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OWN YOUR OWN HOME Active Realty Market Presages Extensive Building For The Year 1919 BUY REAL ESTATE NOW MONEY AVAILABLE i FOR REALTY LOANS ?? " 1 " ?r fHARLES W. FAIRMX. floMrit HutlnxliM Rrai Eititf Braken' Anwiaiitl. * No class of Investment should out tuk flrst-mortgage loans on District ?f Columbia real estate. Values here I" sound, with no considerable fluc tuation to produce unsteadiness. * Real estate operators have no dis Poalt I on to create a boom that might develop a reaction damaging to Gov ernment and private ownership. They mrp confident of the future advance? blent of the National Capital. Owners are sure to enjoy a pe-io?J prosperity for many years, a* the result of the present increase in popu lation. Thousands of well-to-do peo ple throughout the country are eager make Washington their place of Mtilence. As soon as the jam is ro haved and normal comforts are re stored. this clas* of citizenship will ?ot further delay their arrival. * This substantial element provides Employment for the working class. - The existing local laws are most fc?orabl? to lenders who are not com pelled to resort to court proceedings #of foreclosure, as required in a large Majority of States. This fact invites and brings into Washington millions ?f outside capital for these mortgage tfTMtmtDls. Such laws operate to make money more easily obtainable fcere by the owners of real estate at a fair Interest rate. In normal times the prevailing rate was S per eent. Notwithstanding fh-; Increased demand for money through ?ut the world, the rate here has n t advanced beyond 6 per cent per an Mm, while in some sections of the jWatry the rate has gone as high as per cent, with money hard to get even on that basis. WOULDUNE AVENUE WITH STATE EXHIBIT BUILDINGS Asserting that Washington is des tined to become the world Capital, Fairfax Naulty. of New York, an Authority on architectural beauty, has Put forward a plan to place artistic State exhibit building* along Penn sylvania avenue from the Peace Monument to the Treasury. In this project he Is receiving the support of many Government officials and members of Congress. >tr. Naulty said today fhat iie has long had in mind the possibilities ef converting the- Avenue Into a ,'ane or splendid architecture, setting fo-th the three typical American forms of the art, but now believes the t'me opportune to push the project to com pletion. The forty-eight States should unite 51th the Federal Government to pnoh ? project, says Mr. Naulty. Kach ftate should provide a building of Its own or combine with a flt'.ing group of States for a separate build in* that would be distinctive. $25,000 WORK IS BEGUN ON NEW CAFE BUILDING ? - Tmprovemants to eost approximately $?5 000 were begun during the last week on tha property at 813 Fifteenth ftreet to be occupied by the McPhcr aon Cafe Company. A new front is fecln ginstalled. and the entire Interior U being remodeled and redecorated. * The company consist* of George C. JP an eg erode and Joseph N. Thomp son. They purchased the property fevers I months ago for $75,000. The ?aw cafe will be opened about Feb ruary 15. Prominent Realtors Form Partnership JOSEPH HINES, Associated with Harry Wardman for past ten years. HUSKY HOWARD. Formerly with the Joseph Lampton & Co., realty firm. HOWARD & HINES NEW REALTY FIRM 4 Eusfy H. Howard and Joseph H. Hines, formed a partnership during the week to engage in the realty business and have just opened of fices at 7.".4 Fifteenth street. Mr. Howard was formerly connect- ' ed with the .lames J. l^a.npton Com pany and has had many years' ex perience in Washington real estate circles. Mr. Hines has been sales manager for Harry Wardman for the last ten years. Previously, he was employed with Shannon & Luchs for several years. Mr. Hines is one of the ablest realty salesman in Washington. His forte is sellins: houses. During his t*n years' association with Harry Wardman he sold more than 2,300 houses. The new' firm will engage in a gen eral real estate - business and will handle "sales, rents and insurance. At considerable expense they are en tirely remodeling and redecorating the newly-acquired office rooms and will soon have one of the mo3t con veniently arranged as well as de sirably located offices in the city. Both members of the new Arm are popular among the real estate men of the city. Commenting on the new firm. Harry Wardman said: "Howard and Hines are both men of excellent ability; Mr. Hines work ed for me for ten years and I pre dict success for the new firm." Mr. Jamee J. I.amptou, former em ployer of Mr. Howard, said: "Mr. Howard is one of the most progres sive and energetic real estate men in Washington. We are jnighty sorry to lOfee him. but wish him the best of success in his new venture." THE LOCATION ALONE SHOULD SELL THIS HOME Only 1 Block From iDopontCircle on an I Exclusively [Residential Street BUT ONLY $17,500 CONVENIENT TERMS ARRANGED A BARGAIN AT THIS PRICE The house itself combines every detail that makes the homelike ? the typi cally W a s h i n ? t o n? ^ HOME! Ten cheery '.'n^ rooms, two baths, inviting re jj ccption hall, hardwood floors, hot jj* water heat, electricity?satisfying both inside and out?homelike in every detail?in keeping with the ll ultimate in residential environment. MOORE & HILL 1420-1422 H Street?Main 1453 REALTY ACTIVITY SEEN IN REPORT New buildings jind repairs, repre senting an expenditure of $308,271, were completed tn Washington during December, according to the report of John P. Healv. inspector of buildings, filed during the last week. One hundred and eighty-six build ing permits were issued to cover those tnew buildings and repairs. Of the new buildings erected nineteen were of brick; three of title. on? of con crete, and nine frame dwellings. | Five frame dwellings and one brick building were torri down during the month. A summary of the new build ings and repairs shows the following distribution: Buildings?Northwest. $2,225; south, west. $lt;o 000; northeast. $5,500; s<VJtheast, *1.500; District. $r,H.00n. Repairs?Northeast, $48,045; south least $1,075; northeast. *1,405; south least. $2,250; District, $17.fi71. Real Estate Editor, Trashing*on Timet: I am not In the employ of the Govern ment and am contemplating thf purchase of a home. I have been told that It will not be passible for me to secure poaaeaa'nn of the house I Intend buying, as It la nn# leased to parties who conduct a. rooming house for war workers 1 am forced to pay an exhorbltant rental tor the apartment where I netr live and absolutely r*'iulr* possession of the house t Intend buying fo? my use and the use of mv family, ran you tell me whether 1 ran secure possession 'if the houe if I purchase it. M 1. McC Under the Satilshury act you are entitled to possession of the house when you buy it. I'nder th" terms of this act It docs not matter in so | far hf obta'ning possession Is con cerned. whether \nu are In the em I ploy of the rjovernmenf or not as long [as you are a bona fide purchaser and ) require the house for your own u.*e or I the use of your family. Real Estate Editor, tVa?hlnrton Times ? own a lot snd Intend to build In the spring Call you advise me whether roe crete construction is practicable in am?ii houses and whether li Is cheaper or itijrn costly than brick. Also what Is the boat way of using concrete construction in a small house? H. W i*. Concret? construction Is enilrely practicable for small houses, though [ expensive. The concrete is usually rc Inforced with steel roi!.=i, wire. e>r metal lath or tile. All of the. methods wrc expensive. The cus tomary method of employers of con crete In small-house construction Is to use it on the exterior In a slue, o finish. The stucco is applied to cither wooden lath or one of the exterior wall boards made for this purpose. This method is very satisfactory In small houses. considerably cheaper, though not nearly so flrenrorf. J. P. IT.?The Saulsburv \<-t will give you no relief according *o the statement of facts submitter! h, ? >,>j. While It may work mi Injustice m you, the purchaser's right* mutt' also ! be considered. We do not believe |t I would be worth while to contest !he ' matter. 'J'teatlotis concerning really, and rich's ??f landlorda and lrnn.ua will be cheerfuliy njisw?r?d. wtthou' coat, by the Heal Katulw LCdllor of The Titpc* It la not n?r Intention to lake the piaee of your lawyer. If from the a'ati merit of vcur ra?? we believe yeu gilouM hav? pergonal legal advice, you will be frankly ?> advised If there ere any doubla In your mind concerning lenaes, pur eliaaoi, estates, or any similar mat ter you are Invited to send a COM I'l.KTK at at erne nt of jour problem to iis A'lrtreaa joitr letter to: heal Eatato K'litor, The Washington Times Your name and address must be signed aa an ?n Idence of good faith, but we will net print It. ATTENTION! BUILD THIS YEAR I By RONALD S. O'NEILL. The coming year is propitious for the man who con-j templates building. He should build this year! Land is i obtainable at pre-war prices. The cost of labor and materials j is high, but the future holds slight promise of any marked reduction. Estimates based on the commissions of architects and! builders indicate that $2,000,000,000 will be expended in the United States during 1919 on building projects. There is every indication that this, or a greater, volume of building will oontinuc for several years. As long as work continues in such volume, labor will not accept lower wages. The country is on the verge of a building boom! Thcj restrictions of the Government during the war prevented j builders from keeping pace with the normal growth. This I lost time must and will be regained in the returning days of peace. Realty men everywhere are convinced that it is more logical to build now than to wait for an uncertain time when costs MIGHT be lower. Rents will not, decrease until i building overtakes the insistent demand for new structures.! The man whose ambition it is to "Own His Own Home" will do well to plan to build this year. The low cost of land offsets in some degree the higher costs of labor and materials. Land will increase in value as labor and materials become cheaper. Plan NOW to BUILD I YOUR HOME in 1919! An enviable record of true patriot ism is held by the real estate firm of John W. Thompm>n & Co.. Inc.! Four members of this firm, all of whom enlisted in the service of the country at the outbreak of hostilities, are just returning to their former positions with the company. William K. Davis, treasurer of the company, served as a lieutenant in the Intelligence department of the army, and was stationed in Washin ton. He was given an honorable dis charge during the past week. Krnest Hall Cooildge. vice presl- j dent, served as lieutenant In the sani tary corps and was adjutant of de-j mobilization at Hospital No. 51, Hampton. Va. Mr. Cooildge also re I reived hts honorable discharge dur ing the week, and has taken up his pre-war work. t'apt. John W. Thompson is still in th* service, but is expected back with the firm wi'hin a short time. Cap tain Thompson Is battalion adjutant of the 1t0th field artillery, and was stationed overseas et Met*. John F. Mattlngly. of the sales force. Is another member of the firm who ia alii! In the service, but is ex pected back shortly. He enlisted In the marines, and is stationed in Santo Domingo. None of these men were drafted. Though Davis and Cooildge we mar ried. they decided to Join the other members of the Arm and enlisted at the beginning of the wor. U.S. BEHIND IN F. T. Miller, director of the Division 'of Public Works ?nd Construction J Development of tlie Department of I l.abor has .Issued the following state ment in regard to the building of j public schools throughout the coun i ' i v : i -Contractu for 800 public scho..! i houses. totaling some SSO,000.000, i have been held up as a re.sult of the | war, according to but a partial tabu lation of building conditions through out the United .States, which has been made by the Statistical Section of the j Division of Public Works and Con ! si i uction Development. It Is esti mated that the completed tabulation I will chow that th.-s- school projects, nnw being held In s>beyance, aggre gate more than $100,000,000 "In round number*, this I* about SI per capita throughout the United St a tes. Ah school buildings arc cus tomarily financed 011 twenty-year se rial bonds, this means ?n Installment payment of about f> cents per capita per year by Die people of this coun try, If they would have their school program put through at the present I time. "Assuming tlist a decrease of -0 'per 1 ent in construction costs might j develop during the nevt four or live | years (end this is regarded by many 1 as a maximum decrease), the immedi ate completion of the nations schoo (program would Involve ari excess of I only 1 cent per capita per year over j She per capita cost, even If construc tion were delayed for several years. ?The educator* of the country ask, shall the country have lis schools now Ht 5 cents per capita per yeor, or de lay having them for four or five years III order to buy them at 4 cents per ? Hplta per year?" "To Interest the nation In forward ing this particular work Is one of the undertakings of this new division of the Department of l.abor. In tills pur pose It lias the support not only of educators, but of sociologists. They belteve that the nationwide lack of public school accommodations, which is known to all. Is one of ill* earliest problems that must be solved with others that belong 10 the reconstruc tion purlod." OR. WILEY SELLS FARMFORJ22rOOO t nr. Harvey W. Wiley, nationally I known ao a food expert, sold his farm of 230 acres, situated one mile south j of Rockville, Md.t to Russell Magru- I der. The purchase price was S22.000. j The sale was made during the past 1 week through the real estate firm of Boss & I'helps, Inc. The purchaser will take possession at the expiration f>t tbe present lease. The farm is one'of best located properties near Washington. Cabin j John Creek runs along its eastern ' border and has given the property j special value as a dairy farm. It has been used for this purpose for a number of years. A well-built farmhouse is located on the property. Improvements con sist of a dairy, barn, granary, and a number of other farm buildings. Con siderable thoroughbred stock i? raised ( I on the farm. |AVENUE PROPERTY SOLD AT AUCTION FOR $30,500! Walter B. Guy purchased the three-j story brick structure at 1704 Pennsyl- ' vania avenue during the past week for. *30.500. The property was sold at' auction by Adam A. Weschler. I The property is located next to the Mills building, and is a very valuable piece of business property. At the sale price, the cost of the property was approximately |2S per square, foot. ACTIVITY IN 1919 SEEN BY NATIONAL REALTORS i i Geojge Y. Worthlngton returned during the past week from Chicago, where he attended the meeting of the national committeemen of the National Association of Real Kstat* Boards. Mr. Worthlngton reports thnt the easternr representatives at the meeting were successful m s? curing the national convention fo Atlantic City. The convention will be held the latter part of .lun<\ Mr. Worthlngton reports that the realtors present at the meeting rep resenting boards In all parts of the country, were optimistic over the realty situation this year. All were j agreed that realty is sure to boom during the corning year. The real tors are is hearty accord with th*> campaign begun by the Department of Irfibor to ur?e the people of this country to make an effort this year to own their own homes. Sovrani-s?Type of Modern v French Architecture x Exterior and interior views of new Washington show place. Patterned to minutest architectural detail after famous cafes of Paris. MOORE & HILL SELL TWO HOMES DURING THE WEEK Edwin B. Terry sold the property at 2702 Ontario road during the last week to Mrs. Mattie Leigh Wolfe-. The house is of brick, three stories, and thoroughly modern in every de tail. The consideration was $10,500. Mrs.Wolfe is the wife of Dr. J.T.Wolfe. The sale was made through the real estate firm of Moore & Hill. The Eame firm also sold, for th? Hosack estate, the property at 1340 Q street to James W. Johnson. A modern three-story brick house is situated on the property. The con sideration was not made public. MAHORNEY & SULLIVAN TO MARKET SIX ROW HOUSES Six row houses have just been com pleted on Georgia avenue at Decatur street and have been p^t on the mar ket by the real estate firm of Mahor ne.v A Sullivan. The houses were built by Winfleld Preston. The houses are entirely modern and each contains seven rooms an?l a tiled bath. A fireplace has be?*n built, and hardwood floors, hot-water heat and electricity Jiave been in&ULlled in all. This foundations have b?cn $uilt of natural stone.' * -' ' ' 01 D o For Sale Houses $12,500.00 On Washington Heights O '12 rooms and 3 baths !") Hot water heat. Electric light, q Double garage. Immediate Possession. $9,500.00 ,\ear Mass. Ave. and Slat !?. 10 rooms and 2 baths. Hot water heat, Elcctrlc light. Immediate Possesion. 8 $6,250.00 SSOO l.ess Than Duplicate Hon?es An up to-date home. Hot water heat. Electric light. 7 rooms and bath. 2 Enclosed sleeping and breakfast jj porch. Immriliatr Po*?e*s?io>?. o D o o $4,250.00 t nUMial Opportunity To Srnirc O \ Prt?orth Hemp ' " Mory and rellar hri:*!.. Q rooms and bath. Immediatr P?sse*?inn D o $3,150.00 A TretlT Northeast Home. 6 rooms and bath. Within one square of c.?rs Immrdlatr Possession. o D o WM.H.SAUNDERS & CO. 807 15th St. N. W. iaitai m Q New Homes Ready for Occupancy Georgia Avenue and Decatur Street OpiMnllr Mtul'it Addition Two Illocko from Kinrlrrnlh Slpfrt Built hv Mr. WINKIKI.H l-RKSTOV BulMrr ?f PRESTON HOMES Seven looms. Tiled bath. Kour bod rooms. Attic, lloi water heat. Klectrlc light. lirlc-K n^ttnlcis. Hardwu(|tl llnlah and floors. Deep lot to allev. Take Oth utreit car to property or I ItH Ptreet car lo l>erniur giret-1 and walk two blocks cast. Phone for our autgmobMe service. Mahorney & Sullivan 906 New York Ave. Tel. Main 7821 ??See Mnhornej A srilli??n?Ttarj- I>n?M \\ nab I n? Ion" Exclusive AKentf. "COPPER BOWL" LEASES 12TH STREET BUILDING The Copper Bowl, a tea room "and cafeteria, was opened at 526 Twelfth street during: the past week by John A_ Liggett and I>. C. Kiker. The new Arm has leased th? building from the John W. Thompson Company for aj term of three years. The interior of the building has b^en entirely redecorated at consider able expense. Copper is the predomi nant color scheme. Tha front window is very attractively decorated with a large copper bowl and boxes of grow ing boxwood plants. A large sliding panel in the rear, shutting oft the cafeteria branch of the store, is a fea ture of the new tea room. ALLEN K. WALKER U serving on the grand Jury. Bolsbevlki. of Wuk lngton?BEWARE! . WILLIAM B. TURPIN. realtor at 308 Cnlun Trust building. bu recov ered from a recent Mines*. JOHN L. WEAVER. of Weaver Bros., with a dosen other enthusiasts from the Columbia Country Club, left Thursday evening for Bellalr, Fla. They win golf under the South ern sun for two or tkm weeks. For twelve years a diminutive BU liken haa decorated every desk at tfce offices of SHANNON * LUCH8. MOB-" TON says they've built the business ? bigger every year. JIMMIE BURNS has been hard to find st Weaver Bros., thin weak It must be business?the links are rath er uninviting theae days. C. EUGENE DOYLE has retarded to his old position with Shannon & Luches. after serving la the United States Housing Corporation since the beginning of the war. ' WILLIAM GARLAND, president of the National Association of Real Ea tste Board r, who has been engaged in patriotic work la Washington, has taken his family to Florida for a three weeks' stay. One of our contemporaries printed it Sansbury Act." but we're sure 1 L will plead not guilty! A S. GARDINER Is back at the of. fiees of Gardiner dt Dent Mr. Gard iner and hia entire faintly were III with Influenza. C. F. DO NO HOE has reevnred from an attack of the "fin" and Is back at his Pennsylvania avenue office. LUTHER L. DERRICK Is now con nected with the sales department of N. L. SANSBURT COMPANT, INT. CLEVELAND PARK HOME Handsome Hous< Modern Improvements Modern Corner in This Fashionable Suburb 20 Minutes by Car Line to the Treasury 11 rooms, 3 bzfths, double garage with charging plant for electrics. Living room and dining rooms ample for large entertain ing, property in perfect order, inside and out. We know of no other House in the Park to compare with this in home comforts and con venience and no offering of today cotn oares with it in value. ||v r \ Louis P. Shoemaker 1407 New York Ave. N. W. Main 1166 LEADING REAL ESTATE DEALERS John F. Donohoe & Sons, Inc., Real ritatr and ln*%iranrc l.lnroln S4 314 Pennsylvania Ave. S. E. CHEVERLY 13 fr*a the UuklaflM 1 nlon MKIoa. H?h.r< Marshall. Pita 408-10 Dist Natl. Bank Bid*. Phonr Mala 4C| O. B. Zantzinger Itrnl K?l:itr, ItitralmrnU, In.iirunrr, l.naa 903 N. Y. Ave. N. W. Pkunr Main 5371 Gasch & Birge Real 1326 N. Y. Ave. Main 5120 Liebermann & Hawn i I'lirlan V. Maw at Krai llhlnlr, Inauranrr a l.naa 1421 F SL N. W. Moore & Hill, Inc., Ill-si BMSIf. I.Mna, fn?aari 1420 H St. N. W. Main 1433