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PREACHERS FIRST TO HEAR WILSON In Speech Here Tomor? row President Will Open Defence I:ight DETAILS ARRANGED FOR WESTERN TRIP i onatrj To Be Told uith (ircat Franknos the Need of Preparedness. was Pi ?? wn. '? ?'..ngt'on - Ni w Yoik. Kaihoad 1? II All .-.:?' i ?rd of rrade. lio will leave N< I ? ? ? ?ata for the mid '.,. vYeetei N ? pee In . . u,r? com? ? : ? it '-.fast In SI Lous, all i i Preeidenfi ?d lelivared eefeie public The ' net dit ? - ? ? lay the pre pai aa. a ill make, ai 1 it wai agreed that he should ?rest if? ta Question M and tel. ? - , the United State? needs a in Pittaburgh tl ? Preeidei I apeak m lion of the t'hatn ber of < iland alee ihe Chambei ol Commerce will have ih?r|?e of the meeting! in Milwaukee the ?. Tnakinf- the arrange? ? ' itl ??' flub will have tha meeting in Chicagoi In ? i the (ire. ' Volne* .'?amber o? Topeka end ? the commercial cluhi will lia the Bual? League a Preal? ti i ? Iowa, have a her. the - my ii j MANN MAKES PLEA FOR PREPAREDNESS | i "iitinuf.l >ni |..i|? 1 ? outcome of this . ? rhether a paper ng par? enti red in? I . ntl. I th.nk the pr? enl : , for? ... ? ? ? ? ? ? may - - war I am main? ? , ... ? ' ? ? ? . ? ? B| : carry II ? i ? ' work ,f that lndebtcd ? Bpead Now, Not Later. "What niav come eut "f BOeh irn "en-e bin ho declared, 'ion-. a . revolution in the hia ?' ? : Id ha\ e uaually 1.? ! to ?("Creit'itiii iinci ? ..-.| often to aa \? ? .un bet? ter afford to-day to *pe:..l hundn millioi ' r a few I ion of m ampio preparation foi trouhli-, and av< d M If poaaible, than we ran to wail 01 'rouble and then ?ona before ?f ar? ronld be. If we at- involved In i ble, we will bo the expendi turei for pn If ?*,. ah< : ? ?'.',? \t. ? *>iake r short speech no BTreaaementa aave Bean mad? fei an? othei platform ?peechee, bu' the Preeident uadouht e.iiy will make several. Preeldeal H ilooa I? axpeeted le se il at i aa to-morrow ?t Acoliaa H Weal Fort) third street, ob the eah je?: of pea?. before *.M0 on ?<?! ei ? denomine! ion ? ol See Vorh end i > Th? meeting ?? III be held Ib hi? hen? r t?< preienl to nim an addreas in appreeietia.n dt his ???r..it? In keep th? i m. .1 State? out of war i .!,!?? b| lii ley he? bt ? n .? ked (?< ?. . mg. He ?Aill he .? ?. . I ?j h Coi . ? 1er, n rabbi, r? I'ni ?trsallst pastor and a min-: i ?, ? ,?? the Church Ol Kiii?.'.?:..!. Mr \v |i ? -| rech at thia mi I | v m .???. hil t. 11 r ??:' eighl ? STONE SEES U. S. SAFE AFTER WAR Senator Sheppard Calls Such, ?teSnmptioa Polly Philippine Amendments Offered. Washington, Jan. 2o. Amei ce ?111 he safa r from attack from abroad at the close of the x\ ar ;:i Europe than at any time in the Ihm fifty years, m ? ?--. ?i ,.f s?-! atir Stone, of Mio rmei Foreig Kola He expreased thla the Si nato to-day whili .: the Philippina aelf-governmenl bill, debate on which turned into a gen tral au'.T.g of viewi en foreign rela BI d military preparedness. senator Sheppard aaserted that fail ara 'o prepara fur any ?eventualities would be to court humiliation au 1 .';?? feat. "The Monroe Doctrina aroueeal aslng antagonism an?! opposition in Europe," he mjM. "Some ateta land ? a"i brought u? t" tie verge <?i I ?rder la la a turn erally n 11 .- it J La??' h for? situation on our ?outturn b.ir.lor. t?ur econo- - e in a ? t : ? stmenl on : - ?rid. In \ law '?! :- [ lly in aay wa are to I'tit ? basia." Senator Stone ofTered n ? ? ? authorize the 1 I into greei r a .t' inch - might lae '.?> come ? agreement, a? i ? ? ? ? \k ithin four .'or McCumber propose.1 an . ? , thorize t ? ence and ilng hii r into an agi .... lition that not surrender ? reigntj until ed that tu I ha n upend row will be ??> rt ' fol I ? wa would ? ar the "In , - I in ? ? 1 sympathise witl tl ? . p< ?? ?h>' way . ?' of our own peon''? ther I for the ?-'?pport of idle arm i - But when tr" ' ? r ? ould come? - here e old gainai ndlng nil - "ant?, if necessary, to defei ? were i now, It se< ' bc(.':n ..tion. I rge? \rmv of ^OO.nOfl. ?> de though I hhve reach? I I ? elusion myself that it xvere well, ? r army to 21 ?Ilion mei , ? "-or pro\ ide our ' ? cations ao that our coasti ma) Ik- fair ly, amply protected, and that ? a navy whicl 1 have 'ear in the end of war with Kig thai I have of ?????! \- th Germany. "Eventi are coming ra] We may ait 1 ?ontentment, and yet it is our duty. a? the ;, ill.'.-- ? to provide I ? . aa. 1 think, then, that ??? ? .- to provldi theae greet .- ' t'Ucht to be mattet, . i.', rely apart ' ? ? try i tin? ? ?t government, without regard t.. \,-.: and I- r mea and ' lerraany and Ita . ? : theii 1 ' a country like ouri ? > ? i ? p aaidi mere partisan ein erst - and try all 1 - .... ... .? ., : .? nt. "I think, further, that w ?? ougl prokiii? in home way f"r tie bi up !.? -.gthenlng of our home that if we shall I involved in war we may be able to live .. ourselves. And I think a? fai aa post ? that iueel uld be cons : ? from former partisan opinion. In thi '? 'hat m ?'im., wa) we may get tOgethei ?i? 'he I vi ?hould I econ ? i strugi i? uh a ?, ?, ? ? " '??????. ?" IfflMil that ?? ?quail?" ?-ood for hand pJayinf. Th? piano action ia light and rveponaive, th? tone ie deep and rich, and it ?taya well in tuna- ju?t the qualltiaa that are needed in a piano that will hav? doubl? uae. iVea? riayur ftonot from 1471 up I unramant larmi if you wiek. Our free mualc-it?H plan la th? moat liberal indui-e-? i-??r.t to purchaeo ?. Mwd pJayora at reduced prlo? PEASE PIANO CO., 12S WEST 42l> ST., Na>ar Bfeadwey, N?w York. SA Fletbo.k At?., B'klyn. 37 HaUey Si., Ne-wark, N. i mm? ? II! ?j-? .lUailUliMll.BB__.I?? U.S. PLANS GUNS OF GERMAN TYPI Howitzers That Smasliei French Forts Studied and Copied. ARMY OBSERVERS GAIN MUCH DAT/ War College Officer Tells Sen ators of Lessons Learned In Furope. ! from TTia TrtMina I?nr?ati 1 Waahington, .tan. M. The preat im portaaee of artillery in modem war fnro an.! Its ln?k In the United State Army were emphasized before commit .'f both hoaaea of Confront te General ( roller, chief of th Bureau of Ordnance, appeared befei the House Military Affaira Committe? and Colonel Trent, of the Army Wn College, before tlie Fenato committee The latter t.>M of valuable lnfornin tion aent from abroad by army attach??i ?m! of plans for turning this tu tin best advantage. "The military observer? which wi h-ive with the armlea In the. Enropeai var are being treated with the great nsidcration and being Riven evcrj opportunity to pet exceptional Infor ?i," ??aid Colonel Treat. "We arc receiving" from them information el ? Btmoal value, although they will rot report until their return on mat tera which might injure tha armies to which they are attached." Colonel Treat diaclOBOd that the War l'cpartmrnt has definite information as to the famoni 42 centimetre howlt? /v.. which the Germana u"ci to crush - tray throngh French frontier f? rta. The puns can be llred without ting them on contrete emplace l, ha sni.l, and made ready for uae i;i leee than an hour and a half after they reach a given point B I General Ci I plans ??-)..? no* ** pi epared ? . w .?? D< ; artment I*. a ill be uaed i fence ?r plan.? for their oa< ma also are ?out. Eipect No Trench War. Tiiere wns no reaaoB to expecl ? al , warfare i aronld have ? met In thia country, I therefore the pi o portioi hi| ? ? i- shells and ? ?>? be alterad ai rad ca K\ arms ..- l ?? I reneh ai:.l Britiah had found '1 he Amei ? :h field ar' ?..i the rei ? 76a In ev? I but rapid? 's wore in .\ed, would .'? ? '? a non. ? '? remarked experi , io (fra being mad? with the trail ".) iiipmei i f*hl make the American gui r to an) BOW cept a few u ed by tru? lla!!'?.!! army. are ulao i.*?k:r,?ar mm tioni ?no cun reaervi ? to provida f"r an army of 1 nun.noil men l"?'i I? montha," ? Colonel l re it. in conduelen. "I h the members ?t th? committee me Improaaod a? 1 am wlUi 'l>o need tield artillery, I know that arg ? ha\<? It tu bava Bfl ii ' ?it y tliBt ii * balanced, sfliclent and ?ble U take t n f Iteelf. I ?II un Arma l'tanla. General Crosler'a aaamlBatlen member? el tin? Houae eommlttee dicated that eifoiis would be made wnte late the m my bill detalla pli fur atllisiag private munition factor in timi? of war. Several ?uggestii were advanced, chiefly B proposal tl the aeeeeeery patterns and machine tachments be mad? an.I slored s?i H e\.?rv commercial rifle er smmunltl factoi v ? auld !"? eouverted quickly tin B ?Ut Bl my calibre?. General Croaier eetiaaeted that tl would ro-t *27.r?,000. and would DTodl tb<? implement? ni.e? iny for Increi mg the government's capacita to ma l.fiiiu new model Springflele rlflea day to a total daily production for t country of lr.,Onil or more. Without the preparatioa of such i plemeats t*i advance? lbs g??neril a? conversion of the plants might take tear. It was pointed out thai Wh many American made rifles had k?? ?broad during the present war, BO of th.- erden foi tl ? ?enrice modela use in various anule? had y?t be fillod. because of the time requited r.o \ i 11 plants. !'?,. only ether witness heard w Adjutant General McCain, wae repeat before the Semite committee hli bell that the United Btatea could not r ? for th.? regule? army more tin T.n.Oui? men a .-.ear under uny i ircui Munee?. Differ Widely on Cost of Armor Plate Plant Washington, Jan. W. Widely dilTe eut estima!?'? of the cost of buildir an artn'ir plate plant and making arm' were presented to the Senate Natn Committee to day by naval ??flicers an repreaentativea of private ?nanufaetui . ? - , .? .?..<? mittee ii eonalderin Chairman Tillmana lull ior the ? I * of a governmei I faetorj Real Admiral Strauss, chief of th navy ordnance bureau, est II I I '?BI II would cost 111,000.000 te build a armo.- plant produi toaa rear. A. C. l?inkey, preaidoal of th Midvale S'eel and Ordi inca Company I thai eosl that mud ? :.-tnt. Rear a turini the govei i i . . the Bethlehem f I tl la are ? t.... loa. b .?! did lepri Dinkej turning oui ..... B ton the i build an \ ra 11 rs ? ? ? head of thi ? the red I I ' ? NOORDAM HAKES ST JOHNS liner lour Daya tale \fter Exhaaat? ine Fuel ?m Stormy Trip. St. John1 ' i ? . Line, with its ' . d< er, arrived I n er?. Many Ford peace deli board. ? '?' eather off the I than loo m ? . eral days. She hind hei ' ai ? ? I : i irj 14. JAPS PREPARING FOR WAR ONU. S High Officials, German' letter ?Says, Have Pub? lished Call to Arms. FIRST SEIZE HAWAII AND THE PHILIPPINE Would Blow Up Panama Cana Then Invade California Could Raise Army of 12.000,000. Bridgeport, Conn., Jan. ?B. A boo entitled "The \\*r Between Japan an America," which contains many ?tari llngly franh as-crtions regarding w-ha Japaneee offleiale think of America an her army and which bus a wide circu lation in Japan, is told of in a lette . i . rday by l?r. Heiman Doaeing, ef llffl Baal .Main Street, fror hit brother, Dr. Carl Dneaing, formerl profe ? i of mathematiea at th? Roya Naval College at Kiel, Germany, ?in now ?i univerelty profeaaor In Magda burg. According to Dr. Puesing, translate. II ? tioni fi Om the book have bei I ihed m tha "l.okal Anseiger." Thi aj i "'1 i ago I I ? r- dieted that t h ? **i .? iti iggle '??? ould be betwi ai Japan ai ! tha United Statea. 1 math ? hal aoma of tha bullet ? fi ai ? ada t.. daj in Bridgepoi t foi th.? Allie? ii r be uaed by tin 1 fornia againat Amerl lag? are tl kmerl cans tor the profita ai - ng from wai -.eis that they .?.. not real ilalils'i r ti.. ? ?' m the Pal "The tapaneee Leagi ?? ',r Nal haa publiahed a littl. titli Tha Wai !'..:?? ' i| nn.l Ami ' . ?" t hi I booh have I broadcast **h? il Japan On tha front paga torioua Jap . .n front of which th?1 re Inking to Itera. "How t| ' ... I hearta of liaty I ; cour tormy like the that a X / .... uol ' aa for this pn ? ? treat? ranta and ' ? ? ' I 1 on, 'v.. ... gal ?" i mporl ?he great day. ! . ta, each ? ." '. "'The 1 .- of \ ? ? ? ould i !?.?? take) Ii ai I Hawaii long i"1 ? ? ? f t h? I ' i . .. . lalanda II \\i could alao r'JieM *v**sm American Surety Company of New York P!!3??2V J iir^'nhi;? ?RSni.i^fliiifjV ??St II AMERICAN SURETY BUILDING New York iiiiiiiim \ n ovni i'. inn Meataaaa ???. Talapheai Main u>u 4?1 Rruni h Oflll M liver 1 Minn .\?crm ira In the l altad Matea I'rl.itle \\ Ire ??a?ril<?. to I'llt-liur ill. ? letrlitn.l ?ml I I... .:?!.> tMBe-ta Over $19,200,000 Paid in Claimi Organiz?ed April 14, IH84 General Offices 100 Broadway Financial Statement December 31, 1915 RESOURCES Real Estate? Home Office Building and Land. unencumbered. $3,200,000.00 N. Y. City Water Front, unen? cumbered . 215,000.00 $3,-! 15,000.00 ? Val m ' ;?! i ____________ Stocks and Bonds, Market Value. 3,925,215.00 Cash in Banks and Offices. 1,219,248.21 Premiums in Course of Collection. $7.'V.7.910.25 Less amount 3 months or more old . *305f718.<84 434,191.?11 Salvage Recoverable. Mortgage and Collateral Loans, Judgment., and Decrees Accrued Ir.t??rest and Rents. 154,055.52 96,993.23 39,645.80 $9,234,349.27 LIABILITIES Capital Stock.;. $5,000,000.00 Surplus and Undivided Profits .*. l,2.'>o,629.56 Reserve for Unearned Premiums. 2 053,118.17 Reserve for Contingent Claims. 746,229.19 Reserve for Expenses and Taxes. 170,000.00 Reinsurances and Accounts Payable, not due. 02,028.74 Premiums Paid in Advance. 16^343.61 i la .i a ul v.i ... .3 .-'. ? ? i $9,284,349.27 - ? - . i ? ither Ai i' - . Total t-tlmated Va to ol I . -.1.$-t i a - ? : ; [ S. AI.IWNDER CHARLES H Al i 1 N lulls ANDERSON EDWIN I. BLABON CHARLES A. b?'JDY R. R. hl'.M\\N' NEU COMB lARLTON i. F. CARR\ CLARENCE E. CHAPMAN nil.? ii. ( UTLER PU HARD DELAI HID JAMES B. DUKE TRUSTEES HENRY l>. LYMAH Oairaua \\. S. DYKMAN DANIEL CUCGLNHEIM I HORACE HARDING HLNRY V. HAYDEN A. J HEMPIIIl.L F. L. HIM. R. C. KERENS F. M. KIHH, I. W. LAFRENT2 EDUARD f.. L00MI3 L F. L0RE1 v.. S. McCORNlCK A. w MELLON \\ MILLS W. H. MOORE I R. \!"RR'>N V \ NA5H SEWARD PRI -IK I) (a. RJ id S V?. ROSENDALE LINDSA. RUSSELL I0HN 0 in \\ I G. SCHMIDUVPP SAMUEL S. SHARP F. W. LAFRENTZ. Prcid-nt R. R. BROWN, Fini Vice Pre.?del |0HN SHERWIN WM. SKINNER v. R. Y C. SMITH VALENTINE P. SNYDER EDWARD R. 5TETTINIU3 Gl I i IRIPP rHEODORE S. VAIL I A WATRES vim. i. whiting VLBERl H. WIGGIN ?.i"i? i. r. w_s ?? BRONSON VUMHRop Fidelity and Surety Bonds NEW TFaTANUS FOUNT) < i.me? Without (lause and Heap Serum, Sb)n Paxtcur Physician. Paris, Jan. L..V Professor I av<-n of ih.? Putear lastitute, deeeribed a meeting of 'he Academy of Seien? io dey a 11 ' ? '.v form <>f tetanue, whi i, been Investigated by l?r Basy I he iio'.v tetenua appeera f r ..in thli ?o i'fty dayi ??'" t the wooad haa be received! whether tha patieal ha? h i preventive Injection '?f serum or gi i h?, attacha can occur without a parea! cans?., although they mamf? themaelvea mor., freq lent . after ope ,t .,n or ?.ti the fresh outbreak ol i flan mat Ion In wounds i he disease la bbtIobb. death oeeu ring in from one third to one half ? the aaeea, To guard ageinat this for of t?tenos Dr, Basy recommeeds thi u, ?eel Ion ? of Bei um be gi. an ? rei ?vi ? k from tha tima the found Is III Jreaeed. CONSTRUCTION CO.*. GUILT CONFIRMEI Hudson Valley Concern Lose Appeal from Verdict in Great Meadow Case. Albany, Jan. U The judgment, con ricting the H i?d ion Valley I on ti net le Company, el Troy, of ??.r ? .'..i-r??'? gram any In connection with ?he eon truction of (?reat Meadow Priaes wa afflrmed by tbo Court ol Appeals ta , ha company, of which t'harlen p Boland, Of Troy, is president, was |a dieted m IVachiagtoB County, |i li - reeuiting from an in ? ' get Ion ? f tl.? of th< - n ordei ?"I bj ' loven or h' liter The charge was ti.at b) mean ef fais? i ? presentations I he e< mpai y ob from the itata M.02S more ?nan it wai ? ? ed to under tha contract II ?? a - ? 1,000. Utorne) (?eneral Weodhury an at he would begin the proae ? ution of te ? ? ral Indictment i ai rowing out of tha t.'>n which had been held up pei final determination of the caae eompaay. ' Fight with Thieves Costs Life. Patrolman George F. .lack??':, thirty Id ook! i'?. it led man Hospital following an operation tor an ans? eaa of tl er. Jackson iked at 3-3 Norwood Avenue, and about four years age ?a roue ?eid he never ful d, and .? brought on the disee ? I caused ! - di atl 'CURLEY JOE'GIVES SLIP TO BRETHREN Freed from Prison, Cassld) Avoids Celebration by Tak? ing Hack Trail to Home. Many folk from Queens h'-l?) a lonj and fruitless vigil at. the f,ran?l ' en tral Terminal, last, night, awaiting th" return of "Curley .loe" '.assidy, tht former Demearatic boss from Kar Kock away, who was reiensed in the ferOBOOn from the fat? penitentiary at Great Meadewa, N? V'. .los'-ph an?l his brethren were BJt? l?i"'i"l to meet st.d make merry at 1:21 [i. m. Ih>- brethrea wer*, there, but Joseph ram?? not. Not. until th?. Empira sta'e Exprea? cam? m at 10:10 p, rri., wore 'he fl ol ' ai dy MBvlneed that he Kad l"ft ?.he train ai IfSta Btreel .lame?, h Caaaidy, a brother af "Cur ley Joe.'' .?M ana el the a who had waited m vain. Wnh him were his two ai ..lohn aad Joseph i ? ?idy, Micheel ?I. Lyona, Alexander Law on, Alexarider Morrla sad Eugene Denning. '.early all of them hi'l received a telegram from the Queens leader ?ay :ng he was on hi. BBS Bfld WOttU leave ?m the "first. sight train ou? el ?\ - As th? brethrea scanned tha i from tha Empire State Expreea, ?Joaeph Mavelling at high BPeed t?? Kar kaway ami aatered his hom?? at i?i ;80 p. m., jut ?? -. ? ?ir ai d ice he left it to go t?. Sing .^mg Pri ?on. There was no celebration in Rock ANNUAL REPORT LAWYERS MOlf 010! 001^ The only MortuM ?*? In N*w YorU which p?_ bas; ? ""?ss ? Hull?,) ,B r# LAWYERS M0RTQI0E CO WICHARD M. HURO, a^.^' Capital,Surplus A * $9,000 __ I Wnrrf a. ?Id that he ? , , v. . . J I ?u? i.i m ? v.' , .. '; ' ' " '??-- ? . ;.- ,,,'?' reeterdaj- forenoon after t-%'1" board ? rably L?_ req ?? - - - **? ...>*? :i had ? r el - try hearine i?"1"** ? ": ' ' '???''' ?et5a|L5 ?7 ?j, Holland Stops Rubber Ek?-, * K-wtai EL * royil J? has "h" ' H ?'i ?y. I - ,,4 '" '. twaiftT from. Unmatchable Values Semi Annually and th'-n only for a /t*| a?| ?**?% short time is it possible to secure* similar ftl 4 f\ Ntt?. fi V?v bargains. All suit-ends ?arc Itv re * a. | \J fJ^J JL \J duced?titan those that sold at 1?25 to 01Q $50?to measure $18. ?Special Full Dresa ?Suit, silk lined, $40? 1 uxedo Suit $33. Many winter overcoat reductions. Broadway & 9th St. fkmhim /'ir- the convenience of our ?<?>'. vu pnlrot ?, .Virr-l ,1 branch ?>' ' East :. I St between Fiftl and ?/ SMOOTHEST SMOKING TOBACCO A ND why is VELVET so different you ask? VELVET is milder because it is naturally aged; VELVET is smoother smoking because it is naturally aged; VELVET is cooler and slower burning because it is naturally aged. Natural ageing for two full years in wooden hogsheads is the key to VELVET'S success. Experience has taught us that natural ageing is the only way to bring the best out of Kentucky's choice Burley Tobacco. And this best?in its most convenient form?is yours in VELVET PATENTED JUNE 29 AND DEC. 21, 1915 24 SMOKES IO<* You will find that VELVET SMOKAROLS bring new charms to your old pipe?and have many advantages all their own. Carry a day's supply in your vest pocket; load your pipe just right in a jiffy; no waste in loading' No more pipe odors; ash holds as on a cigar ; will fit your pipe ; use intact, or crumble in the old way. If your .lral.r cannot ?upply you, w?a -avili arnj you prepaid a drum of VIM.VI- 1' SMOK AKOl.S-ll lerBOgOB. 71 ?ntoaei Wk. ?ml a SMOKAKOI. I'll'.. JX, on receipt o? aatti air itaiti.i?. .,,-> mets, Beat.. New TO? 1.12 Fifth Axe C ; jririht l?tl