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THE .W?JZ()NA REPUBLICAN, WEDNESDAY Aiowvrva J A XT7ARY 23, 1918 TIIE ARIZONA REPUBLICAN, PHOENIX, ARIZONA Published Every Morning by the ARIZONA PUBLISHING COMPANT All communications to be addressed to the Company Office, Comer of Second and Adams Streets. Entered at the Pontofflce at Phoenix, Arizona, aa Mail Matter of the 8econd Claas. President and General Manager. . ...Dwight B. Heart Business Manager -. Charles A. Stauffer Editor ... J. W. Spear fitui Editor H. W. Hall SUBSCRIPTION RATES IN ADVANCE! paily and Sunday, one year J-JJ pally and Sunday, six months pally and Sunday, three months )atly and Sunday, one month MEMBER OF THE ASSOCIATED PRESS Receiving Full Night Report, by Leased Wire. fhe Aesociated Press Is exclusively entitled to tha use for republication of all news dispatches cred ited to It or not otherwise credited in this paper and also the local news published herein. All rights of republication of special despatche herein are also reserved. " TELEPHONES Vusiness, Advertising or Circulation 4422 r'ant Ad Department 1SI1 Editorial or News ....4421 Job Printing 44 General Advertising Representative, Robert E. Ward; New York Office, Brunswick Building; Chicago Office. Mailers Bnlldlng. TV EDXESDA Y MORNING, JANUARY 23, 1918 "While slow to wrath, we are swift to avenge those wrongs which chal lenge national honor and imperil the security of our own people. William E. Borah. Service versus Partisanship The great big thinking body of people in America today and tjie events of this war are making them think more every day are looking for efficient pat riotic service. They are not particularly interested-in partisanship and they are beginning to realize that we have had altogether too much partisan politics in America. . We feci that the discussion in the senate, con ducted principally between Senator Stone of Missouri, a democratic leader; and Senator Boise Penrose of Pennsylvania, a republican leader, was on an excep tionally low plane. Senator Lodge of Massachusetts tried to relieve the situation by bringing out the fact that the thing that was needed in the departments in Washington and in congress, was a high standard of efficient service, and that in the urgent needs of the nation everything ought to give way for service; and we believe there is but one yard-stick by which the men who are endeavoring to perform the various features of war work should be measured, and that is the yard-stick of "Are they making good on the job?" We might as well look the situation fairly in the fate, that the burden of winning this war is every day falling more and more upon the shoulders of America, and we might as well wake up to the fact that we have got a tremendous task on our hands, and we must meet that task as Americans, and not as partisans. Every loyal man and woman ought to do all he can to help the government in winning this war and at the same time those in control of the govern ment ought to be glad and willing to receive all constructive suggestions and not show a disposition to brand those who insist on improvement in efficiency and changes in policy which will bring better results, as disloyal. This war cannot be won by a party or rv a class, but by the mobilization of the entire man power, financial strength and industry of this nation. England has gone through a number of reconstruc tions in endeavoring to get the right men in charge of its various war activities and It is naturally expected that America will have to go through the same sifting process, and the quicker that all the people, regardless of politics, get this idea clearly in their minds the quicker will we be doing our share to win this war; and we must not forget that the better we do this share the more thoroughly will we begin to save our greatest asset, the lives of onr young men. Stone and His Kind It is worthy of note and cause for gratification that only democratic senators of the calibre, of Jim Ham allowed themselves to be drawn into . support of Senator Stone in the partisan conflift staged by him. It should be stated also that Stone's action was deprecated by the administration and by those demo cratic members of both houses, of mingled patriotism and solicitude for the democratic party, who saw that only harm could come of such an unheaval as Stone designed to create. The administration had every thing to lose and nothing to gain from any partisan controversy, and especially from a partisan contro versy having the war for its basis. The administration had no interest in the feelings of Stone which had been ruffled when Colonel Roose velt had called him a Hun. No doubt the administra tion, if it had felt at liberty to speak, would have em ployed that term itself in referring to the Missouri appologist for Germany. We do not think any serious harm will result from Stone's outbreak. The administration and Us . spokesmen in the senate had washed their hands of the whole affair in advance. Republicans cannot hold the democratic party to account for Stone's utter ances and the republicans cannot allow themselves to be turned from the armed Germans in front of them by the barking of a dachshund in the rear. They are aware also that Stone does not represent the majority of the people of his own state and that when his three years in the senate have expired he will pass from the political stage forever. The elec tion of Stone to the senate was the last expiring effort of the old order. Such a thing could not have hap pened a year later for then Missouri was entering upon an era of regeneration. It had begun throwing down the ancient Idols, those things which Stone and his kind had always represented, among them the liquor traffic. That, the chief stronghold of politicians of the Stone school, is doomed. Much more than half the state has gone dry or voted dry since the election ! of Stone. Only St. Louis saved rum in the last test and such a commercial boycott has since been Insti tuted against St, Louis and on behalf of Kansas City, that the business interests-of the former will not again lend themselves to the support of the liquor traffic. The writer in the course of a recent visit of sev eral days a Kansas City and St. Joseph heard much of Stone and it was all execration. Democrats were waiting impatiently tor .the end of the three years that they might remove this aged, malignant ex crescence forever. Though they believe him far less harmful than La Follette, that was only because he is less capable of inflicting harm. But they hate him more because he is their own particular disgrace. The Submission of Constitutional Amendments According to an Associated Press dispatch yes terday morning one of the leaders of the prohibition" movement has received several replies to letters urg ing the governors of the states to call special sessions of the legislature to vote on the ratification of the prohibition amendment. All the replies are favorable to the amendment, though in only one case was it indicated that a special session would be called. The question had already been raised as to the propriety of submitting to a legislature in special session, that is, a legislature whose members were elected before the amendment was proposed, or when tiie amend ment was not an issue H the state. The stat3 of Tennessee has a hw requiring that proposed consti tutional amendments can. be considered only by a legislature elected after the adoption by congres3 of the resolution. Perhaps other states have a similar law. Such a law is intended only to secure an ex pression of the people, on proposed amendments which become issues in campaigns for the election of mem bers of legislatures. In the states where prohibition has already been established by state action, it may be presumed that the legislatures may assume that the people have al ready spoken on that subject and that they desire the ratification of the amendment. The legislature hav ing already received its instructions, may carry them out in either a special or regular session. The legislature of Florida is under peculiar in structions in this respect. It is pledged to prohibi tion, Ave suppose, to the enactment of a prohibition law and would be warranted in construing its pledge to be one to ratify the national amendment, though at the time, of the election of the. members of the legislature the probability that an amendment would be submitted to it was quite remote. Two states have already ratified the amendment, Mississippi and Virginia. Under the resolution the ratification of the amendment may be completed within five years, so that it might be supposed that there is iio necessity for hurried action in special sessions. But advocates of the amendment meet this supposition with the argument that the amojidment was proposed largely as a war measure and that so long as action upon it is delayed, so long will its effectiveness as a war measure be withheld. T T BT DO YOU FACE THINGS, OR DO YOU DODGE THEM A writer in the January American Magazine says: "Tom Masson wrote a remarkable little article in a New York newspaper a year or more ago in which he made the point that human beings (so many of them!) just will not face things. They will 'duck' and dodge and squirm away from an important situation rather than step right up and meet it. Of course later they have to pay an enormous price for their 'ducking' and dodging and squirming. "In matters of health this is everlastingly true. Look at the men past 40 you know who try to smoke and eat and sit up nights as if they were in the early twenties. They make themselves uncomfortable and say that they 'don't feet just right.1 But they won't face things they won't face the fact that if they want to fel well and enjoy life they must revise their ways of living and adjust themselves to changed con ditions, "This willingness to face things comes pretty near being what marks a continuously successful man. It is certainly what marks a wise man in questions pertaining to health. There is nothing but trouble in store for the man who insists on blundering ahead with his eyes shut." THE EUCALYPTUS AND MALARIA "Before it was known that the malarial poison was introduced into the blood by mosquitoes it was a common practice to plant eucalyptus, or blue gum, trees in infected areas. Right up to the end of the nineteenth century the idea was commonly held that malaria was caused by the pestilential exhalations which arose from the marshy ground. As is well known, the eucalyptus tree produces enormous quan tities of a volatile oil that has marked antiseptic properties. The disinfecting odors exhaled by the leaves were supposed to correct the harmful vapors of the marshes. This is now known to be a totally wrong impression, yet the fact remains that the planting of eucalyptus trees did result in freeing dis tricts from the infection. Many cases might be men tioned, but one of the most striking is the instance of a district about twenty miles from Algiers. It was not possible for any one "to reside in the locality with out contracting malarial fever in an aggravated form. Thirteen thousand eucalyptus trees were planted over the area in one year. Within a year, malarial fever was almost unknown in the district, the disease disap pearing as soon as the trees were two or three yards in height. "What is the connection between the eucalyptus and the disappearance of the malarial trouble? This has been only very recently explained. There is prob ably no tree having a greater ayidity for water "than the eucalyptus. Experiments with seedlings grown in water have shown that a baby blue-gum will take up the liquid at an extremely rapid rate. As the blue gums grow at a marvelous rate (often as much as ten or twelve feet is added to their height in a single season), the consumption of moisture from the soil goes on at a rapidly increasing rate. Now, it is well known that the malarial poison is introduced into the blood of man through the agency of a certain variety of mosquito (Anopheles), and the dwelling-place of these insects, when in the larval stage, is to be found in pools of water. With the planting of the eucalyp tus trees the pools disappear and the marshy land be comes comparatively dry. Thus the breeding-places of the mosquitoes are destroyed and the insects are no longer able to carry on their pernicious activities." S. Leonard Bastin, In the January St. Nicholas. YOUNG McCJiEDTE WILL BOSS . BEES 1 Walter McCredic Walter McCredie, for gome ten years manager of the Portland, Ore., Coast league team and son of Judge McCredie, the club's owner, baa sign ed to manage the Salt Lake (Sty Bees of the Coast league next sea son. Portland leaves the Coast league to join the Northwestern this coming season and the ounger Mc Credie seems to prefer to stay with the Coast league. Western fans ara wondering whether this means the dissolving of a father-and-son part nership that has been a, great suc cess since 1904. PURPOSES LIFE IF CLUB EfflUT REWARD BIH HERS Members of boards of exemption j and employes of boards will not be Unity of organization. Unity of purpose. Unity, of spirit. Advocating these aims for a club Miss Florence Bartlett of Chicago in an address before the Business Girl's club at the Woman's club last evening, advanced the reasons for her sugges tion. Declaring that the war was plac ing greater and greater responsibility upon women, the speaker urged that women be ready to meet the demands placed upon them. "Such an organization as yours can give you larger opportunities to be of influence and real service individually and collectively if you will keep upper most in mind the great aim of unity,' she said. Her remarks on the "Aims of a Busi ness Girl's Club" followed her lecture on a trip which she took through north ern Africa. The lecture was far re moved from the stereotyped travelogue. Miss Bartlett having the happy faculty of combining interesting facts with , pleasing personal incidents that oc curred during the course of her journey that gave the talk a delightfully re freshing note. The colored stereopticon slides which were used in illustration were collected by Miss Bartlett on her travels. She appeared in costume. At the conclusion of her well re ceived talk she spoke to the business girls as follows: For a number of years-I nave been very closely connected in Chicago with some large clubs for business women called The Eleanor clubs, and it is be cause of this association with them that I am genuinely interested in the prog ress of your own Business Girls club here in Phoenix. I can see great pos sibilities for you in the future for I have watched our own down-town business club in Chicago grow from a very small and insignificant organiza tion to its present membership of over 1,600 and to a wide influence in civic life. , I wish that I might point out to you in a few words the splendid aims that you may achieve within your own or ganization. Today it is the men and women in industry who are the real and important factors in the world's progress. The idle woman and the so called society girl are not the ones who commands respect and honor today. It is rather the girl who is at work. The girl who works with ambition for enlevement. The war is placing and will place greater and greater responsibilities upon women, and we need to be ready to meet them. Such an organization as yours can give you larger opportuni ties to be of influence and real service ndividually and collectively if you will keep uppermost in mind the great aim ! of unity. First, I believe that your club should have unity of organization. In our own Central Eleanor club in Chicago we have the woman who employs 7,000 young women in one firm enjoying the club privileges side by side with the lttie girl who is just starting out in the industrial world. It is this very coming together, .the welding of just tnese different elements that makes a club strong and that broadens and strengthens individual members. My suggestion to you would be that, as you grow, make your circle large enough to include different types of self-supporting girls rather than to di vide into smaller circles, for in unity, I believe, is strength. secondly, have unity of purpose. The great watchwords that our club has taken are "service and love." could these be greater? Unite here if you will, wun me great purpose to have your organization be of the largest service mat it can in this time of war stress. By coming together for war work for knitting or serving and ' inviting at those meetings outsiders to speak on stimulating subjects you will accom plish more than you could individually, for again I repeat, in unity is strength. ine last and greatest. nerhaDS- of the three aims that I would present to you is unity of spirit. By that I mean not only the genuine comrade ship that necessarily exists where there is unity in organization and unity in one great purpose, but also, unity of aiJirii. means an inspired enthusiasm that is ever ready to grannie with the social and economic problems that are presented to such a club as yours and to endeavor to solve them intelligently. .it nome our business clubs now ara recognized as a power and often they are called upon by civic leaders to lend their influence to measures for the public good. That is the aim towards which I would have you work, to so strengthen the unity within your own organization that it ' may be able to render affectual service," service that is true and service that is noble in this progressive city,of Phoenix. , allowed claims of rewards for the capture of deserters according to a telegram received at the office of the adjutant general from the war de partment. So far as known no board member or employe of this state has derived wealth from this source but it has ' been reported to the depart ment that In some parts of the coun try officials or employes of boards have claimed and received such le- j wards. j This new order was made in favor of persons charged w ith desertion as i will hereinafter appear. The board j passes upon the charge and may hold t that the charge has been sustained or that the desertion is non-culpable; j that is. that a mere failure to com- ! ply with the regulations of the sclec- j tive draft is not necessarily desertion. ; In such a case there would be no 1 reward. It is feared that in some j cases, the members of the board, un- j willing to forego the reward would, j hold cases to be culpable when they "T really were not. hether You care or whether you don't care whether you're interested or whether not interested If you make it a point to do business with us you'll be pleased and you'll stay pleased. We're here to see that you are pleased. HOTLICH? ALWAYS GOOD MOOSE EVEN ING VERY ENJOYABLE Talks by distinguished visitors, a dinner at the Hotel Adams, and a dance at Moose hall, in the Masonic temple, were features of the entertainment provided for members and friends by the Loyal Order of Moose last evening. th-nre was a lug crowd in attendance at each of the several parts of the pro gram. "The Mooseheart." a home for old and infirm members of the lodge, and for the orphans and widows of mem bers who have, left their loved ones be hind, was the topic of an address given by Past Supreme Dictator E. J. Hen ning of San Diego. Lieutenant J. A. Crozier made a nlntcrosting talk about war in the trenches. W. Ward Davies, well known in national public-life, and others, also talked. Special music for the dance was furnished by the Taver ner Piano company. .fT i t r in - i an t ii i in 4t j Mwrui'' KEM EMBER THE f LAC(3 Phones: :;004,;()().j Free Delivery lifirrnflirtitr i fr im-",-"tJl- DEATH RACE IS WON BYWEATHEH LUNGHEQNSWiLL BOOST Y. M. C. ft. Three luncheons, today, tomorrow and Friday, will be given at the Y. M. C. A., at which business men of the city will meet to devise ways and means for boosting the annual membership drive of the association. "We believe we have been patri otic," said Secretary Scxson. lust evening, "and we certainly intend to be in the future, but there comes a time now when we must look to other affairs for a brief period. We must have membership if we are to be able to continue the work we have started. We have given up two of our most valuable men to the government, we have oversubscribed our allotment in . the two big "Y" war work drives, and now we must re-enforce the situation at home, so that we may be strong i and fit to perform greater service.'' ' o q j Where the People j May Have Hearing How to Get Cheap Cement To tHe Editor of The Republican. It may be some encouragement to the taxpayers of Maricopa county to know that it will not be necessary to devote a few hundred thousand dollars to the cement manufacturers of California and Texas for the necessary cement re quired in concrete roadmaking. The owners of the cement plant just cast of our city are willing to lease or sell the plant to the county at a price and on terms that may be named by parties entirely disinterested. They are will ing that the county designate the en gineers and chemist to determine the value of the cement plant and the feas ibility of making a Portland cement standard in quality and sufficiently ample in capacity. About sixty per cent of the taxes necessary for per manent roadmaking can be kept in circulation in this county, and a large saving made in the cost of cement be sides. C W. CROUSE. o n - I FINANCES AND MARKETS Am. Zinc, Lead & S. 14 Atchison 82 Vi Baldwin Locomotive ."9Vi Baltimore & Ohio 50 Beth. Steel 73'i Beth. Steel B 73 Ta Brooklyn Rapid Transit 428 California Petroleum 13',i Canadian Pacific 133 Central Leather 63',$ Ches. & Ohio Chi., Mil. & St. Paul Chi. & Northwestern 92 Chi.. R. I. & Pac. Ky 19 Colo Fuel & Iron . . i 33 Corn Products Ref'ng Sl',4 Crucible Steel 34 Distillers' Securities 64 Erie 14 i General Electric 1294 Great Northern pfd 87 Great Northern ore ctfs -ti',j Illinois Central Mts Interboro. Consol. Corp 75 Internal!. Harvstr. N. J 119 Int. Mer. Marine pfd. ctfs 91U Kansas City S 16 Lehigh Valley Louisville & Nashville 19 Mexican Petroleum 98 10s; spelter, spot. 54; futures, n COPPERS Compiled for The Republican by R. Allyn Lewis, E. F. Hutton & ICo.'s leased aire. Hotel Adams Building. 119 North Central Ave. n Mo. Kan., & Tex. pfd 8 Missouri Pacific National Lead N. Y. Central N. Y.. N. II. & Hartford . Norfolk & Western Northern Pacific Pacific Tel. & Tel Pennsylvania Reading Rep. Iron & Steel Southern Railway Southern Railway, pfd, . . Southern Pacific Studebuker Co .'.. Texas Company Union Pacific Union Pacific, pfd U. S. Industrial Alcohol . United States Steel . United States Steel, pfd. Wabash pfd. "B'' Western Union Wcstinghouse Electric ... .. 43 .. S . . -Si . .I3 .. Sl'A .. ' I!s .. 46 74i .. -va .. 36 .- S1V4 .. 4Si . .147 ..lll'a .. 6!t ..Hit .- 0 ..109 .. 21 Vi .. 'Mi .. ' MERCANTILE PAPER NEW YORK. Jan. Tl Mercantile paper, 5'i i 34- Sterling: 60 day bills, $4.72 : commer cial 60 day bills on banks, $4.71; com mercial 60 day bills, J4.71U; demand, $4.7S4 : calbles. 4.76?. Bar Silver. ST Tic. Mexican dollars. 71c. Government and railroad bonds, ir rccular. Time loans firm: 60 days, 90 days and 6 months, 34 (?i C. Call money, easy: High. 6; low, 4'i: ruling rate. 6; closing bid, 4; offered at 4,s; last loan, 4' .. Arizona Binghamton .. Anaconda Copped . . . Austin Amazon Aria Cum'l Big Ledge Con. Ariz Cal. & Ariz Cal. & Hecla. Calumet & Jerome . , Chrle Chino Dundee-Arizona .. .. Kmma Green Monster Greene Cananea Iron Blossom inspiration , Jerome Verde , Kennecott Copper . . .Magma Magma Chief Miami .Mines of America . Nipissing Nevada Consol New Cornelia Old Dominion Pac. Gas & Elec. . . . Pac. Gas & Klec. pr. . Ray Cons Ray Hercules Success Shattuck Ariz Shannon Silver King Sup. & Boston Superstition Consol. Tuolumne Tono Ext United Eastern United Verde Ext. ... United Motors Utah Verde Combination . Wright-Martin Bid ... 61'i ... .... 12'fi' ... ' ... 1" ... 64' ...436 ... 1 ... 152 ... 422 2 Ask IS1. 1 63 44D 44'- 31 hi 1 x'4 18?i 16'4 43 34 s.;u 16T 1 l'i S2 " 6"t 40 l'i 9 "3-4. 10 1'i 4 METALS NEW YORK, Jan. 22. Lead quiet; spot, $7.08 bid: spelter quiet; East St. Louis spot, $T.75ifrS.0.0. At London: Copper, spot, 110; fu tures, 110; electrolytic, 126. Tin spot. 299 10s; futures. 296 10s; lead spot. 29, 10s; futures, 2S GRAIN CHICAGO, Jan. 22. Big receipts stimulated broader trading in the corn market today than has been the case fur a long time, ana led to weakness in values. The close was nervous, at the same as yesterday's finish to lower, with March $1.244 and May tl.2 to $1.23?4. Oats closed H off to s advance, and provisions down 5 to 12. Arrivals of corn here showed such a decided increase that a general rush to sell took place. Slowness of eastern shipping inquiry added to bearish sen timent, but snow flurries and a predic tion of colder weather operated later as something of an offset. Profit-taking by hears tended further to unsettle the market toward the end. Oats reflected the weakness of corn, but word of 500,000 bushels sold for (Continued on Page Nine) - In a race with death with the nrtd of wintry weather against her. Mrs George O. Brisbols. of this city, lost " " wme margin. word of the passing away of her brother, Alonzo Story, to whose side she was hurry ing, was received yesterday by Chief of Police Brisbois. The brief mes sage stated that not until she hud reached Cincinnati, across the river from Covington, Ky where her brother had been a patient in a hos pital, did Mrs. Brisbois learn that toe had died on the day following her hurried departure from this city. Even then she was unable to com municate with her family at Brooks vllle, Ky., 40 miles from Cincinnati, telegraph and telephone lines being out of commission and railroad traf fic practically annulled. The death of Alonzo Story, oldest brother -of Mrs. Brisbois, marks the third death of a brother in three years. The first to pass away was William, who died - at the family home. Last summer, Otho Story, who for several years made his home In Phoenix, died after a long illness. And now the thUd and oldest broth er has answered the final summons. To add to her grief, a sister is in a precarious condition and her death, It is believed, will be but the matter of a short time. Mrs. Brisbois should have made the trip to Cincinnati in three days, but because of snow storms and uncer tain railroad conditions, . five days were consumed. Two days more were lost in the effort to reach her home at Brooksville. Because the weather would not permit, it was found im possible to make burial of the body of her brother at ths time, and the remains were accordingly placed in a receiving vault until such time as it is possible to place it in its last resting place. Just ' when Mrs. Bris bois will return to her home in this city is uncertain.. Republican A. P. Leaser Wire NEW YORK, Jan. 22. Stocks were firm to strong at the opening of to day's market, making further gains during the forenoon. This advantage was largely, if not wholly, relin quished later, the reversal concur ring with the publication of several adverse industrial reports. Specialties, such as oils, tobaccos, fertilizers, leather, motors and their accessories, were again brought for ward, presumably by pools, at gross gains of 1 to 4 points. These issues were among the first to recede, how ever, on the free offerings of the afternoon. General news in, its relation to quoted values was somewhat contra dictory. Foreign advices, particular ly the cumulative indications of un rest within the central empires, were helpful to the bull account, but this was nullified in part by the political situation in Washington. The money market was perceptibly easier, call loans declining to 4i per cent, after opening at 6 por cent. Short time loans also relaxed slight ly but without any pronounced in crease of supply. United States Steel reacted over two points from its best, closing at 90", a net loss of half a point. Ralls were dull. Sales, 475,000 shares. An advance of 2Va points in Dis tillers securities was almost the sole feature of the irregular bond market. Liberty 3s sold at 9S.40 to 98.24, first 4s at 97.10 to 96.78 and second 4s at 96.34 to 96.14. Total sales, par value, aggregated J3.265.000. United States bonds, old issues, were unchanged on call. PnEW YORK STOCK EXCHANGE1? J Furnished by U. Allyn Lewis, 1 I private leased wire to all exchanges. D Am. Beet Sugar 74 Am. Can 36 Am. Car & Foundry 70"i Am. Locomotive 55 hi Am. Smelt. & Ref'ng 82V Am. Sugar Itefng 103 Am. Tel. & Tel 104 i A Widow's Money "Widows with life-insurance money arc the special prey of swindlers. A great many women receive money at the demise of their husbands without much more capacity to take care of it than might be expected of a ten-year-old child. "Women who are to re ceive money should be taught what to do with it; otherwise it is merely a matter of luck whether a man's life insurance or fortune is a provision for his dependents or only a prize for the first swindler who comes along. "Men who leave a considerable estate often put it in the hands of a responsible trust company for their dependents' benefit a good example for anybody whose wife is innocent of business experience and busi ness sense." ' , Saturday Evening Post. We have a booklet explaining our service Ask for it. THE PHOENIX SAVINGS BANK & TRUST CO. "Phoenix' Only Savings Bank"