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The Minneapolis journal. (Minneapolis, Minn.) 1888-1939, December 03, 1905, Editorial Section, Image 19

Image and text provided by Minnesota Historical Society; Saint Paul, MN

Persistent link: http://chroniclingamerica.loc.gov/lccn/sn83045366/1905-12-03/ed-1/seq-19/

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President's Communication to
Congress Breathes Spirit of
Hew York Herald Special Service.
Washington, Dec. 2.President Roose
velt lias written' a message to congress
full of confidence as to the future,
breathing a deep spirit of Americanism,
dealing with those questions which he
has thrust to the front in advance of his
party, and proposing remedies with a
"calm reliance in the capacity of congress
to handle them.
It is a very long message. Perhaps
such a long on had never before been
written by a president to congress. The
newspaper that prints it all will have to
issue a supplement, but there is no
doubt that it wiil be read with great
eagerness by the two classes of persons
into which the American people have
become dividedthose who follow the
president in all things ana those who
follow him only in* some.
The Paramount Issue.
The item which will attract the most
attention is the "paramount issue" in
American politicsthose devoted to the
discussion of the railroad question.
Le!=s than one page was devoted to a
discussion of the rate question a year
ago, but that was sufficient- to keep con
gress in a turmoil thruout its entire ses
sion. In the message, which is to be
read to congress next Tuesday, much
space will be devoted to rates and com
panion subjects.
It will be found that the president in
his direction stands almost where he
stood a year ago, but not exactly.
Then he said that while it was unde
sirable to clothe the interstate commerce
commission with general authority to
fix railroad rates, he did believe that
the commission should be vested with
the "power, where a given rate should
be challenged, and after a full hearing
found to be unreasonable, to decide,
subject to judicial review, what shall
be a reasonable rate to take its place,
the ruling of the commisssion to take
effect immediately, and obtain unless
and until reversed by the court of re-
Power to Make Bates.
In his message the president, it is
understood, takes the position that this
power should be vested in the inter
state commerce commission or some
other power created by the federal gov
ernment and that it. should have author
ity to fix a maximum rate, that is to
say a rate above which the carriers
shall not go, until the matter has been
reviewed by the court. But the presi
dent still stands out for a law which
would put the rate in effect and keep
it there, and to all intentssand purposes
his position is the same as last year,
because there would- seem to be. no like
lihood of agreement on some Tate-regu
lnting body outside of the interstate
commerce commission.
The message is said to be a very
elaborate discussion of the problem.
The suggestion is made that the -pri
vate car lines, combined rail and water
lines, other auxiliary transportation
companies, elevators, etc., be brought
-within the, control of the interstate
commerce .commission: The president
also devotes some attention to the ne
cessity of preventing ruinous rate wars
and unfair competition and says it
liiight be a good thing if the different
trunk' lines were allowed to meet and
consult about rates. This may be
taken by some railroads as an intima
tion from the president that thej*
might have the right to pool if they
withdrew their opposition to the more
central point in his legislation.
Insurance Control.
The president will be found-
to be
no laggard in the cause of strengthen
ing the hands of the federal govern
ment. This is what his opponents call
centralization. It comes out in his
discussion of the insurance question as
well as the railroad*question. It also
comes out in his discussion of the con-
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:i^reserve, r&&v.
trol of corporations. The president is
not opposed to a federal inspection
of the great life insurance compa
nies for the better protection of the
policyholders. He also believes %ht
work of the bureau" of corporations 5n
investigating corporations is having
a good effect. The president's lan
guage, as usual, is very strong in
dealing with, the phases of modern
finance.. ^.v
The messagev strongly denounces the
corrupt use of money at elections. The
president would make it unlawful for
any corporation to contribute to the
funds of a political committee. He
leaves congress no excuse for failing
to meet this growing evil.
As to Santo Domingo.
The president naturally has much to
say and nothing to conceal on the sub
ject of our relations with Santo Do
mingo. He tells the whole story. An
arrangement was. entered into under
which the United States was to be the
custodian of a percentage of the cus
toms duties collected, which were to
be applied to the extinguishment of
the debt of the island. The foreign
countries required us to do so. If we
had objected we could not have com
plained if some foreign country has
seize'd the customs houses of the island
and administered the customs for an
indefinite period against the spirit of
the Monroe doctrine.
Immediately after the adjournment
of the senate without having ratified
the bill, a foreign warship appeared
in Dominican waters, determined to
take a hand in the collections of cus
toms for the benefit of foreign cred
itors. In view of the fact that The
Hague tribunal had just given prefer
ence in the case of Venezuela to for-:
eign powers 'which used force, the
government felt that it would be bet
ter to act quickly without the consent
of the senate.
The president asks the approval of the
senate for what he has done and re
quests the ratification of the pending
The Panama Canal:
There is a full- discussion of the
Panama canal. The president gives an
account of everything that has been
done since congress decided to give him
legislation last winter. He describes
the present financial situation as to the
canal, showing that the money is all
exhausted, and that more must be ap
propriated at once if the work is not
to halt.
There is a recommendation that con
gress pass a law reducing the tax on
national bank circulation secured by
the propoosecf Panama canal bonds, so
that they will be available for circu
lation on the same basis as the 2 per
cent United Stcaes consols.
Tariff Revision.
The president refrains from urging
a revision of the tariff. He does sug
gest, however, the granting of a reduc
tion in the schedule on importations
from the Philippine islands and makes
somo recommendations for legislation
concerning the Philippines.
There is also a discussion of our tariff
relations with other countries coupled
with the suggestion that congress con
sider the wisdom of enacting the max
imum and minimum tariff, the minimum
to be applied to imports from countries
that apply lew rates to American* prod
ucts and the maximum to countries that
do not. The president thus leaves
squarely with the senate the questio
as to whether we shall have a tariff
with Germany'".
Immigration Matters.
Immigration, as usual, is discussed
fully. There i3 an argument for re
stricting immigration to all desirable
classes, and for the safeguarding of
American citizenship. There is also a
full discussion' of our relations with
China regarding the exclusion of China
men. There has been much ground for
complaint on the part of the intelligent
Chin'ese against the enforcement of the
exclusion laws and congress is coun
selled to act wisely in order to prevent
reprisals, similar to those attempted in
the boycott of American goods in China.
There is also a discussion of encour
agement of the merchant marine, the
fostering of relations between' labor and
capital, the necessity for economy in
government expenditures, the improve
ment of public lands thru irrigation and
thru the care of the forest reserve and
many other subjects which are discussed
at length in.the reports of the different
heads of the departments.
$1,007,534 FOR JEWS
Beady Response From All Parts of the
United States.
New York Herald Special Service.
New York, Dec. 2.Contributions to
the national Hebrew fund for the bene
fit of the suffering Jews in Bussia!
reached the sum of $28,733 today, mak
ing a grand total of $1,007,534 now in
the hands of the Hebrew national com
mittee, Jacob H. Schiff and Oscar S.
Strauss, who have been active in the
work, report a ready response from all
sections -of the United States.
C. C. Johanson Becomes Dangerous and
Is Taken to Jail.
^Recurrence of an old malady, for
which lie had been treated at the city
hospital,-resulted in the removal of C.
C. Johanson, keeper of a saloon at
Twenty-fourth avenue and Second
street NE, to the county jail last night.
Tho Johanson had not reached the vio
lent stage his disposition indicated tho
imminence of an outbreak and his wife
and friends caused his arrest, fearing
he would do violence to himself or
those with,whom he came in contact.
Several weeks ago, Johanson sud
denly became the victim of a violent
dementia. He shattered glasses in hia
saloon and destroyed furniture. His
barkeepers were afraid to ventufe near
him. He was taken to the City hos
pital and was discharged two weeks
ago, apparently -cured. Tuesday he be
came morose, would speak to no one
and yesterday twice roughly thrust his
wife away. He gave the police little
trouble when arrested, tho he" stead:
fastly refused to talk. It is thought
that intemperance and business cares
have affected his mind.
Donald Shaw Sustains Painful Tho Not
Fatal Injuries.
Donald' Shaw., a transient laborer,
giving his residence as Butte. Mont,
was painfully tho not fatally hurt last
night by being struck by a Cedar and
Emerson car". Shaw" was crossing
Washington avenue near Third avenue
N, paying little attention to-.the on
coming car, when it struck him and
hurled him across the street. His head
hit the curbstone and he sustained a
bad cut. The car was not going at a
rapid rate of speed, but struck the
man at the proper tangent to throw
him far.
Shaw^ -was- taken to- the/City hospital.
Easterner's Declaration That Public
Colleges Are Godless" Disputed by
Charles T. Thompson, Who Was Mem-
ber of Special Presbyterian Commit-
tee That Investigated Subject.
Local Presbyterians generally disap
prove of the statement made recently
at Pittsburg by Dr. James Stuart Dick
son, the new secretary 'of the Presby
terian board of aid for colleges, who
condemned state universities as "god-
less." Dr. Dicksoto spoke especially of
the University of Minnesota, calling at
tention to the small number of its grad
uates that have entered the Presby
terian ministry.
The statement is directly contrary to
the conclusions of the special committee
on the relation of the church to state
universities, which investigated the sub
ject and reported to the general assem
bly in 1904, and the facts do not bear
out Dr. Dickson's statement with refer
ence to Minnesota. Charles T. Thomp
son of this city was a member of the
special committed referred to. Discuss
ing the question Mr. Thompson said:'
The question of the relations of the
church to sach institutions was brought
before the Presbyterian general, as
sembly at Los Angeles in 1903. The
matter seemed to the committee of
bills and overtures of the assembly, to
which it had been referred, of such im
portance that the assembly was asked
to appoint a committee to consider
the subject for a year and report at
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xixi. ivillMi
the assembly to be held in Buffalo in
1904. This committee was appointed as
requested and consisted of A. 0. Zenos,
D.D., of McCormick Theological semi
nary M. L. Haines, D.D., of Indianap
olis William A. Hunter, D.D., of
Denvei Keuben F. Smith, a distin
guished lawyer of Cleveland, Ohio, and
Polled All Schools., gpt^
Dr. Zenos and I did most of the
work and together prepared the re
port. In the absence of Dr. Zenos from
the country during the spring and sum
mer of 1904, I made the Anal draft of
the report and presented it to the gen
eral assembly at Buffalo. The commit
tee corresponded with all of the presi
dents of the great state and municipal
universities and w*ere always met mora
than half way.
Mr. Thompson has in his possession
many letters received from these offi-.
cials bearing on the' subject, which he
prizes highly. The letter from Presi
dent Northrop is especially esteemed
for its hearty manifestation of sym
pathy with the committee in its work
and promises of co-operation with any
effort to bring the church into closer
touch arid sympathy with the univer
After the report of the committee
the assembly adopted it, and then reor
ganized the board of aid for colleges,
of which Dr. Dickson is secretary, com
mitting to it the-work started by, the
committee.. It is therefore considered
unfortunate, if Dr. Dickson has been
correctly quoted, to have such an at
tack made on sta|e institutions at this
time. It is contradictory in every way
to the committee's report, which found
as facts, first, that the number of Pres
byterian young people in' the state uni
versities is constantly, increasing, be
cause of the tendency to articulate high
schools with the universities, and sec
ond, that to denounce such colleges as
godless is unjust'."
Are Earnest Christians.
The committee found that many of
the presidents and professors of state
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If you want the whitest and daintiest cereal food pro-
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ione, 16449. 'M&i
institutions are earnest Christian- men,
and that in nearly all a strong influence
is exercised by the university Christian
associations. The presidents and pro
fessors consulted were all glad to fur
nish information and make suggestions,
and most expressed a willingness to
render the church every assistance in
the. wttrk.
said the committee, "we are of the
opinion that to say that these institu
tions are irreligious is not warranted by
the facts. Undenominational they must
be but they are very far from being
The committee further found that
not enough was .being done by the
church to give the1
Minneapolis315-325 Nicollet Ave. St. PaulSeventh & Robert St.
The first appearance of a world-fa
mous humorist is naturally fraught
with interest, and when this humorist
comes from a foreign iand to spread the
gospel of his good nature, his coming
is in the nature of an event. The ap
pearance of Jerome EL. Jerome, first of
English humorists, in company with
Charles Battell Loomis, favorite of
American literary comedians, at the
First Unitarian church tomorrow even
ing, has therefore focused the atten
tion of every booklover in the city on
"the date and place of meeting."
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You will find them on sale in all leading stores. If your grocer does not sell them, write or telephone us and We"
will see that you are supplied promptly in some way^
Editorial Section.
'After such an experience,''
students in such, uni-
versities proper religious culture and to
safeguard them for the church. Many
suggestions were considered, and the
committee recommended that the board
of aid for colleges take up the problem*
as part of its work, and that it secure
more accurate religious statistics from
the colleges and universities. The at
tack made by Dr. Dickson is felt to be
impolitic, and calculated to endanger
the success of the work" to which the
board now stands committed.
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Everyone who has read./'Three Men
in a Boat" has a hungering ^desire to
see the man who wrote that^delieious
assortment of sense and nonsense, while
those who have a curiosity to compare
English..and American humor "in the
flesh" will have this curiosity' satis'
fied when Mr. Jerome, "the Mark
Twain of England," stands on the same
platform .with Mr. Loomis, one of the
most brilliant contributors to the non
serious literature of the day.
The tour of this pair from the ex
perimental stage has rapidly passed in
to that of an assured success, and in
every eastern city visited Jerome has
been welcomed as one of the cleverest
Englishmen who ever visited this
country, while his readings have been
liberally applauded and, he has been
voted a charming fellow as well as a
prince of jesters. Loomis, already pop
ular with his American public, has
proved a fine foil for his English cousin
in humor, and the two are able to
give an evening of rich and rare hu
mor such as it will not again be possi
ble to enjoy this season.
The evening of humor offered by
Jerome and Loomis is distinguished for
its informality, and in the eastern cit
ies has had all the elements of an "at
home." That it will be one of the
most successful of the winter's plat
form entertainments seems assured.
A. J. Tromaer, a transient, was
robbed of $17 while sleeping in his
chair in the office of a Bridge square
lodging-house last evening. He had his
iurs in an inside coat pocket and the
had to unbutton the coat in order
to get the money. The police were
Five men have been arrested at
Eeno, Nev., for a mail-order fraud. Un
der the title of "Cromwell Simon State
University of Eeno, Nev.," they put
advertisements in the papers offering
for 10 cents to furnish all information
necessary to obtain any degree in the
gift of the university.
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They are no fakes, or mixtures under some ""fJf
Money, Not Sentiment, Talks ii-J
the Life Business, and the Raff
stilts of Many Years of Busines
Are Almost Immaculate.
How the Millions of Dollars'I Held
for the Policy-Holders Havi
Been Used in the Upbuilding oj
National Interests.
No man need place any sentimental
trust In life insurance corporations.' II
does not need to be sentimental, sinci
money talks, since the record of life in
surance in the fulfilment of the obliga
tions to its poHcy holders is well nigh
Immaculate, exceeding the record of rail
ways in the discharge of their duties
to the stockholders, of banks In the dis
charge of 'their duties to the depositors
or of any other industrial or financial1
The laws regulating the conduct of
banks, as every one conversant with the
subject knows, are extremely strict. They
may only invest their funds in certain
classes of securities. They may only
loan a certain proportion of their funds
to any one person or corporation. They
must make at certain intervals a sworn
statement of their condition. In addi
tion to all these safeguards, they must
submit to an examination of their con
ditions at Irregular intervals, in order
that the authorities may ascertain for
themselves that everything is going along
well. Surely, if legislation could assure k'
their safety and. the safety of the funds
that they hpld In trust for their thou
sands of depositors, they would never
fail. Yet, as every one knows, banks do
fail, and as a rule, when they do the
depositor gets the worst of it.
Contrast the record of the banks of
this country with that of the insurance
companies. In the aggregate the latter
hold as much, if not more, money in
trust than the banks do. Yet we never
hear of the life insurance companies fail
lng. On the contrary they so safely
guard the money intrusted to them by
the policy holders that the latter re
ceive every cent that Is, guaranteed to
them by their policies, and a great deal,
more. That is what the surplus of. the
insurance companies amounts to. Of
the many millions of dollars which is
classed as surplus in their annual'reports,
every dollar will ultimately go to the
policy holders. This surplus is really a
liability, and is constantly being augment
ed by the income from investments. As
policies mature this surplus has to be ^g
drawn upon to make good the companies' 3
promises. ,j|
Good Reasorr for Pride.
That the insurance companies have 'A*
been able to show such splendid results
in their administration of the vast sums
intrusted to them is something of which
every policy holder should be proud.x
yes," says some captious critic* "that's "||j
all very well, but it is not so much to
the credit of the managers as it is to
the wise laws which regulate them." As
a matter of fact, the law is entitled to
no credit, or very little." If law will make
men honest and sagacious, how is it that
it fails to do so with the banks. As a
matter of fact, the success of the insur
ance companies is achieved in spite of the
law. In most of the states they have tb vft
pay a tax on the sums they take in from
policy holders, generally 2 per cent. Sup
pose the savings that are .deposited in
the savings banks of the country were
taxed 2 per cent. What a howl of in- f"j
dignation would go up all over the coun
try, and what an irresistible wave of
public sentiment would demand the re
peal of such a law.
Yet if the savings deposits should not
be taxed why should .the savings df the
policy holders? That is all they amount
tosavingsand that of the most sacred
character. The money that the policy
holder thus pays in yearly is Intended for
the protection and support of his wifo
and children in case or his death, and
he has as good a right to demand it
shall not be taxed by the state as has the
savings bank depositor. But the policy
holder seldom stops to think of this, tho
at the same time his policy Js Impaired
in value just to the amount of this tax.
Acts of Hostile Legislation.
This is only one illustration of the mat
ter in which the law "protects" the pol
icy holder. As a matter of fact, the in
surance companies of this country have
to expend millions of dollars every year
unnecessarily because of the law. Leg
islatures And the Insurance companies
a good, easy mark whenever some poll
tician has designs on the millions they?'
hold in trust. There is seldom a session
of the legislature in any state that some1
act of a hostile nature is not Introduced.
This accounts for the large sums that'
are charged to legal expenses every year.
It is necessary to employ eminent coun
sel to argue against and defeat such leg
islation. It would be the sheerest folly
to assert that any considerable part of
this proposed legislation is inspired by
any public demand, or Is in any manner
in the Interest of the policy holder. It
is.not, and it is the duty of the officials
of the life Insurance companies to pre
vent this legislation, wherever possible.
If they did not do all that lies in their
power they would prove recreant to their
trust and would deservedly merit re-
.rerse legislation might be eas- 1
by the force of public opin- '-J
policy holders were- only or- /f
took an active interest s-
ily prevented by
ion if the
ganlzed, or
such matters. It is safe to say that there
are enough policy holders in every poll
tical district to make themselves a power
at the polls. How many so called
"statesmen" would dare to vouch for the
introduction of a sandbagging measure if
they knew that they would be bombarded
by protests from his constituents? Not
one. They would know that their future
political career depended upon the speedy
withdrawal of the obnoxious measure.
Building up the Country.
The insurance companies of this coun
try, while they have been piling up hun
dreds of millions of dollars, and dfeburs
ing annually other hundreds of millions,
have been at the same time building UD
the best Interests of the United States,
it has become the fashion with some
people to assert that the companies are
oo deeply interested in Wall street, with
out at the same time explaining what
they mean by Wall street. But if a
man has a large amount of money to In
vest he is almost certain to go to Wall
street and would indignantly deny that
he had utilised it, buf he^ has, fist the
Wall street is the money center of the
country and whenever a or a state
contemplates an issue.8tlf?city securities for
the purpose local improvement, an'd
JP seifi.Va
looged to for the funds in exchange for
the securities. In time these securities
\are disposed of to banks and individual*
all over the country. Our Investor may
have exchanged his money for securities
a thousand miles from Wall street but
Wall street first floated these securities.
Great financial institutions such as the
insurance companies which are yearly
investing hundreds of millions of dollars."
necessarily have to go where these secur
itles are dealt in. Incidentally the money
they thus invest goes to build up the clt
ies and states which issue the securities:
But for the assistance the insurance com-"
panies have thus extended many a rich
and prosperous city of this countrq would
never have'been abie to attain the posi
tion which it holds today. The invest
ments thsu made have not only built up
cities, but have also built railroads, and
thus enable the farmers of the land to JK
obtain a market for their vroduos.

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