Newspaper Page Text
fSJh -& $ PWH PORRENT^ Unfurnished Houses. 12015 W GHANT ST, FIVE ROOMS AND bath, $28, 1.100 5th av S, nine rooms and bath, $lo. 410 7th st SB, eight rooms, bath $18. llOSi E 18th st, live looms, bath, $15, 2811 Blalsdell av, Ave rooms, bath $S.50, 1H47 14th a\ S, four looiua We vwite plate glass and hie lnsuiance Flndle^, 517 Aiidius building |"30NEW H0US_~_G_ MODERN, EIGHT looms and bath, hardwood finish $2iNe modem house, six rooms and bath. LKt jour pioperty for rent with us. Lowly Realty Co.. Both phones 800 Boston Block. JlONO. 3019 RIJSSELL AV N, OR 3019 isliendan av X. looms, is being newly lln Ished, Lit watei, stone walks, etc. Lauder dale Co & Sloane, Temple Court. (Will sell either on monthly pajments, if preferred #10FOUR ROOMS, FIRST FLOOR, 1920 LYN dale av N. $11tive loom cottage, city water, wood shed cellar 1M: blocks from car, 32d av N. Laudeidale Co A, Sloane, W5 Temple Court ff6~LET^MODERNEIGHT-ROOM HOUSE, NO. S2"JJ Pleasant av, in perfect repair, dainty and homelike, a snap at $25. Apply to the Boyd 'Ii usfer Co.. 46 3d st S HOUSE FOR RENTNO. 1216 2d AV S, 9-ROOM home, modem, walking distance to business Sot) per mouth. Apply to George H. Miller, a0 Lumber Exchange EOUSE SIX ROOMS, WITH BARN, 332 E 24th bl, also house seven looms and barn, 2737 St. vens av, with sewer. W. Wells, 508 Phoenix: 123 PLEASANT AVSIX-ROOM HOUSE, CITY water, ^-ewer, gas, fine condition, large lot, $15 Hndley. 517 Andrus building FOR RENT$37.60, ALL MODERN HOUSE, with bum, 9 rooms. 3141 Hennepin av. Inquire premise* OR RENT6-R00M FLAT, 503 12th AV S, dtj water and sewer, $14 Inquire 127 Nic ollet CKADBOURN & BBADEN, 17 4th ST 8. HAVE __ il^ts and houses, $10 to $45._ MNE-R00M HOUSE,~4332 LYNDALE AV S, 510 FIVE-ROOM COTTAGE, 312 9th ST S, $15._ HOUSE, 1115 3d AV S, $15 1107 3d AV S, $12. Furnished Houses. SMALL, THOROUGHLY MODERN, COMPLETE- 1* furnished house to rent, no childien, refer ences required Address 2511, Journal. Unfurnished Flats. SO LETELEGANT 10 ROOMS, SOUTHEAST cornet hrst flow, thoioughlj modem, steam heated Rat, newly decorated throughout par quet floors, Lincoln Comt, 914 East 10th Ldwaids, S03 Guaranty building. JT0 LETBEAUTIFUL NINE-ROOM, SOUTH is corner, hist flow, steam heated flat, par epiet floois 1728 0th av south Edwards, b0 Guaranty bldg tLEGANX 6-KOOM FLAT III WORMANDIE flats building, corner Nicollet av and 14th st, Bhort walking distance, nothing nicer in the city Calll oi phone C. C. Taylor, Agt.. 412 Plicen'x_ Block. _____ f_AT~2~TO SUBLET IN ARCOLA, AT A BAR ccain, 4 roomi, modern, no ctflldren must be taken bv Dee 12 party to leave city. See janitor or address Hays, St. Paul, care rederic FIVE-ROOM, BATH, GAS AND COAL RANGE, oa heater, new building and decoiation, up stairs, $20, call any time, 2201 Harriet av, pnone Mr. Robinson, T. C. 7475. 6NE FIVE-ROOM FLAT, ONE SEVEN-ROOM fiat and one eight-room flat, all within walk mg distance and tine locations. W. Mealey, 41) Bank of Commerce f-OR-RENTMODERN FIVE-ROOM FLAT, steam heat, hot water, gas range, refrigeratoi, laundry, every convenience, $25. Call at 701 Andius building tjPPER NICOLLET ISLANDSIX-ROOM SEO cmd floor flat, modern except heat, very de sirable. F. C. Griswold, Nicollet Island. N W phone _____ t)NE FI /E-ROOM FLAT. STEAM HEATED Janitor service, all newly decorated reasonable rent, 709 Douglas av. See Thorpe Bros An iluis bldg. AT DOVER COURT FLATSSTEAM-HEATED, modern outside 'flat, fine location, good service, veiy desirable See janitor, 527 5th av SE. feEAUTlFUL BIX-R00M FLATS IN YALE, 1828 Vine nlnce, for nice families, walking dis tance, s janitor or Hetmann, 410 PhoenK ttHE WELLINGTON, 1311 YALE PLACE, ONE 3 room, steam heated flat Thorpe Bros., Andrus Bldg. JTVERY DESIRABLE FLAT FOR RENT IN the Kenwood, 167S Hennepin, jinitor. Applj to the FINEST AND B-ROOM STEAM-HEATED flats in city. Inquire 1 17th. cor. Nicollet Furnished Flat3. IT0UR-R00M, GROUND FLOOR FLAT, M0D- ein except heat, furnished or unfurnished, for winter or longer, 904 Hawthorn av Apply there, or at New Store millinery department. Furnished Rooms. WARM, SUNNY FRONT ROOM, SECOND loom closet connecting furnished or unfur nished, plumbing, beating, decoiating new brownstone lesidence, veiy desirable, walking distance, best neighborhood suitable term-*, leferences Please call Twin City 9185, oro iddress 2604, Journal. lr JUST THE COST OF MAKING CHIL din's and youths' overcoats to measure, $3 to $5 select your own remnant left from our wholesale woolen department they are worth double, or we will sell the remnants at half l.nce Rush Tailoring Co., 304 lst_av S. STLIGANT FURNISHED ROOMS, EVERY tliing new and clean steam heat, hot water da\ and night, prices from $2 per week up all and see foi yourself Hotel Roosevelt, _T 6th st S between Nicollet and Hennepin fcwiNG TO CHANGES WE ARE MAKING, WE have one or two nice single rooms for perma nent people, nothing like it in city. Library \inrtments, 11th and Hennepin OR RENTFOUR NI0E SUNNY ROOMS AND huge ball, upstairs, at 2429 University a St Paul Inquire 220 Flour Exchange build Minneapolis EARG E, NICELY FURNISHED SUNNY ROOM, steam heat, walking distance, convenient to good board, telephone service. Address 1344 1st av S FURNISHED ROOMS AND FLATS. Save you time and money. Hanford Rental Agency, S10 Bank of Com. tRGE, PLEASANT, NEATLY FURNISHED loom, hot, cold water, grate gas two closets, light housekeeping if desired 111 7th st S BOTEL HARRIS, 18Vi 7th ST NFURNISHED moms, steam, modern monthly rates, 50c to $1 day. Open nights N^ W. telephone. RICHMOND HOTELHAS" A FEW NICELY fumihod and steam heated looms, with or without table board at reasonable prices ELEGANTLY FURNISHED LARGE FRONT room, also smaller loom steam heat walk ing distance. 1109 Hawthorn av. tVANTEDMIDDLJE-AG-D MAN TO WORK about house in evchange for room Call at 1218 Nicollet av fOR RENTNICE LARGE FRONT AND ALSO nice single room. Hotel Southern, 4th av and 9th st S. ^E_L^FURNISHED, PLEASANT ROOMS, htrictly modern walking distance. 61 10th st S. SlCELY FURNISHED ROOM IN MODERN flat, lady preferred. Phone 10046 T. Unfurnished Rooms. IARGE UNFURNISHED ROOM WITH ALCOVE and annex, house modern, good heat, fine lo cation, near city, private family. Main 8047-J. _HR_E PLEASANT ROOMS, SINGLE OR FIN suite, furnished or unfurnished, with heat, light and bath. 3233 Stevens av. Offices. SHE MOST DESIRABLE ONE. TWO AND three-room offices in the city, vault space and gooS safe with every office one small office, with telephone inquire at room 666. R. M. Wnyte, agent of Bank of JktlnneapoHs bldg. fOR RENTGOOD LIGHT OFFICES tS THE Eastman block, 412-114 Nicollet av. Apply J. F. Conklin & Zonne Co.. 115 Temple Court. Stores. FOR RENTCAFE IN BRISTOL BACHELOR S less* apiutnients of 150 roonieis, all modern and fmnlbhed, opposite medical college. Inquire office, 712 5th st S. Ed Swanson. Miscellaneous. ooooooooooooooo FOR RENT2d AND 3d FLOORS OF A O choice, steam-heated building, good light, two blocks from Andrus bldg 50x125. Apply to Thorpe Bros., 206 Andrus Bldg. O O O II..O. o, BARBERSHOP WITH ONE CHAIR, 237 10th av S. 110. mMm _, WANTED TO RENT WANTEDBY MECHANIC, FURNISHED room, heated, with dry place to store tools, etc., In Christian family, inside 16th ar and Lake st S rent moderate gne price and par ticulars with and without board. Address 2641, Journal. HAVE YOU PROPERTY TO RENT? I MAKE a steelalty of renting and taking care of all kinds of property, managing estates, etc. I can save you money. .Walter L. Badger, 300 Oneida building. YOUNG COUPLE WHO CAN FURNISH BEST of references and recommendations desire to rent furnished flat or house from first of year until spring Write, giving full particulars. 233* Jounv.l. WANTEDTHREE UNFURNISHED ROOMS, with heat, for light housekeeping. Address J. L. Stone, care Minneapolis General Elec tric Co. WANTEDSTEAM HEATED FLAT OF FIVE rooms, not over 8 blocks from postoffice rent not over $25, by Jan. 1. Address 2463, Jour nal. A MODERN 7-ROOM FURNISHED FLAT OR a house for the winter. Horace Gray. 108 Hennepin av. Telephone, Main 859. ONE OR TWO IURNISHED ROOMS BY GEN tleman give full particulars Southside pre ferred 2537, Journal J^AL^ESTATEjm^SAiE^ Improved. L0WRY REALTY CO.'S BARGAINS. $8,600?t!30 cash, balance, $30 monthly. Heie is a baigain, new, eight rooms and bath, huidwood finish and floors, fine beating plant, btiictlj modem. Don't fail to see this at once, South Side. $3,200New, elegantly finished home, with heat, hardwood finish, large porch, full base ment, best localitj, built by owner for home South. $2,200New six-room modern cottage, fin ished like a $6,000 home, 8831 Chicago av $300 cash will handle. Large list of homes on easy payments, Low ry Hill and Sunn} side property a specialty. Let us plan and build you a home In the spiing. See us for teims. Both phones, 806 Boston Block. THE TRUTH IS GOOD ENOUGH FOR US. We do buy or build homes on easy pay ments, tnd we buy or build them when you want them. Monthly payments less than tent. American Real Estate Investment Loan Co., 4d7-39 Andrus Building, Minneapolis, Minn. ooooooooooooooo FOR SALEMY BEAUTIFUL NEW 8-ROOM east front, strictly modem home in Sunny side, huished in very best polished hardwood and haidwood floois throughout, back plas tered, with best hard wall patent plaster handsomely decorated, expensive built-in side boaid mantel, gas fixtures, storm sash, win dow shades, one of the best impioved hot water combination heating plants everj thing goes at the sacrifice price of $5,500, change of business cause of sale. Call Sunday or any day, must go. 2716 Fremont av S. one block to Hennepin cars, no agents need call. $1,000 FOR HOUSE AND LOT AT LAKE CAL houn1 have small temporary house, three rooms, comfortable for all year aiound, now tented at $6 per month, with full-steed east front lot 40x129 to alley, on James av near 32d st This is just off the boulevard and has fine view of Lake Calhoun terms easy if wanted, lumber is worth about $200 to use in new house. For fuither particulars see owner A B. Latham, 617 Guaranty building, or 3043 Calhoun boulevard. RAILROAD TRACKAGE. Corner, 198x157 feet to 20-foot alley, with exclusive railroad trackage also con venient to depots, mills, etc. will sell or lease, teims to suit. Thorpe Bros., Andrus Bldg. A MONEY-MAKERNEW FLAT BUILDING, containing four flats of five rooms each choic est location, rapidly advancing in value all rented will sell at price that will net the purchaser 10 per cent interest on entire amount after taxes and all running expenses are paid. Address owner, 2014, Journal. FOR SALEEIGHT-ROOM HOME NEAR TER minus 8th av short line gas, water, sewer connections, well, cistern, woodshed, coal shed provide for $600, assume $1,500 mort gage. Apply 12.30 to 1.80, bookkeeper, 109 4th st S, SACRIFICING $4C0 ON NEW 9-ROOM HOUSE, Arco heat, $175 furniture, 8 tons coal, all for $3,400, going south terms. 302 Phoenix. 12 to 2 WE HAVE MODERN HOUSES FOR SALE ON monthly payments, lots near Harriet easy terms The Dirlmple-Ferrell Ag 421 Kasota B. $8,000DOUBLE CORNER LOT, FOUR hoies, one modern rent $85 a month half cash Call owner. 1508 6th st N. NEW ALL MODERN, HARDWOOD FINISH 9 room house, 24th stand Pleasant av, $5,500. Bowler, 80 Loan and Trust MODERN TEN-ROOM RESIDENCE ON IRVING av S, near Douglas, car line for sale by owner. 2089, Jourral. Unimproved. $250PLEASANT AV, NEAR 8Bth ST, east front. $275Garfield av, near 89r_ rt, east front $300Two lots Van Nest ar, near 40th st, east front. $400Nicollet av, near 87th st. $350Portland av, near 88th Bt, B0 feet, east fiont. $525.Calhoun district, Holmes av. $350Nicollet av, near 40th st, east front. $60040*124, east front, 1st av S, near 32d st. $750Lake Calhoun, lot, Humboldt, near 32d st. $S00^Three lots, Bryant av and 36th st, 42x120. $850living av, one block from Lake of Isles, 52-152. 6 $1,000Hennepin av, near 27th st. $1,000Lake of Isles blvd, inside 22d St. $1,500Humboldt, near 27th, one block from Hennepin, 50x127. $1,500Irving av, near Mount Curve, 50\136. $1,800Irving av, near 22d st, one block from Lake of Isles, 100x150 $1,000Park av, near 84th st, 73x118, east front. $700Columbus av, near Lake st. $000Oakland av, inside 32d st. $yooPortland av. Inside Lake. $1,200Two lots, double comer, east front, 11th av, inside 26th st. $350Cedar av, near 34th st. $l,4COI^ike of Isles blvd, inside 26th st, 54il50 T. A. Jamieson, _, 205 Andrus Bldg. oooooooo oooooo oooooooooooooooo JOHN L. NEAL, 821 Northwestern Building. $1,750A fine double corner, east front, Aldiich av, 27tb~ S choice piece for a fiat building one'ilock from Lyndale car. Cheapest on the market. $1,100Fine double corner, 34th st and Columbus one block from Chicago av tar line. $G00This large lot, 55x184 feet, 22d st near 13th av S O $600Choice lot, Colfax av S and 82d st. $600Choice lot, University av SE, near Bedford av size, 44x172 feet. $285A lot on 14th av N neax Glrard avenue. $255Take a good lot, 17th av S near 31st water, sewer and walk. $90For two lots on Hiawatha and 40th street $600 Two acres of fine land just west of Lake Harriet. 14 choice lots, size 48x{26, to close out' quick, p'icep $185, $150, $175, $200, on your o\in terms. Call early and take your choice. Property is situated, Col fax av N, east front Dupont, west front, and the corner of 34th av N. $950SPLENDID BUILDING SITE ON PLEAS ant av between 26th and 27th st east front. 40x123 feet, all improvements paid for. Moore Bros. & Sawyer. xHE INTERNATIONAL FALLS REALTY CO.'S lots at Koochiching Falls on sale. Easy terms. Call or write at once. 120 Temple Court, Minneapolis. INFORMATION FREECANADIAN LANDS. R. Stoner, Canadian government agent, 231 Boston Block, Minneapolis. Minn. WANTEDREAL ESTATE 20th Good for the CENTURY I buyer or seller worry, too. I PLAN of neal estate. Property bought and sold listed for sale on your own terms when others fail to sell try my 20th century plan. Special work. Is sura to win. A. Walters, N. PAID Y. Lite building. FOR SMALL HOUSES: WANT CASH four or fire for cash customers: send in full particulars at tnce want good investments. Phone 711 T. or call room 302 Phoenix building. FOR CLIENT,*GENUINE BARGAIN IN HOUSE or duplex house for investment prefer to deal v/lth owners. E. J. Clonsrh, 511 Phoenix. WANTEDWILL PAY CASH FOB. 0OOD LOT on Lake st between Bloomlngton and Cedar avs. 2008, Journal. Rich and Poor Alike Read These^ Ads Farm Lands. THIS IS A SNAP. 79-acre well improved farm adjoining Alstad creamery and postoffice, the present owner is the postmaster and the one who buys this faim can secure the postoffice the position as postmaster pays about $100 annually 13 acres under cultivation, a part of this is iu, clover, and about eight acres more cleareu ready for the plow, a good house, 1%-story high, barn, stable, granary, machine shed, etc. all the buildings aie in good condition and ready to move into, there Is $300 woith of timber salable any time. The owner is a widower and unite old, and the first comer can ta,ke the farm for $1,030 deed peifect, terms $600 cash, balance time to suit. 11,650 ACRES IN FOUR TOWNSHIPS IN northern Minnesota well bunched, timber re served for 15 years, but will probably be cut inside of five years, no taxes until timber cut one-half mineral rights go with land, for sale only as a whole. Piice $1.25 pei acre cash Guaranty Farm Land Co., Duluth, Minn. 20-ACRE IMPROVED FARM FOR SALE ONLY five miles from thriving village, church and schoolhouse on the farm, will sell for $16 per acre never was a Red liver valley farm like this one sold for that price act quick, a bai gain. Address Iverson, Faith, Minn or C. S. Iverbon, Fairdale, N. D. $1,60020 ACR.ES, VINE HILL, NEAR EXCEL sior. unimmoved land, four blocks from sta tion or stoppiug point electric line, good land, black soil, eight acies fine meadow, balance timber make good country home. M. P. Hobart. I HAVE A SPLENDID CATTLE RANCH IN Colorado on the Burlington tailroad, about 100 miles (fast of Denvei the Burlington paial lels the ranch for two miles, places the owner one night's haul from Kansas City price $11,000. B. Everett Olds, Springfield, 111. ooooooooooooooo BEFORE BUYING OR SELLING A FARM or any kind of city property call on L. A. Howard, 502 Oneida Bldg. ooooooooooooooo IF YOU DESIRE TO BUY. SELL OR Ex change, send us full infoimation. We can dis pose of what you have or get what you want. Anerlcan Land & Ex. Co.* 235 Boston Block. Minneapolis, Minn. $1,500 ONLY. TEN BEAUTIFUL ACRES JUST north of Lake st and just west of city limits fine soil five acres will sell for what am ask ing for the ten acies. less than two miles to _cltj limits. M. Hobart. Puoenlt bldg. FOR SALETHE BEST SECTION OF LAND in Stutsman county, N. one mile fiom tow n, new buildings and' good well, about 525 acres under cultivation. This must be sold. 2328, Journal. WE CAN SELL YOUR FARM OR BUSINESS if the price is right. We have the way that wins. Write for our plan. Great Northern Land Co 526-527 Manhattan building, Du luth, Minn. 320-ACRE FARM, KENNEPIN COUNTS' FINE buildings, choice maple timber, best larm in the state 16 miles west of city only $65 an acre, sacrifice. M. P. Hobart. 302 Phoemv building: FOR SALETHE CHEAPEST LAND IN North Dakota, E one-half section 21-135-51 a fine 820. Price $10 per acre. Call up oi ad dress W. G. Dance. Walcott. N D. FINE FARM, 820 ACRES, NEAR GOOD THUN der rich laud, good house and other build ings will sell single or pait. Address Ed Guderian, Good Thunder, Minn. NORTH DAKOTA LANDWILL SELL FROM one to five sections near Dickinson at whole sale price, $5 per acre, $1.25 down for quick sale no tiades. 1541, Journal. FIN-, _ARM, loO ACRES. 7 MILES FROM town, best soil. 20 acres broken, no stone, if taken before Jan. 1, $1,400. Pitsor & Mak lnster, Palermo, N. CHOICE 60-ACRE IMPROVED FARM. 10 miles south of city. Good house, barn and windmill. Minneapolis Trust Co., Hennepin and 4th at. YOUR CHOICE FARM OR CITY PROPERTY also good stock of merchandise, will Invoice about $10,000. O. D. Sell, Real Estate, Mayer, Minn. CALIFORNIA EXCURSION-ON DEO. 19. Profitable homes. Fresno vineyards, iirigated lands. F. L. Thresher. 915 N. Y. Life. CALIFORNIA H0MESEEKERS' GUIDE FREE. Send today great opportunities. Shepherd Teague Co., 1123 st, Fresno, Oal. 240 ACRES WILD LAND NEAR CITY, 0NE- third fine tamarack, one-third meadow. M. R. Waters, Phoenix bldg. I CAN SELL YOUR FARM, SEND DESCRIP tlon. C. 0. Shepard, Bank of Commeice bldg. 80-ACRE IMPROVED FARM WITH NEW buildings, 2*4 miles from St. Francis, price $8,000 will take house and lot $1,500, as part pay. 160 acres four miles from St. Francis, new buildings, stock and. farm tools, hay and feed, $4,500. will take bouse and lot as part pay, balance cash or time. We lave forms of all kinds to trade for city property. 'Can match almost any deal Also 600 acies In Bayfield county, Wisconsin, to tiada for houses and lots, mining stocks, or anything we can use. Boston Land Co 406 Boston Block. CLEAR IMPROVED FARM, 250 ACRES, BLUE Garth county Minn., clear improved farm in Swift county, Minn. close to county seat, fine 100 acres, Polk county, half mile to sta tion elegant 125-acre improved Minnetonka fufarm, machinery, Jersey cattle, extra hne, all cleai good 160-acre improved Minnetonka farmall new buildings, all clear good 1,000- acre Improved fsura. 12 miles to Minneapolis, clear, will exchange the above for impioved Minneapolis property can match anv size deal and pay cash difference. Paul Beuhler, 456 Temple Court. $5,000 MODERN STEAM HEAT. 13-ROOM house, under leasee for $50 per month large lot 66x165, southeast, two blocks to the uni versity, will exchange for farm land, Minne tonka property, acres close to city, what have _you to offer?_Paul Beuhler, 456 Temple Court. FINE LITTLE FARM, 80 AORES, MEEKER county, rurning water, spring 80 acres mead ow, 40 acres field, balance timber, value $4,000, mortgage $1,200, want clear house and little cash, location, Litchfield Hobart, Phoenix bldg. FOR EXCHANGE8,500 ACRES OF CLEAR, wild land, within twenty miles of the city of Winnipeg, Man. Want a stock of merchandise. H. 0. Webb, Owner, Box 188. Winnipeg. Man. NEW, MODERN, HARDWOOD FINISHED eight-room house: two lots, near caas, good neighborhood, might take lot, farm or land for $4,000 equity. Rait, Bank of Commerce IMPROVED FARMS, ANY SIZE, ANY~LbCA tion, no mortgages, exchange for meicltan dise, hardware, Minneapolis residences. Phoe nix Land Co, New York Life. $2,500 EQ.UITY IN NEW ALL MODERN HOUSE nine rooms: will trade for good land near Minneapolis oi Minnetonka. H. B. Willis & Co 433 Andrus. WANTEDWILL PAY $1,000 OR MORE CASH and some fine building lots, for a Minneapolis residence well located. 2020, JournaL A FINE HALF SECTION LAND FOUR MILES from Forman, N. D., to exchange for stock of hardware. 2609, Journal. $800 COLUMBIA PHONOGRAPH OUTFIT WILL be exchanged for real estate. 309 Phoenix building. I CAN EXCHANGE YOUR PROPERTY. Shepard. Bank of Commerce Bid.. k&L 1 THE MINNEAPOLIS JOURNAL. C. 0. FIVE ACRES HALF MILE FROM TROLLEY line, Lake Minnetonka and Excelsior, good house, barn and cblckenhouse, on nice small lake, considerable fruit, location the best, only $2,500, 180 feet of finest shore on Min netonka, eight-room modern house, completely furnished, at railway station, only $3,200. Free catalogue of all varieties of Minnetonka propei ty. A. S. Apgar, Excelsior, Lake Min netonka, Minn. WE HAVE THREE DIFFERENT ELEGANT Lake Minnetonka properties for sale on Crystal Bay, one eight-acre property at Markville, one one-acic property with small cottage, neat Interlachen. For terms apply to Noerenberg & Hartman, 331-332 Andrus building, 'I. V. phone 3364. TEN ACRES GOOD LAND, 300 FEET MAIN lake shore, nicely timbered, $1,200, easy terms Can you beat it? Call immediately. J. M. Davles, 509 Phoenix. ANjroUg^MENTS GUT FREIGHT RATES ON HOUSEHOLD goods to Chicago, Denver. Spokane, Pacific coast terminals and tributary points. Best of service and lowest possible rates. Write or call on the Boyd Transfer & Storage Co., 46 S 3d st. Both phones. ANNOUNCEMENTA SPECIALTY OF COPY ing photographs in all grades of work 25 per cent discount for this week. Call and In spect our exhibit. Bennett's Studio, 410 Sykes block. NOHOE-MCTURE SALE, WATERC0L0R8,' oil paintings, pastels, china, unclaimed pic tures headquarters framing pictures cheap. Zesbaugh, 11 5th st 6u AUCTION SALES AUCTIONTHE MOST STUPENDOUS SALE OF up-to-date furniture, rugs, carpets, drapeiies, stoves, china,_etc., etc., is now going on at the North Star House Furnishing Co. store, 434 and 436 Wabash st, St. Paul. I am closing out the entire stock. Inventory value *ccver $00,- 000- Minneapolis deliveries made every* ether" day. Sales dally 10 a.m. and 2 p.m. sharp. Hj&ert Bown. auctioneer. FOR SALEMISCELLANEOUS PIANOS (NEW AND USED) BARGAINS. Garland $183 Schubert 230 Wesley 225f Wesley 285 Gabler 95 Vose & Sons 105 Wesley 165 Vose & Sons 150 Garland 225 Everett 210 Fischer 155 esley 223 Steinway 135 Vose ii Sons 285 Garland 198 Wesley 218 Hardinan 210 Emeison 148 Open Evenings. S. W. Raudenbush & Co., 703 Nicollet av. PIANOS FOR CHRISTMASOUR BARGAIN room is running ovei with the greatest piano snaps evei offered in the history of our house. A *d75 lvohler & Campbell piano, almost new, $235 a $400 New England piano, used only six. months, beautitul munogauy case, LOW $2A), a $450 Behuing piano, used foui months, $2&0, a shopworn $5o0 Meblin piano foi $6M, a $400 shopworn (sterling piauu tor $2b0, a $o?5 Gabier piano, old stjle, for $150, four up right pianos, $00, $125, $135, $140, square pianos, $10, $2u, $30, $40, $b\J.' Easy teims ol $2, $d, $4, $0, $6 and $7 a month, loster & Waldo, 36 5th st S, corner Nicollet av. K_\DUU_tiT_*S 10R 0-_U_, AND SrGRE fixtuies, one laige jewelei safe c_ap, great dealing sale or score, uank and ottiee fix tures. Inciuuing desks, all kinds chaiis, tab les, letter anu cam nles of all sizes Rem ington and Lens_ior typewi iters, cigar and jewelry wall cases, show cates, scales, coun teis, minois, one laige steel range, suitable for hotel or restauiunt, also iaige plate glass stoim window, suitable for comer stoie. xwin City iixtuie Co., Sid st S. NEW WAR SOUVENIREVERY SOLDIER should have one of the new copyright books, "Eighth Army Corps Ballads. 'lhe ouly book of ballads published bunging to memoiy stiiriug scenes tiom army lue iu the 1'liiiU pines, should be in eveiy home, cloth, 50c. Wiite todaj to Far West Book Co., N 52d st, Taconia, W ash. ONLY PAY US FOR THE MAKINGWE WILL work up. this week, the' lemnants fioin oui wholesale woolen department. Into oveicoata for bojs, it means only $cS to $o for talloi made ovei coats, or buy the remnants at half price und make them up yourself. Rush Tailoring Co., 304 1st av S. COUNTERS, SHELVING, SAfcES. DESKS, chairs, scales, cash registers, show cases of all kinds, lestauiaut dishes, laiiges, counters, heaters, $2 50 and up, second-hand hxtures, pianos, oi_ans at Uyan & La Due's. lo2i Washington av S. BAND llNaiKUMENXS BOUGHT, SOLD AND exchanged. 1 handle the celebiated Buescher "liue lone" instruments. Whin you want a musical instrument, -go to one who knows tnat's Rose, _-4d btust 8 Expeit repuiiing. FLOOR POLISH. A good floor needs a good polish use Metro politan Floor Polish tor all harawood and pax uet floors. It has stood the test of time. Met ropolitan Paiquet MoorjUo., 1019 Nicollet av. LUi__t, 2_W AlxS G._ fi__GE_, dOO_l and windows, very cheap get our estimates and save money. N. W. Lumber Wrecking Co. Yards, 8tu stand 14th av S, Washington and 10th av N. Office, 319 Hennepin ar. FOR SALEONE 18. ONE 22 ONE 28-FOOT second-hand launches, all practically as good as new, in first class repair at prices ranging less than half cost of new. For particulaib address Moore Boat Woiks, Wayzata, Minn. FOR SALENJ^W AND SJCOOND-HAND BIE Uard and pool tables, bar fixtures of all kinds easy pajments, send tor catalogue and pilce list. The Brunswick, Ealke, collender Co., 426 and 428 3d st S, Minneapolis. FOR SALEONE 14 AND ONE 20-HORSEPOW- er marine gasoline engine, with shafting and propellois complete, good as new, at one half cobt. lor particulars addiess Campbell Motor Co., Wayzata, Minn. TYP_WRITERS. Underwood, 4, fine coudition, $58 Oliver, $45, New Centuiy, $45, Smith-Premier, rebuilt, S5o. Write for catalogue. J. B. Ayer, 237 Hennepin. BIG BARGAINS IN DIAMONDS, WATCHES and" jewelry. Send for new price list E. Haity H. Green, broker and jeweler. 213 Washiug ton av Mall orders shipped day received. UNREDEEMED PARKER HAMMERLESS, Syracuse hammerless, bmlth & Weston bam merless revolvers at low prices. Weisman Loan Office, Sjgpnwagjbgigfea ~&"T S. UNREDEEMED RAILROAD ^WATCHES, VAN guard, Hamilton, Crescent, St. Verites, 25-year cases, at half price. Weisman Loan Office, 84 Washington av S. FOR SALE OR EXCHANGEGOLDEN OAK Apollo piano player, finest condition, must be sold at some puce, no use for It. Address 2534, Journal. ON E VERY FINE BUFFALO COAT, UN plucked otter collar and cuffs, in perfect con dition, at a baigain. A. Zekman, furrier, 23 5th st S. FOR SALEMAHOGANY CASE UPRIGHT Hamilton piano, must sell, make offer. Call at 118 Uoyalston av or 408 New ioik Life building. GOLD COIN SELF-FEEDER. $18 REGAL PE ninsulai, $28: Howe \eUlator, $35 Stewart steel range, $15. C. Herbert Smith, 424 Hen nepin av. PIANOA VERY FINE, LARGE SIZE SCHU bert piano, cost new $450, only $230 Easy payments. S. W. Raudenbush & Co.. 703 Nicollet. IMPROVED CASH REGISTER USED ONLY 9 months, good as rew cash $65, or take horse and harness in exchange. 2505 15th av S. Hanson. WOOD, DRY, $2.60, $2.75 FACTORY WOOD, $2 50, coal, $5 and $5.75. Plymouth Lumber Co 237 Hennepin. Main 3846 LI T. 2807. MINNEAPOLIS BOOK AND ART EXCHANGE, 1708 Clinton telephone 3256 The place to buy gifts, Bibles, books, cards, mottos, etc. FOR SALEHEAVY. LONG KERSEY CLOTH overcoat good condition bust measure about 42 inches $6, bargain. 2718 Oakland av. FOR SALEMAHOGANY PIANOLA IN FINE condition, with music, $100, cost $275. N. W. telephont South 1535 J. 3t48 Poitland av. SECOND-HAND TYPEWRITERS OF ALL makes, at a bargain must be sold Bllckens derfer Typewrltei Co.. 605 Sykes block. HALL'S SAFES. NEW AND SECOND-HAND laigast stock in the northwest J. Deright _& Co.. 8iS^2d av_S le i Main 3121 FOR SALEONE 10-FOOT UPRIGHT SHOW case at a bargain Call at Wolfson Loan Of fice, 108 Washington av S. MAGEE COOKING RANGE, 6 HOLES, $10 Gold Medal cooking range, wood, reservoir, $5 3232 Pleasant av S FOR SALEA FIFTY-INCH BLUE LYNX scarf, almost new. CalU after 6 p.m., 102 9th'st S. FOR SAL_CHEAP, FINE, ALMOST NEW Washburn guitar Call at 3007 Hennepin av. SECOND-HAND TYPEWRITERS BOUGHT, sold and exchanged. Gilson, Chillicothe, Mo. SCHUBERT PIANOCOST, NEW, $350 WILL sell_for_ $125, fine condition. 716 1st av S FOR SALEA GOOD WINTER OVERCOAT, cheap. 138 E 17th WANTEDMISCELLANEOUS WANr1iD^p_eu_iB'%L^^ get our cut rates on household goods to Chi cago, Denver. Spokane, Pacific coast terminals and tributary points. For the best of service and the lowest possible rates, write or call on The Boyd Tiansfer & Storage Co., 46 3d st S. OFFICE AND STORE FIXTURES, ESPEC ially safes, desks, showcases and wall cases. Highest prices paid. For shipment to theof coast. 228 3rd st S. W AMTED'0 BUY DIAMONDS. LARGE OR small highest cash price paid. M. Lv Cohan, diamond bicker 29 Washington av S. SELL HOUSEHOLD GOODS TO LLNDAHL St Dlegre highest prices paid. 405 Washington av S Phone Main 1815-L2. WANTEDTO EXCHANGE, SILVER PLATED flat cornet for good guitar. Lock box 807. Montevideo, Minn BOOKS PURCHASED FOR CASH IN SMALL quantities or whole libraries. 605 1st av S. STORM SASH AND CARPEN- TER WORK ooooooooooo STORM SASHvIN STOCK In all sizes and lar_e quantities. Our prices are right. Both phones 08. City Sash and Door Co., 4th St. Opposite Courthouse. oooo oooo oooooo AUTOMOBILES & BICYCLES FOR SALEPACKARD 1805, SIDE ENTRANCE, foui-cylinder, extenslonr-top, acetylene lamps, new tires, to fine condition, if' sold at once, $3,100 a bargain. Address Packard, 2420, Journal. WOULD YOU BE INTERESTED IN A 1906 White steamer, absolutely new, if you* could save $200? Let me talk it over with you. Address 2396. Journal. AND COAL SOUND- MIXED RDW00D7T_T0VE L_NG*H, $5.75 per cord best grades coal. Field Fuel Co., 3L9 Heineln av. Both phones. v* ?4^.#t^^^^^ STORAGE^ THE BOYD TRANS^ER^STORAGE CO. HAS unequaled facilities for packing, moving, storing una snipping huueenoiu goous. call ami in spect our new plant at 4th a S and Lake st, the largest in the westthe finest anywhere, embracing tables, wagon shops and fireproof storage warehouse, with every accessory and convenience. Visitors always welcome. Ware house office, 400 F, Lake St. Main office, 46 S 3d st. Both phones. CUT FREIGHT RATES ON HOUSEHOLD goods to Chicago, Denver, Spokane, Pacific coast terminals and tributary points. Bfest of service xnd lowest possible rates. Write or call on the Boyd Transfer & Storage Co., 46 S 3d st. Both phones. MINNEAPOLIS TRANSFER AND STORAGE Co. has best facilities for handling and stor ing household goods, expert furniture packers satisfaction assured cut rates to Pacific coast and. othei points our specialty. 122 0th st S. Both phones. CAMERON'S TRANSFER AND STORAGE Best facilities for moving and storing house hold goods expert packers. Office, 200 Nicol let. Both phones 1208. Res. phou T. C. 13.324. BENZ BROS., TRANSFER AND STORAGE} finest vans and warerooms goods' moved by experienced men. 112 5th st N. Both tela., 952. FIREPROOF STORAGE, CLEAN SEPARATE rooms, packing and shipping. 106 1st av N.principles AGENTSJJANTED WANTEDLADIES OR GENTLEMEN FOR profitable work. Call at 905 W Franklin av (cornei Hennepin), suite 7. Mornings on or after Wednesday, or after 6 80 p.m. SALESMAN TO SELL~ OUR "''KENTUCKY Prize" whisky in barrels and bottles to theposed trade good chance for live man. Licking Valley Co.. Covington, Ky. $50 AGENCY FREEJUST PATENTED, SELLS at sight man made $40 in two days one lady made $98 in six days. Marx Mfg. Co., Dept. 23, Boston. JttjAIRVOYANTS MRS." MARY JACOBS, WELL-KNOWN OLATR. voyant and business medium, may be consulted on all affairs of life at her office, 516 3d av MME. BATCH, CLAIRVOYANT, CARD READ. er. palmist. Fees 25c and 50c. 530 6th av 8. CLAIRVOYANTMME. ANDREWS, Xbl7 8d AV 8. Take 4th av car. MESSMAKnjG DRESSMAKERA FIRST-CLASS DRESSMAK er, just arrived here, wishes to obtain work for private families. Address 2460, Journal. SPECIAL PRICES ON SHIRT AND FANCY waists parlor suite 8, Library Apartments, 11th and Hennepin. WE ARE OFFERING BONANZA QUEEN, 28o Copper Butte. 75c, North American, 10c. Crandall, Pierce & Co., 41C Guaranty bldg. Both phones. WRIT- CONCERNING MINING STOCKS IN forma^iLn free, 31 years' experience, stocks exchanged. W. P. McDonald. 102 Andru,Mp_. MEDICAL THE BEST TREATMENT FOR RHEUMATISM, liver, kidney and stomach diseases Is to take scientific massage treatment and suggestive therapeutics, given by Dr. GurU Gummerson, graduate in Sweden. Office, Auditorium build ing. room 330. 3398. LANTERN SLIDES, BROMIDE ENLARGE ments, printing and developing for amateurs best work, right prices. Miss Margaret Sher idan, 008 Northwestern building. Twin City phone 1831. PROFESSIONAL. SUPERFLUOUS"HAIR/ MOLEarBTC^PERMX nently removed by electricity. Miss Holllster, 77-78 Syndicate block. Pioneer stand of thegram northwest. Exclusive specialist. PATENT ATTOJ^Y$__ WlSuAli_0^^TF5ei__T. PATENT LAW* jera and solicitors, main office 925-033 Guar* anty building. Minneapolis, Minn. 52 McOlll building. Washington. D. ^^ETEOKTO^AGEl^reS^^ KcNULTY DETECTIVE AGENCYPROMPT service, unequaled facilities, reasonable rates. Reference, police headquarters. 210 Kasota bxock N. W. uhone. STEAMSHIPS^ CHRISTMAS EXCURSION TO EUROPE VERY low rates, best accommodations information from II. E. Lidman. agent Canadian Pacific Steamship Lines. 15 3d st S. Minneapolis. BOARD AND ROOMS Wanted. STUDENT WANTS TO WORK FIVE HOURS a day for board and room room. 2573, Journal. THEATRICAL COSTUMES. WE FURNISH THEATRICAL AND MASQUE* rade costumes at reasonable prices. Catalogs* free. 8mith Costume Co.. 83 7th et MACHINERY IRON WORKING AND WOOD WORKING MA. cninery large stock of second-hand and new. Northern Machinery Co.. 217 3d Bt S. Mpls. ^O^^OFPERro GO TO 74 7th ST S FOR GOOD TABLE BOARD, at reasonable rates. Breakfast, 6 to 9, dinner, 11 30 to l.dO, supper, 5.30 to 7:30. STOVE REPAIRS R^J_IR^^6^^LirSTb^ES^_EA?^^ST- ern Stove Repair Co.. 312 Hennepin. PLUMBING^ THE BEST IS CHEAPESTR. 0. BLACK & Co., 1708 Clinton av, T. C. 8256, are ex perts in plumbing repairs. ATTORNEYS SHE SWEETSTER-RQCHESTER CO., 810*811 Lumber Exchange, Minneapolis. Best eqaipped collection department in northwest. PROPOSALS FOR CONSTRUCTIONOFFICE constructing quartermaster, Fort Assinnibolne, Mont., ^v. 30, 1805. Sealed proposals, in trip licate, will be received here until 11 a.m., Dec. 30, 1005, and then opened, for construction of oue brick cavalry stablefor seventy-three horses plan 54 and also for construction of a bac terial sewage purification plantplan Spl. 2-707, at Fort Assliinlboine, Mont., in accordance with plans and specifications to *be seen at this office, also at office of chief quartermaster, department Dakota, St. Paul, Minn., and at office of chief quartermaster, department of the lakes, Chicago, 111 where instructions to bidders and blank form of proposals can be procured. Work to begin when frost is out of the ground in the spring of 1906. Bidders must state in their pro posal the time they ill commence and com plete the work. A guarantee in the amount of 10 per cent of amount of bid will be required. Unguaranteed bids will not be considered. The government reserves the rightto'reject or accept any or all bids, or any part thereof. Envelopes to be indorsed "Proposals for Construction," and addressed to Captain J. B. McDonald, Construct ing Quartermaster. MOTHER GETS HER BOY Three-Year-Old I Taken Grandmother. from Hi order of Judge John Day Smith. 3-year-old Douglas. Cederberj? was yes terday afternoon taken from his grand mother, Mrs. Emma Johnson, and giv en over to the custody of his mother. Mrs. Alice Cederberg. The little fel low was brought into court on a writ of habeas corpus secured by his moth' er, who declared that her son had been taken from her by his father and giv en to his grandmother, who refused to let the mother see or take him. Trouble between John C. Cederberg and his wife has occurred often lately and it is said the wife to have bee caused by the mother-in-law., Canada now possesses twelve wireless telegraphy stations on the river and gulf of St. Lawrence and the Atlantic .coast. STUDENTS IN- REYIYAL _____-__________ WILLABD PATTEN'S PBOPOSED MUSICAL CAMPAIGN I S HBAET- ILY SUPPORTED A TH E UNI- VERSITY. At the completion of the University of Minnesota chapel exercises today, Willard Patten briefly addressed the university students in the interests of the coming Minneapolis musical re vival. Much interest was shown by the students in the plan for the estab lishment of musical schools and enough undergraduates have already signified their intention of attending the classes to insure a good attendance at the three schools planned for the east side of the river. Mr. Patten referred to the fact that a very small proportion of the gradu ates of the university are able to read the simplest music, and explained to the students that fundamental musical alone were to be taught and no musical knowledge was necessary to enter the courses. At the conclusion of Mr. Patten's remarks President Northrop spoke briefly, advising the students to take advantage of the opportunity to ac quire musical knowledge. Dr. North rop stated that he regarded the pro movement as one of the best ever inaugurated in the city and he expressed his belief that the university would do its share toward supporting the plan. WILL ENLARGE PLANT MIDLAND LINSEED OIL COMPANY WILL AD TWENTY-FOUR PRESSES TO PRESENT CAPA- CITY. The Midland Linseed Oil company has plans for an addition to the crushing capacity of its big Min_eapoli plant that will increase the output very ma terially and add some round figures to the total quantity of oil produced in Mfrmeapolis and the quantity of flax seed crushed. The mill now operates forty presses, ._.. Z}u\??ea Five strong addresses are on the pro to be given tonight at Trinity Bap tist church. Rev. Prank Peterson, D.f. district secretary of the A. M. M. U. Bev. H. Gamble, postor of Tabernacle Baptist church B.ev. Olaf Bodien. pas tor of the First Swedish Baptist church Rev. O. F. Holt, pastor of the Fourth Baptist church, and Rev. A. T. Fowler, pastor of Calvary Baptist church, will speak, and an interesting musical pro gram will be given. The program in full is as follows: Baptist greetings. Organ voluntary. Hymn. Prayer. Address"Baptists and World Even gelization," Rev Frank Peterson, D.D. Address"Baptists and City Evangel ization," Rev. G. H. Gamble. Address"Baptists and Our Foreign Population," Rev. Olaf Bodien. Music *0jW$$ ttj^a^ong the large mills of the world. the addition of WILL HEAR ADDRESSES Members of Trinity Baptist Church Con tinue Dedicatory Program. FIFTY ^MILLION insure M1CJ5e ioll i nr ,i rt +v 0 twenty-four more, the number of presses ?^S_^J 7 of husbands, in in operation by Feb. 1 ntext will be six ty-f our. The addition aldne will repre sent a capacity equal to the average mill. The Midland now makes 500 to 550 barrels of linseed oil in a day, and has turned out over 600 barrels when work ing under pressure. This is considered an enormous output in' the trade and institution outside of the national gov- represents a large tonnage as well as ernment How has this confidence beerl large figures in the money value of the product. The Midland mill was erected here about five years ago by Ellsworth C. Warner, who is president of the com pany and has been operated steadily ever since, with only one intermission of a few weeks. Address"What Can Trinity Church been" beneficial"if only iVT aVataning the Do for Minneapolis?" Hev. G. F. Holt, public interest in this most vital subject. Address"What Can Trinity Church But it will do more than that. It will Do for Minnesota?' Hymn. Benediction. Organ postlude. Rev. A. T. Fowler. SINGS SIX ENCORES Mme. Calve Unable to Evade Enthusiastic Boston Audience. News comes from Boston of a most re markable experience of Mme. Calve at Symphony hall. That the episode should happen in Boston, of all cities, is even more remarkable. After the final number of her' concert had been sung, the audi ence refused to leave the building. It shouted its approval to such an extent that the gieat prima donna sang six con secutive encores. Then, when she tried to make her way to her carriage, the crowd bari her progress, kissing her hands and voicing appreciation of her marvelous art. When Mme. Calve finally was inside of the coupe the crowd pressed so closely in an effort to get a last glimpse of her, both windows of the car riage were tern out by their sashes. Jt was fully fifteen minutes before die diva could pi-oceed to her hotel. Mme. Calve's Minneapolis concert is now only a week off. She opens the AJ1- Star course at the Auditorium next Wednesday evening. THINKS ACTION PROPER Father Oleary Favors Church Disci pline to Make Divorce Unpopular. Rev.'J. M. Clearv, pastor of St, Charles' Catholic church, is inclined to doubt the truth of the report that Bishop Seannel of Nebraska has exboth communicated Miss Hamilton and other prominent Catholics of Omaha for asit sisting in the wedding ceremony of a divorced person. "There has been, so far as I know, no legislation in the church covering this point," said Father Cleary, "bu the question is one of church discipline and well within the jurisdiction of the bishop. The church looks askance upon the remarriage of divorced persons and it is of course possible that Bishop S6annel has taaken the action reported. v"Such action seems to me proper Even the most liberal churches are crying out against the frequency of di vorce and remarriage, and it is idle toIt decry an evil in the abstract and countenance it in the concrete. Such action as Bishop Seannel is reported to have taken would do much to cheek promiscuous divorce and remarriage, and I am inclined to approve of it Such a case has never arisen in Mine apolis and I trust that it never will." RAWLINS POST OFFICERS William H. Keller Is Chosen Commander for Ensuing Year. John A. Rawlins post, No. 126, G. A. _., yesterday elected the following* officers for the ensuing* year: Commander, TKTil liam H. Keller senior vice commandeV, Ezra Farnsworth junior vice commander. S. Meeker quartermaster, William J. Jones chaplain, General R. H. Adams surgeon. Dr. D. B. Greenlee officer of the day, A. 1. Collins officer of the guard George W. Bahan. *_* ,5-.* One-Half the Population of the United^ States Vitally Inter ested in the Subject of Life In surance and Its Management/ CONFIDENCE BESTOWED ON THIS GREAT BUSINESS Sums That Are Bewildering Be cause of Their Vastness Paid Out to the Policy-Holders or Held in Trust for Their Benefit. By HERBERT VANDERHOOP. Confidence is the life of business. When a merchant sells a bill of goods and gives the buyer time In which to pay it, it is "I because he has confidence in the man's *5l ability to sell them at a profit and faith ''J in his honesty. The buyer may not have much money, but he has credit, which means that he has Inspired confidence In' *gj nimself. -Is In no other business in the world is 1 confidence such a factor as in the bast? ness of life insurance. Its very ex*- istence is dependent upon the confidence that in the remote, indefinite future. th_ present sacrifice of the policy holder will bring protection to widow and children. Today it is estimated that one-half of the population of the United States, or 40,000,000 people, are directly interested in the conduct of the life insuranoe com panies of the country. How are these figures arrived at? some one asks. From the annual statements, of the principal companies of the coun try it is found that on January 1, lflQ5, there were 21,082,352 policies outstanding.' Allowing for the cases where one policy holder has two or more policies, it Is a conservative estimate to say 'that they, represent the lives of 10,000,000 people"* AsB thesB policies were taken" tending to provide for widow and chil dren, it is estimated that on the average more than four people are interested in. each life insured. These figures indicate that the Uf insurance companies command and hold the confidence of the people of the coun. try to a greater extent than *ny bther acquired by the companies square? dealing by rigidly living up to their obligations by promptness in meeting an paying every demand. Protection to Policy Holders. fJ! A few more figures will illustrate how carefully the interests of the policy holders have been conserved, and what absolute protection is afforded them. These figures are taken from the scat* reports and pertain to the three largest companies in the eountry, and therefor* in the world. From the organization of these companies up to January 1, 1905, they have paid to policy holders the etooi mous sum of $1,587,896,298. ,In addition to this sum they held at that time for future payments the sum of $1,251,324,390, the whole forming the almost lncon* ceivable total of ot $2,849,220,088. During that same period the policy' holders haa yj paid their companies the sum of $2,725,- 255,768. The difference tfetween these two grand totals is $123,964,920, and tins represents the sum held for the beneftf of policy holders. It is of the greatest Importance at this 14 time, when the public feeling is mors' or less inflamed by the sensational reports of insurance Investigation, that the peo ple should understand that life insur ance was never sounder or more ably managed than it is today. Abuse of power and occasional mismanagement are" inseparable from the conduct of all great enterprises, and will be as long as human nature is constituted as it now is. But it must be remembered that such abuses as have been shown have in no manner jeopardized the soundness of any company nor impaired the validity of any contract upon which they have entered. In many respects this investigation. haa _.,.. _ show where abuses have insidiously crept in, and will have the tendency to pre vent them in the future. Praiseworthy Features Ignored. The peril of all such investigations is. however, that they have a tendency to bring before the public mind all that is reprehensible in the conduct of the insurance companies, while praiseworthy features are completely ignored. The re sult is not only prejudicial to the coni panies. but is of incalculable harm to the policy holders. It instills the element of doubt and distrust in their minds. They read of enormous salaries paid officials of the companies, and acquire the mistaken idea that they are being rob bed in order that a few favored men may live in luxury at their expense. Ther forget, however, that these are excep tions to the rule, and that while a few life insurance officials have been recelv ing what at first glance appear enor mous salaries, there is a great company of officers and managers of life insurance companies who have received small com- Save ensation for their services that they invested money wisely and profit ably that their companies are in A con dition at the present time, and are giv ing comparatively everybody a "squara deal." The timid and unthinking policy holder reads all these things and decides that he is being wronged. He discontinues the policy which he has carried for years and concludes that he will invest his money himself. He does this at a great loss to himself, while the "sensational- ism'* which appears to be inseparable from all investigations prevents other thousands of men from considering a method of protection which Is the best ever conceived. It is the man who pay* and stays, however, who receives the benefit in life insurance. The man who drops out loses. In that case he does not get back all the money he has paid in, and there is no good reason why he should. A contract is a contract, and sides should-keep it. It is just as true, however, now. as has been for the last half of a centrury, that people need and must have Ilia insurance. Nothing win take its place. No estate can be provided for with so little money as by life insurance, and therefore it Is to be hoped that good men everywhere wifl favor the business going on, commending those who manage it well, do what is right by the polloyi holders, as well as by their companies, and condemn mismanagement whenever it is exposed. The Matter of Salaries. A great deal of stress has been placed upon the big salaries that somreceiving.ethfoen Insurance officials have bee has been pointed out, that some of them receive twice as much as the Presi dent of the United States, and -commented upon as if this was a heinous offense. It is the opinion of a great many people that the President is most inadequately paid, and it is doubtful if there would be many protests against a proposition to double his salary. But any comparison fthis nature to absurd. There are plenty of men in. the United States, directing the affairs of great corporations, who receive more than the President does, and a few who receive twice as much, without exciting any com ment that they are overpaid, or that the stockholders In their corporations are be ing robbed in order that they may enjoy fat salaries. Experience has shown that a cheap man at the head of a great In stitution Is the roost expensive person that can be employed. TSspedally is this true of life insurance, where it would be easy for an inexnerlenced man to lose, twice the amount of his yearly salary in a single day in the investment of its trust funds. As a matter of fact, the big salaries paid by some of the com* panics are not an imoortant matter in 'their management, and are Infinitesimal compared with their vast resource*.