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jjgpN INSURANCE Pjj r orkiiicti Arc Protected Against Emergencies. / J Essen. June T. v Ma I* tne German wonderland where **"**f matena'. progress have been wrought «* * nfra tlon. The icrpat coal belt Is fairly 55 Vine *"' th prosperous cities, which were ln f**r^**' i;t tOX \-ns when Bismarck reverted to •l"f!*V an J processes -were invented for con jjtseca ■'..-• ff-auf ores into finished iron and -,Imm i<r* e>««»" steel works, on the edge of tTi»> Krupp rteel works, on the ctige of •"* * a mlgnt? landmark of the new indus- T^rtnar' With over ?e;\-enty-flve acres of ,4*e and yards, where twenty thousand * :It * n are employed, with chimneys piercing ***' v - steam hammers of enormous weight D? most complex mipohanisrr. for working .ft itutif. It is the most scientific of Vul *", f£gt*. Essen itself, which was net long **" 'cieery Hltle town with a ruinous tenth *^.— v church, is now a manufacturine centre population of twn hundred and forty * '-f»nd. arid around It are TVtrtmund. Baber '" •trme-. and a score of other towns swarm ■sitb. efciUed artisans. In no other district S ? Gff -3*ny has the gro-wth of population been _j(j or the creation of scientific mechan *j 0T tn*j?t r : progress more marvellous. 'i/ aC |j constructive ability has gone into racial legislation for the industrial workers ~«—-%~ «—- % the plant for the economical production ~ €r I n es and hisrh power guns. An im- Z^eA Q&'K'-y °^ workman as rwen considered importar.: as an imprw-ed quality of steel. -sain r>b>ect of social legislation has been ~ t j-r^eased efficiency of the workers them- Wf ry making them provident, thrifty, self ^-jj,,^ ar.d self-respecting. They have not Jr erepcragefl to look upon the state as a sub 1"- te far Divine Providence — a universal pro ■m- that ■»::: find shelter for them when they m oOBl* >!€ *' 1 food when they are hungry, work j t(7 tiify are unemployed, and that will tup jprr tbfra -srfcen they are sick and disabled and j^ki them off in old age. They have been —ftnri to work out th^ir own salvation by pro «mHbk anainst emergencies through systematic uiaWJjim* of their pennies. Their employers in fgt their ar&ir.Pt accident, but the workman ogatf)-m «re required t*> contribute regularly m ftmtSs '"' emergencies of sickness, disability irf c!(! s.e" These funds are steadily enlarged >r if wage payers and increased by th« state Tifzrrer pensions are granted. Workmen are rt pe<3 un'ess they do something week after jtek to help themselves. They are forced to ac ept respf^f'^i-^y for their own future. -■ German legislators have not invented an csfcial makeshift for local poor law relief, with uS age pensions reiEtricted to those who have lees habitual!?- improvident and with inquisi tsa3 methods for ascertaining their worthless gap TMs is the bungling British method, tHA b threaienins: to demoralize the working ■aH^c and to impair their eSciency and self imfec' As niach calculation and inventive jr»rr have jrone into the German laws as into at rtechar.leal processes for making West jjiiig ooe of the scientific centres of steel pro tean Nothing is done to degrade and pauper a>tfc» workmen. There is a deliberate effort to aatoiie pauperism by developing habits of a* and improving the workmanlike quality ttWafr*Wr The wage earner is the unit of a «7Stern. and the benefits of every class of ■BJbSb"*": insurance increase with his efn ■Kjr The only free gift is accident insurance. trttich the employer alone is liable; but the IBKT for'injuries art- regulated by previous eg: poTer. By the other systems of insur er contributions from the workman are auto aJically enforaec. and the benefits correspond ••wm*r» earning ability. Whether he is sick, or itrmanentlT disabled, or too old to work, he is sit an object of state charity, but is protected rr his own sa-vinjers against neglect and want. His employer a: . the state co-operate with him. tat h» plays his part in a self- respecting way, u& receives what comes to him without sense rf degradation, sinoe he has helped to earn it. The thousands of industrious workers in this Kitr* cf skilled labor are not compelled to in '.-~- •-•-.-. against sickness under the «at€ laws, which are designed mainly for a pocrer c!a-s of iabor. They can contribute to aaaffi] BOdetles and voluntary sick funds and exemption from the ordinary requirements £ per.: saving from weekly payments of ure». They an choose their own agencies •aioniai;;iat but within certain limitations * *"E£es and classes of employment they must sal* some provision against sickness. If other ■<* funds are not preferred, the agencies j «atli?hed by the sate must be employed; and j the iTitea oj^ermtes without reference to age or !«x The workers contribute two-thirds and 2*ir explorers one-third of the premiums, and the ssaaagement of the sick funds is largely * the hands of the working class. The bene £» are free medical attendance at home or in ■ajtt*: esr.d eick pay at half wages for a *no<3 not exceeding twenty-six weeks. Women * v a ppe<^al claim for childbirth and there Is ; *W*'. pay if the illness of man. woman or I tall terminates fatally. These benefits are se *•<! by the payment of a few pennies In ••*:■• » air- ■ Co=trHnjtlor.s are also made systematically fr *ork3jwn tcruard an old age and infirmity '■Z.Z alieapver their weekly wages are paid; •■I employers add an equal sum. At the out * It xra* £ non-contributory scheme, since •■Ccosers ».e- pevenly benefit by it at once "fiiont bavins earned the right by laying a- ide *** Ponies during » long period; but during *• )w p*v*>ns»en years the system has grad *l!t b*rr>rre a contributory ore. with nearly «w»r tineit as many infirmity as aM age pen ***. With the working classes infirmity *=*» CTiir.arlly before the ac" of aeveoty. and l *Bif- ran b*> claimed whenever a workman 8 aat>:«- to earn a. third of his usual wages. P"Mloner, far from getting something for "tote? Koelveii a weekly payment in accord ** >■■ th^ class of ma^e earners to which * "tataa end with the number of years dur ■Sfrhich he and his employers have been set- aside the premiums. The premiums range *■» sever, to eighteen German pennies a week ** the -workmen, with an equal payment from ** «£pliyer. fa the highest class the weekly * *1H be a fraction over four American < * a * '■■ the wage earner. In return he can "•••* after the waiting period between one *** cr the other, the annual payment to *■■»-■' for infirmity now ranging between Cjf, ir^ jt. .- and those for old age from T^on-Eward. There are now about 963.<>» J|"Kor:<-- cf the two classes, and there is a **>' «q I although not unduly generous. *•*><* for the i nil i IT-* of work- • from 33 1 * *ffiployment whenever they are incapaci •J* from advanf ing rears or physical in •* German wage earner by these various 7*fc of compulsory insurance is protected T^- '-..• most furious emergencies which can K _, . Ricknesp, permanent disability juj». A ff>w pennies &re withdrawn from *^»* .-. weekly payday and the employe** state do what remains, and he has the <&T Ubl * fr "-- i^ that th * rainy day > pr °" g! J or without risk of bis becoming: an ob- charity. It is his investment, and the "'■. the accident awards and the pensions 1 * f - • without loss of arif-reapeet. *inoe w • *••% to bin by virtue of hi* penny m* «j3£f*«« eynttn does not stand in the way c ':t*on«.; tplmyß of orethr- ht and thrift. ** Cj *«: tfcer* is a.bun<Unt evidence that '•^- artisans have hought their homos -with '■■■" Mp of co-operative and building su:iot:"> subscribed to trade and friendly societies and secured annuities for their declining years. ThriftlewneM and improvidence are not favored »' the expense of frugality and forethought, as U> done in the crude peaatoa scheme adopted by the Liberal government !n England. Under German law th<*re are no Mm Itiiilinflmn against the more industrious and virtuous workmen. There is merely a compulsory arrangement for insurance against err^rgencifs. The truth is recognised that every Tvage earner, small as his means of living may be. ought to be insured against sickness. ao-Mdent. permanent disability and the burdens of old age. This is enforced hy ■ system as complex and as thorough as that which low- prade ores are converted int<j high power guns I. x. p. OBITUARY. CONGRESSMAN A. A. WILEY. Hot Ppiinirs. V*., Jun*> IT.— Representative A. A. ■vTil»y. of Alabama, who served in Cuba as Gen eral Lavrton's chief of «tnlT and Civil Governor of th« Eastern Province, and wag a member of th« last four roncrosses. died at a hotel here to-day. He was about fifty-seven years old. He suffered for weeks with inflammatory rheumatism and general Physical breakdown, and during the last of hia Illness became irrational through the protracted strain on his system. His son. LJeut<=nant NoMe J. "Wiley. U. S. a., was with him when death occurred. Ariosto Applinj? Wiley. Representative in Con press -of th» M Alabama District, was a native of Barbour County, but spent his early years in Pike County. Ala.. He was educated at Emory and Henry College, Virginia, and admitted to the bar in 1».2. For eighteen years he served in the Ala bama Legislature as a member of the House, and afterward of the Senate, and was chairman of the Judiciary Committee in each. He was twice a delegate to the Democratic National Convention, and in ISS4 was a Democratic Presidential Elector. In June. ISSS. he was commissioned lieutenant colo nel of th sth Regiment. United States Volunteer Infantry, an "•immune" - regiment, and served eleven months in Cuba. The greater part of the tim<» he was chief of staff and legal adviser of General Lawton. and also served a? civil governor of the Eastern Province. He was recommended by General Lawton for brigadier general. Colonel Wiley was elected to the 57th Congress in 1900. and re-elected to the nth, ?9th and 60th a? a Demo crat. MRS. CHARLES H. KAUFMAN DEAD. [By Telegraph to The Tribune.] Baltimore, June 17. — Mrs. Charles H. Kaufman. who before her marriage, a year ago. to Mr. Kaufman, of Boston, was the widow of Colonel Alexander Brown, the Baltimore, hanker, died to day at the Hebrew Hospital from apoplexy. Their marriage caused a sensation because of the wealth of Mrs. Brown and the disparity in their ares, she being sixty-six years old and Kaufman thirty-two years her Junior. Only two weeks ago Mr. and Mrs. Kaufman returned from a six weeks' trip to Europe. It is believed that Mrs Kaufman has left the bulk of her fortune to her husband DEATH OF "BLIND BILLY." \TUliam Higby, who -was known along the Bow ery and among his friends as "Blind Billy," and who was for a number •-• years a clown in the Bantam & Bailey circus, died at Belle vue Hospi tal early yesterday morning. "Billy." who lived at No. S2» Bowery and had a newsstand at the cor ner of Lafayette and Bleecker streets, had suffered from rheumatism of the heart for some time. He was sixty-six years old. AGAIN ELECT BISHOP BRENT. "Washing-! on. J:;n« 17.— Bishop Charles Henry Brent. of the 1 ; -day again elected IVnUaiaiil BsiaoopaJ Bishop of Washington, to I Henry Y. Satterlee. deceased. Bishop Bre.-.t .ieciine'i the first election, but the diocesan convention insisted upon his choice to-day in the hope that he would reconsider his action. The Rev. Dr. R. H. M< Kirn, of this city, was second in the voting. MR. ROCKEFELLER AT FOREST HILL. Cleveland, June 17.— John D. Rockefeller, accom panied by the members of his household, arrived here this moraine The train was stopped at Glen ville, a suburb, where automobiles were in •waiting to ".ake the party to Forest Hill. Mr. Rockefeller's summer home. It is stated that Mr. Rockefeller will remain at Fcrest Hill until autumn. SKULL AND BONES ANNIVERSARY. New Haven. June 17.— The seventy-fifth anni versary of the founding of Skull and Bones, the Tale ('oilegre senior secret society, will be ob served on the evening of June 24. Among- the founders was Alfonso Taft. father of Secretary "Wniiam H. Taft, who i.= also a member. WILL OF TIMOTHY TREADWELL FILED. By the will of Timothy Treaulwel}, who died on May 26 at his home nt Mineola. Long Island, Har riet A. Tre ciw.-.1. a granddaughter, is to receive $3,O>j. and the remaining real and personal property Is lt-ft to his widow. Annie H. Treadwell. and a son. Harry H. Treadweil. The will was filed for probate In the Nassau C\)unty Surrogate's office yesterday, and. while the amount of the estate is not given. It is estimated to be worth over $1,000,000. APPROVES MONROE DOCTRINE. SuffleM, Conn.. June 17.— E. Benjamin Andrews, chancellor of the University of Nebraska, spoke at th« seveVity-fifth commencement of the Connecticut Literary Institution to-day. He said Theodore ■Roosevelt was the first President to acknowledge distinctly the responsibilities of the Monroe Doc trine. He declared the President deserved support for bis action in the Santo Domingo case and said the Pacific states were not adequately protected against a hostile fleet. THE WEATHER EEPOET. Official Record and FV>rera«t. — Washington. June IT. — Conditions in Che flooded district have changed but little since. Tut (•'la-, nlsht •xcept in the vicinity of Kan «a« »v. where there has b^en a substantial fall In the river. No changes from previous forecasts are indicated. Unsettled conditions have beecme much intensified be tween the Mls3iss!j.T>i River and the Rocky Mountains. and showers were general over The middle and northern district* from the Mlssi?sirpl ' ail-:.- westward, although pressure is once more ri?n^ west of th* mountains. ThT« was no precipitation east of the Ml— l— l|l|ll Valley ,*,-«.;• In the south Atlantic states. Temperatures as a rule are hither from the rial"* states eastward, and loner to the westward, where they are again much be lo»- the seasonal average. There will ><• show*™ Thursday from the Ohio Valley and upper lake r«s' MStwaxd '•■ the PacKJ Coast, ex r-«pt in Nevada and California, followed by fair weather Friday in th»> North w*« and the districts weal of the Kooky Mountains. i?how»rs will <-ontlnue Friday in the plains states, the central valley* snd the upper lake re >rlnn and extend into the lower lake region ano the m:d- Ille Atlantic states. There will also be local showers In the south Atlaitie and east Gulf platen. It will hr rolder Friday in the plain? states, the Htaanari »n.i upper Missouri valleys. In the east an.' northeast It will he e--inem-hat warmer. Ttw? win.is alone the New England Coast wil! be lieht to fresh south; middle Atlantic Coast. !U:ht to fresh *Jtne».-t to south: aouta Atlantic Coast. iicht to fresh east: ea«t Gulf Coast. light to fresh south; wr^*t Gulf i •'«(«•., fresh southerly; on ti v .c lower !sk<=«. (Teata southeast, b* coming brisk Friday; upper laker. fr*>sh to brisk sou'h*>ast to south. "pteanvrs departins Thursday for European ports will have li«ht to fresh wind*, mostly south, with fair weather to the Grand Banks. Kore«-a*t for £pe»-lal I.o<-alltle*. — For the District of Columbia and Maryland, fair to-day; Friday eaowers: light to fresh east to southeast wind*. For Delaware and New Jersey, fair to-day; Friday showers: light to freeh «ra»"t to ■naUiaaal wind*. For Eastern Pennsylvania, fair and warmer to-day; p-ridav showers: light to fre«h eouth^ast to south winds. Ptar Extern Xf* York, fair ar..l warmer to-day; Fri <lav show*™; lifft* to fre^h south wiaJs. j.. _ New England, fair v— day; warmer in northwest portion*; showers Friday, or KnUay eight; |Bt to fresh *°F\£ Western rent!*, lvanla. partly cloudy to-day; Fri day showers; ! ' i -"'' '" CrsaH pouth winds fl "i " vwstfrn New Yolk, fair a.r.d warmer to day; Fr! c/y Showers; frefh so-ith^aM to south wind-,. l«ral «MBrial R«-or«I. -Tfca followlnir official record from «hr Weather Bureau" shows th* char.gm In the t mperature for the la«t twenty-trmr '"' " in comparison •tU» th. cwr^p^. gu, - **r y*ar: 71. M • p. m BS •i' 8 • m :::::::::>- .-., ■• ■ "::::::::;: 75 rt.". bV":V.:::;^ tp .::. 11 p m *.: 71 S3 , : t: n jj',. heM t-n---«ratu:« ;.e*t-r<iay. 72 d*-sr-*s; Ivv-tt. 37; • 4 V-a*e" 64 »»»ra«e fir t-orresptr.diiiß date la*t y^ar. "rt •7 eracc tot corr««pon-lli.c rtate la^t thirty-three ""tSek/rorecaat — To-iav fair and — "-•* FfMay low .jiTa^bt to *r*«a BanUi w^ia. NEW-YORK DAILY TRIBUNE. THURSDAY. Jl>E 18. 1908. HEXRY L£MOL\E FLEES His Formula for Making Diamonds Found Worthless. Paris. June 17. — Henry lymoine has fled, and his formula for the manufacture of diamonds it a farce. Lemoine is the Frenchman who was taken into custody a few months ago on the charge of having ohtained money from Julius "Wernher. the English diamond merchant, by means of a statement that he could manufacture diamonds. Lemoine was released to give him an opportunity to make good his statement, and was to vindi cate himself by exhibiting stones of his manu facture. When the case was called in court Lenioine did not appear, and it was announced that he had fieri. In the presence of Mr. Wernher. the court opened the envelope said to contain Lemolne's formula. The paper inside was read. It con tained only a Jumble of fantastic and senseless phrases. DOVMA ASSERTS RIGHTS. Finance Minister Warned Against Illegal Action. St. Petersburg. June 17.— The Douma firmly reasserted its rights in the government's finan citl matters to-night and passed a vote of dis approbation in the issue by M.- Kokovsoff. Min ister of Finance, of an internal loan of $83,000,- OTX» last January, without legislative sanction. The Douma some time ago adopted an inter pellation seeking from the Finance Minister his reasons for inducing the Emperor to issue * ukase authorizing this loan in violation of a provision of the fundamental law requiring the sanction of the Douma in all budget opera tions. M. Kokovsoff made a brief explanation to-day, and was followed by M Alexeienko. president of the Budget Commission, who warned the minister in strong terms that the repetition of such an encroachment on the Douma's prerogatives would lead to a serious conflict. The Douma by a large majority ex pressed the" hope that all further issues of notes on the state bank would be submitted before hand to the Douma. RUSSIAN LOAN B: Measure Authorizes Immediate Issue of $100,000,000 to Mrft Deficit. St. Petersburg. June 17.— M. Kokovsoff. Minister of Finance, introduced in the Douma to-day a bill authorizing- the immediate issue of an internal loan of OM.OM.MO to cover the deficit in the IWW budget and meet other expenditures which cannot be de ferred. The money is to be applied in part as fol lows: Fifty million dollars to the deficit, $B.nft\ooo to famine relief and $3<"'.000.000 to the ministries of War and Marine, principally for the increase of munitions of war and military stores. BOMBS KILL AND WOUND POLICE. One Man Dead and Chief and Two Officers Hurt at Baku. Baku. June 17. — An nttempt was made in this city to-day to kill the Baku chief of police, M. Key. by the explosion of two powerful Infernal machines. The chief and two policemen were wounded and ■ serfrermt of police was killed. The police were lured by the men who planned the outrage to make a search of an unoccupied build ing. While they were going through the house two bombs exploded and the house was wrecked. The sergeant was killed outright, while M. Ney and the two policemen were blown through a second story window into the street. RUSSIAN FORCES LEAVE PERSIA. Troops Being Withdrawn to Beiesuvar — Turkish Advance Continues. Tiflis, June 17.— Detachments of the Russian force under General Snarski, which recently invaded Per sian territory in punishment for the depredations of Persian bandits, are now withdrawing from the Persian frontier to Beiesuvar. With the payment by Persia of the indemnity exacted by Russia the difficulty with Teheran is considered at an end. The advance of Turkish troops against Urumiah, in Persian Arnn-nla. still continues. This situation arises from a boundary dispute and a question of sovereignty. The invaders have occupied an Im portant strategic point near Saimas. north of Uru iniah. Communicati.jn between Tabriz and Uru miah is interrupted. THE BOYCOTT AGAINST JAPAN Movement Not Checked — Plague Killing Many Persons in Hai-Nan. Hong KonK. June 16— The boycott against the Japanese is still strongly maintained. The gov ernment has prohibited meetings at restaurants called to dlscuaa the question of self-government and similar subjects. A missionary arriving from the province of Hai- Kan states that peopje are dyintr from plague like flies. The scourge is abating in Hong Kong. NOVOROSSYSK REBELS SENTENCED. Novorossysk. June 17. — The trial of the men who in December of 1905, during the revolutionary movement, organized and maintained for a short time the "Novorossysk Republic" ended to-day. The president of the "republic" was sentenced by the court-martial to fifteen years at hard labor. Two men were sentenced to ten years each at hard labor and sixty-«=ix others to short terms in prison. Forty-cno ■were acquitted. A RIVER STEAMER BURNED. Pt .John. N 8.. June 17— The river steamer AheniMn was destroyed by fire early to-day while, tied up near CoVe'a Island, in the St. John River, and her crew of nine had a narrow escape from death. A RUSSIAN BARK WRECKED. Bathurst. N. 8.. June i* — The Russian bark R»g ulos, of Rira. bound from Cadiz. Spain, for Pas pebiai Quebec, "truck the rocks near Shippeean Village. In a dense fo^ to-day, and wilr b» a total loss. Captain Martinson and his crew are safe. NOTES OF FOREIGN NEWS. Copenhajren, June 17 —Professors Bang and Fl hieer of the University of Copenhagen, and Dr. l'oerdam a military surg-on and member of the Danish Parliament, have been appointed delegates to the Tuberculosis Congress at Washington. Shanghai June 17.— The Japanese liner Hong Kone which went ashore near Woo-Sung on the nlpht of Jun^. 9 - was refloated to-day. The steamer was not damaged. Mexico City. June 17— Enrique C. Creel, Am bassador from Mexico to the /United States, ex nre*.ied the opinion yesterday that the anti-forelgrn Vrm'iin" mea*ur-- would be modified before its passage bo as not to antagonize foreign interests. inntpac June 17.— Archbishop I-angevin. the haad of the Catholic Church of Western Canada. is seriously ill from diabetes. He left here for France to-day to consult a specialist. Hani i June 17. — The Radical numbers of the A«»emblv Br* «eair. endeavoring to secure the !r. rroduetion of nn immediate Independence resolu tion The Conservatives are opposing the measure. V.V will urobabiy head it off. Should it reach the. floor Speaker Oemena will probably rule it out, on the m-ound that the extra ues«ion has bt-en called for certain specified purposes i(i" June*l7. — A proposal that the Canadian government impose a tax of M per cent on repairs f(1f (1 Canadian ebippin* In I niter! States waters, or !i->' fiat Canada «-nter into .< reciprocal arranp:* f.; nt 'with the I'nitetl States, has been received hv the Halifax Board of Trade from a shipbuilding A^mfin Ontario. It ta Mid that more than $500,000 " ",i. o f r^r^irs was don'- to Canadian vessel* in >".;..ri. ■>" snipvnrds !*«l year, while a tax of 50 « r rent imposed by the Ignited Slates prevents American chip owner* from bavin* rap*ir work dose tv Canadian watsra. KES. EEGIUALD COKE GETS DIVORCE. Sir J. G. Barnes Says Marriage to Miss Ham bourg Was Bigamous. London. June 17.— As an outcome of the marriaee of Reginald Grey Coke, con of the Hon. Henry and Lady Katherine Coke and nephew of the Earl of Leicester, to the slater of Mark Hamboure. the pianist, In America last January. Mrs. Reginald Grey Coke to-day obtained a decree of divorce on the ground of bigamy and adultery- The documents in evidence showed that Reginald Coke obtained a divorce in Nebraska on the ground of desertion. Sir John Gorell Barnes, in granting the decree, said that Reginald Coke's marriage to Mi! Hamboure was clearly bigamous, and he sincerely wished that something could be done in America, to prevent this sort of thing. Omaha, June 17.— Reginald Coke obtained a di x-orce from his wire in Omaha about eight months ago. He had been living in Omaha and Sioux City for a year before the decree was granted, and had many warm friends. H<* is an accomplished 'cellist. He left Omaha soon after the divorce was granted. ARNOLD DALY BANKRUPT. Actor Says He Has Only $f,300 to Pay $40,000 in Debts. Arnold Daly, the actor and some time theatrical manager, filed a voluntary petition in bankruptcy yesterday piving his liabilities as $40,246 40 and his assets a? $1,375. These asset? Include property In the way of clothes and other personal effects, claimed to be exempt, worth $175. and an unliquid ated claim for H.2o\ based on a suit for royalties against George H. Brennan. Daly's creditors, according to the achcdota filed, include Le« Shubert. to whom h» owe<= $2,5^: Will iam H Reynolds, whose claim 1? $3..W, and Miss Loie Fuller, the dancer, who Is entitled to $7.3<i0 "n a contract for services. He owes Joseph Piunkett. of No. 2 West 38th street, $12,000 as a share of losses, and minor creditors include a riding acad emy, the Hotel Knickerbocker, costumers and tradesmen In the petition the a<-tor .=av<= he has pledged in surance policies of $20,000 and 85.000. respectively, with the Equitable and the Mutual Life for loajis and unpaid premiums and that he has hypothe cated fifty shares of the Arnold Daly company with Lee Shubert. Mr Daly came into prominence some years ago through his production of pome of 'he plays of George Bernard Shaw\ Among others he produced "Candida," "You N«ver Can Tell." "Mrs Warrens Profession." which, under his management, was stopped after one performance at the Garrick The atre, and "Arms and the Man." Last season he gave a season of short plays at the Berkeley The atre and then went under the management of Liebler & Co.. after an unhappy time and many spectacular announcements of policy. BEFORE LOUMA ME. FAIRBANKS WELCOMES SINGERS. Thirty-second National Sangerfest Opens in Indianapolis— Chorus of 2,500. Indianapolis. June 17-The thirty-second national «angerfest of the North American Sangerbund opened to-day with a parade through t'.ie deco rated streets of the city. The five concerts which mark the festival will include two thousand visit ing singers, two thousand Indianapolis school chil dren and a male chorus of twenty-five hundred from this city. The festival concert of the city of Indianapolis was the formal opening of the concert series, and it attracted a large audience to the Coliseum to night. The United Singers of Indianapolis and the United Singers of Cincinnati, directed by Louis Ehrgoo. were heard. Mmc Marie Rappold. so prano, made her appearance as soloist, and after ward with Adolph M.ihlmann and David Bispham. WM heard in the dramatic cantata "The cross of Fire" in which a mixed chorus, directed by Alex ander Ernstetnoff, and the New York Symphony- Orchestra, conducted by Walter Damrosch, as sisted. The visiting sin*ers were cordially welcomed to Indianapolis by Vice-President Fairbanks. MORE MARINES GOING TO ISTHMUS. Two Battleships to Take Eight Hundred Men to Keep Peace at Elections. Washington. June 17-Eight hundred additional officers and enlisted men of the marine corps are to be sent to the Isthmus of Panama before the election* are held there. They will be sent by the direction of the President, and will leave the United Sfites on the battleships Now Hampshire and Idaho next Saturday and Sunday. About three hundred officers and men of the marine corps are now on their way to the isthmus. The total force will be about twelve hundred and fifty officers ThT^aditionaJ marines will r-ach the isthmus about June 26. two days before the municipal elec tions They will be stationed at various places, a certain number being placed at each rolling pre cinct if neceaaary. to prevent fraud. The two battleships will return to the United States promptly after landing their men. The administrations purpose is to prevent frauds at the election and quell any disturbances which might result from dissatisfaction over the elec tions. Summit. N. J.. JJutn t 17 (Special). -Miss Elizabeth Katharine Thompson, daughter, of Mr. and Mrs. John F. Thompson, was married thia afternoon to Loren Newton Wood of New York, at her home. No. 144 Boulevard. The bride' s father is a director of the Bankers' Trust Company, of New York. The ceremony was performed by Bishop Henry Spellmeyer. of the Methodist Episcopal Church. assisted oy the Rev. Dr. Alexander H. Tuttle. pas tor of the Summit Mefhodist Episcopal Church. Asbury Park. June 17 (Special). -The wedding of Louise Dresser, the vaudeville actress, and John Gardner rt George Cohan s "Yankee Prince" com pany was solemnized here this afternoon by the Rev Dr. John Leroy Taj lor at the First Presby terian Church. Miss Ruth E Kellogg, daughter of City Judge and Mrs. William Charming Kellogw;, of Yonkerg. was married to William Rayner. son of George Ravner, former city treasurer and charities com missioner, by the Rev. Charles Ashmead last even- Ing at St. Andrews Memorial Episcopal Church. In that city ARCTIC CLUB'S NEW OFFICERS. The Pe^ry Arctic Club yesterday elected General Thomas H. Hut-bard president, in place of the late Morrl? K. Jeaup. Zen as Crane was elected vlee president. in place of Commander Peary. The St. John's steam sealer Erik has been chartered by the club as an auxiliary to the Roosevelt and will ac company her from Sydney to Etah, Greenland. where her cargo of -oal will be transferred ALIMONY FOR MRS. HARTJE. Plttsburg, June 17.-Mrs. Mary Scott Hartje. wife of Augustus Hartje, by a decision of Judge Fraser to-day, receives $5,000 a year alimony, $2*3,750 for court expenses and $7,000 for attorneys' fees. DECIDED ON THEIR MERITS. From The Brooklyn Eagle. Thoroughness and unanimity are seldom com bined. When they are. mey become very im pressive. Any suspicion which may have exist ed that the Taft cases were without merit ana that the Taft claims were decided by sheer brute power and not by *>rain power on the national committee should be quashed ny the fact of the unanimity of that committee. On it were Fora ker men, Fairbanks men and Cannon men. but on the conclusions all agreed or in them at the end all acquiesced. This disposes or unfairness. This suggests a conclusion on the merits, and this should leave no heartburning- when the con vention ehall have adjourned. THE WAR ON THE RACE GAMBLERS. From The New Orleans Picayune. One of the most dramatic «<-.ne» ever witnessed in a modern legislative assembly occurred in«t Thursday, June 11. in the Statehouee of the great commonwealth of New York, when Senator Foeik er, of Brooklyn, was bronchi in almost from a deathbed to vote against the race gamblers and to drive them from New York. . . . The Stat* Senators of Louisiana should not be less brave tv! devoted to the protection of society and faithful to duty than those of New York. l*et us see !f they are up to the mark and as able to win th* applause of good people everywhere as waa Sen ator Fo«lker. of the Empire Stats. WEDDINGS. FIN A NCI A L FA ULTS. Remedies Suggested. , To the Editor of The Tribune- Sir:. The following suggestions upon the sabj-ct of improvement In our financial methods are sub mitted for the consideration of practical business men: pur financial methods are faulty. So are all others. But when we remember that every nation, large and small, has a financial system differing from all others (England has a central bank and Scotland and Canada have developed- systems dif ferent from the parent country), and business is done quite successfully under these varying condi tions, isn't It logical to conclude that a scientific basis for a financial system, cf which we hear much, is hard to find and that men will do -■. ness successfully under any method? . Our system has been severely criticised for a long time, but prosperity was greatest with us last year. Our business men see faults In our present system and think t\<»y can be corrected. One glaring fault Is the retirement of cash in payments to the government, taking currency out of circulation unnecessarily. Forty years ago there may have been reasons for such a requirement, but can any argument for such action be found to-day? Why should the "government furnish banks money to buy bonds to secure what is called a deposit? When its own bonds are used for such security it pays interest on the money so deposited Instead of receiving it. How long would an officer of the United States Steel Corporation hold his position if he handled the finances of that com pany in like manner ; Depressions in business com* from time to time. Last year there was a worldwide condition of this kind, but in this country there was no panic until some New York banks closed, this action increasing the ordinary lack of confidence in our financial institutions till it became an epidemic. Some two years ago the Chicago baxiks united and paid off the depositors of the Chicago National Bank, which was insolvent, knowing that by so doing they would prtveni runs and avert a serious financial disturbance. This action was guarantee ing deposits, was it not? After they have known the value of such an idea it looks strange to have Chicago bankers opposing srch action by all the banks. Is it unfair to call them inconsistent? In normal times Over one-third of our currency. or • $1,000,000,000. is out of circulation, the larger share of it hidden, showing strongly the ordinary lack of faith in our banks It is not a lack of cur rency that causes panics, for we have issued nearly five times as much ocr capita aa has England, but our people do not have confidence In our banks, and that is a vital weakness. An elastic currency is suggested, but we do so much of our business through the banks that this demand is *aken care of. and we use the banks to such a large degree that they have become the channels of trade, and that is why business pa ralysis comes when undue demands are made upon them. We use little currency in proportion to vol ume of business done— lews than 2 per cent, some say— and has any one ever known anything of value to be accomplished by working on the I per cent end of any proposition' 7 More currency is m>t the logical thing to work for with the above facts in mind, is it" Isn't the 98 per cent end of the proposition trie one we should consider seriously? Should we not put into force some ideas that will produce confidence tn our banks' Deposits, in banks are as mu*h of an obligation as are the notes issued by th*m. and to be consistent, should not both classes of obliga tions be secured? Why favor the few rather than the many? Banks make more money from deposits than from circulating notes: why should they not pay a small portion of those profits into a fund to secure deposits against loss from failed banks? Rec ords of the national banks since the organization of the system show that an annual tax of one twentieth of 1 per cent on the volume of deposits would give a fund sufficient to pay off depositors of failed banks. Can't the banks afford to pay that? Large banks say small banks would be as good as they are with such an idea in force. Aren't the small banks as good in proportion to their business as the large ones are to-day? Some say that with depositors secured bad men would or ganize banks and manage them so they would fail. What are banks organized for? Did any one. ever hear of one coming into existence for the benefit of depositors? Did the fear of loss to de positors ever prevent a bank officer from stealing or mismanaging? Does any one really believe a man would put his own money and that of his friends into a bank, knowing they would be th» only ones who would lose in the event of failure, and then wreck it. Are not banks ..rganized for the profit that comes to the officers an.l stockholders, and when stockholders know tn»-y are the only ones who can • lose by mismanagement wll they not look after the business more closely than umler present con ditions? With all banks equally good, will not the value of personality increase, the ablest manage ment gf^t the business and competition become as fair and even as in other line^ of business? With con- Odence in our banks we would find ourselves with too much currency. As a gold basis must be held, have specie issued by the government, notes by til*- bank?, the latter secured by a 33 1-3 per cent gol.l reserve, subject to a tax sufficient to secure holders against loss, which would be very small. As less than one-twentieth of deposits in banks conaist of currency, bank? should have the right to pay checks in times of stress in the kind of funds received from their customers. Then tl.ere would bt no currency shortage at any time. If the government handled its financial affairs n the same manner as the states anil large corpora tions do; if the obligations of banks, notes and A poatta were protected by tax ample to prevent loss by failure of any bank (and the tax woul.l be small). If banks had the right to pay in same kind of funds accepted by them for credit: if the gov ernment issued specie, the banks notes for cur rent use. with 33 1-3 per cent gold reserve, as above suggested, would not the faults of our present financial system be corrected, our banks to which we have fitted our business, methods have t u .e en tire confidence of every .me? W.iuld not ail pos sibility of serious panics be prevented and our financial system ba -pon a common sense business basis? Is not such action wiser than trying to adopt the system of some other .iation and rearranging all of our business ideas to meet the conditions that would come by so doing? This might result in state banks and trust, ompantes reorganizing, but would it not be better to do away wifh the various banking laws now In force and have a single system governed by the Same laws and un der federal supervision ' F - E **• Waverly. X. V.. June 1«5. 1908. EDITOR SHOOTS A BURGLAR. Salisbury. N C . June 17 —Frank Smith, a negro ex-convict, was shot and mortally wounded to-day by W. H. Stewart, a newspaper editor, when sur prised at an attempt at burglary in the editors home. To relieve summer «chan»thm take Horsford's Acid Phosphate — It is coo!'.nr. refreshing and Invigorating. A delicious summer drink. Married. Marriage notices appearing; In THE TRIBIVE win be republi«he.i In the Tri-Weekly Tribune without extra charge. CRANE — HILLMAN — On Wednesday, June IT. Louise. Josephine. dau?hter of Mr« Hl!'.man and th* 'ate John Suydam HUlman, to Frederick Barnard Crane, by the Rev. Dr. Andrew- Hageman. of the Fifth Avenue Col legiate Church. SHARP— EVAN?— At Elizabeth. N. J.. on Tuesday. June 16. IPOS, 0-. the Rev. William Force Whltaker. D. D.. Florence Edna, daughter ot Wm. Perry Bvans. of Honesdale. Perm.. to William La Ru» Sharp, of Leba non. N J STRONG — MA'-MILLIN— On Wednesday. Jane IT. by the Rev F. E. Maeten. D. D.. at No. 77 West «Srr! St.. New York City, Mrs. Emerson MacMUlln. Jr. to Dr. Cyrus John Strong. Notices of marriage* and deaths mast be Indorsed with full name and address. Died. Death notices appearing In THE TRIBUNE will be republlahed in the Tri- Weekly Tribune without extra charge. Bar-. William. Roberts. Mary A. Canneld. Charles B. Scnbner. John M. Donnell. Harriet. Sunsemllch. Alice J. Forte*. Catharine V G. Ctanton. Annie Harrington. Leonora. F. Ward. Arthur W. Lambert. Henry B. Webb. Elathea J. Oitrandar, Florence E. Wetmore. Theodore R. a.h. John B. WhltJon. Alice A BARR— At Oraaaa N. J. June I*. 19<*. William Barr. in th» Sim year of his age Funeral service will be h»ld at his home. ••Baronaid." Llewellyn Park. "rang*. Thursday, June 1? at * o'clock. Carriages will *•• In wattins at Orange station on arrival of 3 o'clock train from New York via Delaware. L»ck*wanna * Western. Died. CANFIEL&— Or. Ji,n. M 19"*. »t nta •=*• re«Menc». XX 2332 Broad war Charles Baa <-j«nf>l<l. aay.l •"."•*£*- Funeral- services will be !*** »' '!<♦ M»«it^n_ *Vot; Baptist Ch<-rch. comer .tin St.. at ' o clock T**»a»BW erentnr. lmrrtn*m Hartford. Conn. B£3U DONNFXL— On SaturHr. Mm >3. ■« Eaton'.* Sec*. £«■• Inland. Harriet, eldest dac«nt*T of Harry E. and KM Rortnscn Donnetl. of pt.-cinonla. In her Ith year. FORBES— At Summit. N. J. on Tuesday. *■■; *•• Catharine V G. Forbes. Fun-r»i at DM r-a*»»n'-» or n»r brother-in-law." D. H. Cooler. So. » Elm »*-. Fnramtt. on Thursday. June- 1-*. on the arrival of in* 12 o'clock train from Barclay st. HARRINGTON— tn Boston. J ..-» 1". Lenrmra Field wl£» of Allen Waring- Harrlroron. Funeral at **■ o^- Br9«d<v«7. Saratoga Springs. N. T.. en Friday at » o'clock. LAMBERT- At his tare, residence. Asnevllle. N. C. Jim 14. 1» Henry S. Lambert. a»"l •*-" ye»r«». Funeral g«r vices at A»h-vitl» en Wednesday. ,lun» IT. OSTRAN'DER— On Mcin<laT. .i"'ir* 15. IW. Fl«r»nc» E.. • daughter of Ella E. an.f the late James E. « sfr-ir;4*r. Funeral gerrlces Wednesday e v »nm* at - n'cl'vk at ** late residence. No. Mi Wilson «t Rrocktyn. Interment. Thursday mTnlnsj In the family |M Cypress Hill*. ROACH— Suddenly. Tu«»:ay J'ir.e 1".. at hi* re»H*nea.' in Chester. Perm.. John B. Ronch. ei.!"*t -in of th» - late John and ETme.lln« R a-h. in his •»*»« ■--• Fj ■rial nervtce tH ht» late residence on Friday afternoon. June 19. at 2:30 o'clock. ROBERTS— In Flttstown. X. T. «i June 1«. 19™. Marr A. Robert*. wife of the late Porteus E. Roberts. *■ years old. ECRIBNER— After a nnirerlns; illness, M Tuesday. Jon* IK at Mi residence. No. 240 We* 9*l) «' **■ « gerlbner. in the «!>th year nT his a*e. Funera. serylc at his late residence on Th-ir.'iay ac 2 o'clock, inter ment Greenwood Cemetery. ST ANTON— Tune I*. 190*. Annie, widow of James Stanton. In her Tl»t year. Relatives and Mendi . «r» Invited to attend the fonenl from h*r late resiceere. No. 21 LeCerts Place, en Friday. June l». « 1" » m thence to St. John's Roman Catho'.lr Ch«p»l. — nvvnt are., near Greene are.. Brooklyn. Interment Holy Cross Cemetery. SfSSEMILCH— At hT mmm No. 7K Rjyf St.. j* I boken. H. J.. on Tuesday. June 1«. 1»». Alice _*«£*£• Sussemilch m** 6Ul«n>. tetovrf wife of JOfta W. s'l"* mllch. Funeral serrt-e »f her late residence <m '■"+ day. Jun« VS. at 1 o'clock p. am Intrrm*nt in L.uthe-aai Cemetery. WARD-On ■Wednesday, Jure IT I9n«. ar hi» f-Wenee. No. 744 Park Place.. Erookiyn. Arthur W. Wart. WEBB— Suddenly, at her r-std?n<-e. No. 11!» **** •!••• Brooklyn. Elathea J. widow of Mai W. webb. Fu neral service Thursday at 2 p. m. WETMORE— At Flshkf'.l. June 13. TheodT Russell *" more, in the a C : y«ar ot his as-. Funeral private. WHIT?OS— On Tuesday. June 16. IW. at her residence. No 225 IV«st s '"'"' St.. A""* Albertlne. w!d--Tr of tn» late Gilson S. Whitton. in the <Hth y»ar of h«r »••■ Funeral services will be held from her Ut« restdenc* on Thursday. Mm a . ISO*, at 2 o'clock. Furera! en-. rate. CEMETERIES. THE TVOODLiffX CEJIETEBT Is readily a«esstb!» by Har'»m trains fr«m GranJ Central Station. Webster and Jerome Avenue trolley* and by carriage. Lots $150 up. Telephone 445* Gramerc/ for Book or Views or representative Office. 20 East 23d St.. N«w TorSe City. ODEKTAKER3. FRAVR E. CAMPBELI.. 241-3 2M St Chapela. i Private and public ambulance* TeL 1324 Chelsea. Special Notices. To the Employer. Do yea want desirable help QUICK? SAVE TIME AND EXPENSE by consulttn# the file of applications of selected aspirants for positions of various kinds which has Just been Installed at the Uptown Offlce of THE NEW-YORK TRIBUNE. No. 1364 Broadway. 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