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.I'-T-i.'1.*jw •y*"'fc, ®s :Coi?p ,-. •,? 'KjVt SI:ISI •"••iSMri WMt y: f'' ^m^y- Ki^Sgp .'I A BRITISH TANK IN 'FIFTH LAVA By •«#. l&Jl FRANCIS H. SISSON, Vic* President Guaranty Trust Com pany of New York. Did you ever stop to/hlnk what a large part of ea\h dollar raised for Uncle Sam's war budget by Liberty Loan or otherwise goes to pay the boys at the front? How do ti»ese dollars reach tbe trenches? How are they turned Into French currency? How do tbe soldiers take care of this money after they get It? Must they carry it on their persons or do they entrust their money to a companyvsafe, which must 6e -ouvement to iue lines and perhaps equally convenient to enemy raiders? If they wish to s#nd their money home to their relatives' or to their home bank how can they do so while on the margin of No Man's Land? The first v. 'These are soqie of .the questions that have been uiet and solved by XJu cli Sam's finanolal agents In co-opera I Hon with some of this country's great banking institutions. {The Importance of these questions tcr our troops vfn France cannot be over estimated. The pay of an enlisted man ranges from $30 a month, received by a 'private, to $80 a month for senior grpde quartermaster sergeants of the quartermaster corps, band leaders, [master electricians, master engineers I of the senior grade and master bospl Ital sergeants. Enlisted men serving In a foreign country receive a 20 per cent. Increase. Officers' pay ranges from SI41.67 a month for a second lieuten ant, to.fj 0,000 a year, received by a general, with 10 per cent. Increase for foreign service. When we realize that the monthly payroll for Uncle Sam's fighting force Is now over $100,000,000. that one-half of this is already being sent abroad and that both the total payroll and the proportion of that sent abroad are rap t+t if- *V iv,/ I Hi||ki idly Increasing, the magnitude of the task can be appreciated. Organization of a system for the payment of the army at home was'com paratively simple, but when it came to paying an army overseas an entirely new set of circumstances hart to he dealt with unfamiliar currencies, tradesmen unresponsive to such me diums as drafts, letters of credit and checks and allowing unfavorable or uncertain rates of exchange and other ditllculties. step was to ties provide facili for [laying directly the allowances made to dependents of soldiers. Ac cording to government regulations, married men in the service must al low at least $15 a month to their wives and more In proportion to the number of children. In addition, the govern ment Is required to pay S15 to a wife, with proportionate Increases for each child. Compensation Is also provided for dependents, such as grandparents, brothers or sisters. The allowance, to dependents under these regulations at present Involves mailing from Washington'each month over 700,000 checks, averaging about $25 each. At the beginning of our entry Into the war the government was forced to abrogate payments In gold to its sol fliers on foreign service. The mere shipment of so many tnilllonsof gold colp Is attended by unusual risks In time of war, to say nothing of the dis turbance in the money market that such transfers would produce. Payments to troops abroad are now m&de dither In the currency of Prance or by check payable in that currency, according to the desire of the soldiers. Those who take checks send them home or deposit them with banks un der some df the arrangements devised by bankers here who have correspond ents or branches abroad. For the ben efit of those who take currency a rate of exchange IS established by procla mation each irionth. This means that the soldier gets'^French currency In an THE DEAN 1 An old-t Le tifijin who hadv-sort-ofwas glancing over a box score the droppe^ -hid^hftldli^l for sereval years other day and ran across the, name PHOTOS jt.+- a til?nnt which equalizes the difference in value between the dollar and the franc. The soldier, If be:Wtshes may have the government retain an allotment from his pay each month for his own bepefit, as In the case of dependent al lotments. This will be mailed toy the government direct from Washington to a designated person or bairk at home. If the 'allotment Is made for. his own benefit he can draw checks against it, as he can against an ordinary deposit in his blink. With-respect to so much of his pay as the government does not withhold, be has the same privilege as he would were he a civilian. If the soldier receives his checks In France, and 'cashes them there he car ries the currency around with him,, and, while It is not a staggering amount, he Is likely to be constantly worried about losing It. Under such circumstances he Is more likely to spend It quickly. He doesn't like to deposit It in a foreign bank, because If death should overtake him his rela tives In ttys country might encounter considerable delay and ..Inconvenience In establishing their rights In his ac count. It is but natural,* therefore, that he should desire to have it ar ranged. so that he can transact his money matters with men who speak his own language and who will do busl- Wallace with the St, Louis Cardinals. "Funny," he said, "there used to be a Wallace wit hthe Cards back in tlie nineties Bobby Wallace and a mighty sweet infielder." It was-the same Wallace, the dean of baseball players, -44 years old, 25 years in iriajor league baseball, a sur vival of the days of -Pat Tebeau, of fid. Delehanty, ot' Cy Young and the rest of them. 'Old Bob breaks into the game now and then. His legs aren't what they were once and he has lost a part of his old itme batting eye, but he's a niiglity valuable asset to the Cards juSl the same. Its remarkable that Wallace lacking the color of Wagner,' Lajoie and Craw ford, should have out-stayed them all in baseball. Wallace's career in baseball started with a semi-professional team at Clarion, Pa., 25 years .ago. He was en a pitcher, but the next year he las picked up by the Cleveland club iii tlie National league. This club was managed by Pat Tebeau and included such- players as Ed McKean, Cupid Childs, Cy. Young, Chief Zimmer and Jim McAleer. Whdn the Cleveland franchise was sold to St. Louis, Wallace, who had bden transferred from the box to the intoeld, went along. Later Bobby jufoped to the St. Louis club of. the American league, where he remained, until* a couple of years ago, when he tried umpiring, then went back to the Cards. -BUY W. S. S.- GOPHER PRISON !R PI SING LOSING INMATES I Stillwater, Minn., July 24.—The sharp: decrease in the number of in mates in the state penitentiary here, has attracted considerable attention. On January 1, the prison housed 1, OOC convicts and at present it has 882 prisoners. Of this total, 135 are serving life terms. Prison authorities, in stating that this total is the lowest in years, are inclined to hold three causes respons ible. The war comes first.' It haa taken thousands of men from the state. The heavy demand for labor and, enforcement of the work or fighi order has kept undesirable characters .pty, their good behavior, it was said. WW" BISMARCK DAILY TRIBUNE FIRST M,„- yy ~yyy-r-*- ness with h!m according to methods vviih which lie is familiar. It must be reineiulieied^.too, that the need of banking facilities at the front is upt cqnfiiieii to the handling of the small monthly stipend from the gov ernment In all instances. Among both oflliers and privates there are' thou sands of men who possess1 private lu comes, many of theiilYlarge ones. They cannot very well carry large amounts of currency on their persons and espe cially require some banking arrange ment similar to that which they have been accustomed .to at home. It was becausd .they, appreciated all these conditions surrounding the sol dier In France and because they had the necessary facilities abroad for meeting them that certain trust com panies entered Into arrangements that would enable the. soldier or sailor to get his money and to, keep or/spend it without loss or Inconvenience. Throiigh Its offices in both London and Paris and Its relations tvitli the leading banks of France, the Guaranty Trust Company of New York, for ex ample, was able to offer special con veniences to the officers and. men In the Expeditionary Force as. well as to .those connected with officially recog nized organizations operating abroad. The advantage of large organization and numerous affiliations In this coun •The third reason given, is the, tact that local option hatl. niado much more than half of Minnesota, dry ter ritory. The prison inmates tiay&.been work ing overtime—for pay—In the twinte p)8iit, and it is estimated that more .than 19,000,000 pounds of twine will beturned out this year. In addition, it is expected that about 18.000 binders, retapers. mowers and rakes!" win be mat\e. The inmates have sho^)«||^ir pa triotism by assisting jEte-!i^yery'- war drive. They have sub&ccftv''ed $34,300[ to Liberty loans Cross $12,996 for war saf jnjgs s.tamps and have given $757 to of Columbus tund. "T -BUV W. S. S. DRIVE WRECKS HUNS' MORALE Rhine Towns Are Despondent and THERE •. •, Amsterdam, July 24.—'The,",stamina of the Germans .working in factory towns along the Rhine is growing weaker daily, due to allied bombard ments, food conditions and the long delayed victory. So say travelers just returning from Cologne and other Rhine towns. Continual bombardment by allied aviators of factories and railway sta tions is having a tremendous effect on the morale of the people. They are deserting the cities by hundreds, and only" military force prevents the muni tion workers from leaving the fac tories. "The resumption of the offensive," said one traveler, "helped ^consider ably to lift the people's hope. Bul letins proclaiming the annihilation of thousands of Englishmen and French men were torn from the hands of the venders. Houses were covered with bunting and people shook haftfdsl wlflf each other, crying 'We are.vlctors and shall remain victors!' "But the cessation of the rapid ad vances and the counter- attacks by the allie3 have again caused-a feeling of despondency. People no .longer be lie 'e the war will be oveir^tMl v^r-wu»'j'ear. 'y. AN AMERICAN BANK ON WHEELS •AT THE FRENCH FRONT try arid abroad was Increased by the fact that both tbe London and Paris offices o£ the company were officially designated depositaries of the United States Government. The plan which this trust company evolved for making the American sol dier's money. useful to him Includes arrangements for the officers and.ar-. rnngements for the men who already have, or who may open checking ac counts with any American bank or trust-company. This enables the man In uniform who has availed himself of this ptan to cash his checks Immedi ately In every town of Impo'rtanqe In France. The' soldier having an ac count with the trust company can draw against It while In France with, no more difficulty than a depositor having an account at the (naln office In New -York has In cashing a check at local branches, which Is no trouble at all. He gets a receipt for tne money deposited with the trust company. This serves to Identify him at the Paris office. A draft transfers his ac count to France, and his checks are forthwith cashable at any of several hundred correspondent offices in that country. If his pay is allotted to the Paris office and he should subsequent ly die tbe record In New York of the arrangement? expedites payment to his relatives and Insures safety. Further. all the time. Munition laborers can. get no more than 4 lbs. of potatoes and 2 1-2 lbs, of bread a week. Tur nips and cauliflower leaves are used to make soup, with an occasional win ter potato thrown in. Those who can not obtain illicit! rations are always famished. "The police and espionage system is growing worse'than ever. No one ckn make a remark against the kais er or'the government Without having someOne, at his back theratening him. When the kaiser visited the Aisne front recently a man in at cafe remarked, "Oh, that aiSs! He always arrives oii the scene when the danger is over!'' One ojLt^e^men sitting next to him, immediately, notified the police. "Trains of wounded are continually^ pulling In*fM»|riltt]te front. As many as 40 cars daily pull throiigh the RhiiTe towns. Persons are afraid to speak to the wound#} as the. police are everywhere to'prevent the people find ing out the true state of affairs. "Men returning from the front ex press surprise at the food conditions, but also remark that they have been cut Off without food for days at a time. "Prisoners in these towns are work ed day and night at the lowest kind of work. A recent strike by Russian prisoners -was broken up on threats Of- solitary confinement for sit months." BUYW. S. S.— AMERICAN EAGLE BORE ANCIENT TAG Putte, Mont., 4 July 24.—"John Ro gers—St. Louis—1855." A -metal, tag, bearing this inscrip tion, was attached to the leg of an fgpgle, shot near here,, .re cently. 7 V"*W04 wn In the pioneer days, gold hunters often made pets of the thirds. Itjjta tbetyeced thnt this John Rogers oame from St. Louh. Mo. There was St. Louis Fur company in exist ence (hen but it is hot hwlieved that Rogers was connected with it. An informal investigation is under way. Eagles ^sometimes li to be one hun dred years old, accoriMns to state nat uralists. •»u* w. s. s. Uj, -a "Food conditions are getllng wo'rsS1 Trrbune Want Ads Brin? Results. •. Item* a h. mm rjnorot UmdW- more, under a special ruling of the French .(Government hank deposits of deceased soldiers are automatically: transferred to the United States. Wlren a soidier is not a depositor of. the trust company,' but of some other American) hank, which hank may or may not be a customer of the Guar anty, he can obtain checking privileges In France by having his home bank arrange for what is known as a "re volving credit." This ''revolving credit" plan works out as follows: The inau who Is going to enlist or who is sodn to be called In the draft vgoes to his hank where he has a deposit account or where It will be convenient for .him to open one-and asks that arrangements be made for cashing his checks* abroad.- Under the "revolving credit" plan the-bank l".i»s out a fOrra of credit letter. Copies of this credit letter are sent to the Parts office of the Guaranty, and a copy is given to the man himself. When the soldier arrives In France his copy of the "revolving credit" acts a san iden tification at the branches of the Comp- iot' National d'Lscompte de Paris. On presentation of this "revolving credit" tetter at any. pf the many branches of this bank throughout France the branch bank will cash the soldier!*, check drawn on bis home bank. The soldier can draw his check In Ameri can money and get the equivalent In French money at the most fav'&able rate of exchange. This Insures that no profit Is made on Ills transactions by reason of the difference In ex change rates. The check which he draws goes through the ordinary channels of col lection. It Anally finds Its way back to the home bank and Is charged up to the soldier's account there. Thus-the soldier Is enabled to centralize his banking dealings while on the other, side In his own check book on his home bank without the complications of making new arrangements with which lie Is unfamiliar. Of course, owing to the time required to have the checks reach the United States and be charged against the soldier's account, it is necessary to place some limit on ,tlie araotmt«whicb can be drawn, with in any given period. The amount de pends upon what arrangements the home bank makes with Its depositor as to the mahner In whlth the account will be maintained. The "revolving credit" can be used only where amounts.not In excess of $500 within any two months are Involved. This ^. SY PAtH^rRMAN. The ffrst thing of." importance for golfer to learn is the grip On the cluSsi The average novice has probably play ed baseball and liis Instinctive grip will be something like tliat with which he grips a baseball bat. This is en tirely wrong.' There are several variations of the proper' grip. on a golf club, but all follow the same general principles. The first picture shows" how Chick Evans, national open and amateur golf champion, holds his club with his left hand. The left hand'^Hp gives WEDNESDAY, JULY 24, 1918. amount, however, Is more than ample for the average requirements of a sol dier-In Franco. In addition to the arrangement which has Just been described, there Is another which 1^ available to officers. Under this commissioned officers hav ing accounts with the Paris office of the Guaranty Trust Company of New York can cash their checks at any of the 170 branches of the Bank of France, as follows: Officers below the rank of lieutenant colonel .can, cash $.• checks for 150 francs at any one time a 1 lieutenant colonel or colonel can cash checks for 000 francs -and a gen-.. era! for 1,000 francs. This operation may be repeated as often, as six. tlitres 'during a calendar month. The officer can make this arrangement either be fore he leaves the l*nited States or when he arrlvei In France. If he wishes to tnnke thj arrangement be fore he leaves he can make a first de posit with the Guaranty Trust Com pany's New York office. When lie ar rives at a seal6ard city In France he coitnmunicates with the Paris otlice of the Guaranty Trust Company, and they send him a check book and com-, plete the arrangements with him. If a soldier does not have a check Ing sccount qj a bank of does not wish to opeir one 'another safe, convenient arrri economical means for carrying, recily funds both on the trip across and while on the other side. Is pro vided. Trts, is a new form of/"service check." These "service checks" have 'been perfected by the trust cnuipanies which are officially designated Uepofclfarles for Government funds of the United States In France and in England. The^ checks, issued Jointly by these compti nles, are authorized and approved the United States Government and are sold at.. the-official rate of exchange! agreed upon between the United States and French Governments. No commission Is charged. These checks can be purchased at concentration camps In the United States In various amounts and at alii the offices of the trust .companies lssu:j ing them. They can be cashed readily] In France. England and I*aiy. A self Identifying feature makes-it practical' ly Impossible for an but th$ rightful, holder to cash the chefeks. One Is also1 protected again it 10ss Incident to car rylng currency. 1 The-cost of the service checks, which Includes the required French revenue stamp. Is as follows: 50 franc service check..........fS.85, 100 franc service check.......... 17.60 200 franc service check S5.15, When cashing service checks the's holder receives the face amount of the check without any deduction whatso 'ever. A still furtne-i* convenience for tile soldier at tbe front an automobile bank, which also has been established in' Ptirls" by the Guaranty Trust Com pany of New York and which will reg ularly carry money to our men in the nearby camps and" trenches along the battle front In France. .. This, traveling bank will be-of. great assistance to disbursing officers-at the various camps In -the transportation oi fiirids and '^lli¥alS6 deeded con* ventence for our'soldiers It will not only expedite their payment by the government, but It will.also:add to the facilities which they'have for cashing checks and transacting other money affairs.. Most of the camps behind the secfefs la France now being held by the American soldiers are within two or three hours' motoring distance of Paris, and the "automobile bank" will therefore be able not only to go to and* ffc between'Paris and the front, but also to keep In almost dally touch with our soldiers wherever they are located along the lines. Tllose In charge of it will be Americans who understand and can be understood by the soldiers who are far frota home in a lan^ of unfa miliar language and customs. This traveling bank promises to become a feature of the life behind the trenches, another reminder from home that those for whom they flghf stand with them to the end. ON THE LINKS WITH CHICK EVANS 1 tightly{wtth the (hwnb paraiMKto the shaft of the dub..^ The -second [iicWre shows how Evans ^places his rig'ht hand Over the left. The right hand gives direction. The right hand is held grmly, but del icately, Xvith the "thumb On almost -a straight line with the left thumb. The right hand must liot be permitted "to slip in making a stroke, a9 this will give a slice-or pull. This grip is used on all clubs. "Some golfers vary somewhat in using a put t,er but the best results for. the novice may be obtained by using-this-grip on all shots, $4 fc' *.» yx At