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The Sun and the New York herald. [volume] (New York [N.Y.]) 1920-1920, August 08, 1920, Section 4 Sunday Magazine, Image 44

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THE SUN AND NEW YORK HERALD, SUNDAY, AUGUST 8, 1920.
Millionaire at Forty
Once a Banjo Teacher
Archie M. Andrews Tells of Giving Lessons at
"Two Bits" Each in Days Before His
Genius for Finance Came to Surface
MKCiA I 'MAMA might i.e an x
usaMi' trait in young man who
Without uny of the most ordinary
advantages or rtdi has nuUla hints!!
mulU-miilionalre, if tlx- nuna individual
should have collected quite Incorroct views
ol life and valued it strictly by money he
might not b excused but he would he un
larstood, Archli- M. Andrews, who was lorn In
Chicago 4" years ago and began to support
himself when h whs 14 and haa kept It
lip OVor since, is neither conceited nor
purM proud. He Is Immensely wealthy and
made his money himself and honestly. He
Is a golf "rlend" and a yacht "shark"; he
hM a beautiful home and many acres In
Altadena, Cal : he has a mother and father
v horn he Is protld to have live on the place
as If they were the ownera In fee simple,
and he has a lovely young wife and two
darling Itttle children, of whom he la
prouder.
In a word, he deserves to be called the
fortunate youth, except that the words are
not descriptive, rut her he should be known
at. an American who has been able to ac-'
cept all of America's advantages. He Is a
success and as simple as he has been for
tunate. Read his story in his own words,
and if their accent has been caught then
all that is said above of him will reach "any
ordinary understanding
Wealth Hi. Boyhood Dream.
A groat many things that art cheap
have been written ssVoUt my career. Some
(.1 these things are imaginative, and I am
only going over it because if anything
should bo told the truth Is the thing." said
he. ' Y .-. 1 wan lorn In Chicago, and my
tuther and my grandfather liefore me.
There was very little money in the family
an.l plenty of children. Almost as soon as
I resized anything it mi the power of
money. its posrer for good as well as for
evil As I had to so to work even before I
got through with the grammar school I
began right away to sift the various ways
of celling rich as soon as possible.
"Selling newspapers, my first Job. didn't
me anywhere, and I sin quit it. 1 used
... I "em where the Krcorti-lh niM building
Hi inda to-day and 1 own that building now;
Of) ea of the Andrews Investment Cnm
uany occupy the entire first floor. 1 will
dd here that we ithis company) lately pur
i tweed the building at 27 line strc-t, New
York city. Intending to remodel it for our
I irpoaos, but there came a chance to sell
gain at a profit of a million, SO we sold It
and settlod ourselves In a new orhc bulUling
near Korty-serond street, where we have
ample room, but ui a rental if 17 a I'juare
foot for It.
"Well, at an early stage of my newsboy
life I was 'accused' of being consumptive,
and persons who ought to know told me 1
could only succeed In growing up in Cali
fornia I somehow reached the Pacific slope
and tUPport Sd myself there for a couple of
years, Krowlng stronger and bigger snd
meanwhile teaching the banlo and mandolin
to anybody who knew leas about idther than
I did and was willing to pay 'two bits' for
a lesson.
"When 1 came hack home to Chicago I
went ahead getting pupils In these small In
struments, and I used to knocn out about
$90 a month. I had to travel dl round the
city and suburbs for puplla, and the sled
ding was had most of the time. Then I got
a Job In a broker's office. There I rtrst smelt
real money.
Shifts From Muiic to Finance.
"The idea came to me that I might se'l
Investment securities to the clients of my
boss and sell them Independently. So I quit
and began to go around to the otflcea uf big
and well known dealers, offering them the
very same securities they were dealing In
but at a lower price. Moat of these men
laughed at me and wouldn't Invest. I
couldn't see why Investment securities
shouldn't be treated like any other- 10m
modlty, shoes or groceries, and the man -vho
made the best price ought to get me b'lhl
neaa, even If he had not been Introduced.
"I hugged this idea, and all I got In alx
months was a deep fringe on my trousers
and leaky, worn out boots. When I had
rt ached starvation point and was about to
tbrow up the Idea and either get back my
old Job in the broker's office or start In
again to round up banjo and mandolin pu
pils, I made a deal. It netted me $100. That
was my start. The rest didn't come too
eney, but It came, and in comparison with
my first year as an independent dealer In
'investments' all my life since, varied aa it
has .teen, has been fortunate.
"For one thing, as soon as I had clerks
or assistants I developed on the common
law plan: that Is. every man who works for
me a year become automatically Interested
a partner in our business. I have carried
that idea right along, and it has made me
piosperoua. There are now In various
houses over 8.000 clerk partners. In ten
years I'll be 50, and I expect to be able to
turn the business over to them. After that
I'm going to sail, golf and bring up my chil
dren. "Early in the game we found that the
most of our business had to be transacted
oer the telephone. While we wers atlll
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Scholarship Works
Like Endless Chain
John Borg, Prompted by His Own Handicap
Makes Novel Endowment to Aid Boys
Lacking Educational Opportunities
ARCH IE M . ANDREWS .
young and had to run around to find the
toll moneys we were the biggest out of town
0 long distance telephone users in Chicago.
Our business, as WSJ natural, has been
strongest In the middle "West. We never
butted In' much in New York, but circum
stances finally i-rought us here.
'There were 275 of our young men In the
service In the great war: most of them hav,
come back and a few are as good If not bet
ter than they were before, hut I regret to say
that a large number seem to have lost 'pep,
and I don't understand why. Of course I
have heard large employers say the same
thl.ig and 1 have known some of these to get
out of patience with the returned boys. We
are not going to permit ourselves to do that
In this business, but will nurse them along
until the old zest returns or It is proved that
It never will return. In the latter case we'll
try to help the boys to get Into something
they like better."
Mr. Andrews looks younger than the years
he owns up to. He is stocky and so well coi
ned by the sun and wind that the worn
"consumption" must be as far away from his
memory aa It Is rom his blood. He is enthu
siastic about his home State, California, and
grudges the time business affairs keep him
away from It. On his estate there he Is con
structing links that will cost $500,000. and
whde these will surely be "some golf links."
the fact Is mentioned here only to give an
Idea of the extent to which this self-made
man has built up his fortune. Despite the
lack of early advantages which he unneces
sarily deplores this youthful multl-mlllionalre
has repaired them by wide reading and study
and he has never lost his fondness and pur
suit of music. All the great works are fa
miliar to htm, as are the great Interpreters,
and it scarcely needs pointing out that the
love of any of the arts Is apt to make a man
educate himself.
merican Woman Draws Lesson From Toys in China
By ELIZA CURTIS.
Canton. China, June 27.
Di i you give your children toys on their
birthdays? The Chinese do. And
so shall I hereafter, because away
iut here, thousands uf miles from home In
Lhe United States, I have learned how much
tappiness it gives the Kiddies and how Joy
fully they louk forward to their birthday
toys.
There will be a considerable difference in
more ways than one. I will naturally give
American made toys to my American chil
dren, and while I give on three different
dates during each year the Chinese children
get their birthday toys all on the same day
the Chinese New Year because no matter
on what day of the year a Chinese child is
born its birthday Is celebrated on the Chi
nese New Year day.
The child's age is figured from New Year
day to .New Year day. and furthermore the
Chinese child is called one year old on the
day uf Its birth and one year older on the
first New Year day after its birth, so that
If a Chinese baby is born in August of this
year it will be considered to be one year old
at that time, and on the next Chinese New
Year it will be two years old. even though it
has actually lived only a few months.
Chinese Toys Change Little.
Then, again, the American toys which I
will give my children will be very different
Irom the toys which the Chinese children
receive. The Chinese toys are still like the
toys of one hundred years ago and would
not be very well liked by our American chil
dren, whereas the very few American toys
that find their way into China are the very
toys that Chinese children love beat, par
ticularly the American toys that are me
chanical or self propelling, strong wagons
and dolls that open and close their eyes and
.-ay "Mamma" when squeezed. Wooden puz
zles nude in the United States sometimes get
into the hands of the older Chinese children
through missionaries and American traders
and are very popular.
1 became very much interested in Chinese
children, and particularly in their play and
1 lay things. Most of their little games are
based upon local conditions, and are hard
lor a foreigner to understand, but their play
things can be lought and studied.
My own children have always kept me
leusy since their Imbyhood in trying to dis
cover Just what kind of toys and playthings
they wanted most and which were best for
them.
What Children Learn From Toys.
My mother, who was a kindergarten teach
er at one time, has often said that her ex
perience proved conclusively to her that
playthings are as necessary to child life as
food, and that the toys and general play
thing a child had In early life had a very
great deal to do with the building of the
child's character.
Girls learn housewifery and motherhood
from their toy houses, dishes and dolls, with
the dresses an,! toy Irons and washers that
go with them They also learn something
of social intercourse from the child tea
parties that they give and something of the
practical business end of housekeeping when
playing store.
Declares We Well Might Adopt Far Eastern
Custom of Gifts Chinese Playthings Poor
Compared to Our Own But Help
Develop the Child
Boys learn agriculture from toy shovels.
hi.es. rakes and the like or building from toy
b.ocks and later with hammer, saw and nails.
They learn In a like way other things from
proper playthings which are equally' bene
ficial in character building. American toys
and playthings constitute a far greater pow
er in proper child development than the
playthings of any other nation, as I have
been able to prove by my observation of chil
dren and their playthings In many countries.
Here in China the toys and playthings
have little character, and are therefore of
little value in child development, but they
serve to keep the children quiet, amused and
out of mischief, which In Itself Is a big point.
It Is difficult to pick out the most Inter
esting of my experiences in studying Chi
nese children and their playthings and play
habits, but one which I particularly remem
ber was encountering In a crooked, dirty
alley of Shanghai a street vender of toys
who blew, with the aid of a thin seed pipe
and a bowl of soft taffy, almost any kind of
landy animal of known or unknown va
riety, boys, boats, babies, much as a glass
b ower makes articles of glass at a county
lair. The Chinese children bought these
taffy toys for a small fraction of a cent In
our money or a few "cash" in Chinese
money. They played with them until they
grew tired of them, and then the toys dis
appeared into their little stomachs.
Content With Crude Toyi.
While my children and your children at
home play with substantial made toys that
are often both artistic and expensive, the
Chinese children are content with toys that
are very crude in shape and workmanship
and usually flimsy and exceedingly cheap,
the equivalent of 14 cents in our money be
ing an extravagant price for a Chinese toy.
A popular Chinese doll, for instance, sells
for about three cents in our money, while
the cost of a gingham cat or dog is hard
to compute In our money, being only a
small fraction of a cent.
Babies' rattles ate made of clay In the
supposed form of many varieties of known
and Imaginary animals. They much re
semble the Egyptian rattles of 2000 B. C.
Some rattles of clay are in the form of fat
little Chinese priests or round Chinese ba
bies. The nearest approach to a native me
chanical toy which I found was a good
sized paper lantern, having at the top a
paper wheel hung on a light bamboo cross
bar, to the ends of which were attached a
paper man and a paper woman. These fig
ures revolved through the heat of the burn
ing candle ard the air current it created.
Chineae Rag Dolls.
Some Chinese rag dolls have sewed on
nopes and ears of paper pasted roughly on.
with eyes and other features crudely painted.
Other dolls have papier mache heads and
leather bodies, with arms and legs of sun
dried clay, and a few have real hair "in
spots" In Imitation of the manner In which
a Chinese baby's head Is shaved. Still others
much prized have bellowslike bodies. In
side of which Is a whistle made of a piece
of swamp reed. This doll emits a doleful,
squeaky whistle when pressed. It represents
the nearest approach to a Chinese "mama"
doll. The costuming of Chinese dolls con
sists generally of a sort of chest protector
and a pair of trousers, which is the costume
generally worn in summer by Chinese chil
dren, who call their dolls "little people."
One Chinese doll novelty, which I have
also seen In Mexico, and which American
toy manufacturers might copy with profit. Is
the dancing doll. It is only about one and a
half lhches high, with fine wire legs pro
viding a sixteenth of an Inch below a paper
skirt and with no pretence of beauty. A
number of these dolls are placed on a brass
tray and then the edge of the tray Is struck
lightly with a stick to make it vibrate, and
the wire legged dolls dance around very
amusingly in all directions.
The only Chinese toy that is as good as if
not better than the American or European
Cow and Calf Donated to Central Park
rpHE City Park Department has Just
annexed to us oarnyara zoo a cow
I
and calf, gifts of City Chamberlain
Philip Berolzheimer. They will be part of
the family at the sheep fold, at Sixty-sixth
street and Central Park West, and when
they have had time to become properly
domiciled will be at home to school chil
dren at milking time. To add to the fes
tivity of these occasions Park Commis
sioner Qallatln suggests that the milk may
be passed round. He believes there are
many children In New York who have
aver seen a cow and that it la probably
less generally familiar to the city bred
child than the camel and elephant of the
circus parade.
The park menagerie of domestic beasts
already boasts two pigs and two milch
goats, besides the sheep, and is open to
further advances on the part of any public
minded citizen who wishes to help educate
the youth of our great metropolis. The
animal branch of the Park Department Is
a self-supporting institution. The present
policy la to keep only fancy breeds. An
aristocratic European pigeon species has
replaced the plebeian Rock variety that used
to live In the pelican cage. Belgian hares
have superseded ordinary, home grown rabbit.
kind la the bamboo top which is "whipped"
or spun with a string.
When I get back home this fall and begin
the birthday toy habit in my home my chil
dren will miss one benefit at least of the
Chinese children which results from a local
Chinese custom as old as the ages. One
month after a Chinese child is born a "party
is given for It by Its parents. To this party
ure invited all of the many relatives of the
Infant down to Its fourth and fifth cousins
At this affair the baby gets Its "milk" name,
which is changed at about the age of 14 to
something probably entirely different. Ail
the lnvltej guests are expected to attentand
give presents of toys, clothing or money. It
starts the baby off in life with a pretty good
supply of simple toys, but he or she gets the
"birthday" toys Just the same on their New
Year Day.
In coming to China by way of India I
passed through Italy and learned that Italian
children receive not only birthday toys but
toys of all kinds on the many "feast" days.
I do not know whether the idea originated in
Italy or in China, but I like it.
Colorful Chinese Wedding
By DOROTHY DUNCAN.
Tientsin, China, July 6.
I LOOKED on at a Chinese wedding yes
terday afternoon, celebrated at the Im
perial Hotel. At least this part of the
ceremony was celebrated at the hotel. The
festivities began several days ago with a
reception to the bride, then a dinner to the
bridegroom, and so on. culminating in the
wedding yesterday.
There were about 200 guests, Chinese and
some foreigners. The little bride was a
darling. She wore a gorgeous red (red for
happiness, the Chinese say) and gold cos
tume, with a most marvellous head dress.
The bridegroom wore our conventional
evening clothes a good looking chap. They
say he himself Is poor, but his father Is
worth $6,000,000.
The bride's attendants were the dearest
little pink and gold creatures, with the tini
est little feet I ever saw.
There was a procession, of course, from
the bride's home to the hotel, the bride rid
ing in a red and gold sedan chair, with a
retinue of coolies bearing banners and lan
terns and playing weird music. There was
a feast also, of which nothing was left, as
what the Chinese cannot eat they carry
away in their hankies.
The bride's father and his four wives
were there. The wives were richly dressed
and were covered with all sorts of queer
trinkets and flowers.
After the ceremony the bride and bride
groom bowed three times to her honored
parent and exchanged rings. Then the
bridegroom went out with his attendant:
then the bride went, out with hers: then
tney went back, their pictures were taken;
they went out together and rode away to
a quiet dinner with their families the first
time they had been together since the fes
tivities began.
I asked a Chinese man If they kissed and
he said "No. Bye'm bye they kiss, behind
c"oor. when they alone. They ashamed yet."
And flt me tell you this: If the little
bride does not present her husband with a
son In due time he will go "catches 'nother
wife:"
s PLAN unique In many respects and
A one that starts an endless chain of
educational opportunity for boys,
who in the ordinary course of events would
live "to fortune and to fame unknown" haa
been put Into concrete form by John Horg
of New York In hla recent endowment of
the Dr. Isaac W. Gowen scholarship of
Union Hill High School. Union Hill, N. J.
In view of his own early handicaps Mr.
Borg had long been lei to ponder the prob
lem of giving to others similarly handi
capped the opportunity that was denied to
him of gaining the Ixneflts of college train
ing. This pi omptc d him to donate a $25,000
scholarship fund from the income of which
one pupil ea h year graduating from Union
Hill High School will be enabled to take the
full course in Rutgers University, at New
Brunswick. N. J. The endowment covers
not only payment for Instruction but also a
payment of $400 for expenses In the first
year and $200 in each of the succeeding
three years of the college course.
The reason that the subsistence fund la
$100 for the first year and only $200 for the
second and subsequent year, is that the
college freshman has little chance to find
Jobs to help out on his expense, because of
the competition of sophomores, Juniors and
seniors, but by the end of his first year he
has become sufficiently familiar with college
surrounding to have an equal show with the
others in getting work to supplement the
income from the endowment.
The Endlesi Chain Idea.
The most remarkable thing about the
scholarship, however, lies in the unuaual
provisions which make It serve virtually as
an endless chain carrying the benefits of
higher education not only to the immediate
recipient but assuring a succession and
constantly widening circle of others to come
after him. To accomplish this the pupil
who takes advantage of the scholarship Is
required to give a moral pledge that he will
endeavor within ten years after graduation
to find some boy, not necessarily from the
same high school, but some boy similarly
situated, and to extend to him the same op
portunities that he himself has enjoyed and
upon the same conditions send a boy of his
selection to a college, not necessarily Rut
gers, and to require of that boy a similar
pledge. It will thus be seen that if this
plan Is carried out the possibilities are un
limited. Mr. Borg believes the future leadership,
industrial, professional and political, must
come, a It has In the past, from the
masses. There are many young men rich
In ambition and gray matter but poor in
financial circumstances who, unless able
to obtain help, may never have the oppor
tunity to develop their talents or to rise
to the positions and achievements which,
with proper training, they might attain.
This condition of lost opportunity, in
Mr. Borg's opinion, has always been and
still is one of the greatest economic losses
to the country. The scholarship which Mr.
Borg has planned, in the way that he has
planned it. Is not a charity to the boy, but
a loan, backed by the moral responsibility
of the boy himself to do for, others what
has been done for him.
Mr. Borg was graduated from Union Hill
High School In the class of 1S97. He had a
great desire to go further In formal edm
tion, but was unable to do so. He took job
in a Broad street office as a $i-a-v A
and from that position has fouglu h .
up until he Is now one of the lUCcessful men
In the financial district, with a fort int 1
seven figures. His desire to five to
boys a better opportunity than he h:m.nlf
enjoyed has long existed and lecn in n
applied, aa he -has already hcl;i. ! 1 1. ....
boys to a college education.
Wedded Daughter of Dr. Cowen.
Mr. Borg married the daughter of '!,f. p,,.v
Isaac W. Gnwen, who for thirty-five years
has been pastor of the Grove Reformed
Church of North Bergen, N. J. Dr. QowtB,
too. Is an example of the man who hat rr. o
his way by his own efforts, having pi
his high school education with money earned
by selling papers, and through his collet
and seminary courses by his earning u (
teacher. He haa become one of the best
known ministers and writers in the Dutch
Reformed Church, and has been president
of the General Synod of the church
Mr. Borg named his scholarship for Dr.
Gowen very appropriately, for rr. Qowen
Is one of the most distinguished of the
alumni of Rutgers.
The Gowen scholars-hip of i'nlon Hill Hun
School, under the conditions which Mr. Borf
has endowed It. deserves the attention of
men of financial ability everywhere. Ths
boy who would so work in high school ..
to win this scholarship is Just the kind of
boy to become a great asset to the country.
at jfl& jaaaaESLVI
sHHHkB
JOHN BORG
) r rMC co- o'CKA-rtvc euj
Fish Oil Industry Gives Radiance
To Old Delaware Town of Lewes
LOOKING out from the old town of
Lewes. Del., founded In 1623. the
beach opposite the Delaware Break
water at night resembles a summer resort
with its glittering electrical display, but in
reality the glitter Is ihe illumination re
quired by a great industry. Here are lo
cated two bjg fish oil plants owned toy New
York interests.
Along the beach are commissary build
ings, sleeping barracks, eating houses,
storehouses and rendering plants in opera
tion all night. In the Delaware Bay may
b seen half a dozen steamers, bought tnts
season at $50,000 apiece. Each morning
they start out with seines 175 fathoms long
and 25 fathoms deep, and bring in at night
from 5,000 to 6.000 barrels of fish.
The rendering of oil started in June to
last until December, when operations are
transferred to the warmer waters of Vir
ginia and North Carolina. While the expense
of catching fish ts enormous and an outlay
ol $600,000 was necessary to begin work, the
fish oil business is considered one of the
best Investments and its promoters expect
to realize $1,000,000 in six months.
All night operations go on from dock to
factory, as one by one the boats land, and
the oil Is abstracted and tanked and the fer
tilizer scrap placed In storage. Some
steamers have brought in as many as 10.000
barrels at the height of the season. An ele
vator removes and deposits the flah Into
scales holding a -'ton apiece. From the
scales it Is taken by conveyor to boxes on
the dock and thence by locomotive and cars
to boxes at the factory. From this point It
goes to the cookery, after which the fish are
lifted by buckets to the presses.
Aa the oil la pressed out it is taken to the
oil rooms by bucket conveyors and deposited
into huge reserve tanks. The fish scrap
thrown aside is lifted into scrap conveyors
to be deposited into storehouses.
Oil sold last year at $1.33 a gallon and the
fish scrap at $65 a ton. Oil was disposed of
tc soap manufacturers, leather tanneries
and chemical laboratories, the latter refin
ing it according to their needs. Tons of
fish scrap go by water to Norfolk for use in
cotton fields South and by rail to Northern
farmers. Nitric acid with phosphorus and
calcium rock have to be added aa a thinning
to this fertilizer, as it burns the plants In
IU original state.
Formerly oil was transported In barrela,
but la now shipped in 5,000 gallon tank cara.
Tanka In the yards hold from 25,000 to 50,000
gallons Fish yield about three gallons of
oil to the barrel.
Steamers operate In pairs with crews of
thirty-five men each. Starting out early in
the morning, they patrol the ocean farfrotn
shore. When a school of fish is sighted a
seine is dropped and the men scoop up
thousands, a catch sometimes filling 3.00')
btrrels or more. All this, however, is I
matter of weather and speculation. A
steamer may go out to-day under favorable
conditions and not bring in anything, anil
the following day bring in enough fish to
pay the steamer's expenses for a week. This
Is better explained by stating that a steamer
burns fifty tons of coal a week, the lowest
wages paid a man on a steamer is $10 a
month, and the men are fed and housed
at the company's expense. Steamer cap
tains draw salaries from $4,000 to $500 a
season of six months, their pay beiti? gauged
by the number of fish brought in.
Just now the catches are heaviest at
points on the Chesapeake Bay and northern
points, it Is a little too eaiily for the Lewis
locality. Boatmen say Delaware waters are
full of bluefish, which are chasing away the
fish usually found here and from which the
test oil is extracted.
Six steamers are now operating and four
more will be added to the fleet as the season
elsewhere slackens.
In addition to 220 boatmen there are em
ployed in the rendering plants aboot 25
men. whose salaries range from $60 to $200
month. The company has a pay rivl aver
aging $35,000 a month.
Astronomy and Birds
SUCCESS has attended the application
of astronomical methods o the solu
tion of a mooted question in biology
This relates to the height of the flight of
birds during their migrations at night. T
telescopes were placed at measured dis
tances apart (from 10 to 21 feet), on an
eaat and west line, and with them two ob
servers simultaneously watched the moon-
The tracks of birds flying across the face
of the moon were noted by eacl observer
independently on a lunar chart, ready at
hla aide. The tracks, being projected from
separate points of observation, of course
were not identical in position, and their d:
tance apart furnished the basis for a calcu
lation of the "parallax" of the flying bird
Two sets of observations In one case were
made. In May snd October. The deducted
heights above the ground variel from M
to 5.400 feet. The last, however, was a"
extreme case, most of the measures runnias
from 1,500 to 2,500 or 3.000 teoL

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