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THE WEATHER Pattly cloudy tonight and Tuesday. Wo Important change In temperature Moderate, westerly winds. :Thc FORTJM ESTABLISHED NOV. 17,1891. It is estimated there will be at least 400 children to be cared for in thia manner this year, judging from the reports that already have been made fit The Forum office and from thei jtumber of Santa Claus letters which have been received to date. Young Women in Charge, Assisting The Forum this year in ita Christmas tree at the Grand theatre, i which Manager Fowler has kindly do nated to the cause, will be a large dumber of Fargo's popular young Women. Mrs. Edwin G, Clapp has kindly Consented to take, active charge o£ tjhe young women's committee which "Is to assist The Forum, and a larga number of others have volunteered their services for this cause. Aboutj twenty will serve on the committee. A meeting of the assistants' com mittee will be held tomorrow morn ing at 10:30 o'clock in the parlors of the Gardner hotel over which Mrs. Clapp will preside. The organization of the committee will he perfected atj .that time and subcommittees will ba Appointed to do the shopping for tha children and for arrangement of the theatre and decoration of the tree for Christmas morning. Miss Blanche 9eath, society editor of The Forum. Will act as The Forum representative Qt the young women's assistant com tttittee and will be present tomorrow] morning at the meeting. Letters From the Children. The letters from the children to ClaB* b^n -to pour in this .iTf'ho pTflbablfe beginning of labor troubles which may continue all winter Ife looked for as a result of the recent decision of the building and trades em ployers of the city to run their business ion the open shop policy henceforth. It is not known yet just what action the unions, not all of which are in volved, will take in the matter. But it is Mhown that many of the union men in thei unions involved, are not in sym pathy with the methods employed by the Fargo Building Trades council, and it is probable that should strikes occur, there will be a split in the ranks, ome of the men staying with their mployers. The employers dp not intend to boy cott union men, but simply declare for an open shop policy. If trouble comes it is looked for from the ranks of the Union men, declare the plumbers and Not alone are the master plumbers contemplating the "open shop" but the .general contractors, painters and decor ators and gavlanized iron and cornice contractors are also considering the matter. From information obtainable there eeems to be no disposition to deprive fcny man of the right or chance to ^Urn a livlihood. but the lines of busi ness above mentioned believe there is :fcmpl® evidence to justify them in Conducting their business as they see rit. "There is no question of wages, hours or conditions under which the different mechanics work that enters Jtito the question—but the working" a?ples made by the unions affiliated with the Building Trades council have made it necessary for the contractors to establish the open gjhop for their own protection," said ft' well known employer today. 1 Numerous instances have occurred 'during the past year where mechanics have been "pulled" from jobs where mon-union men have been employed l|y tenants occupying finished portions lof a building. These non-union men pot having been in the employ of the contractor and they were not eve^i •Working on any part of the building jfchat was in the contractors hands. "Some unions have gone so l'ar as to dictate the kind of material a con tractor is allowed to use—even if the Unaterial condemned is as good or bet ter than the type they chose to use,"— was another comment of the same business man quoted above. "The unions have not supplied what J(£ie mechanics required and have re ifpsed to allow non-union men to go to Work unless they joined the union or paid a weekly fee. Many men who Save union cards have proved to be thing but inechanics, yet thex have 'V' Forum G§©d Fellow Christmas Cheer K n ^l0MN .^Contributions From Citizens Are Coming in From All Sources From People Who Want to Help Children .'Meeting of Young Women Who Will Assist The Forum Will Be Held Tomorrow Morning at Gardner Hotel Santa Claus Letters From Poor Children Are Now Received Expressing Little Tots' Wants /The Forum Good Fellow Christmas Cne£r movement is now in active op eration, which means that over 400 tittle folks among the deserving poor, Of the city will have their Christmas Holidays brightened this year with, gifts from the donors of this move-, Jhent. Donations from all quarters of the $ity have begun to arrive at The For ym office. People in more fortunate circumstances are liberally contribut ing to the fund which will bring cheer into the lives of the little tots who do ,iot live in such fortunate surround Jpes- f^The Forum Good Fellow Christmas Cheer plan is this: That every per son in comfortable circumstances con tribute at least $1 to the cause which Will be spent: on the pleasure of one child on Christmas day. This means $.1 per child. Controversy PreiEises Beginning of Labor Dissention Here Master Plumbers May Not Be Only Ones Taking Stand Against Unions But General Contractors May Follow Labor Difficulties With Fargo Building Trades Council Are Promised Throughout the Winter Employers Declare Labor Union Agents Have Been Too Drastic and Have Exceeded All Reasonable Demands Being morningfi, Every child whoss Christh mas will be destitute of cheer or noti particularly bright is urged to send a letter to The Forum's Santa Claua editor. Following are a few of tha plaintive little notes to Kris Kringlg which have so far been received. "Dear Santa Claus," reads one, "I am poor and mv mother is dead andt I wish you would gave me soma things becuse I hevent any inonny tq buy nothing. I want a pair of skates* and a pair of mitns and a cap." "Dear Santa Claus," reads another., "I am 8 years old. I would like ten have for Christmas a pair of woolen stockings and a magic lantern and an automobile and a stem engine. Goodi By, Santa. Have a mary Xmas." One enterprising young man writes: "Dear Santa Claus, I want a moving /icture machine and a bunch of filmsi and a sheet. I want lots of nuts andi candy. Your True friend." There are many amusing ,,little epistles and a large number oi pa thetic notes of which the first one was a sample. All of these touch the heart and are bringing a large re sponse from the people, many of whom are contributing anonymously. Letters From Donors. Among the many letters now being received from Fargo citizens with en closures for The Forum Good Fellow Christmas Cheer Movement, come en couraging missives from prominent people of the city who desire to con tribute but who do not care to have their names published in connection with these gifts. One letter, enclosing a check for $5, received this morning reads: "Good Fellowship editor, The Forum: Enclosed herewith find my check for $5 to be used by you in the manner deemed best in your judgment for the Christmas Cheer tree and celebration planned by you for the children not otherwise sure of a mer ry Christmas. Wishing you every success in your undertaking, in which it is a pleasure to aid you, I re main.'" With The Forum Good Fellow Christmas Cheer movement fully launched and in complete operation, the Christmas tree at the Grand theatre promises to be a huge success. It is hoped that everybody will con tribute toward the cause,Aad iQ every way lxwafbttT''"r*' to he paid the same wages as the man who is a mechanic receives." Wages paid in Fargo compare favorably with any other city in. this territory and in some instances are higher. The controversy seems to be only between the unions affiliated with the Building Trades council. According to the contractors all de mands made have been succeded to because there was no other way out of it—but they have not agreed with the unions that the demands have been just or fair. Disagreements have been settled without difficulties because the con tractors have, in almost every in stance, accepted the dictates of the unions in order to complete their work, declare some of the employers. The case of Michael Sorenson wa&| cited today by an employer to show the alleged high-handed methodsi which the unions sometimes employ. Sorenson, it is said, was living in a double house, and there was some re-t modeling going on which necessitated the disconnection of the pipes. This, greatly inconvenienced Sorenson and. his family, and he asked permission, of his employers to make the connec-, tions himself one afternoon when he» had finished the job he was on earlvi in the afternoon. Permission was granted, and ha went to do the work. He was just} makina the last connection when, it is» claimed, the local agent of the Build-, ing Trades counoil came to the house,, and, through the window, saw him at work. It was then just 5:15 p. m.^ only fifteen minutes after the closing^ time set by the union. At 6 o'clock, Sorenson was in the basement with a, light, trying to figure out some way» to change the connections of some ofi the plumbing to make it more con-, venlent for his wife in the kitchen.. This was work which the landlord, would not have had done if he had, been asked, and Sorenson simply did. it in an endeavor to lighten his wife'si work. When Saturday came, it is said, Sorenson was asked if he wished to» get his pay. The story goes that hei said that he did and the local agent( of the assembly gave him his check* for $30 which his employers cashed! for him. A day or so later he was informed that the executive committee of the plumbers wished to see him. When ha afppeared, it is alleged, they confront ed him -with the facets, and charged him with working overtime without turn ing in any report for it. It was just 5:15 o'clock when Soren son finished the work, and he explain- (Continued qn Page Eight* SI®S Sayre y' e W^hington, D. C., Dec. .—A large dejeg'ation of suffragists marched on the White House this noon and asked Wilson for a definite expression of the presidents views on woman suffrage. A biting cold wind whipped the marchers' banners and played havoc with feminine finery. The women were headed by Dr. Anna Howard Shaw, Mrs. Medil McCormick and Mrs. Susan Fitzgerald. The White Devils Lake .ondon, Dec. 8.—Mr. and Mrs., Paris, Dec. 8.—A cabinet under the* Francis Sayre saw the sights of Lon- premiership of Gaston Doumergue, a, don today. Says Susan B. Anthony Would Have Twe Additional Announcement was made today by W. P. Kenney, vice president of the Great Northern, that trains No. 29 and 30, known as the Red River Val ley limited, and now running between Grand Forks and St. Paul, will here after run through to Devils Lake. No. 30 will leave Devils Lake for St. Paul about 7 p. m. No. 29 will ar rive in Devils Lake about 10:30 a, m. This will more than compensate Madison, Wis., Dec, Whether att act of the Canadian parliament will enable the Independent Order of For esters of Toronto to do what other wise is admitted to be an unconstitu tional violation of the obligation of its contract with the maojrity of its 140, 000 members in the United States, is a question of international'importance raised in a report by the insurance departments of. Illinois, Nebraska and Wisconsin. The question raised is said to affect every person holding a policy of any kind issued by foreign companies, ac cording to Ekern, the Wisconsin in surance commissioner. It it is once recognized that insurance contracts, is sued under state license to a society can be repudiated in any part under the laws of a foreign country, it fol lows that such contracts can be en tirely repudiated. The report avers that an attempt to levy a lien averaging $260 per month is void, and advises members of the society to refuse to recognize the lien and insist on payment in full. Ulti mately the whole matter will be settled in the courts. AND DAILY REPUBLICAN] LIST A .WILSON'S STATEMENT ON SUFFRAGE ?aid NEW CABINET tomorrow will ac-lradical socialist, was organized dur- 1m lanir -r„ «. '1 mg a conference of statesmen whom, y Ambassador Page to Cam- I Doumergue asked to accept portfolios.. Sf university to participate in the* I The party to which the new premleri tneraoration feast Qf Trinity col-f belongs is the strongest group in the* tl chamber of deputies. Been Better President Than Lincoln Dr. Anna Howard Shaw Makes Extravagant Statement in Her Enthusiasm—Says There Are Women Better Fitted for Presidency Than Any Man C. Dec. 8.-—The* president told the delegation of suffragists today that he favored a standing women's suffrage commit tee in the house but denied their roquest that he send a special mes sage to congress upon the question. Wilson declared he would not «i,?ni? J10!105' i01 refraining from urging congress to consider is sues %vnich had not received the organized consideration of the demo !»-p he was embodied as promises to the people at the election. forced to confine himself to those things iltimore. Md. Dec. 8.—Dr. Anna Howard Shaw, just re-elected President of the Women s Suffrage association, asserted, "There are three women in the United States today who might occupy presidential chairs with a greater degree of success than any of the republicans, democrats or wfrigs that have so far appeared. They are Jane Addams and Mrs Joseph T. Bowen of Chicago, and Mrs. Carrie Chapman Catt* v "fsan, Anthony would have made a better executive than Ahra nam Lincoln. House engagement list was cleared for the reception of the women. Mrs. Pankhurst Freed. London, Dec. 8.—The militants gath ered in force to welcome Mrs. Pank hurst on her arrival from Exeter jail An ambulance and stretcher were wait ing, but Mrs- Pankhurst was able to alight from the train, with tottering steps, with the aid of a nursei and com panion. She was taken to the Nursing home In an automobile and had a long procession of supporters. Will Get Trams--. tun and 30 iole Y. Police Force Look for Girl New York, Dec. 8.—Every policeman in Greater New York re ceived instructions to hunt for Miss Jessie McCann, the 23-year-old daughter of Robert McCann, a wealthy wholesale grocer, who dis appeared Thursday as mysteriousjy as did Dorothy Arnold. The girl's father is a personal friend of Mayor Kline. The latter ap pealed to the police department tc» expedite the search. Con gfess iby Oferwiekilkg Yiote Favors Naval Holiday Washington, Dec. 8.—By an overwhelming vote the house passed the Hensley resolution requesting the president, so far as he can do so with due regard to the interests of the Uuited States, to co-operate with the suggestion of Winston Churchill, lord of the British admiralty, for an international naval holiday of one year. 3 Here Devils Lake for the removal of trains No. 2 and 3, which now run over the Surrey cutoff, as this fine limited is of more value to the satanic city than the fast mail. The change comes about as the re sult of quiet work on the part of the Devils Lake Commercial club. Two Fargo men, Frank Corson and Morton Page, also rendered valuable assist ance in getting the change. pprv'T nil/1 New York, Dec. 8.—Hans Schmidtj was placed on trial for the murder ofi Anna Aurnuller. The defense of in-i sanity was made by counsel without the consent of the former priest. Thei district attorney declared Schmidt) was shamming insanity. MO RACER KILLED WHILE OOT HUNTING Brussels, Belgium, Deo. 8.—Camilla Jenatzy, an automobile racing pilots was accidentally killed in a forest by) the editor of a Brussels newspaper.) Both were members of a hunting par-j ty. Jenatzy was the winner of many? European classics. He was fifth in the* 1906 Yanderbilt cup ra^e. FABGO, NORTH DAKOTA. MONDAY EVENING. DFinrcMttTra 1913: REPUBLICAN ESTABLISHED SEPT. 5, 1878. MOTHER OF 21 Emporia, Kas., Dec. 8. The twenty-first child, a son was born to Mr. and Mrs. Alpheus Mosiander. Mrs. Moslander is 40 years old. k i y a 4 NARROW ESCAPES St. Louis, Dec. 8.—An interurban sleeper on the McKinley lines was destroyed by fine near Edwardsville, III. Twenty-two passengers had nar row escapes. A fireman who jumped down the twenty-foot embankment was Injured. STRONG PROTEST Calumet, Dec. 8.—Cornish minersi employed at Painesdale held a big in-i dignation meeting this afternoon as the result of the murder of three Eng-\ lish miners Sunday. The Western Federation of Miners was denounced., Demand is made for protection. They, also formally called the attention of, the British government to the outrage., ONE Washington, Dec. 8.—More than *9, 000,000 for the Mississippi river, al most $9,000,000 for the Ohio river, more than $2,000,000 i'or the Missouri river, almost $2,000,000 for the Colum bia river and $1,000,000 for the Dela ware river are the amounts consider ed necessary by the chief of engineers of the army for the improvement and maintenance of those great waterways during the fiscal year of 1915. y In submitting to the secretary of iwar his report, made public today, the thief of engineers makes estimates Aggregating $41,483,895 to be applied to 261 river and harbor projects dur .Jnjr the year ending June 30, 1915. This "leg* than the anaount ap propriated by congress for river and harbor works for the fiscal year of 1914. "Liberal appropriations are con sidered proper and desirable for snag ging the other work necessary to make natural channels available wherever water-borne commerce exists or is reasonably prospective," says the chief of engineers. "It is believed that ex penditures for such improvements are almost always useful and advantage ous to the general public, especially since the introduction and rapid development of small gasoline motor boats for combined freight and pas senger transportation." Estimate of amounts needed for fortifications In the United States ag gregate $1,035,000 and in the insular possessions, $922,500. The estimates in detail are: Mississippi River. Southwest pass, $400,000 head of passes to Ohio river, including ex penses of Mississippi river commis sion, $6,000,000 between Ohio and Missouri rivers, $1,000,000 between Missouri river and Minneapolis, $1, 500,000 between Minneapolis and St. Paul, $170,000 improving Mississippi and Leech rivers, $30,000 between ferainerd and Grand Rapids, Minn., $8,000. Ohio River. For continuing construction of locks and dams below Pittsburgh, $3,878,000 for new work In construction of locks and dams below Pittsburgh, $5,000,000 open channel work, $350,ft00. Missouri River. Kansas City to mouth, $2,000,000 Kansas City to Sioux City $150,000 Sioux City to Fort Benton $150,000 Osago river, $15,000 Gasconade river, $15,000. Columbia River. Improving mouth, $1,000,000 im provements below Portland, $300,000: at Cascades, $10,000 at Threemlle Rapids, $425,000 Upper Columbia and Snakfe rivers, $30,000 Williamette river above Portland, $30,000 Clats kaine river, $1,000. Delaware River. Phladelphia to the sea, thirty-five foot channel, $1,000,000. Monongahela River. Rebuilding lock and dam No. 6. $178,200. Cumberland River. Below Nashville, $250,000. Tennessee River. Above Chattanooga, $160,000 be tween Florence and Riverton, $240,000: below Riverton. $120,000 French Broad and Little Pigeon rivers, $23, 515. Minnesota. Red River of the North, $7,500 Warroad harbor and river, $2,000 Agate bay harbor, $5,000 Zipple bay, ?1,000. Wisconsin. Ashland harbor, $10,000 Kewaunee harbor, $8,000 Two Rivers harbor, $25,000 Port Washington harbor, $2, 500 Racine harbor, $15,000 Kenosha harbor, $7,500 Fox river, $25,000. Michigan. Ontonagon harbor, $10,000 Kewee naw waterway, $75,000 Marquette harbor, 1,500-foot extension to breakwater, $221,000 Menominee har bor and river, $25,000 Muskegon har bor, $5,000 Ludlngton harbor, $5,000 St. Mary's river, at the falls, new (fourth) lock, $250,000 Alpena harbor, $5,000 Harbor Beach harbor of refuge, $89,000 Black river and Port Huron, $30,000 Clinton river, $2,000. Illinois. Woukegan harbor, $10,000 Chicago river, $50,000 Calumet river, $10,000. Indiana. Indiana harbor, $25,000. Ohio. Toledo harbor, $135,000 Huron har bor, $2,500 Vermilion harbor, $7,000 Cleveland harbor, $200,000 Conneaut I harbor, $2i2J8Q- Washington, D. C., Dec. 8.—David F. Houston, secretary of agriculture, today published his annual report for the year 1913. The report, which contains only fifty-eight pages, differs from previous reports in that, instead of merely reviewing the agricultural situation, it presents in summary many broad economic questions. Throughout the report strong empha sis is placed upon co-operation be tween the department of agriculture and other federal departments and the state agricultural agencies to promote co-ordination and eliminate duplica tion of effort The keynote is getting the department's information In all fields more directly and in more val uable form to the people. The follow ing are summarized statements of the more important subjects and recom mendations discussed in this report: The Problem of Production. Increased tenancy, absentee owner ship, soils still depleted and exploited, inadequate business methods, the rel ative failure to Induce a great major ity of the farmers to apply existing agricyltural knowledge, and the sug gestions of dependence on foreign nations for food supplies warns us of our shortcomings and incite us to ad ditional efforts to increase production. The report states that there is no ground for thinking that we have yet Arom pproximated the limit of our output the soil, but that we have just begun to attack the problem, and have not reached the end of the pioneering stage, and only in a few localities have developed conditions where rea sonably ful returns are secured. We have unmistakably reached the period vhere we must think and plan. Increases Asked, Increases in the appropriations for the next fiscal year are recommended, as follows: Two hundred fifty thousand, eight hundred sixty dollars for extending the work of eradicating animal diseases, feeding and breeding live stock, and for dairying and the enforcement of the meat-inspection law $45,660 for the introduction and breeding of new plants, the control of plant diseases, and for improving the methods of crop production, especially cereals $143,577 for the classification of agrl cultual lands and the survey of home steads in the national forests $60,441 for extending Investigations of the handling, shipping and storing of poultry, eggs and fish $24,420 fee in vestigating fertilizer rn.'jQurer.n, soil fertility, and the chemical and physi cal properties of soils $71,000 for ex tending investigations of insects at tacking deciduous fruits, cereal and forage crops, and forest trees $90,000 to enforce the migratory-bird law $113,500 for road management and road building and maintenance $144, 000 for investigations of the market ing and distribution of farm products $50,000 for live stock and other dem onstration work in the sugar-cane and cotton areas in Louisiana. A decrease of $37,340 is made in the funds of the weather bureau, made possible by the increased efficiency shown In handling its work. It Is recommended that the con gressional seed distribution as now conducted be discontinued, and that constructive work in securing and dis tributing new and valuable seeds and plants be substituted. Plan to Reorganize the Department. To promote co-ordination, allow greater latitude in carrying out of projects, and to establish a more logi cal handling of regulatory work and research, investigation and demon stration work, the secretary will ask the congress in the coming estimates for authority to prepare a plan for reorganizing, redirecting, and system atizing the work of the department as the interests of economical and ef ficient administration may require. 98 LIVES LOST IN Houston, Dec. 8.—Ninety-six per sons so far have lost their lives in the floods up to this noon, ac cording to information received here. Twenty-five, drowned last night and this morning, were in districts where ample flood warn ings had been given to all. More than twenty are known to have been drowned this morning in the Brazos river floods in Wal ler county near Brook.shire. The flood crest is sweeping toward the mouth of the river with increasing force. Heavy damage and loss of lifs are expected. Mew System of Earal Credit in Wisconsin— THIS ISSUE 10 PAGES the Department of Agriculture Planned This Is Foreshadowed in the Report of Secretary Houston, Which Was Sent to President Today Free Distribution of Seeds Should Be Discontinued—Would Redistrict Country to Enforce Pure Food Laws This plan would bo submitted in th« fiscal estimates for 1916. It la bellev ed that the department can best carry on its functions and carry ita informa tion to tho people it seeks to serve, probably by having its work conduct ed in five or six main groups such as a research service, a regulatory serv ice, a state relations service, a rural organization service, a forest service, a weather service, and others as special occasion might warrant. Promotion Based on Efficiency. A system of efficiency ratings aN fectlng all clerical and subclerlcal employees, designed to eliminate all danger of favoritism and to provide for promotion entirely upon merit, has been established. Increased efficiency and considera ble economy have been gained through changes in the handling of fiscal mat* ters. It is recommended that the depart ment be given authority to Increase the maximum salary of $4,000 which now can be paid to scientific investi gators. It is pointed out that many of tho leaders in the department could command salaries in many cases mora than twice what they are receiving. Changes in Weather Bureau. Changes In the organization and work of the weather bureau have re sulted in increased efficiency and econ omies which make possible a reduc tion of $37,340 in its funds. Certain stations and substations will be eliminated and the work of other sta tions not well located for climatologi cal work will be limited to forecast ing, crop warnings, flood warnings or forecasting. Full co-operation with the hydrographlc office in the navy, department in the publication of ma rine meteorological charts has been effected. Investigational work at Mount Weather will be discontinued and steps to make available for scien tific work, in more suitable locations, the funds thus saved will be taken. The crop and flood warning service designed to enable crop growers or those along certain waterways to hava notice in time to take protective mea sures will be strengthened. The sci entific work of the bureau will bo em phasized, especially In fields having a direct bearing on agriculture, cOQt* merce, navigation, and aviation. Postoffice to Aid in Crop Census, Changes have been made in the or ganization and work of the bureau of statistics to effect economies and in crease efficency. It is recommended that the designation of thiH bureau be changed to The Bureau of Agricul tural Forecasts, which more accu rately describes its functions. Co operation with the postoffice to test tho practicability of an annual cen sus of acreage and stock through the rural route carriers has been effected. A committee on co-operation compos ed of representatives of various branches of the department and of other federal departments will, it is believed, eliminate duplication of work and improve statistical results. Increased accuracy of crop forecasts will be secured through improvement in the field forecast agents, special crop reporting system and the field service. Country to Be Districted. Certain reorganizations have been effected In the bureau of chemistry looking toward more effective admin istration of tho food and drugs act and to greater constructive' techno logical assistance to manufacturers in avoiding waste, reducing cost of man ufacture and to help them develop1 purer products which will comply with the law. The country will be di vided into several districts each un der the direction of a competent of ficial. All branch laboratories and food inspectors will be under slngis Continued on Page Four. »mr mi SELF UP New York, Dec. 8.—McGuire plead** ed not guilty to the indictment. was given until Dec. 22 to4 change On withdraw his plea. He was released on $1,500 bond. New York. Dec. 8—James K. Mc Guire, ex-mayor of Syracuse, arrived this morning to surrender to the dis trict attorney's office on an indictment charging that he solicited a $5,000 bribe* from a corporation in the interest of tho democratic state committee. His indictment is tho outgrowth Qf John Doe proceedings by Whitman, McGuire returned from the tropics last night. Association Organized Marinette, Dec. 8.—Under the auspices of local capital, the First State Land Mortgage association under the new Wisconsin law opened for business with a paid in capital of $25,000. Applications for a number of loans were received from farmers under the provisions of the new statute, before the bank was opened. It is believed the association will play an Important part in th® agricultural development of the county. The farmers now can negotiate long time loans with the privilege of paying back specific amounts of the principal and interest each year. The Marinette association is the first of Its kind in the United States, as Wisconsin Is the first to adopt this hew system of rural credits.