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COTTON MARKET IS
MODERATELY ACTIVE Prices at Close on Sc turday Show Little Change From Jrrtvious Week's b inal Quotations How Freeze \ffected Cr p. New York, November 5.?The cotton merket? have been moderately active, the past week, with prices at the close yesterday showing little change lrom last Saturday's Mnul quotations. As a mutter of fact tlie option list here ended lust night at points nd Ciince on November und ?eccmboi t<> unchanged on January and about 2 points net decline on lite later months from those prices, Fluctuations wore confined within a narrow range on mixed trading from last Monday up to yesterday afternoon, with the ex? treme decline at one time of 10 to 20 points. This broke January down to S.87 und March to $.95, while Ma y slumped to 0.0$. new low records for the sea? son and for nearly tin- past three years. Good trade buying offset the Southern selling and bear pressure from New Orleans, Memphis and local traders, and this with seme got?,i Wall Street buying, rallied the market the last two days and closed prices firm yesterday, on the basis of y.u'.' for January, 9.12 for March, and May 9.22, against G.25 for December and 9.US for deliveries during the current montn. The Week's Freer-e uud the Crop There is now little doubt that the crop 1? through making any further staple. Tili freezing weather of Thursday night und yesterday morn? ing, following the previous frosts I along the north.tn edge of the belt, extended into the Interior of the bell from El Paso, Tex., up to Palestine and throughout Oklahoma, Tennessee, and all of Arkansas, as well as Vir? ginia and North Carolina, and the northerly districts of Mississippi, Ala? bama and Georgia, with frost extend? ing further down to the central por? tion of those States and Louisiana. While no great damage has actually resulted from thejc conditions, thoy have been sufficiently severe on the plants to prevent further production of bolls, and nothing but the more matured bollB left on the plants can now be expected to develop. The top crop Is all open in the fields, with, the exception of these bolls, and if ' rainy weather should set in, followed ! by another cold wave, the top crop | could easily turn out so disappointing i as later en to force a considerable modification from the present ex- I tremely bearish views and excessive 1 crop estimates. The convention of the Governors of .Southern States at New Orleans has received only passing at? tention fioni the cotton trade, and has ha,i little or no Influence on trade sen? timent or the course of the market during the week. Xeit \Vedne?dav"s Ginning Iteport. The prlncial interest now centres In the publication of the next Census iP.ureau"s ginning report. This will cover the period to November 1, and wilt he innounced Just before the opening of the market on Wednesday. November S. It should show a little over 10.000,000 bales ginned, as con? trasted with 7,710.000 bales for the lust report to October IS, against 7, .'H5.953 to November 1 last ycur, and 7.017.849 in 1905, and 8,191,567 In 1S9S, the previous lsrgest ginning tlcures for the period on record. For over a week Southern operators have been selling the option list on the expec tatlon thai the publication of this re p< rt would l?rcuk prices below s 1-2 cents, and other large interests have been waiting for it, in order to uccu ntulatu cheaper lines ol cotton con? tracts for a prospective speculative I or Investment holding for a long pull. I The argument of the bears Is that this amount of cotton ginned to No vembcr I represents less than 65 per cent, of the crop, und that the total yield, therefore, is over 1S.600.00U bales. In conservative quartern It Is, however, believed that it Is under 14. 500,000 bales The extreme bears, Who are predicting ? cent cotton, on tho other It.ui<i. Insist that only Gil per cent, or the crop has been ginned, and therefore by thest statements they attempt to jus tit) 111? ? rldh ulously ex? cess i\*e view that the crop Is consld erubly over l?.OOt'.oOn bales The oldest experienced cotton men. howevr. believe that the history of this crop will show it developed earlier and has ?been picked und gintn <1 more rapidly than any other on record. The Journal of Commerce crop report of Wednesday estimated the amount of the i rop picked to the average date of October as 76 pet cent., an amount unequaled in any previous record-breaking early har? vesting period since the 70 per cent, picked to that date in the crop of 1004. which Immediately followed the fa? mous Sully bull movement and cotton famine period of 1003-3. Movement of the Crop. The movement of the- crop into .sight this week has continued on the heavy scale of over 100,000 bales per day from plantations. Thus the amount brought into sight to the close of business yesterday approximated 672,000 bales, against 660.000 last week. 5S2.000 last year, 566.000 In 1309. and 690.000 In 190V This makes the total amount of the crop brought into sight and actually marketed from the opening of the season on Septem? ber*! to date. 4.664.000 bales, against 4.0S3.000 the same time last year, and 4.405.000 the corresponding period tho previous year. While the movement of the crop has been heavy, purchases by the world's spinners and spot dealers have also ? continued on h liirge scale. with spinners' takings this week estimate*! a) over IOO.O0U bales, against 350,00(> last year. Therofori., the Increase In Die visible supply of American cotton for th?: week is about 271.000 "bales, ogainst an increase of 196.U00 last year, with th- prevent world's visible supply or cotton now standing at 2,003.000 billed on the tiRiires of the New Tork Cotton Exchange, against 2,642,000 last year, with spinners' takings from Septem1 ber 1 to date apt roxlmatlng 2.402.000 bales, against 2.225,000 for the cor n iponding period list yenr. Tho lowneS8 of the price of the staple compared with th" last two years, when those crops both averaged about 14 1-2 cents for middling, as contrast? ed with the present quotation of about 9 to 9 1-4 cent!* is so attractive to the spinning Interests, there is little doiiht they will continue large buyers and Increase their takings for in? vestment or surplus holdings in the event of further declines. STREET SENTIMENT BECOMING HOPEFUL Now York, November B.?Through many weeks of depression in the stock market and uneasiness over the poll tical and industrial situation, .Wall Street gave itself over to gloomy fo,-e- , bodf ngs. Trade was shrinking, stocks werf ? falling and the future of the great j corporations were regarded as un? certain. Last week witnessed a j chance. .Sentiment became more hupe, ful. Trading in stocks increased and ! the most rapid and extensive advams i of several months was achieved. Of the several Influences which | brought about the change, probab!> j the most potent ,was the qualified ac j ceptancc of tire ' A diet -lean tobacco reorganization 'plan of thi At- , toracy-General. .Stock market opc-ra- I tors Jumped to the conclusion that 1 this action foreshadowed approval by I the courts of the plan, with the safe? guards Insisted upon by tit.- govern? ment. The deduct.on was made that, fhould the dissolution suit ugalnst the- United States Corporation, or sim? ilar suits which may be Instituted against other large corporations, he decided In favor of the prosecution, reorganization will be posslbl? lipon the general lines laid down In ("?? American tobacco case. Especial |n-.| terest attached to the fixing of 40 pet j DRY GOODS REVIEW New York. November 5.--Trading in I cotton goods Is still moving along con- ' ?ervatlvely. Many of the lnrgc mills , arc now fairly well covered with or? ders for th.- balance of the \eai Lowe? prices are on effective stimulant ?->; trnde in gray goods and converters and printers h.iv been ontOrlnu contracts Kall River sold 220,000 pieces of cloths during the week, of which l 10,000 w .-? for contract delivery. Several e.f i ? converters have beeil placing contra :ts An bpee.ally cloths, and the Impression is growing stronger that rii'lues iir< near or at th< bottom of mhnj staid ? numbers. Jobbers are still out of the market for anything save Ih? u.u i'cquji d for Immediate distribution, but ii,. steadiness of filling In business causes the movement of merchandize to ns sttme very satisfaetor; liropon ? . Lees comrdalnt Is heard of the col tune of the bustr.css. but the margin ..f profit is close. If fine and fai Hons duplicate orders foi spring are coming along so slowly that koiik of the sprclalt> mill) ar- shutting down looms. On the oihoi hand, ?orm of the heavy goods mills er. Htcadll) 11 . creasing th<ir forward business. I'm ^Eastern trade. Is at standstill, but miscellaneous buying foi export Is good The resumption of .... ?> ,. mills as a whole lias Inen tatd the demand for actual cotton and i* i ;.e:. ?lstence of resistance to furthei e. t ton declines is caualug some buyers te feel that cloth values w ill in i ... lower for a time. OPKN AN ACCOUNT WITH The Union Bank of Richmond 1107 RAST MAIN SIRE V.T. 11.00 MARKS A START ? FKit CENT. INTEREST I_.-? rout, of any particular lino of the tobacco business as the Justifiable limit of control. The first coucre'.o example Is thus given of the Views of the Department of Justice as to the percentage oi the countries business ill any one branch in which combina? tion might extend without eontrav-Mi ing the provision of low. The earn? ings of the United States Steel Cor- j poratlon for the third quarter exceed ] ed all expectations. The character of the report was it strong influence in bringing about a more cheerful feel? ing. Reports from the steel traue were more cheerful. The weather has stimulated business! especially in the West. The tendency ; to conservatism, however, Is still .?.;>? : parent. The November money settlements r'-- ! Miltfd In the advance of call money lo 3 per cent, for the first time sine? .lunuury. The rates soon relaxed, how- J ever, and discount rates abroad nil off in spite of the heavy demand there I for the November settlement. Th ; settlement of the Moroccan question emphasized that tendency. It is riot ' improbable that the conclusion r>i this i agn nrnent will release large sums "f' jhoney '*? which have been hoarded In France since the war scare, and that repayment to American lenders will follow. Willi the present ease at ' money here, however, .such a move ' I means little more than the prospe t I of piling up idle funds. GOES TO SANATORIUM Knitter sbi-rniim'* Strangle t ?> ItelaiU Men nil I iienltit-N Fall?. I lSpecial to The Tlinos-Disputch.J | Boston, Mass.. November ... i tie Itev. I Thonia* Kwln'g Sherman, the Jesuit preacher, son of Uolie nil William t. cumseh Sherman, has been committed j to ('J,, lienr) Sled man's sanatorium | |ui Jamale.i i 'i ii I it. after a long strug-j j Bl to retain the urn: of his in-nt.il I I faculties. Tb? rci|uesl for commit, iitenl signed by one of Father I Sherman's relatives, and his attendant i phi siela hi. About a year ago Father Sherman ; w ? m iiisiiiu In California, and attempt .??I subidt. Il> Wut Placod under pri ! Vat< treatment, and strong hope was | entertained fur bis recovery. For tho I I'll ' I 1 wreks he has hern In one of J the Ilrookllpi Sanatoriums. ? WORK ADVANCES RAPIDLY u r< eu ?i tlninr Nenrlj Itruil) fur I'lllul I nxfii-el Ion. Havana, November 5.?The Isat I Kluges He work of uncovering and (xamutliiK Oie 0( ttie Maine ure "ow itdvunclng iVlth great rapblllv. lUtirlna lb. coming week It Is ex? pected that the .xpioiatlon or Hie bot j'"in irntrxid.:.- <?! the >.hlp in tbo. |m. I!.'"*'< vioinltj o| tho explosions win be completed sufficiently tu enable Him ictigincoi board to give the required I six days' notice to the board of in i ?.? at Washington that every ? iblng i> ready for tb. :lnal inspection "f the wreck. All indications dontlnuc to bo strong lj confirmatory of the niuiiugH of the Sampson board ..f inquiry thai the. destruction of the Maine w?h ,iu. to tin exterior explosion. to "' ??""?i explosion. i.i.l.l \ tr_. ... . ... . '.1 n"kb<-i Found in Chlckca Soup. Seymour, Conn., November fi ?a gold I nugget of considerable size Is on < \. ! hibltlon h'-re to-day. having been : ill in the crop of a chicken killed I yesterday :.t .? local restaurant. When) j the nugget cams (rum is not knewn. GENERAL TENDENCY IN WHEAT DOWNWARD Declines Sharply Under Free General Selling. Affected by Abundant Receipts ana Talk ot G vernment li.ve-tigati n in Lhic gx I New York. November 5.?The general tendency in wheat during the ilrst half of ihe week was downward. There were reports of a better iiiltliui; de? mand, and this was coupled wiin an Inaignillcant increase In the visible supply, but free* general selling on the continued heavy receipts at spring wheat primary points sent prices on' At Minneapolis and Dulutll the ar rivals were nbotll double the receipt! In the corresponding days last year During October the two points re- j i-elvcd 20,101 cars, as against I 1,711 ; u year ug i European markets wore influenced to a lurge degree by the heavy III- ! crease In the visible supply and kite : favorable weekly crop summaries, par? ticularly from Australia, where rains . hai*o been beuellclul. Crop reports from Argentina were also good, and ; it is claimed thul the new crop will j begin to move from that country till- ! usually early. The downward trend i was checked by the unexpectedly light i Increase In the world's available sup- t ply, 6,029,00J bushels, against 13,341,00? ! bushels a year ago. Weakness was j most striking lit Chicago, where, it i was alleged, holders had becomo . anxious to unload, partly on vagui tumors that the government was con- ! templnting an Investigation as to the concentrated holdings in that market Wenkiirsf? l.nter 111 Week. In tin- last half of the week there was further striking depression, prices in Chicago declined in an excited mar? ket. Traders were nervous, the break being almost entirely based on em? phatic rumors respecting the possi? bility of a government Investigation. While this was calculated to create nervousness and unsettlement and to restrict trade, it seemed, in the judg? ment of conservative dealers, scarce? ly sufficient to warrant such marked weakness as was seen. I'rlces In Chi? cago are no higher than elsewhere in (Iiis country- Kor a long time niII lera at oiitsido points Iron) ua UU" South ua Louisville liuvo been buy? ing wheat in Chicago. it lb true Hut Europe has not been buying any note? worthy nun .litte? here, but this Is largely owing to the fact that cheaper wheat cuti be obtained In oilier ex? porting countries. Europe would take spring wheat from us. It we bad any to j-pare. Cable advices have been somewhat discouraging, especially from Antwerp, where the market IS largely Inlluenced by the favorable outlook m Argentina. .Manitoba wheat prices have held up surprisingly well, owing largely to a fairly brisk ex- i port demand. Steady Tone to Corn. Coin bus ruled remarkably steady in the race of the depression in wheat, 11 has weakened very little under fair? ly free selling, prompted largely by j better weather in the West, where il j has been clear and decidedly cold. As I a result, It Is the gcnerul impression that farmers will soon begin to mako larger deliveries to country stations. This is greatly desired because at present business Is restricted by the insignificant supply, und the high prlccit current, especially for old corn, which has become extremely scarce. Business in cash lots is almost at a standstill, practically all buyers hold? ing back, as they expect lower figures as soon as the new crop begins to ar? rive at all freely. Exporters have shown a fair degree of Interest, and haVo taken moderate? ly large quantities of new to arrive, mainly December to March, Inclusive, I at approximately ID cents per bushel less than quoted for old on spot. Tl e comparative steadiness In corn was partly ascribed to reduced crop esti? mates, the total now being placed at slightly over 2,600.000 bushels, against 2,759,340 000 bushels, accord? ing to the laat government report ] TRADE IS AWAITING REPORT ON GINNING New Orleans. La., Novembor .">.?The tlrst purt of this Week i?\ the rotton market promises to he as ?tuiet as last we. k was. chiefly because the trade will be waiting Ott the report on ginning by the Census Bureau to No? vember I. This report will be pub? lished Wednesday morning. The mar? ket anticipates figures somewhere be? tween 9,000,000 and 10,000,000 hales After the glnners returns are known the trade probably will devote atten? tion to the November spot demand. No? vember usually Is a dead mouth, but the bulls have claimed much for It' this fall, and It Is said that freight: engagements are large enough to war? rant the assertion that exports this month will be big. Apparently eon-; firming this opinion is the rumor thutj ocean freight rates will shortly be ttd-j vanced. Early In the week reports are ex-| peeled as to the effect on cotton of; the e'old snap, but it is not probable that these will affect prices to any great extent. The Chinese situation will be close-j ly watched because of the many re? ports of cancellation of orders of' cloths by Chinese importers. These cancellations, It Is claimed by Ihe bears, have become an item of importance to many .Southern, mills, as well as to the mills of Lancashire, and it will na-j turully b-: claimed that cancellations. WANT RULE LAID DOWN Manufacturer* Will Alk l.nw Govern? ing Conduct of Interritnlt' HiisincMM. Chicago. November ?The Illinois Manufacturers' Association, appoint-, cd a committee of twelve, repre-, sentlng all sections of the country, to draft a hill for presentation to Con? gress at iu forthcoming session that w'ill clearly lay down a rule for the conduct of Interstate business, the pro visions of which will he equally fair, to the men who furnish the capital, the consumer and the wage-earner. The resolution adopted, which pro? vides for the drafting of the proposed bill, declares: "There exists a necessity for ascer? taining tlie true economic value of In? dustrial combinations to determine whether the Sherman antitrust law, enacted twenty years ago. Is still an .? ionomlcally wise and statesmanlike statute, and to decide whether big bus? iness Is to continue, and, if x>. under what rules and regulations it must he conducted." The committee Id composed of Charles Plea Chicago; i.averne W. Noyes, Chicago: Richard Olnev. Bos? ton: R\ O. Watts, Nashville. Tenn.: Louis l>. Brandels. Boston: Or. Arthui' Httdley, Vale University; Samuel Un termyer, New York: Murdo McKenzie, Trinidad, Col.; Clark V. Howe!), At lanta, On.; .lames .1. 1 nil, St. Paul, Minn.; Rudolph Spreckels. San Fran? cisco, nnd John vVanamnker, Philadel? phia, ar.- ?<ii the Increase, if the rebellion In' China grows to larger proportions. j Cables front Shanghai on the week CIlO sab! that business in cloths was not good. The time is fast approaching when' the more serious crop estimates will come out. The government ?stlmate Is less than a month away, and by the. end of this week several Important] private guesses ought to be published. They may have considerable influence one way or another, on the course ofi prices. MEASURING WATER SUPPLY | Amount Available Will He Gauged by Snowfall, Washington. November 5.?Accurate forecasts of the water supply avail? able for agricultural and commercial purposes during spring and summer months us a result of the previous w,lnter snows will be made within two years from this time. This was the prediction made to-day by Secretary of Agriculture Wilson, in speaking of experiments which the Weather Bureau Bureau has 'been making for sonic time. ?'The Weather Bureau has been mak? ing systematic measurements of the. amount of snowfall In the mountain regions in the West," said the secre? tary, "for the purpose of determining is accurately as possible the amount of water available for agricultural and commercial purposes during the en BUlng spring and summer months. "In connection with the study of snowfall and its consequent run-off, a *>ystematlc snow survey was begun In the watershed of Maple Creek, near Springville, Utah While the work was experimental. It Is thought that within two years sufficient observations will have been obtained to permit of ac? curate forecasts of water supply from the winter snowfall. "The system also can be extended to other and larger projects, and the ti-ork will be limited only by the amount of funds available for the work. The preliminary campaign In the Maple Creek watershed has re? ceived hearty commendation from farmers and engineers." FOURTH CAVALRY REUNITED First Time the Itrglment Hhm Bern Together Since the Civil War. El Paso. Tex., November ?.?Vor the first time In nearly fifty years, since the close of the C ivil War, In IRCS, the entire Fourth Cavalry is now in camp tinder Colonel E. '/,. Stoever. During the nearly haif-century the various troops have often been within- a few miles of each other, but the return of Troop F from Marathon has Just brought about the reunion of every man In the command. A big reunion dinner is to be served Thanksgiving Day. I We Are Pushing For business. No mistake about that. And we be? lieve YOU will like to do business with an institution it hat is on the lookout for business, for you know that there you will always be welcome. Personal and inactive accounts, subject to check, receive 3 per cent, on daily balance. Will the reader, whether he lives in or out of Richmond, accept our oft repeated invitation to open an account? Virginia Trust Co. Travelers Building, 1106 East Main Street, RICHMOND. VA. Capital paid up in cash.$1,000,000.00 Assets, over.. 2,400,000.00 Deposits have increased over 1,000 per cent. In two year8. t BARES DUAL LIFE; WINS $500,000 Mrs. Sarah V. Phipps Proves Husband, Thought Poor, Has Million' in Seattle. Scuttle. Wash.. November; f>.?A str?ng?- talc of the dual life of Luther Phipp*. us related In Judge Tall man's court hero, won his first wife, .Mrs Sarah V. I'hlpps, an uward of nearly ? uOO.UUO. Mm, I'hlpps caine from Chicago to sturl the But) which unmasked one of the wealthiest men In this city. She was married to Mr. I'hlpps In Chicago, and In is'jl he sent her with Hulr children to Ifiurope that the chil? dren might receive a musical education in France and Germany, Previous to this Mr. l'hlppn. she averred, had been strangely absent from home for lonu periods. She had to remain In Km ope live years with the children, Tor, al? though he kept her supplied _ with enough to support them all comfort? ably In i-.urope. he refused to send her sufficient money for the return trip. When she got back she found that Mr. I'hlpps had a second wife, al- , though he had never gone through thei formality of getting a divorce. The llrst wife obtained u divorce and all- ! inunv of a few hundred dollars, Mr. I'hlpps insisting that he had but liltlu j money. Recently Mrs. I'hlpps No. I learned that he ha?I been worth Tl. ini?.?uo In 1S9G. whin she was still his wife, the property he then ow-ned In Seattle being still in his name. Not only did Mrs. l'hipirs establish her right to nearly loUO.ooo. but in addition Mr. Phipps has been ordered to give an accounting of the Income ot this property for twelve yours. During the trial It developc? that tha second Mrs. Phipps Is In * ranee with a child of the second marriage, who is receiving a musical education, and that the second wifo is plaintively writing and begging for money with which to return home. The first Mrs. Phipps will return to Chicago. Sh<5 has the custody of their children. The Confederate Museum TWELFTH AND CLAY STREET*). OPEN 9 A M TO 5 ?. g fyotcls. Table d'llotr Dinner? Snturdnr and Sunday evening;*, (I in tl o'clock. (11.60 raeti. THE JEFFERSON Richmond, Va. The most magnificent hotel In the South. European plan. Rooms single and er. suite, with and without baths. Spacious sample rooms. Rate. $1.50 per day and upward. SteucoajDs._ Richmond & Petersburg Electric Railway I'nra leave Manchester. Seventh and Perry Streets, for Petersburg: ??, 7. 5. ?9 10. 11. "12 A. M.. 1, 2, ?3. 4. 6. ??5:15, ?6. 7, S. *9 10 P. M. 11:00 1*. SI., for Chester. 12:0? midnight for ] Petersburg. Cars leave Petersburg, foot of Sycamore Street, for Manchester: |i;16, 6:35. *?7:1S, ?7-.S5. S:3i, 9:35. ?10:35. 11 :S3 I A. M.. Ii::?. ?1:**. 2:35. 3:30, M:J6. 5:30. 6:3.'.. ?7:35. 8:35, 9:15, ?10:10. 11:10 P. M. (Dally except Sunday and holidays. ?Carries haxgat;*- and expres". ??Limited, except Sundays and holidays. All cars from Petcmburg connect with cars for Richmond. SOUTHERN RAILWAY! TRAINS LEAVE RICHMOND. I N. B.?following schedule figures published as information and not guaranteed: 6:10 A. M. ?Dally?Local for Charlotte. Dur ? ham and Raleigh. 10:45 A. M.?Dally?Limit ; cd?Kor all points South. Drawing Room j Buffet Sleeping Car to Asbsvllls, N. C. 3:0? P M. Ex. !..<?:.: for Durham and In- I I termedlate stations. 6:oo P. M. Ex. Sun.?I I Keysvllla Local. 11:11 P M.-Dally?Limited ?For all points South. Pullman ready at I 9:30 P. M. YORK RIVER LINE. 4:30 P. M.?Ex. Sun.?To West Pt., connect- I hue for Baltimore Hon.. Wed. and Friday. | 6:00 A. M. ? Ex. Sun. find 1:15 P. M.?Mon., Wed. and Krl?Local to West Point. TRAINS ARRIVE RICHMOND. From tho South: 6:5o A. M., 8:05 P. M.. dally; 6:10 A. M. Ex. Sun.; 12:53 Ex. Sun.: 2:00 P. M. dally. From West Point: 9:50 A. M. dally; 11:35 A. M. Wed. and Frf.; 4:25 P. I M. Ex. Sun. S. E. BURGESS. D. P. A., 907 K. Main St. 'Phone Madison 272. ! RicbM, FreflencislJ'g & Potoiac R. R, TO AND FROM WASHING TON AND BEYOND. Lou vo Rl(jhii?onil ?4.50 A.M. t'.jrd si.Mb. ?5.1? A.M. ?Sin Si. S lu *6. OA.M. BjrdSt.Ktl ?MM A.M. Main Ht. Sta ?V Pi A.M. II) rd St. tits, MJ.ol noonBjrdSt. Sta tl.OOP.M.Iljrs St. Sta (4.15 P.M. Klbs Station ?5.16 P.M. Main SL Sts ?8.20P.M. HrroAlt. HU Arrive Riohinond ?7.50 A.M. Bird SI.Sta. :?! 1.26 A.M. Klha Ststlo?. Tt 1.35 A.M. II) ri Si.su. ?I. Ii P.M. Mai ri St. sta. *t.ii P.M. BjraSt.Sts ?7.25 P.M. It) rd St. Sta. ?0.10 P.M. Byrd St. Sts. ?9.40 P.M. Main St. Sta. ?11.05 P.M. Main St. Sts ?12.5 t) night Bird St.Sta. ACCOMMODATION TRAINS?WEEKDAYS. I rare B/rd St. Sta. 1.30 P. M. for FrederlcksbDrg Leave Elba Sta. 7.50 A. H.,8.30 P. M. for Aabland Arrlre Bjrrd St. Sta.8.25 A.M. from Predrrleksb'g Arrive Elba Sts.6.80 A..M.,6.30 P.M.from Aaliluoc. ?Dallv. tWcekdsvs, ^Sundays oaly. All trains to or from Byrd Street Station (except trains leaving 4.50 o. m. and arriving ta.jo night) stop at Klbs. Tim* of arrivals and departures not guaranteed. Read ths signs. j Norfolk and Western Railway ONLY ALL It AIL LINE TO NORFOLK. Schedule. In Effect October i. 1911. Leave Byrd Street Station. Richmond. iKOR NORFOLK: ?3:00 A. M., ?3:00 P. M.. ! ?4:10 P. M. _ 1'Olt l.YNVJUBURCS AND THE WEST: ?6:16 A. '?< . ?10:00 A. M? ?3:00 P. M? *9:20 P. M. Arrive Richmond from Norfolk: *11:40 A Mr. ?6:36 P. M ?11:30 P. M. From the Weat: ??:5S A. ?., a2:00 P. M.. bl:40 P. M.. ?4:06 P. M ?9:00 P. M. ?Dally. aDaily ex. Sunday. ;bSunday only. Pullman Parlor and Sleeping Cars. Cafo Dining Cars. C. tf. BOSLEY, D. P. A.. Richmond. Va. W. B. BEVILL^Q:_PuA..TRoanok?. V? i??li?i?Sl? AND ClIES-li'KAKE BAY RAILWAY COMTANY. Schedule of olectrle trains to and from Aahrand. stopping at .inte/medlate stations upon signal: Lv. Richmond (Broad and Laurel Sts.): "6:05. ?7:10,4:10b, 9:10. ?10:10, 11:10 A. at-:'1:10, 2:10, SJO. 1:10b. 6:10, ?:20. 7:10, 8:10b. 10:10, 11:45 MM. Lv. Aahland: ?5:55, 7b, ft. 9b. 10. ??11 Jf M.. *15 M., **?. ? 3. 4. 6b. ?. 7, S. 9b, II PI M. I 'Dally except Sund*?./ "Sunday only. 1 bCarrlea baggage. 1 Bank of Commerce and Trusts Ninth and Main Streets. Capital and Surplus, - - - $325,000.00 Depository for the State of Virginia and City of Richmond. Compound Interest Is added to our invitation to deposit your savings with this Strong, Active Institution. Won't you accept it TO-DAY? \Vc want your Business, Personal and Savings Accounts. Our Although it does not appear in our statement, we have a most valuable asset in a host of fast, constant and devoted friends, who arc satisfied with the treat? ment they receive from this bank. They are at all times, in season and out of season, conveying the fact of their satisfaction to others. We have room for many new friends, and would like to add your name to our list. Come in and talk the matter over with our officers. First National Bank 1104 East Main. Capital and Surplus, $2,000,000.00 1865?Near Half a Century of Satisfactory Service?1911 Virginia State Insurance Co. RICHMOND, VA. Fire Losses Paid Exceed.$5,000,000 Surplus to Policyholders. $241,000 Reserves. $240,000 Keep Richmond's Insurance Money in Richmond. The money you save to-day is your safeguard for to-morrow. Commonwealth Bank National Bank o! Virginia Capital, ? 51,200,003 Surplus, ? $ 600,000 Accounts solicited Ninth and Main Street Why not let your money work for you? We pay three per cent, compound interest on savings. Manchester National Bank Chesapeake & Ohio Railway 7:40 A.?Local?Dally?Newport N'twn. .4:30 A.?Local.?Dally?Ch'vllle. Ex. Sun. Thurmond. tO.OO A.?Express?Daily?Norfolk. Old Point tlO:00 A.?Local?Dally? Lchbg. Lex. Cllf. Kor?*. ?2:00 P.~Exprees? Dally?Cln*-L'vll!e. ? ?4:00 P.?Express?Dally?Norfolk, N. New?. 5:00 P.?Loral ? Dally?N. New?, Old Point. 5:16 P.?Local?Ex. Sun.? Unrdonsvlile. ?5:16 P.?Llc.il? Ex. Sun.? Lchbg, IVauural Bridge. Clifton Forge. ?S:35 P.?Limited?Dally?Ce?.c4ft1t. Chl'go. ?11:00 P.?iExpreas?Dally?Cincinnati. L'vllle. ?Sleepers. tParlor Care. TRAINS A11 It IVB RICHMOND?Local from Eaat: ?:? A. Mi, 7:60 P. M. Through from East: 11:30 A. M.. 6:10 P. M. Local from West: ?'S:30 A. M? 9:60 A. M. and 7:16 P. M. Through: 7:00 A. ,M.. 2:46 P. M. Jarnos River Line: ?*S:35 A. M , 6:16 P. M. ??Dally except Sunday. SEABOARD AIR LIKE. Southbound trains scheduled to leave Rich? mond dally: ?:10 A. M.?Local to Narllna. 1:20 P. M.?Sleepers and conches. Atlanta, Birmingham, Savannah, Jacksonville and Florida point*. 6:60 P. M ?Sleepers and coaches, Savannah, Jacksonville and Florida points. 11:13 P. M.?Sleeper* and coaches, Atlanta, Birmingham, Memphis and the Southwest. Northbound trains scheduled to arrive in Richmond dally: 6:32 A. M., 7:23 A. M.. 6:06 P. M . 6:40 P. M. _____?ttamboa?L_ Chesapeake Steamship Co. BIe nt* ihlpe. "City or Norfolk" aim "City of H-itimore." Equipped with wlreltas telegraphy. Tele? phone service throughout tho ihlp. Slate rooms en suite. with bathe. Prlcae from Tic. to J.! '?- Excellent raeali, :tc. ?JO BALTIMORE AND THE NORTH VIA NORFOLK AND OLD POINT. Leave Richmond Dally via N. _ W. Ry. 3:00 P. M.. Norfolk i:!6 P. M. C. & O. Ry. 4:00 P. M. Delly. Old Point J:li P M. O. D. S. 8. Co. 7:00 P- M. Dally (one day In Norfolk). Va. Na?. Co. ?:J0 A. IL (Monday, Wednes? day and Frldey). Tlckuu at ull otflcti. For staterooms apply to S. E. BUTtUESS, D. P. A.. S07 East Mnln Street. Richmond OLD DOMINION LINE. Lv. Richmond foot or Ash St- dally.7:00 P.M. Leave Newport News.6 00 A. M. Arrive Norfolk.0:00 A. M. Connects with main line steamera leaving Norfolk (or New York dally except Sunday ":Oo P. M. Connections also mit do by N. it IV. Ry. I P. M. and C. & O. Ry. at 4 P. M. Nicht Mne ?teimtr? atop at Claremont to land or receive pusenntri on signal, aud will be mot by hlhl conveyance. VIRGINIA NAVIGATION CO.-Jamea RJyer by daylight for Norfolk and Old Point. New? port News and all James River landings. Steamer leaves Mo. Wednesday and Friday at 7:00 A. M. Freight received for all James River landings. 'PhontMadlaon 174. Main Ticket Office. ?21 E. Mala Street. Baltimore Steam Packet Co Equipped with wireless telegraphy. TO BALTIMORE AND THE NORTH VTA NORFOLK AND OLD POINT. Leave Richmond Dally, tnc'udlng Sunday,-la N & W. Ry. 1:00 P. M . Norfolk ?:M P. M. C. 4Y O. Ry. 4:00 P. M . Old Point 7:10 P. M. O D. b H ce. 7:00 P. U. (one 4n|- la Nor? folk). Va. Nav. Co. ? :? A- M. (Monday. Wednea d.ii and Friday). Ticken at ej' offices. For atatersome ap? ply to H. M. UOVklN, Agent. SJ0 East Ualo B treat_ "HGoing Abroad? Allottment of Accommodation, for spring and summer 1912 received. Make your reservations NOW, before best are all taken up. All lines repre? sented. Phone Mad. SI54. SAM'L H. BOWMAN, Southern Tourist Agent. I White Star Line j I New York?Plymouth? Cherbourg?Southampton. I PAST MAM, ROUTE TO KNGI..ANI) and THE CONTINENT. I The Largest and Finest Steamer in the World. ?TurpisMd" OLYMPIC" 454e24Sfon* Equipment vJ-l A *V 88^ft. Long French a la Car^o-Restaurant, Turkish and Electric Baths, h Swimming Pool, Four Elevators, Gymnasium, | Verandah, Cafe, Palm Court, Etc. 1 WILL SAIL FROM NEW YORK | SATURDAY, DECEMBER 9, noon and Regularly Thereafter , WHITE STAR LINE, g Broadway, New York, or Local Agents!