Newspaper Page Text
The Root of Evil By THOMAS DIXON Copyright, 1911, by Thomas Dixon (Continued from page 5) CHAPTER IX. The Storm Breaks. THE sensation which the district attorney sprang in the sudden indictment of the president of the Iroquois company was pro found and farreaching. The day before tiie indictment was presented to the grand jury stocks began to tumble without any apparent cause. When the warrant for the arrest of the great man had been served, and be was admitted to bail to await his coming trial, there was a feeble rally in the market, but the rats quickly be gan to desert a sinking ship. The president under indictment had ceased to be a power. There was a wild scramble of his associates who were equally guilty to save their own skins. The press, which at first denounced Ftuart, now boldly demanded the mer ciless prosecution of all the guilty, and they hailed the brilliant young district attorney as the coming man. For six consecutive days stocks had fallen with scarcely an hour’s tem porary rally. Every effort of the bull operators, who had ruled the market for the two years past, to stem the tide was futile. Below the surface, in the silent depths of growing suspicion and fear, an army of sappers and min ers under the eye of one man were digging at the foundations of the busi ness world —the faith of man in his fellow man. Each day there was a crash, and each day the little financier and his unscrupulous allies marked a new vic tim. In the midst of the campaign for the destruction of public credit which Bivens and his associates, the Allied Bankers, were conducting with such profound secrecy and such re markable results, when their profits had piled up into millions, a bomb was suddenly exploded under their own headquarters. The Van Dam Trust company was put under the ban of the New York clearing house. The act was a breach of faith, utterly unwarranted by any known law of the game. But it was done. When the president of the company walked quietly into Bivens’ office and made the announcement for a moment the little dark man completely lost his nerve. Cold beads of sweat started from his swarthy forehead. •’There must be some mistake.” “There’s no mistake, it’s a blow be low the belt, but it’s a knockout for the moment. They know we are sol vent. two dollars for one. But they know we have $90,000,000 on deposit, and we have some big enemies. They know that the group we have support ed have smashed this market, and they’ve set out to fight the devil with fire They’re determined to force a showdown and see how much real money is behind us. We can pull through if we stand together.” Bivens sprang to his feet, exclaiming fiercely: “Until hell freezes over!” The banker smiled feebly for the first time in a week. “Theo it’s all right, Mr. Bivens. ■We’ll pull through. They’ll start a run on us tomorrow. Five millions in cash will meet it, and we’ll win hands down. We have powerful friends. Our only sin is our association with your group. We must have that five millions in the safe before the doors are opened tomorrow.” “You shall have it,” was the firm an swer. With a cheerful pressure of the hand the president of the Van Dam Trust company left, and Bivens called his secretary. “We turn the market tomorrow —or- ders to all our men. Knock the bottom out of it until the noon hour, then turn and send it skyward with a bound.” • •«**** When Dr. Woodman returned home that night from one of his endless tramps among the poor Harriet opened the door. Something about the expression of his face startled her. For the first time in her life she saw in its gaunt lines the shadow of despair. "What is it. papa, dear?” she asked tenderly, slipping an arm about his neck as she drew him down into his favorite chair. "What, child?” he responded vaguely. “You look utterly worn out. Tell me what’s the matter. I’m no longer a child. I’m a woman now—strong and well and brave. Let me help you." “You do help me. baby!” he laughed, with an effort at his old tine joyous spirit. “Every time I touch your little hand you give me new life. Some day yeur voice will thrill thousands as it now thrills my heart. You’ll win fame and wealth for your father. You shall care for him in old age. I’m not mis erable. I’ve really had a good day. I’ve spent the whole afternoon super intending the distributing of flowers among the hospitals. I saved a kid’s life with a flower. His father used to work for me in the old days. They asked me to come to see him. There was no hope. He had been given up to die. I gave him a fragrant white pink. His thin, feverish fingers grasp ed it eagerly. In all his life he had never held a flower in his hand before He pressed it to his lips, his soul thrill ed at its sweet odor, and the little tired spirit came staggering back from the mists of eternity just to see what it meant. He will live.” jphe _girrs arms slipped _around his neck in a tightening hold, and she pressed her cheek against his a mo ment in silence. "Papa. dear, it’s no use trying to deceive me. I’ve the right to know what is troubling you. I’m not a child. You must tell me.” "Why. it’s nothing much, dearie.” he answered gently. "I’m worried a little about money. I’ve a note due at the bank, and they’ve called on me unexpectedly to meet it. But I’ll manage somehow.” “I’ll give up my music, go to work and help you right away.” The father placed his hand gently over her lips, and the tears sprang into his eyes in spite of his effort to keep them back "Don’t talk sacrilege, my child. Such words are blasphemy. God gave me a man’s body for the coarse work of bread winning. He gave you the su preme gift, a voice that throbs with eloquence, a power that can lift and inspire the world. "Promise me. dear—it’s the one wish of my heart the one thing worth working and struggling for—promise me that yon will never stop until the training of your voice Is complete; that no matter what happens you will obey me in this. It is my one com mand. You will obey me?” "Yes. papa. 1 promise, if it will make yon happy.” "It’s the -nly thing I live for. AH I ask is that you do your level best with the gift of God.” “I’ll try. papa dear.” was the quiet answer as she kissed him again and softly left he room. Harriet had scarcely reached her room when Adams, the cashier of one of the allied banks, who owed the doctor for three months’ rent, entered the library with quick, nervous tread. "I’ve news, sir.’’ he said excitedly “I’ve a big tip on the stock market.” The older man grunted contemptu ou sly “\es. that’s what ails you. I know. You’ve been getting them for some time That’s why you owe me for your rooms. That's why there’s some thing the matter with your accounts.” “1 swear to you. doctor, my accounts are clean I’ve bought a few stocks. I’ve made a little and lost a little. I’ve got the chance now I’ve been waiting for. I’ve a real piece of in formation from the big insiders who are going to make the market tomor row. I got it from Bivens’ private secretary. The little weasel has made millions on this break, and he has been selling the market short for two weeks Tomorrow morning he is go ing to smash it for the last time and at noon throw his millions on the bull side. The market will go down three points on the break in the morning. It will jump five points in ten min utes when it turns the other way. There are stocks on the list that will recover ten points before the market closes.’’ “Bivens is going to do this?” the older man interrupted. “Then it’s a trick. It’s a lie. Take my advice and do just the opposite from what you understand. Bivens will sell out his partners in the deal.” “Man. he can’t sell out!” the cashier insisted. “It’s his own deai He’s in It for all he’s worth!” The doctor rose with sudden excite ment. “Adams, this is the first time in my life I’ve ever been tempted to buy stocks. I’m In desperate need of money. I’ve a note for $3,000 due I’ve $2,000 set aside to finish my little girl’s musical studies. I’ve got to meet that note somehow’, and I’ve got to have the money for her. It looks like a chance. I’ll go in and watch the market tomorrow.” “If it don’t act exactly as I say don’t touch it. If it does, go in for all you’re worth. It stocks start down as 1 say they will, sell short, cover at noon and they buy for a rise. Don’t listen to fools—just buy. buy. buy! You can sell before the market closes and make $20,000.” “I’ll drop into a broker’s office and watch the market open, anyway, Adams. Thank you.” The next day the more optimistic traders on the stock exchange expected a change in the market. Stocks had de dined for two weeks* with appalling swiftness and fatality. Every hour had marked the ruin of men hitherto bul warks of solidity. Experienced men reasoned and reasoned from experience that there must be a turn somewhere. The bottom surely had been reached The time for a rally had come. Stuart slept late. He was up until 1 o’clock writing a reply to a peculiarly venomous attack on his integrity w’hich a morning paper had printed. The writer had boldly accused him of be ing the hired tool of the group of finan cial cutthroats who were coining mil lions out of the ruin of others in the de struction of public faith. His reply was simple, and his con cluding paragraph was unanswerable except by an epithet. “My business is the enforcement of justice. I am the servant of the people. If Wall street cannot stand the en forcement of law so much the worse for the street. It is no affair of mine.” Dr. Woodman hurried downtown to the office of a friend on Pine street, an old fashioned banker and broker whose name bad always stood for honesty and fair dealing and conservative business. It was half an hour before the stock exchange opened, but the dingy little office was packed with an excited crowd of customers. The doctor followed old Dugro. the head of the firm, into his private office and asked his advice. He got it—sharp, short and to the point "Go home, doctor, and stay there This market is no place for an ama teur. It’s all i’can do to keep the wolf from my door in these days." “But I’ve received some important information." “Keep It dark,” old Dugro scowled. “Don’t tell it to your worst enemy. If you’ve got a dollar, nail it up and sleep on the box.” “But I’ve some information 1 think I’m going to act on and I want to open a small account with you.” “All right I’ve warned you.” was the grim answer. “I wish you good luck.” The doctor drew his check for $2,000 and smilingly took bis place among the crowd before the board. The ticker would tell the story in the first hour. Lt. stocks should sell o_ff three points before noon, he would know. He determined to put this to 1 1 Fff / O' ill B Fw P joj WJ u ijli "If you’ve got a dollar, nail it up.” the test first. He would uot sell the market short He would be content with the big jump the market would make upward when it started. As the noon hour drew near the doc tor’s heart was beating like a sledge hammer Bivens’ program had been carried out to the letter. Stocks had de clined for the first hour a point, and in the second hour suddenly smashed down two more points amid the wildest excitement on the exchange. The moment to buy had come. The ior was sure of it Stocks had niched bottom. The big bear pool would turn bull in a moment and the whole market would rise by leaps and bounds. He called old Dugro. “Buy for me now Amalgamated Cop per, the market leader, for all I’m worth!” The broker glared at him. “Buy! Buy in this market? Man. are you mad?” “I said buy!” was the firm answer. “What’s the limit?” “Not a share without a stop loss or der under it.” “Well, with the stop?” “I’ll buy you 400 shares on a four point stop.” “And when it goes up five points?” the doctor asked eagerly. “I’ll double your purchase and raise your stop, and every five points up I’ll keep on until you are a millionaire!” The old broker smiled contemptu ously, but it was all lost on the doctor. “Do it quick.” The order was scarcely given before it was executed. Dugro handed the memorandum to Woodman with a grunt “It don’t take long to get ’em today!” The words had scarcely left his lips when a hoarse cry rose from the crowd hanging over the ticker. Copper had leaped upward a whole point between sales. A wild cheer swept the room. For ten minutes every stock on the list responded and began to climb. The doctor’s face was wreathed in smiles. Men began to talk and laugh and feel human for the first moment in two weeks. Dugro grasped the doctor’s hand, and his deep voice rang above the roar: “You’re a mascot! You’ve broken the spell! For God’s sake stay with us!” Suddenly another cry came from the crowd at the ticker. The boy at the board sprang to the instrument with a single bound, his eyes blazing with excitement. His cry of “Down!” pierc ed every ear in the room with horror. The panic had come. In ten minutes stocks tumbled five points, and the doctor’s last dollar was swept into space, while the whole mar ket plunged down, down, down into the abyss of ruin and despair. Men no longer tried to conceal their emotion. Some wept, some cursed, some laughed: but the most pitiful sight of all was the man who could do neither, the man with white lips and the strange, hunted expression in bis eyes who was looking death in the face for the first time. A full quarter of an hour of the panic had spent itself before the dazed crowds in the broker’s offices read the startling news that caused • the big break The ticker shrieked its message above the storm’s din like a little laughing demon. “The Van Dam Trust Company Has Closed Its Doors and Asked For the Appointment of a Receiver!” Bivens bad not kept his solemn pledge The great bank had stood the run for two hours and closed its doors And the work of destruction had just begun. At 3 o'clock the doctor walked out of Dugro’s office without a dollar He felt almi«t happy by contrast with the fools he left shuffling over the floors of Dugro’s office. His own sense of loss was merely a blur The revelation he had just had of the mad lust for money which had begun to possess all classes was yet so fresb and startling be could form no adequate conception of his own post tion It was not until be entered his own door and paused at the sound of Har riet’s voice that he began to realize the enormity of the tragedy that had befallen him. (Continued next week) PATENTS ■ Free advice, how to obtain patents. >.rade maras, ■ ■ copyrights, etc., in ALL COUNTRIES. . B Business direct ziith Washington saves time, ■ B money and often the patent. B Patent and Infringement Practice Exclusively. I ■ Write or come to us at K 523 Ninth Street, opp. United States Patent Oflce.B WASHINGTON, D. C. ■ GA-SNOWt BELDENVILLE Mrs. Merriman has the mumps. John Clonts is loading potatoes at the station this week. Our station agent is about to be sent on the main line. The roads are not impassable in spite of the snow and water. Archie Stewart will resign his post as mail carrier April first. Sam Hunter had four of his ribs broken in an accident last week. Miss Williams spent the week end at her Jiome in New Richmond. M. Eckes and wife of Martell vis ited at James Drake’s Sunday after noon. Mrs. Downey of Minneapolis is visiting her sister-in-law, Mrs. John Floody. Mr. and Mrs. Johnson went to Lawton Sunday to have their baby christened. Mrs. Mattie Fenton went to Spring Valley Tuesday to attend the wedding of her niece. Miss Anna Eaton, who is having a vacation in her school at Fargo, is visiting at A. J. Fenton’s. About the heaviest fall of snow of the season happened on Monday morning. This is a special blessing to the soil. F. B. Severance shipped a car load of potatoes to Chicago Friday. John Neuman, who went with the car to keep fires, got left somewhere on the way and returned home the same evening. To feel strong, have good appe tite and digestion, sleep soundly and enjoy life, use Burdock Blood Bit ters, the family system tonic. Price, si.oo VIKING Rev. B. Oakland called at Hans Gilstad’s Thursday evening. School in District 4 closed Friday for a three weeks’ vacation. Mr. and Mrs. Peter Mattison and daughter Pearl visited at G. Olson’s Sunday. Little Howard Halvorson has teen sick but is better at this writing. Mr. and Mrs. Gust Sampson of River Falls visited at Hans Gilstads over Sunday. A number of girls surprised Eva McGinley Saturday, it being her 14th birthday. Mrs. and Mrs. Martin Peterson of Pleasant valley visited with her parents, Mr. and Mrs. L. Larson Sunday. Itch! Itch! Itch!—Scratch! Scrat ch! Scratch! The more you scratch, the worse the itch. Try Doan’s Ointment. For eczema, any skin itching. 50c a box—adv. OAK GROVE Miss Tresa Simmon is home for a vacation from Ellsworth. Miss Williamson closed her school in District no 2 for the spring vacation. Wm. Roberts of Colfax, N. D., spent Sunday at Mrs. B H. Corcoran’s. Miss Lena Carolan of Diamond Bluff is going to spend the summer at the Filkins home. Miss Blanche Corcoran and brother A. W. Corcoran, spent Sunday in River Falls. Frank Filkins and wife are visiting at the home of his mother before going to housekeeping. Are You Constipated? If so, get a box of Dr. King’s New L>fe Pills, take them regularly and your trouble will quickly dis appear. They will stimulate the liver improve your digestion and get rid of all the poisons from your system. They will surely get you well again. 25c at all druggists. —adv. FARGO Emil Johnson has purchased the N. Grendall place. Albert Wilcox and family spent Sunday at Geoige Grifey’s. Mr. and Mrs. C. G. Carlson re turned to Grantsburg last Thursday. T. B. Peters and family spent Sunday at the home of C. S. Wil cox. Add Dopkins and family are spending a few days with relatives here. For baby’s croup. Willie’s daily cuts and bruises, mamma’s sore throat, grandma’s lameness, —Dr. Thomas’ Eclectic Oil—the house hold remedy. 25c and 50c —adv. SOUTH MARTELL Martin Anderson was sick last week. Jul Lund had a break-down in the saw-mill Monday. Mrs. B A. Iverson entertained the Ladies’ Aid on Thursday. There will be services in the Synod church on Good Friday. Miss Alma Hanson, who is work ingfor Mrs. B. Iverson, will spend Easte; with her folks in Gilman. Neighborhood News from correspondents in the counties PIERCE AND ST. CROIX. ’PLEASANT VALLEY The dance at Martell was well attended. Wm. Schorn purchased a horse from Julius Everson recently. Hans and Wm. Everson drove through this neighborhood Monday. Mr. and Mis. Chas. O’Brien visited at the home of the former’s parents Sunday. Miss Doshia Clause is having her usual spring vacation from her school duties in Pleasant Valley. What You Have Been Looking For Meritol White Liniment is a preparation that gives universal satisfaction in every instant where a pain killer and healer is needed. We do not believe you could get a better liniment at any price. C. R. Taggart, Exclusive Agent.—adv. KINNICKINNIO A. II Lovell spent a few days in the city recently. Mr. and Mrs. Will White gave a dinner party Tuesday. A basket social will be given by the school taught by Miss Blanche Wilcox next Friday evening. The Aid Society scored another success in the dinner given at the home of Tony Nelson Thursday. Don’t miss the fun at the basket social to be given March 21 at the 'Fred Kurtz*home. All are invited. From the sleigh ride parties it looks as if our young people ap preciated the joy of living in Wis consin in the winter time. A party enjoyed a ride and supper at Her man Muller’s Friday. Meritol Rheumat sm Powders Stand as the results of the highest medical achievement of modern sci ence, and are guaranteed to give permanent relief in all cases of Rheumatism. If you suffer from Rheumatism give this wonderful remedy a trial. C. R. Taggart, Exclusive Agent.—adv. “THE MIDDLEMAN” u Extracts Taken From an Article By Mike Kin ney, Teamster and Editor, As Published in “The Gimlet,” January, 1913. Has it ever occured to you just why there has been so much writ ten in the newspapers and maga zines about the extortionate profits of the middle man? Have you ever wondered why almost every publi cation that comes to your home takes a shot at the poor- retail mer chant? If you do not know, let me give you the answer. It is—AD VERTISING. The great metropol itan newspapers, the farm journals, and the hundreds of magazines that are published, cannot and do not expect any advertising patronage from the retail merchant. Their advertising comes from mail order houses, from manufacturers, and from department stores that are seeking to deal with the consumer direct. Therefore these papers constantly contain articles encour aging the consumer in every section of the country to send his money to some far-away merchant and thus save the profit of the retail dealer at home. The subscription price of practi cally all newspapers and magazines shows a loss. Often this subscrip tion price would not pay for the amount of plain white paper used in the magazines or newspapers you rect ive. All of the profits of these publications come from ad vertising, and so it is to their in terest to constantly work for a sys tem of distribution that will lead to more advertising. If all goods were bought by the consumer from his local store, there would only be advertising in the local paper. Such a method of dis tribution, of course, would not suit the magazines and newspapers. They, therefore, have been for years advocating and endeavoring to build up all kinds of selling plans which lead to consumers buying their goods just as far away from home as possible. ADVERTISING was the reason that all of these publications were so much in favor of parcel post. ADVERTISING was the reason that it was next to impossible to get any articles opposed to the parcel post in a national daily pa per or magazine. > The parcel post is, of course, in many respects a very good thing. In many ways it will be a great convenience. We have, however, been promised that it would reduce the cost of living. We have been promised that it would bring the city man and the country man in closer contact. I have.been doing a little investigating, and I find that nearly all of the parcel post packages are going from the city man to the country man, while the coun try man is not sending back any packages to the city man. Pack ages are going from the city to the country, and money to pay for these packages is coming from the country to the city. Under the old system the farmer sold all of the products of the farm for spot cash, and bought most: of the goods he needed on credit, Under the new system, as planned by the magazines and newspapers, the farmer is to sell his goods di rect to the city consumer, without the necessity of any middleman in the shape of a merchant. What I should like to know is, how is the farmer going to secure his city customers? Will the farmer adver tise in the newspapers and maga zines? Will he send out circulars offering his chickens, eggs and but ter to city consumer? Will he sell goods to the city consumer only for cash, or will he give credit? If he extends credit, how will he find out about the financial standing of his customers? It would be somewhat of a joke, wouldn’t it, if the state of affairs were reversed and the farm er should have to pay cash for all the goods he buys that he needs on the farm, while, in turn, he would have to sell his farm products on credit, to the city man? I would like to have a fine large photograph of the farmer of this country selling their products on time to the fel low who lives in the city. Manufacturers, jobbers, and re tail merchants all tell me that they are getting up mail order parcel post catalogues and circulars to be distributed by the million, in order to derive the greatest benefits from parcel post in selling goods. Now of course I am just a com mon, ordinary teamster; my intel lectual dynamo only runs about half time. But what I would like to figure out, if all the above things are true—and I do not believe they can be disputed—how is the par cel post going to lower the high cost of living? If merchants are to be put to all these expenses they must either lose money, or add the expenses to the cost of doing busi ness, and necessarily advance their prices in order to cover the added cost. Then, while I am rambling around in my weak-minded way, suppose we discuss this point: Has it ever occured to you that under the old system, when goods were shipped by express or freight, the transportations charges were collected from the consignee? Now when we send goods by parcel post we must buy parcel post stamps, pay cash for them, and at tach these stamps to the package, in advance. How are these stamps to be charged for by the merchant? The item is too small for a separate spot cash bill. The stamps, there fore, will probably be charged on the regular invoice for the goods. If a customer takes two or three months’ time to pay the regular bill, then the merchant will be out the actual cash stamp investment for this period without any interest or profit in return. If, on the other hand, the merchant allows the cash discount, then the chances are that his customer will deduct the cash discount, from the price of the stamps as well as on the price of the goods. As a result, the mer chant will have to pay spot cash for parcel post stamps, and then for his trouble he will lose the cash discount on the cash he has ad vanced. Wasn’t that a beautiful dream that the magazines told about when they described how a farmer could send a dozen of eggs by parcel post to his city customer? Just figure out the price of eggs in the country, then add the cost of the special pasteboard box in which the eggs would have to be sent, also the postage on the eggs, together with the loss from breakage, and we think you will find that fresh country eggs would cost our city friends about 7 cent each. I guess it would be cheaper to . get them from the corner grocery. The other day I meandered into a drug store and ordered certain chemicals which I happened to know actually cost 11 cents. The druggist charged me 35 cents. I inquired if he hadn’t added too much profit. I told him just what the items cost. “My dear sir ’’ answered he, “in this corner drug store we do not pay any attention to the cost of the chemicals in the drugs —that is the smallest part of our expense. We are selling you the high rental of a drug store on a convenient corner, electric light, furnace heat, free telephone service, stamps sold at cost, a meeting place for the neighborhood, a place where you can stand on a cold day and wait for your car, free seats, free newspapers. Not only that, but we are prepared to tell you what is good for dyspepsia, tooth ache, indigestion, lumbago; in fact, we prescribe, free of charge, for most human ills. It is for this class of service we charge —the drugs that we dispose of are sim ply incidentals.” Well, brother, don’t you think this druggist was about right? At the same time, it is just like you and me to accept all these conveniences and accommo. dations, and then kick if a fly hap pens light in our soda Water. Did it ever occur to you, when you happened to want anything and needed it in a hurry, what it cost to have this particular item all ready for your use at a store just around the corner? I remember a case where a city took issue with an electric lighting plant on account of their charges for the service. The electric light plant showed, in cold figures, what it cost them to be prepared at all times to serve that city with electric light. When the sun was shining brightly and the days were long, that city did not want much electric juice. If, however, a st jrm sud denly blew up and darkness came over the city, then everybody ex pected to turn on his electric light When the storm was over and the sun came out again, he turned off the juice. “Now,” said this light ing plant, “we have to have in re serve all the time enough power to take care of these sudden and un expected demands; we have to be ready to serve every minute of the day and night. This readiness to serve costs money, and we can only get our mcaey back by charging it in the price of the juice.” In my fashion, 1 am in this ar ticle making a plea for the retail merchant. He must be ready to serve you with anything you want in his line on a moment’s notice. Isn’t it really wonderful that you can walk into a retail hardware store, call for almost any item in hardware, and always find it on hand? For instance, if you wish a pocket knife of a peculiar style, there it is —it has just been waiting for you to call for it. Then the merchant takes it out of the case and waits while you lean with your elbows on the glass counter and paw it all over. You smear your greasy hands all over its beauti fully polished blades; you blow your breath on the blades to see whether the steel is good or not. Probably you inspect fifteen or twenty knives before you finally de cide to invest 50 cents. In the meanwhile the merchant patiently shows you his stock, and tells you the entire history of the manufact ure of cutlery from the time of Pharaoh down to the present date. Maybe after consuming twenty minutes of this merchant’s time you smile sweetly and tell him that you will think it over and drop in again to-morrow. Maybe before leaving his store you go to the telephone and have a chat with your best girl, and also borrow a stamp to mail a letter. Or, per haps, you ask if he won’t loan you a pipe wrench for awhile. Then if you are real smart the proper thing is to go home, send an order to a mail order house for a pocket knife, cash in advance, and take your chances on whether the steel is good or not, when the knife arrives. Then let us reflect, that after all the hard work he does, after all the chances he takes, after all the im positions to which he patiently sub mits, after all the bad accounts he accumulates on his books,‘ after all the knowledge of the business that is necessary to follow up fashions and fads and have the goods on hand when the consumers call for them, after all the abuse he receives as a middleman from the magazines and the daily press, it stands out as a fact in the commercial reports, that ninety-five out of every one hundred retail merchants make a failure in business. This is a hor rible record, but there it is. One reason retail merchants fail is that they do not realize what all these incidentals cost in doing business. They do not add these outside things to the cost of their goods. They are not like the drug store man referred to. They think that all they are selling is hard ware. They do not realize that they are selling hardware plus ser vice, and that one costs just as much as the other. A lazy liver leads to chronic dys pepsia and constipation,—weakens the whole system. Doan’s Regulets (25c per boxjact mildly on the liver and bowels. At all drug stores-adv. THROWING MONEY AWAY When you throw away the useless odds and ends of scrap iron, etc., which collect about •the farm, you are literally throwing away good money. Instead of littering up the yard with this junk, pile it up and cart it in to Max Fein, or ’phone to him (No. 319) and he will call for it, and will pay you top prices for it. He also pays the best prices for hides and furs. MAX FEIN River Falls, Wisconsin