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House Scarcity Menace Feared By Untermyer gupremacy of New York Over Other Cities in Dan ger Unless Homes Are Provitlrd, Lawyer Asserts Reiterates Other Charges Explains Letter Accusing Insurance Companies of W ithholriing Loan Fimcls The supremacy of Xew York over other growing cities is bring seriously threatened by the acute housing situa? tion here, Samuel Untermyer declared yesterday at the opening session of the jijquiry of the Aldermanic Welfare Committee, the latest body to join in the quest for a way out of the present difficulties. The committee is working in conjunction with the Mayor's Corn 'mittee on Rent I'rotiteering, whoso chairman, Xathan Hirsch, presided.yes? terday. Mr. Untermyer stressed the vital need of providing immediate remedies by point i g oul the danger to the city's , now undisputed place in the fore of the nation's municipalities. His two hours on the stand were spent chiefly in reiterating and amplifying the in? formation contained in his letter to Mr. Hirsch, made public on Wednesday. Although nt the opening of his tes timor.y the witness declared that his attitude i xpressed in hia letter might be mis aken an altack on tho in ? .: .: ce ct npai ;< s, hc proceeded again .' i .' .1. .1 ged v iolat ions of tho several of the largest of these organizations. He also renewed his ittack on so-called combinations of dealers in building materials, who are responsible, he said, for the present abnormally high prices. No (are for Workers "Nothing is being done in this city "T5 take care of the housing for work :-gmcr. and their families," Mr. Unter? myer said, after he had testitied. 'The city is not being made attractive 'o workers. They will go elsewhere, vhere conditions are more favorable rnd they can procuro adequate and i roper housing facilities. This had be tome a big, gripping problem and those interested in the welfare of the city ir.ust be ready to improve conditions." Mr. Untermyer gave his host, Mr. Hirsch, an unpleasant surprise when he declared himself "entirely out of sympathy with the crusade against rent profiteers." Mr. Hirsch has been actively pursuing a campaign of this kind in ..:= city, having taken up more than er thousand cases. Mr. Untermyer leclared that high rents are largely lUe to the excess of demand over supply. He scouted the ostablishment of a ystem of Federal home loans, declar ing that the city would get at the most $25,000,000, which he termed a "drop n the bucket." Xew York's housing . ^biem is peculiarly its own. he said. Situation Worst in Nation T imagine Nev. York City is the ' t?rst i ff of any community in the intry in i hc w; y of housing condi lons for the masses of its peopie," he ;aid, "beeause it has grown rapidly and it is five years since we have done any building of any consequence." He said that the two deterrents to j ituilding in this city are the inability j t? borrow money and "tl ? exactions of j riminal combinations among the build- ? - ? rs." He declared that every build? ing company should be investigated, ; - that tl imilarity of prices ?? I by eacl would bring out the xistenci o combii tion Tb" I" > ? f laboi is not responsible .or the :'.:_'. cost of building materials, he said. He added that there is no likelihood of a drop in wages, but a substantial increase is probable. He advocated a protective tariff to main ta!n the wages of workmen at their present standard. "We will r.eed protection now more than ever," he declared. "There is no use shutting down immigration and fetting in the product of foreign labor. We are in for tremendous competition, more than ever before. It will be the Competition or' wretched, starving peo Pie who are willing to work for any? thing. Foresees Protective Tariff "I believe we are going to have a Strong protective tariff, apart from what is needed for revenue. The itronger our protective tariff the more necessary our home competition must be kept up. I think that we have got to prosecute every existing trust not play with them as we have been doing ?but , ppi ?? : hem." The V. ??.. - contended that there is r'? ''?" ' investment in the world than ?' -' ? iered real estate in New v'';': ' ?;?'? He said it is the safest *'?'?' "?'?' which money can be put. Ai an incentive to improve real estate he luggested that all unimproved prop? erty be assessed for twice as much as developed iand. \n '? criticism of the small nid to building given by insurance companies, Mr. Untermyer declared that fire in lurance companies aie worse than life ??'? irance companies. The former, he ?W, make their profits entirely on im Jroved real estate, and yet make no ?nort to help it. He cited one com? pany which hai asiets of $30,000,000 - ?? but $2,100 invested in building. Mr. Hirsch announced that the presi RELIGIOU8 NOTICE8 "WHAT IS GOD?" Subject of DR. PERCY STICKNEY GRANT | Sunday, June 8tb, at 11 A. M. Church of the Ascension Fifth Ave. & Tenth St., N. Y. 8f'FX;iAL NOTICK HORLICK'S *?? THI ORIGINAL * ^ MALTEDMILK dents of the large insurance companies will be called upon to testify before the committee next week. Insurance Firms Rebuke Untermyer Insurance officials struck back at Samuel Untermyer yesterday for his attack on Wednesday, when he charged the insurance companies with partial responsibility for tbe serious housing situation in the city. Mr. Untermyer, in a letter to Xathan Hirsh, chairman of the Mayor's Committee on Rent Protiteering, asserted that the housing difnculties are due in a measure to the refusal of the insurance companies to invest in loans on real estate. He said they preferred to deal in stocks in? stead. Among those who replied to Mr. Untermyer yesterday were Frederick H. Keker, vice-president of the Metro politan Insurance Company; Darwin 1'. Kingsley, president of the Xew York Life Insurance Company, and Charles A. Peabody, president of the Mutual Life Insurance Company. All three contended that the insur? ance companies are unable to Invest in real estate mortgagos at this time be? eause they have lent all their money to the government on Liberty Loan and Victory bonds. Mr. Kingsley said that the insurance companies of Xew York and Newark still owed the government $75,000,000 on war bonds, the Xew York Life alone being in debt to the extent of $15,000,000 to the government. In a letter sent to Mr. Untermyer yesterday, Mr. Ecker said in part: "Since April 1,1917, the Motropolitan Life Insurance Company subscribed to United States government loans and war loans issued by the Dominion of Canada $140,000,000, These subscrip tions were not materially cut down except our last subscription of $30. 000,000 to the Victory Liberty Loan, which was cut in half. "Not only did the life insurance companies devote their available in? vestment funds to the purchase of gov? ernment securities, but most. of them pledged their credit to enlarge their subscriptions. The Metrop"litan Life Insurance Company found it necessary to bcrrow $33,500,000 to enable it to make its subscription of $00,000,000 to tho fourth Liberty Loan, and has still outstanding $22,500,000 bn ac count of such obligation. which should be paid before considcring other in? vestment, "If it be true the practice of loan ing on real estate was abandoned, it was for the purpose of responding to a greater necessity. "In order that the government might immediately have the benefit of accu mulating funds of this company for war purposes, purchases of United States Treasury certificates of in debtedness were made as issued to the ? amount of $32,000,000, which were in due course applied to payments of bonds subsequently issued. "It is a strange criticism to make of the management of an insurance com? pany that it refrained from invest ing money upon most favorable terms dur? ing a time when the demand was such that high rates were readily obtainable and all available funds, enlarged through pledging the credit of tlie cor? porations, were placed at low rates of interest at the government's service. "Notwithstanding our still having1 outstanding obligations incurred to purchase government bonds to the I amount of $22,500,000, this company I has been making a serious effort to find a way of assisting the housing situation. As a practical matter we have agreed to make some loans on properties designed to relieve the cx isting situation. "It is plain to see from the record why the Metropolltan Life Insurance Company's investment in bonds has grown out of proportion to its invest? ment secured by mortgage on real es? tate. "As to your comment on the invest? ment in stocks, it may be of passing interest to note that, with the excep? tion of those acquired in lieu of bond investments, this company's holdings in stocks are of a total par value of about $3,000,000 out of total assets of well over $800,000,000." Mr. Kingsley said: "The life insurance companies in New York nnd Newark probably owe, at the present time $75,000,000 in Lib? erty Bonds and Victory Notes. They did not have money to pay for them when they bought them. They have been laboring under this situation ever since the Fourth Liberty Loan. This company alone bid for $110,000,000 of Liberty Bonds. We bought $'.10,000,000 worth, on which we still owe $15, 000,000. When that is the situation and the. companies are in debt there may be some other way by which they get money for other investments, but 1 do not know of any such way. All the companies have invested a good deal more than their net income in government bonds, and this company has taken just enough farm mortgages in thc South and in the West to keep its organization alive. We have more loans >n real (state in Greater New York than we have loans all over the rest of the world. We have $80,000,000 invested in real estate mortgages, more than one-half of our total mortgaged loans." Mr. Peabody agreed with Mr. Kings ley. He said: "The reason we are not investing in real estate mortgage loans is because we have no money. We lenl our money to the government and we can't make the same money go tvice." Evict ion of Families For Park Denounced Cont roller Craig Calls Sinurestion nf Commissioner Par man Inhuman: Hylan ls Rouscil "Inhuman" was the characterization applied by Controller Craig at yester? day's meeting of the Sinking Fund Commission to a proposal of Park Com? missioner Harman, of Brooklyn. to evict 225 poor families from tenement. houses owned by tho city to make way for a park. Mayor Hylan backed up Commissioner Harman. It developed that these families, saved from evic? tion by the controller, pay as lew as $9 a month rent. Before the commission met, the Mayor and other members of the body were in possession of a report signed by the controller declaring that Com? missioner Harman's proposal to tear down the dwelling places in question. which are on the block bounded by Johnson Avenue, Boerum, Lorimer and Leonard streets, "would be little short of a public scandal." Nevertheless, (!omm issioner Harman asked that the Sinking- Fund Commis? sion permil him to raze the buildings. He said he was informed the tenants, when cvicted, could lind other quarters in the neighborhood at about the same rentals. "What. action would you have this commission take on your proposal?" asked Robert L, Moran, president of the Board of Aldermen. "(live me permission to tear thc buildings down with the understand ing that 1 shall not evict families un? til they have found other quarters," said Commissioner Harman. "My answer to that is that I will get every family apartments at once," volunteered Nat Ferber, who accom panied the Park Commissioner. "This is not a matter to be strad dled!" exclaimed Controller Craig. "I say that it is inhuman at this time to make these people move unless you can show where they can find accom? modations. lt is an inhuman act to ask the Sinking Fund to oust these people." "There is no man in the city ad? ministration more in sympathy with the people of the city than Park Com missioner Harman." said the Mayor. "I know that the commissioner has no desire to dispossess the people unless they can find other apartments. We all know that there are human be ings there, and I know that it was never the intention of tho Park Com? missioner to throw these people into the street." The discussion ended with the mat? ter b.eir.g laid over for two weeks. ''<// V/to a//-tjoar-round soft drlnk built Bevos $*eat plant? the most perfect industrial equipment in the world. Scientifically lighted and vontilatod.and provided with every humaniiarian device possible for tlie protection of the health And safety of its thousands of employes. Electrically operated. ^ ? Capacity 2 million hotties daily ANHEUSER-BUSCH ST.LOUIS 5B ^lsifprs-taSt.'Lcniii areitnvitoa^^ toimpoct this ltiammoth hisiitution. Hylan Accused by Citizens Union of More Favoritism His Chauffeur Still Paid as Confidential Investigator in Police Department, Is the Latest Charge Further charges of favoritism were made yesterday against Mayor Hylan. The charrres are contained in an article which will appear in tho forthcoming number of "The Searchlight," the or gan of thc Citizens Union. The story reads: "Ihe police commissioner and the Police Department's Bomb Squad, which he has apparently restored after abolishing it in spite of its excellent record for catching dynamiters, may or may not believe that the squad's detectivc talent will be increased by the Mayor's detail of his brother-in-law and bodyguard to a place on the squad. lf, however, Mayor Hylan is disposed m the public interest to break up the coterie of personal retainers who con stitute his official entourage he will permjt the police commissioner to iill the position of confidential investigator ni thc Police Department by the ap pointment of some one who can and will do the work for which that posi? tion was created. in the Exompt Class "The position, which is in tho ex? ompt class of the civil service, is now filled by Joseph W. Eppse, who, be? fore Mr. Hylan's election as mayor, drove his little Dodge car and was his handy man about the house. Mr. Eppse was appointed early in February, ittlS, when it was announced by Commis? sioner Enright that Mr. Eppse 'is to investigate complaints that are sent to the mayor and transmitted by him to the commissioner.' In fact, how? ever, except for a short. period im? mediately following his appointment, which was spent in a tour of inspec tion of the police department. motor vehicles, Mr. Eppse has been acting as the mayor's chauffeur, driving his Packard touring car and Packard limousine?all thc while holding the title and position of confidential in? vestigator in the police department. "As chauffeur to his honor the Mayor, Mr. Eppse has been an im? portant; personage, privileged to pur? chase auto supplies for the Mayor's car where he chose at Police Depart? ment expense without prccedent offi? cial order, and at prices substantially in excess of those customarily paid by the Police Department for similar goods for its own automobiles. What Mayor Said?and Did "When the budget for this year was in preparation it was discovered that a new position of chauffeur was to be provided for the Mayor's office. At the time tlie Mayor stated publicly: "'Why not honestly and properly have a chauffeur attached to the office in the open one who is trained to do this work instead of taking a police? man off post for that purpose.' "The title of the newly created posi? tion was afterwards changed to 'chauffeur-attendant,' but Mr. Eppse, confidential investigator in the Police Department, has continued to act and still acts as the Mayor's chauffeur, and the position of chauffeur-attendant in the Mayor's office has never been filled. "The position of confidential investi? gator in the Police Department was created by former Commissioner Woods for tho purpose of having ap plications for police pensions investi? gator by a civilian who would not be subject to influence by the 'system' in tho course of his work. To provide an exempt position to which Mr. Eppse might be appointed, Commissioner En? right got rid of the confidential investi? gator who was examining pension ap plications, leaving those matters for the attention of Lieutenant Zanes, one of the recently made captains, a colleague of Commissioner Enringht among the officials of the Police Lieu tenant's Association." Ford Tries to Prove Business Interest Inspired Editorial Effort Is Made in S 1.000,000 Libel Suit to Show Malice | on Part of "Chicago Trib? une," Due to Rivalry Sprcial Corrcspondrr.ee MOUXT CLEMENS, Mich., June 5.? Efforts were made by the plaintiff to- j day in the Ford libel suit against "The j Chicago Tribune" to substantiate the charges of private^ interests and pro- j German lcanings on the part of the I "Tribune" as an incentise in its Mexi can poliey and a ground of malice to- , ward Ford. It was also sought to be I shown that Henry Ford's embarkation ( in the farm tractor business, in which i the International Harvester Company j had made some advance in 1916, might furnish a motive for seeking to sup press Ford or destroy his efficiency as an opponent of armed invasion of Mexi? can territory, with the alleged object of conquest. To this end several depositions were I introduced by Mr. Ford's counsel. One was from Milton M. Eames, assistant secretary of the Standard Oil Com- ' pany of Xew Jersey, stating that Mrs. Edith Rockefeller McCormick, wife of Harold McCormick and a daughter of John D. Rockefeller, owned 1,130 shares of Standard Oil stock in 191*5, and that Mrs. Ruth Hanna Patterson, i wife of Josenh Medill McCormick and I daughter of thi' late Senator Mark Hanna, owned twenty shares. The total capital stock was given at 983,- i 383 shares, of which John D. Rocke feller, the heaviest holder, had 2-14,345. I The Standard Oil Company of Xew Jersey, in 1916, obtained one-tifth of : its supply from Mexico. Mrs. Edith I McCormick, it was stated in a deposi tion by her husband, Harold McCor mick, was in Switzerland at the time mentioned, while Harold McCormick ; testified that he had scarcely met his second eousin and had never discussed newspaper policies with him. Judge Tucker expressed the opinion j that the relationship either by blood ; of the "Tribune" and the McCormicks of the "Tribune," and the McCormicks of the Harvester Company, was so re- | mote that it gave only dubious indi cations of having affected the news? paper poliey. 100,000 Sunday School Children in Parade There Were 25 Divisions, and | Some of Them Were Reviewed by Governor and Mayor Approximately 100.000 children par ticipated yesterday in the ninetieth j anniversary day turnout of the Brook? lyn Sunday School Union. Governor Smith, former Ambassador James W. Gerard and other prominent citizens reviewed several of the twenty-five parades. Just before the processiona started the red striped canvas cover for the official reviewing stand in tho long meadow of Prospect Park was stolen. John Peterson, aged eighteen, of 1007 Bergen Street, was arrested, and the canvas recovered in time to be restored and thereby save the Governor and Mayor Hylan from standing in the sun. The parade began at 2 p. m., and there were processions starting hourly until 7. Before the first parade Governor Smith, Mr. Gerard. the Mayor and others were the guests of the Sunday School Union at a reception and lunch? eon at the Montauk Club. There were 3.500 children in the Greenpoint division, 5,000 representing twenty-one Sunday schools in the East? ern District parade, and 8,000 in East New York and Cypress Hills. W. S. Hueston was chief marshal. His assistants were John A. Roy, John Lange and F. M. Foote. In the review mg stand at Prospect Park with the Governor were Mrs. Smith, Francis Hugo, Secretary of State. and -Mrs Hugo; State Controller and Mrs. Travis, United States Senator and Mrs. Calder. Mr. Gerard and Abram I. Elkus, former Ambassador to Turkey. ??-?--? High Court Holds Lamar and Martin Guilty in War Plot "Wolf of Wall Street*' Had Been Convicted of Con spiracy to Halt Munitions Shipments to the Entente -, The United States Circuit Court yes? terday affirmed the conviction of David Lamar, "The Wolf of Wall Street," who was convicted two years ago of con spiring to obstruct shipment of muni? tions to the Allies by fomenting strikes in this country. The conviction of Henry B. Martin, of Labor's Xationa! Peace Council, as a co-conspirator, also was affirrmed. The decision means that these men must serve terms of a year each in the Mercer County, X. J., pentitentiary. The men were tried and convicted on an indictment which charged that they conspired with Captain Hans von Rintelen, of the Imperial German Army, to bribe officers of labor organ? izations to obstruct the transportation of munitions to the Entente Allies by causing strikes. lt developed at the trial that von Rintelen had been fur nished with a fund of $500,000 by Ger? many to carry on his work of obstruc tion. This was before the United States entered the war. At the time Lamar was convicted he was serving a term at the Federal pen itentiary at Atlanta, Ga., for imperson ating Attorney General Palmer, who was then a Representative from Penn sylvana, in an attempt to defraud the United States Steel Corporation and the firm of J. P. Morgan on large contracts. At both his trials Lamar insisted he wns a pacifist and that he never conspired to violate the neu? trality laws of the United States. The testimony, however, uientitied him as one of von Rentelen's hief aids, and the jury, after considering the case for fifteen minutes, returned a verdict of guilty. The "Wolf" may appeal to the United States Supreme Court. Prof. Garner Back From Congo With Monkev Love Talk Messages Between Jungle Denizens Are Recorded i on Phonograph Disks, To Be Translated at Leisure Imitations of Simian love calls fresh from the fronded solitude of the ' French Congo were brought to these shores yesterday by Professor Richard L. Garner, the naturalist. who was a passenger on the French liner Chicago from Havre. He does not care what becomes of them, even if they drift into vaudeville or serve as a theme for popular songs, so long as the two tons of monkev hides he brought with him are landed safely at the Smithsonian Institution, in Washington, under the auspjces of which he plunged into the African jungle in December, 1915. Some ten years ago Professor Gar? ner came back from Africa with a female chimpanzee that understood him and loved him; a small Titian-haired jungle beatity who could spell her name and his name by the aid of children's blocks and put together by the same means any sum of figures he chose to give her. This time he brought no live specimen, but an abundance of pelts that will be mounted for inspec tion in Washington. This time Mr. Garner beard an abundance af talk, which he recorded on phonograph discs and brought them home for study and translation. He recorded much of the Simian billings gate, but the love talk of newly wedded apes, gorillas and chimpanzees inter ested him most. By way of illustration Professor Gar? ner told of what he heard on a moon light night in a little clearing by a water hole near the densesf patch of a monkey resort on the Congo. A greaf creature, mighty like a goril la, swung his way out of the thicket, surveyed the trysting place and gently called "Hoo-hoo." i which means "are you there kid?") Thrice he repeated this and presently came tlie answer from the lady ape or chimp saving "Hoo-hoo." Sho did not come out into the clearing for a while. but jibbered within her green boudoir some other talk which has not yet been definitely translated. Her first answer so softly given, the professor definitely recorded as "I'm here, love." The naturalist, who does no; believe the missing link exists, brought back, a specimen which he believes is ihe closest approach to man that has yet been given to civilization. lt is thought to be a cross between gorilla and chim? panzee or gorilla and baboon. Held on N. Y. Banker'g Charge of Forgen Max CJiinang Arrested in Sl Lowie on Complaint of William Bernard Special Correspondenea ST. LOUIS, June 5.?Max Chinang forty-six years old, who styles himsel Count Max Lynar-Loudon. and wh says he is of the German nobility an has a castle on the Rhine, was ar rested to-day in the office of the West em Union Telegraph Company on in formation from Xew York, where it i said a warrent sworn to by Williar Bernard. banker, charging him with $10,000 forgery, has been issued. The Xew York police wired the S Louis department several days ag to arrest Chinang, whom they ha traced here by means of telegrams h had senf to n-'.atives in Poughkeepsit Chinang told the police he had mc Bernard, who is a director of the Ir\ ing National Bank, through other Ne< York business men. He said he ir terested him in the establishment c the Tonga Trading Company. whic he organized and which intended doin business in the Orient. Chinany denied that he had gotte any money from Bernard. Boy Scouts of America Mass Meeting and Concert Sunday, June 8. at 8 P. M. The Hippodrome OPENING OF Boy Scout Week (June 8th to 14th) HON2 WM. >: M'ADOO MA.li ?!; i ;i.X ,1i iHN K O'RYAN REV. FATHER FRANCIS P IMKjrr ("HAPDAI ^ OE THE Ol D 69TH R \?'';: ? ' 'S MH KRMAX. POLICE HAND -100 P( 'I.i' 'E (.LEE CLL'K ton. BIC3 THEATR1CAL PROGRAMME WM li EDWARDS. CH URMAN. ADMISSION FREE. Swift & Company has become one of the large businesses of the world through continuing to meet the growing needs of a nation and a world. Society has a right to ask how the increasing responsibilities and opportu? nities for usefulness which go with such growth are being used by the men who direct its affairs?and the men have the right to answer: To promote the production of live stock and perishables and increase the food supply; To reach more peopie with more and better meat; To make a fair competitive profit, in order to reimburse the 25,000 shareholders for the use of their capital, and to provide for the future development of the business; To reduce to a minimum the costs of preparing and distributing meat and to divide the benefits of efnciency with producer and consumer; To live and let live, winning greater business only through greater usefulness, with injury to nothing but incompetency, inefficiency, and waste; to deal justly, fairly, and frankly with all mankind. These are the purposes and motives of the men who direct the policies and practices of Swift & Company. Swift & Company, U. S. A. Seventeen Wholesale Distributing Markets in Greater New York Central Office, 32 Tenth Avenue G. J. Edwards, District Manager