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gardiiig Urges Bankers to Aid Liberal Forces invention Hear? Message Calling for Leadership in "Social. Moral and Ethical" Affairs of State farns Against Reaction gittory Shows Movements for* Reform Override Obstructions, He Says g?3 HhoM social, mowl, ethical . _____? which are crying for under ESS attention." He wams against: ___2?_f the spirit of progress and , ff or leadership in the libera move- ; * *.for human betterment. His tele- i ? ?s read before the convention ? Pnom?? B. McAdama, president of ! bJ ?????tlon. It follows: i ;&?w? ?House, Washington. D. C. ! ft*WD "October 3, 1922. ??*.???? B MoAdams, President Ameri? can Bankers' Association, Hotel ?mbiiwd ??JJ f ^ invitation ?aLsl?ering of the Ameri , ?m BMk?s' Xssoc-.ation. My xegrots * _? tbs mo??poignant, because I hoped ? bT?W? eo say some few things to row ?tBbsrs on this occasion. President Issues Appeal ?IJksv? eo many times expressed my admiration and appreciation of the oartwWch the banking interests played during and following the war, that I do net need to remind you of my senti? ments In that regard. Rather, I wish to appeal to your great organization in behalf of ray conviction that another, % more inclusive, and perhaps a more difficult opportunity of service is to? day presented to you. "To the patriotism, steadfastness and right thinking of its financial leaders the country has owed very much in connection with financing the war, and later in restoring stability, confidence and security throughout our economic itructuT*. The banking community has elways co-operated splendidly in deal? ing with these problems. But to-day our country, the world, all human kind, are demanding that this co-operation be extended to wider realms: to those social, moral, ethical problems which an* crying for understanding attention. They cannot be denied; they grow ln ? creasingly insistent. They call for an application of the same spirit of wise ?nd willing co-operation, which ?3 the very basis of the bank. T have often thought of the bank u first among modern institutions of social unification. On the basis of a complete confidence in its integrity and aims it aggregates together? in nit, available masses the scattered bus of credit and resources which otherwise would be unavailable for pat undertakings, and makes possi? ble the huge producing organizations skich characterize the modern indus? trial community. We have come to Spes which require a like aggregation I ?the social sense, the ethical ideals,! tie moral inspirations and tho best in- i diligence, in order to promote the true ?sellare of men individually and in ! ?tnmunities. This I have come to re- i uar??s the most pressing requirement: jUg day; and to its accomplishment! ii?rite the assistance of you men who I ife been foremost among social co- ! operators. The world is not given to ?warding those who serve it with op? portunities for ease and pleasure. In? stead, on those who have been tested r and found useful it is wont to place ! m greater burdens. To full share in ! those obligations I am now urgently writing you. By experience, knowledge ? ?nd aims you bankers are peculiarly j equipped to render largest service in tins wider sphere. It has long been j ?y observation that the leadership of ! t??e banking forces in the local com- j ?unity is ever effective and devoted to I community welfare, and the same help? ful relationship must be maintained ? throughout the nation and in the na- i tion'a outside relations. Therefore in | recommitting our people to sane ex- j penditures, to ways of economy and I tnrut, to the consideration of munici- i 9*1 and national problems in that con-1 science which builds the temples of confidence, the banking forces must lead, and we must have the widest commitment to the prudence, the delib !2?._'#under;t?ndinS and the prefer the security of our people as a whole. Moral Q^itu? Stressed look, lJ^k" in ?tending credits _*, c-s?oVlrl t?6 AS the "hedile of his M ht. .S t0 moral considerations, R'.ion?.C tmentS ?f A?*cter which f*5 %? most commanding of all W c-ewEn ti * S co"cerned to help consti-Lr se Vahties th*-ou?hout his ?n es to Ty' EveryJ *?od ?t-??n *' ?HmA,*?a-end' and ^crefore It, ??TS?? V? ^,pose a cecial obli E_n?H il *k6 bnnk??. organized and UklT'!.." ^W in Buch affairs, to "T*_ -y Bpecial part in thia ?rk. ttr.t,;e !S everywhere a disposition to ?rj ln,ze to question, to examine mi? nutely into social and economic inati-! Si ? ' ^ 'ntGI*r?gate methods of hu-; wm integration and procedure which '? ??e been so lon_ accepted as to have i wmed axiomatic. We shall gain noth- j g.by charging that this spirit pro? ceeds from malevolence and testifies a I ?soreered state of mind- We ought to I Cognize that it largely represents a' ?pcere wish to improve conditions.! History teaches that blind effort to ob- ' J*mct such movements has often pro- ?; ?iced monier-tary disaster, but never i gWented ultimate advance. The world'; '?* too old, and ought to be too wise, to ' resort to such tactics now. Rather its ? ***t intelligence should be given to "Pen-minded co-operation in every. SJJSt project of inquiry and analysis ?cich looks to the general betterment. '?us will its most capable leaders hel^ | ft'de society away from pitfalls and ? .angers, while Tteeplng it moving on ??upward path. I count the men of; ?mrprofession as among such leaders,; ? .''? I know that whoever can effective-! ) impress you with the full importance j ?.ttt duly I am suggesting will find j t?s.action in the prompt and eager j [T-Ponse which will come to him. Most i ?acerely yours, .__ "WARREN' G. HARDING." Palais Royal 48th St at Broadway PAUL WHITEMAN (Personally appearing) And His Orchestra '?w after theatre reserva **** by phone, Bryant 9440 aks ^ffiampany Broadway at 34th Street Specialists in Apparel aks&ffiampatty THE Compact Vanity ?NEW STYLE? Special at LOO each You open the case to find a large full cake of the best pow? der, and satin-backed puff. But behind the mirror is a sec? ond compartment outfitted with rouge and another powder puff. A convenient compact, easy to manage. In bright metal case. Toilet Goods Department SPECIAL VALUES IN Sports Hosiery ?from the incomparable stocks of Saks ?5c Company?stocks which always maintain an unequaled standard in quality and low price. At 45c Cotton Sports Hose in a wide variety of heather mixtures. Very well fitting and reinforced for wear. At 1.25 Imported English Ribbed Wool Hose of the finest qual? ity yarn. Strongly reinforced. Colors: blue, oxford, gray and green heathers. * At 1.50 AH Wool Hose, hand-clocked in contrasting colors on heather mixtures. Full fashioned and well reinforced. Street Floor Three New Models of a .?> 'Plastique* Brassieres and Bandeaux will be placed on sale Thursday At Very Moderate Prices 2.25, 3.50 and 4.00 New frocks require new long slender lines, best attained by the new expert designs In "Plas? tique" brassieres and bandeaux for each type of figure. They are of a variety of mate? rials: flesh colored silk broche, black, white or flesh colored satin or heavy flesh colored tri? cot. They are cleverly fash? ioned, some with elastic dia? phragm confiners underneath. Fastening in back and very dain? tily lace trimmed. Third Floor WOMEN'S Silk Umbrellas with Paris-imported handles Remarkably Priced Thursday 5.95 Every attractive color is repre? sented in this group of umbrel? las that carry unusual handles with the unmistakable look of Paris. Of fine quality silk mounted on strong paragon frames, with tips and stubs to match. There are twenty-five different handles from which to choose. Street Floor Correct Riding Habits for WOMEN and MISSES -featured at the specialized price of ?35.00 Correct for the bridle path, and be? coming to the wearer-a combination that no equestrienne will be able to desist. Several models to choose from, developed in oxford velours, brown, tan and gray herringbone, brown and gray mixed tweeds and wood brown diagonal fabrics. Girls' Tweed Riding Habits . Sizes 6 tola years. Boys' Tweed Riding Habits . Women's Riding Boots Men's Riding Boots . * " Children's Riding Boots \ ] Sixth Floor The Colonial Pump with the military heel and new modified toe 27.50 24.75 18.00 25.00 16.50 Women 9s Tailored Cloth Frocks at 10.50 leaves new footprints on the sands of fashion for the graceful termination of the longer hem line. Of coltskin, gun metal, bronze kid, gray, brown or black suede. Sizes 2^2 to 8, widths A A to D. Second Floor To Perform Household Duties Amid Pleasant Surroundings, Here Are Slip-on "Breakfast"Frocks at 1.95 Charming little frocks for light housekeeping or the breakfast table?made of "Pickwick" cloth in blue, green, orchid, rose or brown. Color is introduced in deep cream color inserts, and pipings stitched in black. Pockets are present, of course, made in a combina? tion of cream and color, and collar, tie and belt add the modish touches to an engaging frock. Third Floor 22.50 On the Second Floor, Thursday Misses' Raccoon Collared Sports Coats Special at 39.50 These sports coats will be quite the vogue this Fall and Winter, for where else can one combine such swagger youthfulness of line with such a capacity for service? Of double-faced plaid back diagonal coating, her? ringbone and polaire, with good-looking sleeves, pockets and tailored lines, topped by a large shawl collar of fine raccoon. In sports colorings. Sizes 14 to 20 years. Misses9 Top Coats Special, 22.50 Smart, practical models for general utility wear, with raglan sleeves, roomy pockets and trig collars. May be worn with or without a belt. Made of double face herringbone coating in brown, tan, gray or blue. Size? 14 to 20 years.. Second Floor # of Poiret Twill at 45.00 % reveal the important combination of individual modes with an ultra-smart serviceability. The frock coat that is now the beloved of Paris is reproduced here in an altogether faithful manner ?the coat closing at the left with a slight drape held together by buckles. It is also hand-embroid? ered in silk with tiny metal discs added cr emphasis, and accomplishes the uneven hem by means of a pointed flange. Resourcefully adapting each foreign influence Another Frock Patterns Its Gor? geously Colored Embroideries From Egypt takes its sleeve from Jenny, its apron front from Paris and fashions the whole together in an incom? parable American manner for smart street wear. Of soft, finely woven Poiret twill, in navy, black or brown. Sizes 34 to 42. Fourth Floor Thursday?A Sale of IMPORTED Steel Beaded Bags ?in envelope and draw-string styles? Special, 14.50 For the costume that demands a dis? tinctive, good-looking pocket hook or bag, we suggest one of these lovely beaded ones, hand-made in Paris, showing it in every detail. Envelope and drawstring shapes, in exquisite designs and colorings that bespeak inimitable French taste?of steel beads combined with various colors. Street Floor The Sport Hat of Felt or Velour has become, an accepted fact of fashion and indis? pensable to the fact of sports. We present a new group for Thursday at 6.50 to 18.50 These sport hats are what their name implies : light, serviceable and trim to an incomparable degree. She who wears tailored clothes will appreciate their smart lines, their wearable qualities and their fas? tidious trimmings. The shapes include the small flattering mushroom brim, the shape ofF-the-face and large brinis, all fittingly trimmed with touches of fur, bows, loops or cocades of ??, ribbon, quill effects, draped bands of vel? vet, tailored bands, coques or ostrich, in Brown, Beaver, Nickel, Henna, Copen? hagen, Black. Third Floor On Sale Thursday Only? Natural Muskrat Coats at the very special price of 145.00 Exceedingly swagger of line are these gay muskrat coats ?expressing youthfulness and all sorts of good times outdoors. The model is simple and sportsmanlike developed in full-furred, well wearing skins, and beautifully lined. The in? creasing cost of all furs will prevent us from duplicating such values later. To Wear with the New Tailleurs Stone Marten Scarfs, 1 skin . , . 29.50 Stone Marten Scarfs, 2 skins . . . 59.50 Baum Marten Scarfs, 1 skin . . . 39.50 Baum Marten Scarfs, 2 skins . . , 79.50 Hudson Bay Sable, 1 skin .... 50.00 Hudson Bay Sable, 2 skins . . , . 100.00 Fox Scarfs-in taupe or brown 29.50, 39.50 and 49.50 Dyed White Fox Scarfs in platinum, beige, steel or blue shades . 69.50, 89.50 and 100.00 Sixth Floor MEN'S Sterling Silver Cigarette Cases Very Specially Priced for Thursday at 6.50 The smoker will want one of these smart sterling sliver cases?because there is a flap band that holds each cigarette individually, allowing each to be withdrawn separately. Flat knife edged model, with smartly simple engine turned design, leaving space for a monogram. Street Floor, Colorful Enamel Pencils ?with- attached ring? Very Specially Priced for Thursday at 2.50 Yellow, lavender, turquoise, sapphire and French blue are the sprightly colors in which these enamel and gold filled pencils appear. Destined to take the place of colorful beads on the frock or blouse. Street Floor A Morst Extraordinary and Timely Sale of Misses' Tailored Frocks of Poiret Twill Thursday at 15.75 A sale-of this nature at the very beginning of the season is nothing short of remarkable, and affords an unequaled opportunity to secure a smart, serv? iceable frock for the low price of 15.75. \ Models are so many and varied that there can be no question about finding a frock to suit your taste?in straight line, flare and coat effects. Each is adorned with tucks, embroidery or tailored braid that add a note of contrast without detracting from their original purpose of being simple. Made over silk bodice. In brown, navy and black. Sizes 14 to 20 years. Four styles illustrated. None Sent C. O. D.t Exchanged or Credited. . Second Floor