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Making Tomorrows =UJorld= By WALTER WILLIAM* LL D London, Eng land. “An Act to provide for In surance against Loss of Health and for the Pre vention and Cure of Sickness, and /f f o r Insurance Against Unem ployment” such is the com prehensive title of the most am bitious measure for social reform yet attempted in Great Britain. It will make over the United King dom, declare the Liberals and their allies, who ft enacted it into law. It will ruin the nation, assert in public the Conser vatives. who opposed its enactment. In private all parties appear commit ted to acceptance of the general prin ciples of the National Insurance Act, as it is popularly called, though as to seme of its practical workings there is fierce contention. It does not ap jerr probable that the act will be re pealed, though it will doubtless —to quote Sonar Law, the Conservative leader—be “drastically amended,” if his party, turning out the Liberals, is placed in power at the next general election. The insurance act became a law De cember 16, 1911. It was a government measure presented and supported by the Liberal government. “Such a scheme," said Worthington Evans, M. P., one of its most vigorous critics, “could never have been brought in cept by one with the pluck of Mr. Lloyd-George, and with the help of those connected with insurance.” In many respects the original measure was crudely drawn, showing the marks of haste in its preparation. Some of the crudities have been corrected by supplementary legislation. Compulsory Insurance Against Sick ness. What is the purpose of the insur ance act and what are its practical workings since it has been British law.* While the act was passed in December, 1911, the insurance features ■JMWjO rfW f’, $ || effective only in July, 1912. Uaer the act, every employed person sixteen to seventy years of age, ■ lose income does not exceed SBOO a •, ear> i s compulsorily insured against =‘Csness, in Ahatever manual or other j engaged, with certain I - -?r unimportant exceptions. Those | €s -ing more than SBOO a year by manual labor alone are also compul ' insured. In a British population 0, the act includes, a«pproxi ~arely. 14,000,000 in its provisions. ‘“J at al>o provides that other per not included in the compulsorily d class, may join under certain ‘">B Cents’ Worth for 8 Certs.” he insurance fund is derived from sources, the worker, the employ ee national treasury. Here arises ““ e ct the strongest criticisms of the both employer and workman hi> contribution to be too ‘f? fbe weekly subscription of the earning more than >3.75 a ‘ s 18 cents, of which the work fc * Pays cents, the employer f c .. “ s and the national treasury . ” cents or its equivalent. In addi .... ' sta te pays the cost of central ,;;;“ istra tion and large grants to- * hospitals and medical benefits. , a workman’s wages are less Port a w eek, he pays a less pro l e lt^ 0R to the insurance fund and the , er pays more. Insured women 1 Th, cae *tourth less than insured men. v c L?° rknian thus buys 18 cents' The. ' i nsuran ce for eight cents. -e wages are less than $1.75 INSURING A NATION. a week are insured without cost to them. Contributions are not paid by the workman during sickness or unem ployment and cease entirely when he reaches the age of seventy years. The act makes it illegal for the employer to deduct his own proper contribution from the worker’s wage; he must de duct only the worker’s share. A spe cial provision modifies contributions in cases where employers maintain their workpeople in sickness. Men and women of all ages up to sixty-five years are treated alike in respect to contributions. Insurance cost is no more at forty years of age than at sixteen. The age handicap, necessari ly imposed by private insurance com panies, is entirely absent from the British scheme. What are the benefits? The member of parliament from Northampton, H. B. Lees Smith, and the managing director of a great wholesale establishment of London, Wilkie Calvert (brother of Dr. Sidney Calvert, professor of chemistry at the University of Missouri), summarized these benefits: Sickness and Other Benefits. The workman pays eight cents a week or less. His benefits are the same whatever he pays. These bene fits include free medical attendance and free medicine, sickness benefit, disablement or invalidity pension, ma ternity benefit, sanitarium benefit. Free medical attendance and free medicine are provided to the worker who becomes ill. This provision has been sharply attacked by the British doctors. The sickness benefit varies in amount. Ordinarily it is $2.50 a week for men and $1.75 a week for women for 26 weeks. Sickness bene fits cease at seventy years of age, when the old age pension becomes payable. If sickness continues long er than 26 weeks, $1.25 a week is paid during the remainder of the sickness, however long it may be. Provision is made for certain reduction in benefits when members are in arrears with their contributions, but no one is sus pehded from medical, sanitarium and maternity benefits until more than 26 weeks in arrears. Insured women, married or unmarried, and the wives of insured men, whether insured or not, receive a maternity benefit $7.50 in addition to sickness benefit, Cheapside, London. and relief from payment of c° tions. It is estimated that when the scheme is fully at work a million mothers in Great Britain will each year receive this benefit at a cost to the nation, on this accoun alone, of $7,500,000. Under the sana torium benefit the state Provides Wr free treatment and care,in sanatoriums or at home, of persons who contract tuberculosis. The insurance commis sioners may schedule other dieses also for institutional treatment. These are the minimum benefits. Other efits possible with prudent manage S of the insurance funds md,de larger old age pensions and highe sick, disablement and maternity pay and convalescence allowances. Aomlnistered rhrou»h Fraternal Soc.- ctles. The administration of the act s t Jougb the government which u<£ izes the friendly societies, trades unions and other h ap ‘ >rO ’ e s d , a ° r s s a “ng» tions—and through the postal saving mate, safe and =0 re« the fraternal or friendly society c”as” its benefits, Prided upon £ neated examination the society six cents a week. THE VILAS COUNTY NEWS, EAGLE RIVER, WIS. “Anything which keeps the work® in good health and good heart,” sai< Mr. Smith, “which relieves him fron the necessity of working when he it physically unfit work and frees bin in the case of illness from worry as t< the future, must increase the efficiency of labor. In no way can this be dom so cheaply as by a scientific system o insurance such as the act provides The increased efficiency of the worke will be far in excess of the total cos of insurance under the scheme. A employers pay only a small part of tht cost, it may be anticipated that they will in the long run receive benefit far out-weighing their contributions. Relieves Undeserved Poverty. “In judging the act,” continued Mi Smith, “you must not consider it ai a final measure. It is only a start— though a good start —in the campaigi for establishing a minimum standarc of living and comfort below which n< Briton shall fall, unless it be througl deliberate fault of his own. To prop erly judge this act you must regard 1 as part only of a wider program so: dealing with the preventable causes o poverty and unemployment and rais ing the standard of living for the work ing classes in this country. Poverty and unemployment have existed an< still exist in every country and unde: every form of government. Like dis ease and death, they cannot be wholly banished by act of parliament The insurance act strikes at certain causei of poverty and unemployment whicl are preventable. In conjunction witl the workmen’s compensation acts, the old age pensions act, the public healtl acts, and the factory acts, all measures of social reform, which seek to make tomorrow'’s w’orld better than ou; world today, the insurance act endeav ors to remove poverty and distress due to accident, sickness, infirmity, ok age, insanitary workshops and un healthy dwellings. It attacks the slun owner, penalizes the sweater anc makes the health of the people tht first care of the state. It lays broac and firm the foundations of a new so cial policy—a policy of mutual help and good will among all members oi the community, based upon a recogni tion of the fact that the undeserved poverty or undeserved unemployment of the humblest member of society is something which closely affects ths general well-being of the state.” And Mr. Calvert, who represents not a Liberal-Labor constituency, but the city which employs labor, gave em phatic assent. 270,000 Get Sick Benefit Weekly. Some things are certain in regard tc the act’s workings. About 15.000.00 C persons in Great Britain and Ireland are now insured against sickness, when before the act there were about 6,000,000. The act raised the first year $130,000,000. Of this amount the work men contributed $55,000,000, Twenty thousand doctors are employed to give free medical treatment and nine thou sand chemists —who are the British druggists—furnish free drugs, pre scribed by these doctors. To the poor est workingman is given the same medical treatment and the same pure medicines and drugs as the richest duke t_<m afford. About $25,000,000 has been paid during the year to doctors and $5,000,000 to chemists. Sickness benefits are paid weekly to 270,000 workers. The men get $2.50 a week and the women $1.75 a week, because they pay less. z Maternity benefits amounting to $2,- 500,000 have been paid. The birth rate has at least not been discouraged. For tuberculosis sanatoriums has been set aside $8,000,000. Twenty-five thou sand workmen have been treated un der the act, 13,000 it sanatoriums. These are the figures, bit for the real facts as to the -benefits brought by the aet one must note the changed conditions in the workingmen’s homes, see the cures wrought, the shadows lifted. No man or woman in the United Kingdom need lack, under this act, insurance against sickness, unem ployment or the unmerited poverty which, to the underpaid, so frequent!) comes with old age. But is this not queer business for a great' empire? L,et the best-hated and best-loved statesman in Great Britain, the author of the national Insurance act, David Lloyd-George, make reply: “Adds New Glory to Empire.” “Since 1908 a when we had old age pensions for the first time, we have had a great empire for the first time taking a direct interest in the condi tion of those aged, those infirm, those sick, and those broken. The old the ory was that this was beneath the dig nity of an empire. The concern of an empire was to see that the machinery of human slaughter was perfect. That was the concern of an empire. To tai the food of the people, that is think ing imperially; but to heal the sick to feed the hungry, these are thoughts fit only for a parish beadle. There was a great emperor once who added tc the luster of his fame by visiting the wounded after the battle. Now we have got this great British empire foi the first time walking the hospitals visiting the sick, inquiring how the in firm are getting on, helping them tc mend and curing and assisting them You ask me if this “is not queer busi ness for a great empire. Why, it is adding a new dignity and glory to the British empire. It is the beginning ol a new era in the history of imperial ism, the newest imperialism and ths best.” In a certain old Book it may be read: “For I was an hungred, anc ve gave me meat; I was thirsty, anc ye gave me drink; I was a stranger and ye took me in; naked, and ye clothed me; I was sick, and ye visit ed me; I was in prison, and ye came unto me.” And of the Great Exemplar of this high duty of man to man it is record ed that his empire shall have no end Copyright. 1913. by Joseph B. Bowles.) HOPE TO RAISE LARGE SUM Millions of Red Cross Christmas Seals to Be Sold for Anti-Tubercu losis Work. Few people have any idea of the magitude of the Red Cross Christmas seal campaign. This year over 100,- 000,000 seals have been printed and distributed. If placed end-to-end these seals would extend nearly 2,400 miles, or practically from New York to Salt Lake City. They have been sent to over 25,000 different agents and will be sold and handled by an army of not less than 100,000 volun teers, including men, women and chil dren. Millions of advertising circu lars have been scattered throughout the country, and so thoroughly has the advertising campaign been or ganized that it is doubtful if many people in the more populous states of the country will not have heard of the Red Cross seal and its mission in the prevention of tuberculosis. It is hoped that at least 50,000,000 seals may be sold this-year. The principle upon which the sale of seals is based is that every cent except what little is needed to cover the actual cost of printing and handling shall be spent for tuberculosis work in the commu nity where the seals are sold. HOW TO TREAT PIMPLES AND BLACKHEADS For pimples and blackheads the fol lowing is a most effective and eco nomical treatment: Gently smear the affected parts with Cuticura Oint ment, on the end of the finger, but do not rub. Wash off the Cuticura Ointment in five minutes with Cuti cura Soap and hot water and continue bathing for some minutes. This treat ment is best on rising and retiring. At other times uge Cuticura Soap freely for the toilet and bath, to as sist in preventing inflammation, irri tation and clogging of the pores, the common cause of pimples, blackheads, redness and roughness, yellow, oily, mothy and other unwholesome condi tions of the skin. Cuticura Soap and Ointment sold throughout the world. Sample of each free,with 32-p. Skin Book. Address post card “Cuticura, Dept. L, Boston.” —Adv. Social Engagement Line. A sweet young thing called to have a telephone installed in her residence. “Independent or party line?” askfed the manager. “We have a great many social ob ligations,” simpered the sweet you g thing, “so I think you can make it a party line, even if it does cost a little more.” —Judge. Important to Mothers Examine carefully every bottle of CASTORIA, a safe and sure remedy for infants and children, and see that it Bears the // Signature of In Use For Over 30 Years. Children Cry for Fletcher’s Castoria Or They’ll Be Thrown Out. She—Do you love me for myself alone? He —Yes; and when we are married I don’t want any of the family thrown 4n. Surely Wealthy. “Is he rich?” “I should say he is. He’s got three lawyers and four bookkeepers and sev en expert accountants figuring out. his income tax.” —Detroit Free Press. CONSUMERS CO-OPERATIVE CO. Milwaukee, had to issue 2nd edition of their free Nov. catalog. So they will issue thousands more of Dec. catalog describing the latest use ful inventions and tricks of magic and offering ordinary necessities very reasonably. Adv. There are between 5,000 and 10,000 hot springs of variety in the Yellowstone National park. —• ’ The teaspoon is unreliable as a means of measuring a dose. It varies from 60 to 90 minims. was the yield of WHEAT K [” ■" *■■■■ *- * - MH ! SlHri on many farms in West l N ern Canada in 1913, M A ' some yields being re- < 1 I Dk ported as high as 50 // < XNRIAIZiS bushels per acre. As J 1. high as 100 bushels (.fjLddfTj 3 I were recorded in ) < Jiv *1 some districts for oats. 50 bushels for ■ b ar l e v and from 10 to 20 bushels for flax. W "i c J. Keys arrived in the coun ■< try 5 years ago from Denmark ■ w ‘ tll very httle means. He ® homesteaded, worked hard, ft * s now t^le owner °f 320 acres laud, in 1913 had a crop of 200 acres, which will realize hVwJw- b>m about $4,00C. His wheat weighed 68 lbs. to the bushel •T'JsS'jM and averaged over 3 5 bushels to the acre. Thousartiis 'of similar in 'J stances might be related of the homesteaders in Manitoba, Sas- i| <■ 1 katchewan and Alberta. ilLdi j®.-,--® The crop of 1913 was an abun dant one everywhere in Western Wes g. Canada. Ask for descriptive literature and W? 1 reduced railway rates. Apply to Vy/ >*/ Superintendent of Immigration, Ottawa, Canada, or /a GEO. A HALL Al 123 Second St., Milwaukee, Wis. \u * Canadian Government Agent |V- PUTNAM FADELESS DYES Color more goods brighter and faster colors than any other dye. One 10c package colors all fibers. They dve in cold water better than any other dye You can dye any garment without ripping apart. WRITE FOR FREE booklet, calendar, blotters, etc. MONROE DRUG COMPANY, Quincy, HL QlfiM TACKER WANTED ->ll2 name on signs in big letters. Particulars VIVII of A. H.J.. Box 1682, Philadelphia. Pa. Egl Best Cough Syrup. Tastes Good. Use kJ in time. Sold by Druggists. THOUSANDS OF AVAILABiyOMESTEADS Western Canada’s Homestead Area Being Increased. The great rush for homesteads whenever a reservation is opened by the U. S. government reveals the fact that there is a great desire on the part of the American people to get land. The fact that tens of thousands are on hand at every opening, and on ly a few hundred homesteads are available shows that the avail able agricultural lands which are in the gift of the government are rap idly diminishing. In addition to this agricultural lands that are of proved value have advanced in price to such an extent that it becomes a serious question to the man with moderate means who intends to go into farming, where he shall go. Fortunately there is yet to be had in Western Canada, either in Manitoba, Saskatchewan or Alberta, thousands of free homesteads of 160 acres each, which may be had, by the simple process of filing, paying a ten dollar entrance fee, and living on It for six months each year for three years. There is no necessity to make a long, tedious and expensive journey, only to find you have one chance in fifty of getting what you want. Al though this homesteading has been going on in Canada for a number of years, and hundreds of thousands of them have been taken by hundreds of thousands of Americans, there re mains sufficient to last for some time, and of as good land as any that has yet been taken up. In fact, in the opinion of very many, those that are left are of the best. They comprise lands that give the opportunity to in dulge in the growing of grain, wheth er it be wheat, oats, barley or flax, but in addition these lands are admir ably adapted for mixed farming, a class of farming that is certain to give better returns than that of all grain growing. Cattle thrive and fatten on the nutritious grasses; dairying can be carried on successfully; timber for building is within reach, and water is easy to get. These lands are located in the park districts of any of the three provinces; groves of trees in tersperse the landscape and give it a beauty that can only be attained in the more open prairie sections by the planting of trees. Tree culture by the way is being carried on to 9 great ex tent. Besides these free grant lands there are lands which may be had by purchasing from railways and private companies and individuals. These lands have not increased in price as their productive qualities and their lo cation might have warranted, and may still be had at reasonably low prices and on easy terms. The crop in West ern Canada in 1913 was one of the best of the number of good crops that that country has raised. Wheat has been reported with yields of from 30 to 45 bushels per acre, and other grain with like heavy yields.—Advertise ment. Household and Mental Order. Froebel, “father of child-study,” said that “inward clearness proceeds from outward order,” and there is truth enough in the observation to give food for thought to the careless, untidy mother and father. Froebel’s saying was connected, no doubt, with his in sistence that the child's play and work materials in the kindergarten should be taken out in perfect order and so returned at the close of the exercises, and Dr. Montessori, the Italian educa tionist, whose method is working a change in the teaching of children, re quires the same thing in her “Houses of Childhood.'* There must indeed be a potent influence in an orderly, punc tual, wisely-administered household, and there is no question that children brought up in such an atmosphere do show clearness in their mental pro cesses. Fortunately this is an influ ence which is independent of riches or poverty and so can be exerted by any mother. Was Personally Interested. “Mother,” said a little girl, bringing a grimy little urchin to the maternal fount of kindness, “please wash Dicky’s face for him.” “But why should I wash his face, dear? I’m not his mother. If Dicky’s face needs washing, wouldn’t it be bet ter for him to go home?” “Yes, mother, only—well, you said it wasn’t healthy to kiss dirty faces, and I want to kiss Dicky now!” Didn’t Want to Be Bothered. “George, I wish you would bring home the new book for table man ners that I saw advertised today.” “Never. Do you want to rob me of all the enjoyment my meals give me?” Essentially Feminine. Florist—This is a century plant. It blooms once in a hundred years. Lady—Haven’t you got a century plant that will bloom oftener? —Chi- cago Daily News. Accurate Location. “Does your employer live in a mel ancholy sequestration?” “No, sir; he lives in the suburbs.” FREE TO ALL SUFFERERS. It you feel‘OUT OFSORTS*'RUN DOWN-or - GOT THE BLUES' SUFFER from KIDNEY, BLADDER, NERVOUS DISEASES, CMRONIC WEAKNESSES.ULCERS.SKIN ERUPTIONS.PILES, write for my FREE book, the most Instructive MEDICAL BOOK EVER WRITTEN,IT TELLS ALL about these DISEASES and the REMARKABLE CURES EFFECTED by THE NEW FRENCH REMEDY. Nol. N»2. N.. 3. TH ERAPION U It's the remedy for TOUR OWN ailment. Don't send a cent. AbsolutelyFßEE. No'fonowup’circulars. Dr LECLERC MBS. CO. HAVERSTOCK RD. HAMPSTEAD, LONDON,BMtt. None Needed. Tourist —You have an unusually large acreage of corn under cultiva tion; don’t the crows annoy you a great deal? Fariper—Oh, not to any extent. Tourist —That’s peculiar, consider ing you have no scarecrows. Farmer —Oh, well, you see, I’m out here a good part of the time myself, —New York Mail. Where He Won Out. “Have any luck on your hunting trip?” “Yes; I missed three guides I shot at for deer.” —Detroit Free Press. Mrs. Winslow’s Soothing Syrup for Children teething, softens the gums, reduces inflamma tion, allays pa*n,cures wind colic,2sc a bottle.Aw Horsehair is said to make a substi tute for rubber in the manufacture of automobile tires. They stop the tickle —Dean’s Mentho lated Cough Drops stop coughs by stop ping the cause —5c at Drug iStores. Dancing shoes are now made with a plug of rubber in the soles’ to pre vent slipping. There is plenty of room at the top without pushing anybody off. Constipation Vanishes Forever Prompt Relief —Permanent Cure CARTER’S LITTLE LIVER PILLS never f \ fail. Purely vegeta- ble act surely C » nrrp'c but gently on the liver. W TTl£ Stop after AWffiwW ILY..C dinner dis- J PJLLS. tress—cure Jr vJtes M— indigestion, c improve the complexion, brighten the eyes* SMALL PILL, SMALL DOSE, SMALL PRICE. 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Douglas shoes are famous Ja everywhere. Why not give them a » t tria * '-The value you will receive jf ■■•I * arto^\ ,or your money will astonish you. If you would visit our factory. 1 the largest In the world under : onc roof, and see bow carefully < W. L. Douglas shoes are made. E- ' A A y° u fou'd understand why they are A warranted to look better, 3t better, f ft hold thoirshape and wear longer than Us ja other makes for the price. ff Your dealer should supply you with jK ffl!- , ' : ’s^ t hem.Don'ttakeasut>stitu'te.None fit aß&^C\i genulue without W. L. Douglas Jf'Ak, nja'wajtwa name stamped on bottom. Shoes ♦iiSk VU sent everywhere, direct from Igc «L tory ’ b y Parcel Post, postage free. Now is the time to begin to save money on your footwear. Write today for lilus trated Catalog showing how to order by mall. w. L. DOVODAS. 210 Spark St., Brockton, Mass. Milwaukee Directory BUY FUR NOW afford tO DUt A dollar into furs til! you sco our catalogue. Send be for it. HERMAN KEEL CO., MILWAUKEE, WIS. »Most Economical and Effective Remedy. In Self seal in-boxes,con venient to handle. At all druggists. 15. 25 and 75c. | Wisconsin Pha rmacal Co RUBBER and STEEL STAMPS SEALS, STENCILS, ETC. 50 cents In postage stamps brings to you pre paid an ink pad and rubber stamp of your name and address. A time saver that is han dy, useful and convenient for marking books, papers, packages, .stationery, etc. Will last a lifetime. Send for catalogue. THE SCHWA A B STAMP & SEAL COMPANY, Milwaukee, Wis. READERS- 1 I of this paper desiring to buy any- I thing advertised in its columns should I insist upon having what they ask for, I refusing all substitutes or imitations. I W. N. U., MILWAUKEE, NO. 51-1913.