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Younger Set Have Gay Week;
Luncheon Parties Predominate With so little time left in which to have fun, before the holidays end takes them back to school for the winter term, a great many parties are being attended this week by members of the younger set. Today’s list includes a late-afternoon fete to be given at the home of Helen Tucker Andrews and Carter Randolph Andrews in Georgetown and this evening a small group of young people will attend a dinner-dance being given for Edith Mary Scott. The New Year eve program will be marked by a dinner party at the Shoreham, when Marye Thomas, daughter of Mrs. Helen Marye Thomas and granddaughter of Mrs. George T. Marye, will be hostess, this group going on later to the Chevy Chase Club for dancing. Another dance scheduled for the week is that to be given Saturday night by Sherry Parker, aaugnier oi Col. and Mrs. Chauncey G. Parker, at the Sulgrave Club, and earlier that day, Rosemary Squire will be hostess at a small luncheon at Pierre's. Luncheon parties seem to be pre dominant in the activities of the younger set, and two were given yesterday, one at which Mrs. James A'oxander Lyon was hostess, enter taining at her apartment on Con necticut avenue for her daughter, Elizabeth, in compliment to Helen Grosvenor. daughter of Mr. and Mrs. Melville Bell Grosvenor, and the other, at which Peggy Shumaker and her cousin. Daisy Simmons, were joint hostesses, entertaining at the Sulgrave Club. Among the guests at Mrs. Lyons’ luncheon were Jewel Davis. Alice Sze. Marye Thomas, Elizabeth Hui dekoper. Antoinette Boel. Josephine Culbertson, Hope Erwin. Joan Blair, her cousin; Ann Distler and Chris tian Wells. Dr. and Mrs. Lyon came to town in the Autumn from their country’ home. Glen View Farm, in Rockville, aud they will leave next week for Tucson, Ariz. Mrs. Lyon will re main until the spring, but Dr. Lyon will be absent only a few weeks. Their daughter will leave Washing ton next week, too. to return to her studies at the Knox School in Coop erstown. N. Y. Miss Shumaker s and Miss Sim mons’ luncheon guests yesterday In cluded, Emily Jones, Anne Guthrie, Nancy Maguire, Eleanor Ong, Sally Place, Mary MacLean Shepherd, Mira Noyes. Jesse Butler, Edith Scott, Rosemary Squire. Josephine Knowlton, Nancy Trowbridge, Joan Beauregard, Maiv Anna Kyle. Fran ces Barrv, Jean McBride, and Benair Mills. Another delightful young people’s party of yesterday was the tea given at the Sulgrave Club by Louise Gore, daughter of Col. and Mrs. H. Grady Gore. The guests included thirty members of the alumnae of Finch Junior College, all from Washington. Among them were, Jane Davis, Laura Mae Norris, Mrs. Timothy P. Ansberry (the former Juliet Kelley), Rose Greely, Mrs. Clifford Folger (the former Mary Dulin), Renee Morse, Jane Widemann. Mrs. Mc Gruder Wingfield (the former Carrie Jones Garrett*, Anne Hathaway, Virginia Durand, Mrs. BuellT. Hem ingway (the former Nan Ferguson', Patricia Herbst. Mrs. Clarence F. Noin.ent, jr. (the former Margaret Polley), Mary Anna Kyle, Virginia Hutchinson. Judy Thomas and Mrs. Paul T. Chittenden (the former Ann Ri Jaques). Miss Gore, who is a senior at Finch, is chairman of the Finch Ball to be given at Sherry's in New York, February 12. for the Jessica C. Cos grave Scholarship fund. Silver Wedding A nniversary Mr. and Mrs. Miles V. Engel-' bach celebrated the 25th anniver sary of their marriage Tuesday when i they entertained at dinner followed by bridge in their home in Rolling wood. They were assisted by their daughter. Miss Jean Engelbach, and their guests included Mr. and Mrs. Charles A. Kirschke of Baltimore, Mr. and Mrs. George D. Riley, Mr. and Mrs. Spencer Zimmerman, Mr. and Mrs. Henry Carroll Phillips. Mr. and Mrs. Walter Staley Griest, Maj. and Mrs. Wallace Lindsay, Mr. and Mrs. E. Condit Whittlesey, Mr. and Mrs. A. Arthur Engelbach, Mr. and Mrs. Otnev w. Stratton and Mr. and Mrs. Edgar Allen Drake. By the Way— -Beth Blaine • So here it is almost New Year’s resolution time again. A time of new promise and hope even in a warring world. A time to evaluate oiu- own shortcomings of the past. A time to set a higher standard for ourselves for the future. A time to appreciate all the good things about those we love ... A time to think about the sort of people we would most like to be . . . For 1944 we could do very nicely with Mrs. George Garrett’s ability to get finished everything that she starts and get it finished on time, and in an expert fash ion—and still keep her family and home life intact . . . We'd like to have Mrs. Jasper DuBose’s very natural charm, her way with the young . . . Mrs. Wallach Merriam’s happy fac ulty of making everyone around her enjoy themselves . . . We would like to keep our house as neat and trim as Mrs. Jenneth Jenkins, who does a vol unteer war job Besides . . . We would love to be able to do all the things that Mrs. John Hinckley seems to pile into each day and be as cheery and un ruffled as she is about it all . . . We'd like to be as good and as understanding a mother as young Mrs. Blaise de Sibour ... To have Mrs. Burrall Hoff man's ability to make any rented apartment or house look like "home” the moment she unpacks her belongings there . . . To have the winning smile and winning ways of Mrs. Mur ray Mitchell, whom everyone adores . . . To be as generous and really thoughtful of all her friends as Mrs. George Strawbridge . . . To be as tolerant of life and people as popular Mrs. William Doeller . . . To be as unaffected and kindly as Mrs. Dwight Eisenhower. To have Mrs. Moran McCon ihe’s zest for life . . . Mrs. Pearsons Rust's gift for keeping her friends confidences —and her own, to herself. To have Mrs. Eugene Carusi’s good looks and be as unconscious of them as she . . . To be as delightful a dinner companion as Mrs. Warren De lano Robbins . . . To retain all our old friends as Mrs. Dorothy Norman does, and to have them remain as de voted to us always . . . To have Mrs. Kent Legare’s sweetness . . . Mrs. Edward Johnston’s gay ! good humor . . . Mrs. Samuel Beach's happy faculty of thinking of the nicest things to do for her friends—and always finding time to do them . . . And last but certainly not least ... to have Gen. Eisen hower's prediction that the war will end in 1944. come true . . . And a very Happy New Year I to you all! MRS. WILLIAM EMMETT McREYNOLDS, Jr. —Underwood & Underwood Photo. Doris Skinker Is Bride of Mr. McReynolds The Church of the Epiphany was the scene last evening of a prettily arranged wedding when Miss Doris Skinker. daughter of Mr. and Mrs, James R. Skinker, becanie the bride of Mr. William Emmett McReynolds, jr., son of Mrs. McReynolds and the late Mr. McReynolds. The recto* of the church, the Rev. Dr. Charles W. Sheerin, officiated at 8 o’clock, with Mr. Adolf Torovsky, organist of the church, playing the wedding music. Mr. Skinker escorted hLs daugh ter to the chancel steps, where Mr. McReynolds and his brother, Mr. Harry D. McReynolds of Roanoke, as best man. awaited her. Her wed ding gown was of ivory satin em broidered in seed pearls and made with a train. A Juliet cap embroid ered in pearls held her full-length tulle veil and she carried a prayer book with orchids on the cover and a shower of stephanotis. Her only ornament was an oval gold locket which belonged to her father. The ushers, Maj. Edward Galla gher. Mr. Marvin Ely and Mr. Wil son Searles of Washington and Mr James M. Mason of Fairfax, led the bridal procession to the chancel. Mrs. David Russell Coombes was matron of honor and the bride's other attendants were Mrs. Edward Gallagher and Mrs. Edward O Barnes. They all were dressed in white faille fashioned on a princess model and carried red poinsettias. The reception w’as held in the Chinese room of the Mayflower for members of the two immediate fam ilies and a few close friends. Mr. and Mrs. Skinker received the guests, assisted by Mrs. McReynolds, mother of the bridegroom, and the wedding party. Mr. McReynolds and his bride left later on a wedding trip and on its completion they will make their home in Washington. Both are Washingtonians and both were graduated from George Washington University. Mrs. McReynolds is a member of Chi Omega and Mr. Mc Reynolds of Sigma Nu. HLs grand parents. Mr. and Mrs. Robert Mc Reynolds, the latter formerly Miss Eliza Boyd, were married in the Church of the Epiphany in 1873. The bride's traveling costume was a wool dress of antique blue embroidered with cut-steel beads, a blue hat and brown accessories. Mr. and Mrs. Luke Fairbank came from Richmond for the wedding and others from out of town included Mr. FLske Hammond of Roanoke. • Here’s a casual style that has EVERYTHING! 4.95 Gertrude Moore Becomes Bride Of Maj. Dean The Honorable David Bowes-Lyon and Mrs. Bowes-Lyon, brother and sister-in-law of Her Majesty Eliza beth, Queen of England, attended the wedding reception of Miss Ger trude E. Moore and Maj. Janies E. Dean. The bride is a daughter of Mr. and Mrs. Whitford B. Moore of Lion's Head, Ontario, and the bride groom is a son of Mrs. James Dean of London, Ontario, and is an offi cer in the Royal Canadian Signals Reserve. The wedding took place Tuesday afternoon in the Third Presbyterian Church, the pastor, the Rev. Dr. J. H. Miers, officiating at 4 o’clock. The reception was held at Hotel 2400 where Miss Meredith Howard and Maj. Ralph Kenneth Forster were hosts. Later Maj. and Mrs. Dean left on a brief wedding trip. Maj. Dean took his master of arts degree from the University of West ern Ontario in London, Canada, and is director of mathematics at the Central Technical School in To ronto. His bride was graduated with the degree of bachelor of arts from the University of Western Ontario and also was graduated from the University of Toronto. She is a member of the staff of the Oshawa Collegiate and Vocational Institute from which she obtained leave of absence to come to Washington in June, 1941. She has been assistant to Miss Craig McGeachy in the War Trade department of the British Embassy. Others at the reception included Miss McGeachy, the Rev. Dr. and Mrs. Miers, Mr. and Mrs. Quentin Bridge, Sergt. Donna Moore, Cana dian Women’s Auxiliary Corps; Col. and Mrs. E. Kirby, Maj. and Mrs. Douglas Saunders, Mr. and Mrs. O. J. de Gaetano, Mr. and Mrs. Alan Judson, Miss Margaret Illsey, Miss Joan Rodd. Miss Olivia Russeil. Miss Norma McDonald, Miss Mildred Wheatcroft. Miss Irene Boyle, Miss Georgina Findlay, Lt. Comdr. i Downey, Lt. Richard Myles, Lt. J. | Knight. Woman's Army Corps, jU. S. A.; Mr. Morris Berg, Mr. John Dent and Mr. Paul Scott-Rankin. De Witt Wallaces Honor Guests Mr. and Mrs. De Witt Wallace of New York are in Washington for a short stay and were guests of honor at a late afternoon fete yesterday given by Col and Mrs. Atherton Richards. Miss Betty Mitkiff of Honolulu, neice of the hosts, who is their guest for the holidays, shared honors with the others from out of town. The party was given at the Shore ham where Col. and Mrs. Richards have an apartment, small tables being placed about the west ball \ room which was decorated with I Christmas reds and greens. The guests included officials and diplomats with a number from serv ice and resident circles. Assisting were Senator and Mrs. Warren R. Austin. Social Security Adminis | trator and Mrs. Paul V. McNutt, for mer United States Ambassador to the Argentine and Mrs. Robert Woods Bliss and Mr. and Mrs. Fred lerick H. Brooke. Miss Owen at Home Miss Marie Gay Owen joined her parents. Mr. and Mrs. Claude Owen, in their home on Colorado avenue for the holidays, having come from New York, where she is a student at the Parsons School of Design. Muriel Griffith Is Married to Lt. W. B. Diggs The marriage of Miss Muriel Hope Griffith, daughter of Mr. and Mrs. Howard E. Griffith, to Lt. (j. g.) William B. Diggs, Jr., son of Mr. and Mrs. Diggs of Baltimore, took place last evening. The ceremony was performed in St. Marks-Incar nation Lutheran Church, the Kev. Henry Mankin, jr„ officiating at 7:45 o'clock. Tall Christmas trees aglow with white lights flanked the altar which was lighted by candles. The bride was given in marriage by her father and wore white taffeta and net made with fitted bodice and full skirt. Her finger-tip length veil was held by a Juliet cap and she carried white camelias and baby’s breath. Mrs. Herbert H. Sanford was matron of'honor for her sister wear ing lavender taffeta with a net headdress to match and she carried a single orchid. The bridesmaids were Miss Eleanor Adams of Wash ington and Miss Marie Diggs of Baltimore, sister of the bridegroom. They wore frocks like that of the matron of honor, Miss Adams in rose color and Miss Diggs in aqua. Each carried a single orchid. Mr. Diggs had as his best man his father and the ushers were Boatswain f2d class) John B. Grif fith, United States Coast Guard, brother of the bride, and Mr. Berk ley Fling of Washington. Lt. and Mrs. Diggs left later for a short wedding trip. The latter attended Temple Secretarial School and George Washington University and Lt. Diggs received his B. A. de gree from the University of Mary land. \Miss Chapin Is Engaged Mr. and Mrs. Ernest W. Chapin of Washington and Chatham, Mass., have announced the engagement of | their daughter, Miss Jane Almy Chapin, to Pvt. John Ellicott Wat son, U. S. M. C. R., son of Brig. | Gen. Thomas E. Watson, U. S. M. C., land Mrs. Watson of Washington. I No date is set for the wedding. Miss Chapin was graduated In February from the University of Maryland and went to the school I of home economics at Johns Hop kins University to take an advanced course. She now' is apprentice dieti tian at the Station Hospital at Fort Leonard Wood, where she expects to receive her commission in the Medical Corps of the Army in March. While a student at the University of Maryland she was secretary-treasurer of the Student Board, secretary of the Mortar Board, treasurer of the Glee Club and secretary of the Footlight Club. She is a member of Delta Delta Delta. Pvt. Watson, who is assigned to the V-12 college training program at Cornell University, is a grandson of Capt. John M. Ellicott, U. S. N„ re tired. and of the late Mr. and Mrs. Thomas Watson of Oskaloosa, Iowa. His great-grandfather, the late Col. Charles Fremont Williams. U. S. M. C., and Mrs. Williams of Wash ington. His mother is living in Cali fornia while his father is on active duty. He was graduated from Char lotte Hall Military School and stud ied at the University of Maryland, where he was president of the Stu dent Board and of Phi Sigma Kappa. He also is a member of Omicron Delta Kappa and of Alpha Chi Sigma. I Esther Shop's | j End-o'-Year Clearance ) FRIDAY-REMNANT DAY I No C. 0. D.’s, No Will Calls, All Sales Final, No Credits or Exchanges [ GIRLS' WEARABLES I I Were Now \ 68—Girls’ Wash Dresses, sizes 1, 2 and 3_$1.98 $1.33 48—Girls’ Wash Dresses, 4, 5, 6 and 6x_ $1.98 S1.33 36—Girls’ Wash Dresses, 4, 5. 6 and 6x_ $2.98 $2.44 ^ ’ 6—Toddlers’Velveteen Dresses, size 1_ $3.98 $1.98 -jr 38—Corduroy Pinafores, sizes 3 to 6_ $2.98 $2.44 ;j 24—Assorted Part Wool 2-Pc. Outfits, li skirt and jacket, size 3 to 6x..$4.98 $2.88 | 18—Part Wool Shetland Junipers, button down front. Sizes 2 to 6_ $4.98 $3.79 27—Spun Rayon Jumpers, sizes 2 to 6 _$3.98 $2.88 12—Corduroy 2-Piece Suits, skirt and jacket, sizes 6 and 6x _ $4.98 $3.44 | 18—Girls’ Skirts of Spun Rayon, ||j sizes 3 to 6 _ _ $1.98' $1.44 | 22—Girls’ Plaid Skirts, sizes 2 to 6_ $2.98 $2.44 | 4—Toddlers’ Corduroy Butcher Bov Outfits, sizes 2 and 3. ... _ ... ... $3.98 $3.44 1 8—Rayon Suede Jackets, sizes 1, 2 and 3_$3.98 $2.74 | 36—Jersey Part Wool Skirts, sizes 2 to 6x_$3.98 $3.44 I • __ I I BOYS' WEARABLES Wer« Now j 18—Toddlers’ Tan Suits, sizes 1 and 2_$1.98 $1.44 1 39—Boys’ Inner-Outer 2-Piece Suits, 4 to 12, $3.98 $2.74 18—Cotton Gabardine Overalls, sizes 3 to 6x $1.98 $1.44 1 34—Cotton Gabardine Bib Top Shorts, 1 sizes 3 to 6x ... _ $1.98 $1.44 1 11—Toddlers’ Cotton Knit Suits, j sizes 1 and 2_ _ $1.35 si.oo | 84—Cotton Knit Polo Shirts, sizes 2 to 8_ $1.49 $1.19 3 29—Boys’ Spun Rayon Suspender Shorts, sizes 2 to 6- $1.35 $100 | 7—Boys’ Part-Wool Plaid Jackets, 1 sizes 5, 6, 7 and 10- --$5.98 $4.44 1 18—Cotton Gabardine Officer Suits, M sizes 3 to 8 - $3.98 $2.79 1 W 34—Cotton Gabardine 2-Piece Suits, overalls W 'I and jacket. Sizes 1 to 4_ $3.98 $3.44 [§ 8—Boys’ Poplin Part-Wool lined Jackets, sizes 8, 10 and 12_ $5.98 $4.44 3—Boys’ All-Wool Plaid Lumber Jackets, size 8-$10.98 $7.44 I 8—Part-Wool Melton Lumber Jackets, sizes 6, 8 and 10- .$7.95 $5.88 34—Boys’ Melton Part-Wool Reversible Fingertip Coats, sizes 4 to 12..$10.95 $7.44 i THE CitLtSH0E 1225 F St. Northwest MRS. JAMES HOCKLEY McKAY QUINN. Her marriage to Mr. Quinn took place in Philadelphia Monday and before that she was Miss Frances Wharton Lucas, daughter of Canon Al bert Hawley Lucas of the Washington Cathedral of St. Peter and St. Paul and head master of St. Alban's School, and Mrs. Lucas. Mr. and Mrs. Quinn will be at home after January 3 at 5411 Overbrook avenue in Philadelphia. —Bachrach Photo. Miss Harrison A Recent Bride Miss Etta Jane Harrison and Pfc Robert H. Hix, U. S. M, C., were married December 16 in the home of the bride's parents, Mr. and Mrs Robert L. Harrison, where the Rev Clarence Jones officiated and usee the double - ring ceremony. Pvt Hix is the son of Mr. and Mrs Herbert Hix of Ulman, Mo. Ivory satin was worn by the bride, who was given in marriage by her father, and she was attended by Miss Maybell Maddox as maid ol honor and Miss Ellen Lee Maddox as bridesmaid. Pfc. Ben Mayer U. S. M. C., was the best man. Pvt. Hix is stationed at Indian head, Md. Col., Mrs. Johnston Guests at Dinner Mr. and Mrs. Walter L. Greene entertained at dinner Tuesday eve ning in honor of Col. John Michae Johnston and Mrs. Johnston. Othei guests at the dinner were Col. Ed ward Garrett Cowen and Mrs Cowen. and Mrs and Mrs. John Wil liam Rouse, who recently moved t< Washington from Baltimore. Group Hears Plan For Rehabilitation In Postwar Europe The gravity of the problems of re habilitation in postwar Europe which must be met by the United Nations was discussed by Mrs. Ellen S. Woodward, member of the Social I Security Board, at a dinner meeting of the District Business and Pro fessional Women's Club last night in Barker Hall, YWCA. Reporting on the first council ses sion of the United Nations Relief and Rehabilitation Administration held recently in Atlantic City, Mrs. Woodward drew a dark picture of the hunger, disease and distress in occupied countries. Without help, she declared, it will be impossible for Europe and Asia to recover. “The destruction of life and health and material goods today is a catastrophe such as the world has never seen before and from which only the united efforts of many nations can extricate it,” she as serted. Disease Is Problem. Epidemic disease will be one of the greatest problems which UNRRA will have to meet, she continued. Over 90,000 cases of typhus already are reported in central Poland alone, she said.. In the Mediterranean countries, cases of malignant ma laria are in millions, while in every occupied territory, typhoid fever and vacillary dysentery are on the in crease. Tuberculosis is widespread, especially among the young and in some countries has assumed terrify ing proportions. Hunger has wiped out the gains of a generation in tuberculosis control and after the war millions returning to their homes will carry the disease from one part of the world to another, she asserted. “There are today some 30.000,000 displaced persons in Europe alone,” the speaker said. “In Yugoslavia, approximately 1.400,000 children were left homeless because their parents were killed or forcibly sep arated from them. Many of these children have no shelter and are wandering about the country living on charity from day to day,” she added. Cost Estimated. i UNRRA's program is designed to help the liberated people of Europe : and Asia to help themselves, the ! speaker explained. The estimated ! cost to the United States will be under $1,500,000,000, she said, a sum j less than the United States spent ! on foreign relief in the last war and ; less than the cost of a few days of ; wrar. Relief and rehabilitation will be ' distributed on a basis of need with | out regard to race, creed or political beliefs. Governments will be warned | not to use food and other relief ; goods as political weapons, she com j mented. "All countries,” Mrs. Woodward concluded, “will be equal before UNRRA, whether they can pay for goods or not. The amount of relief a country gets will be measured by | its need and limited only by avail i able supplies and the equally urgent | needs of other countries.” Mrs. Woodward was introduced by Miss Mary Anderson, chief of the Women's Bureau of the Depart ment of Labor, program chairman ! for the evening Miss Marjorie i Webster, president of the club, pre sided. Mrs. Fulton to Speak At UDC Meeting A paper on the "History of the Daughters of the Confederacy" will be presented by Mrs. Clara Gaines Pulton at a meeting of the Robert E. Lee Chapter. United Daughters of the Confederacy, at 8 p.m. Monday in the Confederate Memorial Hall, 1322 Vermont avenue N.W. The president, Mrs. Seba Laurie Christie, will preside and refresh ments will be served after the busi ness session by the hostesses, Miss Beulah L. Prazier and Mrs. Ruth S. Johnson. GOP League Plans Meeting Monday Miss Marion Martin, assistant chairman of the Republican National Committee, will address members of the League of Republican Women at a meeting at 2:30 p.m. Monday at club headquarters, 1612 Rhode Is land avenue N.W. The speaker will return to Wash ington that morning from a month’s vacation in Maine and will discuss the part women will play in the 1944 presidential campaign. A board meeting will be held at 1 pm. preceding the program. Mrs. Edward Everett Gann, league president, will preside at both meet ings. During the holidays Mrs. Gann was at Providence, R. I., with her niece. Mrs. Webster Knight III. After a two weeks’ vacation the Red Cross sewing group will resume its work at the clubhouse next Thursday. In lieu of scheduled activities dur ing the last two weeks members, in response to a request from the presi dent, have made contributions of silver, linen, a punch bowl and other items as Christmas gifts for the clubhouse in anticipation of a busy year. > Sunshine Group Plans More War Work Plans for additional Red Cross work will be discussed by the District Sunshine and Community Society at a meeting at 1:30 p.m. Monday at Hotel 2400. The president. Mrs. Samuel G. Keery, will preside and Mrs. Charles H. Blair will present a group of readings. The monthly card party will be held, with Mrs. Alexander P. Heron and Mrs. Dana W, Manners acting as hostesses, at 2460 Sixteenth street N W. at 1 p.m. January 24. Sorority to Hear Jeff Lichtenberg Legal problems of service men and women will be discussed by Jeff Lichtenberg at a meeting of Eta Alumnae Chapter of Kappa Beta Pi, international legal sorority, at 8 p.m. Tuesday at the Mayflower Hotel. The speaker is chairman of the District Bar Association's Com mittee on Legal Assistance to Serv ice Men and Women. Members of the sorority in the services are invited as special guests. Mrs. Irene Kennedy, chapter dean, will preside. League. Meeting Election of officers will be held by ! the Puerto Rican American Wom en's League at a meeting at 8 pm. Tuesday at the residence of the past president, Mrs. Mario Julia, the ) Wardman Park Hotel. End-of-Year Cl earance . » a reductions of 25% *o 33i% Entire Stock of Fall Hats Originally $7.95 to $39.95 Price NOW $3.00 to $15 In order to reduce our stocks to a minimum, we've reduced our prices to the maximum—making the last shopping day of 1943 the biggest saving day of the entire year. Sizes for women, missef, juniors and little women. Furred Dress Coats from $68, Sport Coats from $18, Dresses from $7.00, Fur Coats from $150. Original price tags remain! Deferred payments may be arranged!