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;wtiwifriyrftftiB if ' "Nonsense!" he said angrily. "My daughter is going to school. She is destined for higher things than to become the bride of a fisherman. I am her guardian, and I refuse my permission." Everybody was against Tom Hol loran. They showed him his selfish ness, they proved that he could nev er marry the girl until she was her own mistress. Finally the magnate, Joseph Henry, proposed, half humor ously, a compromise. "She shall stay with me for four years, till she attains her majority," he said. "If she wants to marry you then, she shall." Tom was forced to accept the con ditions. He kissed Helen as she clung to him. "I shall never forget I shall never forget!" she sobbed as they said goodby. When the father and girl were gone Tom Holloran sat looking at his father across the hearth. "I told you you were a fool, Tom," said the old man frankly. "What chance have you got with a girl liker that? Why, four years will blot out all her memories of this life. She ain't for the likes of you." "We'll see," said Tom slowly, and left the room. He had saved $300 toward the fur nishing of their home and purchase of a share in a boat. The same night he disappeared from Clark island. Three days later he appeared at a small university and asked to see the president He told him his story. "I've had a good common school education," he said, "and I want to become a learned man,va gentleman." The president was interested. "But you haven't been to high school," he urged. "You'll have to go there, or, since you're too old, you'll have to pass our entrance examination. And then to work your way through why, my boy, your plan is Impossi ble. Give it up!" Tom shook his head. "I'll try. I've got four years," he said; A year later Tom Holloran passed the entrance examinations. He en tered upon a three years' course. At the end of the time he put his sheep skin into his bag and went to the metropolis, with a decent suit of clothes on his back and a dollar in his pocket The butler who admitted him to the financier's house looked at him dubiously. "I'll give you name to Mr. Henry," he said, in a non-committal manner. He stopped. Tom barred the way. "Miss Helen " Tom stammered. "I'll see, sir," said the butler. Ten "minutes passed. Then the financier entered the room. He did not know Tom "I am Mr. Holloran," said Tom. "You remember our agreement that I was to marry your daughter in four years " The banker's face grew purple. "You impudent rascal," he said. "Get out of my house!" "I shall wait on the doorstep till I see Helen," said Tom. ' The banker glared at him and left the room. A quarter oT an hour later he returned with a stylishly dressed young woman, who looked at Tom as if he were hardly a human being. But it was Helen. Tom hardly heard her scathing words, he only knew that his pride was crushed. Her ringing laughter dismissed him. He stum bled from the room. The next day he entered his" fa ther's house. The old man, hardly changed, looked up and nodded. "I recognize you, son, he said, "still a fool, I reckon. Still hanker ing after that girl. I warned ye. I told ye." "Yes, I was a fool," said Tom. "I've come back to get a job with the boats." "If that's all you're worth," said the old man, "you'd best have stayed where you was." The panic year wiped out many fortunes, and loudest was the crash of the Henry chain of banks. In a, .U.