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Grand Forks herald. [volume] (Grand Forks, N.D.) 1916-1955, March 01, 1921, Image 6

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PAGE SIX.
s,.
Dr
TOW,
Bismarck, Feb. 2S.—-The following
testimony, a portion of ihat given by
Waters before the house inves
tigating committee, gives details ©f
the sensational story told by the wit
ness regarding the Bank ot North
Dakota and the facts concerning
"Jack" Hastings:
J. li. Waters having been called as
A witness, was duly sworn and testi
fied as follows:
1
Examination by Mr. Sullivan.
Give your full name?
J. R. Waters.
Q.
A.
Q.
A.
Where
do you live, Mr. Waters?
Beach, North* Dakota.
How long have you lived in the
state oi North Dakota?
.i:-.A. Between 21 and 22 years.
Q. Vou have been ill for some lit
tle time wast?
A. About a month about four
weeks.
Q. And have been in the hospital
here at Bismarck a portion of that
time?
A. Yes, sir.
Q. And a portion ot the time you
•were in bed, I believe, at home?
A. Yes, sir.
And confined to. your room a
substantial portion of your time at
your hotel?
A. Practically all the time.
Q. 1 am going to cut this as short
as possible, Mr. Waters, and to the
point. You have lived at Beach how
long."
A. About twelve years.
DO
you know Arthur Townley?
A. Yes, sir.
Q. Mr. Townley formerly lived at
Beach
A. Yes, sir.
... Q. Do you know Mr. Brinton?
A. Yes, sir.
Q. Mr. Brinton also lived at Beach
at that time, did he?
A. Yes, sir.
Q. You were formerly manager of
the Bank of North Dakota, I believe,
Mr. Waters?
A. Yes, sir.
Q. And prior to that time what po
sition, if any, did you hold?
A. I was state examiner for near
ly three years.
-,Q. You were state examiner under
RPHEUM
O
LAST TIME TODAY
Vaudeville
McQuay and Hazelton
Dancc Creation
Musical Campbells
Nofejty Musical Act
THx aod Harvey Speck
Comedy Singing, Talking and
Dancing'
Lurch Brothers
High Class Acrobats
Feature Picture
"The Little Gray Mouse"
With Ixtuise lovely
COMING WEDS., THTTRS.
BAB'S CANDIDATE
HKLEN RYAN DANCING
Ooatlauons 9 to 11
A-P-O-L-A
Constance Talmadge
In
"THE GIRI. of TIMBERCIvAIM'
JOE RYAN
In
"THE PURPI.E RIDERS"
Baby Laverne Gravelle
DANCING SINGING
l\
New Grand
::r
Pa the News
(VtoMe Vote)—Mj nqusst a speeUl
aftefaooa at Mr sehssi
it
^,,s
Sensational Story Told
By Waters At Hearing
Governor Fraxier?
A. Yes, sir.
fe a A"
Appointed IbrMgh Brinton.
Q. Did Governor Frailer ap
point
yon as state examiner? «.
Yea, sir.
I wonder If you know by
whose Influence jroo were ap
pointed to that Job?
A. X4b, str.
O. Would there be any «h
barraamnent to you by telling u*
by whoec Influence you obtained
your appointment?
A. No. sir.' vV
Q. nirouch whooc influenoe?
A. Through the Influence Of
.J. W. Brinton.
O. I anppooe Arthur Townley
•had Something to do with it?
A. Yea, but he was taking his
ndvlcc at that time from Mr. Brin
ton.
HalHday's Jjctter.
1
Q. There has been some /talk for
some time'—some notoriety in connect
tion with a certain letter tliat has
come to be known as the "shoot-it-to
other-banks" letter?
A. Yes sir.
Q.
I think, it is plain that that let
ter was Written. in connection with
the condition of the Scandinavian
American bank?
A. Yes, sir. "...
Q. At the time that letter was
written, you were state examiner of
this state, Mr. Waters?
A. Yes, sir. .• ...
Q. Did you write that letter?
A. No. sir. -.
Q. Whp did write.the letter?
A. R. M.. H&lliday.
Q. What position, if any, did Mr.
Halliday hold at the time that letter
was written?
A. He was Blue Sky clerk in my
office.
Q. Did you dictate'the letter,-Mr.
Waters?
A. No. sir unfortunately I was
sick in the hospital at the time and
didn't know anything about it.
Q. The Scandinavian-American
bank at that time was. being examin
ed, er about to be examined, in con
nection with its entry under the guar
anty fund commission law
A. Yes, sir.
Q-. Have you any evidence, Jir.
Waters, that would indicate the lack
of responsibility on your part for the
contents of that letter?
A. Yes, sir.
Q. Any written evidence?
A. Yes, sir.
Q. Have you got that with you?
A. I have. .,
Q. May I see it?
A. Yes, I would like to qualify this
by a little statement as to why I never
made this public before.
Q. Very well.
A. The reason I never made it pub
lic before was the opposition papers
were riding me pretty hard and I
wasn't going to have it said that I was
making a goat out of a man that
worked for me. He wanted me to
publish it 'at that time and I wouldn't
do it.
Q. The paper you have handed me
is marked Committee's Exhibit 121,
and the signature attached to that, do
you know whose signature that it?
A. Yes, sir that is Mr. Halliday's
signature.
Q. It appears to be sworn to before
a notary public?
I A. Mr. George Thompson.
^Exonerates WsHhj.
Q. If %ou have no objections I
'.Will read thia into the records I pre
sume you want it back?
*A.
I prefer to have it back..
EfcHIBIT 191.
State' of North Dakota, County of
Burleigh—as.
"Roy M. Halliday. first being duly
sworn, on oath, deposes and says that
in June, 19J8, he was employed in the
state examiner's offipe as. Blue Sky
clerk at a salary of $180 per month,
land that said salary was paid. him
from the Blue Sky fund and not from
the appropriation made for salaries of
the state examiner's office. Further,
affiant says that he wrote a letter on
..dllllllllllllllllllfllllllHIIIIIHHHIIHIIHb
FntnPlay
Toil
'y
& WW.
Ed^ar JUce Burrou^lis
"Double Adventure",
and Sunshine Comedy
'MlllllllllllllllllllllllilllllllllllllltlllllllP1
NOW SHOWING
CHARLIE CHAPLIN and JACKIE COOGAN
"THE KID"
Bray Pictografrfi
Mi Paolo Conte, America's Premier Organist
Concert Orchestra Clarence O'Cotthor, lorric Tenor
wtnte
ton*
MmMmii
1
A
SeandiM^n'Amert^11^^^^'!^- 'RETAINED TO SUE
"at a time when Jir. Waters was
•Ick ln a hospital and without the
knowledge of Mr. Waters .that he
newer ww. deputy bank examiner, and
b® had nothing whatever to'do
with the.crlttciam or advice,In regard
to the affairs of banking In any way
that the letter written by him under
date of June 10, ltis, was hot advance
information to the Scandinavian
American bank as to when the exam
iner -Would be there, as the exanilners
had already worked at least two days
In the Scandinavian-American bank
*t the time he wrote this, letter fur
ther affiant sayeth not. Signed:
—"Roy M, Halliday.
"Subscribed and sworn to before m«(
this.?th day of November, 11I.
"George Thompson.
"Notary Public, Burleigh County.
North Dakota.
(Seal)"
Q./ Mr. Waters, did you write any
criticism yourself, as state examiner,
of the Scandinavian-American bank's
condition prior to the time It was ad
mitted under the Guaranty Fund Com
mission Act?
A,. I wrote a letter of °. criticism on.
the day 1 met with the Guaranty Fund
Commission and we went'over the ex
aminer's report and decided on mat
ters that had to be cleaned up in the
bank before they couid be admitted,
and I dictated that letter of criticism
myself.
Q. That letter- of. criticism, as I
remember it, criticised the bank pret
ty severely?
•A., Tes, sir. S
Q. You knew what the bank's COB.
ditl'on was at that time?
A. Yes, sir.
Q. ^nd knew there were a great
many.things in it that' required a sub
stantial fixing before it would qualify
under that law? .. ..
A. .Yes, sir.
Q.. You don't have a' copy of that
letter?
A.. No, that would be in the ex
aminer's offile.
Q. In Mr. Laofthus' .office?
A. Yes, probably under the Guar
anty Fund Commission correspond
ence or it may be under the corre
spondence of the examiner under let
ters of criticism.
Q." Have you some, evidence .'that
will' substantiate the position that you
took in connection with your criticism
of that bank
A. I have.
Q. H^ve you got those with you?
A. I have—two statements from
two members of the commission.
Q. Who were the members of the
commission?
A. O. S. Hanson of Grand Forks
and B.
3-
Schoregge of WHliston.
Q. Mr. Hanson was a member of
the commission?
A. Yes, sir. and. president of the
Northwestern National Bank.
Q. And Mr. Schoregge was a: mem
ber of the commission at that time?
A. Yes, sir, and vice president of
the.WilUanis County State.bank.
Q. And these two statements you
have just handed me, Exhibits 122
and, 123, are the statements you refer
to?
A. Yes, sir »I got those statements
to refute Mr. Lianger's charges of adr
vauce information.
Hanson's Itter.
EXHIBIT 122.
^State of North North,' Dakota, Coun
ty of Grand Forks—ss.
"O. S. Hanson, being duly sworn,
on oaih' deposes and says that. he was
a member of the Guaranty Fund Com
mission. during the time of admission
of all banks admitted under said law,
and that-at no time was the Scandi
navian-American bank of Fargo refus
ed admission arid that he was pres
ent at a-'meeting'of the cMntalsaion
when th$ matter of advising the
Scandlna^an-Amerlcan Bank as to
|fhM.waaineceosary for fhem to do to
compff'wtt the requlremefftw of the
commission for admission under said
law.
"That said board did not order Wa
ters to write them a stringent letter
that said Waters wrote the letter of
criticism of his own free will and sub
mitted same to them for their con
sideration, as was the procedure in all
other cases,, and asked the commission
if they wished to add anything, and
the commission agreed that the letter
was all right, and that they did not
desire to add anything more to it
"Affiant further says that during
Mr. Waters' service as state examiner,
he never found him' trying to hamper
the work of the commission in any
way, and that he always aided and
assisted the commission in every way
possible that affiant further says that
he hafi had a number of years experi
ence 'in the banking business, and
with- his. knowledge of the office of
a Date examiner, be alBO considered
Mr Waters a capable and efficient
examiner and with the best interests
of the banking fraternity at heart at
all time.
O. S. Hanson,"
Member of Guaranty Fund 'Co'tn
mission."
Schoregge's letter
EXHIBIT 128.
"State of North Dakota, County of
Williams—ss.
B. J. Schoregge being first duly,
sworn on oath deposes and says, that
he was a member of the Guarauity
Fund commission during the. time of
admission of all banks admitted under
said IBV, and that at no time
the Scandinavian-American Bank of
Fargo refused admission, and that affi
ant together .with Mr. Haldorsoii and
Mr. 8emlhgson were at work examin
ing said bonk to ascertain its condi
tion. previous to its admission under
the Guaranty law on or befoire June
10,.
1918 and that he was present "as
a member of said commission' at a
meeting of the commission ..when the
matter of advising the Scandinavian
American Bank.of Fargo as to what
.was necessary for them to do to com
ply with the requirements of the
board for admission under the Guar
anty law.
.' That J. R. Waters was present, when
the report of examination was con
sidered, that he assisted in sugges
tions'as to what-paper should be elim
inated, .and that said commission' did
not order Waters to write this bank a
{Stringent letter that said Waters
jjiiote -.the letter of criticism.
M&r
a
I w}
ot
his
own free'will, and submitted, the same
as was the, procedure In'all -cases,-and
Vsfced if the commission wlslied to
add anything, and the.- commission
•greed that the tetter Was all right,
and- did not desire- to add anything-.to
it.
.Affiant further says that during'Mr.
Waters' tervice as state examiner. He
never found him trying to. hamper
the. work of the. commission in any
w*y that he always aided and u
slsted the comihissloh every wiy pos
sible that affiant was at one time a
,deputy bank examiner pefore Mr.
•Watefa' u%a state eauniMr,' and with
hia knowledge .of the Affiet md Its
duties, he considered Mr» Walie# a
capable and efficient examiner and
with the best interest of the banking
.fraternity'At heaM at' all'times.
Scho«H»g»e.
Xeuttter of Guaranty fund Com
0
-iWk Spins
Mr. Wafers, when. did. you .first
thtea'waa a.poatfbll|tf of ydur
ot
the -Bank of
M^ODakota? A. Ttef w^g'tn the
tar's pmee__and -wa}ked' laek iAto'
mm
GRAND FORKS HERALD, TUESDAY, MARCH 1, 1881,
STANDARD OILFOR
MILLION DOLLARS
Francis J. Heney.
The .Uncle Sam Oil Co., with prin
cipal, offices in. Kansas City, has re
tained Attorney Francis J. Heney of
Los Angeles to bring suit against the
Standard Oil'Co. for $1,000700.0 dam
ages.. H. H. Tiicker, president of the
Uncl,e Sam company, has made this
announcement. 'The basis of .the
suit Is alleged to be in controversies
ownership of the lease, of
acres of. land in Oklahoma.
A. He referred to Jack-Hastings.
that the beans- had met with some
disaster? A. .Yes, sir.
Q. Just shortly and concisely will
you indicate to us Just what the arti
cle stated A. It seems that Mr. Hast
ings,-the night before, had had an in
terview with'Mr. Paulson, and he had
outlined to Mr. Paulson the proposed
banking scheme or the scheme of
the organisation of the Bank of North
Dakota, and had also indicated, ap
parently, to Mr. Paulson, from this
story, that l)e was to be the manager
of the new bank and Mr. Paulson had
written up .quite an article on it,, and
I believe,-lit remember correctly, that
this was about-the first advance notice
that anyone had of the possibility that
there would be a bank law passed.
Q. This was about the first infor
mation that had gotten out on it?
A. Yes, sir.
Q," And it appeared that "Happy"
Paulson had put over a scoop
A-. Yes, sir.
Q. You say'that Mr. Townley was
in a rather ferocious frame' of mind
that .morning? A. Yes, sir, he was
pretty hostile.
Q. And .his hostility was indicated,
possibly, by his choice of language
in talking to you that morning?
~A. Yes, sir.
Q- He knew you well enough,
suppose, Jim, that he felt well satis
fied .that the use of profanity in your
presence was not at all going to in
terfere with your peace of mind?
A. As a matter Of fact, we were
in the habit of expressing ourselves
pretty freely to one another.
Jack's Pants
Q. Now then when he indicat
ed that the beans had been spill- I
ed, what further did be say with
reference to that situation?
A. Well, of course, he used
considerable profanity and said
how many kinds, of a fool Jack
Hastings was making of himself
and' criticised the manner in
which Jack was dressing.
Q. Well, bow was Jack dress
ing? A. Well he was wearing a
frock: coat, and striped pants.
Which way did the stripes run,
1 up and down or sideways?- A.
Well, I made the remark that that
would be all right only the stripes
ran the wrong way, and Mr.
Townley said, "I told him If I
dressed like that "these farmers
would hang me," and be said,
"Jim, I am going to ten you some
thing this morning. You arc go
Ing to be the manager of the new
batak."
Q. And that, was the ftr#t knowl
edae you had of it? A. Yes. sir.
Q. You- had,' however, talked that
over with Brinton previously to that,
hadn't you, the ^possibility of your be-,
ing manager? A..I think Mr. Brin
ton had' mentioned, to me that. he
though I could "have the job if I
wanted it
Q,' Well when was the^next time
you haiid any talk with any person that
wduid indicate-that you were to haVe
•the Job?.'
^nrMkfisaiBNT.
i's Xdntnrat, Kept Haad^, Takea
tbe Plithtot them-
ShOSBONQ
....
mm
«i^i9d in .the^ w«t and
diyiled rheumatic
twlnge! But tfot for lonir when
Slowll's I4oi«aent. jte pat on th«vjob!
Pains, kralna spratna—how soon
this fldjfamlly fflend penettmlos wfch-!
o®t rnbbfcsg and helps -dHve 'erti away!
And liom Cleanly, too-r-no muse, ho
bo^har, .Ho atolned akin• or clotted
poresy. MteKlea llmbor iip lunibagd.
a
a bottle
ijft wejJtoday^jT you've ..run
)^^,*'I^mfnt,'Jt'l'»o warm-
r?ir
Wte "V
Q. A talk with Mi*. Townley
the McKensie Hotel?
the
atiob
A. Yes, sir, and Mr.' Brinton' was
there.
.Qr You say bank bill had been
passed. at s-that7 time
A.
Yes. sir.
Q. And I suppose the Industrial
comnAiinion had been having meetings
previous'to that?
A. Well. I believe the Industrial
Commission had been organised I am
not' positive of that at that time, but
1 believe they had,
Q. Did you put In an application
to the Industrial commission A. No
««•.
Q.^ Didn't you apply to the Indus
trial commission for the Job? A. No
air
Townley Bid Appointing
Q. You Just talked to
about it? A. Yes, sir.
ber correctly—he called
430,000
Q. Meaning the Fargo Forum A.
Yes, sir.-. And I paid,. "yes" and he
said-"I' suppose you read Jack Hast-
"There it goes again, that damn fool
is always: spilling the beans,"
Q. Did he refer to "Happy", or
Jack Hastings?
A. Yes, I will have to gp'back and them, .and be said you understand
go Into a short explanation of this how that is Jim. but we t*an educate
matter. them up to it. Now, the proposition
Q. Go ahead. A. I was in Florida and agreement between him and I
and I got a message from Mr Town- was that I was to work the first year
ley to come back at. once, and 'Mr,, and for $6,000.00 the second year for
Mrs. Brinton were down iherc and 500,000 and the third year for »10,
•they decided they would come back 000.00.
with Mrs." Waters- and niyself, so the
four of us came back together to 0t.
Paul. Mr. Brinton and I went up to
'the Endicott building where!1 the
eu
between the two companies over the he said, "Jim, here and I fw" to^^108. each
allowed to use my own Judgment about
icicncu iu uttcn.. noouuKB. Q« You Bay at this conference, Mr.
make that statement at that confer-
ence«* f—^
A. Certainly. We have all seen
and know that the average political
Job—that a man is supposed to take
care of his political friends whether
.they are competent or whether, they
are not.
Q. And had you seen evidence up
to that time of incompetents, as you
refer, to them, being taken. care of. be
cause they were politically right
And. it waq such a Situation that you
wanted to prevent ttwm?- JL Yes,-sir.
Q. Those situations- that you re
fer to were in the State 'of North "Da
kota? A. Yes, sir.
QQ. And In the capitol, probably?
A. Yes, sir.
Q. Any particular instance that
you had in mind, Mr. Waters? A. Oh,
ment
in
here so there would be' no hitel)
the arrangement.1
Q. Now, after the bill had been
passed, you had gone to Florida?
A. Yes, sir.
Q. And this message you got from
Townley was after the bill had been
passed, of course? A.' Yes, after the
session was,over.
Q. Now, what else was said at Pierre, S. D., March 1.—By the
that talk with you and Brinton and provisions- of the apportionment bill
Townley? which passed the upper house
How It Was Settled day, the senate membership will rc
A. Well. Mr. Townley. if I remem-
i9A aaa have talked this over pretty freely and county beinB ^redited with at least
it is agreed that you "are "going "to be ®ne representative, irrespective
appointed manager of t'he bank" and sl»B or small population.
I said, "Well. Art, there will have to
ba®k'"
Government Bonds ..
Liberty Bonds and
othef -United States
Bonds owned by the
bank.
Banking House and
Fixtures
Money actually paid
for jour own bank
building ^nd bank
ing quarters, unin
.- cumbered.
Cash and due from
banks .....—
Gold, silver and.
paper money inf.
vault and on deposit
with the Federal Re
sery,e Bank and),
other National|i
banks
Put
h.«™, th. h.lp I OTM ««. SnV«WSr^ta^r!,?yB hrch0'
now
Q. He says "that damn fool Is al- Waters, that you stated this bank ^Sll out in the district with many different kinds of ..medicine
ways spilling the beans?" A. Yes, was not to be made a political duftip- without results.
*»r. ing ground? A. Yes, sir. I "TOe fiwi bottle of Tanlac didn't
tor. Tripp and Mellette will remain a
WU ?WU rmiieiuuer IAE CUNIENIB.I H*. IUUBI IWVQ ucc« WNW «v «II KA HeiD me mUCA. DUl I made UP MY
of the article that appeared in the thing in your mind with reference to S the fioo^of the^nate mind to give it a fair trial. After start.
the matter that would cause you to
waiLhot
ASSETS
Loans and Discounts.$2,012,352.62
Money loaned to our
customers, on secur
ity, due mostly with
in a short time..
Overdrafts ......
a
vances to our
tomers.
1,171.95
ad-
cus-
323,850.00
-128,087.50
450,070.80
•j._
W&y
t.~l'i-AiKj
11 would rather hot cast, any reflections.
A. Well, that was later
course, after the close of the session, I "name "weli defined
when had a talk with Mr. Townley yo«i, but you had some we»i»
le hotel In his. room. idea In your own mind,^ as I ta*o
in the McKensle
in A. Yes.
Settled Salary,
rfo°
Q. Was there! anything said at that
conference with reference to the sal
ary? A. Yes, sir.
Q. You made the arrangements
for salary with Mr. Townley, did you?
A. I did.
Q. Well, previous to that had
y6n ever talked the matter .of sal
ary over with the Industrial com
mbKlon?
A. I had not talked with the
Industrial commission at all?
Q. You made your arrange
ments on the question of salary
withMr. Townley himself? A. Yes
What was the talk about salaVy?
A. Well, of course, Mr. Townley
Townley talked along this line that he knew
they couldn't afford to pay the salary
Q. Well, in this talk that you had that that position should pay because
at the McKenzle hotel with Mr. he said that several thousands of doi
Townley and Mr. Brinton, will you lars a year looked like a mighty big
disclose to us what the conversation salary to these farmers and they
was? couldn't' afford to have any kick from
*7,-
Q. Was that the deal with Town
ley? A. Yes sir.
Q. After this talk with Mr. Town
ley wherein he indicated that your
League headquarters were and '.found salary would have to be low to start
that Mr. Townley was in Bismarck.
that the farmers could be
wlth and
So we came out that- night to Bis- educated up to a big salary, how long —,
vJ*6
Townley
me the reason he wired me to come
back was because the industrial com-
at the McKensie hotel, and he told
after
that was it that your appoint-
was announced? A. Well, it
nounced.
Size Of S. D. Senate
Unchanged, But House
Increased 3 Members
main
... Mr. Brinton representatives in the lower body will
unchanged but the number of
4. bi«
be some serious talk on this matter arrangement of senators, which
before I decide whether I want the Lawrence county one senator
Job or. not," and he 'said, "well, that
ings' statement that he gave Happy I other things I said it woiTld~ have Butte aVe grouped in one district with
Paulson", and I said-"yes" and he said to be stipuli ......
stipulated that the Bank of
North Dakota would not be a political.
an(* B«tte
and
ts Just why we are here." and among gather tone. At present, Lawrence and
two
"i
in
gena£r h^Ivehartpre8^tlng
was as hot as had been expected,
Senator Erskine, representing Meade
and Zeiback, making the only main
attack Hostilities, however, totfk
place in committee before the intro
duction of the bill. One speaker on
the floor Saturday declared it was the
only committee meeting "showing any
life during the present session."
CELEBRATES 105th BIRTHDAY.
Quincy, 111., March l.-*—"Auntie"
Jennie Daniels, foririef slave, Is today
celebrating her lOtth birthday. She
was Tforn in-Virginia,' nut later taken
to Missouri Her. husband, who serv
ed through the Civil 'war," died five
years ago. She has one daughter,
aged eighty^
"Big Cut in Wool Stockings."—Ad.
vertisement. Dam 'em!
Statement of the Business
-OF-
On February 21,1921
Iss«ed in Kesponse to i&e Call o! the United States Government
mm
ha(j
s^Uhe^.at 'lZnk ot -er being well
mission was going to appoint a man- conversation one evening in the hotel, right back on my feet, and I am feel
ager of the bank and he wanted me
ttn(j
the next evening it was an-
rni:rnmm
EVENING EPJflON
SDVBftWSBMi
..
C.
BUAMAN,
A. whrt ®y»
tlonably the greatest medWne he
ever heard of.' "It P*t
my feet after I had
given up all hope of cver being weU
again he states.
.J
"Taijlac is unquestionably the great-
Mt
medicine I ever heard of. After
practically given up all hope
jng one hundred per cent better thart
I have for twenty years, I have
gained ten pounds in weight, and
every- one says I don't look*'like thi
same person. j.
"For several months suffered
from a serious stomach disorder. I
had no appetite ^nd couldn't eat
enough to keep up my strength. Very
often when I sat down to a meal I
.. would leave the table without touch-
lonment mil anything scarcely, as I could not
S
which passed the upper house Satur- ^ar thc sight of food, much less eat
it.
"I was losing in weight
me:
frie„d™would 0ften
ong, with
I IIT
A«ht over the bill came in „,v
Meade counties, to­
senators, while Meade and Zei-
ba«k
together have but one.
dumping ground, that I was to be Under the new arrangement, Zei-
HrfS&Kf
a district with Corson to^s al? nightlong ^had^fmos't
SSUT
districted with Trinn and MPI *as against me, as I ha4- taken 89
hld been ing on the second'bottle I began to feel
and my
What is
ask
Why are you look*
ing thin'"you?
"I also suffered terribly with paint
across the small of my back and over
kidneys.
It was almost lmpossi-
of bea
Dle Ior me 10 oul
jn the
morning, as my back would pain me
so I would almost fall over when I
would first stand up in the morn-
ing. At night my back pained mp I
so it was alfciost Impossible for me to
sleep. I would lie first on one side 1"'
Mea^ My appetite returned and it
—1- —1-1-- Just looked like I could hardly wait
for meal time to come.
"My back and kidneys don't bother
me any more^and I jean sleep like a
log now.- -Tanlac J«ist simply.
made a new man of me, and any- one
living in this county can tell you the
same thing, as everybody knows, me
and knows t'he shape I was in."
Money actually paid
in by our stockhold
ers upon which the
bank does business.
Besides the stock
holders are liable for
an equal amount as
additional protec
tion to depositors.
Surplus arid Profits...
Earnings of the
bank during1 .past
years which have
not been paid to
the stockholders.
Circulation^.. ...
The: above statement was made re
cently by A. C. Billman, q£ Xiigonier,
Ind. Mr. Billman haa liv^d in Nobij
Geunty ail htB iife^andis a B^)-known
and highly-respected cftiaen ot 'tfiav"
county.
Tanlac is sold in Grand Forks by
Voids Drug Store, and by the leading
druggists in. every town. By E. K.
Largaerd, Whynot, R. F. D., Reynolds,
and Orr Merc. Co., Orr.
-LIABILITIES
CaPital
Money issued by th*
bank under the su
pervision xf the
it S a
Treasury par t-'
ment.
Deposits .z.:.
Money left with us
by banks, firmi and
individuals.
Bills -Payableand'
Discounts ... v.v .•[.
borrowed by
'v'-jthe bank from, the
Federal Re
Bank and other
banks, to be loaned
jtp customers.
'v
•--ZT-
CRAMD FCHtKS,
1
r«£
$ 200,000.00
J-
74,937.38
200,000.00 Vt
A:"
352^^'
Bank
8
'V*/* ''s
''I

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