WHAT HAS BEEN
DONE FOR MUSIC
By the Organizations of the City to
Advance Its Interests.
THE WEDNESDAY CLUB'S WORK.
Its l?i-rtory and Efforts?The GcsaiiR
vcrcln Virginia?What. It Has
Done to Promote Musical
?luaic has always held a strong ?place
tn the tminds of the Richmond publl<r, and
t-Ucnt, tooth amateur and -professional,
Has ever received Its most hearty support
and patronage. This is shown ?by the
-many musical organizations ?which have
aiw*?vs (been in operation hero, and the
many excellent voices which ewn Rich?
mond as their home. ? . ? ?
Prominent amonjr the organizations for
tne cultivation of music and musical tal?
ent, now in 'this city is the AVednesday
Club, which of recent years has given
to tne music-loving- public of Richmond
such feasts of melody and harmony a* :
the May festivals, -which, besides the ex?
cellent chorus singing of the Club itself, ;
has brought to Richmond the most promi?
nent -professionals of the day.
SIX YEARS OLD.
The Clul) was organized on Frhruary
4, i<?4, x>nd was composed mainly of
?voices of no particular prominence in :
management of an efficient, ?corps of offi?
cers and board of governors.
Tne otllcers are: Messrs. H. T. Meloney,
president; ?. A. Hoen, vice-president;
XV. li. Miller secretary; J. G. Hanklne*,
treasurer; Thomas WMitet, librarian?;
Arthur ?Scrlvenor, director.
The Board of B-ireciore of tho Clab is
composed of tne following gentlemen:
Messrs: Thomas Atkinson, J. G. Hankins,
?.?. Hoen. Eugene Joncs, L. Z. Morris,
H..T. Mcloney, E. C. Mayo, Paul L. Men?
aci, Walter C. Mercer, W. R. Miller, Geo.
W. Stevens, Arthur Scrlvenor, S. XV.
Travers, C. XV. Tanner. Thornae Whit
teu : t
Theso gentlemen ha\-c charjfe of all
matters concerning the club, and are d'o- .
Ing all In their power to advance its
Interests end the musical interests of
the ?city. The influence of the W?ylncs
d?y Club has *be<m A-cry widcfrpread. and
has been felt in all musical circles of the
Another organization, which has done
much in the interest of -music in Rich?
mond. Is the Gesangverein Virginia. This
is the old??st musical organization in the
State, and one of tho oldest' ?societies of
any kind in the city.
It was organized in 35>2, on tbe first
of July, -with about fifteen members. The
object of the club ?was and is for the
culture of ?music In all Its branches, and
friendship among its members.
The society on the fourth Monday In
?rvery month gives a concert to its mem?
bers, and lias during its existence ren?
dered popular operas in costume and
?scenery, but ncA-er ?since its organization
has this _*>ciety appeared in public, and j
the concert??, _on?!s*ting of A-ocal and in?
strumental music and' drama, haA-e never
been ?witnessed by other than its mem?
Its pr?>sent memb??rship Is about ICO. and
the singers about forty in number.
Among them are many of the best and
most accomplished musicians of the city.
Its officers ore: Ferdinand C. Ebel, presi?
dent ; A. Pohlig, vice-president; ?. Volk?
mann, recording secretary; Richard
W?_rizel. financial secretary; H. G. Miller,
treasurer, and Henry Greener, librarian.
H. T. MT??L/ONEY.
(Pr?sident Wtrdnesday Club.)
(Director Wednesday Club.)
s". R. CRCAVDER.
(Of the Old Dominion S?xtette.)
HENRY G.. MILLER.
(Of the Gesangverein Virginia.)
?musica! circles. Their first appearance in
public was at St. Paul's church, when
tney sang the -Crucillxlon on Good Fri?
day ol that year. They were at once rec?
ognized as an organization which would
oo much for the advancement of music
m the city, and its lists of singers were
incr?*a.sea, and many new voices added to
Alter its initial appearance the practice
or the CluOi was pushed on with vigor by
its managers, and a more perfect organi?
zation realized, livery year since its or?
ganization the Club has given Its annual
.May festivals, and rendered the most
mgn-classed oratorios. In recent years
the Club has given a?mid-winter concert,
fis well as the May festivals Two years
'ago the Children's Chorus wa? organized.
end with such success that the leader
or the Boston Festival Orchestra ??ala,
wnen here last year, that its equal was
not m the United States, and If they
were to rsing in ?Boston they would create
a sensation. ? ?
Of'r'JJClSRS AND MEMBERS.
The Cliib now numbers about one hun?
dred and fifty active members, "besides
the Children's Chorus, nucnihorine about
three hundred A-oices. It is tinder tne
This society Is the very soul of the Ger?
man population of the city, and during
Its exlstance it has erected and furnished
an excellent set of rooms on north Sev?
During its long life it has collected an
extensive library and a vast assortment
of' music of all sorts. There is now but
one of ils original members living:. This
is Mr. Oscar Krantz, of Richmond, who
has always been associated with the club.
OLD DOMINION* SEXTETTE.
There Is another organization in Rich?
mond which has won an enviable reputa?
tion on account of its excellent work and
Its faithful efforts. This is the Old Domin?
ion Sextette. This is a club of mandolins
and guitars, which has not an equal in
the south. They besan their work in ISM
and since then have become familiar with
the public of many of the southern cities.
They meet once a week at the club
rooms for rehearsal and tho highest
grades of music are played.
The club now consists of Messrs. John
Reinhardt, solo mandolin; John F. Tan?
ner, mandolin'; William Boschen, mando?
lin; Charles P. Mcpluer. solo mandola;
A'ornon IT. Boist, guitar, and Samuel R.
Crowder, solo guitar and musical director.
USE THEM LIKE
YOU DO A CHECK
Postmaster Kni?Jit Makes Another
Innovation in Service.
NEW MONEY ORDER SYSTEM.
Beside*. Hein;; of Grcyitest Coii\-cnienco
to the l? ?diminu? Public Over a
Million Will Uo Added to tho
Clearing House Receipts.
?One of the most Important moves that
has 'been made by Postmaster Wray T.
Kr.ight.in his unceasing efforts to give
?tichmond -a thoroughly up-to-date postal
?service is his Inauguration of the new
money-order system. On March 1st this
new ruling takes effect, and ou and after
that date the holder of a United States
?on?)' ordwr will treat it as he -?yould a
check. Thin method will prove or great
?eut oonv?miencc to the public in general,
and, besides, will add over a million dol?
lar* to the annual receipts of ihe Rich?
mond clearing house.
In speaking of the new money-order
?yetem, Postma.*t*>r Knight said: "Since
tny return from Washington, fast Decem?
ber, ?lier? 1 attended tho convention of
tho National Association of First-Class
Poat-maeter? and Heard what universal
?-??inaction tho ?:.vt.:tm was giving In
tho:?e ?ltlee where it le In ule, X have
bri ? simply waiting the most auspicious
tl??? to introduce It In the Richmond
? G :.??". March 1st is the time that I have
decided upon, and with the assistance
and oo operation of Mr. Metealf, ?uperln
?<.*:Os_t et the money-arder ay? tern Ot
the Postoffice Department, arrangements
have been made, with the Merchants'
National Bank of this city to pay orders
through the local clearing house. For
some time past -the money order has not
been as popular in this city as it should
be. This is no doubt due to misunder?
standings and to practices which the
government has long since abandoned.
?Since I assumed charge of the ofiico It
has always been my aim to give liich
mond the very best and most modern
service. Many towns with a population
much less than that of Richmond, and
occupying by no means the position that
Richmond does In the commercial world,
have enjoyed advantages that Richmond
knew nothing of.
JUST LIKE A CHECK.
"In this new system It is the object of
the Postoffice Department to pay these
money orders -to tho people without re?
quiring them to make a trip to the post
office for the express purpose of having
them cashed. They can be used as you
would a check, depositing them hi your
banks or using them as mediums in
making purchases. When the people of
Richmond Ifarn how cheap this system
1 is, how absolutely safe, and how readily
1 the orders can be procured it will prove
one of the most popular features of tli3
service in this city. It has these essen
Used for all kitchen clean?
ing and polishing; keeps
floors, paint, pots, knives,
forks, tin and agate ware
Idean, bright and wholesome.
liais?conveiflencc, safety, and quickness."
HOW. IT. IS DONE.
AA'itha view of thoroughly acquaint?
ing the merchants and others of the city
with the system and'its workings, the
following circular "Is being sent out by
"Your attention ' is ^invited to the fact
that what is known as the 'clearing
house system' of payment of postal
money orders has heen put Into opera?
tion at this post-office, an arrangement
having "been made with the banks form?
ing the Clearing House Association.
"Under this arrangement money orders
drawn upon this post-office are received
on deposit for collection by the several
banks the same as ordinary drafts or
checks, and at. once credited to the ac?
count of tho depositor, who is thus
spared the necessity of presenting them
at the post-office. ,
"The Post-office Department, desirous
of accommodating the business houses,
which are the payees of some millions
of these orders, has recently modified
certain of its regulations, for the con?
venience of banks and the business pub?
lic, and under the method above de?
scribed the prompt payment of orders
will be greatly facilitated.
"Money orders deposited In bank for
this purpose need not be indorsed to
the "bank, but simply receipted on the
face as when presented by the owner at
"The reports received at the Post
office Department show how this sys?
tem, which, like the letter carier ser?
vice, promotes public conveyance, while
it tends to relieve pressure at the post
office, is appreciated where it has been
tried, and it is suggested that you may
find it to your advantage to hereafter de?
posit your money orders at the bank at
which you keep your account, Instead
of presenting them at the post-office for
payment. At times the number of ap?
plicants in line at the Money Order Di?
vision prevents that expeditious^payment
which is desirable, hence the above sug?
gestion is made Iti the belief that it will
be moro convenient to you to deposit
GREAT INTEREST IN DEBATE.
Result of Coming Contest is Anxiously
Awaited by Both Schools.
The Inter-collegiate debate between
Richmond and Randolph-Macon Col?
leges will be held in this city March 2d.
This will be the first of these Inter-col?
legiate deba'tes in A'irginia. The question
for debate is, "Resolved, That a policy
of Territorial Expansion on the Part of
the United States Would Involve Im?
perialism." Randolph-Macon will take
the affirmative and will be represented
by Messrs. Earl Riley and J. AV. Shack
ford. Mesrs. F. AA*. Moore and J. E.
Slicks will represent Richmond. Mr.
AV. Henry Griffith will preside, and Mr.
J. D. Lee will give a reading, and a
declamation will be given by a Ran?
dolph-Macon student. The names of the
judges have not yet been announced.
The debate will be held In the Assem?
bly Hall, and a reception will be ten?
dered in tho JIu Sigma Rho Literary
Society halls, which have been reno?
The invitations issued were designed by
a committee consisting of Messrs. Julian
L. Bowles, J. P. McCabe and L. Milton
Bitter. The Reception Committee is as
follows: Messrs. Robert N. Pollard,
Parke P. Deans and H. Lee McBain.
The following gentlemen will have
charge of the arrangement for the de?
bate: Messrs. A. T. Woodward, Abner
C. Goode, John S. Eggleston, H. M.
Taylor, AV". Northam Trader and AV. G.
Air. Earl Riley. of the Franklin So?
ciety, the first debater on the affirma?
tive, is an Ohloan. by birth, but now
claims Richmond as his home. lie
has represented his society in public de?
bate and on the editorial staff of the :
Mr. Fred. W. Moore, the first debater
on the negative, is from Norfolk, and
is twenty-one years of age. He gradu?
ated last year with the Bachelor de?
gree, and will receive his Masters de?
gree this session. He has represented
the Mu Sigma Rho Literary Society in
debate and oratorical contests. He has
been president of the society, and is now
president of the class of 1900.
Mr. John W. Shackford. Washington
Society. Randolph-Macon, Is from Bed?
ford City. He won the orators' medal
and represented his college at the State
inter-collegiate oratorical contest , at
Roanoke. ' ?
"Air. J. Emerson Hicks is a native of
Tennessee, and is twenty-four years of
age. He studied at Carson and New?
man College, and for the past five years
has been a student at Richmond Col?
lege, from which he graduated last June
with the B. A. degree. He is a candi?
date for his Master's degree this session.
He is also president of his society.
Richmond Has Been Divided by Super?
visor C. P. Snead.
The Third Congressional District has
been divided into 110 districts by Super?
visor C. ? -Snead. preparatory to the
taking of the census. Tho Third District
embraces Richmond, Manchester, Hen
rico. Chesterfield, Goochland and King
The following are the districts Into
which Richmond has been divided":
SC. Clay Wald (First Precinct). Bounded
iby west Broad, Henry, Main, Bei
? ?ridere, west Cary. Cherry, west
Main, Morris. Park avenue, and
G7-5S. Bounded by west Broad, Harrison,
Park avenue and Morris, wrest Main,
(Lombardy and Grove-Avenue, Park,
West Broad, Park and Grove ave?
nues, corporation line. (Second Pre?
5S. West Leigh, Norton, west Broad, cor?
S3. Clay Ward (Second Precinct). West
Leh*h, Graham, iwetst Broad, (Nor?
CO. AVest Leigh, Henry, west Broad, Gra?
GL Clay Ward (Third Precinct). West
Leigh, Adams, Marshall, Henry.
C2. (Third Precinct). Marsliall, Adams,
west Grace, Henry.
63. (Third Precinct). West Grace, Adams,
Ci. (Fourth Precinct). West Cary, Belvi
dere, Albemarle, Cherry.
C5. Albemarle, Belvidere street extend?
ed, forming ward line; corporation
line. Cherry street extended, and
CO- (Fifth. Precinct). West Main, Cherry,
Cumberland, Taylor, Randolph, west
C7. (Fifth Precinct.) Taylor and Cumber?
land, Cherry street and pherry
street extended, corporation line,
, corporation line (Randolph).
GS. 'Monroe AVard (First Precinct) Main,
south Second, Canal, Belvidere.
G9. (First Precinct, excluding State Pen?
itentiary.) Canal, south Second,
Kanawh? canal, Belvidere street.
TO. Stale Penitentiary.
7L Monroe Ward (Second Preclnot.)
Broad, north Second, Slain, Adams.
72. (Second Precinct) Broad, north
Fifth, east Main, north Second.
73. (Third Preclnot.) Jackson, north
Second, Clay, north Adams, (Leigh
74. (Third Precinct.) Clay, north Sec?
ond, Broad, north Adams.
75. (Fourth Precinct.) Jackson, north
Fifth, Clay, north Second.
7G. (Fourth Precinct.) Clay, north Fifth,
Broadt north ?-rcond. ?
77. (Fifth Precinct.) East Main,. south
. Fifth, Canal, south Second.
78. (Fifth Precinct) Canal, south Fifth,
ward Une, corporation line, . ward
line, Kanawha canal and south Sec?
79. Madison .Ward - (First ; Precinct).
Corner Main and Seventh Streets, Richmond, Va?
? Brauch Colleges in five Southern cities. Practical Business Schools for Ladies and Gentlemen ^??^^?S?S^a Situali???
guaranteed. Mmiey refunded upon completion of course if the student is no thoroughly satisfied. ??"TOg ?Smercia I and many Eng
secured for graduates. Write, call, or telephone for catalogue. Permn and Pitmamc Shorthand taHS^?C?f SSerSueges
lish branches Studente taught by means of actual business transactions conducted by and among the pupils of the six Massey lo.ie0es
Ward line, north Eighth, Clay, north
S). (First Precinct.) Clay, north Eighth,
Broad, north Fifth.
81. (Second Precinct.) Ward line, north
Tenth, east Broad, north Eighth.
52. (Second Precinct.) Ward line, north
Twelfth, east Broad, north Tenth.
83. (Third Precinct.) Broad, north Sev?
enth, east Slain, north Fifth.
54. (Third Precinct.) East Broad, north
Twelfth (or ward line), east Main,
85. (Fourth Precinct.) East Main; south j
Twelfth (or ward line), corporation ?
lin?;, ward line (or South Fifth). |
SG. Jefferson Ward (First . Precinct).
, East Clay, north Thirteenth, east
Marshall, College and east Broad, !
south Fifteenth extended, corpora- ?
tion Hnc, ward line and south
67. (First Precinct.) East Broad, north j
Twentieth, east Main, north Fit"- |
?teen lh. ?
55. (Second Precinct.) East Main, south ,
Twentieth and south Twentieth ex- |
tended, corporation line, south Fif- j
teenth and south Fifteenth ex- I
53. (Third Precinct.) East Broad, north
Twenty-fifth, east Franklin, north .
90. (Third Precinct.) East Franklin, j
north Twef?ty-tifth, south Twenty- >
fifth and south Twenty-fifth ex- i
?tended, corporation line, north
Twentieth, south Twentieth and
south Twentieth extended.
91. (Fourth Precinct.) Corporation line, '
Pink, Burton and north Twenty- ?
?fourth. Pleasant, Mcsby.
92. (Fourth Precinct.) Pleasant, north I
Twenty-fourth, east Broad, Scott. !
93. (Fourth Precinct.) Corporation line,
?lostoy and Pleasant, Scott, east
Broad, north Eighteenth (ward line).
W. Marshal! Ward (First Precinct.) East
Main, Rocketts, Williamsburg avenue,
Maple and Maple exten?e?!, corpora?
tion line; south Twenty-fifth (ward
So. (First Precinct.) ".Vflllamsiburs ave?
nue, 'Richmond ami Danville railroad
and corporation line, corporation line,
corporation line, Maple and Maple
95. (Second Precinct.) East Clay, Twen?
ty-ninth, Rocketts, and east Main,
north Twenty-fifth; east Broad, and
97. (Second Precinct.) East Clay and
corporation line. Richmond and Fan
villo railroad, Wiliiamsburg avenue
an?l Rocketts, Twenty-ninth street.
93. (Third Precinct.) Corporation line,
corporation line, cast Clay, north
93. (Third Precinct.) "Corporation Une,
north Twenty-ninth, east ?CMay, north
100. (Third Precinct.) Corporation line,
north Twenty-seVe'.?th, ea-t Clay,
north Twenty-fourth, Burton and
101. Jackson Ward (First Precinct.) Cor?
poration line. Oak, west Leigh, corpo?
102. (First Precinct.) Corporation Ine,
Brooke avenue. Baker. St. Peters,
?west 'Leigh, Oak.
103. (First Precinct.) Corporation lino,
St. Peters, Baker, Brook avenue.
104. (Second Precinct.) Corporation line,
north Firr?t. Charity, St. Peters.
105. (Second Precinct.) Charity, iSorth
First, east Jackson, St. Peters.
IOC.? (Third Precinct.) Charity, north S2C
onrt, Baker, north Sixth, north boun
ary Madison Ward, and north Fifth,
west Jackson, north First.
107. (Third Precinct.) Corporation line,
north Fifth, Federal and north Slxtn,
Baker, north Second, Charity, north
103. (Fourth Precinct.) Corporation line,
?Shockoe Creek, north boundary Madi?
son Ward, north Sixth, Federal and
109. (Fourth Precinct.) 'Turpin, Washing?
ton, corporation 'lino and north Eigh?
teenth, ward line, east Broad, Col?
lege, Marshall, north Tnirt?enth. Clay,
110. (Fourth Precinct.) Corporation line.
Washington and Turpin, north
Twelfth, and Shockoe Creek.
M at he ws Matter..
FrTCTIETTS, ??., Feb. 22.-Speeial.?
Since the recent cold Snap there Is great
activity among the fishermen getting
ready for the spring "catch." Pound
fishing has grown to be quite an ex?
tensive and rrofitable industry here.
Last night this section was visited by
a severe wind and rain storm, but as
yet no damage is reported.
Miss Salile Burk has returned from a
visit to relatives in Richmond.
Mr. E. Baker, Jr.. is visiting his mo?
ther, Mrs. Jno. A. Fleet.
The Polite die in Embryo.
A little child has given us a peep into
the process by which the polite He is de?
veloped. Mamma was talking tc? Effle
about the absence of Edith from the
children's party, "You are sorry," said
mamma, "that Edith coulti not come?"
Effle replied, having enjoyed herself,
"Uh, I don't mind much." To which
mamma rejoined, "But Edith is ill; that
is why she couldn't come. You must bo
sorry." Etiio considered. "Yes, of
course, I'm sorry," she said, "but it
doesn't hurt me?inside."?London Chron?
STAR O BRAMO
Have stood the test of 35 years on
And All Spring Crops,
The demand increasing every
year, which is the best evidence of
their value and purity.
Every Bag guaranteed to be of
?RANCH VIRGINIA-CAROLINA CHEMICAL CO.
IJou an<? ?earn ?
to- Sing at i?o.ne. ?
By Emma Calfe. /
There is no rcascn, in my opinion, why
American girls should go abroad for
the cultivation of the singing voice. If
I were an American mother I should have
my daughter's voice placed and trained
in this splendid country. I have heard
pupils of New A_'ork professors who
showed in their singing the master's per?
fect method and absolute knowledge of
Practice every day regularly and sys
; tematically if you wish to make progress.
Remember that careless, slipshod so
i called study is worse than no study.
Learn to breathe properly. Take your
breath deliberately. The moment you
begin to hurry, the tones are insufficient
and you will acquire the habit of audible
gasping for breath, which is painful to
your audience and destrutcive to your
iNever practice with a high collar or
a tight stock about the throat. Many
persons have remarked the tendency of
singers to wear at all times gowns cu?
so that the throat is free.
I -should feel choked if I were to dress
in tho strangling bodices worn by fash?
ionable women. A singer must makr
fashion subservient to her art.
Tight shoes, tight corsets, tight eo'
lars or even tight sleeves will imped?
circulation and ruin, your vocal chords.
Stand erect when you practice or sing
for your friends, with the weight of
your body on the balls of your feet
Remember that the strength required
to produce the tone must come from |
below. Use the other muscles only to
hold the tone.
SOFT AND SWEET. ?
Hold your chest high and your back
straight. Put your hands behind y<-|.ur
back and now fill your lungs. See that
fine expansion of the chest and ribs?
Now a deep ibreath and now the tone?
afciy note you choose. Not loud?soft,
sweet and pure.
?Practice on the vowel sound of "?"
as in "blow,"
Remember, you must never take breath
1 in the middle of a word.
A'ou must learn to control your breath
I ing that you will always be supplied with
sufficient breath to carry you to the
termination of a musical or poetic phrase.
Practice your scales quietly, gently;
never forcing the voice. Up and down,
up and down, as far as the tone goes
only, without effort; gradually you will
lind the compass increasing. Regular,
systematic, practice and you will, in a,
lew months, perhaps a few weeks even,
discover that you have added a new
note. You will smile and say: "AVhy
I sing a note higher or a note lower
than ever before"?or both.
Aim always at dt-stmct pronunciation
and enunciation. If your audience can?
not understand the words you are sing?
ing you will never get its real sympathy.
Sing the words just as you would speak
them, near the front of the mouth. And
that reminds me that good teeth are in?
dispensable to enunciation and the pro?
duction of the voice; therefore, if you
have any dental deficiencies they should
be remedied at once.
It has been proved that the cavity of
the mouth is always nearly perfect tn
great singers, and that upon its perfec?
tion the beauty of the vocal sounds
It is better to practice fifteen minute;?
several times a day, especially for a
beginner, than an hour or even half an
hour at a stretch.
Avoid the tremolo as you would the
plague. Some very young singers do not
understand the difference between tho
tremolo, which is all that is meretricious
and destructive, and the thrill which is
beautiful and belongs to our art.
Don't be deluded by the notion that
anything can take the place of the
scales and exercises. Success is hard
work writ large. There is no easy road
to the laurels of the singer.
The girl who is to have a career must
have something more than a good larynx
to make a great singer. She must have
the genius for work which is only given
to those whom the gods have destined
for great heights. Also she must have
a good ear and the temperament which
we call artistic.
Frequently a girl has a voice and no
temperament. Again, she has the tem?
perament and the voice is insufficient
But more can bo accomplished by the
girl with the temperament and less voice
than by the young woman with tones of
tremendous volume and sweetness who
is devoid of temperament Therefore, the
girls with small voices must not be dis?
couraged, for proper training will work
wonders In increasing the voice.
Givo me a girl with voice and tem?
perament and good health and the "ca?
pacity for real work?ah, then there are
no heights she may not reach!
A Worthy Gift.
A photograph from Carraccl's "bust of
James Madison has ibeen presented to the
Virginia Historical Society fcy Mr. Gail
lard Hunt, of the State ?Department at
Washngton. Mr.. Hunt is .preparing a
new Ufo and editing the letters of Mr.
j Le-?lsl Hors Want to Hear V l?n.
; Many memlbers of the.General Assembly
? want-to hear Rev. John Jasper preach
his f r mous "Sun CDo Move"-sermon.'It
Is llkrjy that he will be-asked to deliver
*'is. on Sunday, March, 4th, -
LIFE INSURANCE COMPANY OF VIRGINIA
ANNUAL STATPMENT fbr the Year Ending Dec. 3!st, 1899.
Real estate.5 41?5??
Mortgage loans on real estate.. 000.032 10
Loans on collateral. .S'?S?r r'?
Loans on company's policies... ?tfr?"?'} *"?
Bonds and stocks . *?0.?%?? ti
Cash In banks and office. ???!?- SS
Bills receivable . 0,48? aa
Interest and rents due and ac
crued . 21,4o9 54
Market value of real estate ?_
over book value .- 1?,.?> ??
Net uncollected and deferred
premiums. 111.020 SG
Gross assets .S0*Jt>,->3S 43
Deduct assets not admitted and
ledger liabilities. 5.S.S 44
Total admitted assets.590O.C6O 04
Reserve, actuarles. * per cent..
Including special reserve_$7*1.252 00
Death losses reported but not
due .:. 14.309 00
All other liabilities. 3.660 40
Surplus ?? policy-holders.$231,438 ?>|
THIRTEEN YEARS' GROWTH.
1887 . . . S99.5S6.00
1S8S . . . $127,040.00
1889 .... $151,571.00
1890 . . . $234,547.00
1892 .... $475,520.24
1896 ....... $712,931.92
1897 ...... $752,214.87
Gross Income, 1899, - - - $985,225.91
INSURANCE IN FORCE.$22,556,471.00
Total Number Policies in Force.222,564
STATEMENT OE OPERATIONS DURING 1S90.
INCREASE IN NUMBER POLICIES IN FORCE. 24.769
INCREASE IN AMOUNT OF INSURANCE IN FORCE. $1,860,547 00
DEATH CLAIMS, DIVIDENDS, ETC., PAID. ... $403,044 9S
Total Payments to Policy Holders Since Organization . $3,588,801.00
HOME OFFICE, Richmond, Va.
G. A. WALKER, President. JAS. W. PEGRAM, Secretary
Book coupons now in every package.
One coupon gets any of the.se books. The
books are library size, with large size
type and good paper. The authors are
the best writers in the work!, as tha
following list shows:
li The Man in Black. Stanley J. Weyman.
2. The A'icar of WakefieW.
2. The Cricket on the Hearth.
4. A Window in Thrums.
J. M. Barrie.
5. Reveries of a Bachelor. Ik Marv?!.
S. The Black Dwarf, Sir Walter Scott.
7. When a Man's Single. (Part I.).
J. M. Barrie.
8. When a Man's Single, (Part II.).
J. M. Barrie.
9. A Study in Scarlet, A. Conan Doyle.
10. A Christmas Carol. Charles Dickens?.
11. Tne House on the Marsh. (Part I.).
13. The House on the Marsh. (Part It).
13. Dr. Jekyll and Mr. Hyde.
R. L. Stevenson.
11. The Pirate. Captain Marryata,
15. She's All the World to Me. (Part I.).
-.5. She's All the World to M?s. (Part II.).
17. The Dolly Dialogues? Anthony Hope,
13 The Pavilion on the Links.
R. L. Stevenson.
?"?. Camille, (Part I.), Alexandre Dumas,
20. Camille. (Part II.). Alexandre Dumas.
Elegant Pictures given with Furitene,
?Look at them, in your grocery store,
Richmond 0ffic8,310 E.CarySt,
?. J. PAINS, IST_sro_ asd Pauste?*.
BiTlng Timo and Labor Amazingly.
B?MfOJ???? PUItlTEXE Triti not in jut*
BSaaS?feft tha Finest Fabrics. It Sever
mal?es tao banda sore.
Haoufactarcd and -?rarrantei? br ???
?nriKS* SOAP MAHUFACTUIUA'G CO.,
Don't Be a Dim?erfunk.
ry^rvyr^ir? -m**-s?'??' **-* ?
Your loved ones and save your money at
at the same time by joining the
a home institution and reliable fraterna! bene?
ficiary order. Liberal benefits also in the event of
sickness and total disability. The only Vernal
order having a substantial State deposit for the
benefit Of its membership. For Particulars Apply to
S GALESKI, Supreme Secretary,
9 ??rth -tOt?U Street, ?^???ONX?, ~ A- ^
I YOUR HORS!
& ___??? ?m bTq?i?W o??****
Nothing like it to cure a sore tendon,
?r to kilt a spavin,, curbfor eplit;...
This remedv is known to more driv?
en and horsemen than any other lin?
iment^ because it doc? tb? "wo?1 b7
its penetrating qualities.
II I.~~ ' ?*????*??
53c ?ad Sl.CO
jM tir ?rneltrt? ?ad
xml | txt