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f V " U THB OHIOAOO SAQLS, jIwh reweaj By fac int eiglish Ptoccm "Ye Old Inn" ALE A light, sparkling, palatable beverage, which in Surity, richness, age and healtht'ulness has no equal. n draught everywhere ask for it. One dozen bottles delivered $1.50. Keeley Brewing Company Brewers and Bottlers of Fine Beers, Ale and Porter TELEPHONE SOUTH 349 . 28th Street and Cottage drove Avenue, CHICAGO ajMttM MAM, PneHiet aes Treatenr. OEOROe W. KELLNER. VltePrttMfst. AUSTIN J. DOYLE, Omni Msaatsf United States Brewing Go., THI NEW ZEALAND WAY. Life Insflraflce It Is Conducted il tk Aatlpodaan Island. In faraway New Zealand the for rnment conducts a life tniurance de partment which not only offcra Ita policies at a low premium, but haa the security of the State behind It as Its guarantee to investors. By open com petition with Individual concerns it prevents any ordinary combination from keeolnc up excessive rates, and there are no high salaried officials to absorb the annual receipts. It la an Ideal theory. In America an Insurance of $5,000, which may cost a person who baa arrived at middle age 200 annually, In New Zealand may be obtained for one-third that expense. In America legislative Inquiry baa al ready thrown ao much light upon the complex and devious management of the Insurance business that a distrust of the whole system haa become gen era!. In New Zealand the entire re sponsibility Is borne by the colonial government There can never be any failure until the country becomes bankrupt The Srst Illustration la that BRatWERt OP FINE LAQER BEER TELEPHONES: Main Office, Harrison 706. Brand Branch, West 28S. . Barthetomce Leicht Branch, North 216. Bartholomce & Roeslng Branch, Main 4079. Brast Brothers Branch, North 403. K. 0. Schmidt Branch, North 409. Val Blatz Chicago Branch, Main 4357. WARD jBlBiaaBlBBBAaanBBV9JE' I f 'IgjBjHiBgl OHIOAOO H. HILDRETH. Pas. FRANK LEDERER, Its. ERNEST HUMMEL, Trait. SOUTH CHICAGO BREWING COMPANY FOOT OF ONE HUNDREDTH ST. Brewers of Lager Beer. SALVATOR 'v& ehw SSsTlSBSBBBBSBBBBSfe- BBaBBsBBBSaaBBBBCBV agsap - vbbbbbbbbbbIobbbbbbbbbbbbIoH asPBBBBBHBBliBaBTBBBBBr ahcsaBSaTBaNHBBBBBBBHVsSfc: fVRHHRflRRRRRBtr' Bl9kiHPRnRRRRRRRRHRRy '"JBB jBBB1BBPB" AND BAVARIAN BEER. Brewed of the finest, BARLEY MALT and HOPS, well aged. Are now ready for delivery in wood or glass. Please send orders through our agents or delivery men, by -mail, or Telephone South 350. Bottling Department, Telephone South 869. CONRAD SEIPP BREWING COMPANY. GOVEBXIIEXT 1K8UIIA.NCE BUILDIXO. G. UIHLEIN, Manager. Talaphana Monroe) 97S. 4? KUeJmmMrWrfly 74im Tawn of Laka Branoh, f XuHmj Wf MA&M 9f. Ashland Ave. ex OPPIOI, Oamar Ohio and union atraata. m of tho government llfo Insuronco build ing nt Wellington, whllo the second shows tho'postollleo In ttio samo city. Qovcrnmcntnl life Insuronco is by no means tho only Now Zealand Institu tion from which America might tako pattern profitably. One of tho fairest and most logical remedial measures ever tried In tho colony and oitu which has proved Its usefulness from the very moment of its ndoptlon Is tho workman's "compensation for acci dent" net. Tho prlnclplo upon which tho incnsuro was Instituted was based on tho assumption that It Is neither by th'o wish nor by tho conduct of cither employer or employe that accidents happen, but that In spilo of that fnct a steady percentage of accidents occurs. They aro thus Incidental to production, and tho business which yields the prof It should boar this part of tho expenso of producing. Therefore a sum must bo paid to every Injured worker and, If tho accident proves fatal, to his family. The only exception to this rule Is when it can bo established to tho satisfaction of tho court of arbi tration, which adjudicates theso cases, that tho employe was Injured willfully. I)y tho act thcro Is a maximum of S2, 000 payablo, but the form of tho com pensation Is usunlly that of half pay for a dcdnlto time and tho pnyment of a lump sum If the Injury Is permanent. Of course a corresponding effort had to bo mado to mlnlmlzo tho loss to tho employer. To meet tho necessity tho government life Insuronco department was empowered to Inclu'do accident In surance, thus compelling any combina tion of existing insuronco companies of n similar kind to keep tho tariffs down to rensonablo premium value. Tho advantago to artisans and laborers from a governmental benefit of this naturo can hardly bo computed. It practically relieves them from tho bur den of accident Insurnuco and compels a provision for their possiblo disability which they aro almost certain to neg lect If left to their own Initiative. It has worked admlrnbly in New Zen JO Ml rosTomcE department. vmaiL m. iiMNO. ri. fmur n bkano, Tun, "t 2bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbMP. .RjnBBBBBBBBBBBBBBBBBSiBjL Mil mBRtWINQK-", VaBBBBBBBBBBBBvlSBBBBBBBBBBBBBBBHBVBXWaVT tJBRI vajCTTaBBBBT JHSBBBBBBBBBBBBSsaMaHHHVSnSmSVBBjlV 'bbTsw.- T ZrtcBBBBBBBBBBBBBBKTtV KKIIIIW TcutPHONtYABoa 207. l?T STREET & UNION AVE Cluca&ot J BRAND BREWING COMPANY. Brewers of Fine Been. TBLKPHONB WIIT Ml. p BUton Avenue, CHICAdO, U. S.A. JOSEPH THEURER President F. H. PIET8CH ecreta'ry and Treasure)! CARL BUHL Vie President. BPETER SCHOENHOFEN BREWING CO. fZbn: MAIN OFFICE) Canalport ' Avenue and , W. 18th St. TELEPHONE GANAL 9 tmwEmffiissmimwm BBMaBBBKWBBBBlHSikiSXiiBBBllBVISnBsnBH In I IIWlalJB I lil" i III I'lil I S Bottling Dept.1 Burlington Street, near 16th Street. TELEPHONE CANAL 8 Brewers and Bottlers of HIGH GRADE BEER $adg&0r Sole Brewers and Bottlers of the Celebrated EDELWEISS" Table Beef. &&SH& MALTDffl NATIONAL WILLIAM H. REHM, President . JACOB P. REHM.VIce-Prcsldcat QUSTAV HESSERT, JR. Scc'yTress. Telephone BREWING Canal 224 Lincoln and 18th Streets, CHICAGO COMPANY land, and tliero is no reason why it should bo less effectlvo elsewhere. Still another mcasuro of relief until recently pronounced Utopian bus been tried by tho Now Zealand llfo Insur onco department and found pravticnblo tho old ago pension net. Older coun tries, from which millions flow like water for trado wars or to exploit omo sentiment of nationality, havo declined to provldo nourishment for tkoso who aro no longer profltnblo for monoy producing purposes, but Now Zealand decided to try tho oxpoilmont, and It lias entailed no hardship on any class, but ban given relief to ninny. Tho scliomo of compulsory old ngs In. surnnco has been tried In Germany with far less success. Specious as that theory appears, it has been found In practico to bo only another system of inaklug tho poor keep tho poor. Although ono inny not bo ablo to accopt tho theories by which tho re forms in Now .oaland havo been brought about ho must grant that the pcoplo of this faraway country havo shown such remarkablo progress In self government that all Intelligent Amorlcans cannot fall to learn much from tho up to date mothods which prevail thoro. Tho Uai Don't. Friend You appear to think that your responsibility is greater than thai of tho proprietor, Drug Clerk It Is. Friend How do you flguro that out? Drug Clerk If I mako a mlstako, I loso my Job. Cleveland Lender, It is c.io distressing symptom of ago If one begins to complain of the man '..AM. A t.A WAIintf bbBBoB iiE$i a BZ.BBBBarAaL BBS BclBBBuXt M fW BbV 3 a TOBeBflt adam oarraiiFiN PreaMent H. TRMPLB BILLAMY Treasurer J. A. O. PBNTON aeeretary McAVOY'S Malt Marrow RKCOMMINDID BY PHYSICIANS Write for Beoklet, "eminent Phyelolans of the West" McAvoy Srewing Co. TELEPHONES: SOUTH 157 1 I7SI 2348 SOUTH PARK AVI. ZWTsmmtT JOHN A. ORB, Presiaent. TMEODORB OEHNB, Vice Pros, aitf Trees. JULIUS K. SCHILLBR, Sscrstary, BRBWBRS AND BOTTLERS OF THE CELEBRATED .... BflawlIMBtTa ffiaBBVff aaflll i il ititfltl S t MHB llQillKf!BBBBBaBH BAVARIAN BBB e t .tiLMPHONB SOUTH J SO, SALVATOR i BBB tat Extra Pale Beers, UMT SKQRB. 5007 OF 27TH TRiarYV r-4avBBBBapapaaej"eje4Bj ,tVt V WAV fVUHl y iiJ'4Ai Ar'i' t & .-'