Newspaper Page Text
Till! MUTUAL LB.
Berelations Growing Out of (he In surance Companies' Fight* SERIES OF CHARGES AGAINST OFFICERS. Alleged Misapplication of Funds by the President. ARE THE TRUSTEES WHITEWASHERS ? Evils and Dangers of the Proxy Vote System. A STORY OF THREE POLICIES. Stirring Appeal to Policy Holders?Will They Assert Themselves? To the Policy Holdehs:? It Is well for you that the late action of the Mu tual Life In reducing its rates has become a subject of public discussion, and aroused the attcution of Its policy holders throughout the country; for It la time that you looked after your Interests there with fidelity to yourselves and the determination to discharge your own duty In the premises. The temple was built by the policy-holders, should be dear to them, and they should not allow It to be profaned by unclean things. There is work to bo done, and you are the ones to do it; and as a fel low policy holder, who has strivon earnestly against what he knows to have been mismanage ment and infidelity In that company, I hope by this communication to arouse your energetic co-opera tion In proper efforts to rescue our interests from the control of unworthy custodians. 1 shall speak to you only of that which I know; that which has been proven from the records of the company and by witnesses under oath; that of which I possess the undoubted evidence, and which can be established in any fair tribunal in the land. In the Hbkald of Saturday last appeared a letter over the signature of Mr. George S. cVie, a trustee of the company, wherein he uses the following language in relation to charges of Infidelity against President Winston They have all been long sin:e mode the occasion of the fullest investigation by the trustees and by | legislative committees, and have resulted in | nothing suillciuiit to impair confidence in his character as a safe custodian ol so high a trust. The trustees have again and again expressed this opinion of his fidelity. The present eminent popttIon of the Mutual Life Company Is, in their opinion, the most unanswer able testimonial or his zeal, fidelity and efficiency as an officer. 1 can only reaffirm, in the strongest terms, as an individual member, what the trustees have unitedly done under their signatures, that the company Is In the best possible coaditiou lor the : security of its members. The "eminent position of the Mutual Life" 13 far j batter evidence of your liberality and prosperity j than of. President Winston's eminent ability or | fidelity. Without you it would have been nothing; without him you would have been better off, as | you will presently see, and, being informed of some j of the iacts whicli the "investigations" referred to i liave disclosed, you will be able to determine lor ! yourselves what must be the standard of fidelity I HUd probity by which these iruatees have measured the character of President Winston. President Winston was charged with having Illegally loaned a trustee of the company $30,000, and that he liad concealed the loaning by a false statement to the Finance Committee. It was proven that the $30,000 was furnished to the trnstee June 30, 1804, and returned by him, wltri Interest, July 16, 18G4, and that the transac tion was for a time concealed by means of a false statement, prepared by a clerk, untfcr the direc-* turn ol President Winston, and delivered to the ' Fluance Committee. President Winston claimed the transaction to have been a purchase and re Bale of government securities; but the weight of evidence shows that from its inception to Its liqui dation it was a temporary ami Illegal loan, aad its concealment gave evldenco of conscious guilt. It was charged that he had furnished certain State agents with large sums of money without authority and illegally, and had concealed the fact | by falsely representing the funds so used to be ! "cash in the cashier's drawer." The facts that he nude such use of the funds of ; the company in his Individual capacity?at one time to the extent of $18,4'.>1 86?that he had no security other than the individual responsibility or ' the persons whose drafts he paid; that uo record of any kind appeared on the books of the Company relating to those transactions, but that they were j concealed in the manner charged, were all fuiiy ' established. When these things first became known they were investigated by' a Committee of Trustees. The facta were proven or admitted, yet the ma jority whitewashed them. One member, however, with courage and fidelity, denounced them as "In tentional and designed deceptions," and "deserv ing of serlons condemnation." When unauthorized, Illegal and secret transac tions were tlms brought home to him; when he not only made fa.se representations himself, but in duced his subordinates to do so, the trustees should surely have found therein evidence of something ! other than "fidelity aa the custodian of a high trust." President Winston was charged, together with other officers, with having received large sums as "bonus," which were illegal and a grievous wrong upon the policy holders, and concealed from them by charging the payments to "dividend account." The statement in my possession, made and sworn to by the bookkeeper of the company, shows <the total payment of such bonus during the years 1867 to 1870, inclusive, to have been $180,823 94, and it was proven that this enormous sum was charged as dividends paid to policy holders, thereby concealing its payment from them; irom many, ll not most of the trustees, 1 making an actual expense to the policy holders appear to have been a distributed profit to thess and falsifying the ratio or expeuses of the company. ! Of this sum Mr. Wlnnton and his sons received $63,690 89. Remembering that all this amount was superadded to the ample salaries paid the officers, can you believe that any commensurate service was rendered, or cau you absolve the trustees from severe censure for permitting your money to be thus lavishly bestowed ? It was charged that three policies of insurance on the life of President Winston's son were illegally restored and paid after his death and that their restoration was procured by vice President Mc Curdy through a concealment of the truth. The facts, stated briefly, are these:?F. M. Winston, formerly cashier or the company, Insured his llfo July 1, 1859, for $2,500 (policy No. 22,146). On the 2d ol October, 1862, he surrendered it and received its cash surrender value. On the 22d September, 1862, he insured again for $4 ,000 (policy No. 27,280), which he surrendered February 15, 1804, receiving the cash surrender value. Thus both of these policies were sui rendered, paid for and no longer binding in law or in equity. Again, on the same 15th February. 1864, he pro cured a policy for $5,000 (policy No. 30,964). On this policy not one cent of premium was ever paid, for the first quarterly premium was simply credited by cash book entry to "premiums," aud onset by a debit of the precise amount to "brokerage," and no other premium was ever paid. This policy was forfeited, as the record shows, on the 28th Novem ber, 1804, for non-payment of premiums, and so Watered in the policy register. On this 28th day o November, 1864, all his rights as a policy holder ceased, by his failure to pay his premiums. In the month of July, 18???nearly two jrears alter too forfeiture ol this k" ?""v-ho <ii"d. Vic? President UcOurdy, by withholding the feet* from the members of the Insurance Oo?im"*? as two of them were forced to admtt under oath procured the passage of a resolution restoring a H three of these policies, amounting to $11,600. with additions ?f ?733 83. upon payment of "back pre miums aud interest;" and a policy (Mo. 68> for $1-2 ooo, payable In semi-annual instalments, was issued,'and Is now being paid to the heirs. The gross Illegality of this transaction and its outrage of the rights of the policy-holders, need no com ment irom me. The plea of poverty and eminent services, since advanced In justlllcatlon of this transaction, Is not only a pitiable eicuse, but it is unfounded. . _. Home other policies were shown to have been illegally restored or Improperly purchased, but t above is, probably, the most glaring abuse ever perpetrated upon the policy holders of a rnu.ual C?HWM charged that largo sums of money were used at Albany and elsewhere to '"'?^uceleghUa | tlon and falsely charged a. -taxes." It was shown from the books that over fifteen thousand dollars was so charged to taxes, out of which oue noted polilifinn of this city received *0.000, and that $2 500 so used was charged to "office rent" of an agent Hut the officers strenuously aud success fully resisted all ctTorts to ascertain the true ob iects and purpose for which these expenditures were made, pretending that it was to prevent taxation. Some of it may have been, but the re 1 port or the chairman of a legislative committee would seem from the following extract to have had | reason to think otherwise: Your committee believes that at no time since the insurance department was orRanwed h.as it i.i.nn noocssurv to use money to socurt the pas wlon thiw iincd in an illegal manner discloses not out administered. Other charges were made and proven, such as the withholding of post mortem dividends from the 1 representatives of deceased policyholders; thus depriving them of thousands of dollars to which tZ Ir. legally and equitably entitle.,. But I have probably given you enough already, aud I therefore pass on to a matter of the greatest importance to you?oue, as I believe, Involving tho safety or your Interests In the company. I refer to tho proxies held by President Winston and Vice Presi dent McCurdy. Every holder of a policy of $1,000 or over Is eutitled to one vote for trustees. Through the agents selected by themselves these officers havo gathered and hold enough proxies to provent the possibility of electing any trustee not of their own selection, and to turn out any who oppose or thwart them. This Is a most dangerous power to possess, an? where millions of dollars are involved no two men llvlug should be so entrusted and tempted. They have used the power before, and will most certainly do it again. True It has been done skilfully, shrewdly aud with professions of disinterested devotion to your best Interests; but do you believe that any set of men, even those so high in social and business life as many or the trustees of the Mutual Life are known to be when thus at the mercy or those whom they should direct and control, can act with that independence and firmness which alone can ensure the safety ol your Interests ? I know that they cannot and that they do not. I also know that many of them per form their duty in a most perfunctory manner, and 1 also know that some In that Board are not worthy of your confidence. These are hard things to say, but tliey are true. I have been, and shall doubt less again be, soundly abused; called blackmailer, accused of Improper motives, warned not to pub lish the evidence In my possession, and which the officers sought to suppress by copyrighting It ; but 1 believe that the day Is now dawning that will arouse you to tho perlormancc of your duty, and by the light of which you will see things in their true colors; that you will ore long insist and en force that the affairs of that company shall not bo examined bv committees of trustees appointed to white wash;'not by a corrupt State Superintendent, who pockets his $J,500 fee lor not seeing; not by a committee wined, dined and cutcrtained to a proper degree of raith in their entertainers; but by those or your own selection-capable, honest and rcarless?sent there to get at the truth and the whole or it, and make It known to you all. When that is done I dare assert that you will not endorse the opinion or Mr. Coe nor consider that the "eminence of the Mutual Life" Is sufile ent guarantee ol the officers' fidelity, but rather that you will agree with me that It has become "emi nent" in spite of them. It is your imperative duty to revoke at once the proxies you have given these officers and to re Burne the control of the election ol trustees by placing your proxies In the hands of those whom vou know to bo trustworthy and Independent of all connection with the officers, their agents or coadjutors. Then to replace those whom you find derelict and unfaithful by trustees who are not afraid to see things as they are. nor to call them by their trnc names, who will brook no unfaithful nt'ss and tolerate no wrong, and who wlll con s.'lentiously labor to place the "Mutual Life" above reproach. Then, and not till then, will you have performed your duty to yourselves and to those whom you are striving to protect from want when you shall have been called from this world. JAMES W. tocCOLLOH, KKW YORK, Dec. 0,1872. 00 Beaver street. THE LATE REV. WILLIAM O'DOHNELL. The clay of Calvary Cemetery, hallowed for the repose of the Catholic dead of oar sister cities by the prayers of the late lion-hearted Archbishop Hughes, has been lately rehallowed by the sacred Interment of all that was mortal of a young Irish priest, whose memory will be long affectlonately revered by a large circle of devoted relatives and friends. Poor Father William O'Donnell, pastor of Roalyn and Manhasset, L. I., after four years' struggling from constitutional debility, fell a vic tim of malignant fever last month, in the twenty ninth year of his age and filth of his sacred minis try. Set apart in childhood by pious and very respectable parents as a votive offering for the sanctuary, he grew In grace, manners, knowledge and years, principally under the fostering care of the brilliant an d accomplished tsons of Loyola, in Limerick, Ireland, and was specially marked by collegiate superiors at All Hallows, Bruges and Niagara as a student of singular professional promise before the completion of his canon ical years for ordination. Though pater nally Invited by ? the reverend chief pastor of Limerick, his native diocese, to take part in his own field of pastoral labor, he hesitated not to sunder tics of country, family, home and irlcnds for the spiritual Interests of his dear expatriated countrymen. After canonical adoption he was ordained missionary priest for Urooklvn diocese by the venerable and estimable Bishop" Loughlin, who had the melancholy satisfac tion last lhursday morning of presiding at St. Joseph's cnurch over sixty-five priests and a con gregation or relatives &n<1 friends, ouite cxcon. tlunal in number and respectability, who gathered to the celebration of a solemn requiem memorial mas.4, their last public tribute or religious honor. At the dost: of tour years of missionary services, partly In Brooklyn, partly in ltoslyn and Manhas set, his bishop proudly referred la his pathetic eulogy to Ills social and professional career. lie had no hesitation In characterizing the relations between this deeply lamented young priest and Ills own and other cnarcti members as peculiarly cordial and gratifying, even to admiration, llis efforts in church-bulldlng for the sorrowing people of Roslyn and Manhasset, so cheerfully sus tained by the counsel and substantial sympathy, not only of his own large circle of generous rela tives and friends, but or sectarian liberal-minded brethren or various denominations, will be long re membered with pride by the kind patrons of his valuable parochial labors. Among the many Irish priests -whose clay lios rar away" nobody will be more faithfully or feelingly remembered than the zealous, tender-hearted and disinterested splrtual son who has been summoned so prematurely from an already afflicted brother and iamlly in the "poor Old Country''and a dally expanding circle of admiring friends In the land of his adoption, to share the rewards of a stewardship so gratifying to h:s Bishop, Ms brethren in the ministry and the many grateful mends, whose prayers will keep his memory long enshrined in their aftllcted souls. EYE3 PUT OUTJY HOT TAB Saturday afternoon Patrick Woods, employed t>j the Warren Comp.iu.v Roofing Manufactory, at Hunter's Point, while rolling a barrel of hot tar ti|i a plank from the heating tank, lost the sight oi both eves, a stream of the hot tlnld pouring npou lam. Ills lace and neck were also badly burucd. THE DOMINION. What the Premier Thinks of Her Prospects. Sir John A. Macdonald and His Feeling for America. A Pleasant Solution of the Fenian Bald Claims? The San Juan Decision of No Consequence? Annexation and Independence Below Far. Ottawa, Ont., Nov. 30,1872. Though Lord DutTerla bo Governor General of Canada, and as such the representative of the Queen of England, his intlucuco on politics la com paratively nil. The man of real power in the Do minion is the Premier, 8ir John A. Macdonald. It is the Governor General's prerogative to sign all bills that pass through Parliament, and there, it may be said, his functions practically begin and terminate. This government is to all intents and purposes a constitutional monarchy, leaving out a house oi peers aud the privilege of conferring pat ents of nobility. Sir John A. Macdonald occupies an auoUgous position to Gladstone. His Cabinet Ministers hold scats in Parliament and feel them solves bound to adopt and utgo all the measures of their chief. I found little trouble in making my way to the presence of the Premier though A BRITISH MASTODON, with enormous whiskers and the legs of an ele phant, had prior claim to an interview, but being a contractor and having an axe of largo dimen sions to grind, Sir John thought he could afford to wait. Tito Premier made a favorable Impression when ho came among us about two years ago as a member of the High Joint Commission. Ills frank, hearty democratic manner bad more of the Ameri can flavor about it than the cautious, conservative diguity of Secretary Fish. SIR JOHN'S APPRARANCR. He is a man advancing on fifty-two years, but Aill of the nervous energy of youth. lie entertains a religious aversion to wearing hair on his face, and the result is the expressive mobility of his features shows to better advantage. Ho is a soft-voiced, pleasant-spoken man, combining theso raro quali ties? the suaviter in modo with the fartiter in re. Judging from the tone of the papers that oppose him, ho is an unscrupulous vagabond, who never had a particle of principle and who is leading the country to the devil. INTKliVlEWINO THE PREMIER. I found him in tho midst of a mountain of corre spondence, larger undoubtedly than President Giant is ever troubled with, aud though all this was on his thoughts, together with tho irrepressible suggestion on a neighboring tray of luncheon, smoking hot, he threw himself back In his chair and entered into conversation as Irecly as though his duties were mere pastime. I said to him? "Sir John, the opposition press accuses you of having shamelessly neglected the interests of Canada aud acted in collusion with America by failing to provide for another decision than what has been rendered in the San Juan boundary case, and in allowing the Fenian claims to drop out of sight." Sir John, without permitting himself to be in the least degree disturbed at mention of the opposi tion press, which has abused him with unstinted violence, calmly answered? "It is absurd to blame me for the San Juan deci sion. ir persons or peoples consent to leave a vexed question to arbitration they are dishonest ir they complain of the verdict. England and America went into this matter of arbitration with their eyes open. We might wish the decision was different, but who will accuse the arbitrator of having ar rived at anything but a disinterested conclusion? As for me I consider the surreudcr of the island to Arocrica as of no material consequent to Canada. As for TlIE PEN IAN RAID CLAIMS. they were not before the Commission. Dy mutual consent they were laid aside, as not coming within the scope of our joint mission. There was a strong disposition on both Bides to Introduce as Jittle as possible calculated to embarrass the settlement of the principal question the Alabama claims. Con ventions for the disposal of differences arising from tlmo to time between the two nations must be held at more or less regular Intervals, and if the Fenian raid damages received no attention from us at this time, they may on another occa sion." "Do you think, Sir John, that England is disposed to press for the payment of these damages ?" "I don't think she Is?at least not now. Eng land Is doing ber best to promote an entente cordlale with Amcrlca, and she wants as little opening of old sores as possible." ? "But, then, la it not Canada that loses all this time ?" "Well, yes, Canada, through the Fenian raids, lost $2,500,000, but we hope to get It all, and oven more, back trom England in an Indirect way." "How is that ?" CANADA'S Bid JOB. "You see, we are about to build a raclflc Railroad next year. It will be 2,000 miles long and will work wonders for Canada. England will go security for us on the Stock Exchange, and with an issue of twenty million bonds, five per cent Interest, prin. cipal payable in lorty years, we shall bo placed in a way of carrying out tlfe undertaking successfully. The English government in this way will repay us ten times over for our losses by the Fenians, and we can, therefore, leave England to settle the matter with America at her own convenience, wUictt no doubt, she will do." NO CITTINO LOOSE FROM AI.BION. "Hut suppose England takes the advice of the London Times and cuts you adrift. How then ?" "1 have no fear of that. England never shook off a colony yet nnless she was compelled to?not a single colony, whether worthless or valuable. Now j why should she shake off Canada 1 We cost her ! nothing; but, on the contrary, through means of free trade between the countries, we give her a wide field for the sale of her export products. As for what the TYmeasuld I feel suro that at the open ing of Parliament It will at once come up tor dis cussion. You will then see how unanimously the representatives of the people, liberals and con servatives alike, will repudiate the sentiments of the Times. You will hear aucU a discussion as must convince the most sceptical that the whole weight of Knglish opinion Is In favor of retaining the connexion." THE ANNEXATION OANO. "I suppose you Ignore the presence of an annex tlon element In the Dominion ?" "Not entirely. We have annexationists la Can ada as they have republicans in England, but their presence is scarcely seen or felt." "But you have a party anxious for Independence, Sir John, and some of the opposition tell me you belong to It f" The Prcmlor smiled and looked incredulous. "I doubt," said he, "if you will find sucha party; or, If you do, I think you will discover they belong to a class or idle, worthless people, who have no stake in the country, who are in opposition to the government, or who have toecn disappointed in fortune." DRAININQ THE DOMINION. "There Is no getting over the fact, howeve^ that your population is undergoing a perpetual drain, and that the young men of the country are constantly looking to the United States as to a ! acrond land of Canaan." "1 differ from you there. It Is true many of onr young men cross over annually to the United States; but you arc not aware of tlio fact that the best part of them return, settle down In Canada and say there Is no place like it. I admit tliorc is much attraction for them In the high rates of wages at tho other side; but when they begiu to And out that board, clothing and ail the details of living arc a hundred per cent higher there than here, they Me they have made aoiluiui by th? ex change, and the; come baok because Cauada ha* something more solid to irive thetu." "IIow is it, Sir John, that the emigrants will not stay with you t" "That is another error. The emigrants whose destination is Canada do stay here; but many land at our ports bound Tor the far western States, aud they pass through accordingly, just ss many (mi grants tor Canada land at New York and pass through ior our provinces. When our Pacific Kail road is completed we shall hare a territory opened up (or settlement much superior to any lying on your Nort hern Paciflo. Singular as it may seem, there is less of a snowfall on the proposed route of our new railroad than there is on the Northern Pacific, though it l>e so many miles farther South." THIS IIAI'PY FOTUBB. The Premlor spoke In raptures about the pros pects of bis railroad, and of the wild, unknown country through which it isiutended to pass. I have given you enough of bis conversation to show that he takes a genuine pride iu the Dominion and in being the temporary ruler of her destinies. Sir John has a kindly feel ing for the United States. There are some things in our institutions he admires, and, above all, he thinks the business energy and enterprise we show are the very marvel of the age. lie canuot overlook the fact that the people of his country are behind Americans in materia! ad vancement, and it may be he cherishes a secret hope that some day Cauada will be an indepen dent Republic, fr.ee from the drag chain of British connexion, which tends so much to cramp the cnorgy aud self-reliauce of the people. If Cauada were a Republic there would be more respect lor labor, and the respectable loafers who now crowd her cities and squander the fortunes of their fathers would be oompelled, by force of public opinion, to go work for an honest living. ART MATTERS. Houghton's "Idyll of (he Birds." There is on exhibition at Goupii's gallery a series of three pictures under tbe title of "Idyll or the Birds." The uaine is certainly poetical, but the interest of the work has little to do with the in habitants or the grove, but touches on chords of feeling intimately human. It would have been better to have called them an "Idyll of Life," for it is their appeal to human sympathy thai imparts to them their chief charm. We have in these works another proof that the scarcity of figure painters In America Is due to the want of facilities of study rather than to any lack of genius on the part ot American artists. Like most Americans who have distinguished themselves as figure painters, Mr. Bougliton belongs rather to the Old than to the New World. His excellence, however, depends more on the poetic feeling of Ills nature, as ex pressed on canvus, than on the technical mei it of the crattsmanship. The individuality of the artist becomes more stronglv marked as lie increases in skill and knowledge, so that the influence of the European schools which was so marked a few years ago is gradually giving place to earlier associations and ideas, but chastened aud made strong by a long course of study. It is rather the thought than (he manner that Is returning, and this must be re garded as an immense advantage. Houghton's earlier works gave evidunce or a perception of the quieter harmonies of nature, and, though crude enough in execution, these early works breathe a spirit oi poetry that makes us torget all but the sentiment of the Hcene. In the present work all this old charm Is revived. Whether we look at the voung girl amid the pale pink blossoms of early Spring or the two riper lorms in the Summer of lire, looking out on tho unknown expanse or sea, or into the luture, knowing nothing, and, perhaps, caring uothiug, except for the enjoyment of placid and sunlit expanse, or gaze on the forlorn form exposed to the keen aud biting blasts of Winter, we see only the seasons ol the heart. The appeal Is to the imagination, and is most ouccessiully made. The "Idyll of the Birds" will increase the lame and popularity or Mr. Boughton with the American public. "BATTLE OF LAKE ERIE." Air. William H. Powell's Painting and the Statement* Regarding It* Comple tion?TIio Payments Blade?A. Correc tion. To the Editor of the Herald:? lu the Washington correspondence of the Hekald Sunday morning an allusion is made to Mr. Wil liam II. Powell's painting of the "Battle of Lake Eile," as ordered by Congress, a few years since, and designed to be placed in a panel over the broad stairs leading to the Senate chamber at the Capitol. In the paragraph it is asserted that the artist has already been engaged on the picture eight years, and received $22,000 out of $25,000 agreed to be paid for the great work in various instalments, and that sum, already handed him, Is more tlian commensurate lor the amount of labor bestowed upon it up to this time. It is also Intimated that Mr. Powell has been purposely negligent in finishing the picture, It being his object to leave It in its present state in order to more readily obtain further payments, the amounts of which are named. It is then stated that the unfinished picture is now in the basement of the Capitol, rolled up like a piece of oilcloth. To these assert ions and Insinuations Mr. Powell briefly answers in this wise:?That the statement that he has been engaged upon the picture eiuht years is not the fact, as the time of com mencing the work is but little over six years ago. Should eight years, howe.er, have been consumed it would not be too long a period, when the extraordinary character of the painting is taken into consideration, its proportions being c?lossal, thirty feet long and twenty feet in height, the largest oil painting in America. The second statement, that Mr, Powell has re- 1 ceived, at various times, $23,000 01 the sum appro prlated is not the fact, as the payments made will not exceed between $18,000 and $19,000. If he had received, however, the sum stared it would, In Ins judgment and that of other artists, scarcely be one-half of the value of the picture in its present condition. The next statement, that Mr. Powell was ex pected to put tho finishing touches on the picture last summer, and, neglecting to do so, is answered by the fact that he was held here in the city by do mestic aitlictions of no ordinary uature. lie was by the bedside of his dying wife for months, and, In addition to her great loss, the burial of a favorite son, disqualified him for the work which he expected then to do. But Mr. Powell is now readr to proceed to Washington in order to finish the painting as soon as such arrangements can be made with the Congressional Committee that will enable him to do so. The picture is so far advanced that it will require but two or three months to lnlly complete it. From the Inception of the work Mr. Powell has labored earnestly and zealously to make the "Battle of Lake Erie" something worthy of American art. Every faculty which he possessed was centred upon this object, although, so far as , his pecuniary interests may nave been concerned. It would, no doubt, huve been better had he con- | sldered less the requirements of a' t and more the : strict limitation of tune as tho all-important con dition of his engagement. W. H. POWELL. 45 East Twenty-Second Street. THE LYCEM OF NATIRAL HISTORY. Meeting of the Society I.nst Evening? Dr. W'als on Monnier'i Process of Bene flclating Poor Copper Ores. A number 01 scientific gentlemen connccted with the Lyceum or Natural History assembled In the hall of that Institution, 64 Madison avenue, last evening, for the purpose of hearing a paper on "The Chemistry of Alfred Monnler's Process of Beneflciating Poor Copper Ores," prepared by Mr. Isidor Walz, a chemist of note and secretary of the society. Mr. H. C. Bolton officiated as chairman. Mr. Walz opened his discourse bv giving a concise yet lucid account of the principal methods and systems advanced for the treatment of "lean" coppcr ores?that Is to say, those yielding only irom three to six per cent of copper, and drew particular attention to the fact that this dountrv abounds In such ores that cannot be ad vantageously treated by the usual metalurgical pro cesses. He explained that the two principal methods adopted in this country are those of Hunt A Douglas on the one hand and Monnler's on the other. The former consists in roasting the copper tearing pyrites ami precipitating the copper by treatment of the calcined residue in a bath of pro toxloride of iron, while in fhe hitter the ore Is cal cined at a low red heat with sulphate ol soda (com monly called "salt cake"), and the copper thus transformed into soluble suphrate of copper. The roasted ore Is then lixlvated in large tanks of peculiar construction and a strong solution of copper salts ami sulphate of soda is thus ob tained, from which tne latter Is separated by crystallzatlon. The "mother ttqoor" Is evaporated to'dryness and subjected to reduction. This re duction process is very ingenious; the dry salts are iieate 1 bv contact with burning charcoal; the copper and copper-oxide is precipitated on the charcoal, separated by levlgatlon and melted and refined by the same processes as cement coppor, I)r. Walz's description of the various phases through which the ore has to pass in order to pro duce pure coppor at a small < ost was elaborate in the extreme, and in couc.dsiou lie received % uuanimoua vote oi Lhauko* LECTURES LAST ET^NINO DAIIEL O'OONHELL. Lecture by Wendell Phillips at Sifln way 11*11 Lait Night. To a large audience, mostly American, and only here and there dotted with representatives from the land or Erin, Wendell Phillip* delivered his well-known lecture on "Daniel O'Connell." It was freshened up by the criticisms, here and there, of Mr. Froude, and in this respect only differed from the Lyceum oration of several yearn ago. It was delivered in connection with the Mercantile Library course, and the next lecturer of this series will be Bret narte. The oration was commenced oy the assertion of O'Conneil's claims to the introduction of that ole ment of agitation that resulted In great political reform. Whatever Cobden had done, whatever Gladstone had done, they had taken their laurels from the brow of O'Connell. O'Connell did not con fine himself to the great question ol repeal; all the great subjects occupied his mind, including educa tion, the teuure of i^nd, the compara tive strength of the two religious establish ments of Ireland. Mr. Froude hail been blamed for Introducing to our attention the rela tions between England and Ireland. He, Mr. Phillips, did not so blame him. Every thoughtful Englishman know that England occupies but a sec ond rale place in the chess board of Europe. Hhe lias gradually sunk to a second rate Power. Mr. Phillips said that he had said that eight years ago In the Cooper Institute?and it had occasioned much surprise?two tilings had brought this about in ICugland very largely, namely, the uoglect ol the British government to its own British masses and the Injustice of seven ccnturies towards Ireland. The England of Chatham would have drawn the sword many times, but she was afraid that Ireland would stab her in her back. (Cheers.) After a lew remarks in this direction the lecturer traced very briefly the history of Ireland from the time of the code in 1092. A long recital of the wrongs, and especially the penalties imposed on the Irish Catholics, here followed, and (lien Mr. Phillips ro lerred to the observation of Mr. Froude that the irishman was a "chronic rciiel." He (tl\o lecturer) thanked Mr. Froude for that, lor it showed that they were determined to resist, and that they knew that they were oppressed. The public life of O'Connell was sketched from the pe riod when the relaxation of the code enabled him to practice as a lawyer. At this time o'connell sought to arouse the people to a sense of thoir wrongs; but the hierarchy of the Church wore op posed to It, lor the Chutcii said that tliey had led their flocks already to the scaffold, as it were. For twenty long years O'Connell threw three millions or the Irish people at the British government at every critical period in its history. Tills was largely owing to Ids eloquence and his energy. He had always said that nothing lu political llle was worth one drop or blood. He also said that nothing was politically right that was morally wrong. These were the two corner stones of his political creed. He (the lecturer) thought that lor the purpose for which O'Connell lived Cod had raised 110 man so powerful since the (lavs ol Demosthenes. All the New Kngland orators rolled into one were not equal to the great Irish chler. He had a majestic physique. God had put that royal soul Into a noble body, He was like our own Daniel lu that respect. Mr. Phillips then related a number or well-known anecdotes about O'Connell, such as the celebrated hot croHH-?xamination and the speech delivered In Irish, to the dismay ol the London Times' reporters. The lecturer, however, spiced the narration of the anecdotes by slight departures from accuracy, in order thut his audicucc might be more thoroughly tickled, ami closed by a graceiul tributo to Mr. O'Conneil's political mtegiity. "HOW WOMEN LIVE IN NEW Y0EZ.?' Wturo by Nri, Vanderpoel. Mrs. Vanderpool, whoso lccture, announced to take place at Association Hall some time ago, but postponed, lectured last evening at Cooper Union on "IIow Women Live In New York." The audience was smail, yet they patiently waited twenty minutes beyond the hour lor the fair lec turer to arrive. At la.?t she opened her discourse by speaking of the sufferings and vicissitudes that many honest and industrious women aro sub jected to in tills great city. A groat deal of poetry had been written descriptive of tier sad lot, but there had been little or no action looking to ihe amelioration ol her condition. Woman's lot, she declared, was harder than man's in that when she had finished tier day's labor often she returned home to sleepless watches over sick chil dren. while man could rest his weary body. There was a time when Americans were chivalrous, aiul aided and sympathised with women striving to l>c industrious aud honest, but the in troduction into society or foreign elements and the creation of a mock aristocracy hud made Ameri cans of the present generation coarse. Alter de tailing narratives ol what some women had suf fered in this city to support themselves honestly, the lecturer complimented women upon having more power of endurance than men, as shown in the many instances where they had nursed and labored for husbands who had fallen under great reverses that prostrated them. She charged that many men in this city were engaged in the ignoble work of crushing women, in preventing them from obtain ing an honest livelihood, which she claimed was every woman's privilege. So long as society failed < to act for, as well as sympathize with, women i so long would tuero be l ad women, bad men aud i guttering and sin. The lecture was listened to with | much attention, and Mrs. Vanderpoel delivered It 1 in earnestness of manner aud with much sell-con- I 11 deuce. SISTERS OF ALL SAINTS. A New Order of Protestant Nuns, Who Labor for the Good of the Poor?Three Distinguished Ladles Coming to America by the Steamer Celtic to Establish a Convent at Baltimore?Their Noble Work In England and France. By the steamer Celtic, of the White Star line, there have been expected since Saturday three distinguished ladies of the Protestant Episcopal Order of the Sisters of All Saints, or, as they some times are called, rrom the character of their mis sion and labors, "Sisters of the I'oor." The prin cipal of the gentle visitors is Sister Helen, who without doubt, in consideration of her pure-hearted devotion and her noble services In the past, will be made the Lady Superior of the new establish ment in this country. The two accompanying sis ters are younger than she. TUE HEROIC SISTER H.EI.EN. Sister Helen Is a daughter of the late Captain Rowden, of the Royal Navy of England, and from her first taking or the veil, in which she was the I third member or the order, she has signalized her ! modest and unassuming self by acts or the most \ wonderful nature and of the kindest womanhood. | In London her name has been very well known for | some years, and has more than once oeen graced j with enthusiastic praise from the lips of her lady sovereign, Victoria. About six years ago she Lad charge ol THE FEVER HOSPITAL IN MANCHESTER, where no one else could be got to brave the almost fatal dangers or the position. At that time the nurses and doctors were all dying, and none of the former who were under her supervision survived. The resident surgeon, however, who was very ill, recovered. She was afterwards at the Edinburgh Hospital and, indeed, seems to have accepted and sought service in the most difficult and dangerous trusts, which she discharged with zeal and heroic courage. She was at the University Hospital iu j London during the ttine that the cholera was rag- j Ing with such terrible fatality. Tills Institution ; is in the most miserable part or the metropolis, ' and she remained there pcrlorming her duty when almost ail the other attendants tied In terror of tho sweeping pestilence. THE gi KEN'S APPRECIATION. The Queen sent to sister Helen to thank her for what slip hud done at Manchester anil to ask her ? services at the bedside of tliat old friend ot the royal family, Earl l>everaux, or Ktiowle, who was dangerously sick. She accordingly nursed the dls- ; tliiKUlshed nobleman, who Is a crabbed old auto crat, and whose friends scarcely dare approach him without permission. Stie treated him liice a spoiled child ami he speedily recovered his health. After this the requests irom distinguished persons to be nursed when III by tho skiimi Sisters ol the Poor , incessantly poured upon them, and the head or the Community at length felt, obliged to establish a stringent rule whereby they could only perform their ministrations orcuarlty in London in the hos pitals and workhouses. THE I'KANCO-PRrSSIAN WAR. Sister Helen followed in tho bloody path or the Franco-I'rufsiau war, bogluning at the great battle of Saarbruck. THE ORlOIN OF THE ORDER. The order of the Sisters of All Saints has not boon established more than a dozen of years, being the second one within the fold or the Knglish Church. Its Home Is In Marguerite street, London. It lias thus lar, it Is believed, beet entirely supported by the generosity of private individuals who are In terested In its weliare. Its principal object is that 01 ministering to the sick, an l the system or nurs ing followed by tho Sisters Is probably the best and most Intelligent ever used. TUB AMKRKJAN MtOlI ATIO.V. A leading F.piscopailan minister ol Baltimore, Md., recently wrote to the Lady Superior ol il'<C Community in t.ibn Ion, saying that there was, a groat field for Vheir labors here. Ihe preserifjuu gration Is a rosult of this lm Ident. The Celtic hailed from Liverpool on Ihe ^th of last month and Is s mew hut overdue. T'.,e sisters will pauso here lor only a short, time, ar,<] will then proceed to their future home in ltal'ymore wlii'.h in already prepared lor their raocot^on. ' THE OIL TRADE. .Important Movement for a Fusion ol Producers and Refiners. The Association! Already Existing-Heettaf pt the Fifth Avenue Hotel To-Morrow? Effect of a Combination. For the last three or four years?and, indeed, for that matter it might also be said from ttte days ol the first discoveries in Western Pennsylvania?th? trade in petroleum has been subject to periodical attacks of "scare." Scarcely bad the earliest well* been brought into active production than two classes of rETROf.RGM CROAKERS began to make themselves known and felt. Th? first believed that the supply of the crude mate rial was inexhaustible, aad that Just as a stiver mine grows richer aud richer the deeper you go,so would these subterranean fountains of burning fluid run freer aud freer the more you pumped o(l out of them. Therefore, said they, it follow* as a necessary consequence that the mar ket will be hopelessly glutted, in spit* of the enormous supplies needed for the markets ol the world and the groggeries of the great American cities. On the other hand, there were another class of quaking growlers, who upbraided the well-owners with their RECKLESS EXTltAVAUANCE in waiting the bountiful gilts of Dame Nature, an<* who prophesied that the time was not far distant when petroleum oil would bo a thing of the past. These latter gloomy predictions have occasionally been strengthened by the giving out of a few weils, but taster than these have been exhausted other* have been discovered to take their place, aud th? total yield ol oil at present, It every produoer were to throw all he could pump upon the market, would be very much larger iu volume tliuu it has ever been before. Iudeed, the 8UKPI.DS PRODUCTION ofollhasat length grown into so palpable an evtt that both producers and refiners have taken meas ures to protect themselves against a competition which would be, so far as their capital was con cerned, very much like that fatuous duel ol the Kil kenny cats, which was waged untd nothing but % couple of useless tails remained. The rettuer* have several times made attempts to form a TIIAIIK LEAUUB among each other, and at last, after various mora or less decided failures, have continued to unite la a tolerably strong combination. Nearly all the re fining is done in Pittsburg, Cleveland. New York and Philadelphia, in each of which cltie* there are about a dozen refineries. Of course these are ol very different producing capacity, but, taking the prescut basis of their business a* a standard, they have pledged themselves to In tu ture manufacture only so much oil as the organiza tion may pro rata permit them to do. Care will bo taken, it is said, by the friends of this scheme to always KEEP THE MARKET well supplied; but, on the other bund. It will never be glutted. There will, add they, neither be "cor ners" nor an over supply. Theu, again, the producers, as the well owner* are called in the technical language of the trade, have also on their side taken decisive action. About the end of September they periected their organization, aud, on the ground that the market was then hopelessly glutted, determined to stop> producing lor a tew weeks, aud then only resume* in moderation, being guided by the APPARENT NEEI) of the demand. This programme has been carried out, and the result has been that instead of oil selling at $2 50 a barrel or forty gallons, to which it once dropped and at which rate, it is said, that the well owners cannot make even the smallest percentage upon their capital invested, it has risen as high as $4 so, and is now being sold at $3 tto a barrel. The producers say that they will only be satisfied with a minimum of $5 per barrel, aud will steadily push on their present scheme until this poiut Is reached. And now, producers and refiners having thu# each crystallized Into tolerably compact aud MANAIiKAULE BODIES, have started the idea of fusing into a common or. ganlzation, or at aay rate, working together in concert. Most or the refiners say that they,ara perfectly willing to agree to the $5 per barrel part ol the producers' programme if the latter will con sult them in regard to the quantity of crude oil thrown upon the market, and thus enable them quillclcntiy to control the trade to obtain a fair and profitable price upon their manufactured oil. In order to discuss these matters and arrive at some deilulU} understanding, a GENERAL MEETING of both producora aud refiners will be held to-moiv row (Wednesday) at the Fifth Avenue Hotel. Hut anoth r great body of American citizens? the consumers?who arc also to the full as muctk interested in the price of oil as either producers or refiners, will now doubtless be anxious to know what the effect of this league, which, if perfected, would clearly convert the whole oil business into a pure monopoly, wil: be upon the I'KiCR OF OIL. Supposing oil to se'l at $5 a barrel, the rate of crude oil in New York would be about seventeen or eighteen cents a gallon?that is, twelve cents a gallon, original price, aud live or six cents for rail road freight. Adding the cost of manufacturing to this the rates would, it is stated, rule somewhat aa follows:?lleflned oil, in bulk, twenty-six to twen ty-eight cents a gallon; in barrels, thirty to thirty two cents a gallon; in tin cases (for exportation), thirty-seven to forty cents a gallon. This would be a slight advance upon the present average rates, but nothing to particularly grumble about. TUB DANGER, however, would be that the trade being for the future thus absolutely under the control ol the pro ducers and refiners, they would he unable to resist the temptation to gradually raise the rates ami enjoy the sweets of a successful monopoly. They are, like the rest of the world, but frail human nature, and who among us could be trusted to say no to such an Immense inducement v The prospects of tills ulliance between, the pro ducers and refiners are, however, happily BY NO MEAN'S so bright as they might be. "Do you think," asked a Herald reporter of tha representative of one of the largest refining inte rests or the city yesterday, "that this union will ba made r" "Well, It may be made," was the reply, "but I da not think that it can stand for very long, even if it is. The producers are too many in number to long agree." "Yes, but they will soon find out the truth of the lesson In the old lable about union is strength and the btindlo of fagots." "Perhaps so, but I VERY GREATLY DOUBT It. New wells will be discovered, ami then there will be endless disputes as to the basis upon whictk they are to be admitted Within the lines of the as sociation. 01 course the ;old men will try to cufc them down as low as possible, and they will be dis satisfied and perhaps refitse to come In at all. And besides there will be a great outcry among the outside public, and, I dare say, that would In time huve its effect and s^aash up this combination, which is, of course, a monopoly that can only be deieuded on -the ground that without ttoine eucU ring tactics the trade will be ruined." NEWARK'S FIJA5CIAL DIFFICULTY. A New Common Council Committor?The Sins of Commission and Omission the City Fathers. The statement of Newark's troubles, financially, published in Sunday's IIkrald, created quite a flutter among taxpayers and City Hall patriots, to say nothing of the noble army or street and sewer contractors. The local press has either kept mum on the Interesting question or, lu opposition to tha economic views or the great mass or the people aud Alderman Macknet, given its support to tha opposite view?the view entertained by the ma jority of the Common Council and all the contract ors. Yesterday the President of the Common Council reorganised the Finance Committee by appointing Messrs. Henry Baldwin, Al bert C. Westervelt and J. C. Ludlow. The Impression has long prevailed In taxpayingt quarters that the City Fathers hail been.going en tirely too rant with improvements that are not at all necessary, and will not be ror many years to come, which those improvements which nave for Sears and years been a crying necessity are utterly pored. Those Improvements, for which Alderman [acknet peremptorily declined putting the city any deeper in debt than the present couple of millions, are almost entirely opening and grading streets ou the meadows ami other outskirts of the city, which, in the niiture or city grow'h. will not be needed for many years, except by thoso owning property and anxious only lo turn tueir new made lots into lots of money. It affords tne contractors also lots or richly paying work, and this latter facA is openly charged as being tha mainsprtug of the desire ror outsiurt improve ments, How 'much ureater need there is or im provement \n and near the heart of tho city man be readily Imagined when It Is stated that out ur over two hundred miles or streets within the otty liuits there arc paved but about twenty miles, aud rbesatirentj, except, perhaps, half a mllo, with that most abominable, comm?rce destroying ami home killing or all pavements, the ancient cobble stones. Tins very day Broad street, the malu Bi'ery or the city and one ol the noblest business fcvenuos In the country, Is disgraced with the un civilized cobbles. I he same remark applies ta Market street, another leading business thorough rare. The opinion or the citizens is that tho City Fathers have been shamefully slow In making these necessary improvements?improvement* which must un lobtcdly cuiiauee the bustu-'H.-! pros perity ol tho cty