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The Washington times. [volume] (Washington [D.C.]) 1902-1939, December 28, 1910, Last Edition, Image 11

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THE WASHINGTON WABHIlv FOiV TIMES WEDNESDAY WED ESDAY DECEMBER DTCEMBIIt 28 ISfO i 11
STRAIGHT PENSION PENSIONPLAN PENSIONPLAN
PLAN FAilS FAUEnglish ON TRIAL TRIALEnglish TRIALEng
Eng English lash Employes Find FindScheme FindScheme FindScheme
Scheme Unsatisfactory UnsatisfactorySays
Says Sa Y YPENSIONED s Dr Jordan JordanPENSIONED JordanPENSIONED ordain
PENSIONED WORKERS WORKERSGET WORKERSGET WORKERSGET
GET LITTLE LITTLESALARY LITTLESALARYWouid SALARY SALARYWould
Would Have Contributory Plan PlanWhereby PlanWhereby Planhereby
Whereby Clerks a ks Would Wou Benefit BenefitBefire Benefitf BenefitBdfFe
f Befire Retirement RetirementCnttaoed RetireR1entCoJtIa8ed RetirementCoaurroed
Cnttaoed froni First Bag Bagtween Page Pageemploys Pagetween
tween employes tt tltelll elYeSr en elv e and between betweenthe betweenthe betweenthe
the employes and the government governmentIt
It was found on auuniaatton r lIItAtlftoa tloe of theactual the theactual theactual
actual workings of o Uie ehrfl pension sys system sysem system ¬
tem em of that country that parBaraent In Invariably invariably Invariably ¬
variably took into account the amount amountof amountof URtof
of the prospective pensio peDS OIi benefit te tefixing iafixlug infixing
fixing th the wage seal of the employes employesproposed elBpIoyesropoeed a wphoyesproposed
proposed to b btt t benefited by such super superannuation superannuation superannuation ¬
annuation allowances allowancesIt
It wa wee Bhown by conctaetve evidence evidencethat 91cIencetbat evidencethat
that Mall in all cases where the employe was wasRiven wasgiven wasgiven
given at a pensionable status that his hiseatery 1118IDYariably his hissalary
eatery was Invariably lower than if be bevere hewere s swere
were te the noapenstoaabte class It Itw UWU Itwas
w WU fortfaer shown that ti the actual cost costto tto co t tto
to the British government entBMIIt to support supportthis pportti supportthis
this system was approximately appIOX from 1C 1Cto ISto Iito
to 3 f1 per cent of the aeti active pay roil TOIl and aadte aJMlIn andin
In some r i bureaus and e departments Ute tbecost Utecoet thecent
cost was 7A a per cent centCast editct centCent
Cast Em Emffeye 4eye Mere MereIt ere ereIt
It was further proven tht the amount DIOtUItwhich amountwhich j jishlch
which the government 6 eI1WleDt wax W thus wIth wtthbotdtoK wIth1IoIdIDc withirom
holding holdingpay from the full market wage or orpay 01pay
pay of o the t employe was greatly etly In ex excess exee8I excess ¬
cess of what It would have beea ad hqdthe adthe dthe
the employe e been paid his full market marketwage mark markwage marketwage
wage and had then been compelled uk ukder 1Ift 1Iftda under
der a plan of equitable contributions to tocreate tocreate tocreate
create his own retirement fund with Ith the theaid theaid theaid
aid of tb the factor of compound interest interestWhen interestWbeII interestWhen
When the employes of England realised real realized realIzed ¬
ized that such a pension system actual actually actually ¬
ly 1 benefited ated only one person in sevenand seven JlVeBand sevenand
and those only who reached the retiring retir retiring retiring ¬
ing ase while all were compelled to towork towork towork
work for lower wages wa eB aad that in many manycases JDJIYcas manyuses
cases cas famines were wer left ia destitution destitutionthey cresUtuUOBthey destitutionthey
they properly oerowaded that where an anemptoy anemploy asemploye
employ voluntarily left the service or ordied ordied ordied
died before reaching the age 0 of retire retJrement retiremeBt retirement
ment that a commuted or cash sur surrender s surrender r rreuder ¬
render value of such withheld or orferred de deferred deferred ¬
ferred pay should be actuarially compuued com computed compu ¬
puted pu 4Ml and r returned to the beneficiary aa Adary or orIds orhis orhis
his estateTuts estate estateTrite tateThIs
Trite view WIlE vigorously j pressed essed up upon upon upen ¬
on a number of royal commissions from from1S74 from1S74 fromti
ti 1S74 unttl UII its recognition by putialDelltaDd parliament parliamentaad
aDd thi th amendment of the law of 101 101by uaby isaby
by tile passage e of the act of September September2fc
2fc DCS which had the effect of con conVerting CORvertL conv
Verting vertL v what was known as a straight straightcivil straightdYU straightdvll
civil peirdon system or plan into a eontributm con contributory oontrtbatory ¬
tributory one one2f oneMere
ODe1I
2f 1I re e Satisfactory SatisfactoryIt
It cannot be denied that the plan now nowin OWin nowin >
in vogue te England is more satisfac satisfactory Cctory sadefactory ¬
tory aad perhaps more equitable thanthe than thanthe thantile
the straight dvil pension of 18 1119 tough toughit tbo sh shit b bIt
it probaMy wIll be admitted that the theModified theodi1Jed themodified
Modified plan i s not wholly i ideal and andcould lidcould andcould
could only become so by paying ag agemployes the tbeemployes theemployes
employes their fun market wage and andthen adthen andThen
then Instituting a system em of compel compulsory compuItory compelsot ¬
tory sot savings on a graduated usied scale where wherethe w wherethe ere erethe
the Individual contributions are funded fundedand fundedand fundedand
and a separate account kept with eachccntriiwter each eachCGntrBNctar eAChccn
CGntrBNctar ccn ccntriiwter and where wIIer8OCb such ontribu tIODtrlbtIons eontrtbutdons ontributfons
dons with the help of compound inter intertat IntertSt Interest
tat tSt would result te the accumulation of ofa ota ofa
a substantial sum for old age ageIt eIt ageIt
It six old not be inferred from what vraathas whathas whathas
has been stared sins that all contributory contributoryplans contributoryplaD8 eonuihet ry ryplans
plans are equitable and it may be bestateu bestatedWtthcnn bestated
stated statedWtthcnn without fear of contradiction contradictionthat contradletioBthat
that no contributory plan is equitable equitableeither equitableeither equitableeither
either me between the employes them themselves themsehes themselves ¬
selves or as between eea the employes and andthe aDdthe andthe
the Government winch does not provide providefor
for the absolute return turn of the contribu contributions oontdbutions conts3betiona ¬
tions with interest to the individual ladhridaalemploye ladlvtdaalemploye individualemploye
employe or to his beneficiaries ana an antherefore andTherefore anatherefore
therefore any contributory plan which whichcontemplates wbkhcontempl wmdrcont
contemplates cont tes the t e commingling f of as ¬
sets with benefits to those e who survive surviveonly SUrviVeonly surviveonly
only is not only vicious in principle principlebut priDCIplebut prlndplebut
but is unjust and inequitable and this thisexplains thisex thisexalns
explains ex why the first contributory plan planadopted planadooted planadopted
adopted in Canada was unsuccessful unsuccessfuland un ucc t86tul t86tulaJlf
and aJlf which was followed by a compulsory compulsorysavings compulsorysavings ory orysarin
savings B arrangement under which each eachemploye eachemplOye ashemploye
employe contributes 5 per cent of his hfajsalary hissalary
salary 2 1a0 which cll is placed to his Individ lndlv1dcredit individcredit Individcredit
credit and bears interest at the rate of ofper
4 per cent compounded semiannually semlannuaJlyIf
If If therefore the employe must ulti ultimately 1IItlma ultimately ¬
mately ma 1y pav for his own pension must zaustbe musthe musthe
he do d it through the medium of oft a astraight aFtraight
straight t civil pension with a lowered loweredtrace Jowered9raIe loweredwage
trace scale and which pension benefithe benefit benefithe benefithe
he may not live to obtain or shall be bedo hedo
do 0 it with the understanding that be is isto isto isto
to be paid his full market m wage and andthat andthat andthat
that out of s such such compensation Uon be is to toprovide toprovJ toprovide
provide e his own retirement fn fund Which WhichremalDs whichromaine watchremains
remains absolutely abSOIUt y and at all times his hjsproperty hts1tO hisproperty
property 1tO rty and which ch TrtH wll either ulti ultimately 1 ultimately fi fimateIy ¬
mately benefit him or his estate estate and andwhich audwhieh andwMeh
which is never confiscated ed forfeited or orentirely orentirelv orentirely
entirely lost as under a straight civil civilpension civilpension
pension scheme but te only withheldunder withheld withheldunder lthbeldunder
under the suardiaiMnlo da dtanshls Iu of the Federal FederalGovernment Federalto FederalGovernment
Government to provide against oldage old oldage oldage
age ageTbe ageT The T e President p t of the United State inhis in inhte inhie
his aftnaal message me to Congress of De December De DecelD1 December ¬
cember er C L MM 31l states statesenormous stttA
A civil pMIIIIoa Is bond to become an aneaor1IICN5 aneeamoec
enormous coattaveoe s and laereaatag tax taxon taroa fezon
on the jwboe aeheq1l8r sefe e er It Js biA s daooraitz daooraitzlas deaomllaiag
las t 10 ta Ute service since it makes difficult difficultthe cntOcelttbe dlmclttbe
tbe Jttamlnaal of taaomveumt employes oployemafter employesafter IBptoyesafter
after they have bve8lon lllZt1r earned their tlMsirBIOa penand
8lon ana that thatei u paw t aerlowB out obJeeUeaa te tetreasary a advtI
ei dvtI vil fJIUIeD pa 01IC Ute pHIte pHItetHaRr7 t ttaxpa
treasary taxpa awy thebe to brvvgat asaraet Mlle Mllethe K by Ute UtetJIe tbetaxpayers
taxpayers e the admrntotrattve oKioera of oftbe oftbe
tbe govcrBBKot 8IMDt and tbe emptoyos ems them theraeehres theme themTM theta thetaselvea
eehres eehresTbe e selveaThe
The Pre l lent therefore relOlC makes It Itplain ItJD Itpatn
plain te his recommendation to Con Congres Congre Congres
gres in opposition to the creation of f a astraight astrBsht astraht
straight civil pennon payable wholly out outot outot oatohe
ohe ot the public treasury easury that the simplest simplestand simplestand simplestand
and most Independentesolution independent solution 1lIOIu on of the theproblem theproblem theproblem
problem both for or the employe and the theGovernment the0wernmeDt theGovernment
Government te a compulsory savings savingsarrangement ssviDSSrraDement savingsarrangemnent
arrangement which has been workedout workedout worked workedout
out in tile Gillett i WU WUIt bilLIt uL uLIt
It has been won stated that an equi equitable xiulUbleeoDtribotory < ¬
table UbleeoDtribotory contributory plan of retirement retirementoperating retirementopen retirementoperatlng
operating under a satisfactory wage ivacescale wagesca1e wagescale
scale would tend to stimulate very verystrongly veryy verystrongly
strongly y the Independence and andthe the self selfrespect selfie selfrespect
respect of the individual 1ndt uaJ while on the tbecontrary theCODtrarY thecontrary
contrary a pension paid out of othe the public pub public pubU ¬
lic funds dependent for its realization realizationupon realliatinupon realizationupon
upon teh condition that the employe re remain re remaID reain
main < ain ta the service until reaching a aretiring aretiriDg aretiring
retiring age ffiould necessarily have the theopposite theoppo theopposite
opposite effect and would tend to de destroy de destroy destroy ¬
stroy the independence independence of the employeBesides employe employeBesides employeueb
Besides such a system of civil pensions pen pensions nmons ¬
sions would seriously interfere with the theremoval the1emOVal theremoval
removal Jf f the young or middleaged middleagedemployes mlddJeagedemployes middleagedemployee
employes who might be incompetent or orInefficient or1netftdent orInefden
Inefficient because of the forfeiture not notonly notonli notonly
only of present salary but of a prospectire prospect prospective prospectlye ¬
lye pension partly earned earnedAbases rDedA1Mt5e earnedI
I Abases UDder Straight Civil Pensions PensionsUnder PensionsUDlier PensionsUmler
Under our form of government It is iscertain Iscertain iscertain
certain that the cost df e such a pension pensionroll peusionroll pensionroll
roll would be greatly increased blcrea and andserious andBErlowI andserious
serious abuses result r t because be of the Im Importunities irn irnportomttos ImUes
portomttos Ues of favored individuals or ororganisations orOrpu ororgaidsadaus
organisations Orpu of employes em es urging upon uponas uponeased
as increased eased benefits and the ex exi exthe ext
t i of the law to new classes of ofcivil otdYilemployes ofcivil
civil dYilemployes dYilemployesIt employes employesIt
It has beeR estimated that the civil dvflpension civilpecsIoI1 civilpeeslon
pension list JL of oEngland England alI with a civil civilpresent civllsen civilservice
service about ODeute the size df our ourpresent ourpresent
present civil service Is costing 1 1anRuI1y S1Zii90100 S1Zii90100annually 268e09 268e09annually
annually or from 16 to 20 per cent of theactive the thaactive theactive
active pay roIL Figured on that basis bastewith basisWith basiswith
with our Government pay ro 1Oot roll of 520ft 520ftOMX i2OQliou40
iIOI OMX a year a pension system in thiscountry this thiscountry thLqcountry
country similar to Englands would cost centfrom costfrom cnsttrom
from meea 98A 0 Oa to 4 4ao OOeoo + eM a year and andtinder andunder andtinder
tinder the Goulden bin would be vastly vastlyyf V Uy Uyf
f
NAGEL FOR STRAIGHT STRAIGHTPENSION STRAIGHTPENSIONFOR 1 1PENSioN
PENSION PENSioN PENSIONFOR FOR CLERKS CLERKSI CLERKSSectetaryof
I
5 5Secretary
Secretary Sectetaryof of Commerce and nd Labor SaysAny Says Any Plan Would WouldTBe WouldBe WouldBe
Be Acceptable to Government But Thinks Con Contributary Contributory Contributory
tributory Plan a Hardship
Secretary 5e rc < et of C Commerce and Labor LaborXagel LaboTXa Labortiagel
Xagel Xa el cornea t to the rescue of civil serv service service ¬ t tlee
ice employes empl yes who are opposed to the GH GHlett GII1ett i ileft
left bill for retirement r under a con contributory contributory contributory ¬
tributory plan planThe planThe planThe
The Secretary finds himself unable to toagree toagree toagree
agree with Secretary MacVeagh who te tefor Safor Isfor
for the Gillett measure meaere Mr Nagel Kagelstrongly Nageltrongly Nagelstrongly
strongly urges that oalya only a straight civil civilpension cIY1lpension dviipension
pension plan would be j stlAable JostMable unless unlesssalaries unlessnes unlesssalaries
salaries nes are decidedly deeid ly to be increased increasedHe ed edHe
He points out oot that t salaries es are now low lowsind Jownd lownd
sind nd to deduct anything any g from them t in inorder inonier Inorder
order to make up the t e retirement fund fundwould fUDdtOIJd fundwould
would increase the present hardship on onemployes onl onemployes
employes employesSecretary employesSecretary l pIoyes pIoyesSecr6tRry
Secretary Nagel baa been A careful in investigator Inv investigator ¬
vestigator v of the working and efficiency efficiencyconditions efficleneyOIMHItdons efficiencyconditions
conditions In the civil service and he heflatly heaatly heflatly
flatly declares d Jares that almost any tieD planwhich ptonwhich tieDwhleh
which would retirj r retir t1r1 superannuated em emptoyes emItOyes employes
ptoyes would be be from the standpoint of ofthe orthe ofthe
the Government Governm t acceptable ble as a nxans ninaasof nxansof nKBDSof
of relieving the unfortunate conditions conditionswhich conditionswhich
which now no exist throuchout the service servicebut serdcebut servicebut
but the heavy draft on comparatively comparativelylow oomp rat1velv rat1velvow
low salaries under a contributory system systemwould systemwould systemwould
would b bi a a hardship and might mightua work workan ork orkaa
aa injuetlcejto Injustice p tb the employes ornpioyesSecretarys employesSecretarys
Secretarys s Views ViewsSecretary ViewsSecretary PewsSecretary I
Secretary I lgels agels contribution te this thtediscussion thSdlscu thisdicueslon
discussion dlscu elon follows fellowsProbably followsDO followsProbably
Probably no Question dealing with withtbe withthe
Ute personnel teISe eI of the service has been so soseriously 80con soseriously
seriously considered during the past pastyear pestear pastyear
year ear as a a6 that relating to superanaHatien superanaHatienMost superamwatIeILMe superannuationMeet
Most t civilized countries now provide provideequitable pnwJdeequttOle provideequitable
equitable means for the retirement of ofthen ort oftheir
then t clr employee as do many DMUlYot of the theState theState theState
State and municipal governments governmeats as aswell aswell aswell
well as corporations and large indus industries industries halestries ¬
tries tries of this country countryTbe eeuntrTThe countryThe
The problem was encountered and anddealt aDddealt anddealt
dealt with In the United States army armyand armyand armyand
and navy fifty years ago It is now BOWcritically nowcrltkIly nowcritically
critically present and awaiting waiUD solution oIutJonin soutfonIn j
in the civil department of the Govern Government Government Government ¬
ment While many unacquainted uBaeQ alnted with withactual mtBactual withactual
actual conditions have frequently ap apnuxnanitarianira p
proched the subject in a l1t of
nuxnanitarianira most of those in and andout andout andout
out of the service ce now look upon super superannuation saperannUt1on snperaanuation ¬
annuation as an unavoidable contin eont3aseaey contingency CQntinecy ¬
gency which must be met by the ap ap
pUeation of modern WOKS J eas and strictly
business nrinclples iiDcIpiesUntil nrinclplesUntil rinciplesUntil
Until tite is done d department offi
dals will continue < ont nue to bear the burden burdenof
1 of an inefficient force rather than thanplace thanplace
place themselves on record z remov removing removlR6 retnovlag ¬ i
lag o even reduci r reducing g a public servant servantwho servatwho servantwho
who h lS > s become incapacitated while i
in the faithful performance of duty I
Therefore while humanitarian reasons reasonsmay reasonsmay reasonstnay
may have at first susrgeeted the ad advteabiHty advieablitty
vteabiHty J and In fact the duty of pro providing providing ¬ I
viding a system of retirement It Is now nowbeing nowbelJIg nowbeing
being recognised quite generally that thattbe thatthe thatthe I
the conditions COD tJonS are such as to more than thanJustify thanjustily thanjustify
Justify it from a strictly economicalpoint economical economkalpoint economicalpoint I
point si f viev V1 vieetloement The retirement of aged agedand atedand agedperanunhed
and superannuated employes e under SJRe < > me meliberal feeliberal i
liberal liberalfinancial system financialwould emfinancial em would woulde wouldy likely y resultpositive result i it i a apositive apositive I
positive financial financialem saving by b creating g op opportunlty 0 0JOrtUDtty r rpoi2ttntty
portunlty for the employment e eemployment of young yowtgmen youngmen Y01mJmeR
men who are aWe to do two to threetimes three threetimes threetilDeS
times as much work for the salaries salariespaid salariespa1d salariespaid
paid pa1dWouldProvide
WouldProvide for f r Workers WorkersIt WorkersL i ite
It L te therefore Jsqportaatthat important that the tbesubject thesuitject thesubject
subject have serious attention U to the theend theend theend
end that Ute he Gevemn GenIbteDtaay entHiay be con conducted CODdUCUd conducted ¬
ducted in the most economical manner mannerand IRDDerand mannerand
I
and at the same tune provfcoa pntYJe u be mad madfor o4ieroc madefor
for fatbfal ta tIt1II servants who have bv devotedthen devoted devotedtheir d1Yotetitheir
their entire fives to the traaaactton of oftbe ofthe ofthe
the pablo business businessReports busteeseReports BRepOrts
Reports recently submitted by the thebureau thebureau t e ebureau
bureau officers show that there are areemploYes areemployes Ml Mlemployes
employes In the department sixtyfive sixtyfiveyears sixtyaveyears sixtyDveyears
years of age or over whom they would wouldbe wouldbe wouldbe
be willing wi to recommend for retirement retirementif
if some suitable system ua of providing providingan pro proan
an annual Income were In force Tbe Tbeaggregate Tbeaggreate Theaggregate
aggregate salaries of these employee
more and there would be BO prospect pC 59OCt of ofsuch otsue1 ofsuch
such a civil cl U pension Met ever decreasing decreasingIn decreSlnIn
In amount but quite the contrary contraryIt
It is a a fact that our Government has haspaid lta ltapId haspaid
paid out nearly 4009000000 f4 since the thecivil thecivil thecivil
civil war In salutary and naval pensions pensionswhich peo pensionswhich lOIK lOIKwhich
which as I understand it It does not in indude Include Include
clude the th > amount a nt paid for ordinary ordinarytlremen re rei retirements
i tirexnente of the army the navy na the therevenue th threvenue therevenue
revenue cutter and the Marine Corpsbranches Corps Corpsbranches psbrancbes
branches of the Federal service serviceThe serviceDbe serviceThe
The preset pension lon roll is costing co Ung th thi the thpGoennnent theGovernment
i Government more than 15Gooe n5000eOW yearly yearlyand roariyand erlyand
and it Is safe to say that the people of ofthte 0 0this ofthis
this country would not favor nor would wouldCongress wouldCongress wouldCongress
Congress seriously consider the creation creationof
of a civil pension list such as Is con contemplated COtJtempiated contemplated ¬
templated by b the Goul Goulden en bill with all allof a1of allof
of the possibilities p slbllit1es of abuse which as asI 83I asI
I have stated are naturally greater un under UDder under ¬
der a republican form of government governmentthan governmentthan governmentthan
than under any other otherIt otherIt otherIt
It has b s been argued that the most mostforceful mostforceful mostforceful
forceful argument in favor of a straight straightcivil strabhtcivil straightcivil
civil pension pens + s because such a plan planhas planhas planhas
has received recel ed the hearty Indorsement in indorsementmore o ement of ofmore otmore
more than 300000 3OO OO Government employes employesthroughout employesthroughout employesthroughout
throughout the United States StatesI
I challenge the truthfulness of this thisstatement thisstatement thisstatement
statement and am prepared to show snowthat showthat showthat
that thousands of employes In every everybranch eerybranch everybranch
branch of the classified civil service are areheartfly areheartlly areheadily
headily In favor of an equitable con contributory contributory contributory ¬
tributory plan of retirement provided providedtheir providedtheir providedtheir
their salaries can be adjusted with ref reference reference reference ¬
erence to the deductions < proposed proposedMore proposedYore proposedMore
More than 16000 employes In this city cityhave cltyhave city
have so registered their preference preferencepetitions in inpetitions inpetitions
petitions addressed addr SS to Congress and
17000 railway postal clerks and 4003 or or600Q
6090 postoffice clerks have adopted reso resolutlons resolutlons rosoIutlona
lutlons wherein they have expressed expressedtheir expre expressedtheir ed edtheir
their desire to leave tbe matter entirely entirelyto
to the wisdom and justice of Congress Congressand Conore5sand Congressand
and In the hands of the Ppstortice De Department Dcpartment Department ¬
partment partmentOpposed partmentOpposed partmentOpposed
Opposed to Straight Pension PensionThe PeSlonThe PensionThe
The Administration Is opposed to thecreation the thecreation thecreatIOn
creation of a straight civil pension list listThe listThe listThe
The National Civil Service Reform ReformLeague RelormLeague ReformLeague
League has registered Its protest against againstIt
It It and the taxpayers of the country to towhom towhom towhom
whom Congress Is responsive do not notCavor Dotavor notavor
Cavor avor it It and it would be prejudicial if ifadopted Ifad ifadopted
adopted ad ptoo to the best Interests of th the em employes employes emplo ¬
plo ployes ployesThe ployesThe es esThe
The The fact that the army and the navy navythe naVYj naVYjthe navythe
the revenue cutter and the Marine MarineCorps MarineCOrps MarineCorps
Corps are at present pensioned or retirout retired retiredout I Iout I
out of the public funds does not afford afforda I Ia
a a parallel case for the reason that the theconditions theconditions I
conditions under which the soldier sol ler and andthe andth andthe I I
th the sailor serve the Government are arevastly arevastly I Ivastly
vastly different than those to which the thecivil thecivil
civil employes are subjected subjectedThe SlIbjectedThe subjectedThe I
The soldier and the sailor sa or are compell compelled co U Ued ¬
ed to surrender their tlielr e1r personal liberty libertyand h libertyand ertyand
and life If need be at the call of the thenation thenation I
nation They surrender absolutely their theirIndependence theirindependence I II
I independence and participation In pout political poutcad ¬
cal activity and agree to run great POUtIl risks risksand risksaDd risksand
and dangers In time of war and to be besubject besubject
subject to the strictest military dls dlsi dlsclpUne diecipline I
i clpltne both in time of peace as well JJ JJwar aswar s swar
war But no such requirements are laid laidupon laidupon laidupon
upon the civil employesWhy employes employesWhy employesWhy
Why Railroads Pension Employes EmployesIt
It has been argued that the United UnitedStates UnitedStates UnitedStates
States Government should create createstraight a astraIght astraight
straight civil pension list Est because rail railroads lroads railroads ¬
roads and some other private corpora corporations corporations corporations ¬
tions have done so It should not be beforgotten beforgotten beforgotten
forgotten that without exception one of ofthe orthe ofthe
the provisions of every everysuch such scheme on oni onthe onthe
i the part of railroads in n particular state statethat statetbat statethat
that the employe has no vested right righti rlhtIn
i in the pension and that his dismissal or orseparation orseparation
separation 9 from the service may occur occurat occurat j jat
at any time timeBesides timeBesides timeBesides
Besides railroad corporations ratlons and andother andother andother
other private corporations are organized organizedfor I
for profit rofit and the institution of a pen pension pensIon pension ¬
sion system is the best Kind of strike
Is SieC1546 sue 46 of which 2510077 81OQ771s Is said to tobe tobe tobe
be unearnedThe unearned unearnedThe unearnedTh
The Th following statement is quoted quotedfrom lootedcem quoted quotedfrom
from cem the report of th tht Committee C > mmlttee of o oHouse the theHouse theHouse
House of > f RepresentSitlvcs on Reform Reformin
in the Civil Service as Indicating the thertent theent theextent
extent rtent ent of superannuation In the Gov Government ovenunent Gorerninent ¬
ernment service In the District of Co Columbia Columbia Columbia ¬
lumbia and the consequent amount of ofloss ofJoss ofloss
loss to the Government annually annuallyIn
In its report ipr the year ear ending J June JuneY n
1 1 1556 S5 the Civil Service Commission cell cellisated I Iexeeative
isated the annuarbloya Y cr of efficiency TcT In I1 I1eXecoItfe the theeiectlve
exeeative civil service in th the District of ofColumbia orCohURItIa ofColumbia
Columbia from stipeirssvatfon JnI super ca nUon tion at 4eeee 4eeeeCemlua i 4899 4899Census 4 W9 W9Cenava
Census Bulletin 94 on i3 > 3 executive civil civilservice c1vUmows civilservice
service mows 1 Government Gove iment tlnt employe IB
14 set t of 23JCf In n the District of Columbte Columbteto
to b he ever rer 6i years of age white t tproperties tMOpOrtJ9I1 the thepaopostien
properties of teployea over 70 0 1 Is large tersEmployes 1erte 1erteEmployes largeEmployes
Employes Over 65 Years YearsIt YearsIt
It Is apparent from the foregoing foregoingstatement foregoingstatement oresolnstatement
statement that 1661 of the 2M54 em employes empIoyes employes ¬
ployes were ov ova s sixtyfive years ears ef efage elage ofage
age Assuming umlng that the same percen percentage 1Joccentage percentage ¬
tage of superannuation existed ex cd In the theL6ffl
L6ffl 1 cases Just mentioned as is shown shownby sRownby shownby
by byI bythe I the reports of the 5 mru > u sau officers officersto
to exist in like cases es in thisdtepartinent thisdtepartinentit ent entIt
it would appear that 474 of those em employes employes employes ¬
ployes were superannuated superannuatedDividing superannuatedDtvldblg superannuated
Dividing 400000 ooo reported as being loofa g gto lost lostto lostto
to the Government by the number o osuperannuated 0nperannuat of ofsuperannuated
superannuated d employes IDplo es H74J 474 it is f found foundthat o Oftndtbat nd j jthat
that each of them could be paid an an annuity annuity annuity ¬
nuity of S4iS8 by the Government out outof outof outof
of the fund reported as being now ow a alyes anquestlonabty auestionabl
lyes lyesUnquestionably ton Unquestionably uestionabl compulsory retire retirement retirement retireinenet ¬
inenet ment on account account of age or disability disabilityshould dieabllityboqId disabilityshegid
should be authorized by law lac laIt It te notso not notso DOto
so certain however that the th thabsolutely law sbeaM sbeaMabsolutely sbealdabsolutely
absolutely fix the retirement age for it itte ItIs its
te conceivable that In many man Instances Instancestbe lo instancesthe tancet
the t employes employ yes would at the specified specifiedrind pe period pe peI10 ¬
rind show but little Impairment of his htephysical hisphysical hisphysical
physical vigor and might still retain retainmore retainmore retainmore
more than a fair degree of mental activity ac acUvtty
Uvtty UvttyOn tivityOn
On the other hand the fact should shouldnot sbouldDOt shouldnot
not be disregarded dl that unless the law lawcompelled Jawcompclled lawcompelled
compelled retirement at a certain age agetbere agetbere agethere
tbere would be many Instances In which whichUie whielttie whlohthe
the element of human sympathy wou woucontrol wountrol woucobtrol
control ntrol and thus defeat the purpose of ofthe oftbe ofthe
the law Of the several plans that have havebeen havebeen havebeen
been suggested for retirement the so socalled eo eocalled
called contributory system aye em and the tbestraight thestraIght same h hstraight
straight pension system have been beengiven beengiven beengivett
given the most consideration considerationAny consldeaUonAny consideationAny
Any System Acceptable AcceptableAlmost Acceptab1eAImoet AcceptableAlmost
Almost any system which would TC TCtJre Jietire aretire
tire superannuated employes upon ar arequitable arequitable axequitable
equitable basis would be from the thestandpoint thestaB thestandpoint
standpoint staB polnt of the Government accept acceptable accePt acceptable ¬
able as a means ot relieving the minter unfortunate unf minterresale < ¬
resale UJDt conditions which now exist existthroughout existthroughout
throughout the service but the heavy heavydraft heavydraft
draft on comparatively low salaries un under 1Inder mmder ¬
der a a contributory system would be a ahardship ahardship
hardship and Anight work an Injustice tice to tothe tothe tothe
the employes If salaries an > to remain remainas
as they are It would seem that the tbeGovernment thetovernment
Government can well afford as a strict strictly strictly sirktly ¬
ly economical measure to provide e a a astraight astratgbt
straight pension without contribution contributionfrom contributionfrom
from the employes employesAs emp1oy6SA8
As bearing directly on the question questionwhether questionwhether
whether tie employes should provide providethe providethe providethe
the means for their retirement reUrem Ilt the following fol1 fol1lowing fol folJow1n
lowing Jow1n statement is quoted from the e re reHxjnt re report report
port ot a bureau officer of le depArt depArtment departmeat
meat HxjntI I strongly advocate a plan for the tbeicompusor7 thecomputsorr thecompuisor
compusor7 retirement of employes wbeethDF when whenthey j jthey
they have e reached a certain age to be bedetermined bedetermined j
determined by proper authority PTJ PTJwhen or orwJHm orwhen
when because of physical or mental mentaldisability mentaldisability
disability they become unfit for service servicebefore servicebefore I
before attaining the age limit Coinci Coincident eotDtdent Coln Colndent ¬
dent with wlthreUrement retirement for or auperaDaua auperaDauadon superanmia1 superanmia1tton
don there should be provided a pension JIOOIriODtlng pensionrepresenting j jrepresenting
representing tlng an adequate p percentage re 1eentAgethe nt s sthe e ethe
the salary of employes at the tim time of ofretirement orretirement ofretirement
retirement This pension should be begiven begiven I
given outright by the Government with without without without ¬
out an assessment a e levied against the thesalary tbesalary I
salary of active employes Owing to thesmall the thesmall I
small salaries paid In the civil service servicethe servicetbe servicethe
the exaction of even a small smallpercentage sm smallpercentage U I Ipercentage
percentage of the Income I ilfcome m for a pension pensionfund poDI1oflj pensionfund
fund would work hardship in many
i
insurance whereas in the case of the theGovernment theGoYerDment theGovernment
Government the employee are not notunionized DOtunioDized notunionized
unionized and probably pro ably never wilt be beand be beand beand
and and therefore the reasons for strike strikeInsurance strlkeInsurance strikeinsurance
Insurance so far as the Government is teconcerned iscoo Isconcerned
concerned ed In the shape of a civil pen pension pension pensloe ¬
sion list Ust cannot be used as a potent potentargument potentarWDeftt potentargument
argument for the creation of such a acostly acoetly acostly
costly system systemEach systemEach systemEach
Each Generation Gener tion to Bear Burden BurdenAnother BurdenAnother BurdenAnother
Another serious question Involved InvolvedIn Cl Clin
In this study Is whether one genera generation generation generation ¬
tion has a moral or legal right to toput toput toput
put on posterity post rlty a heavier hea er burden burdenthen burdenthan burdenthan
than It Is willing to carry Itself espe especially especlan espedaily ¬
daily clan when the assumption of half halfthe halfthe halfthe
the burden by each generation wouldwith wouldwith would wouldwith
with the help h lp of compound interest interestbe interestbe
be all that Is necessary necessaryTherefore necessaryTherefore necessaryTherefore
Therefore if the money to be ap appropriated ap appropriated appropriated ¬
propriated for straight civil cI 1 pensions pensionsis
is given as an addition to present presentsalaries presentsaJarles presentsalaries
salaries with the requirement that thata
a portion of It should sbouldbe be set aside for forthe forthe forthe
the creation of an annuity or retir retiring retiring retiring ¬
ing allowance this allowance wouldbe wouldbe would wouldbe
be secured with the aid of compound compoundinterest compoundinterest compoundinterest
interest at about onehalf the cost costto costto costto
to the Government and the employe employeIn
In turn would wot d secure a double benefit bene benefit benefit ¬
fit fitBy By standing behind the President and andthe andthe andthe
the members of his Cabinet at this thistime thlstlme thistime
time and aided by the Influence of the theNational theNational theNational
National Civil Set Reform League Leaguein
in cooperating with the Administration Administrationand
and ursiner u ins upon Congress In a reason reasonable reasona1le reasonable ¬
able way tha enactment of a retire retirement retireent retirement ¬
ment ent law based upon equitable ltable con conand contn contributory
tn tributory utory plan and a reclasslfiC311on reclasslfiC311onand
and Increase of salaries favored by the thePresident thetresident thePresident
President and his Cabinet there is a areasonable areasonable areasonable
reasonable hope that we can < secure securefavorable securefavorable < ur urfaorable
favorable action at the present session sessionof
of Congress Co whereas should we advo advocate advocate advocate ¬
cate the enactment of a straight civil civilpension clvilpension civilpension
pension law Which at this thl time Is im impractical impractical impractical ¬
practical and to which the Adminis Administration Administration Adminlsatration ¬
tration Is opposed we re are nJ certain to tomeet tomeet tomeet
meet with defeat and the realization realizationof
of our hopes deferred for many ny years yearsto yearsto yearsto
to comeThls come comeThis comeThis
This is the view advanced by the thepostmaster theOStmMter thepostmaster
postmaster of the city of revs ew York Yorkone Yorkone ork orkone
one of the best b friends frlen s of the postal postalempioyes DOstalempioyes postalemployes
empioyes wad wh has publicly stated that thatthe thathe thatthe
the he Government will not be persuaded persuadedto 1e SUaded
to grant a civil pension payable uL b1e whollYfrom wholly whollyfrom
from the public funds In a thousand thousandyears thousandyears
years and that the action of tho postal postalemployes postalemployee
employee In asking for an entire pen pension penIs penshm ¬
shm sion Is both illadvised and altogetherfoolish altogether altogetherfoolish altogetherfoo1L
foolish
Just Say SayIt SayHORLICKS
HORLICKS HORLICKSIt
It Means MitnsOriginal MInsOdginal MeansOriginal
Original and Cinulns CinulnsThe GlnulneMALTED OenuinaMALTED
MALTED MILK MILKTh
The Th e FoodDrink Food Orink for All Ages AgesMore Agesore AgesMore
More ore healthful than Tea or Coffee CoffeeAgrees CofrseAgrees CoffeeAgrees
Agrees with the yeakest weakest digesion digesionDelicious digesionDelicious diigeslonDelicious
Delicious invigorating and nutritiousRich nutritiousRich nutritious nutritiousRich
Rich milk malted gram in powder form formA formA formA
A quick lunch prepared in a minute minuteTake minuteI minuteTake
Take no substitute Ask for HORIJCKS HORIJCKSOthers RORLIersOthersareimitations RORLICRS7Ohers
I
7Ohers Others Othersareimitations ore imitations
FIB F1NOHER HER SON DEAD KAILHarry DEADGAS DEADGAS
GAS TUBE IN INMOUTH INMOUTHHa MOUTH MOUTHHarrY
Harry Ha M Ferris Despon Despondent Despondent Despondent ¬
dent Ends Life In I Sixth SixthStreet SixthStreet SixthStreet
Street Home HomeWith
With a rubber tube attached to a gas gasJet gasjet gasJet
Jet between his lips Harry M Ferris Ferrisa
a cabinetmaker thirty t I1 years old was tvanfound wasfound wanfound
found dead by His mother In the kitchen kitchenof
of his home 1236 Sixth street southwest southwestajbout 50UthW southwestabout < St Stabont
about S3t 5oclock oclock ck this thlsmomlnS morning
For some days Ferris had been on the thoverge theverse theverge
verge of a nervous breakdown as the theresult theresult I
result of exceeelve use of alcoholic alcoholicstimulants alcoholicstimulants 1
stimulants and his alleged inability to togive togive i
give gt e up liquor la believed to have haveprompted baVdlprompted haveprompted
prompted him to end his lifeAwaHeaed life liteAwaKeBeeI lifeAwakeaed
AwaHeaed by oy the odor of escaping escapingJ
J gas a his mother who was 89 sleeping en enthe enth enthe
the th s secont con i floor cot out of bed to see seef seeIr seeIf
Ir f the Jet In her room had been left leftpartially leftrtIaIly leftpartially
partially rtIaIly open by accident Failing to tofind tofind o ofind
find any leaky burners on the secondfloor second secondfloor se ond ondoor
floor Mrs Ferris F 1ris went downstairs and
discovered her son sitting in n a chair In Inthe Inthe Inthe
the kitchen In his mouth was a rubber rubbert rubberone
t tu hey one end of which he had discon disconnected disconed ¬
nected ed from a small gas stove stoveAccording stoveAecordlnJ stoveAccording
According to the members of the familY fam family family ¬
ily Ferris had been addicted a dloted to the use useof useo useof
of o liquor for some time and recently
had been drinking heavily He was on onthe ontbe onthe
the verge of a nervous breakdown his hismother hismother
mother said and had seemed 8 med despond despondeat despondent
eat for the last week weekfre fTe never Inti Intimated intimated intimated ¬
mated however I that he intended tIt ¬
ing his own o4 n life lifeTurkish UteTurkish lifeTurkish
Turkish Troops Battle BattleWith BattleVith BattleWith
With Tribes 500 Dead DeadCONSTANTINOPLE DeadCONSTA DeadCONSTANTINOPLE
CONSTANTINOPLE CONSTA TINOPLE Dee 2S The TherebeUtou There Therebellions
rebellions re 1ou8 Druce tribesmen aad Be Bcdouina Bedouins Bedouins
douins In the village vD of Syria have havebeen haebeen havebeen
been deal a crushing blow by Turkish Turkishsoldiers TurkishsoIders Turkishsoldiers
soldiers soldiersIfewK soIdersNfWK soldiersLew
IfewK readied re here today toda that IR a a abattle abattle abattle
battle teatfe aetveraj days last week wedtDrJceswere
44 I DrJceswere Draces > r > eswer were killed and a tl wounded and andctpsired andaxi
100 ctpsired The Turkish forces lost losteightylive losttrJic lostclghtifive
eightylive trJic soldiers
CUPID D KEPT KEPTBUSY KEPTBUSYOVER BON BONMinisters BUSYOVER
OVER AT ATROCK ROCKVILLE ROCKVILLEMinisters VILLE VILLEMinisters
Ministers Tie Nuptial KnotsNearly Knots KnotsNearly KnotsNearly
Nearly Every Day DfyFour DfyFourYesterday DayFourYesterday Four FourYesterday
Yesterday YesterdayROCKVUVLE YesterdayROOhYILI YesterdayROOKVILLE
ROCKVUVLE Md M Dec 38R9CkIUe 3Rockvilleministers 38 38R9CkIUeministers Rofikville Rofikvilleministers
ministers are being kept busy these days daystielng daystieing daystielag
tielng nuptial knots scarcely a day pass passglngr passsin passging
glngr sin that one or more events of the thekind thekInd thekind
kind fall to take place here Yesterday Testerdayfour Yesterdaytour Yesterdayfour
four couples embarked on tie matri matrimonial matrimonial mainmenial ¬
monial sea from this popular port They Theywere Theywere Theywere
were wereMiss wereMiss wereMiss
Miss Carrie Custte Uts Ut of Boekland BoeklandVa
Va and Thomas Hendrix Li lard of ofGraves ofGraves
Graves Mill Va and Miss Kina Belie BetteGraves BeDeGraves BelieGraves
Graves and Thomas Abram JarreM JarreMiboth Jarrellboth
iboth both of Graves Mill Va wto wl o were weremarried weremarrieti weremarried
married by b the Rev W D Keene pas pastor pastor pastor ¬
tor of the Southern ethodlaT i Church Churchit
it being a double wedding weddingMies weddlaglies weddingidles
lies Ella Preston CUnkscole Del Wil WUDam Wilfatn William ¬
liam R Hall both i of Washington and andMies andMas andMiss
Miss Lillie May Smith of Senleytown SenleytownD
D C and Vernon I Le < osUe Vaughan of ofVraahlngton otWMblngton ofWashington
Washington by the Rev S R R White Whitea 7hltea te tea
a retired Baptist minister ministerTrreheartng m1nJstcXh9hearlng ministerThehearing
Trreheartng which was to have l been beenheld beenheld eeri eeriheld
held bore yesterday to determine determinewhether determinewhether determinewhether
whether or not Maurice J J Clagett of ofLinden 0Linden ofLinden
Linden this county until recently r a aclerk aclerk sclerk
clerk in the State tax conKniastonera conKniastoneraoffice commieslonersoffice er erotDee
office at Annapolis is a drunkard and andincapable and1Dcapa1tIe andincapable
incapable of taking care of himself himselfwas himselfwas himselfwas
was postponed at the request reqve t of the theattorneys
attorneys for the tb petitioner petitionerWilliam peUUODerwnUam petitionerWilliam
William Thomas Jones a retired far farmer farm forme ¬
mer m me or the upper section n of Montgomery Montgomerycounty Jlontgomeycounty Montgomerycounty
county died early yesterday ye morning g atthe at atthe atthe
the home of his nephew Arthur I IJones L LJones LJones
Jones in Barnesviue aged seventy seventyeight sevontyetght seventyeight
eight years His death was due to a ageneral ageneral ageneral
general breakdown He was unmarried 1IDmarrledand unmarriedand
and leaves a brother and a sister sisterFrederick s1stFrederkk sisterFrederick <
Frederick P Jones aad Mrs 3L William WilliamW
W Darby DaIb both of Baraesvule BaraesvuleLate BarDesvmeLate BarnesvilleLate
Late yesterday afternoon a license J1c e to tomarry tomarry tomarry
marry was issued to Mss Addle May MayBeavers Ya YaBeavers MayBeavers
Beavers and Maurice aurke Edward Spencer Spencerboth 5peoerboth Spenoerboth
both of Washington W R
Victor I 125 25 25geta
Did Other styles
1 you 10 to 250 250g
g geta getaV et a aI
I V 3CtOYfor ictor ictorfor
for forChristmas forChristmas
>
Christmas ChristmasIf
If you did its music and fun an are making makingthis makingthis makingthis
this Christmas season the most enjoyable you youever youever youever
ever had hadIf hadIf hadIf
If you didnt get a Victor heres a stages suggestion S1ggestion stagestion ¬
tion Get one now with th the money you got for forChristmas forChristmas or orChristmas
Christmas and youll have a source of per perpetual perI perpetual ¬
I petual enjoyment enjoymentGo
I Go today to the nearest Victor dealers and beer the Vir Victor VictorAsk Vi ViI r rAsk
I Ask him for a January supplement which contains a compl compfcte tc list cs csnew c cnew f fneW
new single and doublefaced records with a detailed description oi 0 each eachand eacltJ eacltJand eachand
and he will gladly play any selections you Want to hear peasNew hearNew
I
New Victor Records Recordsfor RecordsJanuary
for January JanuaryTo Januaryout Januaryout I
out today todayv
To mr set t best b m mAnd = results TMcoalar TMcoalarVictor oa oaV
Victor V tor Needles r oa Victor Records RecordsAnd Recctdsi
And bofiureto be sure to hear hezurtheVisiorVxctrola hezurtheVisiorVxctrolaFull Dirarthe the VictorVictrola VictorVictrolafull Vittnr Vicfrola VicfrolaSul
i
Full Line of Victor Talking TalkingMachines TalkingMachines TalkingMachines
Machines and Records RecordsSanders RecordsSanders
Sanders Stayman Co
1327 9 327 f Street StreetLargest StreetLargest StreetLamest
Largest Stock of Victor Talking Machines and andRecords andRecords andRecords
Records in the th City CityStelnway CityDROOPS CityDROOPS
DROOPS MUSIC HOUSE HOUSEn I1OUSIThirteenth
Stelnway StelnwayPianos Pianos Pian PianIILAR n ay Thirteenth and G Sts N W WAnd VIHEAR
HEAR And Be BeSure Sure to Hear ear the VICTORVICTROLA VICTORVICTROLAIfe VICTORVICTROLATHE
THE TI1 TAE ROBI C C Ife ROGERS FTaC CO COTHIRTEENTHIRTEEN COVICTOR COTt11RTEENTHIRiEEN f
VICTOR THIRTEENTHIRTEEN THIRTEEN THIRTEEN F STREET STREETVill
Will Be Glad to Try Your Favorite Selection for You YouAt YouAt YouAt
At the Only Exclusive Talking Machine Store n the Gty GtyJ GtyJOHN CityJOHN
JOHN J F I ELLIS COef COefVictor co coVictor 0 0Victor
Victor Records and andT andTalking
T Talking I ing Machines
937 Pennsylvania AvenueWe AvenueWe Avenue AvenueWe
We Have the Newest Stock of Victors and andRecords andRecords andRecords
Records in in the City CityPercy CityPercy CityPercy
Percy S Fosters Fostersfoster fostersfoster lostersFoster
foster Building 1330 1 330 G Street
AMUSEMENTS AMUSEMENTS AMUSEMENTSNew AMUSEMENTSNew AMUSEMENTSNew
New National Nat on I Theater TheaterThursday TheaterThursday TheaterThursday
Thursday December 29 292I6
215 p mCornell m inCornell mCornell
Cornell University UniversityMasque UniversityMasque W WMasque
Masque2PKESETJTS Masque
2PKESETJTS PBESENTSThe 2PKESETJTSClever
The BUTTERFLIES BUTTERFLIESr
r rClever Clever Cast of Comedians Comediansnd ComediansFemale
all nd Female Impersonators
TfB Tonight 815 x15latsTrsSal 815HalsTfSS3t
HalsTfSS3t HalsTfSS3tdursflay MatsThiSS31n1ur latsTrsSalThursiay 11
dursflay n1ur y Slatls Matinee 3c to toHden n nm 1 1HEIPreee
m HEIPreee Its ItsIiARIIS HARRIS IiARIISiit iit Helen ief Ware WareDESERTERS WareIn WireIn
In 911 THE DESERTERS DESERTERSVnji
Vnji Orme CaUara Frederick Fr e1clc Tra TruN TruNden Truesdeli s sfiell
den cad entire > Cew w York cast casuE2CT castNEXT castNEXT
NEXT E2CT WEEK VYtaitS J SEATS NOW KOTVBlS i1OWC1
I
2 C1 Big Attractions AttractionsIn
rnl rnlo rnlKIAV
fi In One o Program ProgramKIAW > rogran rogranKIAW
KIAW BOANGER mIAN LRl ANCtR jsd rd HENRY B HARRIS HARRISX ARRISRuth
X 4 > 3 Tft A ARuth
Ruth Ruthbenis RuthbenisDACES Sc s Denis DenisTM2CCES
DACES OF AXCIEXT EGYPT EGYPTF
F pportlng ng Company of Fifty FiftyHew Fiftylew FiftyNew
Hew bid Enormous Scenic Production la laContcseti 11CODj1Ultln incontnctian
Contcseti < m erfTil whW erfTilW h hV
W V W V ABdireexTac Imperial ImperialRonslan ImperlnlRl18slau ImperialRussian
Russian Balalaika Orchestra OrchestraWINTER hch OrchestraWINTER tra traWINTER
WINTER RESORTS RESORTSAtlantic RESORTSAtlantic RESORTSAtlantic
Atlantic City CityThe CityThe Citye
The e Leading Houses of ofpresent 0 0Atlic
I
Atlantic ant antpresent City Citypresent Ci ty I II
present the seasons com compliments compliments ¬
I pliments and greetings to 1111
their many v vfriends and andpatrons
patrons patronsHotel patronsHotel patronsHotel
r
Hotel Strand Galen Han HanHotel RanHotel HaIIHotel
Hotel St Charles CharlesSeaside CharlesSeasIde CharlesSeaside
Seaside House HouseThe HouseThe HouseThe
The Shelbnrne The HoLmhurst HoLmhurstlEarlboroughBI Hol HoImhurstJfarlborough1JI iluzrst iluzrst1rarlborough
lEarlboroughBI Bl nlielm inheimThe nlielmThe nheimThe
The Penhnrst PenhnrstHotel PenhlIrstHotel PenhurstHotel
Hotel Dennis DennisReopens DennisReopens DennisReopens
Reopens Eebrcary15IL Eebrcary15ILand February 1511 1511ana 191Iand
and extend a cordial invitation invitationto
to spend over theNEW the theKEWXEAK theNEW
KEWXEAK KEWXEAKin NEW YEAR YEARin
in Americas Ame cas famous resort resortwhere reso resortwhere
where health pleasure and andhappiness andhappiness andhappiness II IIwhere
happiness reign supreme supremeSTEAMSHIPS supremeSTEAMSHIPS t tL
L J JSTEAMSHIPS
STEAMSHIPSFLORIDA STEAMSHIPS STEAMSHIPSFLORIDA STEAMSHIPSHFLORIDA
FLORIDA BY SEA SEADIBECr SEADIRECT SEADIRECT
DIRECT KOTJTB TO TOSAVAXXAH TOSAVAOiAH TOSAVANNAH
SAVANNAH and JACKS JACKSONVILLE JACKSONVILLE3Ierclumta JACKSO3VILLEMerchants ON VlJLiIiB VlJLiIiB3IerclrazxtB
Merchants and Miners Trans Co CaBert CoBeet eoBe
Beet route to Florida Cuba and the South SoathETne S SFbe SouthFine
Fine steamers excellent service low jams farcTickets 3res 3resTSckeU jamsTickets
Tickets oa we alo at B A O R R R OfHces OfHcesBend O11eLSend OmerSend
Send for booklet W P TURNER ER P P T Mnaltlmore it itBaltimore M MBaltImOre
Baltimore Md MdNORFOLK MdNORfOLK MdNORFOLK
NORFOLK WASHINGTON STEAMBOAT CO CflModern COModern COModern
Modern Ste Steel I Palace Steamer StcnserzOld SteamerOld SteamersCid
Old Point Comfort ComfortNorfolk ComfoitNorfolknd Norfolk NorfolkAad I IAnd
And nd All Points South SouthLeave SouthLeave I
Leave Washington h1Agton Dally 645 5 1 P 31City 3ICity 31 I ICity
City Ticket Offices Bond Bu1JdlD BuildingNew Building BulldLnciSHOES 1
NeW York ATe amid 14th st sti St StM
i i i i i III I i l
M M MN MH
N N NN N H ORQSI I IHOES N N
SHOES SHOESI Ii Iiit
it 171 1713HOE
I I itI For Boys Boysand and Girls GirlsI M MN s
H I N Sorosis o osis s Shoe Co o 3 312I3 HI
III
1213 F St N W I ITton tt ttIt
II It IIIHIl Ull TI un unyOU + + tw twYou
I
yOU Can Get It At Andrew AnaretrarCalendars AndrewCIendars AndrewVCalendars
Calendars CalendarsAll
23 2OAU Reduction ReductionAll
All Sorts of Ardatlc Ic Effects EffectsR E1rectsI EffectsR
R P ANDREWS PAPER CC CCG25C27620 CCg C
I G25C27620 g Louisiana Are Areo1a T I
913 F St 1331 E F St StThe StO StiThe
O Q QtThe
tThe iThe The Velvet eve Klndf KlndfICE Kindj to 3
I 4 ICE CREAM CREAMi I IAlmost
e
i 111 true bi Almost Sverywoei SverywoeiWashington U UWu InSACKS
Wu WuictfAPINSACKS Washington WashingtonO1APINSACKS
ictfAPINSACKS CHAP O1APINSACKS SACKS MfG CO COCareful i iI iCareful
OG4oot OG4ootCareful I
Careful Housewives HousewivesChoose UousewivesChoose ilousewivesChoose
Choose Coke CokeIn
In preference to all other fuel fuelfor fuelfor fuelfor
for cooking It gives best resslts re resilts resuppY
silts and costs very little Wesuppy We Wesupply
suppY coke at these pricas pri prieasS5 s sBtlSheLs
35 Bushels Large Coke delivered250 deUvere s O
40 < 0 Pashel Largo Coke deUvered373CO deuvere deUvered373 pIa
CO 0 Bushel ijarse Coke Coke deUvered5I deUvered5Is deUvsrod 533 533Bushels
s Bushels Crushed Coke Coke del1vered3OI delivere del1vered3OIC < 3 <
10 Bosh Bushels Is Crushed Coke deUveredJtSa deUveredJtSaCO <
60 Bushels Crashed Coke CclJTcredJtt dellvereds8a0Washington eUeredl85Washington a aWashington
Washington Gaslight Gas Light Co CoflS Com Col13
flS Tenth Street 21 C wIf W WIf W WIf
If you ever hare anything yon yondont YQUdont yendont
dont need get money for It through throughtne throu throughthe h hJ
the For Sale SaIeMiscn Hisc ads In Tile TLjHmes ThtTImes
J TImes
7 A 1 A Eacfc EackBQd th8ft Xlfflft XlfflftI
1 I AtMAT At SilC SilCMAT
MAT SAT AT YnSG YnSOLLIS 235 235Telephone
lli1s OLLIS OLLIS7ANA G f19fo f19foA
7ANA A A HELD GIRLS7S
Telephone orders ordersrmixur ocdenBefnnl avspcn5e avspcn5eBegfnn1n
J
Begfnn1n Befnnl rmixur STEW TEARS MAT MATCHARLE3 MA1Ci MLTJI E EB EBCHARLF
CHARLE3 FROHITAS Presents PresentsSEAT
J JOHN iiNR WTn DREW DREWIn
Tn IV V SOlDCn Somerset t Jauham Comedy ComedySMITH ComedySMITh
SMITH SMITHSEAT
SEAT SALE TDMOKEOW TDMOKEOWLIEBLER TOXORROWBELASCO
BELASCO BELASCOMATINEE Toagh Toaghfit fit It a aXA
XA MATINEE Tcr SATCPDAY iT 2 SHARP
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