The Minneapolis journal. [volume], April 29, 1906, Part I, News Section, Page 10, Image 10

About The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939

Image provided by: Minnesota Historical Society; Saint Paul, MN

                
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HOW A GREAT FIRE
LOSS IS FINANCE
Methods of the Insurance Companies and Banks When
anies and prompt payment means pres
for them and future business of
large proportions. Hence $200,000,000
must be paid and paid quickly there is
no time to wait for an influx of busi
ness to swell the bank accounts of the
companies.
Method of Procedure.
The insurance men, realizing the sit
uation, have been scurrying. The first
things they did, as they have done be
fore in such cases, was to get together.
Then, in general conference they looked
,into the amount of liquid assets, includ
ing their bank balances, and made a
rough estimate of the loss sustained.
Those that found that assets immedi
ately available would not meet the loss,
made arrangements for loans, or for the
gale of some of the securities in which
their reserves were invested.
A slump in prices in Wall street was
due to the sale of such securities, and
in fact the market was soft upon first
news of the disaster, because such sell
ing was anticipated. Ordinarily there
is no call for heavy liquidation. Com
'panies have learned to avoid the direct
effect of heavy losses by reinsuring, and
by not carrying too much insurance in
any one district
While the officials of the companies
have been arranging for the money at
Scientific Cure for Fits
Science has at last discovered a cure for a
disease which has always been regarded as in
curableepilepsy or fits, Elixir Kosine, as its
discoverer a well known Washington investl
pator terms it. Is for sale in this city bv
oegell Broh and in everv case where it has
been tried has demonstrated Its wonderful power
to strength the nefv6, feed the nerve, centers
with new force and strength and conquer
*nUpnsr _j
Mr Voegell has so much faith In EJUrir
Kosine both from what he lias heard of the
cures it has made in other cities and the "re
markable results following its use here In Min
neapolis, thut he guarantees complete and last
ing cure or he will refund the money Youjjun
no risk in taking Elixir Kosine on these terms
se this gieat romedv and once more ba well
and strong free from all fear of epileptic selz
tires Price SI 50 Mail orders filled The
Koeine Co W a&hingtou or
VOEGELI BEOS. DBUG CO.,
Oor Wash and Htnnepln avs, cor 7th at and
Nicollet av cor 4th ay S and 22d st, cor
Ljndale and 20th av N
I
There Is a Catastrophe Like That at San Francisco
A Chicago Fire Incident that Is Illustrative.
FRANCISCO'S catastrophe has
caused a scurrying in financial
circles. A gieat conflagration has
to be financed 311st as any great enter
prise demanding money by scores of
millions, and it has to be financed
quickly. Th3 immediate agents in the
financing of a conflagration, of course,
aie the insurance companies, and tne
methods by which they proceed to meet
an emergency such as that caused by
the San Fancisco losses furnish an in
teresting study.
The loss to the insurance companies
thru the San Francisco disaster, it is
thought%ill approach the $200,000,000
mai-k. In financing an enterprise de
manding so great a sum the small in
vestments of the people can, in or
dinary cases be called upon. Ordinarily
finance is constructive. For a new enter
prise stocks or bonds can be offered for
sale, and the savings of -the people may
be relied upon to come out of their hid
ing places to furnish the sinews. But
the present undertaking, while con
structive in the final working out, is
destructive in immediate effect. Money
is needed, and at once. Compact hoard
ings of capital, in the form of securi
tie, mortgages, notes or other collateral,
accumulated slowly and by steady ad
ditions thru the profitable years, and
representing the. surplus holdings of
the insursance companies, must now be
broken up. The effect is widespread.
Heavy claims exist against the com-
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their home office's, adjusts \re
I
in the field footing up a ately the
losses. There is much detail in this
work, especially in the present case, be
cause the earthquake losses do not
have to be paid by fire insurance com
panies, and the situation is complicated,
for it is hard to draw the line, and
moreover the, exact liability of the com
panies in case of fire damage following
an earthquake is by no means clear.
But even with legal uncertainty in some
instances the work is being rushed, and'
probably by thirty days fiom the date
of the conflagration a large portion of
the losses will have been settled for
with money which the officials have ob
tained both Europe and America to
meet the emergencv. In 1871 when
property valued at about $200,000,000
was destroyed in Chicago, and a year
later when the insurance companies had
to pay nearly $80,000,000 Boston
many of the claims were settled within
a few days after the property was de
stroyed.
Public's Immediate Needs.
The financing of a great fire by the
insurance companies is not all
of the financing done. The immediate
needs of the people must be met.^ These
are provided for in part by outside aid,
but in a large measure by banks, the
very banks that have gone thru the
fire and that have to wait for their
vaults to cool before they can get at
their money and resources. After a
great fire there is a strong demand for
ready cash. Credit has been in a
measure destroyed by the fire, and mer
chants want money with which to re
stock their warehouses. Hence as soon
as vaults have cooled and banks are
opened in temporary quarters there is a
rush to the tellers' windows for money.
An officer of one of Chicago's great
banks tellB how he fought his way thru
a crowd to geWit the rums of his bank
building the Monday after the Chicago
fire and of an experience that followed,
showing the eagerness of depositors to
get their money. He tells what fol
lowed his leaving the vault, after an in
vestigation, thus:
I saw four men waiting for me in
what had been the cashier's office.
They were among oui largest deposit
ors, and I knew well enough what they
wanted. It was a trying ordeal, and
one calculated to make each of my vis
itors show tne real stuff that was
him. As events proved, this did not
take long.
A little money-lender grabbed me
first. With a strange little wink he
forced me one side and said in a half
whisper 'Do you know how much I
have in your bank?'
"I said, 'Yes, about $30,000.'
'Well, I will give you $6,000 if you
will give me that balance cash right
away.'
'I won't do that,' said I 'your
money is all light, but you will have
to wait a week for it, until we get in
shape again.'
'^'What'' he fairly gasped, 'do you
decline $6,000? That is a good deal of
money in a city that has gone to de
struction.
"T answered no, that 1 would not,
and told him in plain English what I
thought of him. I said 'I am not
knave enough to take your bribe and
give you an unfair advantage over the
other depositors, and I am not fool
enough to do it, because I know as soon
as you discovered the bank paid its
claims within a week you would sue
melous
for the $6,000. Get out of here right
away.'
Then a school treasuier came to me
with a straightforward story of how his
bondsmen were anxious to know how
he stood When I told him that his
money was safe, and that he would not
lose a cent he burst into teais, saying
the news was too good to be true
An out of-town banker was also very
nice, saving that he did not care to
withdraw his money so long as he knew
it was safe.
Then a man who has since grown
enormously wealthy accosted me with
the remark that he had come down to
see how things stood. That gave me a
chance to test higi, so I said brusquely:
A Friendly Offer.
You know how things are as well as
I do. Can'L you see the position we
are ml" "Vh, yes, yes," be answered
hastilv. I don't care about the fire
We are all in ,the same fix. But I want
to know how you stand personally.
Have you plenty of ready cash? You
cannot get credit these days, so if you
need anything from the grocer's you
want hard cash. I brought you a lit
tle
"With that, the man threw open his
coat dived down into his pocket,
dragged out a roll of bills as big as his
hands could grasp. Then he straight
ened them out and divided them into
equal piles, retaining one himself and
handing me the other. He was dread
fully earnest, but I told him I could
not accept the money, and that I
thought I could manage'without it. He
assured me that whatever he had would
always be at my disposal. That man
has since continued^ one of my best
friends.''
Effect on Stocks.
In any event such a fire as that at
the Golden Gate means a tremendous
shift of wealtha displacement Mill
ions must be withdrawn from present
investments and shifted to others. Wall
street and even London felt the effects,*
which showed them in a decline on the
London stock exchange, as well as on
the New York exchange. But despite
the large currency dram, past experi
ence shows that the effect is not likely
from a financial standpoint to be very
serious
Despite the large drain of currency to
Chicago, the New York bank position
grew stronger. Naturally, railways con
verging on Chicago had to report de
creased earnings the,St. Paul's, for in
stance, fell in October from $908,000 of
1870 to $841,000, and November from
$791,000 to $644,000 yet stocks even of
these companies recovered most of Octo
ber's loss. What was most noteworthy
of all, was the fact that despite the
catastrophe at Chicago in October, the
ensuing year was a period of enthusr
astic speculation for the rise in every
and of immensely increased en
gagements of capital.
How is this to be explained? Was the
Chicago disaster really a negligible fact
in finance, except for a single week of
sto5 exchange disturbance? This
would be a rather sweeping conclusion:
but, on the other hand, the episode' or
the seventies leaves no doubt that the
influence of such an event may be much
overestimated. Prodigious waste of
capital did occur in 1871, as it has oc
curred this month, and it had to be re
placed Yet, after all, the loss at Chi
eago was but a fraction of the capital
flung away unproductively in the
Franco Prussian war, and the San Fran
cisco loss bears a similarly small propor
tion to the billion dollars or thereabouts
sunk in the fight between Russia and
Japan. All that this proves is that cap
ital is more elastic than is sometimes
WHA
been
News Section. THE MINNEAPOLIS JOURNAL.
"The Clansman
To the Editor of Th Journal.
"The .Clansman" to me as a novel had
little In style to please or in substance
to Instruct It was prejudiced and pas
sionate in its treatment of history, and
vilification of dead statesmen I have
just seen it as a'play, and believe it is
an unfair, uncalled-for, and unchristian
appeal to- race prejudice which has justly
met severest condemnation even in the
south
I have lived in Missouri and Kentucky,
and know that the Ku Klux Klan spirit
which its author seeks to garland with
heroic and Christian virtues, simply
places a premium on murderous mob law.
4The play is the theatrical year's out
rage It is an insul to innocent child
hood" and pure womanhood. It is not
"an Amerioan drama," containing as it
does, both lie and libels on north and
south The author as expreacher or play
wright is proving himself one of the
worst friends the south ever had. He
appeals to the basest feelings in the
hearts of the whites and blacks He digs
up the bones of the past, pours oil on
the smouldering fires of the present, and
paints hell on the sky of the future The
martyred Lincoln, whose name he
patronizingly mentions, would no more
indorse his views than .an angel would
aocept a seat at Satan's banquet.
If the play cannot be prohibited, it
should not be patronized by self-respect
ing audlenoes Xhls is the century .when
we look at-the gray of a man's brain
and the blue of his hear as, well as the
color of his skin
Booker Washington, the negro, is
more of a gentleman, scholar, Christian
and public benefactor than this white
tiaducer of his race G L. Morrill,
Pastor People's Church
Th Case of Gorky.
To tb Editor of Tho Journal,
I appreciate and am grateful for your
publication of my communication on the
Gorky incident But I dislike the. heading
of it "A Defense of Gorky." It was no1j
accurately chosen A better heading
would have been the same as to your edi
torial, "The Sad Case of Gorky." There
is not a word in my letter in defense of
Gorky's bringing Mme Andrien with
him as he did That act of his was "a
blunder worse than a crime," as the re
sults have shown My criticism was of
the American press and the American
public in magnifying unduly that incident
and losing sight of his cause In the lan
guage of him who spoke the weightiest
of any who ever spoke "Ye tithe mint
and anise and cummin and have left un
done the w&ightier matter of the law,
judgment and mercy and faith, but these
ye ought to have done and not to have
left the other undone" True The
eighteenth century is not the twentieth
We should honor Jones notwithstanding
his amours If a man lives fairly up to
the standards of his time and country,
altho Jones did not, he should not be se
verely criticised for not coming up to our
standards here and now, and should be
aided in any good work living, and hon
ored for it living and dead" Thus we
should treat Gorky. He was not ostra
cised at home
And, mark me, in Russia our treat
ment of Gorky will be attributed not to
our regard for the sanctity of the mar
riage relation, but to our indifference, or
worse, to the cause he represents, oppo
sition to the worst despotism on earth
Faith by other nations in our sympathy
for people struggling to be free has been
very much weakened in the last few
years Let us not shatter it
To say positively what I put in ironical
form in the concluding paragraph of my
letter We should show our appreciation
of the relative importance of things, oui
regard for realities, rather tha^for^ebn
ventions, our sympathy Iter8*
thpS% fVh
wish to make Russia a government not of
men but of law We are not always in
sistent on public men of our day, either
of our country 01 of others, living up to
our best standards I will not mention
particular examples Any one at all fa
miliar with the history of our time can
recall instances Why so extra scrupu
in the case controversy' There
is certainly no cause that should get
heartier support from true Americans &
than that of suffering Russia. R
Minneapolis, April 26
Alger's Career.
To the Editor of The Journal,
The points I recently sent you as to the
military career of Russell A Alger were
taken from an editorial in the New York
Sun, written by Charles A Dana, ex
assistant secretarv of war Mr Dana was
opposed to the bill, then before congress,
relieving Alger from the odium he was
under and giving him an honorable dis
charge and in as strong English as he
could write, he said that at the beginning
of the valley campaign Colonel Alger left
his command without leave, never re
turned to it, and was dropped from the
rolls as "Absent without leave
Private Crothers may know more about
the affair than Secretary Dana, but I
doubt it Private Crothers says the
statement is "thin" because, "a com
missioned officer don't have to desert, he
can simply lesign Yes, it was "easy"
to resign, but it was not always "easy"
to get your resignation accepted Soon
after tee's surrender the regiment to
which the writer belonged was put into
the fortifications at Washington. I had
seen four years' active, service, and for
What I considered good and sufficient
reasons I sent my resignation My
papers were returned "disapproved," and
I was Anally discharged with my regi
ment in October, 1865
B Stedmjm
Anarchy and Socialism.
To the Editor of The Journal,
Under the caption of "French Govern
ment Problems" In your leaning- editorial
of yesterday you are made to say
"This country France, is honeycombed
with anarchy and socialism
The continuous coupling together of the
terms "anarchy" and "socialism" from
year to year has never been attributed
to ignorance on the part of all or nearly
all of the editors of all the old line" paYty
papers It has long since ceased to be
regarded as either an accident or inad
vertance
It is believed to be a deliberate, per
sistent attempt to confuse and mislead
the peoole as to the real and true mean
ing of socialism This is believed by
many* thousands of your readers who are
either avowedly or at heart socialists
"The ethics of socialism are identical
with those of Christian religion"En
cyclopedia Britannica "SocialismA
form of government that contemplates a
more just, orderly, harmonious and
equitable adjustment of the relations of
men to *ach other than any that has
heretofore, existed on earth*'Webster's
dictionary
If these editors think they are pursu
ing a good policy for themselves, the
writer ventures to say that they have
still on more valuable guess coming.
"Parigorically speaking," as Mrs, Part
ington would say, eaeh one has a fair
sized chunk of trouble headed directly
for his sanctum, which it is believed
will be sure to arrive at Its destination
on schedule, time E. R. Campbell.
Ortonville, Auril 27
The last sentence may not be anarchis
tic, but it is at least suggestive
Mexico and. Betnm, ^60.70.
The Minneapolis & St Louis railroad
will sell round trip tickets from Minne
apolis to Mexico City from April 25 to
May 5, inclusive, limited to July 31 at
the exceptionally low rate of $60.70.
You can go via any direct route north
of the Bio Grande river and return, via
any other. For full particularrln regard
thought, and that it can bear pretty to "stopovers, etc., call on J. GKRickel, V?
heavy strains so long as credit stands. City Ticket Agent, 424 Nicollet avenue. Janette Bogart, Box 385x Elnura, N. Y.
or twiii5r||IMPROVEMENT WORK
of the West
Special Correspondenc of Tho Journal.
CHICAGOwork,iesand
April 27.The soil of
this city very congenial to
civic propagandists in
Chicago are not so much hampered as
in most large cities by the tendency
to stand and wait to see whether a
thing is going to succeed before giving
it countenance and aid. Just at this
season improvement work, sanitary and
esthetic, is most prominent. There are
in the Neighborhood Improvement
league of Cook county twenty-nine
local auxiliary leagues, each seeking to
do in the best way tne kind of work
most needed in its locality. The work
most generally undertaken by the
leagues is the cleaning of streets and
alleys and the sprinkling of streets.
The city does no street sprinkling, and I
where this function has not been as
sumed by the leagues, it is done by
private contract. In the matter of
cleaning, the leagues carefully avoid
doing anything that city funds can be
secured for, but, as in most wards, the
appropriations are hopelessly inade
quate, there is plenty left for tho
leagues to do.
How Work Is Done.
The South Park Improvement associa
tion is one of the best associations,
altho its territory is not so large as
some* and its work is fairly typical of
all. Its last annual budget amounted
to over $11,000, and its largest item
of expenditure was for sprinkling,
$3,075 being used for this purpose.
General street cleaning came next, call
ing for $2,012. In addition to the
general cleaning, special contracts for
work were undertaken where enough
property owners contributed extra
funds for the purpose. One street,
Woodlawn avenue, near the university,
was given the exclusive attention of
one man thru the whole season and was
in consequence kept in beautiful order,
while several others received frequent
extra cleanings,
A garbage removal service was main
tained for those who needed it, this
being paid for by those using it, and
some other items of special work were
undertaken for members because the as
sociation had the machinery and could
do the work readily, and the members
were glad to get it done that way on
account of the assurance that the serv
ice would be satisfactory.
The Vacant Lots.
Every vacant piece of property in
the association's temtoTv was kept free
from weeds and no dumping of ashes or
garbage or anything unsightly on any
of them was permitted. This work cost
$892. The expenses fell on the associa
fetion, only three owners of vacant prop
"^ertv being subscribers to its fund, but
.Jhis work is undertaken for the benefit
the improved, appearance gives to ad
joining property The item of $500 for
snow removal is largely incurred on ac
count of this vacant property, but the
assurance that it be done promptly
and well contributes to the comfort and
%ou\ enience of a$ wh^ *ttse the streets
The subscriptions are all voluntary,
but a sortf op sehedsu-lpf^f. maintained,
based on the 'frontage or property. No
sustaining membership subscription^ are
received for less than $1 a month and
for the average property owner they
run from that up to $3 or $4 a month
for general service. The corporations
Such as churches and schools pay accord
^ng to the valuation thev place upon
pth service. The university of Ch^ago
is the largest single subscriber, paying
yearlv $1,500.
Fight Smoke Nuisance.
The association and its superintendent
rencier active assistance in the enforce
ment of the smoke ordinance and is just
now congratulating, itself on the prac
tical demonstration of the possibility of
completp immunity from smoke being
given by the University of Chicago.
When a year or two ago the Midway
school put a new heating plant it
paid f01 the installing of a stoking de
vice warranted to prevent smoke, but
it did not work. The company manufac
turing it insisted that the trouble was
with the installation, with which they
had nothing to do. After a long test
the umyersity decided that, whatever
tho additional expense, it would employ
the manufacturing company to make
the changes it declared necessary. In
doing this it was much gratified to find
that the cost was comparatively small
and that it brought complete sucess.
Now that the smoke ordinance has
been made effective so far as securing
convictions are concerned, there is grow
ing a strong demand for the maximum
fine in the case of old offenders. This
is-$100 and Chief Inspector Schubert is
hoping to get this increased to $250 and
the auditional penalty of indictment by
the grand iury, as is done in New York.
Since the amended ordinance has gone
into effect the amount collected from
fines has been about $1,000 a month and
there has been much improvement in
some quarters.
Woman's Outdoor Art League.
While all of the improvement leagues
give some attention to esthetic im
provements, especially tree planting
and care, one of the chief agencies for
this work is the Woman's Outdoor Art
league. This week the league is mak
ing its distribution of seeds among the
school, children and co-operating with
the Municipal Museum" and the South
Park commissioners in a series of School
garden conferences at the field houses
in the 4small parks of the South Side.
The league also aided in Arbor Day
work and assists all kinds of gardening
projects of other civic centers, such as
the settlements.
There are nine of the field houses and
a conference was held daily. The school
children came bodies in the afternoon
to examine the garden exhibit, and talks
were given on what junior citizens
are doing to make American cities
beautiful, or specific plans for Chicago
and on garden planting. A somewhat
similar meeting for adults was held
each evening.
How Seeds Are Distributed.
The plan for seed distribution here
is considerably different from the plan
adopted in Minneapolis, which was a
pioneer city in this work. The seeds
Don't Be Thin
A Week's Treatment of Magic Nerve
and Flesh Builder Sent Free hy a
Woman Who Will Tell Ton How
%o Gaua. a Fexfect Figure.
My'Magic Nerve and Flesh Builder
will develop a firm, beautiful bust,
shapely neck and moulders, handsome
ly moulded arms and limbs. It fills
out ALL therhollow places.
der a written guarantee to do all that
im
or mone refunded,undSol
fo
cla
fU f%$-
AS CHICAGO DOES IT
Many Suggestions for Minneapolis in This Story of the
Methods of Various Organizations in the Metropolis
By MARTHA ANDERSON WYMAN.
are not given away, but ample packets
of reliable seeds are sold for a penny
a packet. The league takes no respon
sibility for the work beyond providing
and distributing the seed and the work
of .supplying the children is carried on
thru local centers, either in the schools
or some other organization or individ
uals. Each center determines its own
methods and if prizes are to be given,
they are provided by the center. The
league encourages, advises and co-oper
ates, but does not direct the work.
The selection of seeds offered is lim
ited to those adapted to local conditions
and easy of culture, a plan whose wis
dom is at once apparent. The list in
cludes 4four
British
f
gfoftftifefe .**_*-
Defective Page
Suifda^ April 29, 1906.
'clocks, tall nasturtiums,
phlox, bachelor's button, asters, core
opsis, morning glories, marigolds, let
tuce, radishes, parsley and Swiss chard.
Gardening is attended with difficul
ties in Chicago, except in certain fa
vored localities^ on account of the poor
ness of the soil, and the rigorous cli
matic conditions, but in spite of this
there is much enthusiasm and much
hard work that yields good results. It
is estimated that there will be more
gardens made here this spring than in
any other city in the limited States,
and much of this work is traceable to
school garden influence.
The expense of preparing the soil
for general gardening or a lawn is a
serious matter for any whoBe means are
scanty, as loam has to be brought in
from a long distance and a large quan
tity and plenty of fertilizer is imper
ative for a lawn or any permanent
planting. One school with a new plot
of ground added to its yard will have
to spend the whole of the $300 it has
available for beautifying for soil if it
is to lay a foundation for permanent
beauty and usefulness.
For this reason, among poor people
the making of gardens of hardy plants
that can contend with the unfavorable
conditions is encouraged rather than
lawn-making.
One interesting feature that is to be
urged by the fieldhouse school garden
conferences' is that every child provide
himself with one packet of missionary
morning glory seed to be planted in
some barren spot not on his own yard,
for the purpose of cultivating a sense
of civic interest and responsibility.
Tomorrow has been designated
as a general cleaning day for the
luniors, and they have been organ
ized into brigades to find out what
Government Bonds
spring.
HERE EXCLUSIVELY
State and Municipal Bonds
Stocks and Bonds
Cash on Hand and on Deposit
Premiums in course of collection
i Surplus in United States
-m
ssfe
mm*mm
needs to be done and to do it. This
work they are to be encouraged to do
as much as possible on their own initia
tive. Meetings at the fieldbouaes to
report the results of this work will
complete this phase of junior work for
thev
New Parks for Chicago.
The decision of the courts this week,
that the West Side bond issues are
legal, clears away all obstacles to
the park work in that section.
The new board, which has just
been awaiting this issue to begin ac
tual work, will now complete the pur
chase of the sites of the three small
parks already selected and will go to
work to make and equip them in a
manner similar to those on the South
Side, fieldhouses for neighborhood meet
ings and indoor and outdoor gymnasi
ums being prominent features. The
West Side parks and boulevards are
in deplorable condition from years of
iteglect and political iobbery, but with
the work in the hands of a public-spir
ited board that is now in authority,
and with the necessary funds, great
changes are promised in the near fu
ture.
For a Clubhouse in the Jewry.
One of the new small parks and
playgrounds on the West Side is to be
in the heart of the Ghetto, and the
Jewish people have a project on hand
that will undoubtedly be realized and
will provide still further for the de
velopment of the district. This Jew
ish project will be settled in Minneapo
lis at a convention to be held next
month by the B'nai B'rith, one of the
strongest Jewish organizations of the
country, which has offered to join in
the enterprise. It is proposed to build
a $100,000 clubhouse, equipped thruout
for recreation and the improvement of
the social life of the district. The plan
is fathered by the Chicago Hebrew in
stitute, which has already raised some
funds for the purpose. There will be
educational features, with a library,
classes in literary and industnaj sub
iects, and a kindergarten. Public lec
ture courses will be maintained and a
roof garden will afford a special attrac
tion for the summer.
Rev W. W. Dawlev, Who left Minne
apolis about two years ago to accept a
call to Syracuse, N. Y., after a popular
and successful pastorate at Central
Baptist church, has been called to Chi
cago by the Belden Avenue Baptist
church. Mr. Dawley's decision has not
been announced.
A banquet of Chicago Presbyterians
May 15, will be addressed by a group of
distinguished men, including President
Woodrow Wilson of Princeton, John
Wanamaker, John W. Foster and Eob
ert E. Speer.
Texas and Louisiana and Return, 927.50.
Tickets on sale via the Minneapolis
& St. Louis railroad from Minneapolis
to Galveston, Houston, San Antonio.
Beaumont and Port Arthur, Texas and
Lake Charles, La. Tickets on sale first
and third Tuesdays of each month, lim
ited to thirty days. Liberal stopover
{rivileges. Bates equally low to points
Arkansas, Oklahoma, Indian Territo
ry and New Mexico. For full particu
lars call on J. G. Eickel, City Ticket
Agent, 424 Nicollet avenue.
The Shoe of a Dozen Virtues
SEL ROYAL BLUE
With "The Bole of Honor/'
Spring fashions in which sprightly style, complete comfort and
highest shoe integrity meet on the common ground of Quality,
EVERY CUT EVERY LEATHER EVERY SHAPE
A perfect fit for any foot of
whatsoever proportion.
Cornet
Nobby
Lasts.
FINANCIAL STATEMENT OF THE
OF TORONTO, CANADA
1st January, 1906. United States Branch
ASSETS.
Interest due and accrued jut.. 12,638.94
LIABILITIES.
Reserve Premium Fund (New York Standard) $964,037.48
Beserve for unpaid losses 82,508.69
Total income in United States for 1905 $1,494,835.88
Total losses paid in United States from 1874 to 1905, inclusive $16,586,749.07
The British* America Assurance Company's liability in the San Francisco disaster is estimated at
$275,000.00. With a Net Surplus of over $450,000.00 in the United States, as shown above, there need he
no fear as to the present financial strength of this old 2nd substantial institution.
ORGANIZED I N 1833"TIME TRIED AND FIBE TESTED."
SOLE AQENT FOR
MINNEAPOLIS
WALTER I. BADGER AGENCY
Why Pay ThreeCents a
5000$I00
When You Can Go for
$.02 a Wil a S.02HHH9
25D0 $56.25
SEE THEM at the OFFICE
119 SOUTH THIRD STREET,
^sm
FIT E O na
Section of Appropriation Bill May
Be Knocked Oat on a Point
of Order.
By W. W. Jermane.
ir
TO BE^ETTLED
Washington, D. April 28.The
house will discuss the free seed propo
sition early next week, perhaps begin-/
ning on Monday. Chairman Wade
worth of the agriculture committee,
which reports the agricultural appro
priation bill, is inclined to hold that
the free seed section is subject to a
point of order, that it has always been
subject to one and that when that
point is made against it the speaker
will probably indorse it. The vote
would then come on the question of
sustaining the decision of the chair,
and many members would vote to up
hold the speaker who would vote for
the free seeds if that proposition were
up without the complication re
ferred to.
It is believed that the"house is pretty
evenly divided on this question of free
seeds, but on a question of sustaining
the chair the majority in the affirm
ative would be quite large.
Congressmen irom the middle west,
as a class, are opposed to the free seed
idea. Those from the south favor it.
Eastern members are rather evenly di
vided. The sentiment is unanimous
in favor of leaving in the bill an ap
propriation for rare and experimental
seeds. The free seed appropriation
was originally made in the lnteresff qf
this scientific handling of the 4jiefi*
tion, but years ago it degeneratedftnto
a petty political graft because or jhe
supposed interest of the farming cfessea 1
in getting something for nothing*.
IOWA'S TURN NEXT
Commission to Investigate Insuranc*
Companies Organizes.
Des Moines, Iowa, April 28.Tha
commission appointed by the legisla
ture to investigate insurance companies
in Iowa met today and organized with
Senator James Jamieson as chairman.
The investigation will begin in a few
weeks.
The Lake Shore Limited.
Particularly desirable for ladies and
children. Leaves Chicago* 5:30 p.m.,
arrives New York 5:30 p.m. All mod
ern conveniences, including ladies'
maid, manicure, stenographer, electric
lights, dining car and observation com
partment car.
Inquire of Harry W. Browne, N. W.
P. A Pioneer Press Building, St. Paul,
Minn., or Warren J. Lynch, Passenger
Traffic Manager, Chicago.
OXFORDS O HIGH SHOES
Minneapolis:
315-328
Nicollet Ave.
St. Pault
Seventh and
Robert.
T50
$
Boy's ShoeWinner on every shoe point $2.50
America Assurance
i i
&
Co.
$103,000.00
730,880.84 377,843.40 118,370.67
200,265.26
$^542,949.10
$1,046,546.17
$496,402.93
JjOJiamile
1000 $25
W^
23?
5*^8