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Steel Frame Homes Add to Durability, Style Unimpaired r Individuality Possible Without Thick Walls \ Or Heavy Columns The demand for homes that are fireproof, yet possess individuality, is credited with increasing interest in steel framing for residences. Today’s discriminating builder in sists upon quality construction—but the materials used and the system of construction employed must im pose no restrictions upon room ar rangement and architectural treat ment of the house. The suggestion of steel framing for a residence need no longer pro voke a vision of ponderous columns, huge beams and mighty derricks— with a building cost utterly out of the average home owner’s range. The steel used for framing resi dences is of comparatively light weight. Some of the pieces, or sec tions as they are called, are little heavier than wood studdings and joists, and are erected quite as readily. A residence with a steel frame should compare favorably in cost with a brick dwelling of equal size and equipment. The walls and ceilings in a house with a steel frame are never cracked by the shrinkage of seasoning of its structural members, nor is there ever any danger of termite damage. And there are other upkeep advantages. 6uch a house is remarkably rigid and durable. It will successfully resist earthquakes and tornadoes that would wreck masonry and frame construction. It should re main serviceable and structurally erect well beyond the third genera tion. When grounded its frame is a shield against lightning. Walls Need Not Be Thick. The outer walls of a steel-frame house frequently are built-up slabs of concrete, formed by troweling successive coats of cement mortar onto both sides of metal lath con struction. Because the materials are thus so closely and firmly knit into an intensively reinforced mono lith, the thickness of the slab need be only a fraction of the thickness required for a brick wall or one of poured concrete. Thus, there is a great saving on materials required for the wall slab, as well as for the foundation upon which the house is constructed. • Steel-frame residences are of two general types. On? has "curtain” walls, the other “bearing” walls. In •the former type, a skeleton of light weight steel columns and beams support the ceiling and roof, also the upper floor in a two-story house. Because the outer walls are hung from or supported by the skeleton frame, they are called "curtain” walls. They bear none of the struc tural load. In the other general type of steel frame residence, walls are studded with small steel angles or channels, much as the walls of a frame house •re erected with Wood studs. The Walls support the roof and other •tructural load, hence are called “bearing” walls. A sample steel-frame residence With “bearing” walls, recently was •ompleted in Northfield, 111. The walls are studded with three tnch by three-inch angles, made of •teel v only 1-4-inch thick—so light that bolt holes were easily punched •s the steel was erected. The gen eral practice is to have all the steel members for such a house cut to measure in the shop, where labor saving equipment is available in iwder to reduce construction time and cost. However, for this house, many short lengths of steel were eut during course of erection, and the curved members required for the rounded comer of the living room were shaped on the job. Reinforcing Rods in Place. Small reinforcing rods, placed horizontally and spaced 16 inches apart, were attached to the outer edges of the steel studs by means of special clips, and to these rods metal lath was secured with wire ties. Plasterers then completed the brown coat, or second coat of con crete stucco on the outside of the wall. A similar coat was applied to the inside of the wall also, thus thoroughly imbedding the metal lath and creating an intensively reinforced concrete slab V/2 inches thick that will withstand a terrific Impact. A pleasing effect was achieved. A lombination of colors and textures could be used in almost endless vari ety on such walls, thus no two bouses need look alike. The surface also could be molded and colored to simulate the finest of cut-stone work of varying hues. Split-brick veneer applied to the brown coat would give the appearance of brick construction. It also is practical to use a stand ard 4-inch brick veneer with such a frame. When this is done the usual practice is to start the erec tion of the veneer before any mortar Is applied to the metal lath. A space of half an inch or more is left between the brick veneer and the metal lath on the wall. As the ve neer is built up this space is slushed with cement mortar. Style Not Restricted. Architectural style is in no wise restricted by the use of a steel frame. The treatment can be Co lonial. Georgian or English, just as readily as Spanish or so-called To Build, Buy or Rofinanco Your Home Long-Term Loans With Monthly Payments as Low as $6.60 per $1,000.00 Straight 3-Year Loans V fQUITAELE . LIFE INSURANCE COMPANY . >« I4rt> l>. MErillT NEW GRASSLANDS HOME—Mr. and Mrs. Paul E. Sanders have purchased this new home at 4433 Windom place N.W., from Meadowbrook, Inc., builders. The property was sold by Cyrus Kelser, jr. —Star Staff Photo. modern, as in the case of the resi dence here pictured. The insulation of this house is unique. It consists of waxed sheets of corrugated flberboard, attached to the inner faces of the steel studs. Entirely inclosed by fireproof mate rials, it creates no fire hazard. Wire clips attached to the steel studs protrude through the sheets of insulation and hold in place the light steel plastering channels that form a framework for the metal lath used as a base for "the room plastering. In separating rooms and closets in this house liberal use was made of 2-inch solid partitions of metal lath and plaster. Such partitions have gained much favor among home builders because of their durability as well as low cost and economy of space. The concrete floors are supported by 7-inch “junior" steel beams. Bed room floors £re surfaced with hard wood, other floors with rubber tile. Architects (Continued From First Page.) act within the basic regulations of the institute, but with service to all of the home owners in the United States as the chief objactive.” The three great professions of law. medicine and architecture are very directly related to the welfare of every person in America, says the report, commending as a step in the right direction efforts by the American Bar Association to pro vide legal service for those unable to protect their liberty and prop erty rights because of lack of funds. “The real issue in the small house problem is gradually emerging from the chaos of conflicting opin ions and is looming large on the architectural horizon as a move ment based on larger issues than those which have occupied the at tention of the profession for many years," the report explains. “Stock Plans” Issue. "To date the main issue has been the advocacy of so-called ‘stock plans’ by one group and opposition by another group, with the great majority of the profession showing little or no interest in the contro versy, probably because of lack of contact with problems in the small house field. “Now, the real issues are: How . much longer can the profession stand aloof from the task of design ing and supervising small homes and maintain a favorable place in public opinion: and, second, how can it prevent the advance of governmental and other agencies into the field of architecture. All issues are sooner or later decided by public opinion and all groups engaging in service to mankind cannot long endure on a course contrary to fair and intel ligent public thought. “The average citizen believes that the wants of the public should re ceive the thoughtful consideration of those engaged in service of any kind. The automobile manufac turers long since have sensed the desire of a great number of people to own a car and consequently we have the low-priced car. There are other examples of meeting needs which have been expressed either directly or indirectly by consumers. Lacking in Contacts. “The architectural profession is sadly lacking in its contacts with the average citizen and finds itself handicapped in public understand ing and sympathy with its objectives and its true worth. We are a small group ‘aside,’ and before we reach the full realization of our strength and become recognized as a pro fession for service to the great mass of consumers we must find a means for reaching the people, rendering personal service as architects rather than have the output of our trained men reach the public in the imper sonal way—by bureaus. “The American Medical Associa tion has insisted that two principles be maintained: First, the right of the patient to select his own doctor; second, the protection of the private relationship between doctor and pa tient. “Some of the principles around which the battle in the American Medical Association rages are simi lar to the ones under discussion in our own profession with respect to the small house problem. "It is well that there is a division of opinion at the moment, but it is essential that these differences should relate to the method of ex tending service to those of low in come and not revolve around the profit to ourselves. “It is obvious thgt no professional man can operate without profit, but somewhere along the line some means will no doubt be found to maintain a fair profit and at the same time reduce the cost to the consumer.” -■—-m--— . - Delicate, Clear Colors Delicate and clear are the colors now offering new possibilities to fur niture makers. Sky blue, oyster, brick and shell pink, suntan rose, willow and spruce greens are all used in the new dull lacquer tones which promise to give interior decorators an opportunity to revel in color com binations previously impossible. At a recent Chicago showing, chairs and dishes, occasional tables, card tables and other furniture were shown, especially two-tone bedroom suites of muted blue or rose. It is expected that as the interest in tinted furni ture for other rooms than bedrooms increases, it will be combined with pieces in natural woods and against carefully contrasted or harmonized wall treatments, to obtain highly individualized effects. D. C. Home Building Shows Large Gain The year end approaches with an encouraging residential building situation in the Washington metro politan area. October contracts included a sub stantial gain of 88 per cent over the awards in October, 1937, accord ing to H. A. Johns, Washington manager of the Dodge reports divi sion of P. W. Dodge Corp. The local gain was ahead of the average of 72 per cent recorded for the 37 States east of the Rocky Mountains. With the close of October, this year's residential building in Wash ington neared the year-end figure for 1937. Last month residential contract awards totaled $5,325,000. In 1937 the contracts of the corresponding month amounted to $2,833,000. January through October contracts this year reached $35,709,000, far behind the corresponding $47,257, 000 of 1937, $6,950 New Detached Brick Home Containing 5 rooms, bath and built-in garage. Slate roof, screens, weathcrstripped, rock wool insulation. Electric refrig eration, oil burner. Bus % block away. 8115 ' Fenton Street Silver Sprint, Mi. Open Sunday and Daily Drive out Go. Are. to Sligo Are , right on Sligo Are. t block to Fenton St.—Lett to II IS. T&x.EkooaM <T <□> M WA. fcJ V 721 10th St. Ph. NA. 0765 REALTORS—Fslablishert Since l!> IS Evenings, Phone Shepherd 2411 REAL ESTATE LOANS on District of Columbia, Maryland and Virginia Properties at ATTRACTIVE INTEREST RATES > Amortized monthly for 15, 20 and 25 YEARS A Consult Our Mortgage Loan Dept. for Complete Information CACIA MUTUAL LIFE INS CO SI Lonisiina Ave. N.W. Facing the Capitol Wakefield *CHEVY CHASE, D. C. Highest Elevation in the City Adjacent to Ben Murch Elementary Alice Deal Junior Woodrow Wilson Schools 815,750 3730 Cumberlond St. N.W. Initial offering of a truly fine Colonial home in Wakefield surrounded by new homes of refine ment and character—convenient—uncrowded—where you con enjoy the full benefits of suburban life, yet within five minutes walk of Washington's finest public and two parochial schools. Center-hall plan—incorporating every convenience and comfort, including first floor library and tiled lavatory—4 bedrooms, 2Vi tiled baths—paneled game room—rock-wool insulation—furred walls—slate roof. AIR CONDITIONING QUIET MAY OIL UNIT. Built-in garage. Lovely landscaped lot—70 ft. frontage. Built-in telephone conduits. Jot. M. Stanley, Builder Open Saturday Afternoon and Sunday !0 AM. to 9 PM. Daily 2 to 9 PM. TO REACH—Co.»«. Ave. i tquarer north of , _ , , Albemarle St„ term left at Cumberland SU 738 15th St. Dl. 6830 Insured Mortgage Cited in Increase Of Home Building New Small' Residences Gain as Acceptances by F. H. A. Rise 60 Pet. The part played by the Federal Housing Administration’s insured mortgage system in stimulating home construction this year is shown by a comparison of the increases in residential building permit figures and in F. H. A. insuring operations, Administrator Stewart McDonald said today. The total number of building per mits for urban dwelling units in one and two-family structures, as com piled by the United States Depart ment of Labor, increased 5.4 per cent in the first nine months of 1938 over the corresponding period of last year; the number of new small home mortgages accepted for insurance by the F. H. A., during the same nine months showed a 80 per cent gain over the 1937 period. Significance In Figures. The comparison is significant, Mr. McDonald pointed out, since the De partment of Labor figures represent issuance of building permits for one and two-family dwellings in com munities of 2,500 or over which re quire such permits — virtually the same field covered by the insuring operations of the Federal Housing Administration. These figures show, the adminis trator stated, that the F. H. A. is in suring a steadily Increasing number of mortgages out of the total eligible residential loan volume. He credited both the actual rise in F. H. A. busi ness and the growing proportion of all mortgages which are being in sured to the National Housing Act amendments passed by Congress last February. These amendments lib eralized the terms under which homes may be financed with F. H. A. insured mortgage loans. Not Available to AIL i Mr. McDonald pointed out that not all mortgages on residential poperties are eligible for F. H. A. Insurance. The National Housing Act places a maximum limit of $16,000 on the size of mortgages which may be in sured by the F. H. A. In the in terests of economic soundness, fur thermore, the F. H. A. must decline to insure mortgages on residential structures which are considered to be poorly constructed, located in blighted areas, or otherwise danger ous as mortgage security or as in vestment for the individual home buyer. Lemon and Deep Green A color scheme for a living room, based on one in a New York hotel, employs lemon yellow and deep green to excellent effect. The walls and ceiling as well as the drum table of modern lines are painted lemon yellow. Two upholstered chairs and the carpet are green. Chintz slip covers on the couch and two other chairs combine both lemon and green in their floral design. ! Arlington’s Newest Community of Detached Homes LEE VILLAGE 13 Minutes from the White House Exhibit Bmh 3316 6th St. South Furnishes be HECHT CO. *5,790 F. H A. APPROVED $00.50 P«r »». ¥00 Mo. JSTA w insnrone* ON F. a. A. PLAN $590 CASH NEW 5-room brick hornet; tiled both with shower; Harris oak floors, full cellar, hot-water heat, oil burner with summer and winter hot water hookup, laundry trays, gas range, electric refrigeration, insulat ed, furred walls, caulked, screened, Vermont slate roof, drain tile, copper flashings and guttering; nice-sited lots, well landscaped; and many other modern features. Convenient to schools, churches ond bus. OPEN DAILY TO 9 P.M. JUDSON REAMY T® Resch: Croat Arlington Me WZ'tfWSi tTitf1122 N. IRVING ST. proper*!/? t0 South Sth SU •Bd ARLINGTON, VA. WALNUT 7510 The neighborhood it ideol—on a wide avenue; in an exclusive section. Handy to the community activities of Fourteenth Street end Park Road, but removed from their distractions. Detigned fo'r Comfort. Planned for Convenience. Built for a Lifetime The 6 rooms consist of o lorge Living Room, with open fireplace and built-in bookcases, 3 splendid Bedrooms and 2 tiled baths. Handsome Recreation Room, with open fireplace. Maid's Room and complete bath in basement. De luxe Kitchen, with cabinets and ventilating fan. Efficient and economical Garwood Heoting System. Air Conditioned; perfect Insulation. Big corner lot and Detached Brick Garage. Price and terms will appeal to you and a trade with your present home can be effected Come out 16th Street; or Upshur Street, turning right to Home. / MONROE WARREN PRESENTS ANOTHER GORGEOUS NEW HOME IN GRASSLANDS 4301 43rd St. N.W. First floor—Entrance hall, spacious living room with open fireplace, opening to a screened front porch. Large dining room and kitchen with all electrical equipment. Library finished in knotty pine with lavatory adjoining. Second floor—Three large bedrooms, two tile baths. Large floored attic, huge basement recreation room with open fireplace, maid's room and bath, laundry and furnace room, two-car garage. Ample closet space throughout. Complete modern equipment, including automatic air-conditioning oil heat. Materials and workmanship of the finest quality. A lovely home in a delightful restricted community, Convenient to everything. Rugs by Price, $19,500 Draperies Manoukion ConTenient T„m, * U„. Open Until 9 P.M. Daily Directions: Drive out Wisconsin Avenue to Yumn Street, left to 43rd Street, left one block to kome. 304 Baltimore Ate., Westgate 6 Roonis, 2 Baths—$10,250 ^ Built by Simpson-Peak Co. Drive out Massachusetts Ave. across Wiscon sin Ave. on vast Westmoreland Circle—con tinue on Massachusetts Ave. extended ii 19 mile to the Westgate sign. WILLIAM BOSWELL, Salt§ Raprmiantativ* 927 15th Street N.W. MEtropolitan 3303 2 SOLD • • 3 on SALE W? 117 8-ROOM, 2-BATH HOMES UJ WW Ri?ht in Heart of Chevy Chase, D. C., 114 Sq. East of Conn. Ave. 3621 TO 3629 JENIFER ST. N.W. Architecturally, these comfortable modern homes have been cleverly done, reflecting .the charm of the old Georgetown Colonial. Among some of the outstanding features are: A very convenient location; 3 bedrooms and 2 baths; excep tionally large, heated sun or break fast room; attractive and bright high-ceilinged recreation room; a ship's cabin bedroom finished in knotty pine with two built-in bunks, particularly desirable for children; gas heat ond electric refrigeration; an exceptionally well-equipped kitchen; built-in garage. Houses are furred and insulated. Most complete home* in the city for the money. Price *10,500 OPEN TODAY S TO DARK SUNDAY 10 TO DARK DAILY 6 TO 9 BOSS & PHELPS REALTORS -WOT* P»T'inq w. .ound «*£*Z!Z 53»£f ■ S80 a *»"* ‘°^*nh\d no id.* oi buJ'”’ \ month: bocau*o H Washington- ™o term* ot ,d roturn tho H 1 ottroctod by »ho low y wrlBq on root w H I wo tow that our ^ ie,» than a y* • T.rraca and H I down-pay*8*'' ol *J oon wo drovo to » to down- ■ I "Ono Sunday »‘ ™ thlt u u actually a Wo w,to ■ I woro aurpriaod * Bt ^approximately 3 ^ glllart appoai- ■ I town’ aa Mount 0t th# location a homo . . • ■ I .. I I ■ T. >«. >• - -—rr-*“ 1 ■ !i3=V-rrs H who U living community Docombor ' Experienced Advertisers PreferTheStar