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J News of the Insurance World IS New Features iu Life Iusurauco. Tho year 1SM0 has witnessed miuiy re markable hnppcnlnpH In the life luxur iance business. A noticeable feuiure baa been Iho I:irse number of policies sold Sli) corporations sis protection against Boss bv.tbe deulli of partners or oxeou rttvci?. Maui of the life amenta Ihrouph goul thf oiintry have special izeo..on tlila feature of commerrlnl life insurance, and W3 a result hnve reaped a rich harvest In comtniasions. Stewart Anderson of tlio 3Maucluisetls Mutual .Mr'c, in a review 'of bis business for tbc year, names 'thirty commercial tlrins which are paying jpromhulis for policies on tile lives of pcsciitial members of Uielr organizations pie waj.s a corporation insures the life fclf the officer upon whom its banking tor oilier credit rests. Ills sudd'ii death night so Impair the credit of the busi ness as to force into bankruptcy. Life Stisurance. II Is argued, would . Immedi ately produce the eaTh with which to tfdc over the emergency. Another illus tration fs offered in the ruse of a cor poration contemplating the Issuing of bonds. The death of one man uifshl. so disrupt the urbanization ihai hi the event fir liquidation the ca.-h realised would fall far short of redemption of the bonds In full. n endowment policy on the Slfo of (his one man for the amount of thc bond Issue and for the express pur pose of saiVpuanliiifc buyers of bonds would plai.e the corporation in posses sion of noiiKh ready money In the event of death to redeem the bonds at once. Hates Lo Be Increased. Representatives of the National Fra ternal f'onuieifs and the Associated I'Va !te.rnltics. who have been working with the Insurance commissioners of the vari ous slates for a uniform fraternal bill, jiiict in Chicago last week and passed jnpon the main points of the measure lo lie hulunitted to the state legislatures next j ear The result of the confer ence ckarl shows that holdcr.-j of sis ifesfcinenl eerlificates. said to number K'riore than two millions, will be called ipou within the next few months lo pay K higher price for their insurance if they want it continued. In a published Inler riew C. 11 Koblnsou. secretary of the TToiiniiUtt said: "In many ways this ils Hie must radi.-al and stringent bill for itnc eontiol of 'he ftat:rnal .societies cer lvawii. riii-c mum show a higher vnlu Dillon of cerlllleaies. and about three ourll' of the sofieiies will be. forced to Jmrea-e tin contributions from their tficuiln r.s In "ider lo accuinulato the re fill I red H.'ervt-." R Regarding Accident Policicc. At a i onO'.-eiiie last v eek between 10 In ui-aiue Ji'partiiieuts of New York and Mai aHiusclls. several questions cmiK up r.spe.-litiir the new laws of both sjlat which tru into effect January J pest, lie. purpose "f which is to popu late tlK is:-.i.nici; of accident and health Jupuruic; poli'k-s. KardluK the re frieivnl of contracts issued before, that JJaU- iti'j whl-ti have no prA'Uinii k'lv 5ji;y '. liniied the rl?ht to renew by thr paM.i'iii if successive premiums, it Wis .Vi ukd I hut although it is a close fiic;'ilou wh' ih'T or not these wu-alled icacw ils ar- not lecluilcally new policies gtlllit- for the use or new ones as prc Eerioid o- law. ci. In view of the prne Tftfl dll't'i-'ilti . in the way ami the loss WW. ! mlir'n i cmiU tu policy holders I he VciW:l o' lli- doubt should he given In the pr.'M at intheil "f MMic-sals. and ir.w fill l I'je-iinn arl.sln;; he Wl to the I "Four' to further legislation. This frjean tb.T thci-o will be no interference hi i ll part of Ui- Insurance departments Evllh 'he r w -al ol policies now iu force., u- t'iu " I. i: (l prior lo feceinbcr 'low .. iMiin-t-.-- issued under the now aw n u: i b.i"- u .nicwil provision. tone Experience Enough. A Tr'ai 1 'utchnian. owht ol a small hjkiu Pad pta od on H an Insurance ag-.iin 't l; l flu' r ?S0i. ultbongh it l-ad hff 'i I ulH fr considerably less. The lii'i!"- bu-M'l one nitrht am) the DulHi ivtm ). it if i c;iim for Hill amount early Ijii- p i morninc. at Tin. iii. mv or the insurance company rat'irall iciuicd lo pav more than Hie liyHt 1 ,ilUc of Ibe vh"HKe. about "nOO. i'le . vj ,w -.-d h'-s dinsjillsriicUoii In pow- ffctful l-i-el cm Knglish. Interlarding bis 31:11 a ' vlt' bome very choice Teiitonle In r' pt the agnt Tfir the iusm-aneo rSjmpjm taicd. "If you wish it. we Kylll bolld mu :.' Iufg?r and hotter house lUian lb. one boned, as we are positive ii "an lo"e for le-. than SHOO." To llu- flir proposition the lit.-lnuan trelou-l, Meeteil. nnd at last was Co'npeihd to take ,ihe Sfio. Somo weekt 1 'jtfl'-r I." b'ld aec..te,j 'he money he was .willed, upon a Mf- insmaiice agent 5 'who wan;e, pim t,. take a policy on hi.i V.f; 7 52 "If ou ii.Mire your wife for ?2H'.n. 1 'ij'e ;i2o .a, iiin.out: other rirpuuinla. P iiuiid she mould dir. you would have JL'iiiin 10 solace your heart." mW "rinmii r ;nul hi H ..!! !" olacillaled til" I -HMitilinian. "you iiihiinince fellers Is all Ltlcfs. If 1 insure mine vife nnd mine J vvlfc dies und I goes U der olflee to ge imlnc -noncv. do I get .all der money? 'J ?.'iep. nieii. Von will say to nie, sin! jvas not orl two thousand dollars lie I Svus xorl i-ifU iiineij " dollars. If you J 'tJpnM lilt- der ninety dollars! ' will srlf I ,you a bigger uml .better vife." K. j !ch3ii;c. ij Heirs of .Jurist, iu Court. bill o' interpleader was Tiled iu the raipori'V mui I of Obka-o last week by j Ihe V' w York Life. Involving the sum or S;".'0u 01 .1 111" polic.v carried b. the late iGhi'-r ,li.ti.c .Melville V. l-'nller or the iirntK1.! Siiu s-upieme court. Ileh of I .the di"t mgntheil jurist are named as de-,fendan"-. Mrs Maud Fuller Oollus, a Maitbler l..v Ids first wile; ,-ind Ar-hlbnld I W Hi'iiwn. hupr-and of Airs. iJrace W'eslon I Fuller Ihf.iii. who claims t lie money as ;tlif bf-ir or Ills 1.011. .Meh llle Knller Rrow n. I rvj'ho died in itiiauey. The elVenmsl:! in.es I i"onc..rniiir I he nolicy ;.re as follows: I .lustier I uIWt took mil the pollev in I, Manb 101. Ai the time or the great L' Gbleago fire Mr. Knller was living In Cbl I cago and llie policy, with oilier doeu- Viientf! and personal i-ffeets, of his, were Iiliurnod up. The original policy, tt is claimed was written in favor of his first wife and h"s children if they sur P .vlved hitn i"opie.s rr policies were not. gi; kepi, by rompnnies as is tlie custom now, 5 'and in Hfklng for a duplieaii; contract. W aiistiee Keller made an affidavit ;is In JJi .the character of the policy and a. new one 'j waV made out lo his heirs. The dispute il now' Is as lo the rights of the children ,lh the policy and In order to have the nj Tnntl'T pronerlj determined and adjndl P'.OJiled the "New York Life company has Talr the money into court. llhM -Newspaper Tnstirance Scliemc. a U (s not gein-rally known that the late ir O'-orge iWu ni.'H, founder or Til T.jls, v Sliniu) and other lhiglish nnblica ons. and a member of the British house r parlhiment, represenling Hie Swansea Wales! Jiorougli. was the originator of lie newspaper insurance si heme which as beenwldely used by other publlca Inns' ror advertising purposes. After it Bits had been running some years nd was well established, a poor man s slUel in a railroad accident, and a opy of the paper was found on his ody. Tim man s -widow, by some freak 1 elreuinstnnces. wrote lo Sir George, mo had already won a reputation as a ihllanlhroplsl. although he began life - poor man himself, and asked for aid .'Ma was the .starling- Point of the in tmiticc idea. 1'n to the present lime iDWPi-d of JSO.OOO has been puid out to he. benellciuries of renders of the paper, yio have been killed In railroad wrecks. I. he plnn was taken up by Insurance ipmpanles as soon as Its advertising luvaiitageo were seen, and contracts vvre made with olher publications for ihnilar pi-oioction. but the original p er. Tit Hlto, always carried its own asks. " Utah Fraternal Order. JjVtab 1ms Iwo life conipaniea organized niuer its laws and still another In course n formation. Recently a now fraternal trder saw the light of day In Salt Luke e V; known as tho T'ratormil lederatlon n North America. It has a regular set H orricers and is organized the promot fvii, uy. for the purpose of combining trutenml benenis and benevolent obJceLs muer n pi!in tyhc-e. the membership of we federation pay no money for fraternal pe Insurance, but are furnished prolce wP ,'or 't level premium in one of the pa-line. e0mp.,nert Tll(. isl ()f ofnccrrf P f'Jl'ows; William Kgard. yrauil ftrrsldeiit. Augma a. I.Iebman. first rana Uo president; Kreiicrlek Crowe, second grand vice president: Edgar V. Monsbergcr. grand auditor: Whitrord V.. Wilson, grand secretary and treasurer These officers have made a contract with the Philadelphia Life Insuiancc company to furnish profit-sharing policies of in surance to their members at the regular old-line intcs. which will be reduced each year after deducting a small percentage necessary to maintain a safe and rea sonable net surplus above policy obliga tions. The National Copper bank of this city is the depository or the funds of' the order, as well as for funds which aro to he laid aside, for a colony homo for aged and disabled members nnd their widows and orphans. The llrst. colony home will be established in Utah und will consist. of a. tract of 610 acres of land and the necessary Improvements. The plan of housing the members will be on tho cot tage order, when provision will at first be made for a small number of mem bers. It is also Intended to provide full educational facilities, as well as the es tablishment of an Industrial school. In short. Ihc entire system is Intended to revolutionize present social conditions by bcjlering the workman's condition and putting an oinl to all future strikes and strife. ""The charter has been approved by tho state Insurance department. Iusurauco Notes. The Equitable 'Ufo paid JiSO death claims In the United Stales and Canada during October, tho payments totaling 51.0So.0-Ji. Darwin P. Kingsley. president of the New York Life, lias been elected a di rector of the National Surety company of New York. Sail Lake City has been favored with a visit from a number of loading in surance officials during the past few months. They arc unanimous in saying that the cily looks good to tlicni for in- ; vestment purposes. The lfomc .Circle Association of Utah', a fraternal beneficiary society, -tvas In corporated last week. Charles L. Hatfield has been appoinled agency cashier In Ibis cily for the Uqult ablo Life of- New York. The membership of tho Utah Associa tion or Lire Underwriters now numbers Ihlrtv-onc active Held mun. Three new members were admitted at last Satur day's meeting. Henry J. Mowell. president of the Na tional Association yr Life Underwriters, will puy ball Lake a visit some time ne:iii week, nnd the officers of the Utah association arc. arranging lo have 1 he annual meeting and banquet held while Mr. Howell is here. The suggestion made to the city coun cil by L. C Axlcll. member of the Vet eran Firemen's association, that all lire hydrants be painted white, so as to he more easily lues led at night, seems lo meet with general lavor among locul lire agents. The supreme court of Alabama has de cided thai tlio insurance laiv which ex empts Insurance policies yfroni tlio in sured's indebtedness Is invalid. The lulerniountain Life Innnrancc com pany or Utah, now in course oT forma tion, expects lo conimetmo writing in siiratico tin- beginning of the new year. It is reported tlqil one-half of Iho pro posed InO.ouo shares have been dis posed of. New York will follow tho lead of fMii eago. '"'hieago is erecting an undcrwrlt ei building on an extensive plan 'to ac commodate : 1 1 Iho local agencies hi the cil.y under one roof. A number of local agents ' declare it within the range of possibility for Hull Lake City lo havy one, loo. Audiior Killheimer of Indiana has rc oked for one year the license of TV. A. Uehoe. an agent of the Mutual Benefit Life at P'ort Wayne. Kehoe's alleged offence was circulating misrepresenta tions or another company. The offend ing agent lias ghen nollce of appeal Iu the courts, which will prevent the revo cation of the license mill! the case hu; been tried. You Must Read This if Tou Want tbc 33 cue fit, ;-,L Vr -Greer, Orccc-woon',' La':," suf fered vrilh a severe ratio of lumbago. "The pain? were so intense T vas forced to hypodermic injections for re lief. These atlaeks 3larled wifh a pain in' Ihc small of my bark which grad ually bceamo fairly paralyzing. iIy j I lent ion was attracted to Foley's Kid ney Tieniedy'and 1 am glad to nay after uEing tb'13 wonderful medicine T am no longer bothered in any -way by my old enemy lumbago." Schramm-Johnson, drugs, live sLori-3. "Intensely interesting. " "historical ly correct," is tho verdict of TJtahus vho have read Josiah F. Gibbs's latest work on tho Mormon question, "The Mountain Meadows MasBacro." The pamphlet oi sixty pages is osccllcutly illustrated, with engravings from pho tographs t tkcu on tho sceuo of the tragedy. The edition is going rapidly at -1 On" 03 eh, two for 75c, three for $1, si.v for l.;fi. postpaid. THE TRIBUNE PUBLISHING CO., . Halt Lako City, Utah. I AVAILABLE. The Auditorium roller skating rink can be had for privalo skating parlies any afternoon except Saturdays or holi days. For parties and club rates call Bell phone Main fiOO.'I. Kodak Pictures Finished. Mail your films to us. Salt .Lake Pholo Supply Co., 177 Main street. Ex clusive photo dealers. CONGRESS CAFETERIA, 25 L'. 1st South, The popular place to cat. Breakfast, UrilO to !l:G0. Lunch, 11:00 to 2:00. Dinner, 5:00 to 3:00, Muaic during dinner hourn, Tribune-Reporter Printing Co. AG West Secoud South st. Phono 713. LIVE GLOSS! HAIR OH HEALTHY SCALPS To prevent dry. thin and failing hair, remove dandrulf, allay itching and irrita tion and promote tho growth and beauty of the Iiu.li. frequent shampoos wllh C'utleura soup, assisted by occasional dressings with Cutleura ointment, aro us ually effective when olhor methods fail. In preserving, purifying and beautifying the akin, in preventing minor orupilond from becoming chronic and in the treat ment of torturing-, disfiguring humors. Ironi Infancy to age, these pure, sweet and geitlle emollients have- no rivals. MaJfcm$ Powder Absolutely JRuw ACCOUNTS SOLICITED. National Bank of the Republic A thoroughly modern savings depart ment conducted in connection with thla bank, So To deposit boxes for rent. U. 3. Depoaitory. Frank Knox, prcaldent; James A. Mur ray, vice president: W. F. Earl-, cashier; E. A. Culbertson. assistant cashier. Capital paid iu. "00,U00. Interest palil on tlmt deposits. A True Story! A few weeks ago we .sold a merchant in a town a few miles from Salt Lake a National , Cash Register for $125. He only bought the register after a great deal of persuasion and with great reluctance, as he said he did . not see how it could benefit him. Last week he came, in and traded this reg ister, after using it a few weeks, for one of our latest model multiple drawer, electrically 1 operated National Cash Registers. Asked why he had made the change he said that his business increased $7.50 per day after , installing his first register and he felt that he coujd now afford to buy the best. There is no secret about this, tall at our salesrooms S and we will be pleased to Firsl Regisler Purchased. t Second Register Purchased. Reduction in Prices! Today we sell National Cash Registers at about one-half and in some instances about one-third of the former prices, BECAUSE OUR COMPANY HAS IMPROVED EVERY ' OPPORTUNITY to decrease the cost increase the output THE NATIONAL GASH REGISTER CO. Salt Lake City, Utah. Please send me information about National Cash Registers. Name .jt Business ;-' r. ,;- Address No. of Clerks , DO NOT DEL AY-Send. Today. Fill Out the Coupon and. Mail to OSCAR GR0SHELL. Sales Agent The National Cash Regisler Company 49 STATE STREET GROSHELL-FORSHEE BLDG. Each Department m tlte Auerbaeh 1 H Store is Contestlag May for the I I Greatest Crowds by Special I Holiday Offerings. t H SPECIALS FOR TODAY I TODAY! $8.00 JAQUARD BATH KOBE BLANKETS. H German volour liniab, lino quality, rcverHiblo paitorua iu lif-ht antl dark effects -with bordci'H that can be used for cuffs Jiml ""collars; jual tlic blanket; to niako bnth robes for men, women and children for H liuliduv 'iftH. Imported to sell at $:j.00. This sale - Qf Qfi for today at, each V AeOO TODAY! TODAY! TODAY! TODAY! INFANTS' LADIES' . HOSIERY OUTING H JACKETS UNION SUJTS 3 Pair tor 5oc. KLANNEL H I Prettiest $2.50 Val- 52.75 Grade at Children's flue GOWNS ucs al jj 43 $1.9Q. easlnncrc wool rib- Be3t $1.50 Grades H hod hone In laul at 03c 0 J Infants' cashmere Ladle.-' e.Tlra. fine black -vith j-i-av Gownn of extra 1 1 H jaclcotfi in a. gieat quality cashmere ,ne.ino ucu, aml Kood quality ouL- Vm A variety of the wool ribbed union Inc-,no 1,cc:u ntl ins flannel In iivutH J prettiest hand em- Huita. -ruamntccd 1CS' ' sizes. Ihc pnk or blue 1 I broldorcd dcnlg7i.M. non-fi'nrinklns In best 25c grade, at trlucs. a. vunely 1 B Bout L'.F10 vnliioa, white or tdlvcr i'f Ktylca lo choose! Eon a!c today at ferny, all :sizes. best n.tp trqm In the beutj B i &!.7o srado at 0 PSIT 10T 51.1.0 grade; at- I $L49 $199 50c 99c I I TODAY! TODAY! TODAY! TODAY! $1.00 Dresser ,21.2 antl lSc $2.00 Full 90c moUIt I Scarfs, oUTINtt Bleached -"kmoSo H rSnKT1 1,,LANNBLS Li"fIab,e PI'ANNBLS I oiotits . s- '?- S3aiPrv,ird!""!-l H I Special at cacli oah . a jard -- I 58c 8c $3.23- 12c 1 TODAY! TODAY! TODAY! TODAY! 1 $4.50 WHITE $7.00 PLAID $3.00 DINNER $3.00 COUCH I H BED SPREADS BLANKETS NAPKINS COVERS 1 Frinccd with 'ut wool. 11-4 alze, 21' Inches scjuar?. Slzu '' by HO, spc- n coriicrn Snocial at fpcclal at, a pair special at, a dozen cial at, each 1 1 ea':"-"$2.68 S4.48 $1.88 $1.48 JSy& Buy Eggs i I w' By Name 3 I 4JI)o you utill ask youv grocer i flm fu "sen a ozeli eggs," and JL aG yur dances'- ' fljOr do yuu say: "Sond me u dozen Blanchard Eggs," aiid ' jj --D0W you're safe? Inien you gel Blanchard Eggs you get our guaranty 'mM ) Xzffi 'la,; -I-'re fresh. They cumc (jraS J.igj& iu dated cartons. 'WlfH 1 We s YUL' dealer sells I.licm. jjjjffi 7!5i ''y' j rMomcfi Clients ?" I rSSCL We recently collected money ror all v8?55vFTrirv. 1 j ST m c' l',c following clients. Read the Sf y4 ffl iff iljS I'"1' You w'" some of them. If I yy -U RJDMU'l,liOIi LUrt CLflir j If Mith-O'Bilen Co.. Cily. I'etr Larai-n. Lchl. Utah. Columbia Pl.unogi-aph Co.. Bridge- JhT'uiu!!. l,'Ul"k C0"WP, Alncrlc"" ' j port. Conn. Oaynos .l'owclry Co.. Cily, liehl lalhev.'s, Solplo, btah. Continenlal Life Ins. t Iu v. Co,. Q II. 1,. Nelson, niro X. Y. I.Ifo ln. Cily. S 'o City ':,t- l.al-' Tailoring Co., City. m " Vvilliiin'iH & U"illiumn. Cily. W. Plekfrinj. lUO So. 7th JSaal. M nounlirul Co-op.. Uounllfnl. b'lah. City. W .Miin-av Alfat I.Ivo Sloelc C.. li. I'. Purrlm:, 1'. U. Uux liOU, Uen- K) Mm ray. ' irinht- vcr. iVto. .lourit.v.yiMi .t Lai'M-u. l.ofsni, i;iah. - ' N". (.:ianvill-. Ulaokioot. Idaho. ! V). A .ffl!;k, S01 1st Ave., City. C C. Suydor, L'tali s?av. & Tr.lt Dr. llasbruueh, 0U CunthionUil DbJ'-. City. ( blui'K' CHy. ' T. '.rannci. Iloavor. 1 tall. HI B W'c-Uru' Co-op., :CU W. Und South, Kooky Mountain I Jell 'IVu-phono j Clt . Co... City. i . aLw'' C'rr. .iVsielner. Itii-hllohl, riali. J 1 j r- ' Turn In your claims and vc will SrrKl I IH sff'ffl collect some money for you. y M. v A IH f ( jf)s MERCHANTS' PROTECTIVE A5GO- fff (Wr$ V , t j Sclcnlllle Collyetorn of"j Ioii"sl Debts. A i V, N. 1 I ' iUV kllMi 1- looni.s, ComtinMulal Ulk , l V ilMi N. AHr,y I'l-aucls G. Lulu. Con Mr. CU' lZr -- "Some people iJon't like tn." s "--- TRIBUNE WANT ADS PUiL!. I