Pay Day
t Should be banking day for
you also—for then you have
money and can deposit a i
portion, which, if not depos
ited, is apt to be sjient.
Make every pay day count
for your future by starting
an account with our savings
department and getting
quarterly interest on money
deposited.
' The First National Bank
“A National Bank for
Savings”
Capital and Surplus
$3,000,000
4 per cent Interest on savings,
' Compounded Quarterly
Is Unharmed—Bunny Was
White When He Descended,
But Now His Coat Is a
Fashionable Tango
» _
That the chameleon is not the only an
imal that can change the color of its coat
, was evidenced yesterday when the rabbitt
' that was carried to the bottom of the
cavein that occurred on the premises of
| R. O. Tate of 2504 Avenue F, last Sunday,
) was brought to the surface again.
When the rabbit left the surface of the
t ^ earth for the subterranean regions his
" coat was snowy white, but when res
cued yesterday by a negro w ho descended
into the aperture by means of a rope, the
said coat had turned almost red, or, to be
U exact, an improved tango color. Bunny
* was extremely reticent about his exper
iences w'hile in the bowels of the earth
and refused to give any clue as to the
change in the color of his coat.
Mr. Tate Is of the opinion that the rab
bit came to his change of color by rea
son of an ore bed somewhere down in ths
fissure of the earth, the red ore dying his
fur. Brer Rabbit seemed none the worse
for his experience. According to Mr.
Tate the population of Greater Birming
ham is greater than that of New York,
for he stated that during the past few
days more than five million people have
visited the scene of the cavein and
asked seven times that number of foolish
questions, the crowds continuing to com.
despite his announcement that they were
not welcome.
r DISCUSS CURRENCY
\ SITUATIONJN STATE
Directors of Currency Com
mission to Meet Again in
Montgomery Today
Tlie meeting of the board of directors
of the currency commission of this state,
which was held yesterday in this city,
adjourned to meet this morning in Mont
gomery. according to an announcement
of J. Kirk Jackson, secretary of that
body. Tlie meeting, according to informa
tion given out by J. M. Barr, president,
whs for the purpose of acting upon rou
tine matters that are to be handled from
time to time by the currency commission
of the state.
The directors met yesterday morning
at the Tutwiler hotel and adjourned after
discussing the situation affecting the
financial situation In this state. .Some
matters developed which, according to
Mr. Jackson, necessitated a meeting of
the commission in Montgomery today,
lienee the adjournment to that city.
Il The meeting yesterday was attended by
™ Thomas E. Kilby of Anniston, lieutenant
governor-elect; Carlisle Melvin of Selma,
Senator Frank S. Moody of Tuscaloosa,
and J. Kirk Jackson of Montgomery.
Tlie bankers here were of the opinion
that the agencies of tlie government were
doing everything possible to handle thei
cotton crop of the United States and that
eventually the situation would be worked
out In such a fashion as to fully protect
the farmers of tills state.
Senator Moody was of the opinion that
the situation was getting clearer and
that before the fall crop was fully mar
keted there will have been arramut! a
scheme of financing which will fully take
care of the farming interests
Mr. Jackson said the meeting in Mont
gomery this morning would he a routine
one, at which some of the necessary de
■ tails of the situation in this state would
i be at tended. He returned to Mont
I gomery yesterday afternoon while most
! . of the members of the board of director's
will leave for the capital this morning.
| Real Estate Transfer
I The lollowing real estate transfer
l was yeBterday recorded In the office of
I the probate Judge:
L 11000—Columbiana Loan and Invest
m ment company to Castrenzo DI Benedet
to and Sam Di Benedetto, lots 76 and
77, survey of “Tuskegee Place."
LESSON IN SCIENTIFIC
COMPLEXION RENEWING
Everyone has a beautiful skin under
neath the one exposed to view. Bear
that in mind and It will be easier to
understand the correct principle in ac
quiring a lovely complexion. Naturif Is
eonstantly shedding the top skin In
flaky particles like dandruff, only much
■mailer In size. In abnormal conditions,
or In advancing age, these particles are
not shed as rapidly as in robust youth.
The longer they remain the more
soiled or faded they become—that’s the
Immediate cause of a "bad complexion."
ft has been discovered that ordinary
mercollxed wax. to be had at any drug ,
store, will absorb these worn-out par
ticles. The absorption, while hastening
Nature's work, goes on gradually
enough to cause no Inconvenience. In a
week or two the transformation is com
plete. The fresh, healthy-hued. youth
ful underskln is then wholly in evi
dence. Vou wh t are not satisfied wltit •
your complexions should get an ounce ,
of mercollzed wax and try this treat
ment. Use the wax nightly, like eold
cream, washing It off mornings.
DISHONESTY IN GREAT PART IS
RESPONSIBLE FOR HEAVY LOSSES
CHARGES SPECIAL AGENT LEEDY
Says Too Often Agents and
Insured Have No Scruples
in Offering and Ac*
cepting Risks
> --
BUILDING INSPECTOR
SAYS SHINGLE ROOFS
TO GO IN 8 YEARS
Messer Says “Gross Negligence” Re
sponsible—Ward Says Fires
“Should Be Prevented,
Not Put Out”—Much
Interest
* . *
i I'EHTINENT COMMENT 4
f - i
4 "We should prevent our fires in- 4
4 stead of stopping them after 4
4 they're started. That's all I've got 4
4 to say now.”—George Ward. 4
4 "I agree with Mr. Selbies in his •
4 analysis of the situation, and what 4
4 we should do to remedy it. It’s an 4
4 educational problem. It's a matter 4
4 of co-operation and not dissension. 4
4 I know many people regard the in- 4
4 surance concerns as trying to hold 4
4 up Birmingham, but there is noth- 4
4 Ing further from the truth.”—John 4
4 S. Leedy. i
4 “Gross negligence is the cause of i
4 most of our tires. We need better •
4 housekeeping.”—M. P. Messer 4
4 "The building laws are the best in 4
4 the country and they are enforced. 4
4 The shingle roof will have disap- 4
4 reared entirely in eight or 10 years, i
4 and will be 60 per cent gone In four •
4 more years.”—Building Inspector •
4 W. O. Matthews. i
i—-J
“I thoroughly agree with Mr. Seibles in
his interview in this morning's Age-Her
ald regarding the fire insurance condi
tions in Birmingham,” said John if.
Leedy, well known real estate man, yes
terday. “Conditions here are bad and
they are bad for tlie very reasons which
Mr. Seibles points out.
‘•1b my estimation it In the moral
condition of the community In regard
to fire haxard which la rectponnlble more
than anything else for the big fire
losses. Both the Insured and the agents
in many cases practice dlshouesty.
The insured secures a big policy on a
very small amount of property and the
agents instead of investigating, sells the
insurance to beat his competitor to it
and get the commission.
An Interesting Story
“In answer to your question as to what
is the matter with Birmingham from a
fire insurance agent’s viewpoint, here is
a little article I wrote a few weeks ago
for the Insurance Field, which answers
it. I think, and you may print it.” The
article referred to follows:
"In a recent issue of your very valuable
paper l was somewhat surprised at an ar
ticle by a ‘special agent’ (a very young
one, I dare say), under the caption.
‘What is the Matter With Birmingham?’
A matter came to my notice today that
prompted me to write a letter to the sec
retary of a very prominent insurance com
pany, which 1 give you below, cultiiq| out
the names, etc., which partially answers
the question: ‘What is the Mutter With
Birmingham?’ and which 1 would appre
ciate very much if you would publish (be
ing careful to use my name, as under no
circumstances would I write an anony
mous communication) and which I hope
will be the irieans of some of the com
panies being more careful in the selec
tion, of agents, some of whom are a dis
grace to the community, and place the
good agent (who is conscientious in the
selection of his risks) in bad repute. I
now quote the letter as follows:
'You will doubtless recall reading
in a reran issue of the Insurance Field
an article written by an anonymous
special agent under the caption, *\Y hat
Is the Matter With Birmingham?” I
might be able to throw some light on
the Birmingham situation, if you will
pardon me for so doing.
•■ About the 24th. of July a la.ly,
with whom I was not acquainted hilt
who gave her name Us . came
into my office and requested us to
write $1500 on her household furniture.
Our insurance clerk stated to her that
the three-fourths value clause applied,
and if her furniture was worth only
$1600 he would be willing to insure the
property for not exceeding $1000. She
then stated that she would be willing
to take $1000 insurance. Following out
our usual custom of inspecting before
writing policies, we took occasion to
Inspect this risk and found that this
party had little or no furniture in (he
house: and Instead of writing the
$1000 Insurance, we Immediately re
turned to the office and wrote her,
declining 1o accept the risk at all. This
applicant obtained $1600 Insurance on
July 25, 1914, I regret to state, In your
company, and you have doubtless been
advised of the usual outcome.
“ ‘This in a way partially answers the
question, "What Is the Matter With
Birmingham?” Such people Instead of
being in the insurance business, should •
be in Jail.
" ‘With kind regards and best
wishes, I am, yours truly,
“ ‘JOHN S. IiEEDT.’
"I have other ‘dope,’ not fiction, but
facts, which I will furnish you liter, »nd
which I hope may throw some light on
the Birmingham situation, which, in my
opinion, is in darkness as far as a large
majority of the companies are con
rented. JOHN S. LEEPT."
No Attention Paid
“I might add, however.’’ continued
Wi* Leedy, "that If people paid as much
ittentlon to fire Insurance as they do to
ife Insurance, we would not find our
telf in the present condition. When a
nun takes out a life Insurance policy
le goes through a medical examination
xhich is exhaustive and complete and
fet there are small chances anv man
ivill ever kill himself for his life in
surance. However, In spite of all the
tmplatlon* to burn a building for the
nsurance. when It. comes to selling fire
nsurance it is done with no investiga
.lon and without a thought for the fu
ure. That’s v.-hat’s wrong here more
han anything else. Of course the fire
tepnrlment Is too small for the area to
>e covered; wc- need more alarms, and
nore fire Inspectors, but the main thing
s an awakening of the public con
iciencc to a sense of responsibility in
-egard to fires.
"Everything Mr. Selbies says in re
tard to the company’s losing money is
'act. The rate raise had to be made
ind it will have to hold until a bet
er condition prevails."
Shingle Roofs Going
“The swingle roofs of Birmingham
sill absolutely have disappeared within
:he next eight nr ton rears; in foar
mans from now over SO per cent ef
hem will he gene," sold Ball ding la
Denny Wouldn’t Discuss
Future of Medical Unit
Says He Did Not Threaten to Remove College From Mobile
But Did State That He Doubted Class A Medical College
Could Be Maintained Without City Hospital
George H. Denny, president of the
University of Alabama, again denied 1
yesterday that he had threatened to •
remove the medical department of the
university from Mobile to Binning- •
ham.
“I did write Dean Bondurant,” 1
said Dr. Denny, who is in Birming
ham, “that it was difficult to see ,
how a class A medical college could
be maintained in Mobile unless the
college had complete jurisdiction '
over the city hospital there. I J
still maintain that position.” t
Dr. Denny was apparently opposed to '
a general discussion of the situation. *
He stated that he had refeived a let- 1
ter from Dean Bondurant in which the j
dean had given information that the
authorities of Mobile would consider >
the difference between the university 1
medical college and the municipal gov- *
eminent in a week or 10 clays. It was |
intimated by the dean that an effort 1
...
would be made to adjust differences
satisfactorily, although Dr. Denny did
not predict that such a consummation
would be the result.
When apprised that it was possible
that municipal authorities of Birming
ham might not hail with delight the
transference of the medical college to
Birmingham, Dr. l^enny said.
"There are other places. This is the
first thought which suggests itself.
There is Tuscaloosa, for instance.”
He did not add, however,' that he |
would bend his enery towards acqulr- j
ing the medical unit for the city of the
university. When asked if he did not
thing that all that remained to be done
was to wage through Dr. E. P. Hogan
i legislative battle for the medical col
lege's transference, the president de
clared that he would not discuss thal
phase of the situation.
Dr. Denny impressed the reporter
who talked with him with an idea thai
\\e regretted that the differences be
tween Mobile city authorities and uni
versity authorities regarding the Mo
bile city hospital had been given pub
licit
’••••••••••••••••••••••••••••••••••••••■•••■•••••••a
KKUKUSEL) UN UK EASE IJN GOAL
RATES SHOULD GO OVER TO
NEW ADMINISTRATION—KILBY
Lieutenant Governor-Eleet
Hopes Request Will Not
Be Granted—Preparing
Workmen’s Compensation
Act
Thornes E. Kilby, who will be the
next lieutenant governor of Alabama,
is hopeful that the railroad commission
will not permit the railroads to in
crease their rate on coal and from the
Birmingham district. That this matter,
was of such grave importance that it
could be well transferred from the tail
end of one administration to the be
ginning of another, was one of his
observations. In this problem present
ly confronting the people and in the
preparation of a workingman’s com
pensation act, Mr. Kilby is deeply in
terested.
On his visit to Birmingham yester
day he said: “I trust that the railroad
commission will deny the railroads the
I
right to increase coal rates. Should the
rates be increased a serious blow to
tlie development of one of the great
est industries of our people would be
delivered. There are many cities ol’
north Alabama which would buy coal
from Tennessee and Kentucky were
freight rates to be increased. It would
be well, in my opinion, were the com
mlsison to carry this problem over to
the next administration. I have such
confidence in the members of the com
mission that 1 do not| believe the de
mand of tl»e railroads will bo granted. '
In regard to u general act providing
for compensation for workingmen in
case 0/ injury, Mr. Kilby said: “It is
now generally recognized that such a
measure for Alabama would be host
for employer and employe. It would
a serious blow-*—not to lawyers—but to
shysters. The employer would not be
harassed by damage Ruit lawyers. The
employe would not be deprived of that
which would be in justice his by shrewd
and technical corporation attorneys.
*‘I am deeply interested in this prob
lem but before 1 frame a bill 1 will
consult with captains of industry and
with leaders among those who labor.
I consider this step to be taken by the
legislature in its next session of the
greatest importance.”
>aaaaaa•aaaaaaaaa a•aaaaaaaaaa••••••
[SIXTY ARE GRANTED
[ FULL CITIZENSHIP
_
[Ninety-Nine Foreign Born
Residents Examined at
Naturalization Hearing
Of the 99 foreign born citizens who bad
made application for full citizenship and
whose final hearing: came up before Judge
W. I. Grubb yesterday in the f’niteU
States court, GO came up to all require
ments and were granted •artificates, 21
failed in some particular, and their cases
were continued until the December heal
ing, 9 were dismissed, having totally
failed to stand the lest, and 9 failed to
show up at the examination.
According to the officials the represen
tatives of the triple alliance and the triple
entente was equally divided, there being
exactly as many British, French and Rus
sians as there were Germans, Austrians
and Italians. Of the individual nationali
ties, Austrians were in the majority.
There were many nationalities repre
sented at the hearing and many amusing
Incidents happened. To the question,
“Who is the head man at Blocton," the
answer was made “President Wilson.”
All were given a patient hearing by Julge
Grubb, who was assisted by O. T.
Moorer of Washington, naturalization ex
aminer for the government.
Discuss Next Merchants' Convention
The trade extension bureau of the Cham
ber of Comemrce met yesterday morning
and closed up matters pertaining to the
recently closed convention of the Ala
bama Merchants' association; all bills
were paid. Plans for next year were
tentatively discussed. The committee will
meet again Thursday, at which time the
matter of Issuing a convention number of
the Alabama Merchant will be considered.
speetnr W, O. Matthews yesterday, "The
building Ians of Birmingham are among
the bent In the country and they are
being enforced to the letter. No new
ablnglr roofs are being permitted. The
prenent roofs are la bad condition and
will noon have to be replaced with new
one* and an they are replaced they
must be made fireproof. The building
conditions of the city, an Mr. Selbies
said tills morning, are very good and
the fire loanea cannot be blamed on
that phase of the aituaHoa."
Gross Negligence
"Gross negl'gence, In my opinion. Is
the cause of the big fire losses of this
city." said M. P. Messer of tho Mes
ser Real I'.siate and Insurance com
pany. "Fires aio just like disease; they
should he pi evented, not cured. And
fires, in inv estimation, are signs of
had housekeeping. If people would
watch their stoves and furnaces aftd
lighting apparatus the same as they
watch their poeketbobks from thieves
there would net be a big fire loss. It
is largely cartlessness. The public
doesn't seem to care.
“The building laws of the city It ap
pears are very good and are enforced.
I attribute the fires largely to the dis
interest of property owners, the fires
being ccused by careless and Ineffi
cient employes and servants left In
charge of picrataes. Both residence and
store owners are responsible on this
score. I believe.
“Of course, the fire department Is
not large enough for the area of the
city. It is simply impossible for It to
cover the tetrltory. The department, Ii
believe, is efficient and well equipped, I
what there la of it, but there Isn’t
enough."
v
• V‘i '■ ■ ‘T, yr ' - .
I.s*- . «V«:- • . . .. * ■ . v ■ * •
E. T. Mosely Is Slightly
Wounded When He Re
sists Highwayman
E. T. Mosely, a huskster who resides
at Route No. 2, East Lake, was held up
by a negro about 3 o’clock yesterday
morning at the Alabama Great Southern
railroad cijossing and First avenue and
shot in the shoulder. Mr. Mosely suf
fered only a slight wound.
According to Mr. Mosciy the negro
stopped him and said he wanted to buy
a watermelon. While making change for
the negro a gun was drawn and when
Mosely looked up he found himself star
ing at a pistol in the hands of the ne
gro. He grappled with trie robber and
was shot in the struggle.
The negro escaped, but dropped the
stolen purse and it was recovered by the
officers.
RADCLIFFE TO MEET
FAIRCHILD TODAY
Will Coiner on I'roposed Sightseeing
Tour Over This District of
Local Hotel Clerks
W. C. HadolllTe, general secretary of
the Chamber of Commerce, and Leslie
Fairchild, assistant manager of the Tut
wiler hotel, who is also president of the
local chapter of greeters, will have o con
ference this morning in reference to the
proposed sight seeing excursion of the
hotel clerks of this city. It wa* an
nounced Informally yesterday by P. G.
Shook, president of the Chamber of Com
merce, that he was very much Interested
In the proposed trip over the district and
would give the proposition all the encour
agement possible.
Mr. Fairchild and Mr. Radcllffe will
work out the preliminary details of the
excursion and will call a conference of
local men to be held perhaps tomorrow,
at which all arrangements will he made
It is planned to have at this conference
representatives of the Fairfield Chamber '
of Commerce, who are Interested in -very
movement looking to the boosting of that
city.
After the conference between Mr. Rad
cliff, Mr. Fairchild and others Interested 1
In the proposed excursion, It Is stated 1
tliat a detailed programme will be an- 1
bounced.
Negroes to Sing Tonight
The Tuskegee Octette and Glee club ,
will give a recital at the Sixteenth Street
Baptist church. Sixteenth street and Sixth, i .
avenue, tonight, for the benefit of the | :
Booker T. Washington memorial window !
In the Sixteenth Street church. The Tub- i
kegee singers will appear under the aus- I
pices of the local Tuskegee club ol' which f
E. L. Snyder is president. Special seats i
will be reserved for white people.
-• (
‘ • ..1
* 4 i
4 Benefield Succeeds Nuauellee 4 i
t N. W. Benefield of Bear Creek has 1 t
4 been appointed deputy revenue col- 4 ]
4 lector by Collector J. D. McNeal. ac- 4 1
4 cording to an announcement yester- 4 ,
4 day. ‘lie succeeds James Nunnellee, 4 |
4 former recording secretary to the-- 4 ,
4 governor of Alabama. Mr. Nunnel- 4 ,
4 lee In future will be attached to the 4* .
4 start of the Tuscaloosa Tlmes-Ga- 4 ,
4 sette. 4 ,
4*
•
Superintendent Ross Makes
$25,000 Bond and the
Operations Are Turn
ed Over to Him
BILL AVERS COMPANY
IS UNABLE TO PAY THE
INTEREST ON BONDS
Vppointmcnt of Receiver. Pending Re
organization of Property, Said to
Be Absolutely Necessary.
Judge (irubh Takes Ac
tion'After Hearing
•
On a bill of complaint tiled by Thomas
\' Hall of Camden, N J.. in the United
States court directed at the Birmingham.
Eusley and Bessemer Railroad company;
l W. Ross, who from the beginning has
been in charge of the operations of the
railroad, was appointed receiver of that
line by Judge W. I. Grubb ut a hearing
held yesterday.
The general creditors bill filed on be
half of Air. Hall and of any other creditor
of the defendant who may beodYno party
t<> the litigation, avers that th<% company
proposed to make default in the payment
of $65,000 semi-annual Interest due Sep
tember 1, on its bond issue, and that the
read is unable to pay the interest on its
bends and continue the pmfitable opera
tion of its line. 'It is also averred that
there is a first mortgage outstanding in
favor of the Equitable Trust company of
N. w York, securing an Issue of upwards
of $2,500,000 of bonds and thaf^he default
in the payment of the interest would
render the mortgage subject to fore
closure.
I)__•_a*_ t _ vr_
The bill further stated that after de
fa’ ilt it would be impossible for the rail
road to continue normal operations, atul
that its funds ami assets would be ho
Interfered with that the appointment ol
a receiver, pending a reorganization of
tin property, was absolutely necessary
foi the preservation of tne property and
its continued operation in the service ot
the public.
The bill was presented to Judge Grubb
ami iff ter a notice to the various parties
in interest, anti a hearing, Judge Grubb
reached the conclusion that the appoint
ment of a receiver was necessary and
forthwith appointed General Superintend
ent I. W. Ross.
The order appointing the tecelver directs
the latter to preserve, manage and op
erate the railroad, directs that all neces
sary expenses of operating the railroad
be paid, and that all the wuges and
salaries of employes of the company in
curred within six months preceding the
date of the order be discharged. It spe
cifically enjoins the railroad company
and Its officers, directors 'ind agents from
Interfering in any manner with ttie opera
tion of the property. The bond of Mr.
Ross was fixed at $25,000, which was made
and the operation of the road turned
over to him.
When interviewed shortly after his ap
pointment as receiver, Mr. Ross said:
"The service will continue without in
terruption and every effort will be made
to lake care of the patrons of the line.
The impossibility oi completing the sys
tem and melting necessary extensions,
which became certain !n the spring, has
made the reorganization of the property
inevitable. The average passenger haul
is in excess of six miles per passenger,
and while the public has patronized the
line liberally it has become more and
more evident that the construction of
laterals and extensions would be neces
sary to increase t lie revenue of the line
sufficiently to take care of the high cost
and long mileage haul of the trunk lines.
Preparing Financial Statement
"A complete financial statement brought
flown to September 1 will be finished by
►he auditors immediately and made avall
ible to all parties Interested. The com- 1
puny has taken care of all liquidated and
jndisputed liabilities outstanding to Bep
:ember 1.
"Every effort will be made to continue
he service in a high state of efficiency
md to deserve the generous support of
he public that has been given to the
mterprlse during my connection with it
ls an operating company. ’
Mr. Ross has held responsible execu
ive positions with the Memphis Street
Hail road company and with the Mobile
-right and Railway company, leaving the
utter concern to come to Birmingham
m September 1, 1912, to begin the pas
senger operation of the Birmingham, Ens*
ey and Bessemer Railroad company,
rho first cars upon the system were op
iat'd under his supervision on Septem
ber f>. 1912. y
The hope is expressed by those who
ire familiar with the condition of the
uoperty that the receivership will be tem
>orary, and that a reorganization will
»e effected on a basis which will make
lie necessary extensions and a comple
ion of the system possible.
Th» following extracts from the report
>f the president of the company, issued
inder date of August 26, 1914, will be of
nterest: t
v ut ■ i rBiueni
■To i he Holders of the Securities of the
Birmingham, Kneley and Bessemer Rail
road Company:
"An audit of the accounts of the tum
>anv and a complete financial statement,
Ihowing the cost of construction and the
treseiit financial status of the company i
tas been prepared: and duplicate sets of
he S' hedules and accounts showing every
expenditure, are on file at the company's
> If Ice In Birmingham, and In the office
>f the president, Morris building, Pliila
lelplila.
"The acquisition of all fmchlses, prop
rty and equipment, and the construction
If the railway have been accomplished
nidei the construction contract with the
ride water Construction company, dated
dni-ch 20, 1911, under which the railroad
■ompany agreed to deliver to the Con
itruetion comlKiny certain of the com
mny's securities for the acquisition of all
lecessnry franchises and property and for
he i'instruction of power houses, sub
tations, equipment, and 48 miles of track,
ompleting the company's system in the
Birmingham district from the eastern
orporate limits of the city of Blrming
lam to Bessemer, Including a freight
nd passenger loop diverging from the
naln line at a point near Woodlawn,
hrough North Birmingham and Pratt
ffty and entering the main line near
Snsley. After the exeautlon of the con
raet it became obvious that the con
traction of the. proposed freight loop was
nadvisable, and It also developed that
lectric current could be purchased at
ates which made the construction of a
lower plant inadvisable. In other lmport
nt particulars the plana in contemplation
then the construction contract yas en
4 t'wMIaued mm Page Ktovau)
KINDLY separatee
and a wide ocean
terminating havoc of one qi
possessing a chosen country, wit
our descendents to the thousand
generation.
Acknowledging and adoring an]
dence—what more is necessary to
and prosperous people.
---Thomas Jeffei
AmericanTrusiMa
OF HEAVYFIRE LOSS
Experts of Underwriters’
Association Will Remain
Here as Long as Necessary
JOINT MEETING
HELD YESTERDAY
\ _
Conference Between Insurance Com
mittee of Hoard of Trade and Engi
neers—Not Here to IHscuhs Kates,
But to Ascertain the Causes
Engineers for the Southeastern Eire Un
derwriters’ association will he in Birming
ham until they have made a complete
Investigation of the causes of the fire
loss in this city. They will he here six
weeks, if necessary, time being u second
ary consideration to the securing of the
facts. This developed at the meeting yes
terday of the insurance committee of the
Board of Trade with the engineers.
The three engineers who remain in Bir
mingham are F. G. Topper, assistant
•hlef; W. I). Cates, chief Inspector, and
II. S. Jenkins, city inspector. They will
t»e joined next week by G. F. Rutzler and
the four will remain in Birmingham un
til they arrive at the root of the reason
why fire underwriters are losing money
n Birmingham territory* Chief Engineer
A. M. Sehoen, who attended the meeting
it the Chamber of Commerce yesterday,
•eturned to Atlanta at 12:15 o’clock this
morning.
1. F. Young presided over the meeting
it the request of Chairman A. VY. B.
Johnson, of the Board of Trade fire in
surance committee. Mr. Young has been
yery active in the fight being waged b>
;he Board of Trade to have the recent U
:>er cent increase In rates rescinded, and
t is thought this was the reason Mr
lohnson asked him to preside.
DEM
Suitor, MM
Serif®
•i LOVE \Wm
KLA*|
Urol her <>l K bidHggjfJ
Kill Daiilomi.
I >i11 it-ii ll v — I'M^Ggl
Chauffeur M|§||
"I loir her!" Hgl|
■nils was I lie nn^H||l
1 'a "I.. v .-si .T,ia \ ■§1
' " 11 \ i1 s In explam^H^
a nisi HH
' I la Inna at V v nnHI
l‘ ’
'III' IllKlU. and na^H
111 a small .int^P
tli^Hj
duress i I In. it Is , |H|
linndnd alioiit ohlH
0 I 11 "i • II In Imtrntlv^E
’rnnslniw and I'lttn^E
At the time of tli^H
1 li"i n w as a drainal^G
kill him by Angelo
at the kidnaped youi^H
annnin pitnied the
Pneiie. The young H
strained by the offleH
time. V
Stln,,. nf
A ' *»f '
"''Mill.: n.,s i.e, n
'•"»« *» •""! w ill i ; l 111 s
uric sworn oil by
Af« ordinu lo I »etcc tH&jJjffiHPgB
'•Haw . w bo i .•nirn.-,| t'BS||||§|§^
t • »'«*:« v morning : » i' I. • r
1 1' r V Cur (wo
was • • \ <• i i i 11 g.
"YYV lo li mi out 1
I'm ' liaiiir. ilr. Who «I
■saul ln-le< live
ter Working on biui
confess. <|. Mini toll)
ami Ibo girl were.
Hie e 11M il lie ll l' W.l« .!
“III tin police cmrr^Hjj£mflH|
started for lb I"'1,
straight to tile
tbme bad I lie girl
1'"hiiiI her in a mig h t \
'•'ailed l.n il i 111 (O
had gone down the
on an errand BBBBB
“on bis return bp
• apt a fed. ,iu,| lion we
to »i i tnnngliam. but
several hundred 1 taliu^H^^^Bl
tlenionst r.< t i.mi against ^BpJSH§|
w ere all friends of I
Hi' S saw no |.articular
fact that lie bad slide
the point of a. pistol
nails goi away u il
lions trouble, and the^Kg|jMj!j$
turned over to Mrs. Se»^BR||B||
I’aidoiio was placed in
“He readily admitted BB|1|B|R
to us. He saffl that
havi? got to Ilia gun lie ''^B^pSfil
killed the girl and him8^Bg|£ .J
lain# captured. His
for everything was 1 luH ^BI|S|||
tiie girl." ^BBB|i
The Young ''‘c,‘B||lR
In Mrs. Sea right’s of fie.
ifternoou Mars Nltalena
»albet ic appearance. Her Billie
Hiilsed ami reddened fron^^^^B
•lying. She could not ta,^B|fifi§
md could only remain sturii^B||||||
ml of a window f-om her h^HBfE
iltIon in a swinging arin<'lu^B
i lime she was taken to hci^HBfl
ler brother. l|ll§tll
According to Angelo V'ii.^BB||
lister bad consistently rMm l.s^B|||i
cut ions of Tony Daidono lu^Bglli
ew months. Only last ^BglJ
uotheV asserts Tony offered ^BBB
he girl and was 1 ml ignan ll >^Bp||
Haidono was transferred ^B|J|
ounty jail last night on JB1|§§
lunging assault. ^Bf§|
*
.as been noticeable within the
u days He urged that Hirm^^H
laims lie heard before a comi^^B
be luderwriters' association. ^B§||
The meeting closed by Mr. You^B||
insuring the engineers of the (^B§§
Ive spirit which pervades u,l,^B|l
leople. *|BB
Tin . ngiueevs were entertamec^BB
icwspapcr club at lunch by the^Kgj
mranee committee of the Hoard o^BH
Ymong those present, besides the
ee, were Hubert YV. Kwlag, Forn^Bfj
*hief A. V. Bennett. Manager H(^B|
be waterworks company, Fire HkiHS
lleton, R. A. Brown, J. D. Coll^Bl
V. C. Hadcliffe. &g
It is understood the work of
he investigation of conditions in B^Bl
lam will be divided among the fou^B
leers who are to remain here. On^B
ibly will be assigned to the fire <H|
nent: another will be stationed ^Bj
waterworks plant; still another \^B
latnlllng the shingle roofs, and a^B
MU Investigate the condition of^B
luildings. H
Children CrJ
FOR FLETCHER’S 1
CASTORJ
ino Ui8cu88ion of Kates
At the outset Chief Engineer Schoen
dated that his party was composed of
ngineeiH alone and that the matter ot
•ates would not be discussed by them.
"I am at a loss to explain tlie many
fires in Birmingham, but we are h«^»>
for the purpose of finding out what
the trouble is,” lie said. “Our party
is entirely unbiased; it is simply a
straight-out business proposition so
far as we are concerned. We want
fkvorable facts as well as other facts
which might tend to show the ab
normal fire loss.”
Mr. Young assured the engineers that
t was the desire of the Board of Trade,
he business men and citizens generally
if Birmingham to co-operate with them
n their efforts to find the real under
ying cause of the fire loss. Ho said that
t made no difference whether It was ir
esponsible agents, incindiarles or care
essness on the part of residents, they
v&ined to get at the roal cause and re
nove it.
Manager J. B. Horner of the water
works company promised the engineers
hat his company would do all it coulo
o aid them at amvlng at the right con
tusions. He placed At their disposal
utomobiles belonging to the company
jid will furnish them with data of ull
tlnds, charts, and maps, besides taking
hem for an inspection of the waterworks
ilant.
Former Fire Chief A. V. Bennett, now
with the waterworks company, was pres
et and said that the best way to reduce ,
he fire loss was to reduce the number |
if fires. He said that fire department
lad been made more efficient every year
ind had been extended In size and scope
mtll now It wus almost a burden on the
axpayers. He pointed out that largex
ire hydrants had been ns tailed wherever
he fire insurance people had usked for
t and told also of the installation of
nany such hydrants, even larger than
he specifications called r’or, when they
•ad* not actually been ordered.
Fire Chief Middleton s.ild that he hud
ound some incindiary fires since ids uc*
ession to his present position. He sug
ested that a central agent be appointed
o puss upon all applications for fire In
urance policies. He said that inspecti#m
iow was thorough and frequent, and Unit
he captains at the outlying stations now
nude Inspections often.
Poor Housekeeping, Says Brown
K. A. Brown, president of the Business
ten’s l-eague, save It a* bis opinion tha*
wor housekeeping on tbe part of Bir
liingham mutrons was partly to blame for
be fire loss. Hu said that premises
rere not kept as clean is they might be.
te also stilted that some intent* were to
ilume for over-lnsuriilg oroperty. Ill aonn
uses, he suld, the company was to blame
or not inspectlna every risk. He oon
emned the lax manner of writing insur
nce as well as the fashion of adjusting
. fire loss “before breakfast," saying the
ompanles should take time enough to
Dvestlgute a loss before paying an In
emnlty.
Robert W. Ewing, president of tho
loard of Trade, was the next speaker,
le echoed the remarks of Mr. Young
bat tbe business men and the board
fould co-operate entirely with the engl
eers in giving them facts and figures,
lowever, Mr. Ewing said, the business '
ten of Birmingham are thoroughly 1
roused over the Increase in rates with- .
ut notification. He said that Birmlng
am business men proposed to have them
educed and that If it proved necessary
he legislature would he petltoued to en
•ct a new state law on the matter. He
siitt^ out that a distinct Improvement