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RBF " ' '' "' THE PITTSBURGH DISPATCH; v-SUl!n3AT"EBKTJART1889. -"" ' ' ' TpVV "r" ' " . ' -'W ; 5 "
('-OPERATIVE PLANS. Tho Building Association of the Fu ture to Insure Life and i . -. . . . . . . x H tborlzea these corporations to insure tba lires . ineffectual Drotest. is still abroad if DOSsi- NEW ADYERTISEMEKTH. NEW ADVERTISEMENTS. MEW ADVERTISEMENTS.- .',-;- NEW ADVERTISEMENTS -J. ' of tbeso Investors, and in case of tneir death to '.. ,. il: , ' AiV,n,, " - . , ' -' "" "T3B apnlvtue insurance money to the liauidation ble, more rapacious than erer. And now, , . V nronoses that alter iyiuk uuriuuut nearly IWO aecaues. ma - . ji , , m, - . . 4 . .B t (T ttt r " nnoTni! uniirixu Pinnr hvb&vk ihs a o : 406 and 408 Wood St. Jsllr'HPi ItSw JR mi irn tut New Goods! New Goods! ' : 1 J I . -w-a t an.wji v r iiHSr PROTECT LENDER AND BORROWER. The East Adopting the Plan and the Leg islation on the Subject. IT FAILED IN PITTSBURG IEAES AGO iwumiar fob the msrxTcn.1 In a crcvious chapter in The Dispatch on "How to Get Alone" I indicated in a general and desultory fashion some of the .. various "ways and means" by which building associations might be improved. Such associations are both a protest against the insecurity Sf savings banks and a sub stitute for them, combining greater safety and economy in their methods and results. But with all the advantages of these asso ciations, and no one admits them more freely than I do, they are not without some very material drawbacks, and my purpose in these observations is to induce the build ing associations of to-day to hold fast," in the words of the Apostle, "to that which is good," and improve as far as possible on the past. I start out with this proposi tion, that these associations arc susceptible of improvement. I can easily recall in stances in the earlier days of some of these associations in Pittsburg where the di rectors purchased large tracts of land and sold the same to the associations which they were apparently "directing," thus intro ducing the Jay Gould Construction Com pany methods into what ought to be purely mutual beneficial associations. Time and experience have educated the stockholders of these associations, and such speculations would hardlv be permitted at this day. One fact became apparent in the early days of these associations. They were fair weather concerns. Like the light-draught shallops ot Columbus, they were not de signed to stand a heavy sea. They were not constructed to meet storms or panics, or conditions in which the member lor lack of regular work was ra-ABw: TO TAY his regular dues. If he was a non-borrower, of course, he could withdraw when the "dark clouds gathered," but if he had bor rowed and paid say, one-half or one-third on this humble home, it was a very different thing. When the borrowing member failed to pay his dues the association ' had to protect itself. When it became a question whether the association should lose orthc delinquent member, it soon became evident that this mutual association was almost as stony hearted as banks or other corporations, and exercised its foreclosure rights as a matter of self preservation. It was apparent that such associations as generally operated at present, were adapted to flush times. They do not thrive when their member.? are out of work, and thus the strength of the chain is no stronger than its weakest link. But lack of employment is not the only test of these associations. Suppose the borrower and "home builder" gets sick or dies. "What then? The case at this juncture islike that of theoldsalt who fcU overboard. The spectators on the dock suggested.one a rope,another a plank, while the "salt" elevated his head lor a moment to remark that "something had to be done d quick." If somebody does not step into the unfortunate's shoes as a "due payer," the "something" that ensues pretty quickly is something that Bounds very much like the word foreclosure. The association looks out for No. 1, and the member goes to the wall. All this is preliminary to the observa tion that associations ot this kind, which have to take the times good and bad as they come, should be adapted, so far &s hu man prudence can do it, to protect its mem bers in good as well as bad times. There is probably no effectual remedy to protect a defaulting member against his own default. The association musthave "dues," forwith out "dues" it must cease operations. THE EASTEKIT IDEA. In the East some attempts have been made in real estate associations to lessen the hardships of a member's default in this way. Part of the agreement is that if the member, from any cause, becomes embar rassed and unable to meet his payments, then instead of being sold out by the shcrin and the accumulations of years, perhaps, swept away, and to prevent arbitrary legal proceedings and the undervaluation of property caused by a forced sale, the entire accumulation that may have been originally intended as purchase money will be drawn upon, and applied as rent until such accu mulation becomes exhausted, when the property will revert to the company or socie ty without loss or expense to either party. lint even this plan, though just to both parties, is not without some drawbacks. What, then, is the true remedy? Obvi ously a combination of the life insurance with the building association features. The building association of to-day very properly insists on a fire insurance policy to protect what? Its mortgase investment. But the member without a life insurance policy his no certainty of protection lor his invest ment in case of death or sickness. The as sociation protects its interests by insurance. Why should not the member "protect his interests in the same way ? Is there any fair answer to this, but one ? In the East the tendency is strongly in inis airection, ana wnere omidlng associa tions fail o adopt it, the trust companies have taken their place and much of their membership. The building and life insur ance features are combined generally with these provisions: WHAT THE BORROWER CAN DO. If the borrower finds that his income is inadequate to meet his payments he has the option of changing from a shorter to a longer period, thus making his payments lighter and overcoming what under other arrangements lead to foreclosure of mort gage. If, on the other hand, an increased in come justifies him in making larger pay ments, ne can shorten the period originally agreed upon and complete his contract in a less number ot years, thus saving big inter est Or he may terminate the contract at any time by paying the present worth on a 4 per cent basis af all the deferred annual install ments. Orlin case of death the mortgage is can celed, the property reverting to the borrower's heirs in fee simple. Take an ordinary illustration of its op eration: A person aged say 30 wishes to buy only a 52,000 home. He makes a cash payment under this system of $323 64, and at the end of a month thereafter begins and continues his monthly payments as follows: PRICE OF HOUSE, $2,000. Age, 30. Eo. of monthly payments, 132. ot the mortcace. The scheme title insurance companies shal persons as may desire them homes, and whose lives the insurance companies will itsure, also the real estate, taking as security a mortgage upon the property as well as the insurance) thus effected. JPayable by JTonthly Installments. The purchaser is to pay a monthly install ment covering the interest on the money in! vested, the premium upon the life insurance policy and a small advance npon tho principal of the purchase. In case of the death of the purchaser the insurance money will be suffi cient to discharge the mortgage and thus leave the home unincumbered to the family of the deceased. In case of a forfeiture of payment the property sold is taken by the title insur ance company under the terms of tho mort gage, and the purchaser loses the amount of premiums advanced on the life insurance and the interest on the mortgage. A PITTSBURO IDEA. Is it not a little singular that this com bination of house building and insurance, .which now finds such favor in the East, was tried in Pittsburg about 16 vears ago bv the well known millionaire, Ralph Baga- ley, and met with such a cool reception that Ralph dropped the experiment right there and went on making his millions in switch signals and engines, etc, while the work-. ingman and home builder continued to blow his "surplus" into the old-fashioned building association or "savings banks," which do not "save." JNlr. Bairalev's plan combined novelty. philanthropy and business in this way: He owned several hundred acres at Wild wood Park, near the terminus of Lincoln avenue, and just over the city line. His venture was a plea for better sanitary con ditions, lower taxes, personal comfort, and more rational eniovment than the average clerk or artisan could procure in the city. Large lots were laid out on a park plan and 11 handsome dwellings, ranging in price from $750 for a handsome three-room Swiss cottage on lot 40x100, to the more preten tious $3,000 11 or 12-roomed villa, with two "broad acres." The hand money for the Swiss cottage was but 5100, and the balance was payable in rent at 510 per month. A hand payment of 5500 secured the larger cottage, "and the balance was payable in rent at 535 per month. The buildings were erected on the latest approved plans, aesthetic in style, the material and work manship being far superior to that of or dinary contract houses. A hall for concerts and public gatherings was one of the features of the "infant col ony," and many inducements were offered the "better elenient" to select a rural home at a moderate figure. The landscape was inviting. The "dsep tangled wildwood" was there in all its riotous beauty, and the main thoroughfare was, if I remember aright, as picturesquely beautiful as the hedge lanes in the rural districts of "merrie England." OK A HIGH MORAL PLANE. There was no provision forsaloons or pool rooms, or such social adjuncts as are fonnd in larger commnnities, but the publio hali opened up opportunities lor the discussion of grave affairs of state. Shanty life and the ways of the slums were to be unknown Everything was on a highly moral and aesthetic plane, so much so that Phil Knox, of Knox & Reed, jocosely remarked to the projector that "the essential qualifi cations for a resident in the "colony" seemed to be membership in the Episcopal unurcn ana ability to play the cornet. The ground plan and environment seemed to contemplate an ideal American commu nity, where all the virtues and graces might thrive, and the Sheriff and the Taxgather might starve. And the financial induce ments were not the least attractive feature. A comparison between Wildwood and the East End was made, thus: At tlie East End, ineffectual protest, is still abroad, if possi ble, more rapacious than ever. Ana now, after lying dormant nearly two decades, the Bagaley germ springs up again through the stony soii of experience and promises to be one of the wisest, most practical and most beneficent features of the "Building Asso ciation of the Future." JAS.W.BREEN. Boss Township, February 19. '89- Men's Salts, Not Law Suits. This week we start our trade with a $10 suit sale. On Monday and Tuesday about 000'men's fine tailor-made suits in cheviots, cassimeres, whipcords and diagonals go for 510. A 510 bill takes choice of. these suits (nicely assorted as to patterns) on Monday and Tuesday only, and you'll find it's the best investment in a suit of clothes you ever made. Some of them sold as high as 530, none lower than 522. It's to your own in terest to see these goods whether you buv or not, and we'll be glad to show them to yon. P. C. C. C, corner Grant and Diamond streets, opposite the new Court House. Blnrrlaco Ucemea Granted Teiterday, Name. Kcsldenee. (Victor JUtthcjs McDonald (Marie Thereaa CastUe McDonald ....PlItsbnrK ....1'lttsbnrjr J Andrew Zelgler.. JEva Schneider.... (William Carroll. Jr., McKeesport (uenevau. x'lummcr aicaecspon (Michael ASalllvan .'. Pittsburg l'lummcr , McKeesport KateUllrov. Pittsburg ( Karl Kose. Alleghcnv AY Uhclmlna Zolkc Allegheny ( Thomas Moorliouse Pittsburg ( Ellen Downing Pittsburg J Edward Grandee Pittsburg i Anna Koselorc Pittsburg (John V,'. Hand Pittsburg .Naomle II. Kdgers Pittsburg (ThoniasJI. Walton,... Pittsburg (Annie Madden Pittsburg (Gottlieb Moll Allegheny ( Kate Mahr. Allegheny 5 James M. Karnes Pittsburg J Emma A. McBrldc Pittsburg ( Adam Ncckermann Pittsburg I Maria Moelter Pittsburg (Adam Lauer Allegheny 1 Henrietta Wclte Allegheny (James Dean... Washington county I Jteuecca rnco wasmngton county 5 John A. bhafer Moon township ; Martha Fisher Pittsburg ( William Malcy Pittsburg (Mary Kodgcrs Pittsburg (Thomas ti alia jr her Pittsburg J Ellen Ercwald Pittsbnrg JAlphonsclambermont Crelgbton station (Marie Iloulanger Crelghton station WE ARE HEADQUARTERS WHETHER IN WOOD, RUSH OR CANE SEAT,' OR UPHOLSTERED IN LEATHER, PLUSH, BROCATELLES and TAPESTRIES, Our Assortment is Always Complete. P. C. 711IJBERTYST. OPP.WOOD. fel7-wrsu HARRIED. DAVIS SAMPLE On Thursday, February a, y Rev. William M. Cowl, Jos. R. Davis and Miss Clara J. Sample, both of Alle gheny. WADSWORTH - WIEDERHOLD - On Thursday evening, February 21, 18S9, W. J. Wadswokth and Sophbe E. Wiederhold were united in marriazo by Rev. J. L. Fulton, pastor of tho Second Presbyterian Church, Allegheny City, Pa. To CO months' rent at $10 $2,400 To water tax, five years 75 2,175 CR. By profit and loss J2.475 At Wildtvood. Dlt. To cash payment on purchase ;.$ 800 To 60 monthly payments at 1,200 To CO months' average interestat$4 240 To CO months' average taxes at?125 75 To 60 months' average life ins. at S2 50. . . . 150 To 60 months' average fire ins. atfiOc 30 To profit and loss 6 82,000 CR. By house and lot 52,000 Thus the cost of renting a house of seven rooms at the East End for a term of five years, including water tax, was 52,475. Cost of a similar house, same period, at Wildwood, NOTHING, and a surplus of 5. In other words, an actual saving of 52,480 in favor of Wildwood. THE AGREEMENT. The Life and Fire -features and payments were to be incorporated in an agreement as follows: CONTRACT. Agreement made this day of A. D. 18 , between Ralph Bagaley. of Pittsburg, Pa., and Witxesseth Said Ralph Bagalej hereby bargains and sells to said heirs and assipns, Lot No in the plan of "Wild- wood Park," Penn Township, Allegheny county. Pa. (no street in said plan to be opened beyond the lot hereby sold), and, for himself, his executors, administrators and assigus doth hereby agree npon the payment of the purchase money, to deliver to Baid heirs or assigns, a deed in fee simple, clear of uii incumurance?, xor me same. IN CONSIDERATION THEREOF, the Said do hereby agree for executors, administrators and assigns, to pay to said Ralph Bagaley, his executors, adminis trators and asslcns, the sum of. dollars, payable t on the figcing of this agreement, receipt acknowledged; and on tho first day of each month hereafter, !..v on account of principal, and lawful interest on the balance unpaid,until the whole sum is paid; also, at the same dates, to pay in like monthly payments. S on account of Lire Insur ance, payable in case of death, first to said Ralph Bagaley, as his interest may appear; and the sum of S each month in like man ner on account of Life Insurance, and further to pay all taxes and assessments on the prem ises. Witness our bands and seals 1st Yr. 2dYr. UYr. -(thYr. 6th Yr. 6th Yr. 3 TO ib 80 3 81 3) S4 19 80 ?18 70 7th Yr. EthTr. SthYr. 10th Yr. 11th Yr. 17 50 116 31 $15 08 134 112 34 Aggregate of monthly payments $2,432 18 Marginal payments 323 61 Total payments ?2,7K 80 SEAL. SEAL. Attest: What was the result? I was present at the "formal opening," and well remember with what relish the toiler enjoyed the free ride to the grounds, and the free lunch in the public hall, and his gushing admiration for the shrubbery that Shenstone might have envied, but when it came to buying a villa five miles from a "sample room," there might have been heard expressions of, "Where will we get our beer?" "When does the last train leave Pittsburg?" "This spring water is rather soft in summertime," and so on, and so on, and the result was that the eloquence of Auctioneer Drape wasted its fragrance on the desert air," and the curtain was rolled down on this Arca dian picture, with the Drapish remark, that "if anybody wanted further information about the ground or buildings it can be had at my office." The Tax Vandal, against which these suburban experiments were a more or less DIED. ANDERSON On Saturday, February 23, at 11:45 a. jr., Nellie B. Anderson, wife of A A Anderson, and twin daughter of Thomas McKerahan. ( Nellie has gone to her joys above. From sorrow, sin and pain. Accepted through a Savior's lore, Forever there to reign. Funeral from her late residence, No. 10 Main street, Allegheny, on Monday, February 25, at 2 o'clock r. m. Friends of the family are re spectfully invited to attend. BIRD Suddenly, at Homestead, on Satur day, February 23, 1889, at 8 A. M Emanuel Bird, aged 45 years 1 month 26 days. Brother-in-law of George Snyder, of Tarentuin, Pa. Funeral services at his late residence. Third avenue, Homestead, Monday, at 11 a. m., thence to station of P., V. & C. R. R., and leave on 1 p. m. train for Nineteenth street sta tion, where carriages will await the arrival. Friends are respectfully invited to attend. BARO Suddenly, on Friday at 11:20 p. St., Annie S., wife of Edward Baro, in her 39th year. Funeral will take place from her late resi dence, 325 Ella street, Bloomfield. on Monday morning at 8:30. Services at St. Joseph's Church at 9 o'clock, Friends of the family are respectfully invited to attend. 2 DORAN-On Friday. February 22. 1SS9. at 4:15 a. v.. Michael Doran, beloved husband of .Mary Green, aged 36 years. Funeral from his late residence, 574 Forbes street, on Sunday, February 24, at 2 o'clock p. sr. Friends of tho family respectfully invited. MAYHEW On Saturday, February 23, 18S9, Johnson Mayhew, aged 73 years. Funeral from the residence ot his daughter, Barbara Mayhew, No. 403 S outhMain street, Sharpsburg, on Monday, the 25th, at 2 o'clock p. sl 2 MCDONALD On Thursday, February 21, 18S9, at 12 JL, John McDonald, aged Si years. Funeral from his late residence, Butler street, Eighteenth ward, on Sunday at 1:30 P. m. Friends of the family aro respectfully in vited to attend, McDONOUGH on Saturday, February 23, 1SS9, at 12:30 p. M., John, youngest son ot Ed ward and Elizabeth AlcDonough, aged 1 year and 11 months. Funeral from parents' rcsidenco Thirty-Btth and Leech street to-day at 3:30 p. M. Friends of the family aro respectfully invited to at tend. VANKIRK On Saturday morning, Febru ary 23, 18S9, Doeotha Mckee, daughter of Will h. and Elizabeth V. Van Kirk aged 4 months. Fnneral services at the residence of her parents, Forbes street, Oakland, on Monday morning at 10 o'clock. Interment private at Allegheny Cemetery. 2 ZIMMER On Saturday. Febrnary 23, 1SS9. at S A. St., LOUIS Zijuieii, aged GS years 7 months. v Funeral from his late residence, 128 Pennsyl vania avenue, Allegheny, on Monday, at 3 "p. u. Friends of the family are respectfully in vited to attend. AN ALL-LEATHER Misses' Sflrii Eeel Button Boot, '90o. The best school Shoe which has ever presented itself FOR FIT, FOR WEAR, FOR ECONOMY. 35c chase shoe, is $i is of as 25. saved on the pur-; every pair of this the regular price All widths from AA to D. mi Ti a Tins PriGe OdIv HIMIELRICH'S 430-436 MARKET ST. Braddock House, 916 Main St, 1 J And see Our New Stores which are receiving the finishing touches from the workmen. Also look through OUR NEW DEPARTMENT OF HATS AND CAPS, And kindly bear it in mind when you intend purchasing. STRASSBURGER & JOSEPH, Tailors Clotliiers anfl Hatters, 161, 163 Federal St, Allegheny. We shall 25. open Monday, Febrnary a new Jine of Baskets. READ THE PRICES: Ronnd Waste Baskets, 25c Square Wasto Baskets, assorted colors, 50c to SI 19. Lunch Baskets, SO different styles, 10c to SI. Market Baskets, 25c to 81. Flower Baskets. 25c to 79c. Shopping Baskets. 42c to 09c Clothes Baskets. 43c, 69c, 99c Clothes Hamper. 60c to SI 25. Knife Baskets, 15c to 93c Another lot of Decorated-front Wall Pock et', V) to SI 25. ' 60 n.w stvl'i SxlO Frames. 25e, 50c, SI, SI 23. Elegant Cabinet Frames, 25o to SI 25. Look at OUR BARGAINS in Glassware! 119 dozen Bonded Goblets, only 5c each. 89 dozen Engraved Goblets, only 75c per doz. Oral Dishes, assorted, only 5c each. Ficklc.Castor, only 10c. Ccleiy Glasses, only 15c to 25c Fruit Bowls, with covers, only 25c Ruby Pitchers worth 25c, only 15c Amber Pitchers, only 10c It a by Pitchers sold everywhere for 75c only 39c Another lot of Homo Series NoTels only 8c 50 f tyles Baby Carriages from $5 to S25. 20-inch Gloria Silk Umbrellas onlv SI 25. Just receired. a new lot of Crockery Ware Wooden Ware, Tinware, which we are selling at one-balf the price it is sold for elsewhere. H. G. HAYDEN & CO. fe24-W8tt WONDERS WILL HEVER CEASE. Fairy Land Has Been Brought to Pittsburg. , A PEEP FOR EVERYBODY J 4 , fe24--wTSU MT. DE CHANTAL, Near Wheeling, W. Va (SISTERS OF THE VIS1TATIOK) A school of more than national reputation, offers exceptional advantages for thorough ed ucation of young ladies in all departments. Li. brary of 6,000 volumes. Fine philosophical, chemical and astronomical apparatus. Musical department specially noted. Corps of piano teachers trained bya leading professor irom conservatory oi Htutgart. vocal culture according to the method of the old Italian mas- fe24-Eu SPECIAL SALE Tea, Dinner -AND- Toilet Sets, -TO MAKE ROOM FOB- Springlmportations JAMES M. FULLERTON. UNDERTAKER AND EMBALJIER, No. 6 Seventh Stbeet. Telephone 1153. OClS-TTTSU TTT H. DEVUKE &SO, Undertakers and Embalmcrs and Livery Btables. No. 512 Grant street, near fifth avenue. At the old stand line carriages for shopping or parties or opera at the most reasonable prices. 'Xeleshone 2M. OC3K1S-WSU Average monthly payment 8 IS 43 Payments for longer or shorter periods follow the same ratio that governs the monthly payments. These organizations have grown so rapidly in Philadelphia that Senator Stewart, in response to a very gen eral demand, has formulated a hill which he presented in the Legislature last week providing for a legal combination of these home building and life insurance concerns, and the Press of that city says of the bill: To Insure Boph Life pnd Title. No hill as yet presented to the Legislature will prove more Interesting than the ono intro duced yesterday by Mr. Stewart, providing that title insurance companies may hold and dis pose of real estate for the purpose of Insuring homes. This bill Is intended to enable the title companies not only to sell to people of limited means homes, somewhat after the fashion of the building and loan associations, but nan- Hood's Sarsaparilla Is carefully prepared from Sarsaparilla, Dan delion, Mandrake, Dock, Pipsissewa, Juniper Berries, and other well-known and valuable vegetable remedies, by a peculiar combination, proportion and process, giving to Hood's Sarsa parilla curative power not possessed by other medicines. Hood's Sarsaparilla Is the best blood purifier. It cures Scrofula, Bait Rheum, Boils, Pimples, all linmors, Dys pepsia, Biliousness, Sick Headache, Indiges tion, General Debility, Catarrh, Rheumatism, Kidney and Liver complaints, overcomes that tired feeling, creates an appetite, strengthens the nerves, and builds up the whole system. Hood's Sarsaparilla Has met peculiar and unparalleled success at home. Such is its popularity in Lowell, Mass., whero It Is made, that whole neighborhoods aro taking it at the same timc,and Lowell druggists sell more of Hood's Sarsaparilla than of all other sarsaparlllas or blood purifiers. It is sold by all druggists. $1; six for $5. Prepared only by U. I. HOOD & CO- Lowell, Mass. 100 Doses One Dollar Johx L. Tkexlee. Paul Baueb. BAUER & TREXLER, Undertakers and Embalmers, Livery and Sale Stable. No. S78 and 3S0 Beaver ave. Branch office, 079 Preble ave., Allegheny City. Telephone 3416. auS-tt2-2lThSu Tutt's Pills Which are- now arriving in York by incoming steamers. Lamps, Art Pottery, Cut Glass, Bronzes, Clocks, and Gas Fixtures, New ters. Location unsurpassed for beauty and health. Ten acres of pleasure grounds. Board excel lent. For catalogues and references to patrons In all the principal cities, address se9-q76-su THE DIRECTRESS. INFANTS' OUTFITS and FURNISHINGS, The Largest and Most Com plete Stock in the Two Cities. Bands, Shirts, Pinning Skirts, Flannel and Cambric Skirts (something new in this toe). Slips. Dresses, Sacques, Shawls,Bootees:Cloaks and Caps, Crib Blankets, Spreads and Afghans. A fine line, principally our own make. At Moderate Prices. "We guarantee our styles as new, work as fine (if not finer) and prices lower than Eastern houses. SPECIAL I Children's Muslin Dtawers, well-made and good shapes, sizes 1 and 2, 10c; size 3, 15c: size 4, 18c: size 5, 20c: size 6. 23c; size 7, 25c: size 8, 28c; size 9, 30c; size 10, 33c; size 11, 33c; size 12, 33e; size 13, 40c; size 14, 43c. . Special values in Ladies', Misses' and Children's Muslin Underwear. JU & 710 PENN AVENUE, PENN BUILDING, Bet. Seventh and Eighth Sts. folS-TUFSa WHATIPLEASURE -TO TAKE A STJtOLL THROUGH- , .:. KEECH'S .:. After a mysterious absence of two weeks one of our buyers has re turned and explains his prolonged trip by a gorgeous display of fairy like goods that, to quote his own expression: "Come straight from fairy land." Dainty articles fashioned by the deft fingers of elfin beauties. Articles so delicate and lovely in design, so extremely reasonable in prices, that we are charmed by the surprise and are going to give our friends an equal share of it. Looking at them in admiration, one can almost fancy the imaginary little sprites at work. We are going to treat the public to a peep into this wonderland by a grand window display, the design to be taken from the original fairy palace, where our buyer was kept captive. His release could only be obtained under the ransom of a large purchase of their wares (fairies not included) and knowing the sensation it would create in the matter-of-fact world of commerce, he willingly purchased the entire stock- We wish to impress every one with the real beauty and value of these goods and we don't want them to miss our beautiful window display, which will convey an idea of how magnificent our miniature fairy land is that we store. have arranged in our New Maimmotb EstaMisbment 2,000 fancy Fairy Candles, to be sold at 5c each, worth from 25c to 50c Thousands of Fairy Candles at 7c each. Fancy colored decorated Fairy Candles at 10c each; originally sold at from 25c to $1. Fairy Hanging Lamps, with glass shades, at 25c each. Fairy Candle Sticks, in nickel, brass and burnished brass, with magic match safe combined, at 25c, 35c and 50c each. Fairy Candle Sticks of roses and forget-me-nots at 50c, 60c and 65c each. Fairy Lamps, brass base, fully equipped with fairy candles and glass shades, at 60c each. Fairy Lamps, brass base, fancy decorated china and opalescent shades, at 75 c each. Fairy Swing'ng Lamps, handsomely finished and fitted complete, at $1 75 Fairy Swinging Lamps, with beautiful brass base, opalescent prisms, at $3 50, worth $8. One lot of handsome Fairy Lamps, with prisms, antique globes and bowls, at 2 75. Aladdin Magic Fairy Lamps at $1 25 each. Floral Fairy Lamp Shades (tulips and roses) fitted complete at 25c and 35c each. One of- the very prettiest things imaginable. Floral Fairy Candle Extinguishers at 25c and 35c each. Beautifully decorated paper Fairy Lamp Shades at 5c, 7c and 10c each. A full line of fancy colored Satin Fairy Lamp Shades at 25c each. Handsome opalescent and decorated china Fairy Bobeches at 10c, 15c and 25c each; worth double the money. JK?"One attractive and beautiful feature of our Fairy Land display is the exhibition of the Liberty Bell, decorated with beautiful prisms. 0 FLEISHMAN CO.'S New Department Stores, 504-506-508 Market Street, Pittsburg, Pa. fe21-su THE J. P. SMITH, LampiGIass & China Co. 935 Penn Avenue: fe21-Tnrau To purge the bowels does not make them regular but learcs them in worse condition than before. The" liver is the seat of trouble, and THE REMEDY must act on it. Tutt's Liver Pills act directly on that organ, causing a free flow of bUe, without which, the bowels aro always consti pated. Price, 25c. Sold Everywhere.. Office, 41 Mubkay street, 'New York. TXSSU H M m If V .Owing to the property that we occupy now having to be sold, we are forced to dispose of all our goods before April next. Now is your time to buy. All goods marked in plain figures. No old styles. No shoddy goods. One visit will repay you. A. LARGER, 17 Federal St., AW y, Boyle Block. felO-su -CURNITURE&- Those who contemplate buying Furniture would do well to call on us to examine our new spring goods, arriving every day. The finest goods that we ever have shown. N. B. Odd pieces and Fancy Chairs, left from the holidays, sold at liberal discounts. n 1 a v, V.UWU uUUUilU. 630 Smithfield Street, . PITTSBURG, PA. ' ja27-BU T ADIES-HAVEYOUSEENTHELATEST JU in BAN GST Come and see the LATOSOA. Something entirely new. Also a large assort ment of gray switches. At MISS MARIE LANDERS' Artiste, No. 25 Fifth avcHugus fc Hacke building, upstairs. Take Sperber's elevator. felO-WSu NEW DESIGNS -xs-TOILET, TEA AND DINNER SETS. Rich Cut Glass AND Just think of six vast floors of new spring styles in Furniture, Carpets and all sorts of House .burnishing Goods! A veritable exposi tion of anything and everything that'll furnish a man's house and clothe his family. i Magnificent New Parlor Suites in the most gorgeous and artistic designs ever produced in this country. Description can't convey an idea of these goods. .. They must be seen. Handsome New Bedroom Suites, some very unique, exclusive and original makes have been received and are now on exhibition. They're fine enough for the palace of the banker, and cheap enough for the home of the mechanic. Gigantic Stock of New Carpets, If you enjoy a pretty sight see Keech's exhibition of new spring styles iniCarpets: There are all the latest designs of Moquettes, Body and Tapestry Brussels, Velvets; Ingrains, Oil Cloths Linoleums, Cocoa and Jap Mattings, as well as a complete assortment of, fine domestic and Oriental Rugs. Prices are 'as tonishingly low; Brussels ranging from 50c up and Ingrains commence as low as 25c. Curtains and Window Shades, in every conceivable design and every reliable make. In Lace Curtains we show all the latest novelties in Irish Point, Cluny and Notting ham, while our price's are positively from ,15 to 20 per cent lower than at any other house in the city none excepted. Goods Sold for Cash or on Credit. Jll in sirnss As an actress has been rivaled by that of the veils that bear her name. We show, undoubtedly, the finest variety in this city, plain and dotted, narrow and wide borders. "BELLE" JANE HADING VEILS, from 45c to Si 25. Black and Cream. New JANE HADING SCARFS, com bining Veil and Scarf, LIGHT BLUE, CREAM, PINK and BLACK Drapery Nets, newest patterns and lowest prices in the city. This will be a remarkable SEASON FOR LACES. We have every variety of Chantilly, Spanish, Point de Gene Esprit and whatever the French may be pleased to call their new and fashion able creations. We have them in all widths and full variety of patterns. CHANTILLY LACE FLOUNCINGS, -v Xel7-wrsu Piano Lamps, D. TAYLOR 4 CO.. 817 Liberty street. KIEOH'S 923 and 925 Penn Ave., NEAR NINTH STREET-. Store Open Every Saturday Night till 10 o'olook. fe24su 40 and 45 inches wide, nice goods, choice patterns, from $1 per yard up. Our Flouncings, at J5i 38 and $2, are not only the newest patterns, but reserved especially for our sales by the importer, and are not obtainable elsewhere. New importations of .-. TORCHON AND MEDICI LACES, .v all widths, from the showy and cheap goods to the finest and daintiest patterns. The craze in New York for wearing violets HAS REACHED PITTSBURG, and we show the largest variety in the city of Violets in bunches, Violets in sprays and Violets in Montures. Imported, Perfect-Fitting and Half Price, are the features of a lot of 180 dozen French Woven.Corsets. drab onlv. Sold heretofore at $1 25 and offered by us, during the coming Week, at j 59c. Come early for this greatest of all Corset bargains, or send U3 your orders by mail A grand line of new SPRING WRAPS AND JACKETS In our spacious, well-lighted Cloak Rooms. Some very pretty new styles at $3 50, $5, $6, $7 50 and $8 75, worth 50 per cent more. All winter Underwear and Gloves at about half price, as we must ' make room for spring goods now daily arriving. 510, 512, 514 MARKET ST. AND 27 FIFTH AVE. In our Market P. S. Observe the display of Muslin Underwear street window. New styles of spring Straw Hats. Mtrxwi .jTi 14