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v ROW APPRAISERS WORK REALTY SCHOOL FACTS. E. H. Gilbert Says Unit of Value Must First Be Established. E. H- Gilbert, of J. Edgar I>aycrafl I Co.. *pok* la^t Right about "Appraisals" at the real #.Ftate school of the West Side branch of the Toons Men's Christian Association. He said that the power or appraising is neither an art m, a science, just a faculty of the Judgment acquired by long familiarity with prices ob tained and analysis of them and the resultant formulation of certain rules, these rules being few and simple. By thtir application approxi mate values are determined, after establishing xrhat is technically called a unit of value. No rules are absolute. The unit of land value Is the value of a Finale lot of lard fronting on any street or avenue and lying about or near the middle of the block. On Manhattan Island this unit of value la cal culated from such a lot 25 feet wide by 100 feet deep. In Brooklyn the unit of value is usually 30x100 feet. The unit of value nerve* as a basis of all other calculations. It is therefore essential to determine the fair market value of a unit &*■■ a t-tarting point. Mr. Gilbert furth.-r said •The value of a lot of land is tha measure of the best use to which it can be put, considering the location and the surroundings --• fn money. There is seldom any material rcces .■-ion in the value of land in tho thickly settled districts of Manhattan Island from prices ob tained at any period, and this comparative sta bility enables us to say that the value of any land in that borough is its present value, based upon a reasonable comparison of price quota tions on lots similarly situated in a like neigh borhood and amid like surroundings. Where puch quotations can be shown to be the outcome of agreements to buy and sell under normal and equable trade conditions they are the first facts to be sought as an indication of the unit of value. The sources of these facts are the copies of the records In the Register's office. "Pome knowledge of actual cash transactions In the neighborhood la essential to accurate Judgment. These transactions may be Bales or they may be leases of land for lor.g periods, from the rental reserved In which the fee value may be inferred. The knowledge of these may be persona! or communicated upon satisfactory authority. Wherever quotations or such de scribed knowledge cannot be had in the time jjiven for an appraisal the opinion of at least one competent Judge should be obtained as a check against error. If there should be an er ror made in determining the unite of value the appraisal built upon It will, of course, be inaccu rate. The prime essential is, therefore, a correct valuation of the unit — all the rest flows from tliis quite logically. The practical process of appraising may differ slightly with different men, but it is substantially the same In all of fices. Assuming that we are asked for the value of a single vacant lot about or near the centre of the block, first look at it to see if it is exca vated and how deeply, if it Is at grade or above prade, and if there is rock upon it and to what extent. "What is the character of tho bottom? Note th- physical conditions and then examine the surrounding class of improvements. Is the property accessible? What are the prospects of the neighborhood? After the physical inspec tion the history of the property is looked into ■:id such sales of it as have been made are to be noted, with dates, or such prices of adjoin ing lots or - * lots in blocks similarly situated. As many *>a las possible should bo discovered a?id noted, li no quotations can be had from the records inquiry must be made of persons familiar with lea in the neighborhood of the property as to prices which have obtained. Al most every neighborhood baa one or more local brokers who are familiar with the conditions of their own locality and with its history. A large acquaintance of such persons Is advantageous. ' in estimating the value of one lot standing by itself and so surrounded that it must be sold ringly Js an important consideration. I have known it to make a difference of "5 per cent under the value obtainable from the same lot where such limitations were absent. The valua tion of parcels containing an area of less than 2.K00 square feet is more complex. Very Irreg ular lots arc especially difllcult to appraise. In the case of lots that have the regular frontages cf 25 feet, or approximately that, but whose depth varies within 100 feet, a certain rule has been formulated based upon a graduated scale of values for each five feet of depth, the key to •nhich is found In the presumption that the front half of the lot Is worth two-thirds of the value r-T the whole. This is called the Bofman rule, after the name of its author. This rule has gained great authority and Is, in fact, the only MARK TWAIN confesses that he was the original in some of the pranks of "Tom Sawyer." JACQUES FUTRElXEhasanew problem for The Thinking Machine to solve. ROY NORTON reaches the climax of his Japanese- American war story* "The Vanishing Fleets/* It is the best instal ment yet published of this fine serial. SEWELL FORD brings Shorty McCabe to the front again in a story called "Guessin* About Sadie." HUBERT M. SKINNER tells of the origin of the Thanksgiving turkey in an article called "The Bird of Many Names." These and other features in Next Sunday's Magazine of iO.Hi . KlOUliiili hard and fast rule that fits a great variety of conditions. It has Us exception." and must not be used slavishly. It is valuable as a check to the Judgment and as suggesting a figure of value for subsequent consideration by the Judgment and lor comparison with concrete instances. "There are cases where the front half of the lot is worth more or less than two-thirds of the value of the whole. These variations from the rule are appeals to the judgment of experi ence. The most common form of small parcel of land is that which has a full depth of 100 feet, but a width less than -■"• feet. The build ers of private residences divide a larcre plot into such small parcels— the very familiar forms of these are 15x100. 16.8x100. 18.0x100 and 20x100. "The valuation of lota that have a frontage of less than 25 feet and a depth of teas than 100 feet is a difficult task. Common forms of such lots are 23x75, 20x50, *J<»x7r.. 20x60, 20x80. 18.9x75, 10.8x73 and 18.9x50. If the unit of value be $10,000. what is the value of 18.9x50? "Valuations o (such parcels submit to no rule other than the usual one of availability. "For instance, it may be said to be true beyond question that a lot 20xG0 which contains 1,200 square feet Is worth less than one 23x50 which contains approximately the same area, because of the loss from the more valuable dimension. The Hofman rule says 25x50 in area, or half a lot, is worth 07 per cent of 'the value of a f\ll lot; then 2O.\t!rt. which Is practically half a lot, must be worth less than t!7 per cent of the value of a full lot. "Let us suppose a full lot to be worth $15,000. Then, 25x50, containing 1.250 square feet, i* worth tiT per cent of $15,000, or $10,000. Now, frontage is more valuable in proportion than depth, and though in the lot 20x00 the depth is increased 10 feet, while the frontage Is do creased but 5 feet, the one is 10 feet In 100 while the other is 5 feet in only 2."» feet. The one is a 10 per cent Increase in depth against a 20 per cent increase In width. "Hence, though by area the lot 20xi'»0 would bo worth the same as 25x50, it is really worth con siderably less because the loss is proportionally greater In the most valuable dimension. "How much less is it worth on this account? It is something gained to know that it is worth less than $10,000, or 67 por cent of tho unit. Is 20x60 worth GO per cent of the unit, or $9,000, or 50 per cent of the unit, or $7,500? The value probably lie? between these figures, and this narrows the question of Judgment down to a difference of $1,500. Recourse is then had to the records of transfers and to Judgment of others.'' LOT SALE A SUCCESS. More than $145,000 Paid at Auction for Eighty-nine Bronx Parcels. The results at auction yesterday clearly showed that big buyers are now either timid about buying at auction or have not the money to buy, and that little buyers ha.v« much ready cash and have no doubt about the stability of values. In view of this fact most of tho parcels offered at foreclosure were bought in by tho plaintiffs at a sum less than the amount of the liens against the properties, and for the par cels at voluntary sale there were many buyers-. For the eighty-nine Bronx lots owned by David B. Cocks, Joseph P. Day quickly realized $145,525. That Bale was held by order of Mrs. Agnes K. Murphy, Mulligan acting for tho owner. The prices for ten lots in Webster aye., Just south of lU3d*s-t., ranged from $5,400 to $5,500 each; for eleven lots in Decatur aye.. Just north of Kingsbridge Road, from $2,400 to $3,400 each; for thirty-four lots, forming the block bounded by Mount Vernon aye., Herkimer PI., 233 d and 235 th st.s., from $400 to $2,100 each; for four lots in Decatur aye., just south of l'Jlid st., and with a depth of about 145 feet each, from $•_'.{**> to $3,000 each, and twenty nine lots in the block bounded by Napier aye., Herkimer PL, 2384 and 230 Eta., from $400 to $1,050. The other auction sales yesterday re sulted as follows: By Joseph r Day: 603 Slaiihattan ay. w „ is,-, ft «of l^lst si. loxso, a sty et fr dwl h; i-herlffa .<alo of all rjsnt, uu>;. e tc, which Aut'Utt liHlng^n hail on June 88, !'.<•><. or tlnot; to the , alntlflt for *s<.«>; 140U and 141!) Avenue .A, nw cor 7GU* it, 25-6x75. :. itj Brit ten h and slut.-; M J Kaltthen apt Jacob Till .t al .111,1 dv. $ti.ol3fiS; taves, etc, $40(104: nub to two prior mtsea of *;11.<>-A); to the pliiintl.-f for i 13.U0U Tiffany tt, n w cor KTth st. 12.11xM.5&108.5z75, vacant; a M H«racti » -t .•v.muel Glaseman tt ai. t-mt ■!■,■. Eli,atf2SCi tax** etc $:•«»; ful> to two ni'Kos of *J4," JO; to tf.e plaintiff for J14.W4; X! loth at, 'i », 175 ft w of :ii ay.; £Cx">4.ti. lfaso nuld: 4 Bty brk K:i h; Catherine Uietan a*rt Mary itl ., amt due. $6.M>s 04; taxes, etc, $<10<>; i., !■.. : j-itift for $^.120; 60S Walton aye. vi a. MO.B ft n of 150 th .st. 1C Sx KRJ. 3 Ety brk Swig !:. German la Life Ins Co act Lars l.Ylc&jn el ai; ami due. f 4. 847 •),"., taxes, «tc. J«!»<j©- sub to a second niti?e of $1,411 08; a.'. to Noveiufx-T €3 E4th et, n t-. 03 It c ot «sth avf, 18x100.6 ', my bik &* * h; 0 I E>ani»l! ' a«t N>therlaiids Ct.rp et ill; a:nr dui>, 181,86004; taxes, «-:• . 51. 274 Hi. udj to liereriib.>r 17: nisi at, ■ s. \(*> it c of Robblna avi, 7.">xl^ llx;.V2xllf>.3, vacant; Century Investing Co apt Broadway Reliance Realty Co Bt a!; action 1. amt <iu»\ J7,j'j<>t>o; tax-s, etc, I&48 12; to the plalmlff for 56.360; Southern Boulevard, D w s, 144.3 ft n c of I4OUI ft. runs n c 0-1.5 to Waifs aye, x n 44.7 x w 117.9 x n .v :< to 141 M bt. xv. '.0 x 6 148.9 x c 115.0. vacant; aame ast Fame; urtioni; p.'une aity; Bam* raf; amt due. $11, 138 Ml; taxes, etc $<;>! 71 : to tlio plaintiff for 124.000; Southern Boulevard, >i w i<. 57 ft da of 140 th ft. 88 7xl*. r , 7x 113.3. vacant; tarr.e asrl came; action 3; Fame att>, game rcf: an.t due, 114,503 p9; mm. .■!<-. $I. 'loß 63; to tho plaintiff for ?14.«»0; Uobblns a-.-"-, n c cor 12t»th et. XOO.IOx XEW-YORK DAILY TRIBUNE, WEDNESDAY, NOVEMBER 20. 1007. P">. vacant; same ngt same; action 4: arm due, $10.214 88; tuxes, etc. 14.200; to the plaintiff for 18.660; 188 it. d s 05 ft « of Rabbins are, 76x160. 1*, vacant; same, «nt ram*; action 5; ami flue, $6.283 39; tax-.-', etc $ST4 iS; (•I the plaintiff 'or $5,050; Southern Boulevard, a c s. 118.8 ft s •«■ of I4isr ft. 579x104.2x."0xi:5."».:j. vacant; xanie agt same; action '"■. arm due, 110,6191 • taxes, etc, SSvii;!, to the plaintiff for $10,000; MOtl it, n v. '-"'•■ " c of Foii'.hern Uou:ev;ird. 00x125, vacant; sat act same: action 7: ami due, 13.85130; taxes. etc, 133167; to the plaintiff for $3. >: Southern Boulevard, b e cor 14'nh rt, ll.V«ixl44.lxl<»r«K<;.3, vacant: same agt same; action 8j ami doe, * 16.«»5 89 taxes, etc. 11.152 82; to th« plaintlft for 1 15.000 - 140 th s-t. st,s t, 161 :: ft •• of southern Boulevard. 75x100. vacant; same act same; action 0; an o"«. 55.17504; tv- etc, $5:>S 44; to the pi llntlfT for S-*>.f»N>; i:«>th st. n *. 144.4 ft c of South, m Boulevard.* lWOft vacant; sam-» act same; action 10; ami flu*. $5,175 O4; tti.v a, etc, .s^s 28: to the plaintiff for ?4 50O: I^o'h f=t. n c. 21*4 4 ft .- of Southern Boulevard, 75x100. vacant; sarr.i- out same; action 11; amt due. $3,000 62; taxes, etc. t22»02 to the plaintiff for M.000; 139 th Bt. 'n U. 389.4 ft c of Southern Boulevard. 75x100. vacant: tan;.- art siin-; action IS: a:nt doe, W.IK-O *2: taxes, etc, $229 02 to the plaintiff fnr *3 750; s./Uthorn Boulevard, ■ •■• cor I41«t ►"• 43.10x117.9x28.9x111.9. vacant; Knickerbocker Trust Co RR-t Arto'.ph P<-hi.tnb«Tt:er pi al; amt due. 17JW803; laxfh, etc, $504 70; to th.- Century Investing «'•> for $7,900 By Samu*' •-•■!■'■ ker: Southern Boulevard, ■ «• cor 141.-t Bt, 110.6x76.3x92 5x135.3. vacant; Knickerbocker Trust Co ast Samuel Green el al; ami due. $11060 30; taxes, •-• ■ *:>-■• 1 i to Gerhard Kuehrie, jr. fnr a cli-nt for $12,000. Bryan '-.. Kennelly will offer lor sale I i-day in the auction rooms No. 159 Easi V'Ttli * . No. 3 1«; i Second ay*>., No 1174 Becond ;ivt-.. N'n. 330 West irr.tli st.. No. 54fi Hudson Bt., X'> EKJWest 123 d st., Nos T'>*> and 710 Greenwich Bt. and Nos. 536tf and ".■_'* Brooma Bt. Joseph P. Day will offor No. iTJI West 61st Bt and a plot at the southeast corner of 134 th Bt ;md WllHa aye. GETS A $300,000 MORTGAGE. lira Elizabeth B Bchlej h*:- mortgaged her home. No. fiiT< Kifrii avenue, f<>i $300,< LH< ''•■" anoe Company. The propertj fc'is a frontage i I on the a\fnu». It la :i i led i ov« (600,000 I north of the home of Col BIG PHILADELPHIA HOTEL LEASED. The Matt. J. Ward Company has sold for Un Robert Stafford, proprietor of the Hotel imperial In this city, the furniture and unexplred term of the teaae of the Hotel Walton, i- Philadelphia, to >ni:> Lukes and Zahi Broth era for about (175,000. The same broken also negotiated un extension of tii^ leaie with thn ow::ers. the Robert Goolet estate, of this city, for a term of years at a rental arsrfgatlni; over $1,000,000. SALE OF BEEKMAN ST. BUILDING. Ruland &■ Whltln ; Ber gen and others to Henry Laerburger thi Bye Btw mtnt vii.i niboaUai buildinc. No- •"••* Beekman The size of the riot Is 25x87 REALTY BOND ELECTS OFFICERS. David A. Clarki n was veaterday re-elected president <>f the Ileal Ektate Board of Xir"kers. The other otli.-era chosen were: Vice pwMent. Joseph P. Pay; secretary • Edward L. King: treasurer. Klrhard Alexander: cov err.ors. David A. Clarkson. Joseph P. Day, Fran B. Ward and Alfred V. Amy; nominating committee, Joel 8. •it Welding-. Wright Barclay, ■»...-.. C. I>ster and W. "VVlllla lieess. ojiJ auditlne committee, j •■! S. de ridding. Charlea E. Duross and 11. C. Senior. Tlie organization also voted In favor of a chjuige in the constitution and bylaws, so that out-of-town tirokrrs may b«coine non resident members of the board, and permitting th.; Kbls lntlon and taxation committal to have as&oclate members. The orgujil^uU'n la to be iticorprTat«J. « ■ ■ MARINE INTELLIGENCE. MINIATURE ALMANAC, Sun rises o:f>2!Sun sits 4U3B]Moon rises s:lW|Moot/b age 10 HIGH WATER. A.M.— Hoc* 7:42 1 >..•-.. Island SKWjnell data »:.%3 P.M. — '■ Ji.-'iv B:lS|Gov. Island B:32|Uell t;ato lo:^i WIRELESS REPORTS. The Baltic, which was reported from Cape Tt/ire as 1,241 tnlii east of Bandy Hook at 1 :4."> p m jostvrday, is" expected to duck about C> p m Friday. INCOMING STEAMERS. TO-DAY. Vessel From. Lane. •Majestic <jt;een«to\vn. November ll. White Btar •I J Bigiamund. Colon, November 0 ilamU-Am •C X Tletgi Christlansand, November O.Bcand Am •Colon i\ inn. » November 13 Panama •Hero Barbados, November 11 ■ •Obldense Para, November «« li^oth Uinlilote <iil>r.4ltar. November I <"ii<-rb<juiK. November 7 N o Lloyd Hudson Algiers, November 31 El Rio Gaiveaton, Nov«-ml>er 12. ...50 Paeiflo Arconia Libau, November •> Rusnian < arpathln. i;ibrniiar, November 10 Cunard KonlK Albert tiihraltar. NcvemUr 11. ..N CJ Lloyd her ill" Gibraltar, November 10 Italian Bt. Andrew Antwerp, N<<ven.ber 0 Phoenix Err.],- intwerpi Novemter 1» Red M.ir jjl i»io tJaivebtuii. November 14 s« Pacific THURSDAY, NOVEMBER 21. •Mauritania Liverpool. November 10 Cunurd Ci.ml>roinan Antwerp, November » Red Star City of Savannah s.i\-.inn..h, No\>u.lht 1* Sa\nr.nu!i Antillus New Orleans, November 10-.t^o l'acirtu FRIDAY, NOVEJIBER 22. •Baltic Liverpool, November 13 White .S!*r Mt'lticr N»pi.:». November :> Htmb-Am l», u .|, t,, Hamburg. >fovembcr lo lUmb-Am ulJenijurg Bremen, November 10.; — N <J Ltcyj Druri;uHfic'.'.**!*.'.'.*.AU-iT«, November 7 *."... Erika . Barcelona, November h <ians Kx'-elslor N«w urliai*. November 111.. 50 Paeiflo bua Marcos Qalveiton, November l'J Mallory SATURDAY. NOVEMBER 2.1. • ■%■!•!• Southampton, November 16.. American •K. A. Victoria Hamburg, November l4..;;Hamb-Am •La baM'lc Havn Nov, rnl.er Ht lYt-nrh Barbaroat t Bremen, November l:: . . n q Uoyd IndralFti:a Qlbraltar, November f» K.iiibas City ■ Savannah, November 20 Savannah •Urlrß" mall. OUTGOING STEAMERS. TO-DAY. V»t-Kel Wosti. Kor. l.tnr. JI«iI closes. ealN. Oceanic. Southampi White 0:30 am 10:00 am Vnltalre. Argantlne. Lamp & H01t.... o:3oam it:oi>ain BHvta, Newfoundland. Red Cross -■'•.: Fotsdam. Rotterdam, Holland-Am — .'.:(»um Zeeland. Ai twerp. lie : Star 10:0">am Madonna. Naples, Ka'.»re Apache. Jacksonville. Clyde • r!:<JOpm Alamo. Oalvestnn. Mallory 12:0Om Hamilton Norfolk. Old L>"n> . S.'K»pm THURSDAY. NOVEMBER 21. Arabic, Liverpool, White Star .'>:;;oan 10:00 am La i/.in»i!'. Havre, Frem H.uiam l<»:'io a. in Uiiltiid States, Chrlstlua sa.id. SranJ-A ll:inara I^:>j<» in Brantwood, Pernambuco, Brazilian.. v.l2-00 m 3:(X»pm L'ller. Uuiana, New York i. Uemerara.ll :3oam 2:oopm Ouiana, uulana, Quebec H:i'i m H.OOpni Mexico, Havana, Ward U:uoan 12:00 m Batavla, Naples, Hamb Am - 10:00 am Main Bremen NO Uoyd lo:imam Algonquin, Jacksonville, Clyde - 8:00pm City of Columbuß. Eavannah, Savannah ;<:<«> p m Jat.-iebtov. n, Norfolk. Old Dcmlnl/5n. .. . 8:00pm FRIDAY, NOVEMBER Zl. Peninsular. Azores 7:00 am 0:30 a m Aqulllu.. Argentlni- 7:ooam l>:ji>am P. der Nederlanden. Haytl, I> \V 1 11:00 . l:0Opm Finance. Colon, Panama llHNlam 8:OOpm Santiago, Tamplco, Ward - -■ Jt:l>Opm Ada, f'ampeche. Ward :i:O0 p m Kin Oral Brunswick. M;i'l ry 1J:OO m Hooroe. Norfolk, old Dominion — — 3:00 pm TRANSPACIFIC MAILS. Destination and eteatmr. Close !n New York. Japan. •■!•■•>, China and I'hillpr'lne I*l ands (via Vancouver and Victoria. BCD — ipresh of India Nov 21, 6 00pm Hawaii. Jnpan. I'orea. China and I'hillp pine lelnnda (via Han Francil — Hong kong Maru Nov 11, 6:oopm Japan, C'orea and i i. ■« (aDeelally .i i dreaaod only (via Seattle)- i-- i*a Maru. Nov 21, 6:oopm Japan, Corea and China (specially ad drefsed tnly) (via Taooma — Kr.-mun. . .Nov 22. C:OOpra Japan. Corea, China and Philippine Inl and» (via Seattle) — Mtnn>«otu. . . Nov 24. 6:00 pm Hawaii. Guam and Philippine lalanda (via Pan Francisco) — U 3 transport Nov 30, 6:00 pm Australia (except West). New Zealand, Kirn 'i«n Islands. KIJI Islands and New Caledonia (via Vancouver and Victoria, Jt ■ '- Acronpl !)».-. 1, CdOpm Hawaii (vl.-t San Franc!."<o> — Alameda Dec 1\ 8 00 p a Hawaii, Japan, Cor'-a <*h!ni\ Hnd I'tillip— ptoc Islands (via £;in Francia Korea . . Pee «. «:OOpni SHIPPING~NEWS. Port of New York, Tuesday, Nov. 19, 1907. ARRIVED. Steam»r Venezla (Fr). Joubert, Marseilles November 2. Naples •". and Almeilrln 8 to Jamea \V Elwell *• Co, with 10 cabin and 3So steeragO pautingera and n;i^i>. Arrived lit the liar .it 0 a in. Steamer O A Knudsen cSor>. Paulsen, T-.rri i a Novem ber i*. with le»d and copper bullion, to tho American Pmeltlin- and RefiUing Co. Pawed in Bandy Hook at 7:13 am. Steamer Kavahoe. Hale, Georgetown B C November 14 and Wilmington. :■: c. 16. T.i the Clyde 8a Co, with mdM. la.-sed In Quarantine at S:Oj a in. Steamer Motanzas, Miller, Galveston November .1 and Port Tampa 11. to tho Millory Ss Cc, with iiid*». Passed In Quarantine at H;li> a m. Steamer Nui .-. Ulx, Mobllo Novembar 11 and Bruna wiok it;, to the Mallon s» Co. uith paaaeng.-is un.l mdtie. Pn«s«vl in Quarantine nt S:10 a in Steamer Prlnx Joachim (Ocr), Yon Leltner, Bavanllla November 5. Cartagena 6, Port Llroon n, colon IL' and Kln^aton U, to the Hamburg-America Line with 4 rassi-nKersJ. malls and mdse. Arrived at the Uar at 2:.Vl p in. Steamer Philadelphia. Crocket! Porto Cabello Novem ber 8, Curacao 10, La Ouayra 11 anj 6an Juin 13 t , 4 Boulton. li.ls>i & Pallett. with 'Ji paasenera mull anil n>dst'. Arrived at the ):.ir nt 10 p in 1»^. Steamer Julia Luckenbach, Ckmnell, Mayagues November 7. Arroyo and Baa Juan 11 and Ponce rj. to the Iniuiar Line, with lr" • Mr..- ! a t thi f !ar . ,;...„ a ra Steamer California n<r>. Blal Glasgow nd Noville November 9. to Henderson Bros, with 207 cabin and 800 sttfiaK" pasfccnfircrs and mdse. Arrived at the r.. ■ Nt 0:11 l> m lMh. Steamer Krr ■'..-.■ (Anst), Sattoro, Trteate October 5, Kyi.' 11', Smyrna 19, Ailr.i 29 and Bermuda Nov«uil»t It to Pbtlpa Bros i CO, with tndse. Arrived at the Bai it It p m I 1I 1 - I . Steamer Aroa Castle (Br>, Day. Parapat October H. Mozambique l" and Durban 16, to Barber *• Co, with mangrove bark. Arrived at tho Uar at S:.'C; am. Bteamer Principe ■!( Piemonte, from Naples. Passed in Sandy Hook at 11:15 t> m. Ktcamei Waahtenaw, Crowley, Port Arthur No\embt.r ft. to the Union Ba Co. with oil. Passed In Quai mi at 11:40 a m. Steamer Havana, Stevens, Havana November 16, to th<; New Tort and Cuba Mall 8a Co, with 71) passengers, malla and mdse. Arrived at the Bar at 11 • m. Steamer Hamilton, Boas, Newport News and Norfolk, to the Old Domini ts CO. wlili pa^s<T.iiers anj muse. I*as;-J In at inline at 8:80 p m. i Autumn Resorts. NEW JKKSF.Y with the environs of numerous other sports and fascinating social life at Atlantic City NEW JERSEY -THANKSGIVING Mi ATLANTIC CITY'S FALL EASTER A PERIOD similar to the Resort's famous Easter Sunday, a time -when you trill /"\ lintl a refined, cultured class of people, representing every section, enjoying the benefits and pleasures afforded by the popular resort. Make arrangements to come down and stay over Thanks-giving— it affords an excellent opportunity for a, week-end holiday— and yon will return surprised at the marvellous restful condition a few days' sojourn will give, not to speak of the many exhilarating pleasures and pastimes you will enjoy. Special arranged programmes by the Leading Hotels. v< >< TH E LEADING HOT EL S >« -« Write to any of the following for Information, rates, etc. IIOTI'I, TKVYMOKE i *>AI.KN HALL IHMM, 11..\1.m.i.r, TItATMOr.F. lIOTEI, CO. I Hot*! and Sanatorium. IIOTKI. HI'tMH.F I **■ l-~l -~ YOL'NG, Manager. American and European plans. JOEL HILL- HOTH. ST. <II AIM .MAN Prop. Famous Harvey's. Wash.. D. C. XE'.vi.ix HAINES. IIADDON MALI, „„,„„»» HOTEL DEN3O9 WALTER J. BCZBT. ... „ «VTV THF D L nED3 COMPANY M \HIRI»RUI. II HI IMIHM fIIAI.FONIK IIOTTI Li-t-DS CUVAHI. JOSIAH WHITE & SOXS KOVAI. I'ALACE »<>^ rAT AIK HOTZt CO. I THE Will WILLIAM R. hood. Atlantic City is only three hours from New York. Four through vestibule* trains daily via Central R. H. of N. J. or the Pennsylvania R. R. To Let for Business Purposes. LARGE AND SMALL OFFICES, THE CENTRAL BANK BUILDING, LATELY OCCUPIED BY PUBLIC SERVICE COMMISSION. VERY REASONABLE RENTS;. APPOINTMENTS PERFECT. Apply to H. L. MOXLEY & CO. Or to the Agent of the Tribune Building, 154 Nassau St. Room 610. Buildings* Stores AND LOFTS TO LET ON DOWNTOWN STREETS RULAND & WHITING CO., a UI.KKMAN st. Unfurnished Apartments to Let. V— A.— A — —a.— a. . 14S Weat Ml rt.. four story and baiwnv-nt prlrate Dwelllac: 13 rooms, pantry «xt.: leas*. MUI it., between sth erul Ctn »v?., four ■l'>r>. 14 r .■! '.-■o; 'r iu , rvnt. $J."(O. < rHIULJE CAiuiK\r. 196 aui aye. ■ ■■;t. HI APARTMENT TO RKNT; 7 ROOMS* unfurril>li-d; al! moOriti Improvements; >uhvay ror i.er; alfohitHy nrrprowf. i'UIRITNCr: HOtTSK, Fourth aye. !■•.•! lMh st I>ONAVI3TA COi:RT. »4.i-9 ST. NICHOLAS AYE.— ."> lour and fl\i» r< •"•ma anj bath, 130 J4O. Apply t1"-perintesdentt1" perintesdent en prnnlsaa or liE sr>L.l_'iN(.» BROS.. 1 1S llnvulway. N. Y. City. Apartment Hotels. HOTEL Grosvenoß Fifth Aye. and 10th St. Catering exclusively to patronage of the hlghfit etnas, affords a permanent residence for select people. Apartments of two rooms and !-aj*ii to eiqnt rooms and four baths. Lessrs rcw being mnde. WILLIAM H. PURDY, MANAGER. r C WTH FT -ONK City Hotels. HOTLL GRENOBLE 56TH ST. AND 7TH AY. A SELECT FAMILY AND TRANSIENT HOTEL* DArtMc *1..">0 per Uay and up. KOOMJ) *L».OO per day and up* WITH PRIVATE BATH. Parlor, bedroom and bath, $3.00 m day and upward. Desirab!o Suites of all sizes for permanent guests at special rates. Restaurant a la Carte. Open till 12. Music. WILLIAM P. CHASE. Brooklyn. nMAI.QARET. JO TO r<l> COUJMSOA H.iKl.^ i lead ■.! T..T,. Ste.»me r Calabria (Br). Coverly. i>oK!orn October » Naples November 1. Palermo 2 and Aim. rla « to Hen derson Hi ■-. with 13 cabin and USO steerage passengers, malls and md»e. ~ Bteamer S.m Jaclntn. Staples, Galveston November 13 and Key Weal 16, to the Miillory S« Co. with pasaencera and mdse Anchored It. Grave.send Hay at •> ft m. titeamer Katahdln. Queen. Qeorgvtowrf. si, November it., to thu Atlantic Coast Lumber Corporation, %tth lum- Iwr. Pa ed in Quarantine at 7:.» t> m. Bteamer Victorian (Br), Hurt, Liverpool November *. to the CVhite .--!^i Line, »ltti mj i'uasrU In Sir.dv Hook tit B:00 p m. ' Steamei Old Colony <now). fmm Philadelphia. Pa«<<#d li) Sandy Hook at 7 p m. Steamer l.:itixKink Mir). Rout. Clicrlbnn Augri«t 2S Tegal 28i nmrang September 7. Blngapore 11. Colombo -". Bu< October 8, Port Bald 11. Algiers 80 Gibraltar S>. Bermuda November IB »i. ; Dataware Breakwater 18. to .Tames W Elwell, with «ugar. Arrived at the Bar at 6:30 p m. Bteamer Principe dl Piemontc. from JCapl?3. South s,oiithe;ißt of Fire ifilnnJ tit v.V. P m. Bandy Hook, N .:, Nov 11). 9:30 p in — Wind north: mod eruto breeze; thick bast . • SAILED. Steamers Georsjio inn. Liverpool: Princess Anne. Norf olk ami Newport Newn; City of Memphis, Savannah; El Alba. Oalvaston; J H Auk Kessler (Dntch), London; Rocio <Nor)i Purto Cortes; Sllneola ißr), Cuvlto. Kobe, etc. STEAMERS AT FOREIGN PORTS. ARRIVED. Bremen, Nov 19, 10 a in — Kronprlnzessln Cecilia (O»rt New York via Plymouth and Cherbourg. Antwerp. Nov Ocean (Dutch), New York. Copenhagen. Nov 10. .'. p m— Helllc Oav (Dan). New York via brUtlanaand. Cenoa, Nov 14 — Kurcpa. (Ital), New York via Naples. Havre, Nov l'J. 1 * in— La Uaocoßne (Fr), New York. Rotterdam, Soy 18 — Saratov (Ross), Now York for Ltbttu. Hull. Nov 18— Toronto (Br), New York. Leghorn. N v l«V—Perngla (Br). New York via Naples and Marseilles. Singapore. Nov 19— Norman Prince (Br), New York for Yokohama, River Plate, ffov IS— C«Ha (Br>, N*w York for Vai par.il:>'>. al . BAILED. Ft Vincent, C V, Oct 2!*— Cliatluim (Hr) (from New York), Prt'iii.ititl* and Adelaide: November 0. Klvaaton (Br) (from New York). Dunedln. Auckland, etu. Catania. Nov 12 — Hermlno (Aust). New York. Rotterdam-, Nov 17 — Smolensk (Kuss), New York. tantoa, Nov 10 — 'Mack Prince (Br). New York. PASSED. Scilly. Nov 19. noon— Pennsylvania (O*>r). New York for Plymouth, Cherbourg and Hamburg. Gibraltar. Nov 19— fit Patrick a:r». New York for Hloro, Yokohama, etc; Rlekmers (O«r>. New York for Yokohama. Pom* Ferraria, Nov 10— Prlns Wlllem V (Dutch). New York via Porto Cab«Ilo. Fort au Prince and Curacao .Xor Ameter^aj^ To Let for Business Purpose*. TO LET. SINGLE OR EN SUITE. IN 320 BROADWAY 320 BROADWAY MONEY WANTED ON Improved New York City Real Estate. If you have money to lend on improved New York City Real Estate it will earn ;.>; if put on this market. To wait means you will receive lower rates. I ran place amounts of from $7,000 to J50.000. Such security is concrete and controllable. Better ttmn mdustriala »;■•>,) ;i- Bovemmeat BURTON THOMPSON. Broker. Number One Wall Street. riTANTED.— LOAN OF SMS Bl ÜBD Bl FIRST 1 » mortKas*. at 6 p«r cent, en a li.'-r»>m house, oceu— pylns whole- bloch of 10 lots ani faolr.R trolley; apprai*«-J bjr Titlx (.luarant.-* Company at $1J.»X»» AiUrras LOAN, Box »•►. ■-■;. .■•!;: a Olflce. .-*.:..<- OCCUPY A MODERN FACTORY AND BATE MONET. LONG island CITY FACTORY CO.. New York Office*. 140 Nassau St. Country Property for Sale. VHSOLKTELV UNBQUAULSD CORNER PLOT OF 3 ii 1 . tn the mout promln-.-nt section of l>ouglas Man>r; lUted sti.cks or in. ls tiiken In payment. Wrlto B. Hl,in I 2WI I>risss »v«., Brooklyn. I^VARM >X>R SAI^E.— KENT CO.. DEUWAHE; 12* . acrea Bn*M fruit ar. '. gTado land; iroUucts sold lor cash ai nation: price. S^.uo". with $4,000 erjulty. will •■ell or exchanK» for city property. Call or address OWNHR. 1066 Prospect 1 ... Brooklyn. rpiiKKK FAMILY HOUSE. ASPHALTED STREET. IM- X provenienta; ... *■"• -'"I; *' ."■<«> cash; balance. 5 per cent, rvnts Kit PAUL* -'.r2i Bcuievaid. near 1.1n.-r.ln stre.-t. Jersey P>rr. Country Property to Let. C«UORT HILLS, NrJ7— for RENT, decembi:r ist. 4O four months: reasonable terms; attractive house: riv» tiiasterK'. fn., lervanta' rooms; stable. Addraaa KCNIS— •; i in. iii' i". OlfVe. City Property to Let. family HOUSE. 6 ROOMS AND BATH: aU improvements: flna location; Barnes »-i» . corner 2ioth St.. TCilllamnbrldgc. Apply ;>7»">- Barnes ava. Surrogates' Notices. IN PURSI-ANCE OF AN ORDER OK BOH. FRANK T. Fitzgerald, a Surroicate of the County of New Vor«, Koticai Is hereby given to all persons havlns claims •Kainst Jan« K. Pomemy, late of th« County of Not* York, deceased, to present the aajaaa vita vou>-hers eroof to th-^ subscriber, at his placa of transacting business. No. 40 Wall Street. In The Ctty of Now York, on or before the filth d.ty of January next. Dated New York, (ha twenty-sixth day of June. 1907. EDWARD POWIS JONES. Executor. W. Pim.TTT CARLETON. Attorney for Executor. 49 Wall Street. Borougn of Manhattan. The City of New York. TN PURSUANCE OF AN ORDER OF HON. FRANK T. Fltzeersld. a Surrogate of the County of New York notice Is hereby riven to all persons having claims against Herman Miller. late of the County of New York, deceased, to present the name with vouchers thereof to the itubscrlber. at her place of transacting; business, at the ofilce of William K. Svme. No. Tti William Street. In th« city of New York, on or before the ITTth day of January c*xt. DaUd New York, the i:.i day of July. 1901. CLARA L MIL.I.KR, Executrix. WILLIAM R. RTMi:, Attorney for BMCUtrU. "li WUUara IMiasl. Il>t »ugh of Manhattan. N. Y. Oty. IN PURSUANCE OF AN ORDER OF HON. ABNER C. Tiiontuss a Surro»rute of the County of New York, notice Is hereby given to all person* having elujm* against Octavlus D. Baldwin. lat« of the County of New York, deceased, to present the name with vouchers there of to the subscribers, at their phi..* of transacting »•:•■. r.es» at th' offlca of Jared O. Baldwin. Jr. No. X: Wall Street, in the Borough of Manhattan. City of New York, on or before the 15th day of May next, IKM Dated New York, tho 9t!i day of October. 1907. CHARLES J. TOWNSEND. 1 JOHN HENRY TOWNS END. V Bxecutois. ALFRED F. BALDWIN. ) JARHD O. BALDWIN. Jr. Attorney for Executors. S3 Wall Street. Boroush of Manhattan. New York City. IN PURSUANCE OF AN ORDER OF HON. ABNKIt C Thomas, a Surrogate of the County of New York. notice la hereby given to all persons having claims against Joseph P. Smith. late of the Ojunty of Now ■York. deceased, to present the same, with vouchers thereof, to the subscribers, at their place of transact ing business, at the office of Daly. Hoyt & Mason. No. 13 William Street. In the City of New York, on or be fore th« first day of May next. liat«-.l New York, the 23d day of October. 1907. MART B. SMITH. MARY E. SMITH. ExecutriCM. DALY. HOYT & MASON. Attorneys for Executrlcca, 13 William Street. Manhattan. New York City. IN PURSUANCE OF AN ORDER OF HON. ABNER C.' Thomas, a Surrogate of the County of New York, notice la hereby given to all persons having claims against James M. Qulgley. late of the County of New York, deceased, to present the same, with vouchers thereof, to the subscriber, at her place of transacting >>uslness. the offlce of Alfred S. Brown. No. «2 William Street, In the Borough of Manhattan. City of New York, on or before the first day of May next. Dated New York, the '.'lst day of October. 1907. ANNE D. QUIOLEY. Executrix. IN PURSUANCE OF AN ORDER OF HON. FRANK T. FltzQerald. a {Surrogate of the County of New York, notice la hereby given to all persons having claim* against Otto F. Jentx. late of the County at New York, deceased, to present the same with vouch ers thereof to the subscriber, at her place of transact ing business, at the orrlce of Roy. Watson & Naumer. attorneys-at-law. No. 44 Court street. In the Botough of Brooklyn. City of New York, on or before the Ist day of February. 1008, next. Dated New York, the 27th day of July. 1007. JULIA V. JBNTZ. Administratrix. Autumn Resorts. >xn jf.rskv Real Estate. Autumn Resorts. NEW JERSEY. CM {n}aril?c rouab •= Blcnbeim ATLANTIC CITY, N.J. Tl'nuld be one of their notabla attraction* w»r« It located in N>w York. London or Puris. In Xtlantla < Ity it has contribute] much to the popala— v of th« Itesort throughout the er.ttrw year, but p*rtico!arlT curing the Fall and Winter Season, -when Its safe con struction. Its tasteful and elegant decorations and fur nishings, Its modern comforts and conveniences. i:» spacious sun parlors facing South and overLx^klne th» Ocean and the lioardwaJk. Its central Beach front loca tion and Its ownership management, add much to ths •■■•••■■ bright. invigorating climat* and tbi many outdoor and Indoor ent.trtainavntd of this season. The hifc-h class music for which th« hoasa has be come justly celebrated continues every evening. Or.ty distinguished artists appear. During N"vvmb«- Hen rietta Woods-Bdwdi-a. a noted Supra^o Soloist. ha» ac cepted an engagement Tor Sunday nights. She wr; al*, appear th» evening of Thanksgiving Day. Atljr.t'i •■;rr» '•Fall Eaatrr." ' * During November. Dwerab»r and January - extn Charge Is made for private- bathroom*, and they ar« each equipped with hot and cold nta irntfr. as irell a* fresh water and running artesian ice water. In both t;. American plan and the ala cart* dinlaa rooms uhite aertii-t is us- exclusively. JOSIAII WHITE & SONS. HOTEL TRAYMORE ™£? Overlooking th» Ocean. Open all th» year. TRAYMORE MOTEL CO., CHAS. O. MARQUETTE. D. a ■WHITE. Manner Pre«Uent. HOTEL DENNIS, Atlantic City. Occupies on«-ba0t aqu*r« of unobstructed beach frost, WALTER J BL'ZBT. CHAI-POIVTE 1 ATLANTIC CITY. H J 1 I.KKI>sJ OMIVVNT. I JAMES N. BERRY, Manager, announces that Tie LAKEWOOD HOTEL Lakewood, N. J.. - • • ■ ■ ■ THE INN BKOWSS MU.lj*- TN - THE F!>F!» NEW JERSEY I »j- hours from New V >rk- Driest cli^iat* In »*•» East. 10 to 13 decrees warmer than New York City. Train* leave New York week days la Pennsylvania K. H. • 33 A. M . arm* Browcs Mi. .a. 12:35. THE MONTCLAIR -^p»- MOM I I API. > .1. Pur* 1-. excellent table. «.■ ■! service. Sua Psrijf with steam heat. Superb view. SPECIAL WINTUK n.\TEi« THE MONTI I \IK HOTEL «O. VIRGINIA. VIRGINIA hot springs New York Office. 211 Fifth Avenue. Waters, baths, hotel and environment cowhors equalled. Rheumatism, gout and nervous <l!»-a3*e cured. Complete fcydro-therupeuiic apparatus Japan* «so p.il:ii room. Golf, rldlns. Uriviait ana outdoor paatlmes, Through sleeper lea\es Now York 4:33 p. m. weekdays. Tickets and Information C &O. oSlo*. :**! Broadway, 243 KiitU avenuo anil offices per.ns>!vaa:* Railroad, FRED STERKY. Manas-r. Hjt bpilass. V»- Instruction. For Both Sexes— City. THE BEEUTZ SCHOOL OF I_\NGCAGE«W M.VIHSu.S SQL'AKU (112 Broadway*. Harlem Eraacb: Leaoa Air. cur. UKa Sc Brooklyn " 73 Court St. Newark " gcheuer Bu'.ldln* 330 BfIAXCIIKS IN ALL CITIES. Pupils hear and speak th- new !ar<!i»;» cx:luatva>* from the first lesjon. Trial lessons tren. FREE FRENCH LECTrKE AND CONVERSATION CIKCLt: EVERT WEO.NEdOAT. 3 P. M. School Agency. AMERICAN AND FOREIGN TEACHERS- AGENCY supplies Professors. Teachers. Tutors. Got rrnoiim. «•» to Colleges. Schools and Families. Apply to Mrs. M J. FULTON. 23 Union Square. Xoticc of Summons. CJUPREME COURT. SEW YOI COUNTY.— TVTIXIAJt O p. Keuneally and Marsaret Kenneally against Con« stance M. Andrews. Emily F. Wood. ••:« 1.. East« man and Nathan Lamvort. defendants: — Summons. To tho above named defendants: You are hereby summoned to answer th« complaint in this action, and to serve a copy of your answer on sM plaintiffs* attorney within twenty days after MM s.-rv!.« of this summons, exclusive of the day of service, asl In cose of your failure to appear, or answer. Judgment will be taken against you by default, for trie relief de manded la the complaint. Dated N»w York. August 21. 1907. 3EV.MHIR MORK. Plaintiffs' Attorney- Offlco ar.d Post Office Address. No. m Park Row, Bor ough of Manhattan. City of New York. To Dial a M. Andrew*. Baaitf W. Wood and L!k*» I*. Eastman, defendants: Th« lore>;.lng summon* H served upon you by publi cation, pursuant to an order of Honorable James A. Mlanohard. one of the- Justices of the Supreme Court of the State of New York, dated October U. I»V7, aa4 filed with a copy of the summons and complaint In th» o::ioe of tha Clerk of the County of New York. in »>' County Court House, In the said County, on th* l.Va ii* of October. 1!m)7. the original wminou and c-.mplain* having been UUd in sail urflco on the Zin day ut AO-> gust. 19U7 I D-ated N«w York. October IS. 1907. I SEYMOUR MORK. / Plaintiffs- . Att /-rat*- Offlo* and Post Office Address. No. S3 Park RoaV ■"* ousti of Manhattan. City of New York. '.