest interpretation of the music. Our new store opened with a superb collection of beautiful Chickering Pianos just from the factory. We invite the public to come and see and hear them. The Quarter Grand and the Infant Grand are highest favorites, because they provide grand piano tone in instruments that require little more space than an upright piano. Here is also the Chickering Baby Grand for those who can devote a little more space to it. And the Chickering Uprights, including the style "E," the smallest perfect upright piano that is made. There are also a very large number of Chick erings in various period and classic designs. Chickering Pianos are "At Home" all this week; and we give you this special invitation to come and view them in their new and most artistic surroundings. Piano Store, Second floor. "Wanamaker Building. JOHX WANAMAKER Formerly A. T. Stewart 4b Co., Broadway, Fourth Avenue. Eighth to Tenth Street. Flints Pne Furniture FOUNDED 1840 "FLINT QUALITY" REED FURNITURE Our display of Reed Furniture includes pieces that may be retained for permanent use in the home, and therefore should not be considered as strictly summer furnishing. The range of colon makes it possible to harmonize it with any interior desired EXAMPLES Green Reed Swing $18.00 Grey Enamel Sofa and " Table 3.50 Cushion $33.00 * " " Rocker 12.00 Grey Enamel Ann Chair 20.00 " Sofa 18.00 " Rodcer Chair 20.00 M Ann Chair 12.50 " " Table 11.00 " Table 5.50 Blue Enamel Arm Chair 15.00 " " Rocker 15.00 Green Reed Lounge 27.00 Green Reed Corner Seat 35.00 Red and Nat. Reed Sofa 17.00 Red Reed Sofa with Cushions 36.00 " Chair 11.00 Red Reed Arm Chair with Red and Nat. Reed Table I ZOO Cushion. 23.00 Swing 17.00 Reception Chair with Cushions 15.00 M ~ " " Stool 6.00 Geo C Flint Co WEST 23 tf STREET WE STAND ALONE. • We hate the largest tailoring establishment In tie world. Oar styles ire all exclusive and the garments made la large airy lofts on our premises. Our assort ment of beautiful Silver Grays will startle everyone. The price for coat aad trousers $17. Suit, $20. Overcoat, Chesterfield style, velvet collar, $20. • Let us send samples of these materials with our illustrated booklet, "Elegance at Moderate Cost," and measuring equipments. ARNHEIM, Broadway & Ninth Street. steamer New Hampshire and taken to Xew Tork this morning. The steamer Providence, of the same line, which had been out of commission at this port. was hurriedly put in shape to take the place of the Prlscilla, which will be removed from the line for several days for repairs. INCREASE OF STEEL EXPORTS. I Nearly Eighty Thousand Tons Shipped in April from Atlantic Seaboard Points. All records In the export of iron an.d steel*ma terial through New York and other Atlantic sea board points were eclipsed last month, when nearly eighty thousand tons were shipped, some going to almost every part of the civilised world. The heaviest Increase was made in steel billets, more ? than 35.000 tons having gone abroad in April, as | compared with 34.000 tons In the previous month. j The larger part of these billets, however, are ; shipped back here In new forms. They are sold I here for export at 111 at the mills, whereas the j existing quotation for billets for domestic consume- Fully 20.040 tons of last month's billet shipments were consigned to Welsh mills, where they are to be rolled into plates, then dipped in tin owl re shipped here for the purpose of making can*. The largest importer of these tin plates Is me Standard Oil Company, which use* about 100.000 ton* annually. j The Beef Trust is also a heavy buyer of tin plates. The steel rail exports were made principally to South Africa and to South America last month- Australia was the heaviest buyer of wire. This material is to be used for rabbit netting. There is an enormous demand in New South Wales, us the government ha« decided to assist the farmers in ■ combating the rabbit pest. Over 5500.0Q0 of Ameri can netting will be employed. In New South Wales , alone nearly '•/-■> miles of rabbit proof fencing Is : now in use. The nail exports were made chiefly to i Great Britain, while last month's pipe exports went principally to the Continent of Europe. The expert ; of rails amounted to 23.141 tons in April. About 5,000 tons of steel "plates, beams, blooms, etc.. went ' abroad. The April exports of wire, nails and pipe i represented an aggregate of 16,075 tons. The prin- i cipal increase over the previous month's shipments was In wire, close on to t««W ton* having teen i shipped. NOTICE OF REMOVAL. THE MACBETH GALLERY Is Now Located at 450 FIFTH AVENUE One Door from the Southwest Comet of Fortieth Street. Just Below the Nev Public Library. TEUPHOM: iVKt BRYANT. WOMAN GORED BY A COW. Scuth Xorwalk. Conn.. May <*.— Mr*. Paul popp was frightfully gored to-day at her home here by a cow. Tiia animal' horn tore a gash four Inches leng under her left arm and another an Inch long on the right side of her cheat. In addition she was bruis«d all over the body, and is now la a, critical condition. J Drink Dr. DADIRRIAN*S Zrtft! A If *J %J %m A l\ ! Specially prepared fermented milk. Claimed by Bfjf MiI GHHIKQfF to *• th « ELIXIR of LIFE •net that by drinking freely of this nourtaainf hev»ras» life « 111 b« greatly protoc.g*4. •■valuable tor I -ration "i — rmrnli Trouble*. EASILY DIGESTED FOOD. Refreshing Beverage. At Soda Fountain!, Draft**. dies. Refuse "Just as good." 8