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WOMEN NOT TRUTHFUL This Statement lias Been Unjustly Made, Because Modest Women Evade Questions Asked By Male Physicians. * An eminent physician Rays that "Women are not truthful: they will lie to their physician." This statement should he qualified; women do tell the truth, but not the whole troth, to a male physician, hut this is only in re? gard to those painful nnd troublesome disorders peculiar to their sex. It is a terrible ordeal to a delicate, sensitive, refined woman to be obliged to answer certain questions when those questions are asked even by her family physician. This is especially the case with unmarried women. Is it any wonder, then, that women continue to suffer nnd that doctors fail to cure female diseases when they cannot get the proper information to ?work on ? This is the reHson why thousands nnd thousands of women are now corre? sponding with Mrs. Pinkham. To her they can and do give every symptom; so that she really knows more about the true condition of her patients, .through'her correspondence with them, than the physician who personally questions them. Tf you suffer from any form of trouble peculiar to women, write at once to Mrs. Pinkham. Lynn. Mass., nnd she will advise you free of charge. The fact that this great boon, which !b extended freely to women by Mrs. Pinkham, is appreciated, tho thou? sands of letters received by her prove. Many such grateful letters as the fol? lowing are constantly pouring in. Ask Mrs. PlDkhara's Advice-A Woman Best Understands a Woman's !!!s. OFFIGIaT EXAMINATION OF 1HE SUPREME ?ST" ~~~ IMPROVED ORDER HEPTASOPHS OF BALTIMORE CITY A BODY CORPORATE ORGANIZED UNDER THE LAWSOFMARYLAND There are four Conclaves of Ihe order on the Peninsula. In Newport News. James River. No. 253. with W. S. Broad well as Secretary; Joseph Charles, No. 882. with William McFarland as Secretary; in Hampton. Tide? water, No. 914, with W. R. Ashburn as Secretary, and In Phoebus. Re? lieve, No. 315, with Ed. H. Dore as Secretary. The Ileptasophs are very Enthusiastic over their order and are proud to be. able to publish such a flattering teport from the special examiner. The cost of insurance In tho order starls at. the age of 21 years 118 years same as 21) for (17 cents on the thousand, with a two cent, raise for each year. No one need apply over 49 years old . Mrs. Ella Lee, Frankford,Ind..writes: Dear Mrs. Pinkham :? " I want to tlinnk you for what your reedi clne has done for ine. "Three years ago I hod a serious female trouble. I was under the doctor's cr.re for , nlwiiit three months, nnd the onlv time I was 1 not in pain was when under the Influence of morphine. The doctor finally said I never would br> better, and would been Invalid the rest, of my life. 1 had given up in despair, but one evening I canin across one of your adver- , tispment" and decided to write yoii for od vice. I did so and commenced to take Lydia E. Pinklmm's Vegetable Compound. I began to I improve at once, and to-day I am a "-ell "oman,ami I knowit is.allduetoyour advice and medicine." Mrs. J. ?. Farmer, of 2309 Elliott Avenue. St. Louis, Mo., writes : Dear Mrs. l'lnkuam:? " 1 can not thank you enough for what your advice and medicines bavo done for" me. They hav? done ino more good than all the doctors I ever lind. '' For the last eight years I have suffered with foninlo troubles; wait very w?ak: bod nervous prostration, nnd could not do my | work; hut 1 am happy to say Lydia E. Pink? lmm's Vegetable Compound has made a different woman of me. I am in perfect | health nnd hnve gained in weight from 93 j to 123 pounds." No other medicine in the world has I received such widespread and unqua?- I Red endorsement. Mrs. l'inkhnu) invites all lick women to write, her for advica. She has guided thousands to health. Address, I Lynn; Mass. She is the daughter-in- , law of Lydia E. Pinkham. her assistant for many years before her decease, and for twenty-five years since her advict has heen freely given to sick women Any farther information above secretaries. The report is as follows: Hon. will he cheerfully furnished by any of the Benjamin F. ("rouse. Jl?jT'~ry-'"m"" " ff T Insurance Commissioner of Maryland. "' "* Dear Sir: In accordance with your Instructions I have visited the office of the Su? preme Conclave. Improved Order Heptasophs. of Baltimore City, a body cor? porate, formed under the laws of Maryland, and transacting the business of granting Insurance cr death benefits upon the plan of as fraternal associa? tion, and have examined Ihe affairs of said corporation. A brief abstract of Its transactions during the year 1905. and its condition at the close of that year as shown by its records is as follows: Statement of the corporal ion as of December 31. 190*5, as shown by the records at its principal office in the City of Baltimore. Amount of assets reported December 31, 1904.$ 598.710 94 INCOME (1905). Membership fees, (certificates, etc.S 9,699 50 Twelve (monthly) assessments as per by-laws (of which 93 per cent, applicable to mortuary claims and 7 per cent, to expenses). 1,355,411 88 Medical Examiners Fees (paid by applicants).13,569 00 Interest on Investments and Deposits in Rank. 20,954 18 Cash from Subordinale Bodies for supplies, etc- 2,206 03 1.401,840 t>7 DISBURSEMENTS (1905). 2,000,551 51 Expenses of Supreme Conclave, namely: Mortuary Claims paid.$1,190,435 58 Organization Expenses .$15.117 72 Salaries of Managers and Agents. 17.009 33 ' M Salaries of Officers . 17.883 35 '" Traveling Expenses of Officers. 10.400 35 Salaries of Clerks nnd Office Employees 6.757 50 Medical Ex's. Fees (paid by applicants) 13.569 00 Rent and Telephone Service. 1.768 81 Taxes on Office Furniture. 9 32 Advertising and Stationery.- 4.580 86 Postage, Expressage and Telegrams... 2.96f> 61 Legal Expenses. 612 95 Governing Bodies (General Meetings). 10.552 18 1 Official Publication (Gazette). 14,452 16 Insurance Department Fees. 231 00 Supplies..'. 2.0D7 50 Premiums to Agents . 958 11 Officer's Bonds. 476 49 Office'Furniture . 366 39 Miscellaneous. 2,703 04 $122.682 67 $1.313,118 Assets December 31. 1905.'.$ 687.433 20 As follows: Investments in Municipal Ronds. etc.$ 541.502 12 D?posited In Banks: Account Special. Fund, Winthrop Nat'l Bank. Boston, $22,880 89 Federal Nat'l Bank, Plttshurg 6.723 56 'Account Benefit Fund, Winthrop Nat'l Bank. Boston $72,246 92 29.604 45 Nat. Marine Bank, Baltimore.. 28,892 97 100.139 83 'Account General Fund. National Marine Bank. Baltimore ... 16.186 SO r Total, as above.'._ $687.433 26 In addition to the above the rot potation reports assets as follows for which it does not claim credit: Cash in hands of officers for expenses and emergencies. $ 3,400 00 HOMELESS ARE ENCAMPED IN GOLDEN GATE PARK Rich and Poor, Chinese and Ameri? cans are Huddled Together In City's Play Grounds. SAiN FRANCISCO. Aprik 20?Next to viewing the many spu?re miles of ruins that once made 'San Fran? cisco a city no better realization of the ruin that has come to this city can be gained than by visiting the lefugee camps located In the districts which were untouched by the dames. Golden Gate Park was the mecca of the destitute. Tills Immense pjay ground of the municipality has been converted Into a vast mushroom city that bears striking resemblance to the fleeting towns located on border of a government reservation about to be opened to public settle? ment. Brotherhood of Man a Reality. Ihe common destitution and suffer? ing have wiped out all social, finan? cial and racial distinctions. The man who was last Tuesday prosper? ous merchant Is occupying with his family a little plot of ground that adjoins the open 'air home of a laborer. The white man of California has forgotten his antipathy to the Asiatic tare and maintaining friendly rela? tions with his new Chiuese and Japanese neighbors.. The society belle, who Tuesday night was a butterfly of fashion at the grand opera performance, was assisting some factory girl in the preparation of humble dally meals. Food Not Money is Wealth. Money this afternoon had little value. The family who had bad fore? sight to lay in the largest, stock of foodstuffs on the first day of the disaster is rated highest in the scale of wealth. , A few of the families who could se- ' cure willing expressmen' are posses? sors of cooking stoves, 'but more than f?."> |:-sr rent, of the refugees aie doing their cooking on lit'le camp fires made of brick or stone. Kitchen utensils that last week would have been regarded with contempt are today articles of high value. Gr?ss is Their Bed. A''my of the homeless people are In possession of comfortable cloth? ing and bed covering but the great bulk of them are in need. The grass is their bed and their daily clothing their only protection 'against Ihe penetrating fog of the ocean or the chilling de.w of tho morning. Fresh meat dlsapeared Wednesday morning and canned foods and breadstuffs are. the only vituals In evidence. Net alone 'are the parks the places of refuge. Every large, vacant lot in the safe zones has been pr^emptied and even the cemeteries, ore crowded. A yong lady of social position when asked today where she had SUMMER HOMES FOR SUMMER BOARDERS. C. & O. RESORTS. MOUNTAIN AND THE SEASHORE. Illustrated Folders, descriptive of C. & O. Mountain and Seashore Resorts, with list of Hotel and Summer Board? ing Houses along the line, now ready for distribution/ E. W. ROBINSON. Ticket Agent. ap 22-su-U Newport News. Va. spent the night. replied: "On a grave." REFUGEES ?E?ly FIRE THftT APPROACHES WATER FRONT Fully 10,000 persons Endangered by Flames?Oil Tanks In Threatened | Zone. OAKLAND. CALL, April 20.? Michael Williams, city editor of the San Francisco Examiner arrived from the city -at 10:30 this morning and made the following statement: j "Shortly before 10 o'clock I board? ed the government steamer Governor Sternebcrg, having on board mem? bers of the San Francisco relief com? mittee under orders from Col. Rey? nolds, commander of the 22nd Infan? try to commander all available tugs along the water front and to go to j the rescue of at least lb.nun men. wo? men and children congregated In the neighborhood of Melgg's wharf, who are menaced by the march of flames toward Telegraph and Russian Hills and the valley between. I At Melgg's wharf where are many huge oil tanks and some of thc-m containing at least 15,000 gallons of oil. If I he flames reach these tanks fearful explosions will result. "When the Governor Sternberg left Melgg's wharf the whole of that por? tion of North beach seemed doomed. The prople were flocking to Ihe wharves and crowding into >ij| avail? able crafts." Oklahoma Sends Flour. O A K.LA H C'Mi A CITY. April 21.? ' The merchants of this city started two carloads of flour to San Fran? cisco last night. Two more will fol? low tomorrow. First Cabin Mud There Are Other*/* but only one Buckingham LIthia Wa? ter?that Is being sold to and recom? mended by our local physicians and druggists?owing to its great value to those suffering with bad stomachs, kidneys or impure blood?that many local testimonials bespeak and then It is sold today at 75 cents for five gallons. That puts it in reach of every one. Newport News Bottling Co. i-OLE AGENTS. No. 3100 Huntington Avenue. Bell 'Phone No. 333. Citizens' No. 433. MESSRS. BRA-DEN AND PETERS PRESENT THE BRILLIANT ACTOR ORRIN JOHNSON IN THE POWERFUL DRAMA IM FOUR ACTS, ENTITLED BY MR. THOMAS BROAD HURST. MR. JOHNSON WILL BE SUPPORTED BY THE FOLLOW? ING CAST OF EMINENT ARTISTS: Ht!fc:c-ok Bllrin. Irma La Pierre, Florence Lsstc-, Hardee Klrkland. Joseph Greene. Ann Sutherland, Edward Mackay, Charles Bowser, Escamilio Fernandez, George Hardy. Great regard hns been paid by the management to the scenic featuic of I'Tlie Plainsman," and a product ton of unsur? passed excellence Is piomlsed. The Incidental music for this play was composed ex? pressly by Mr. Arthur Weld Prices: 25, 50, 75c. $1.00 and $1.50. Sale now open. Saturday,Aprll 28 Matinee & Night The We!I?4h!un-HarIai! Musical Comedy Company -WITH Little Chiplpary- Marble and a supporting company made up from the principal mem? bers of the ' BABES In TOYLAND" "WONDERLAND" and "NANCY BROWN" Companies PRESENTING THE ENGLISH MUSICAL COMEDY. ? BIG BEAUTY CHORUS AND THE FAMOUS MUSICAL' MAIDENS. ORIOLES COMING HERE. Crack Baltimore Team to Play Local Baseball Nine. Arrangements have been made for a game between the Baltimore East? ern League baseball learn and the local nine, to be played on the Casino diamond next Wednesday af? ternoon. The visitors will be headed by the well known Hugh Jennings. Manager Loch Is busy lining up a strong team for what should be the best game of the season here. AMUSEMENTS. ACADEM\-.-T/J?SDAV EDWIN EMERSON l& In His Illustrated Lecture, BOTH SIDES OF THE WAR. ] Or, RUNNING PORT ARTHUR BLOCKADE. Orchestra. 75c and $1.00; balcony, 50c and 75c; gallery. 25c. Seats now on sale at. box office. A small "Ad" read by t large nnm h6r of people la better than a larga Due from Subordinate Conclaves for Supplies 146 15 Total . It reports Liabilities as follows: Death Claims Outstanding: In process of adjustment. 16 Reported .81 Resisted . 4 Total .101 Against this there is the regular monthly assessment for De? cember of about. 3.546 15 $ 31.500 00 125.725 00 4,000 00 $161,225 00 113.700 00 The invested funds and the bank deposits designated as "Special are held as a Reserve Fund, and the Benefit Fund is available for the paymeut of death benefits only. The investments of the corporation have been verified by actual count, and the balances in banks either by certificates from the several depositor? ies cr by inspection of the balanced bank books. The investments of the cor? poration are carried upon the books at cost price. A review of the values by the Examiner, according to present market quotations, gives a total value for these investments of $542,942.42 as follows: Investments in Municipal Stocks and Bonds, etc.. December 31, 22 000 Citv of Baltimore.\\V2 1940 40.000 Citv of Boston .3'/2 1932 lO.noo Cit yof New York .3 Vi 1952 15.00 City or New York .3 Vi 1953 15.000 Citv of Buffalo. N. Y.3 Vi 1923 15.000 Citv of Jersey Citv. N. J...4 1932 10,000 City of Jersey City. N .J...4 1932 10.000 City of Jersey Citv. N. J...4V2 1927 10.000 City of Newark, N. J.3% 1955 10,000 City of Camden. N. J.4 1934 15.000 Essex Countv, N. J.4 1943 21.000 City of Dnnhurv, Conn.4 1936-42 M&N 10.000 City of Philadelphia, Pa.. 3V'Z 1934 17.400 Cilv of Easton, Pa.3 Vi 1932 28,000 Stelton. Pa.. School Dlst-3Vi i.20 10.000 York, Pa.. School Dlst.3 Vi 1933 15,000 Alleghenv, Pa.. 3d Wd.SCI D3>/2 1930 J&J J&D M&N M&N M&N AfcO M&S M&N M&N J&J F&A 20.000 Alleghenv Co.. Ta.4 1933 20.000 Luzerne Co., Pa.4 1927-28 20,000 Scranton Poor District Lack awanna Co.. Pa.4 1922-23 10-000 Scranton School Dlst.4 1933 15.000 City of Pawtucket. R. 1.4 1944 15.000 City of Cincinnati, Ohlo...3Vi 1952 10.000 Citv of Cincinnati, Ohio. . .3Vi 1953 10.000 City of Columbus. Ohio-4 1933 20,000 Citv of Toledo. Ohio.4 1924 25,000 Cleveland. O., School Dist..4 1922 20.000 Chicago. 111., S. Park Com. 4 1922 15.00 City of St. Louis. Mo..:-3?4 1922 10.000 City of Nashville, Tenn.4 1927 10.000 Memphis, Tenn., Sc'l Board.4Vi 1928 10,000 Town of Durham. N. C.4Vjj 1941 15.000 City of SauDlego, Cal.4Vi 1934-36 J&J J&J J&D J&J F&A M&N F&A F&A A&O M&N J&J J&J M&S J&J A&O J&J A&O J&J J&J J&J J&J 108 100% 100 100 100 101V2 101 Vi 108 Vi 103 Vi 109 109 107)/2 102% 100 95*2 101% 100 106% 100 23.760 40,350 10,000 15,000 15,000 45,225 40.150 10,850 -J.350 10.900 16,350 22.575 10.275 17,400 20,740 10.137 15,000 21.375 20.000 1905. $385.00 116.06 58.33 87.50 87.50 150.00 133.33 91..'16 58.33 200.00 250.00 140.00 175.00 304 50 81.67 paid. 218.75 133.33 333.33 106 21,200 333.33 108Vi 10.850 100.00 106 15.900 100.00 105V4 26.300 437.50 106% 106 106 102-y8 99 101 109 100 108 Vi 10,687 21.200 26,500 20,475 14.850 10.100 10,900 10,000 16,275 133.33 40.00 250.00 400.00 121 87 200.00 22b.00 225.00 337.50 Market value of principal sum Accrued Interest . $536.674.00 $6.268.42 6.268.42 Total estimated value.$542,942.42 The assets of the Order, It will be observed, have Increased In book value during the year from $598.710.94 to S687.433.26, a gain of $88,722.32 which may he distributed as follows: Mortuary Fund 33 per cent, of assessment collected.$1,260.533.05 Death claims paid. 1.190.435.58 $70,097.47 Expense fund. 7 per cent of assessments .$ 94,878.81 Other revenue, including Interest on the Reserve Fund and fees for Medical Examinations paid at local Conclaves . 46.428.71 ...... .__^T,rT^r $141.307.52 Expenses paid. 122,682.67 $1S,624.S? Total, as above.$S8.722.S2 In 1901 this corporation adopted the plan of fixed monthly assesmects, I graded according to age at issue, and since the adoption of these rates it has not been found necessary to make any extra assessments, although the right to do so is reesrved. At this time the portion of the regular monthly assessments, ninety-three per cent., applicable lo Death Benefits appears to exceed h yabout six per cent. the amount of yearly claims, leaving a margin to be applied toward the accumulation of the Reserve Fund as above shown. The. mortality experience of the corporation for th& year 105 is shown as follows: Claims paid in 1905 .752 $1,190.435.:,$ Claims unpaid December 31, 1905 . 101 161,225. CO ! 8t>3 $1.351.660.^8 Claims unpaid December 31, 1904 .113 181,120.00 Death claims incurred in 1905, including el! reported up to January 5. 1906."..740 $1.170,540.01 The total amount of certificates in force at the. close of the year 1905 Is reported by the Supreme Secretary to be $95.630.500.00, indicating a mortality rate of about 1-22 100 per cent , or approximately that Indicated for age 45 by th Actuaries Or Combined Experience Table of Mortality. The business of the corporation is conducted upon the lodge system, (called Conclaves in its organization) and all expenses at the local branches are met by dues, which they are respectively authorized to levy upon their members, and therefore do not appear in th eaccount. of the Supremo Con I clave. The fees for medical examinations are thus paid at the local organ? izations and are Included on both sides of thin report, merely for the rea l son that the official blank calls for the figures. In conclusion: while, under the law. fraternal associations are not. r? jquired to take stock of outstanding obligations with a view of striking an equilibrium between resources and liabilities, the power to levy extra as? sessments being deemed sufficient to meet any emergency, this organiza? tion appears > be carefully, prudently and conservatively maanged. with a I view to securing a useful and prosperous future. Respectfully submitted. CLAYTON C HALL. Baltimore, January 6. 1906. * Special Examiner.