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SHE PENNIES .(GAINST TIME SCHOOL ENDS Children’s Savings Bank of New York Doing a Really Re markable Work. DOES MUCH MORE THAN INCULCATE THRIFT Pupils, Who Come From the Poorer Classes of the City, Are Thus Pro vided With a Small Fund When Their Time Comes to Enter the Working World —Scheme Has Been Found to Be Great Benefit to the Pupils. NEW YORK. —You remember O. Henry’s story of the little shop girl who worked for 15 a week In the big department store selling the wonderful finery she herself never could hope to own, but who, because the strong face of Lord Kitchener, looking dcwn from the colored print oa the wall of her hall room, had stirred some innate warning too deep for her to understand, had refused to •go out" with the flashy young man who took all the other girls to dinner evenings? 0. Henry called it the “Unfinished Story.” He explained that the fa e of Lord Kitchener might cot always be looking down from the wall, and you can draw your own conclusions. It is to prevent just that sort -of thing—the finishing of those tragic stories, so many of which find their ending daily in a big city, that John L Frua .' has created as unique an organization as can be found any where in the country. It is a school lavings ink — a bank for school chil dren to d p their pennies and dimes Into as insurance against the bondage that shadows those many girls who work for S 3 weekly in the big shops Started by Principal. John Fruauf is principal of Public School No. 14, at No. 225 East Twen ty-seventh street. Briefly, he has es tablished his work on this theory: A gir. with a trade that will earn her a go.-J Ih ,ig is less apt to go wrong than a girl whose wages are insuffi cient ■) feed, let alone clothe and house h r This latter type of girl he points o generally being the shop giri. I A girl who graduates from public •:hcc>l." he says, "has two courses — i n go to work at unskilled labor in a I store for what she can get, generally S 3 io -55 a week, or to enter a trade school, i’r m which she will be grad .j’-'d with the ability to earn a good .ng wage The school savings bank p hav established is intended to sivp children of the poor a chance to Li e enough money to learn a trade, Iwd thus to prevent them from meet |ag-.be fate of the girl in the ‘Unfin- I istcd btory. Long Island Man Started It. I Public School No. 14 is situated be- I t»een Second and Third avenues, in L-e of the poorest sections of the pity Can you imagine the children 1 4 that section of the East side acting Iu depositors in a savings bank, and I tan you imagine what cash balance lath a bank would show after two I Ilk r* When the Need Is Felt. ;^" s ?t *nce? No. you cannot, ' se: hear that those children its have on deposit in unk $10,350.29, you will :nec to laugh. Yet such is the J“ e latter of school savings banks i--ated with J. H. Thiry of Long several years ago. The L,. ' OO r : education adopted reso s Permitting the establishment 5 -ch institutions where advisable, ls 11 ith the way opened, Prin i? j started out to. make such k'.' ' ality in his school. The r-W le d * d was to appoint Dr. -an j Sonnenberg, one of the «tE-^ rs ■ So - active head and ier« CiJer of bank. Dr. Sonnen cur ?veral schemes that had r; ed volved, in February, 1911, > h ' ystP ® That ls gtin in se. h?, IRS was opened formally on tv/ 3 ? ■ ,J - that y ear . aQ d the first I’l,'. showed a total of PrOai that tlme to date the I “3a accumulated deposits that total $14,055.11. In two years the to tal withdrawals have been but $3,- 704.02, leaving a balance of $10,350.29, vhich belongs to the little East aiders who attend the school. Not one is older than fifteen. The total number of depositors is 1,350. This makes the average de posit a little more than $7.66. The chief capitalist among the children is a girl. She can write her check for $135.31. The smallest depositor has a credit of one cent Monday Is Banking Day. Monday Is banking day. AH de posits are made on that day. The system is a unique one. The children in each class arise alphabetically and go to the front of the room, where the teacher sits with a cash memo randum. Each child hands in its bank book with its deposit: The de posit is entered in the bank book, which is returned to the depositor. The teacher acting as receiving teller credits the deposit on the cash memo randum after the name of the deposi tor. Then the teacher counts the money and compares it with the bal ance of the cash memorandum sheet, after which the cash is placed in an envelope and sealed, the amount writ ten on it, together with the class number and teacher’s name. Each teacher then repairs to the room of Dr. Sonnenberg and deposits her class collections In a strong box, which Is taken to one of the big savings banks. The bank opens the envelopes, com pares the amounts within with the amounts written on them and, if cor rect, so stamps the envelopes, which are returned to the teachers as can celed vouchers. The money is then entered in the pass book of Public School No. 14. As Dr. Sonnenberg explained, It Is easy to deposit money, but, while each child depositor is, of course, en titled to draw at any time he or she desires, the bank is run on a strict saving theory, and it requires a good 1 Initiating the Boy Into the Mysteries of the Saving Account. deal more red tape to get cash out than it does to put It in. To begin with, the parents of the children first must sign the check for withdrawal, and it then must be countersigned by the principal. This method, Principal Fruauf explained, prevents the with drawal of funds for the purpose of lolly pops or other delicacies dear to the heart of children. It will be easily seen that his methods, praiseworthy as they are, have made him by no means popular with the candy ven ders who find their customers largely among the school children. Over S2OO In One Day. When any depositor has accumulat ed $5 in his account he is privileged to have the account transferred to his own name at the bank. In other words, he is given a regular pass book at the savings institution tfhere the school bank deposits its funds, and thereafter is a bona fide deposr.or In the larger Institution, save that he la still not allowed to draw his money without authorization from his pa rents and principal. This is a prero gative held by the school, for the rea son that It was through it that the account was transferred. “That our bank is a growing insti tution,” said Mr. Fruauf, “is shown by the daily increase in our deposits. On the opening day we had of $160.34, while last Monday < was credited to the accounts of our children. . “The bank does many things be sides giving children of the poor a start in life once they are out of school It teaches indelibly the theory of saving, creates a tendency to ec<> nomy, promotes business sense in the handling of money and provides th competitive desire to save. , should see our little fellows and gins hoarding up their pennies against de positors’ day Great Aim of Institution. “But seriously, the greatest aim is to give the Public school graduates particularly the girls-a chance to get their feet once they are out of Statistics have shown that girls who have trades are far better nullified to meet the battle for sub. qua lined h w ho have not and to Uke unskilled places employers choose to pay thnm A girl, in ®y notion, rarely gets into trouble because she wants ?o It is because she is driveni to it hv sheer desperation. You will find by sneer u k make ml9 _ Er~-=E“ES poor girl must work to THE VILAS COUNTY NEWS, EAGLE RIVER, WIS under the present American stand ards she cannot live on what her work pays her. What, then, is there left for her. A vain struggle—a strug gle as heroic as any within the scope of imagination—to live when living is Impossible, and then the gradual breaking down by need. No man with a soul can blame mistakes that result from such causes. He can merely strive to remedy them.” OUGHT TO BE OF BENEFIT Otherwise There Is No Excuse for the Publication of the Tolstoi Letters. Word comes from St. Petersburg tha the widow of the late Count Tol stoi has published more than 600 let ters written to her by her late hus band. The letters begin with the pro posal of marriage, and cover the period of betrothal of the count and the countess and many years of their wedded life. The countess in her preface says that it is her desire to give all that_ cherish her husband’s memory access to what was dearest to him in life. Nine letters are with held, three because they concern liv ing persons and the last six ho wrote because the countess thinks that the time to publish them has not arrived. It is very rare, we believe, that let ters of distinguished persons have, been published to the world in this manner. As a rule, women are too sensitive to make public the most in timate affairs in their lives. Only a little while ago the world and his wife were shocked at the publication of the love letters of Robert Brown ing and Elizabeth Barrett Browning. It seemed as if it were little less than sacrilege to expose the intimate love life of the two poets. Browning, we know, was the most sensitive of men, and it is easy to imagine his Berserker rage had anyone suggested such a pro ceeding during his life time. But the opportunity to make money evidently was too great a temptation to the heirs, and so the love story of the two poets was given to the world. But the Countess Tolstoi has not even the ex cuse of needing money. Yet unques tionably she is actuated by what she believes to be high motives in publish ing her husband’s letters. As it is im possible to criticise her action while in ignorance of the contents of the epistles, we may assume that there ia something in the letters of value to the world. Assuredly she would never have consented to publishing mere love letters and epistles having to do with affairs of no Interest to anyone outside the immediate family. The Temples of Karnak. Of all the monumental ruins of the ancient world there is probably no one of more intrinsic interest than Karnak, a “town of temples.” Wth a history extending from the first dynasty down to the Roman occupation of Egypt, it epitomizes the history of religion for 5,000 years, and is quite unique as’ a historic document. Since 1895 sys tematic excavations have been carried on there, and now a vast collection of photographs, and plans, and de scriptions '•’e useless, because unpub lished and unaccessible to scholars and the public. A correspondent of the London Times calls attention to the matter, and urges an immgediate compilation and publication of the Karnak data. This, he says, is what the archaeological world wants: “(1.) Complete plans, sections and eleva tions of the monument up to date. (2.) Short but complete description (with dates) of the course of the excava tions. (3.) A detailed account of the temple or Osiris which is unique. (4.) Detailed accounts of objects found.”— New York Evening Post. Cultivate Decision. Lack of decision often is due to pure ignorance. A man is ignorant of what he can be. Opportunity stands at the door and is not recognized. "There is a tide In the affairs of men which, taken at its floods, leads on to fortune; omitted, all the voyage of their life is bound in shallows and in miseries. . • ■ We must take the current when it serves, or lose our ventures." What He Wrote. An Atchison man has sent out a tracer for the old-fashioned corre spondent who used to write: “We are all well and hope you are the same.” That isn’t what he said; he hoped •these few lines will find you the gam - “ IN COLOR COMBINATION NEW MILLINERY HAS A CHARM OF ITS OWN. Small Hat la Most In Favor —For Trimmings, Feather* and Ribbon Are Preferred Show* Popular Design. There is much to be said in favor of the new millinery, for, although many, perhaps the majority of hat* seem al most ridiculous in their eccentricities, as they axe viewed from their pedes tals in the glass cases at the shops, they are certainly picturesque and conservative enough when properly adjusted atop of the head. The new hats show the interesting color combinations so fashionable in gowns. Many models have either the crown and brim of different colors, not to mentioL different fabrics also, or else the crown ans brim are one of color with an under faqlng that is In strong contrast. Almost without exception the hats are small, with close-fitting crown and brims —if there are brims —that hug the head. The trimmings are legion, with feathers and ribbons In the lead. Most of the dressy models are planned to give extra Might, and the result is achieved through the trim mings, as in the hat here sketched with its large mount of black plum age toward the rear. The hat itself Is one of the new “fan-tailed” shapes with a close "cap” crown s’ightly gathered, and a narrow poke brim that increases in width at the back, where It is turned abruptly up against the erown, allowing a glimpse of the coif. On this particular instance it is de veloped In black and white. The BLw crown and upper side of the brim are covered with white beaver plush and the under brim facing is of black car ried just over the upper edge in a cord piping* It is a model well adapted to many color schemes and one that can t>e nicely made to match a street cos tume.—Lillian Young in Washington Star. _To Tell Linen. In purchasing a piece of linen, If in doubt, dampen a finger In the mouth, put it on the material", and If the dampness shows on the opposite side at the same time the goods is linen. Cotton fabrics are slower to absorb moisture. Pretty Baby Cap. Use white lace all over, and draw the fullness in at the back with rib bon run through a tiny hem. Edge the bonnet with a lace ruffle, and make long strings of fine lace Inser tion about three inches w'de. ' ' FOR THE AFTERNOON TEA Hostess Must Be Quick to Pick Up Ideas Others May Be Able to' Give Her. The clever hostess knows there is no surer way to keep abreast of the times In the matter of afternoon lea accessories than to pay frequent vis its to the big hotels and restaurants at the tea hour. Almost each hotel or restaurant has its “special.” One es tablishment serves delicately crisped squares of graham bread, sprinkled ever so lightly with grated cheese and dusted with just a bit of paprika. It Is the sort of toast to make one won der what is responsible for the subtle flavor. The home caterer need have no h si tancy in trying to duplicate the dainty nut wafers known at the fashionable tea-drinking establishments as “hick oryesques” and “pecanesques.” These are easily made; rich little nut cakes, with often a dash of sherry or a few drops of brandy to accentuate the nut ty flavor. Either In the form of mac aroons or wafers they are sure to be liked for the tea table. USEFUL IN THE HOUSE WORK Extensive Pockets in Which Many Articles May Be Bestowed Are Worth Consideration. For such occupations as housework he older the garments worn the bet ter, for the obvious reason that good clothes would be quickly soiled, there fore an old skirt that "doesn’t matter” hould specially be set aside for the nrpose. PINCUSHION IN HEART SHAPE Dainty Design That Call* for Little Work to Make Attractive Ornament. Our sketch shows a decorative little pincushion which is very simple and easy to make. It should be carried out in quite a small size, and it is In tended for hanging from the post ol the looking glass or a nail in the wall by the side of the glass. In making it, in the first place, a piece of cardboard is cjit out in the ar shape of a heart, measuring three and a quarter inches by two and three quarter inches. This cardboard it well padded on both sides with cotton wool, and then covered with scarlet velvet, the pieces of material being neatly sewn together at the edges and the seam afterwards being hidden with a fine silk cord of an old gold color. Sewn in at the center at the top is a loop of narrow ribbon of a color to match the cord, for hanging up the cushion. This cushion might, of course, be carried out in other combinations oi color to please different tastes, and it is a specially suitable little article tc prepare for sale in a bazaar, as very little material is required in the mak ing of it, and it should sell at a good profit. A number of these little cush ions, hung about here and there will form a decorative addition to a stall, and some of them might be embroid ered with pretty floral designs or sin gle initials. Rings Tear Stockings. Many women who wear silk stock ings complain of small rips and broken stitches and imagine that the stock ings are faulty of make, but this is not always the difficulty. The cause of the little break often comes from running one’s hand within the stock ings while rings are on the fingers These rings and the stones in them catch the tiny threads and break them causing the damage. Darning Hint. Instead of darning, cut the hole round or oblong, as the case may be Place over a darning ball, then cut from an old stocking a piece to fit the hole, place in, care being taker to have the threads in patch run the same as in the stocking. Then with a fine needle, and one strand of darn ing cotton, darn neatly back and forth bringing the edges just together. To Clean Light Woolen. Make a mixture of cornmeal, « handful of borax and half a cake ol magnesia. Mix this dry and scrub thi goods with it. To clean wool shawls sweaters, etc., sprinkle the mixture over the garment, place inside a sheet folded several times and beat lightly It is surprising how much the borai assists in the cleaning process. The simple suggestion.illustrated by the accompanying sketch can be car ried out in a few moments. It merely consists of making two roomy pockets of the nature shown in the front ,oi the skirt. These pockets can be made of any strong material such as brows holland, for instance, and may be cul out m one piece, sewn down the cen ter and bound at the openings witt braid, or possibly, should we have t £ > ] / I 12 J remnant of material from which the skirt was made, then that could be used. In such work as nailing up pictures, laying carpets, hanging curtains, an apron is very often much In the way. and an old skirt with roomy pockets of the nature described is almost as easily slipped on as an apron and will be found a great Improvement upon it, and hammer, tacks, pins, etc., can be placed in the pockets and be ready to hand whenever required. FOR THOSE FOND OF VEAL Blanquette One of the Best Ways In Which the Meat Can Be Served. Five or six pounds veal brisket, two onions, two carrots, one-fourth hand ful parsley, two tablespoons butter, one tablespoon flour, salt and pepper. Cut the brisket In pieces about three inches long and one and one half inches wide. Freshen them in cold water for one-quarter of an hour. Place them in a stew pan, cover with cold water, and when it begins to boil add two onions, two carrots sliced, parsley (tied with a thread), white pepper and salt. Allow to cook one and one-hall hours. When the veal is cooked melt in another sauce pan two tablespoons butter; mix it with one tablespoon flour. Add little by little and while stir ring add enough of the stock in which the veal has been cooked to obtain quite a strong sauce. Place the cook ed veal (but not the in the second stew pan, boil the whore to gether and when ready to serve place the sauce pan on the corner of the range and pour In four eggs mixed with two tablespoons milk and serve with rice. Wash a pound of cold rice in cold water several times till the water is clear. Cook it in boiling water till quite soft; the rice will be done when you can cut it easily with your finger nail, but before the grains are so soft as to mash between fingers. Let it drip, cool and dry again. Melt in a sauce pan one-quarter pound butter, add rice and some pepper and salt. Mix well, cover the sauce pan and bake in an oven for one-quarter of an hour KITCHEN WRINKLES A piece of starch placed in the wa ter will keep flowers fresh for quite a long period. If a little saltpetre is sprinkled over the fire occaffionally it will keep the chimney free from soot. After washing cut-glass articles let them dry and afterwards rub them carefully with prepared chalk, with a soft brush. Potatoes are more nutritious if boiled in their skins, after being rubbed clean; they can be skinned be fore taking to table. After using a gas stove for baking leave the door open a little while to allow the heat to escape. This will prevent sweating and rusting. The best way to keep a dustbin fresh and clean is to put hot ashes into it each time it has been emptied. It keeps it clean and free from all smells. Celery or parsley rubbed on the hands after peeling onions will coun teract the odor. Lemon, borax or am monia is excellent for removing stains from the hands. Brown stockings should never be ironed, but just passed through the mangle to smooth them out. A hot iron will spoil the color and give them an unpleasant yellow tint. Fricasseed Chicken. Cut up a tender, fat hen into pieces for serving. Arrange back and legs on bottom of kettle and breast pieces on top, so they will not be overlooked, covey with boiling water and bring to the boiling point, then add one table spoonful salt and reduce the heat so that the water only simmers, until the chicken is perfectly tender (about an hour and a half, usually). Make a gravy by thickening one pint of the stock with three tablespoonfuls flour and two of butter, or chicken fat, rub bed together. Season to taste and just before serving pour in slowly the beaten yolks of two eggs and add two teaspoonfuls chopped parsley. Tomatoes on Toast. Here is rather a nice recipe in which to use tomatoes. One quart canned tomatoes, 1 medium size onion, Vz cup grated cheese, 1 dessert spoon sugar, butter size of a large walnut. 1-3 cup flour, thickening, salt and pep per to taste. Put tomatoes into a ket tle, allow to simmer for 15 minutes, then grate in onion, cook five minutes, add sugar salt and pepper, then the cheese and thickening; lastly the but ter. Having placed several slices of toast on a deep platter, pour mixture over same and serve at once. About Real Lace. Never wash lace, as it is very bad for it and sometimes ruins it, but clean it in the following manner: Put the lace between layers of tis sue paper, well sprinkled with pow dered magnesia, and place it between the leaves of a book, keeping a heavy weight on top of the book for three or four days. Then shake the powder out. and the lace is perfectly clean and looks like new. Jelly Hint. When making jelly on a warm day, if it refuses to become cold and firm, place it in the mold and stand it in a basin of cold water to which has been added a handful each of salt and soda. This usually forces the jelly to set. Cocoanut Cake. One cup of butter, three of sugar, one of sweet milk, four and one-half cups of flour, four eggs with white beaten to a stiff froth, one teaspoon of soda, two of cream of tartar, one grated cocoanut. When Boiling Cabbage. When boiling cabbage, to prevent the unpleasant smell that it always m- kes, you will find it very good to place a small piece of bread tied up In muslin in the saucepan.