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a-.' Normannahcimcn GREA T Big Carnival of Winter Sports at HolmenkollenResults of - - the Events. Scandinavian Unity Fostered by the Fraternizing of the Norwe- Upwards of 30.000 spectators witnessed the great annual ski jumping contest a t Holmenkollen on Feb. 1. In the immense crowd were rrore than 500 Swedes, as well as hundreds of English, German, French and Danish sportsmen. , I t is not too much,to say that the tournament was the greatest sporting event, in, Europe for the winter, possibly the greatest in the world. SKICONTESTSLtdt vgians I t was a brilliant scene for the majority were in skiing costumes of bright color s, while the Swedish party, consisting mostly of military men. were gorgeous in their brilliant finery, which compares favorably with that of any army in Kuropfe for color. A t the head of the.Swedish visitors were Crown Prince Regent Gustaf , Princes Gus .talf Adolf and Wilhelm, and Major* Gen eral Gustaf Uggrla. Dr. Fridtjof Nansen was a con&picuous figure, a t the games. The., newspapers'* of Christiania grew fiuit'e ex.cited over the various events, indicating that the general enthusiasm was very high,/ . The games began on Saturday, Jan. 31. T^he skaters gathered at Frogner Kilen, where th,e, 500 and the 6.000-meter races were the first big events. I n the 500-meter race Wathen was first in 47 seconds, ' Schwartz was only two tlfths of a second behind. Jahrl of Stock holm was third, the others in their order being Sten, Throndhjem, Tillandor. Bons naes. Drammen and Mathisen, Christiania. I n the 5.000-meter races on Jan. 31, Schwartz of Christiania had a compara tively easy victory, coining in with a rec ord of 0:18 1-5. Wathen, the Finn, made 10:11 3-5O . Sten of Throndhjem, 10:14 Bonsnaes, Drammen, 10:16 1-5, and Ma thisen. 10:18. There were seven Swedes and Finns i n the race, but Wathen was the only one to win a place. I n the 10,000-meter race on Feb. 1. Bons naes of Drammen proved himself a pow erful akatsr. coming home with a record of ID minutes L'l 3-5 seconds. The re doubtable Schwartz, who fell once, came in with 10:30 3-5 O. Sten was thirdTil - lander and Wathen. the Finns, were fourth and fifth respectively, and Mathi sen was sixth in 20:09 1-5. Schwartz and Wathen were the favorites In the 1.500-meter contest, but somewhat to the surprise of all, O. Sten of Thrond hjem took the first place in 2:35, followed closely by Schwartz in 11:36. Saetcrhaug, mother Throndhjem hoy, was tied with Wathen for third place in 2:39 1-5. Til lander and Bonsnaes secured places. Schwartz will unquestionably be con ceded to be the best man on the ice. Not only did he win the first place in the mid tile distance iraee. but he secured second places in the 500-meter dash and the 10,000-meter race. I n the fancy skating exhibition the Swedes had it a ll their own way. taking the three highest prizes with ease. The Norsemen who entered were strong and admirable skaters, but could not compare in skill with their rivals. The prizes were awarded as follows: First, D e Flon, Geble second, Solchow, Stockholm, who won first prize at the international tournament at Davos, Switzerland, this year third Andreen, Gefle fourth, Hoi th e, Thrond hjem fifth, Johansson, Gefle sixth, Olson, Throndhjem. A short cross-country run was given the skiers on Feb. 1 and while there were many spectators and participants the event was only preliminary t o the great est of all, the Halmenkol "Derby"* o n Monday. Feb. 2. This attracted the great est crowds and created the most enthus iasm. Only Norwegians were entered i n class 1 A , but even these premiers had many humiliations, a s fully half of them fell. O . Tapdberg cleared 31 meters100 feetonly to keel over and put himself out of the contest. Karl Hovelsen was easily the best, but Karl Braaten, Martin Chris toffersen, Jorgen B . Schive and others did excellent work. There were S I contest ants in class 1 B , among them the Swed ish entries, but the contest was,so close that only the official announcements will disclose the prize winners. I n class 2 B were the young jumpers. They displayed more energy than skill. Leif Berg was picked a s the winner, al though Helge Lindboe made a splendid jump of 28 meters. The press seems t o concede that Karl Hovelsen wi ll b e awarded the king's trophy, "Kongepokalen" and also the Holmenkol medal, although Helge Linde lioe appears t o have cleared the greatest distance, 28 meters. The cross-country run on Feb. 4, though not s o exciting was a remarkable event. I t was over a rough country with many impediments and the Swedes suffer ed greatly from the unaccustomed handicaps. The course was 55 kilometers from Frog ner Saeter via Tomte. Tongen, Baerum, Vensaas, Aamot and back t o the Saeter. The runners had speed and endurance and the best ones covered i t a litt le over four hours, that is t o say a t the rate of about eight miles a n hour. The winners were Karl Hovelsen, 4 hours, 17.6 Per Andrea sen, 4:17:45 Karl Sonerud. 4:19:52 Jo hannes Bentzen, 4:20:2 Olav Bjaaland, 4:26:34. Between the two big ski events the horses were given a chance. The ski riding events were farcial and increased the opinion that this sport is neither a proper use of skis nor of horses. The steeple chases were intensely exciting. The Swedish officers proved themselves to b e the most skilful riders and with the exception of Captain Wiel Gedde, who saved the day for Norway, the Swedes swept everything before them. I n the Christiania steeple, chase Gedde on his President came in first jus t, ahead of Lieu tenant Stjernsward on Filippine. Lieu tenant Hamilton on Palermo and Lieuten ant Gibson on Gitana won third and fourth places. I n the Scandinavian steeple chase Gedde and the President secured the lead and retained it to the finish, but the Swed ish officers captured the other four prizes In the following order: Lieutenant Stj ernsward, Lieutenant Fjelman, Lieutenant .Tragard, Lieutenant Gibson. Again I n the hunt ride the Swedish NURSING MOTHERS A mother's poor health is bad enough for the mother but. worse still for the nursing baby. ' . .. : ' . ' Mothers find Scott's Emul sion a nourishing and strengthening food. If the i breast milk is scanty or thin Scott's Emulsion will make it rich and more abundant. When mothers take Scott's Emulsion the babies share in the benefits. TMin babies grow fat. Weak babies get strong. We'l 1 sead you z little to try, if you like. SCOTT & BOWNE, 409 Pearl street, New York, iiii V H " and the Swedes. Fancy Skating Ski Contests. - - &*:- - . * SATTJRLAYVEVENING' riders evincpd decided superiority. Ueu-. fjajms^ I N ART CIRCLES tenant Stahle won flrst and Lieutenant - - 'rnKV^s Ljungquist second place. A Norwegian. Lioutcnant Fougher was third, but Lieu-, enant Bosenkrautz and Tjiou tenant Gre in took the other two prizes. Several ot he steeplechasers received bad falls and ieutenant Roach of the Second SVea ar tillery was painfully injured. The festivities in the t veiling were cal culated to give the many visitors all pos sible entertainment- and the Scandinavian week of sports of 1903 will be a memor able one to nil who had the good fortune to be present. The Swedes were royally received and were treated with the utmost considera tion. The naval and military cadets were received with open arms b y their, Nor wegian confreres and during the whole week were true comrades. The blood Ve lationship was accentuated in every possi ble way and the event was a favorable one for the furthering of Scandinavian unity.". AUTHOR AND JOURNALIST Thoralv Klavenaes to Lecture In Minne- - . - . , - -^ - .. . * .'-... Thoralv Klavenaes, a talented author and journalist from Norway, who is travel ing in America on a government stipend, wi ll return to Minneapolis in -about two weeks. H e made such a n excellent nn- THORALV KLAVENAES. Norwegian Author and Journalist. prcssion a t the banquet of the Sons of Norway last month that he was prevailed upon t o give his promise t o return and give a lecture on matters relating particu larly to Norway. His lecture wi ll probably be delivered o n March 6. but the exact date has not yet been fixed. Mr. Klav enaes will remain a week or a fortnight in the twin cities. CHECK LUMBER BARONS Swedish Riksdag Will Impose Adequate Taxes, The Swedish riksdag is about to impose lumbering taxes in localities where timber is cut. The revenue thus exacted from the forest barons will replenish the empty treasuries of the remote parishes of the Norrland and put them I n a position to cope with the next famine crisis. This is one of many measures Swedish economists are devising to prevent a rep etition of the present terrible conditions in the f ar north. The national treasury has been replenished by a new tax on spirits, which has already 11.200.000 kronor ($3,100,600) during Janu ary, 200,000'kroner (.$53,600).more than was obtained for the corresponding .month last year. King Oscar I s Improving. The condition of King Oscar is probab ly not so serious as.th dispatches,have in dicated. H e has gone t.o Saltsjbbadeit with several friends. Previous to-his de parture h e made daily visits t o his,son.. Prince Eugen, whose general condition is reported to be quite satisfactory. - . Dr. Mynter Dead. Dr. Herman Mynter, one of the best known surgeons in America, died Monday, Feb. 9, at Buffalo, where he had practiced for 30 years. H e was born in Copenhagen and studied medicine in Denmark. T o Protect Apprentices. The workingmen of Sweden have joined in a petition to the king asking for legis lation in the matter of apprenticeship. Many abuses have arisen from the pres ent system and the condition of the ap prentices is said t o be well tnlgh intol erable. Welhaven and Aasen. Monuments will soon be raised i n Nor way to Welhaven, the poet, and Ivar Aasen, the philologist and author. The Aasen memorial will be unveiled May 17, but feo date has been set for unveiling of the Welhaven memorial. . . A Civil War Veteran. A n urn containing the ashes of the late Major General Baron Ernst von Vege sack was placed in the family vault o n Jan. 22 . The floral wreaths and the Swedish and American colors which cov ered the casket were also placed in the vault. The deceased was a veteran of the civil war, in which he distinguished him self as an officer in the northern army. Cash for Sweden. The pos toff ice reports for Sweden show that 115,412 money orders were received in the year from the "United States, the total sum involved being S,014,995.33 kr. O n the other hand, Sweden sent 8,613 money orders t o the United States t o an aggregate sum of 1,463,755.03 kr. ' . Emigration of Swedes. The emigration from Sweden last year was greater than for any year since 1893. The total number t o leave the country was 29,001, nearly all destined for America. Honors for GJevre. Rev. O . H . Gjevre, recently called to Giaettihger, Iowa, from his missionary work among the Jews in New York city, officiated a s chaplain in the United States senate last Monday. I t is. the first time that .a Norwegian clergyman has officiat ed i n that capacity. Rev. Mr* Gjevre is a member of the United Nor wegian church. - A GREAT CONCER T COMPANY The Ernest Gamble Company Scheduled for Next Entertainment in the Y . M. C. A . Course. '.'"."-* The Y . M . C. A . popular entertainment course has secured a concert company" of the first order for the next entertainment, Tuesday evening. The Ernest Gamble concert company i s one of the most suc cessful organizations of the kind I n exr istence. There is probably no other con cert company In such general demand. I t has in the last few years "made" every city of importance in the United States and Canada. The company is headed by Ernest Gamble, one of the greatest bassos of the United States. H e is assisted b y Miss Ednah Dow, a violinist of high repu tation, and Frederic Morley, the success ful Australian pianist. The company's programs are always chosen with a view to affording the maximum variety and to pleasing various tastes.- ^ ' , 1 ' "* A ChampMon Healer. Bucklen's Arnica.Salve, the best in the world, cures cuts, corns, burns, boils, ulcers, sores and piles or no pay. 25c. $11.50 to Chicago and Return via Chicago, - Milwaukee & St. Paul Railway. Excursion tickets on Eale Feb. 21. good to return until March 1. Tickets good on all trains, including the Piorfeer Limited, famous train of the world. City office, 328 Nicollet avenue, Minneapolis. So*4f v netted . the exchequer i ( The exhibition of the work of Chicago artists is being held this month a t the Art institute. Arrangements have been made t o secure annually a municipal art fund of $600 t o purchase the best work in each annual exhibition for the creation of a historical collection of the works .of Chicago artists. The award has just been made and but $300 of the fund was paid foi*~ thei purchase of J . C. Johansen's pic tur e, "October Sear and Gold." the se lection being made without regard to pric e. , The.prlhcipal object of the fund is to stimulate art among the younger art ists. - This fund ,wlth its great possibilities of influencewas planned by the active Muni cipal-Art league o f Chicago, which al ready has done s o much good work. I t has a, committee whose chief work is, to secure the co-operation of the clubs of the city in the work of the league and in pro moting Chicago art. Through its efforts almost every club.of standing in the Chicago federation has become a member of the league, and its members are doing their utmost for the encouragement of ajrt and artists of Chi cago and vicinity. A s a result many of these clubs are making a collection of the works of Chicago artists rather than pur chasing the results of the efforts of for eign artists t o adorn their cl ub walls. The pictures are purchased a t the annual exhibition of works of artists of Chicago and vicinity, and the opening of the ex hibition is the signal for a succession of afternoon receptions held a t the institute in honor of the artists. .. '.. There are n0t less than three or four, of these receptions a week and a teach the decision of the organization In regard to its picture selection or prizes is made. This year the'Chicago Art club has awarded its $100 prize and a medal-to Frederick Freer for his portrait of him self, with Mr. Johansen a close second. The securing of a picture fund by sub scription this year a t the annual exhibi tion in Minneapolis a t the suggestion of a small group of club women was a step in the same direction and furthet* effort of that kind is now under consideration. / The collection of pictures done in the new Raffaelli oil crayons will he exhibited in New York, but the exhibition has been postponed, owing to the customs duties demanded. O f the French exhibition mentioned i a this column last week, Raf faelli wrote to his New York art dealers, saying: "We have had a great success in Paristwenty thousand visitors, and one-fourth of the pictures have been sold. Eight lecture-rooms have opened in Paris to give instruction t o this new method and there will soon be exhibitions in Lon do n, Dusseldorf. Cologne, Berlin, Vienna, and Munich. The French artists will b e joined in London b y Herkomen. Swan, Brangwyn, Mesdag and Lieberman. The Monumental News notes with regret that the committee appointed by Iowa t o spend $32,000 for the erection of memorial statues upon three southern battlefields stipulates that the monuments must repre sent a soldier standing "at rest." Origi nality of design is to count for nothing. The French government has decided to open a shop near the Paris opera-house, where the products of the Sevres manufac tory will be offered for sale. Heretofore the masterpieces of porcelain turned out from the famous factory have been chiefly reserved for government use, only the more ordinary ware being sold. B.y thus en tering into direct competition with other manufacturers it is hoped t o improve French porcelains a s a whole, and meet the Germans, whose Dresden ware jha/pf late years obtained! a foothold even in France. "The Chrpnidue des -Arts ^noun.c^es M. Paul Meurice has C0mntissi.ohed^t num ber of .French artists .to paint pictures for the Victor Hugo museum, each one illus trating: some"'Character or scene from the late poet's works. Thus Roehgrosse is t o int "Les Burgraves"Roubet , "Don C e sar d e Bazan" Henner,:1 /'arah l a Bai- agneuse"Fantm-I^tdur, Carriere, "Fantine"Merson , the- scene of the pillory from'-'Notre Dame'de Paris" RaffaeiU '" the' procession of children before Hugo's house upon the occasion of his birthday in 1882. The curator of the .Vic t or Hugo museum is to be M. CoJ^fc jj#ph'-' e w of Mme. Drouet.. The group of five or morMpUlidings which the French governmeiife.^pfttends to erect at the Louisiana purcha"sij|%i)OJ8$tion wi ll include copies of the GraiidfTJ^non and other historic struetures^at "Ve^rsallles. BEN JOHNSON'S B^GJIA^ The First of the Series a t the* Lyceum Next Friday After-\ The first of the series of Lenten^pbetic recitals t o be given b y Ben Johnson a t the Lyceum theater wi ll take place next Friday afternpqn, Feb. 27, at 3:30 p. m . "Hamlet'-' -will be given and Mr. John son's natural fitness a s a dramatic read e r is supplemented by his long stage ex perience and by the especial fact that he played the Ghost to the Hamlet x the late Alexander Salvini in New'York, Bos ton and Philadelphia. .The principal scenes will b e read b y Mr. Johnson, care being 'taken t o keep the thread of the unhappy prince's story well in view. This reading of. Hamlet has been compared to the acting of it by Mr. Sotherri, which is in itself,a compliment, as the reader has n o scenery, costumes and the thousand and one accessories which go t o help the actor create his im pressions. Yet a n eastern critic says: "Mr. Johnson's and Mr. Sothern's Hamlet aire remarkably alike. Both' make the prince a lovable character. Both present the character simply, sincerely and un derstandingly, with little effect of rant ing. Mr. Johnson's reading revealed a nice sense of proportion, a discriminating judgment, a swell as that dramatic abili^ t y which comprises merely the peaking of the parts." ' -:- These readings will give lovers of Shakr spere's plays a rare chance t o hear the minor characters given due place arid im portance and t o hear scenes which are only too often cut out Or butchered i n stage representations. ' - - " I Will Cure You of Else No Money is Wanted.^^ Any Louest person -who suffers from tism is 'welcome to this offer. - ., . . I am a specialist in Rheumatism, and hftye treated more cases than any other physician, I think. For sixteen years I made 2,000 experi ments with different drugs, testing all known remedies while searching the world for some thing better. Nine years ago 1 found a costly chemical in Germany, which, with my previous discoveries, gives me a certain cure. I don't mean that it can torn bony Joints into flesh again but it can cure the disease at any stage, completely and forever. I have done it fully 100,000 times. I know this eo Well that I win furnish my remedy on trial. Simply write me a postal for my book on Rheumatism, and I will niail you an order on your druggist for six bottles Dr. Snoop's Rheumatic Oure. Take it for a month at my risk. If it succeeds," the cost is only $5.50. If it falls, I will pay the druggist my selfand your mere word shall decide it. I mean that exactly- I f you say the results are not what I claim, I don't expect a penny from you. I have no samples. 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Diseases of Young, Middle-Aged and Old Men WMMi weaken the bodv and brain, causing nerTous debility in ail its distressing forms, such as wasMnsr away and "atrophy of the organs, night losses, drains which sap the vitality, weak and^aillSI rtecr aching back arid diseased kidneys, a tired feeling, fear of danger or death, d?Wcult iSreatnUuV los* It appetite, defective eyesight, pains in the h^ad and shoulders, rra^ns in-the &ce8 ofI'theTbody. dizziness and falling sensations, pimples on the face, dark PhrtM unoer the erls" palpitation of the heart, dispondency. poor memory, ringing in the fears bffWabtogWUhe bead, a wandering mind, inflamed glands, hydrocele, inflam- mation^aid iitatlott Of the bladder, diffinult urination, delicate discharge, stricture, blood nolson and all other diseases of the generative organs are invariably ojred by our famous Meatmen? 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INSTITUTE'S purely SCIENTIFIC TREATMENT INVARIABLY CURES The most, pronounced cases^any and_aU^e_above ailments.^ **L* m-atitude for the"wonaerful" cureVwroiight by them, and who have requested the doctors to ft thete nani eT ThefHINZ MEDICAL INSTITUTE has always made it an invariable rule nS in nnhiiah namebs Acknowledgementsg of cures are no shown toi callers unles "equested M to faMtnnnl rtMtfnire Medicines when sent are securely sealed in plain packages. A personal 5fflKi!S?S^VeSS but for those who are unable to cell the Institute has developed a system^ of Home Treatment that Is entirely their own. Thousands are cured at home by means of wrrespondenpe' and medicines sent them as directed. Letters are answered .in all languages. i ' mm m vim* in ii h drsTyjtbepartt es writin rbem . Absolutte secrecy s maintaineds inespecially all pro - Address fitters, M , M . I., Box 595, Minneapolla. . _ X^%.5A.M. fcol2M. ltoSP. M. and 7 to8:30 P. M. OFFICE JJOIJBS|$^d Many men are subject t o a constant drain upon the system that day by day empties the store of vitality, undermines the health and _slowly but surely hastens the day when a gen- eral breakdown occurs. These losses are often ' hidden, and their extent is unknown unless investigated by a competent physician. Drains like these are leaks in man's energy, and the longer they continue the more h e finds himself lacking day by day in that grit and energy which are all important factors to a man who wishes to succeed. You can tell from the way you feel whether you are losing strength, vigor and vital- ity. A variety of symptoms give warning of a gradual wasting of physical and mental strength. CONSULT TODAY SVETSSJSS: istsat the Hinz Medical Institute, 47-49 a yg MEDIIAL INSTITUTE, Minneapolis. t -' Incorporated under the Laws of the State of Minnesota. 10 A . U. tt 12:30 F. M. only. 47-49 Washington Ave. S. ~0TheYe Is no use In making hard work out of study. I t can be made as pleasurab le as light reading, and Infinitely more satisfying. Take, for Instance, a well-written historical novel. I f accurate, I t can give the reader a large amount of facts concerning the people o r an epoch. Yet this Information .Is gathered almost unconsciously and certainly with pleasure. ' "- * \t - , Then why not make allyour reading count? I f your library con- tains that king-of compendiums, -..,. The Encyclopaedia Britannica, you are well fortified against dull hours, for this great work is em- phaticall y, to be read for enjoyment as well as consult ed as an authority. You will find the article on Pftt, by Lord Macaulay, t o be of the same brilliant style as his.classic essays the article by Robert Louis Stevenson t o be as delightful as "Treasure Island"th e contribution by Mrs. Humphrey Ward to contain all the force of "Eleanor." The late Thomas B. Reed is seen at his able st In his article on the "United States Congress." The la te John Sherman writes of "The Finances of the United States." And thus runs a long and brilliant list. Every Article Authoritative In every branch of human thought and achievement the greatest authorities and able st writers were secured. The result I s a mag- nificent and unapproachable reference .work, I n thirty-one volumes, rich I n literary value and full of the Information Which the layman needs. Many life stories a re more Interesting than romances, and BRI- TANIICA Is the standard in biography. - The rise and fall of nationsth e progress In scientific discovery the status of arts, trades and professionsail the se and many other topics a re found among the eleven hundred sign ed articles b y such men as Dean Farrar, Max Muller, Arthur T . Hadley, Henry Cabot- Lodge, Matthew Arnold, Whltelaw Reid, Edward Everett Hale, James Bryce, John Morley and George W . Cable. In a word, the ENCYCLOPAEDIA BRITANNICA represents the highest scholarship of the English-speaking race the world over! Then make your winter's reading complete and interesting as well by turning to its broad pages. You can secure BRITANNICA at less than half price and on small payments if you Send the inquiry Coupon NOW! I t will bring full.particulars and handsome specimen pages without cost. D o not delay. Cut out the Coupon before you lay aside this paper and send i t to us. I F USED PROMPTLY I t will not only entitle you to the Half Price offer, but also to a special bookcase for holding the books. "It is without a peer in t'ue whole noble army of encyclopaedias.' ABBOTT,-D. J). **T1IP Encyclopaedia Britannica is king of its tribe."PROFESSOR DAVID SWIN.G. 'Tlie mos useful reference book for young and old is the Encyclopaedia Brl- tnnnion. Children beginning at 10 years old and on need its stories of historical, biographical, mythological, elementary, scientific, natural history information. The eager boy can study balloons, kinds f dogs, firearms, locomotives, habits of the, housefly or cockroach. The youth may-wa nt information on subjects from geology or electricity to the settlements oi".the Fiji islands, of volcanoes and earthquakes, or a most fascinating story of JJapoleon and for the still older all the fundamental conceptions of law, medicine, theology, ethics, sociology, curves and functions, architecture, art, all the way up. perhaps, to the origin of some fine editorial on Chinese metaphysics. Whether- for education or information, uo man who once has this book will ever let himself or his children be without constant access to it. If another deluge came, and the ark had room for but one secular book, f his is beyond any doubt the one."CLEMENT BV17ES, Judge of Court, Cincin- nati, Chio. BOOKCASE FREE. A limited number of Bookcases will be given free ef charge to MINNEAPOLIS JOURNAL read ers who respond promptly. The Coupon below will be known as the Book case Coupon and should be mailed at once. " " IJglPCut out and mail this coupon today. The American Newspaper Association, 704=706 Northwestern building, Minneapolis, Minn. Please send me free of charge sample pages and full partic* lars of your Encyclopaedia offer (Bookcase Coupon.) Name. Town. - , J FEBEUARY 21, 1903. is a What* Is Said of It. , State ....... Minneapolis Journal Bureau. b Street. =E Freeman & Malta, Fire Insurance, 511N. V. Life Building THE AMERICAN FIRE INSURANCE COM- PANYPrincipal office, Philadelphia, Penn. Organised in 3810. Thomas H. Montgomery, president: John II. Paekard. secretary. Attor ney to accept service in Minnesota, Insurance Commissioner. Cash capital, $500,000. - INCOME IN 1902. Premiums other than perpetuals..$ 1,567,216.82 Premiums on perpetual Bisks and on 1901 business Rents and interest Profit on Ledger Assets over Book Values B'roui all other sources Total Income $ 1,852,878.7" DISBURSEMENTS IN 3902. Amount paid for losses $ 852,790.95 Dividends and interest 30,000.00 Commissions and Brokerage 854,267.03 Salaries and Fees of Officers, Agents and Employes .-... 120,08.8.43 Taxes, Fees and Rents 60,748.15 IJOSS on sale or maturity of Led ger Assets All other disbursements 85,906.24 Total Disbursements ? Excess of Income over Disburse ments ..$ ASSETS DEC. 31, 3902. Value of real estate owned ....... $392,24t.T*l Mortgage loans 820,475.55 Collateral loans 247,700.00 Bonds and stocks owned 7fi7,Cl .50 Cash in office and in bank........ 6y.189.7n Accrued interest and rents 15,524.76 Premiums in course of collection.. 197.136.44 All other admitted assets, includ ing greund rents 25,054.93 ^| profound Total admitted assets $2,531,984.61 LIABILITIES DEC. 31. 1902. Unpaid losses and claims*.. $144,382.82 Reinsurance reserve 1,110,44:1.39 Reclalmable on perpetual policies 567,141.06 Commission and brokerage 83,195.34 Capital stock paid up 500,000.00 Total liabilities including capi tal , $2,33.r5,163.21 Net surplus RISKS AND PREMIUMS. 1902 BUSINESS. Fire risks written during the year.$148,7(14.722.00 Premiums received thereon 1,953,446.51 Net amount in force at end of of the year '....' S169.950.909.00 * BUSINESS IN MINNESOTA IN 1902. Fire risks written .$3,320,711 Fire premiums * received 42,430 Fire losses paid 19,779 Fire losses incurred 16,908 Amount at risk 3,419,740 STATE OF MINNESOTA, . Department of Insurance. , Whereas, the American Fire Insurance Com pany, a corporation organized under the laws of Pennsylvania, has fully complied with the provisions of the laws of this state, relative to the admission and authorization of insurance companies of its class. Now, therefore, I, the undersigned, Insurance Commissioner, do hereby empower and authorize the said above-named company t o transact its' appropriate business of fire insurance lit the state of Minnesota, according to the laws there of, until the thirty-first day of January, A. D., 1904, unless said authority be revoked or other wise legally terminated prior thereto. In testimony whereof, I have hereunto set my Rand and affixed my official seal at St. Paul this 31st day of January, A. D., 1903. ELMER H . DEARTH, --i*. ?*.. T-'".fe\ '-'--V ' - Insurance Commissioner. J0UENAL WANTS BRING "BIZ" I JOURNAL WANTS 3BING "BIT - -LYMAN KSSi^SS^S N***v'SIS? 189,730.51 S5.230.25 WBwfi Office. 300 Nic. 'Phone. Main 860. Union Depot. Leave. |aDaily. bEr. Sun. cSun. only..) Ai-rlva. b 8:30am I St. Cloud, Cass Lake, Bemidjilb 4:51pm b 8:30am|..Tintah, Aberdeen, Fargo..lb 4:51paa l o Montana & { a 9:55am bio :23am { FLYER Willniar, Sioux Kails. Fargo, ...Watertown, Sioux City... Elk River, Miiaca, Sandstone . . Wayzata and Hutchinson.. ..Minn, and Dak. Express.. b 5:12pm b 5:lppm a 8:45pm a 7:40pm Fargo, Gd. Forks, Winnipeg a 8:50pm Willmar, SlOux Falls, Yank I ton, Sioux City b"i25aSj Minneapolis to Duluth / Sleeper for 11:50 train ready at 9 p. m. Chicifl?, Milwaukee & Si. NUI Railway. Ticket Office, 828 Nicollet a v. 'Phone 122. aDally. bESx Sun. dEx. Sat I Leave. I Arrive. Chicago, .La Crosse, Millw'kee Chicago, La Crosse. Milw'kee Chicago "Pioneer" Limited Milwaukee. La X., Winona.. Chicago. Faribault. Dubuque Bed Wing and Rochester.... LaCrosse. Dubuq., Rk. island Northfleld, Faribault, K. City Ortonvllle, Milbank. Aberd'nlb 8:25am Ortonvllle, Aberdeen Fargo Northfleld, Faribault, Austin 7,009.66 8,691.53 bDally except Sunday. 8.407.15 1,507,268.57 ROUNDTAB Cluetu Peabody .&. Go. W. V. Whipple Gluetl Bra rid Arrowr SOLD BY THE BOSTON Brand , ' SUCCESSOR TO ,~. 426 NICOLLET AV. DANDRUFF Poultlvmb Ourmd at your Ham*. Falling' Hair and all affections of the Hair and Scalp por'Uvely cured only with my scientific treatments, specially pre pared for each case. Full information with book free. Call or write, JOHN H. WOODBURY D.I., 163 State S(..Chicaso. Electric tichtedObserva- tion Cars to Portland, Ore., via Butte, Spokane, Seattle, Tacoma Pacific Express Fargo.Helena, Butte, Spokane, Seattle, Tacoma, Portland Fargo and Leech Lake Local St. Cloud, Little Falls, Braln erd, Walker, Bemldji, Fargo.... Dakota and Manitoba Express Fergus Falls, Wahpeton, Moornead, Fargo, Crookston, Grand Forks, Grafton, Winnipeg * * Dufuth Short Line" TRAINS TO- DULUTH AND SUPERIOR Dally. tEx. Sunday. NOTB.All trains use the Union Station, St. Paul and Union Station In Minneapolis. TIPIfET flCCIPF H?Ul\Ll UrriUL TELEPHONE MAIN 1104. ORTH-WESTERN ic.sxp.M.aaRY'^" - Ticket Office, 600 Nicollet. 'Phone, 240 Main. Ex. Sun. Others delly.| Leave. | Arrlre. Chi'go. Mllw'kee, Mad'n..| 7:60 am ChicagoAtlantic Exp....| 10:20 pm ChicagoFast Mail 1 6:85 pm North-Western Limited 8:00 Chi'go. Mllw'kee, Mad'n.l p in Duluth, Superior, Ashland.) *7:35 am Wauaau, F.du Lac, Gr. Bay 6:35 pm Twilight Limited ' " " Dulutn, Superior, Ashland. Elmore, Algona, Den M.. Su. City, Su. Palls, Mitchell Huron. Kedfleld, Pierre. -. Su. City, Omaha, Kan. City New Ulm, St. James Watert'n, Huron. Redfleld. D. Moines. Mitchell. 8. F. Oman* Limited Su. City. Omaha. Kan. City CHICAGO ty TMcet Otflee, 5th & NleoHet, MinneapolU. Desot: WasfelmrtoB & loth Are. S. Ex. Sunday. Others Daily.|Min'polis.lMiu'polls. Kenyon, Dodge Center, Oelwein. Dubuque, Free port, Chicago and East.. Cedar Falls, Waterloo. Mar aballtown, De s Moines, 6t. Joseph. Kansas City.. CTREAT "The fiUpIe Leaf Route." Rod Wing, Zumbrota, Roch-|* 7:40 ain|* 8.00 pm ester, Osage . | 4:50 pin| 10.55 am Korthfleld, Faribault, tervllle, Mankato ., Hayfield. Anstln. Lyle, Ma-a 7:40 ami 11:20 am son City I 4:35 pmfa 8:00 pm Eagle Grove, Fort Dodge, .la 7:40 am I a 8:00 pm MINNEAPOLIS fi ST. lOUIS I. R. Coraer. 845,610.20 Watertown and Storm Lake Express Omaha, Des Moines, Kan sas City. Mason City and Marshalltown 1 Esthervllle and Madison... "NOETH STAR LIMITED" Chicago and St. Louis.. Peoria Limited Omatfn and De s Moines Limited 179,821.4:5 'Phone No. 225. St. Louis Depot. aBx. Sunday. Others Pally.j Leave. I Arrive. OFFICE, 322 NICOLLET AV. 'Phones, N. W., 2147 T. C , 635. Trains leave and arrive Milwaukee Depot dally. Leave For. Albert Lea, Cedar llaplds, Davenport, Rock Island, Moline Chicago, Burlington, Qulncy and St. Louis MlnneaioIIs. St. Paul & SanltSte. Marie Lv. Depot. 8d and Washington avs S. Ar. 9:45 ami Pacific Express, daily. |6:uo pm 0:35 pm) Atlantic Limited, dally 19:30 am Depot. 5th and Washington avs N. 6:15 pm I... Dakota Express, ex. Sun.. 8:55 am|..Rhinelander Local, ek. Son. WISCONSIN CENTRA! BY. MILWAUKEE a i CHICAGO TRAINS POK Lettve 7:25 a. m. and 7:05 p. m. daily. Arrive 8:50 a. m. and 5:35 0. m. dally. BiirHngtoa Route jaaanjfflNicollet w Leave for I Terminal Points Ar. from* 7:80 a. m. 7:80 . m. 7:95 p. m. :i fo 2c - *10!45 *7:05 pm am f 9:10 am f5:20 pm *8:35 *6:50 pm 1 9 NICOLLET BLOCK. Telephone Main 262. I .Leave, j Airlve. am T:00J/ *7:00: llNEj 10:25 pm 11:26 pn 4:0 0 p m 7:10 am U:30 am 7:10 am 9:30 am 4:20 pm 7:30 pm 7:30 pm 8r30 D m WfSItRN RV. 7:40 am 8:00 pm 10:45 pm lo:4U pm 8.00 am 1:2S pm 10:00 am 8:00 pm 10:45 pm Wa-|a 7:40 amia S:00 pm I 5:30 pm] 10.20 am NOREBN Pacific Coast 8.00 pm 8.00 am 1.E5 put t 2:oopm b 5:55pa b 9:50am b 8:55am a o :55am a 7:10am 6:48am }.a b a 6:10am b 6:6:03pm0 a 7:50am a 5:25pm a 8:00pm a 2:20pm a 3:50pm b 7:50am b 7:50am a 8-20am alO :30pm al2:01pm a 8 00am a 3 20pm a 9:20am blO :30pm blO :30pm u 6:20pm b 5:45pm a 7:00am a 7:00pm b 7:15pmlbll:20aam w a 8:47 am a 5:15 pm a 9:85 tun 6:15 pm a 6:50 pra 10:00 am 7:45p.m. 7:45 pm [ 8:35 pm I . Ticket Ofllce,414 Aft.' ChicagoExcept Sunday. St. LduisExcept Sunday. Chicago and S t LouisDaily. J 8:05 a. 1:20 p.m. ? h "d m Av " # n . 8:15 am 7:25 am' Arrive From. 9*10 amj4:55 pm 7:10 pm|8:40am '3 |8:3u am |6:05 pm n i ^1-