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jo i.u A i f0r comPh«U""» an.V inJury TABLE OF UATES 16-25 $2.80 26-35 2.95 36-40 3.10 41-45 3.25 46 3.40 47 3.55 48 3.75 49 4.00 50 4.30 ••ZAJEDNIČAR" J? 1 Cleveland, Ohio Mem- UvtrtrtAIMrt" n HA The Sloboda Tamburitzans dancing wju of the CFU gupreme Board, w _. _. Mrs'. G,ze!la Pln" 6 a su.ccess. car(jS) an(j an Mitzie Knaflic, Pres. Jos. Zalac, Pres. otiuuer 12, 1955* Danny Pavlic \n\n Eligible American, Canadian Members Should Give Careful Consideration To Society's Income Defender Certificate Maximum Of $2,500.00 May Br Drawn Out Under Liberal And Streamlined Terms Of Croatian Fraternal Urion's Modern Policy By John Ovcarica, Secretary, Si k Hencfit Department Pittsburgh, Pa. Delegates to the Croatian Fraternal Union's 9th National Quadrennial Convention, which was in session at Philadelphia, returned to their respective homes and the quiet of everyday life. Upon their return, we appeal to them to acquaint into themselves with one of the finest forms of protection avail able anywhere in these United States of America, or Cana da, the Croatian Fraternal Union's modern, streamlined $100.00 per month and shall "Income Defender" Plan. This is not the first time wc have covered this subject on these pages. Nor, we hope, will it mark the last time that we bring it before our members at large. Here, then, is what wc be lieve to be a thorough cover age of our "Income Defend er" Plan brought to you in the language of the layman. We urge you to read it and judge the "product" offered strictly on its merits. Most Be Wage Earner Adopted via referendum vote during October and No vember of 1953, and made effective as of January 1, 1954, a little over one year In other words, a person roust be a wage earner (male or female) if such person is to be insured and collect ben efits under this plan as the result of loss of time caused by an accident or illness. Covers Flying Hazards Any loss of time which is sustained as the result of an accidental bodily injury, ben efits for such loss shall be payable from the first day. Any loss of time which is sustained as the result of an illness, benefits for such loss shall be payable only after the certificate has been in force at least 30 days after the date of issue. To further explain this provision, a member can not claim any benefits for loss of time as the result of an illness during the first SO days the certificate Is in force. This insurance covers such injury if caused by any of the hazards of aviation, but only while the insured is rid ing as a fare paying passen ger in a licensed passenger plane provided by an incor porated common carrier of passengers and operated by a licensed transport pilot be tween definitely established airports. If a member becomes to tally disabled as the result of an accident, he shall be en titled to benefits beginning with the first treatment bv a not exceed 3 months for any one illness. A member who is required to be confined in an accredi ted hospital for at least 24 hours as the result of an in jury, or illness, shall be paid lat dduble the regular month ly benefit commencing with the first day of confinement, but such benefits shall not ex ceed a period of 30 days as i the result of any one injury or uess. licensed physician or surgeon, Such benefits shall amount to I ,,, .. ., $100.00 per month and shall' f). not exceed 3 months for any i one injury. A month shall! mean a period of 30 days. Re: Hospital Coverage If a member becomes in jured, but is not disabled, benefits will be paid for the If a member becomes to tally disabled as the result of an illness, he is entitled to benefits on the 8th day after the first treatment by a li censed physician or surgeon. (7 days shall be required be fore any benefits are paid). Such benefits shall amount to For further clarification, this simply means that if you go to a hospital and must remain in the hospi tal more than 24 hours, the benefits will be doubled for each day you are in the hospital for a period not to exceed 30 days. For example: if a member ago. the "Income Defender Certificate" is so far reach-,was in the hospital for 60 ing in its scope that we urge days, he would be entitled to all to understand it in full, To begin with, the plan provides benefits for loss of time as the result of ac cidental bodily injuries and for loss of time caused by illness. $200.00 for the first 30 days and $100.00 for the next 30 days, or a total of $300.00. Pregnancy, Childbirth If a married female suffers from illness as the result of childbirth after 28 weeks of pregnancy, and such child birth occurs after the certifi cate has been in force more than 10 months, a payment of $50.00 will be made. Such payment shall be made on the basis of $35.00 to the insured member and $15.00 credit to the child when it becomes enrolled in the Junior Order on any permanent plan of insur ance. Such benefit shall ap ply for each child in the case of multiple births. If, following a period of total disability, the member resumes his regular occupa tion and performs all impor tant duties for six months or more, any subsequent disabi lity from the same cause shall be considered as a new dis ability but if the member resumes his regular occupa tion and the period is less than 6 months, any subse quent disability shall be re garded as a continuation of the preceding disability. Exceptions Are Noted This new plan will not cov er any loss whatsoever for the following: (a) ./hile in military or na val service. (b) contracted outside the continental limits of the U. S. or Canada. (c) resulting from inten tionally self-inflicted injuries. (d) caused by mental de rangement. (e) resulting from venereal expense actually incurred up1 childbirth, or miscarriage, ex to $25.00 if such injury re-1 cept as provided above under quires treatment within 24 hours by a licensed physician, surgeon, osteopath or chiro practor, and providing no other benefits are received by the member for such injury. or illness which existed prior to membership, unless reference was made to same. (g) from alcoholism or re sults thereof. (h) for any illness or com plications due to pregnancy, childbirth. Hernia of any type, sprained or lame back (ex cepting fracture), bacterial or other infection, and dis ability resulting from con current injury or illness shall be classified as illness. During the first 12 months from date of issue, no bene fits shall be payable for dis ability arising from the fol lowing: anemia of any kind: arthritis (all types): asthma: cancer female disorders gall Chi Lodge Awaits Silver Milestone Members To Howl Night Of Nov. 12 Chicago, 111. It was a hot summer evening during the month of July, 1930. Nine young people were meeting at the National Hall, 1802 South Racine Ave., Chicago. Before the meeting was over a new Lodge of the Cro-' atian Fraternal Union came existence: the "Prog ress" Lodge 749. August Tomich, S e phen Smetko, Marie Gra chen were elected Presi dent, Secretary and Treas urer, respectively. As is obvious, this year "Progress" is 25 years old. In1 honor of our 25th birthday, an Anniversary Dance is be ing arranged. This Silver An niversary Dance will take place on Saturday, November 12th, at the Marquette Hall, 69th and Western Avenue. Some of the charter mem bers and other old timers are still with us and come around often. Others come around only once in a great while, but there are also those whom we have not seen in many, many years. Old Timers Welcomed We think this will be a wonderful opportunity for old friends to get together. Imagine running into peo ple you have not seen for perhaps 20 and 25 years. Wc think this will turn out to be the reunion you will never forget. So think back as far as 25 years ago. Jot down the names of the girls and boys you "went to town" with. Contact them and ask them to meet you at the Silver Anniversary Dancc of the Progress Lodge. And also ask them to con tact others, for the more old timers that show up, the more enjoyable the evening will be for all of us on Satur day evening, November 12th, at Marquette Hall, 69th and Western Avenue. Old Timer bladder disease genito-urina ry disease goitre (thyroid) heart disease hemorrhoids hernia (all types) hydrocele intestinal disease leukemia: liver disease lumbago myo sitis neuralgia neurasthe nia neuritis osteitis para lyse (any type) sciatica si nus disease stomach disease tonsil enlargement or dis ease tuberculosis varicocele and varicose veins. Various Benefits Cited All applicants for member ship under this new plan must submit a medical application regardless of age. $100.00 per month in bene fits are payable under this "Income Defender" Plan. Double benefits are payable up to 30 days if hospitalized at least 24 hours. $300.00 maximum is pay able for any one injury or ill ness. $500.00 maximum is payable in any one year. $2,500.00 is the total ag e a e a y a e a e which the certificate is au tomatically terminated and the member is no longer in sured on same. Af« »t Entry Monthly Dne« Present members, who are insured on either class "A" or class "B", can also apply for this new plan, known as c'ass "C", in addition, pro viding that such member is not past 50 years of age at the time qjf application. In other words, a mem ber may be insured on class "A" and class "C", or class "B" and class "C". Housewives will not be able to apply for this protection. WLLCOA1 Cl'i' Supreme President I. ^luudich, cen ter, greeting John Jurcich, Sr., and Mrs. Lorraine Kennedy to the Society's 9th National Quadrennial Convention Sep tember 19-26 at Philadelphia. Mr. Jurcich and Mrs. Ken nedy represented the "Hrvatsko Bratstvo" of Great Falls, Montana, an organization now in the process of merging with our Society. The Convention confirmed the terms of a Reinsurance Agreement between the organizations. Eligible Members Of Society Invited To Enter Komemaker Of Tomorrow Test All 12tli Grade Girls Who Will Graduate In 1956 Urged To Participate In Contest Minneapolis, Minn. Educational scholarships total ling $100,000 will be awarded in the second Betty Crocker Search for the American Homemaker o£ Tomorrow, it was announced last week by General Mills. This is a $25,000 increase in scholarships awarded in the 1954-55 program when 187,463 high school senior girls from 8,040 schools sought the Ail-American Homemaker of Tomorrow title which was$ won by Deloriš Arnette of Enterprise, Ala. I In addition to a $1,500 scholarship to each state winner, there will be a new award of $500 to the home-! maker rating second in each state. The scholarship of the national winner, who will be announced April 12, 1956 in Philadelphia, will be $5,000. The basis for selection of winners will be test scores in a written homeinaking knowledge and attitude test developed by Science-, Research Associates o Chicago. The test will be given in all participating high schools on Dec. 6. ciation. Faith In Teen-Age Set "The enthusiastic endorse ment of thousands of educa tors, religious leaders, frater nal and civic leaders, parents and others throughout the nation and the extensive par ticipation of students in our first year project have made General Mills pleased to re new this worthwhile activity and increase the scholarship funds," declared Charles H. Bell, president of the com pany. "We believe In sponsor ing programs which contri bute to a better way of living for all. We are hap py to assist public, private and parochial high schools in training girls for suc cessful family life after a i a e a n w e a e equally happy to focus public attention on the fine work these schools are doing. "We have faith in the American teen-ager of today. Given the opportunity, the guidance and encouragement, this teen-ager will become the type of American home maker who will assure the health, happiness and securi ty of our communities and nation in the years ahead." October 31st Deadline All 12th grade girls in the nation's public, private and parochial high schools who will graduate in 1956 are eli gible to participate in the Betty Crocker Search for the American Homemaker of Tomorrow. They must be en rolled by their school not la ter than October 31, 1955. Study materials for use in teaching many subjects will be sent to participat ing schools. The girl with the highest test score in each school will be named Homemaker of Tomorrow for that school. She will re ceive a pin designed by Tri fari of New York, her school will receive a copy of the Good and Easy Cook Book and her test paper will be entered in the com petition for her state. The school of each state Homemaker o Tomorrow will receive a set of the En cyclopedia Britannica. Each state winner and a female, faculty adviser will be invited Pnzcs.was The proiect has the en- to participate in an expense-' ,r Sacramento Lodge In Fete Oct. 29th Delegates Urged To Attend Fiesta Sacramento, Calif. The event that all Northern Cali fornia C. F. U. members are looking forward to is the An nual Banquet of Lodge 434 of Sacramento. On Saturday, October 29, the 40th Anniversary of the Junior Order will be celebra ted with special honors being bestowed upon the Delegates to the CFU's 4th National Junior Order Convention held July 1-4, 1955, in Gary, Ind. Other guests at this ev er popular annual event will be the Northern Cali fornia Delegates to the 9th Quadrennial CFU Conven tion. ,. i was donated by Mary Farano. dorsement of the national paid educational tour o i .• ... Ur i 4 n i i The next winner of a chra contest and activities com- Washington, D. C., Colonial mittee of the National Asso- Williamsburg, Va.. and Phil ciation. adelphia Apiyl 8-12, 195G. ciation of Secondary School I Miss Arnette, the first year Principals, a department of national winner, is using her the National Education Asso-1 scholarship at Judson College in Alabama. All eligible members of the Croatian Fraternal Union of Pa^ America are most cordially invited to participate in this contest and let the readers of the Zajedničar know how they made out in the end. Abrasevic Singers Plan For Anniversary Dance bers of the Croatian Singing: Society "Abrasevic" are busy formulating plans for their forthcoming anniversary pro- Also on hand will be the Ukrainian Dancers and the Kolo Aces, our Croatian dance group. One of Cleveland's oldest Slovenian singing societies "Zarija" will send two of their members to sing for us. will play for your Our Croatian cultural or ganizations will continue to exist, only as long as they re ceive support from our peo ple, Louise Sasek, Pub. Speakers of the evening be N. J. Nikolac, member and Chris Radovan, president of the Northern California Central Committee of C.F.U. Lodges. Complete Agenda Later Committee members are presently preparing the final touches to make this the most outstanding event in the his tory of CFU affairs in this part of the country. Committee members are as follows: John Glavas, Emma Kadich, Nick Zanze, Anna Chinco, Peggy Dedier and George Glavas. More details will be pub lished in the coming issues of the Zajedničar's English Sec tion, so keep a watchful pair of eyes on these pages. Milwaukee Area Moms Review Party Success Milwaukee, Wis. The C. F. U. Mothers Club is happy to announce that there was a wonderful turnout at the last card party. We also want, to thank those who waited for a chance to play. The first winner of our a w o e e i v e a i w i made by An was Frances cheted basket tonia Ribich Papa. We wish to thank all those that donated pillow-cases, cakes and door prizes, and worked hard to make the Our mother, Irene Lasocki, is home from the hospital with h°r new baby girl. Those wishing to send cards or vi sit, the address is 2055 South 34th Street. Happy Birthday to those celebrating birthdays in the months of September and October. It was a surprise for Mary Hosni to receive her birthday gift from her secret pal at the Card Party. We want to thank brother Frank Ermence who donated gram and dance, which wilLus hUge deckg of playing take place at the Slovenian i Home, on St. Clair Avenue, tended from the Ladies' Sunday, November 13, 1955, at 3:30 PM. We have already engaged the Sloboda Tamburitza Or chestra and the Singing Soci ety "Sloboda", both of which are from East Pittsburgh, Pa. those who at- Lodge of Milwaukee, the members of the Croatian Ra dio Hour and all our friends from the Sheboygan and Ap pleton area. Thanks also to those who sold tickets, namely: Sloga Federation of Milwaukee and Lodges 255, 391 and 731. Versailles Delegates' Prepared For Reports Versailles, Pa. A special meeting of CFU Lodge 146 and listening pleasure in the will be held Saturday, Octo annex, immediately after the her 15, at 7:30 PM. evening meal has been served.! Purpose of this meeting is We know that you will not to hear the report as given by want to miss the performance iour 2 Lodge Delegates who of such fine talented artists, attended the 9th Quadrennial so plan to attend and help us celebrate our 30th Anniver sary. Convention in Philadelphia. Following the meeting, re freshments will be served to all those present. Members of Lodge 146 and the Delegates of nearby Lod ges are invited to attend. Greater Chicago Central Committee To Sponsor Festivities October 16th In Honor Of junior Order Anniversary Children's Home Youngsters Among Stars Scheduled To Appear During Huge Program To Be Staged In West 18th Street Quarters By Frank Zornjak, Secretary, Central Committee Chicago, III. The Croatian Fraternal Union's Central Committee of Greater Chicago Lodges will stage an extra ordinary program Sunday, October 16, in honor of the 40th Anniversary of the Junior Order Department. With the American Hall at 1440 West 18th Street al ready contracted for the celebration, the Committee on Ar rangements is now going all-out to put together a program befitting so extraordinary af year in the long life of the Croatian Fraternal Union. Starring on the program will be juvenile talent re cruited from among the many Junior Nest mem bers residing In and around Chicago. Complete details appear elsewhere in this issue. Best In The Mid-West Much of our program for Sunday, October 16, has al ready been passed on. Certain to appear are the talented youngsters from the CFU Children's Home in Dcs Plaines, Illi nois. These boys and girls will render vocal, instru mental and kolo dancing numbers. Also taking part will be the "Sloboda" Tamburitza Orchestra, without doubt one of the finest and most ver satile string ensembles to be Great Year For Croat Radio Hour Pittsburgh, Pa. A ?ala concert and dance which will highlight an event commem orating the 25th year of broadcasting by Tony Braj dic, Director of the American Croatian Radio Hour, WM CK, McKeesport, will be held on Sunday evening, Novem ber 6th, at Rankin's High School Auditorium, on Ken mawr Avenue, Rankin. An entertaining program has been arranged for. this silver anniversary celebra tion which will include Ame rica's most colorful collegiate folk singing and dancing en tertainers, Pittsburgh's own internationally famous Du quesne University Tamburit zans, under the direction of Walter W. Kolar. This year's concert program features many new costumes and dance routines with new or chestral arrangements a. musical production that far surpasses all past perfor mances by the Tamburitzans at Duquesne University. A reception is planned fol lowing the concert program which will include dancing and refreshments with music by the Duquesne University Tammies Dance Ensemble. The American-Croatian Radio Hour is a regular weekly feature heard every Saturday evening from 5:05 to 5:45 P.M. over Radio Sta tion WMCK, in McKeesport. Tune in at 1360 on your ra dio dial. Tony Brajdic, Director Canucks To Hold Dance October 15 Toronto, O n t. "C a nucks" CFU Lodge 975 are sponsoring their first dance of the fall season on Satur day, October 15, at Macedo nian Hall, 237 Sackville St. Providing the music for dancing will be the Charles Fuduric Tamburitzans. All C. F. U. members and friends are invited to attend. We also would like to take this opportunity to invite the President of the Croatian National Home to attend this affair. During the evening he will be presented with a $100 check by the members of Lodge 975. This check will go toward the building fund of th* Hornet Joseph Simac, Rep. found in the Mid-West. Finally, there will be guest soloists and at least several top orators. Convention Forgotten Now that the Croatian Fraternal Union's 9th Na tional Quadrennial Conven tion, held September 19-26 in Philadelphia, is history, all of us must join hands and con tinue to keep our great soci ety in the limelight. Certainly this celebra tion of ours on Sunday, October 16, in honor of the 40th Anniversary of the Junior Order affords lis that opportunity to "do right" by an organization without peer in America. Let us, then, turn out en masse for these festivities and tell the whole world that we are indeed proud of the o a i a n a e n a U n i o n and all that it stands for. Danny Pavlic Is Lodge 146 Nember Versailles, Pa. C. F. U. Lodge 146 would like to in troduce to the readers of the Zajedničar brother Daniel J., Pavlic, who has transferred from Nest 27. Danny, as he is known to his many friends, is the son of Mr. and Mrs. Joseph Pav lic of Versailles. He was born May 16, 1937, in Versailles, and attended public schools there and McKeesport Tech nical High School. Danny was a member of the June 1955 graduating class and is now attending Duquesne University, on the scholarship which he was a warded by the Duquesne Uni versity Tamburitzans. Brother Pavlic is an accom plished accordionist and was formerly a member of the McKeesport Junior Tambur itzans. We are proud to an nounce that he is now a mem ber of the famed Duquesne University Tamburitzans. In transferring to Lodge 146, Danny joins his parents, aunts, uncles, cousins and many friends. In Nest 27, he leaves behind a brother and sister. Danny's father is a mem ber of the Lodge 146 Board of Trustees, and his late grandfather, brother John Pavlic, Sr., was a co-founder of Nest 27. We would like to wish Dan ny all the luck and success for the future. Our note of welcome also goes out to the other trans ferees who have joined the ranks of 146, Edward Simen ko, Frank Vabic, Gail Kuhn, Mildred Kisan, Julia Jeffer, Natalie Frankovich and Mary P. DiMattia. Mary M. Skutlin, Mgr.