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Alien longues In U. S. Schools Called Menace President of I). A. K. Urges Teaching of No Spoken Language but English as an Incentive t? Patriotism Annual Convention On Americanization of Natives, as Well as Foreign Born, Opening Session Theme WASHINGTON. April 14.?The teach? ing of any foreign spoken language in the public schools of the United States was characterized by Mrs. George Thacher Guernsey, president general of the Daughters of the American Revolu? tion, as one of the greatest barriers to patriotism and amounting almost to an act of treason. Speaking at the twenty-eighth annual ? Convention of the organization, Mrs. i : Guernsey, the principal speaker, de I clared that the development of the ; American consciousness depended on ! I the exclusion of all spoken languages except English from the public schools. . Genuine Americanization of native i born Americans, as well as those born ' 1 in a foreign country or of foreign par? entage and residing here, was the theme of the opening session. The congress will continue until Saturday evening. Ten nominations were received to? day for vice-presidents general, seven ' of whom are to be elected. Those nom- i inated were Mrs. Frank William Bahn? sen, of Illinois; Mrs. Frank E. Dow, of New York; Mrs. John P. Hume, of Wisconsin; Mrs. Louis 11. Coburn, of Maine; Mrs. Isaac Lee Patterson, of Oregon; Miss Janet Richards, of Washington; Mrs. William D. Sherrerd, of New Jersey; Mrs. James Dowry Smith, of Texas; Miss Mary B. Temple, of Tennessee, and Mrs. Willinm Henry Wait, of Michigan. | Troy Methodist Conference Changes Few Pastorates SARATOGA SPRINGS, N. Y., April ' 14. The annual session of the Troy; Methodist Conference was concluded her" to-day with inc announcement by | Bishop William Burt of pastor appoint? ments for the ensuing year. Few changes were made in churches. Robert L. Thompson, of Johnstown, was appointed superintendent of the Albany district. Pastors assigned to new charges in? cluded: Rensselacr, Broadway Church, ' J. H. Keep; Johnstown, C. M. Sturgess; t Troy,- Memorial Church, M. A. Ham? mond. Success ior Young Men ^\ T OST MEN arc agreed on the underlying ^?1 factors that contribute to making a young ^ man successful. Manv very sound and plain statements about success ' have been made by men who were successful. For instance, Tas. J. Hill, empire railroad builder, said : \ "If you want to know whether you are destined to be a success or not, you can easily hnd out. The test is simple and is infallible. Are you able to save money? If not, drop out. You will lose. You may think not, but you will lose as sure as fate, 'for the seed of success is not in you." With logical saving the-re should go hand in hand a sound judgment as to how you can benefit most as a result of your thrift. We believe that to establish early in your Life a deposit account with a bank such as ours, and through this relationship have it known that your account is acceptable, will mean for you a constantly increasing asset in your business life. We have on our books the deposit accounts of many high-class and deserving young men and we are always glad to welcome others Why not come in and let us talk this matter o\er with you? The American Exchange National Bank 128 Broadway Xerw York City Total Resources over $150,000,000 " ?-?:-'?-?---.-.- ? ' * : - U..S. Home Loan Bank May Solve Rent Problems Bill Prepared for Submis? sion to Congress Which Would Make Building and Loan Mortgages Bankable ,V> w York Tribune Washington Hunan WASHINGTON, April 14.?The addi? tion of $1,500,000,000 to the home building funds of the Unnited States, with a marked effect on housing and rent problems, will be realized if Con? gress acts favorably upon the plan for the creation of a great system of home loan banks, which was indorsed at a conference to-day of representatives of the Department of Labor and the United States League of Building and Lean Associations. A bill has been prepared proposing to create a new class of banks to lend on the mortgage loans of the building and loan associations. The paid up capital of the building and loan associations of the country is 40 per cent greater than the capital of the national banks, being $1,530, 000,000, and they have 3,850,000 mem? bers. Their unpaid mortgages amount to about $2,000,000,000. Big Sum for Home Building It is intended to make it. possible for them to borrow on these loan con? tracts from the federal home loan banks up to $1.500,01.0,000. thus pro? viding an immense accession to the home building capital of the country. The bill provides for (he creation of a Federal home loan board, which shall divide the United States into eleven homo loan bank districts, in each of which there shall be a Federal homo loan bank, with as many branch offices as it may establish with the approval of the board. Each bank is to be organized by an association of ten of more building associations with aggregate assets of not less than $5,000,000, and is to have a capital of not less than $100,000. The permanent organization of such a bank is to consist, of six directors elected by ihe member associations and three appointed by the Federal home loan board. The central supervisory body is to be a board of five members, including the Secretary of the Treasury, which shall operate as a bureau of the Treasury Department. The salaries of the four appointive members are placed at $10,000 yearly. These sal? aries and the expenses of the central organization will constitute the only charge on the public treasury', ;l* the capital and expense of the district banks are. to be provided hy them. No Opposition Expected It is said that there will he no oppo? sition to this measi re from national, state or savings bank . as with the ex? tension of the Federal Reserve system to include them, less and ?ess of the funds of the last two goes into real est?t? mortgages and the first class of banks is uot involved in this sort of business. Mew York City savings banks i first mortgage loans are reported to have shrunk $165,000,000 within the last year. It was voted to-day not to submit. ; this measure to Congress until the next regular session, the interval to be ?used.in consulting and communicating : with the interested associations and in : improving the tentative bill. Among those attending to-day's con? ference were Charles O. C. Hennessy ' of the Franklin Society of New York. \ and K. V. Haymaker, of Detroit, who was appointed to work out the propo ! sition. 500 Persons to Aid Survey Of City's Housing Pro blems Inquiry Into Increase of Rents Involving About 250,000 Residents Is Begun by Reconstruc? tion Commission With Help of Welfare Workers A secret comprehensive survey housing conditions and rent increo of 250,000 New York residents was gun yesterday. This investigation ; heing mr.de by the housing commit : of the Reconstruction Commission , New York, with the aid of thirty vol I teer civic organizations. This invei ; gation is so organized as to inch the positions of hoth tenant and la lord. , Twenty-five square blocks have b( ! selected in sections where the hous: | situation is most acute. It is estima' ! by the commission that each block c< , tains at lease fifty building;-, with th ty apartments, housing from live seven individuals. The investigation will show the nu her of rooms occupied, number of t< ants in them, number of boarders, nu her of children under five years, cc ; dition of sanitation, upkeep and i pair, name of landlord or own* whether the property is operated by lessee^ the present rent, previous rer and time when the rents were i creased. Ready to Hear Complaints The commission is ready to recei complaints in writing from any sour which embrace those facts. The commission also is conductii an investigation among owners, Ian lords, lessees, building and loan oper tors and real estate men to learn the , side of the problem. This inform?t!? ; will include cost of operation, repair taxes and upkeep over a period of f\\ years. It is expected the 500 worl Mrs will complete the work within U\ weeks. "We are trying to get deeper tha the moment."" said Mrs. Henry Moi ' kowitz, secretary of the commissioi "We are trying to find if there ar houses enough and if they are in In able condition. The survey is not cit ' wide, but the blocks selected will b 'characteristic of conditions where ten ants formerly paid $10 a month or loss "The housing problem is worse thai unemployment because no temporar; relief is' possible. The industrial de velopment of New York will be checkci if building does not catch up with thi | demand. It may mean the city mus | do what, the government did during th< i war, that is, build houses at no mattei i what cost. i To Consider Legislation "The advisor?, committee to the , housing committee will meet, Friday tc consider the information gathered and also the data already collected on cost of material and labor. They also will ! consider legislation now pending at Al? bany, and when the report of the com? mission is prepared we will be able lp make recommendations for meeting the situation." The advisory committee consists of Walter Stabler, controller of the Met? ropolitan Life Insurance Company; Walter Linder, of the Title Guarantee and Trust Company; Edgar A. Levy, builder; Alexander Ring, builder; Krank (i. Howe, of the Queensboro Housing Corporation, and G, Richard l'avis, real estate operator. "The increase in wages," Mr. Mosko witz said, "has not kept, pace with the increase in rents. Wage earners who formerly lived in a $25 flat now have to live in cellars where half the win? dows are underground. They pay from i $7 to $10 a room in such places. Tho situation among the colored inhabi? tants is worse. The. negro sections are Secretary Glass and Admiral Sims Metropolitan Opera House TO-NIGHT The last great organization rally of Liberty Loan workers will be held at the Metropolitan Opera House to? night at 8.15 o'clock, The Victory Loan will be discussed authoritatively. Admiral Sims will make his first public address since his return to America. Milit?rs7 bands will play. All seats not filled at 8:30 sharp will he free to the public Get Behind the ?^ Victory Loan! GOVBRNMEN1 LOAN ORGANIZATION Second Federal Reserve I)i?tnet Liberty Loan Ciimmittet, 120 B'wuy, Ne*? \ in j full and there is no possible expansion. ; Consequently families are taking boarders and overcrowding. Situation Shown in Figures "The situation can be better esti? mated when it is known that only plans for $.'18,000,000 in new'building projects were filed in 1918 as against pirns for $191,000,000 in 101 t?. "There seems to be a general agree? ment that the landlords are entitled to an increase to cover increased costs. There were years when buildings were operated at a loss. Now the owners say they have a chance to make up, and they seeem to have some basis for a reasonable increase in rents." The sub-committee on rent profiteer? ing of the Mayor's Committee on Tax? ation organized yesterday and planned a campaign. It. was announced that the committee would make every effort to see that the tax assessment was raised on properties where rent in? creases had been made without war? rant. This, it was believed by mem? bers, would result in owners checking profiteering by persons who leased : buildings from them. Call for Cooperation The committee announced that after April 17 they would receive complaints of tenants. The committee requested the cooperation of the press, all the churches, trade unions and other or? ganizations, and will ask all municipal court judges to report to the commit? tee such cases as they deem worthy of investigation which may come be? fore them in dispossess proceedings. The city departments will be relied on to make investigations. The committee will use the coopera? tion promised by the Corporation Coun? cil, the City Tax Department, the Tene? ment House Department, the Health Department and the borough presi? dents. It will also ask assistance from the State Reconstruction Commission, but it was decided to have nothing to do with the Tenants' League. Pub? licity, committee members said, was the chief weapon. "Only through publicity," said Nathan Hirsch, chairman, "can this work be accomplished. We also wish the cooperation of the good landlords." Wish To Be Fair, Says Brady "We wish to be fair to the fair land? lords as well as to the tenants," Peter J. Brady said. "Wo do not want to browbeat them, but will certainly in? sist that rents be not raised where we lind it is not necessary. Investigation will take the course of finding through the Tax Department and other city of? ficers the cost of improvements, wheth? er buildings were put up at war prices or pre-war prices and so determine whether increases are proper. Even if we have no law upon which we may act, we can make trouble for the profiteer and out of the row we may find a way for a definite settlement." Henry Block, another member of the committee, said he thought building could be stimulated by fixing a tax limitation. Dr. A. Ray Petty, of Judson Memo? rial Church, said many Baptist minis? ters had agreed to deal with the sub? ject from the pulpit. "If they have a profiteer in their congregations, so much the better. Let them give him hell," he si>id. One Offer That Was Rejected A prominent county official said yes? terday that he had had over twenty otters to lease a building which has been bringing him in $28,000 net a year. He said he had received one offer of $32,000 net, and that under those terms he thought it certain the agent would ; have made $38,000 net. Another county official said the sit 1 nation was being closely watched in ! the hope of establishing cases of con? spiracy between landlords and agents. Officials of the Lawyers' Mortgage | Company said yesterday that hundreds ! of apartments and rooms were vacant j in the lower and upper Fast Side sec? tions of the city and were available at | reasonable rentals. "These houses are new and built i under the new building laws," he said. . "South of Fourteenth Street and east '? of the Rowery and east of Third Ave : nue between Ninetieth and llfith : streets twenty per cent of the build I ings are unrented. A glance from Sec j ond Avenue in either direction in the | northeast quarter will show a 'For Rent' sign on nearly every house." Mrs. Moskowitz told yesterday of the | complaint of one man who formerly paid $20 a month rent. He wrote that he had been raised $2 a month in No? vember and $2 in January. Unable to ' tind another apartment within his means, he had to beg the agent to ac? cept the rent and the agent fined ' him $2. Later, he said, the agent gave him $10 toward his moving expenses to get him out, as he could rent the flat at a higher figure. Assembly Takes Action On City Rent Problem ALBANY, April 14.- The Assembly adopted unanimously to-night a reso? lution providing for the appointment of a legislative committee to investi? gate tenement house conditions and rents throughout, the state, and espe? cially in the city of New York. Simon L. Adler, majority leader, introduced the resolution. Kansas Pure Food? Ad Ipheld by Highest Court WASHINGTON". April 14.- Provis? ions of the Kansas pure food act authorizing the State Board of Health to make regulations for the enforce? ment of the act were upheld to-d?y by the Supreme Court in refusing t-> i restrain the board from requiring ', manufacturers of proprietary foods to 1 state on the label the percentages of ingredients used by them. it Spring?will find in all the Young's Stores a selection of topper?, derbies and felts for gentlemen who know and appreciate the best. Stor All 0; You are a Good You will Smoke the LORD SALISBURY TURKISH Cigarette. As a Good Business Man, you know as well as we do that you can always give better quality when you hold down the cost of production. That's what we are doing with LORD SALISBURY. Instead of Packing LORD SALISBURY CIGARETTES in the expensive, handmade card-board box, we pack, them in the most inexpensive and die mostattrac nve machine-made paper package. RESULT?finer quality and more cigarettes. t That is the Reason why the LORD SALISBURY is the only high grade Turkish Cigarette in the world that sells for as little money as lo cents for 15 cigarettes (35 cents for 2 packages) For the practical reasons of Quality, Quantity and Economy THE TURKISH CIGARETTE is inevitable Shu/-Jty Guaranteed by HZ ytM\ L^ljfUZ'tA-' ^ s~-^ ?v/nch means that if you don't like ?/fua?<?? L0RD SALISBURY Cigarettes you ....... ^__?" can get your money back from the dealer