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ROBERTS CITES • LOSSOFVALUES People’s Counsel Discusses “City Blight” at Takoma Park. ■pedal Dispatch to Tha Star. TAKOMA PARK, Md.. May 23.— *Realdents of this community continue to show keen interest in the points outlined In the address of William A. Roberts, people’s counsel of the District of Columbia, at a meeting of the Takoma, Md.-District of Columbia Citizens’ Association on the subject of “City Blight.” He referred par ticularly to the process of destruction of values of real estate. In the course of his remarks ^Roberts said that the normal life of at modem residence Is set at a mini mum of 40 years for frame buildings and said unquestionably the build ing could be maintained In a thor oughly livable condition for over 100 years, yet the distressful sight of hun dreds of millions of dollars of home values destroyed for causes having nothing to do with the physical de terioration is present. , No Longer Desirable. The speaker pointed out as an ex ample inai in me residential secuon of the District which lies north of K street and between Thirteenth street and Connecticut avenue as far north as Florida avenue, the old boundary street, there are homes which once had a sales value of at least $50,000,000. Between 1925 and 1936 many sections of this area have decreased in market ability until the present sales prices are not more than one-half of the actual obliga tions incurred by the builders at the earlier date. There are numerous instances of splendid, even palatial, homes, he said, in the vicinity of P and Q streets which were marketed at prices in excess of $25,000 in the “ post-war decade for which there is no market at the present time for as high as $15,000. The buildings are adaptable to residential purposes, they are still in good condition and thoroughly livable, but “city blight” has destroyed their attractiveness for people who can afford to pay the in vestment price first mentioned. This disastrous loss is many times the to tal fire loss of the District during the same period of years. Causes Are Enumerated. Roberts cites these as causes of de •t ruction of values: Invasion or threatened invasion of ■’commercial and industrial enter prises: inactive zoning ordinances and regulations: sales to residents whose habits and standards of life are not compatible with the first owners; noise and dirt incident to Increasing traffic; high pressure real estate campaigns for newer areas and lack of proper merchandising sys tems for used homes; inefficient, ex pensive and impracticable financing ^methods in connection with the sale of used houses, and absence of civic co-operation by the residents of simi lar neighborhoods. In the aggregate the losses from the above causes are tremendous and con stitute a serious national problem, Roberts said. Cities are confronted with requirements for tremendous in vestments for new highways for sub urban areas, new water mains, sewers and police and fire facilities oy rea son of the movement of the resident population. Areas for which the im provements are complete drop into disuse, with sharp falling off of tax values and a reduction in the revenue of the metropolitan communities. Not a little of the tax problems which be set the people today are the result of this shifting of population, which leaves behind it uncared for, under maintained and deteriorating sections that once were esteemed and desired. Two Schoob of Thought. _ Serious study of this problem, says Roberts, has resulted in a division of schoob of thought. Some persons have suggested the radical step of the common ownership of large neighbor hood section? of the city with occupa tion under lease so that there would be a continuing financial interest be tween proprietors instead of the pres ent attitude of real estate speculators, whose interest in a community which they have developed disappears when the last house b sold. While such a radical system is directly antagonbtic to the American theory of home own ership, there b no doubt, he says, but that there could be continued control of many of the "city blight" factors enumerated above. A second plan which he considered utopian in its aims, calls for co-operative agree ments between the residents of com munlties, under which subsidiaries governments, controlled maintenance, esthetic considerations, as well as the type of occupancy, would be secured through agreements binding the resi dents of a given community. Both of these methods. Roberts says, are surgical in their nature and demand radical changes in the trends of com munity thought. They can have but limited effect upon residential areas already developed where the influence of blight is felt. The next best step may be found in civic communities of the type of this organization. There are illustrations available where such a group, through its pride and home ownership, its high standards ol maintenance, has actually increased the value of residential property. .- • .. Kitchen Walls in Yellow. A kitchen seen recently has walls painted a cool yellow with cocoa brown woodwork. The linoleum com bined the same brown with a lighl tan. Glints of vermilion on the can isters and Inside the waste basket lent verve to the scheme. PWVW .... — 1! - L . . BUYS LAND NEAR LURAY Filling Station and Cabins on Property Purchased. LURAY. Va., May 23 (Special).— Harry Campbell, whose home was sold under a deed of trust last week for $2,425, has purchased 13 acres, filling station and cabins on Lee High way near Luray at auction for $705. Campbell's former residence, con sisting of 245 acres of land and dwell ing house on other side of Shenandoah River, once sold for $10,000. Other sales yesterday consisted of two town dwelling houses and lots, one bringing $2,400 and the other $2,100. Skimping False Economy The most pertinent advice that can be given for painting work of any kind is that skimping is false economy. This advice applies to materials and 'workmanship alike, in every detail. . I ,.JU .... It >.L I. < ..* Insurance -Executive Also Sees Evidence of Business Revival on Tour. Evidence of a business revival throughout the country, together with a growing demand for Insured home mortgages, was reported by Elbert 8. Brigham, vice president of the Na tional Life Insurance Co., of Mont pelier, Vt., at a conference here with officials of the Federal Housing Ad ministration. This company holds in its vaults the first mortgage Insured oy the Federal Houslpg Administra tion. Brigham has Just completed a 6, 000-mile tour of the country in com pany with Fred A. Howland, presi dent of the company, for the purpose of starting an aggressive campaign to acquire home mortgages insured by the Housing Administration for the company's investment portfolio. Evidence Of Revival. ‘‘Everywhere on our tour there was an evidence of a revival of business and a general feeling of optimism,” Brigham said. "We found our agen cies enthusiastic over the improve ment.” Brigham said that his company takes great pride in the fact that it holds in its vaults “F.H.A. Insured Mortgage No. I," which is evidence of its belief in the value of this type of investment. “We have already made commit ments for 1,860 of these loans aggre gating $9,025,622,” Brigham said. "These loans extend as far west as Salt Lake City and aa far south as Texas.” “The National Life Insurance Co. was one of the first to become eligi ble as mortagee In connection with these loans, and the company has made connection with forty-six other approved mortgages to buy Insured loans and has also taken them up through the National’s own regular mortgage loan agencies In various parts of the country. The Insurance feature provides that In case of fore closure the property may be turned over to the Federal Housing Admin istration for three per cent deben tures, covering the unpaid principal of the loan plus unpaid interest dur ing the foreclosure period. The Na tional Life Insurance Co.’s experi ence has been that the delinquency in these loans Is practically negligi ble, and it consider* these mortgages very desirable as part of company’s regular Investment portfolio.” Brigham is well known in Washing ton for his championship of farmers' interests during his term in Congress. He is chairman of the investment committee of his company In addition to being vice president. WOOD SUBSTITUTES Composition May Be Used Where Inflammables Are Barred. Where Inflammable materials are prohibited, the charm of wood panel ing may still be obtained by using one of the compositions that simulate woods of various kinds. Everything from the simplest perpendicular pine! paneling to the most Intricate linen fold carving of the Elizabethan period may be had. So accurate is the effect that only careful Inspection would dis close that the material is not actually wood. Another development is wood veneer so thin that it is mounted on cloth and is put up like wallpaper. This comes in many types of wood, and used with skeleton wood frame paneling, gives very satisfactory results. It can also be used without the skeleton frame If wood plank effect is wanted. New Face Brick Offered. A new light, cellular face brick con tains 65 holes. Made from deaerated clay, it is offered in standard and 3};x 5xl2-lnch (105 holes) sizes, Is said to afford efficient insulation. Advance Showing of ADAMSON’S 4 NEW DETACHED CORNER HOME I at 4001 Warren Street N.W. I Finest ond highest elevation in j Washington. We suggest you * inspect this house todoy. Open Daily to 6 P.M. ! To reach: Drive out Mass. Ave.. turn right on Wisconsin Ave. to War ren St. and left to our oven sign. z:BAKER REALTY CO.. INC. • 1420 K St. N.W. Dl. 1311 BP mm 6400-6420-6424 31st Street N.W. Surrounded by Trees! See These Features! k Quality Construction ★ Furred Walls ★ Rock Wool Insolation ★ Copper Gutters and Down spouts ★ Copper Water Pipes k Buckingham Slate Roof f ^dlODEM 'l* J. Wesley Buchanan, INCORPORATED ! 916 15th St. N.W. Met. 1143 A DELIGHTFUL HEW HOME IN CHEVY CHASE, D. C. 6380 31st Place N.W. 6 rooms, 2 baths, detached brick on a pretty wooded lot 50x142. Excellent residential section, garage. A real value at the price. Price OPEN DAILY *11,950 AND SUNDAY ll'>*”-<rTMB^cicMORTOW 1101 Clifton St. N.W. FACING CENTRAL HIGH SCHOOL GROUNDS. Attractive corner brown brick home of 11 rooms and 2 bath*, screened I i double rear porches, space for double aaraie; deep landscaped lot. well above t Street level. Home entirely paneled and decorated <recently) throusbout. Basement i fitted for rental as apartment, doctor's office or conversion Into recreation rooms. ■ FOR SALE BY OWNER AT ATTRACTIVE FIGURE Inspection Saturday afternoon or all day Sunday House on Fulton Street Sold This residence at 3919 Fulton street was recently purchased by Mr. and Mrs. Maurice Folson from David T. Maloney, builder. The house containing 6 rooms, 2 baths, was purchased through the office of L. T. Gravatte, realtor. —Star Staff Photo. MAJESTIC TREES | Surround This Distinctive New Brick Home 3841 HARRISON ST. N.W. This delightful home neoring completion contoins 4 bed rooms, 2 boths on 2nd floor, lorge living room, dining room, specious modern kitchen, 1st floor lav., bulit-in garage, large recreation room, moid's room end bath, attic i with cedar closet, lorge screened porch, gas heat and refrigeration. ®This home is located in the most desirable section of Chevy Chose, D. C , convenient to oil schools and shopping districts, churches, etc. Drive out Saturday or Sunday and inspect while you still have time to select your own wall decorations and fixtures- Drive out Conn. Ave. to Harrison St., | turn left Hi blocks to property. R. BATES WARREN v 1108 16th St. ^NAt/9453j I W THAT WILL SURPRISE YOU WITH THEIR MANY FEATURES ONLY $6,750 and $6,950 Built by Eli Busada - / t-o j i iujLi i j.Li. Think of it! Semi-detached all-brick homes in a high, healthful location at such low prices as these. Convenient to schools, churches, stores and transporta tion. Six rooms and tiled bath with shower . . . three bedrooms . . . full-size basement. Concrete porch. Deep lots to alley. OPEN TODAY AND DAILY TO REACH: Oat Pa. An. S.E. ta "O" street to house. RANDLE & GARVIN 2515 Pa. Ats. S.E. Lincoln 4869 —— 106 East Oxford St. Chevy Chase, Md., Only— *11,950 A fully detached home of stone and stucco construction In one of the prettiest blocks of all this exclusive suburb, and so perfectly reflnlshea you would take it to be brand-new. Has six larxe rooms, a library, two pretty baths, bit stone fireplace, bright kitchen with latest modern equip ment. big pantry, breakfast nook, large attic maid's room in basement, and is situated on a big lot with abundance of pretty shrubbery, fine old shade trees and a two-car garage. The price has been made extremely low for this fine home, and we predict a quick sale, therefore we suggest that you see it this evening or surely no later than tomorrow. OPEN TODAY AND SUNDAY * Drive out Conn. Ave. to Oxford St. fin front of Chevy Chase Club) and turn east one and a half squares to house. TZ RMHOOKERMr t THIS NEW HOME IN • BARNABY WOODS • CLAUDE G. JOHNSON, BUILDER §AW3 CONTRACTORS A ENGINEERS E. J. FEBREY & CO. Eli. 1898 NEW PLANTS INSTALLED Any Site. All Work Guaranteed. CALL NATIONAL 8680 kkkkkkkkkkLkkk l || 5717 Colo. Aye. N.W. Furnished by Hutchison's, Inc. 6612 BARNABY ST., CHEVY CHASE, D. C. Offers a REFRESHING CHANGE from the commonplace and is created in harmony with the newer trends of SMART, COMFORTABLE HOME LIFE, which command correct treat ment of interiors and appointments. > 3 and 4 Bed Rooms • Fascinating Vanity Rooms Studies of Knotty Pine • Towering White Oaks Screened Living Porches • Vermont Flagstone Walks “Picture Book Kitchens” • Exceptional Environments On Display Daily and Sunday 10 A.M. to 9 P.M. “• j „ _ _ . .. To Inspect—Out Conn. Ave. to Harvey P. Baxter, Arch,tect Zsm&ikeeau Nebraska Ave.. turn right uni Weaver Bros., Inc., Financing 1 ^ „ Barnaby Su, Then tirn right! *° , EDW. H. JONES & CO., INC. 5520 Conn. Ave. SALES CLeveland 2300 w_ VACANT Lorge semi-detached home con taining 8 rooms (4 bedrooms), built-in tub and shower. Lorge kitchen and pantry with elec, refrigerator. Built-in garage and other desirable features. House just been reconditioned. Open Daily and Sunday Until 9 P.M. Harry B. Pitts Co. 1019 15th St. N W. Metro. 0)00 I A Good Home 1 !,: Merits Your Attention in BnmkM? _ _ 4/Ub cooper Lane "A Community of Distinctive Small Homes" Individually Designed, Incorporating the Most Recent Innovations in Home Construction, and Featuring the Newest Oil Burning Air Conditioning Equipment. | Price, $9,250-Federal Housing Financing Lr\. x r , n .■ » Drive out Wisconsin Ave. to River Ri., Open for Inspection Daily West on River Ri. Vi mile to homes. Two and Sunday Until 9 P.M. blocks beyond 46th and Fessenden Sts, COOPER LIGHTBOWN & SONS Builders and Owners ___■>