Newspaper Page Text
BSBBBBBBJF'' 'Xm SUN AND NEW YpRK HERALD, FRIDAY, RARY ,20, jfcttgO, then U a apren fl1r for some jhln jrferent" to Js attained, no one knows how., "Multitude ot, people or neglectin- tftelr own Jrs nl tatnaiin mem .selves over thi shortcoming, of otheri It is a p'reTSWnK tat" of mind. It Is on epidemic It will run Its course like other epidemics, and xmo day the world -wfll rssllse thst th. curt Is for etch man W go to workjilnwelf. Then the high cost of llrtm will go down, "rt .r h,..is as pany Is to s4- dress ourselves with cheerful coursfe; nd .confidence to the pubfc problems demanding .solution ana ro erinf our country back to normal. It Is not to nut (he-' country back where.lt was Suhout Profiling n'Wthe.e ronderMI years, bill it jlWtaW lUh the effective control of da nent.l principle, on "wMch AmeW ... ... ........4v and oower tor (nod The U$ ts. and We must do iiit by t generalities but by specfc "thrift stcd first on the Urt of acjV inn sneaker said, narty could not While make Individuals produce the shining lhd potent Sample of thrifty and eo- of the Government during the war, m declared the officials and agents of the Resent Government having acquired C habit of spending Jrtlta njjrw xytth.both hands, they did not know howitp stop. Put tha men with the 'habit out and. those .who have not got It in, ho, said. Three Oreit Thlosr o B Done. nr. nit cbiiimtMi! "With a party in power free fro rtiponslblllty for de fend Ins; the mlatalu, an& bad methods which are to be reused, three great thine can foe done. -Hret, the vast jnass oirures through wi. rrVl'l-'S'.rwr'nment '-WrSenOTch VWnm.nt ly anyuOO) can unucrauinu 10 ,-iuen 'ley lead can be reduced ufractlcal and Instructive form by the ettabllihment of an effective budget sys tem under which Government will be obliged to start with Its resources In order to determine Us expenditures. "A second thine to be done It to e cure executive departments that will top Urging and a Congress that wllf stop appropriating money for things which noed not he dono now, or need not be done so expensively, or need not be done at all. The present Congress has done well. It Is, however, very dif ficult for Congressional committees to vm uown ins expenses 01 a vusi ana complicated business like that of the United States Government without as sistance from the heada of tho depart ments and of bureaus. "A third thing that can be dona Is to revise the system of taxation and to make some serious changes 'in It Indi cated by experience of its effects." The men who framed tho present reve nue laws,! tho speaker said, did not con ceal their dislike for the successful busi ness concerns of the United States and' that they meant to take away as much f their money as they possibly could. High Cost of Llrlncr and Tariff. the United States should have made a. solemn treaty and should break jc Woald RatUr .Treaty Quickly, "It aeems dear to me that In tho In- terwitsof the world's pesce, which all America deslresxto promote, mis ireaiy oucht to be ratified with the reserva tlons of the Senate, and that without hose reservations In their 'fair and honest substance It oucht not to bs ratified. I hoM the treaty will be rati fled with the reservations long before the Presidential election. That will be dona lf th President permits It. It that la not dona, then that Is what I think the Republican party ought to stand for. 'Immediately after the. 4th of March, mi, a Republican President should urge upon the Society of Nations the reform of the league covenant, so as to make It establish the rule ot public Hint rather than the rule of mere ex pediency, so as to make the peace of the world nkst primarily upon law and on the effectiveness and enforcement of taw. 'A congress of all nations should be polltlcaUcalled to consider and declare what of icmauonsi law ami remain 01 oinu- force and to provide for the further lonment and extension of that law nVor tha aDDllcatlon of the law to all Ju,NabIe cases of controversy between natlO. v Imnarttal did trial tribunals J""1 fVmake the decisions of such trl-twnalsw.- , ... .-a ,, jucstlot f ,,w hindin- -n(i affective. That Is V, 0,j American doctrine and that IS tn.---.-..- rtt ifmtnN rocies, forvmn. ...... . iiV(I oniv un. der uoenvenU of laWB Knd not ot man i slon of arbltiV ,een , the extraordinary g f ,h0 pre3Ment i?..SW.r'ng published on the ' by which It ap- pfn,h mlPendent ad- VlM "ffLifJ ?uV tho President's own "'"on.w.fVoffenco and that Se il""h:.V." ordinary now vim w. - out conrulting tho Illness prevented com resentment.' Prominent Figure at G. O. P. Convention. partmonta with Ident when his tlon Is cause l's Life. IomiMiu Vital to "One rsult nr h ;unlrersa unrest wl,lch had, of .th haa been 'to force uiun thi,0we1 11 democracy a series of questHnr!.iaI? Involve the very life of thew,nlch, kidded Mr. Hoot "These quesUl"0"' from widely different causes a"" presents Its own rpeclal problemit?ch the deportation or discipline of se aliens, the relations of capital and li under the new conditions, the relatl! of organized labor to the public, the coj aaBaaaaaaaaaaaajaaB&'aBaaaaaBBaaaaBaaaaaa oaaaaaaaaaaaaaaaaaala3alS!Ui!klaHiiaaaaaaaaaaa Lieut-Col. Theodore Roosevelt (on left) chatting with Senator vaqgworth (on right) before opening of convention. makers of the demands reent or are controlled. "This situation presents with startling distinctness the question whether our American popular government Is to con tinue, or Is to bo (changed Into a class dictatorship. "The people over whom one class or section holds lawful power of life or death to compel compliance with Its demands Is not sovereign. It does not govern, jt is subject to the control of the dominating class. The damnnrfa may be moderate to-day, but they nre Hupply, the railroads, the preKrvatloV"0""9 n,'.tbrouh the forbearance or puoiio, health, security for the Ufi jof the community and opportunity for the pursuit of hannlneas by lis memhera. Here Is & great variety of subject, but me metnoa ox treating all of them must depend upon a clear conception of what our system or government. Is and what wa mean It to be. Our Government rests upon certain very simple ideas.'" The three thlnss necessary to main. tain the Government, Mr. Itoot said. were universal opportunity for educa f the controlling class: and ordinary owledge of human nature teaches us t with power unrestrained th rt. un win do co ma oppressive to-morrow. iTne question Is not of form. It Is IVf substance. It Is 'Who exercises A leal power of government, tho people ruh classr If It be the class which t)l while It will doubtless be for a prof8 brutal here In purpose than the goveT11 of Lenlne and TroUky, the .win win oa in- in essence me "It Is time," he declared, "for the Re publican bystander to oecrtaln how far tnese war revenue taxes through the cost of living who eats and wears clothes. Pawing to the tariff. Mr. Itoot flrat spoke of the fact that we had become a great creditor nation, and It wm to our interest to facilitate the production and trade of Europe. Itfollowed that the new tariff law must he framed lo mui tHe new and difficult problems presented by these changed conditions, framed so mat American inaustrjr will not be ruined and so oa not to destroy the export trade or Europe. "More Important than all," said Mr. Itoot, "is the necessity that we shall restore our republican form cf govern, ment, with the liberty of he Individual ciuzen preserved by limitations upon omjiai npwer, and put an end to the dictatorship which wfl created In order to carry on the war. "Peaco has come In fact, lf not tech nically, out me war powers or the TSc. ccutlve still continue. They should be Drought to an end. It la not a simple thing, for new conditions have been created which should be dealt with at the same time by new statutes adapted to .the conditions of peace and subject 10 mo limitations upon power or our constitutional system. "There la a double Immediate purpose to be served. One, to restore the habit of freedom. It Is dangerous for a people to acquire tho habit of bowing to power wiinut limns. Tney soon become sub. servient, and then character essentia. to freedom degenerates. ''The other la to stop a multitude of Interferences, 111- Judged although well meant, with mj vuMiac uuaiucas inrpugn wnicn mone natural laws can operate to re lore normal conditions.-' VJlon'a Defiance Crltlclse'd. The President's defiance of the au. inoruy or. tne benate to advise upon the covenant of the League of Nations and to give or withhold Its consent tu the ratification of the treaty containing it was ap assertion or tne rixht to con tinue the same autocratic power, the rpeaner saw. "'Tj arlll h. . .1 l.r " tlon: that the gbvernlna- body ahoild mJT .k"..""" r"r..'"f recgnlse Ita responsibility for 'justice"; ir or TtoriSXS rtain how far er nis ronaiuon -hinerv "topping of the tna- are reany paid. ut 'y "f inauwry onu - -v which life depends, f by every one thr'a i of ' rtoveto maintain the pi Describing the soviet form of govern- ou' ZS of all the it tnvnt aF T ..In. r, A n.,t... t r n . i sa d we here would nn mnr h. ,v. principles no emerf by a cla.a of lborirl to b7. T,"ut. " .7" class of aristocrats, fcut w. m,,.t not govern ana not r" rrrr' "":; Ignore the threat of the Bolshevlkl to not . a""1Pt ''C Z -"'2 overthrow all democratic governments. away thehoula ttiSt The nearest reference to the Socialist J0t!i,?wy "?: Vit t .inv t i. controversy In Albany was this: V" Pfv But we should "The right of free speech docs not In- i." u JZlto strike at the ude the right to Incite crime. Tet we R?mt w,1,rau,t "n conflict with urt be careful not to overlook thTdji! the community'. hlghCJ1 principles people by we must apply those aelf.o? this situation. If we elude must Unction. Let there be fair iuarinr nnt let no expression of mere difference of opinion however radical or distasteful be punished. "One4 of" the thins the Remihliran party has to do, apparently," Mr. Root added, "Is to clear a lot of Boiahaviki or sympathisers with the Bolshevlkl out of the public ofllces of our Government."' night of Labor and Pnbllc. From thlS Mr. Root isimr Intn tha iaoor prooiem, saying in Dart: u is not enough to teach American'. nation, if the principles of our Gov ernment are to be maintained they must oo appuea. it s hopeless to teach them unless we practise them. The relations between organized labor In h HnltM Slates and the public call for the Utflntte and conscious application of those prin ciples in two. distinct directions. The first' 111 to assert tha onntrnl nf ine wnoienople or the United Plate within Its field, and the whole nnnia nf catii aiaie wunin us new, over matters essential to the life of the to the exclusion of any class control over aucn matters. The second la to Tpn-u that ular control by maklnc AriA anntvlnirl au iuwg ana estanusning such Institu tions of government an tn umm t,... tlco within the law to the memhora nf every class and calling, so that our sys- ui Kuvcrnment win na mtin h. Its works. . S ' "For many yearsatha ini.i,ii. have been watching and from time to time as Individuals taking, part In the preservation.' No man and no set of men can Justly claim the right to under' take the performance of a servlM upon -Which the health and life of others de pend, and then to abandon the service at will. The line between such a per formance and an ordinary strike should oo urawn oj law, "Inseparably connected with the right of control .by the governing people la the duty of Justice resting upon them. If the people by law prohibit organized labor from hording them up' to enforce demands, the people are bound to pro vide means to Ascertain, whether the de mands are Just, and for enforcing them It they be found' Just. That duty calls for, the establishment of a competent and Impartial tribunal and for the en forcement of Its decisions. "The present methods are as Irrational ns private war among citizens who go armed with deadly weapons to compel compliance with what they deem to be. their rights and privileges. It can be dealt with only as private war has been dealt with, not by acquiescence, not by prohibition alone, but by prohibition ac companied by adequate remedies In lieu of private compulsion. "Tha new relations of labor to the industries In which It Is employed point In the same direction. Everywhere labor Is acquiring rights In Its employment. rights In the business, rights to share in the profits. In the regulation and In the control. These new rights carry with .them new duties. There Is no such thing as a right without a corelatlve duty resting upon tho possessor ot the right All rights artfrelatlve. All rights nre limited by the nature ot the subject to which they apply. "The right of capital to combine and organise carries the duty to submit the new nawav thus avmlrml tn limitations ' methods, and that tha minority will Bttb for the. safety of the community, 3h roll when w are In the majority, as o right of labor to, combine and organU submit now, when wo we the minority. carrlM with it tha duty to submit the "JVMU we anticipate a peaceful 6w power thug acquired to limitations change, history may play one of Its tha -f n Mtitmnnttr. trlckn bv fordne us to defend our- mn,. ...i,.. th. taaV with Mlvea History has oh own among other unselfish purpos will find that jt ta; ' "iw!t''i volm no denial or legal rignvtir social hV " i", 7, 15.. AtSSriiet Justice, butjtfco just application of th; JX 2 ancient rules or the common law, ana iz -;-- '""ZTh YT. tha iinrttv the essential principles ot clv(l .liberty! .r1 and It Is a fair prophecy that when tho & JjfJ1.. 'Jtme voice of the American democracy haa Wa kind it tnay coma to ahooting. tf,nrtHVno,on.',,w VE U'- " W" cept the decision more loyally than the . The United States was not JuttlnedJ liberty loving and patriotic men who n enuring uw world war, tne witness make tip the great body of organised ald; oven, the Oerman unreertrlctad mib- labor In the. Unltld States." ?"'" nnd other outrages not Following Mr. HooCn .address commit- fj???111,, c"f for ,whii Boelfc11 tee. on credentials, permanent organlza- ml&TL 11 tlon. resolutions and on doleiatea to the iu?.ti(n.S' M"?lhr.,"!0Jl? nauonal convention were appointed, one U1? S.'ri.-Kl? tittHWirus MIU 11V W J UMt MlVllf) uxpiuning a 3,ooo cnecic wncn xur, from each Senate district. They will re- port to-day. ' Before the decision to pick Judge Mil lar as one Of the delegates' at large Conboy had stated, was round In tho Ituaalan Bovlet headquarters In New York, Indicating a payment to Mr. Mil- friends of Mrs. Florence a C. Knapp of qaUi tho wltnisa said hi bill wa for u,un.ui HiiuiKin a. viisiuu uuupunn services rendered to tho Finnish 80- to have her selected as one of the "Dig dallet Government and' waa turned over Fpur." mong her odherenU were to Mr. Nuortev als months befora there Speaker Sweet and Assemblyman was a Bovlet governntent The Utter Fearon, After a day of conferences, became Identified with the Russian which ended finally In a caucus of the bureau, which explained how the ceck Onondaga delegation. It was decided that was found. Tho money was not paid. inasmucn as juago Miner or unonaaga tie witness ana had been selected Mrs. Knapp would withdraw her fight It was felt that the selection or Mrs. Arthur L. Llvermore as an alternate at large would give the newly entron chlsed voters adequate representation With the places as district delegates that win go to them In various parts of th siate. DEBS AS PRESIDENT is mum pm ConMnued'rom Firs Pag$. the Assembly should manifest their pa trlotlsm In the came way Debs haa 1" Mr, Conboy. asked. "1 should be very glad If they would,' Mr. Hlllqult said. DergeH Views Fat Into Itecord. Mr. Conboy read Into . the record statements, made by Victor L. Berger declaring that the only salvation for the worklngman Is direct action, and that the ballot box Is a humbug. The statement continued : "Each of the 600.000 Socialist voters and of Jie r, 000,000 workmen who In cllhe to. us should have a good rifle and the necessary rounds of ammunition tn his home and be prepared to back tip his ballot with his bullets lf necessary." Mr. Berger said that "In order to be. able to shoot some day," the Socialist party must have control of the Government. He stated that In the final conflict large part "of the capitalist class would be wiped out, and concluded : "Tho ballot may not count for much In a pinch." At the time Berger made the state ment he stood alone, Mr. HlllqulWrald, and It was an untimely and rather pessi mistic prediction. He paid high tribute to- Mr. Berger as a loyal and patriotic citizen. The statement served ft the basis for obtaining from Mr. Hlllqult his own view of the possibility of armed conflict between the forces of Socialism and the established Government. He said: "Our position with reference to vio lence Is we say wo will protect the right of tne majority to make or un make the form of government Wo pro ceed upon the assumption that we shall bring about the change of constitutional ' i' "vs. CLOTHING ANh FURNISHINGS FOR YOWG men He said he would havs llaunla.J AU n A t A it . . . I ""i"" ocuniorn u tney ua yieiaea l great ntmula tr.r . v.i. Ji-T . . I their honest opinions to Executive SSI DS iattV.1?'100 ? lhe threat He honored them for the cour- f'Z f"ll?"L0' t?eWM" H age and rortltude with which they had t..: I.. "r' urgamzers wno inaugurated new enterprises, the capital lsts great and small who risked their money and frequently lost It the la- wnoae ion produced mora than ever before, and the purchased the nrwluet ,aDor '"an ever before. i .i k ' ,10Wver. been a change ... ... i,utlcr oi moss economic ttrug-1 cities where millions are dependent from tl 1 t0J lhelr t00i flnd water, and heat, and light, and health, and safety, upon the uninterrupted opera tion of great bualneaa v. na "an'Portation. has .TJL'liA?0 ot application Vdr . vv ui ui sinne. HenI Meaning of Great Strikes. "The effective threat nt . , . strike, or a general railroad mt. I not that lf such and .U(.h .7T" a a A . . . . I tint- AHMHllaJ 1 a .1 . I uitrcincni u wouiu not oo- I """w me coal companies or No human nower can brln I t16 railroad comoanlaa m .-I tn-vum v,k uiuteu oiaie into a i f.wni is mat i .,,.h 1 1 war unless at the time when they are ucl demands are not comnlied with called upon to fight thly believe the millions of Americana ni iT 7 .Yl cause to be just and worthy of sacrifice, of things necessary to thelf exiitannT It the occasion for acting under Article The demands may be right or thev Z !C. When It came did not appeal to the be wrong. Whether they he rightor p the United States It would be lm. denendent nnnn th. )"no possible to comply with the agreement, of those industries must Insom. S and the worst noislble thin, tnr th. 1 order tol save their Uvea. maintained tho authority of th Con stitutlon. No man ever lived who could be trusted to. negotiate a complicated and Important treaty without having nis worn lesiea ny tne independent Judg ment of men Who were not direct parties to tne negotiations. Discussing Article X.. Mr. Root said : - "Two things seem plain. First, the sense of Justice and the Independent ann uncontrolled power of the United States to throw Its weight whenever oc casion arises "In favor of what It deems to ue right In the affairs of the world is the greatest single influence toward that Justice among nations which Is the essential requisite of peace, and euch an agreement ns this (if observed) would rob the world of that influence, because the United States would be bound by this formula to net Irrespective of Its Judg ment st the time. "Second, thara la a nrc-tlal ...Inl.. tjiat if the United Btates entered Into eucn an agreement It serve it iYoung ip'en frok '3 to' 40 cfest measure will tind in oji complete assort ments of clothing and furnishings the ap propriate requisites of drds'for day, eve-, ning and sports wear. ' For our distinctive spring and sum mer models in suits and overcoats we have imported the identical fabrics used1 by leading London tailors in their most The trial will continue to-morrow. UNION LEAGUE CWB SUPPORTS ASSEMBLY ' Suspension of Five Socialist h Approved. . Members of the Union League Club ni n meeting last night accepted a re port submitted by the committee on po litical reform, tn which the action of tho Assembly In susDendlnir the Ave Ro ciftllsts pending a hearing of the charges against them and the. deportation of the Iluford's complement ot Reds were ap proved. A resolution adopted after the report had been read by William D. Guthrie, chairman of the committee, put the club on record as commending particularly those two sections or the report Copies of the resolutions are to be sent to Fed eral and State officials. TREATY IS SHELVED ; TOHOOT A MOTION All Factions In Senate Sceta ' -Willing to Let It Go Adrift.. WITHDRAWAL 1T0PED FOE Members of Ratifying Body Not Eaffor to Bo Pat to a Test. SftHal to, Tas Bvs akd Ksw Toic Hssais, WASIMKOTOW, Fen. 18. mo treaty fight in the Senate la In the do!-. drums. Nobody Is pressing it and no. body wants .o. Some Senators rear Tne President will withdraw the treaty; nthers hope ho will. Substantially all of them are praying that something will happen to save the Senate from meeting the Issue. Tho first question Is: "Will tho Presi dent withdraw tha trotyl" Senators Hitchcock (Neb.) and Dotuh (Idaho), advocate and opponent, aatonianea ineir friends to-day bv agreeing on tne an swer. Neither believed no wouia. oen- etor Lodge was represented as hoping the President would, but Information was not forthcoming whether we iiepuoucan lender has serious expectation of such nn outcome. Meanwhile there Is a striking loss or Interest in the wholo struggle. It, was hard enouirh to keen Interest alive In a discussion that seemed certain to result in falluro to ratify. When the rresi- dent Increased tha uncertainty by his reported threat to the Entente Premiers toswlthdraw the tresty tne uenaie s tem neratura toward It fell to sero. What carller'had looked like n waste of time has coma to look both a waste or time and an ozcuseless bore. For these reasons the discussion has dropped out of sight and Is unlikely to !o resumed lor some time. 'M& PATT NOT AFTER WADSWORms SEAT Never Will Ran for Office. CHicxao, Feb. 1. Mrs. Carrie Chi. man Catt will not bo a candidal f0j tho Senate seat occupied by Jamit t Wndswtfrth. Jr.. of New York, as rat gestfd by Marr .0, Kllbreth, .prutdtat or tno Anii-aunrago Association at Washington. Mrs. Catt declared to-day thtt shehad devoted her life to i causa and "h4T, accomplished a little good, perhani without running for offices and so i never shall.1 1 Santa. F,N.M,Feb. 19. The How, ot Representatives' of the New Mexico Legislature to-day ratified the Fedcri) woman suffrage amendment by a vott or if. to 10. Tho Senate passed the resolution yesterday by a vote of J7 (0 5. Gov. O. A. Larrasolo Is expected to sign 'tho resolution .Saturday, ,v,v Mexico Is the thirty-second State to ratify. CitABusTOK, W. Vs., Feb. U Cor John J, Cornwall to-day called a na! clal session of th Legislature for Ft, ruary 27, Among the subjects to b, considered Is the woman's suffrart amendment to tho national Constitution. Tiffany & Co, Fine China Plates I - y . -I L. MINTON lAULDON LOPELAND t . Crown Derby Doultoh j jj PURPOSE FttfCNLRr ATAJTBS IT HIS PURPOSE TO IJAVB TUB WAIST OP A BUS INESS JACKET COT. FORTABLY PEVRUOPBDi AND f LACED AT TttB CORJtSCT N EIGHT cesrotr finish wits out THSANHOrAtX WA TJfrXW JIKAD ' TO'fUT-Off ntllOKMD ATMSttm ftUK wmnssim NKWYORK - i proved productidns for thp Ipresent unless "the WtMr-amfflf ,m 2 Bond Street Americrmized. son. Americanized. English and Scotch fabrics wjth the thrift of wear. Tail oring of the artist-craftsman rather than the workman. , $70 ' ap- sea- i if IT... DESIGNER Ajto MAKEJI OF MEriS ATTIRE Fifth Avenue at "SOth Street 1296 Broadway-Hotel McAlpin-at Thirty-fourth THE EQUITABLE' LIFE ASSURANCE SOdtTT OF ,THE U. S. 130 BROADWAY, IfBW YORK , The year 1919 was the mot productive in tht.Equitable's history., NEW INSURANCE issued and paid for in 1H9 $454,839,437 85 An increase of 1181,615,878 over the previous year. 'During the year the Two Billion mark in Outstanding Insurance was passed. . OUTSTANDING INSURANCE, Dec. 31, 1919. . . , $2,270,903,931 An increase of 834.0,305,353 over the previous. year PAID TO POLICYHOLDERS IN .19 $73,990,176 97 of th domestic dwth claims paid in 1919 were Mttltd within one day after reesiat efyproofs of death.' PAID POLICYHOLDERS Since Organization. . $1,302,291,677 ' ASSETS, December 31, 1919. ... ..... VI ...... . 8599,423,919 INSURANCE RESERVE $493,390,577 Other U abilities ,. 17,418,765 510,809,342 SURPLUS RESERVES! 0 'tvt sllstiilrutron t )lteThlsltrs in 12. - 17,191.064 ' AWaitlnr aprrtienment cms , 1 deferred dividend pellciM. S4.300.065 " F,CenUnrenciw.Vi. t 17,123, $M,614,577 , $599,423,919 The above figures are from the 60th Annual Statement which 17111 be sent. to. any address on request The Equitable issues all stahdai)d forms of .life insurance and annuities, including the following: , . A LIFE INCOME POUCV litider which the beneficiary receives a monthly income for life the safest and the best kind of insurance for family protection. A GROUP POLICY by which an employer protects the families of his employes. ' A CORPORATE POLICY to safeguard business interests. i: c ' A CONVERTIBLE POLICY - whichxan be-modified from time,to tiirfe to meet changing conditions. AN INCOME BOND to provide f o the declining years of the purchaser. . r AN ENDOWMENT ANNUITY POLICY maturing 'at age 65, providing thereafter an income for life. . v AN EDUCATIONAL POLICY . 1 providing a furftl for the college traihing of a son or daughter. , N ' - A CASH REFUND LIFE ANNUITY N, under which the total return may beciore, but - ' j can never be less, than the purchase price. . . The following provisions will be added to the policy when desired: 1. In case of total and permanent diaebllltt . (a) PreiniumsVill cease, (b) The Insured will receive a monthly income, (c) The beneficiary will receive full ace of policy at maturity. 2. Double the face of the pelfcy will be paid " in case f death frera Accident. A non-cancellable Accident and Health policy completes the circle of Equitable protection' W.A.DAY : . brt- ; President h p i K'" ' y ' I I ' Ll....v a,.... .. i:.. ' ' ' t-Saaw?,,v..a,.tJ, Tat'.frirai'iVifri j