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LABOR BENEFIT FUNDS INCREASE BUREAU REPORT CONTAINS RE SULT OF INVESTIGATION MANNER OF EXTENDING AID VARIES GREATLY Number of National Organizations Grows from Twenty in 1881 to More Than 125 in 1907 WASHINGTON, Jan. 17.—The great extent to which aid is extended by workmen to each other through ctr* operative insurance and benefit funds or societies In cases of disability, death or other adversity and the ten dency of employers to assist in tho support of such funds and to grant illusions to superannuated and dis abled employes are shown In the twen ty-third annual report of the commis sioner of labor, Just published. In con nection With this report about 1200 such funds were investigated by the bureau of labor. Tli" two kinds of benefits most fre quently found in operation are the death benefit and the temporary dis ability benefit. The death benefit in the greater number of the funds is de- Bjgned to be an amount only sufficient to pay funeral expenses. Some funds, however, offer a life insurance of a. considerable sum. The temporary dis ability benefit is intended to compen sate in part for the loss of wages oc casioned by sickness or accident. The continuance of this benefit almost al ways is limited to a definite period. Frequently no benefit is paid for the first few days of a disability due to sickness, and in many funds a certain length of membership is required be fore benefits are given. A number of funds pay a perma nent disability benefit, designed to provide for a member who becomes to tally incapicltated, or who suffers the loss of eyesight or of some part of his body. The superannuation benefit for members incapacitated by ape is not developed as yet to any irreat extent, but appears to be increasing in favor, yuite a number of funds pay a bene fit on the death of tha wife of a mem ber or o£ some other dependent. National Labor Benefit Funds In 1881 there were aboui twenty na tional or International labor organiza tions in the United States; in 1907 there were 125 or more. While collec tive bargaining is the feature of labor organizations that most often comes to public attention, the report shows the benefit or relief feature to be one of Kreat magnitude in many labor bodies. Since the formation of national unions followed that of local unions, the pay ment of benefits by national unions did not begin so early as in the local unions. In the majority of the early national trade unions benefit features v.ere not Instituted until many years ;ifter such national unions were or ganized, while in many of the national unions organized since 1880 benefit features were Instituted either at the time of organization or shortly after ward. The report covers 84 national labor ■"■organization benefit funds, all of which pay death beneftts. The amount of the death benefit varies widely, ranging from as low as $15 to as high as J4SOU. The amount occurring more often than any other is $100. About one-half of the organizations pay varying amounts, according to class and length of membership. Nineteen of the organizations pay temporary disability benefits. Ttie benefits are small, there being only two Instances In which they exceed $6 per week. One-fourth of the organ izations pay permanent disability bene fits, usually varying according to th» nature of the disability. Four national unions have superan nuation benefits In operation, and five others have this benefit Instituted but not yet operative. Seven organizations pay benefits on the death of mem bers' wives. Other forms of benefits paid in a few instances are shipwreck, unemployment, and tool Insurance. Local Labor Benefit Funds The report covers 530 local labor or ganization funds, representing about BO trades, paying benefits to members. Many other locals paying benefits were not canvassed. In some few organiza tions members receive benefits from both their national and local bodies. Of the 530 local unions Investigated, 346 pay temporary disability benefits; 4(11 pay benefits on account of death of members, 86 on death of membecs' wives, and 40 on death of other de pendents; 10 pay unemployment bene iits, and 10 pay permanent disability benefits. A few of the locals of the more highly paid occupations pay a tempor ary disability benefit us high as $10 or $15 per week, while others pay as low iis $1 or $2 per week. The rate most frequently reported Is $5 per week. The average length of disability paid for per member of the funds was about two and one-half days. Tho average period of disability paid for per bene liciary was 27 1-2 days, and tho average payment per beneficiary was 80 cents per day of disability. About 9 per cent of the members received benefits some time during the year. The lump-sum death benefits most frequently paid are $100, $75 and $50. Another frequent death benefit is tha amount obtained by assessment of $1 per member. A number of unions pay much larger amounts. The average amount paid per death in the local union funds investigated was $116.88. The predominating benefit paid on the death of a member's wife is $50. Railroad Relief Funds Information in regard to fifty rail road funds is included In the report. Of these, fourteen aro pensfoit systems maintained entirely by the employing companies. Pensions are as a. rule billed on age and length of service, usually on the basis of 1 prr cent for each year of service of the average pay for the ten years next preceding re tirement. In most of the systems pen sions for superannuation are granted to employes retired at 65 or 70 years of age, after from ten to thirty years of ■ervlca, and for Incapacity to em ployes 60 to 69 years of age. Employes contribute all or a large part of the revenues of the remaining thirty-six funds Investigated, eight only being contributed to by the coni iiiinies Involved. One company con uibutes 50 per cent of the revenue, and the remaining seven amounts varying from 20 per cent to less tlian 1 per lent of the amount contributed by the employes. In these eight funds there are provisions for relieving the funds from all claims for benefits if a suit for damages is brought against tho company. Thlrty-ono of these thirty six funds pay benefits for temporary d liability, ranging from $2.50 to $20 per ut'i'k. Thirty-four pay death benefits, the ay :j<- payment per death having been tbli. Several of these fumls pay benefits in cases of permanent dls- nbility, and one pays a superannuation benefit. Establishment Benefit Funds Tbu bureau obtained reports from 461 funds in manufacturing- and other Industrial establishments, including | mines, stores, street railways, etc. , Many other funds of this character j were known to be in existence, but were not canvassril. or the fund* investigated 341 arc managed by employes, 32 by the estab lishments and 88 jointly. The funds are maintained mainly by the contri-1 [ buttons of the employes; 189 receive more or lell aid from the employers. Membership Is made compulsory by employers In 70 funds. Of the 461 funds investigated, 420 pay temporary disability benefits; 41. $1 and of 60 cents per member are tor death of members' wives and 49 for death of other dependents; Si funds pay permanent disability benefits ant! 0 pay superannuation benellts. The weekly rates of benefits in cases of temporary disability benefits range from 50 cents to $27), the predominat ing rates being $."i und $<i. The average period of disability paid for per mem ber of the funds wns 4.7 days. The; average period of disability paid l'oi per in neflclary was 22.2 days, and the average ben6nt payment per beneficiary was about Sfi cents per day of disabil ity. About 21 per cent of the members i received benefits during the year. The lump sum death benefits most frequently puid are $100, $75 and 160. Amounts obtained by assessments of $1 and of BO cents per members are also frequent death benefits paid. Sev eral funds pay l«nre benefits, In BOrne instances as high as $1500. Thp aver ag • death benefit paid was $20! i.TH. The predominating amount paid on the death of a member's wife was $30. Hospital Funds Several railroads and Industrial es tablishments operate hospital funds, which differ from the ordinary benefit fund in that the benefit consists of hospital or home medical treatment rather than a money payment. Some funds Include in their benefit treat ment for members' families. The greater number of hospital funds continue treatment without limitation ;ih to period; others limit tho time for Which treatment is furnished. These funds are maintained princi pally by contributions of members, suclt contributions being generally de ducted from the members' wages. The industrial benefit societies inves tigated are societies of workmen gen erally restricting their membership to a certain trade or industry, but not making membership dependent on membership in a labor union or em ployment In any particular establish ment. The benefits conferred in these societies do not differ materially from those of the other classes of funds de scribed. The report gives a summary of the common law and the statute law of the several states and of the United States governing workmen's insurance and benefit funds. The three principal com mon law topics discussed are the na ture of such organizations, the con I ttona of membership and 'the question of acceptance of benefits as a bar to actions for damages. CITRUS FRUIT REPORT CLEVELAND CLEVELAND, Jan. 17. — Four cars navels, two cars lemons sold; market steady on navels, easier on lemons; 8 cars Florldas sold at SOc to $2.2"i, average $1.40; mttrket overstocked with Florida?*; lower; weather unfavorable; rain predicted. Navels — Braeslde, Klr-Arl. Sta. $2; Lochlnvar, R-II E. High. $2.26; Golden, Hlv. Ex. $1.55; Por tola, or, Stewart Ft Co. $1.25; Gold Buckle, R-H E. High. $2.50; C.olden Rule. Rlv Ex. Rlv. $2.35; Niagara, fy, Stewart V Co., f 1.05 Lemons —Squirrel. A-H. Arlington, f3.lij; Vlata Del Mar, eh. Randolph Ft Co. 11. BOSTON BOSTON', Jan. —Thirteen cars gold; clear and cold; market unchanged. Navels —; Zebra, TCC. Lindsay, 11.20; Den Hur, R-H. Red. $1.70; Big It, SB. Rlalto, $2.20; Pico. ST. Whlttler. $1.40; Plain Ends, 88. High land, $2; Rose, xf, Red OQ. Asm. 11.78; Clover, xc, same, $1.75; Whlttler. $1.65; Royal Knight, R-H. Rod, $2.25; Tally Ho, SB Rlalt*t, $3.60; Whlttler, ST. Whlttler, $1.75; Prlscllla, SB. Highland, $3.05; Bron -00, xf, W. Am. F. Co., $2.70; Mistletoe, eh. CCI 7. 70c; Hollywreath, fy, same, $1.75; Mistletoe, eh, same, $1.20. Lemons—Whlt tier, ST. Whlttler, $3.15; Roy, ST. Fernando. $3.70; Tunnel, $3.10. ST. LOUIS ST. LOUIS, Jan. 17.—Raining; market de pressed on navels, very strong on lemons; 3 cars navels, 1 car lemons, 1 Louisiana and 7 Florida* »old. —Planet, SS. Orange, $1 25' Trouhador, A-H. Arlington, 80c; Palm Tree, A-H. Arlington, $1; Don, eh, Htrachan Ft. Co., 700. Lemons—So. Beauty, QC. Corona, $4.15; Justrlte, $4.05. PITTSBITIQ PITSTBURG, Jan. 17.—Five cars sold; market firm on good stock navels, strong on lemons; 6 ears Florldas sold. $1.65 aver age- steady on Florldas; cloudy. Novels — Lotengo. '>'■ Sparr Ft. Co., $2.05; Orchard Hun SA. Pomona. $1.2.'>; Whlttler, ST. Whlttler, $1.65; Violet, DM. Monrovia, $2.45; Del Oro, cli. Sparr F. Co., $1.95; Red and Blue Label, TCC. Lindsay, $1.95; Pico. ST. Whlttier, $1.50; Jasmine, DM. Monrovia, $2.05. Lemons—Del Oro, eh, Span- Ft. Co. $S.SD. I'IIILADEU'IIIA PHILADELPHIA. Jan. —Three cars of navels and 1 car lemons Bold; also 7000 boxes Florldas, $1 to $4.25, average $1.5.V. grapefruit, $1.36 to $1.20, average 52.43; Tangerines, 850 to $1.05, average $1.10. Navels —Blue Label, TCC. Lindsay, $2.10; Red and Blue Label, $1.75; Black Beauty, xf, Verrlll, $1.70; California, eh. J. CurtlH F. Co., $1.65; —Conqueror, xc, tad. F. Co.. $3.20. CINCINNATI CINCINNATI. Jan. 17.—C00!, raining; weak on oranges, steady on lemon*; 10 Florldas, 1 navel, 2 lemons sold; Florida Bright* $1.45 to $1.60; Russets, $1.40 to $1 65 Navels—Table Mtn. Butte Co., C. A. Thermallto, $1. Lemons—White Cross, or. Llmoneira Co., $2.55; Loina, eh. $8.66;, Pet, SA. Ex. $4.95; Arab, $4.75; Greyhound, $4.50; Duck, $4.40. NEW YORK NEW YORK, Jan. 17.—Nine cars navols. 1 mixed car and 3 cars lemons sold; also 1 car Arizona navels; market generally Uglier on Arizona*, easier and lower on California navels and lemons; cloudy and mild. Navels —Highland (error In wire) ?; Camellia, xf. Bed! MO. Co., $2.35; Highland, $2.50; Cac tus, xc. High. FGA. $2.25; Crafton, xf. Red. OOA $2.15: Euclid, or, Euclid Ft. Co., 5" 16-2-60; TTplander, or, Growers Ft. Co.. $1.95; Wlnterhaven, fy, CCU. f\ Gold Buckle. RH. E. High. $2.70; Lochinvar, same $' 20; Stag. ACG. Ex. $2.150; Pointer, lame; $2; Thistle, eh. CCU. $2.05; Naranjo. Imp $2.20. Lemons —Highland. $3.10; Na ralimo, $3.30; Del Oro, $2.95; Gold Coin, p brand $2.10; Gold Coin, Xl Toro ' $1.85; Squirrel. $3.30; I.a Mesa, $8.30. Arizona navels—Desert brand, ',4 boxes, $3.30; Cac tus, $1.80. CTTRITS FRUIT Sini'MENTS Otkb. I.cm. Total. Friday. Jan. 14 110 17 127 111 f^nn.. Jan. 15-16.. 11l :o 111 To elate this MM01» ...HIB V 33 330S INCORPORATIONS The BlyilU) Development company filed articles of incorporation In the county clerk's office, yesterday, with the following directors: C. A. Devens, H. W. Lewis, A. C. Burnham, Louis A. Dunl. Charles A. Paxton, A. L,ooy- Hen, J. T. Webb, Joseph Streeton, Leu Ctalborne, Robert A. odeii, D. R. Gardner. The membership fee 1b $1. SAYS PRAYER; DROPS DEAD BLOOMINOTON, 111., Jan. IT/—Al ter repeating the Lord's prayer In tho Cbrlitlan ohuroh at Falrbury yeiter duy, Mrs. Lourlnda Ander«on, 64 years old, ii pioneer of that cily, dropped dead in lier pew. LOS AXGELES HERALD: TUESDAY MORNING, JANUARY 18, 1910. MINING QUOTATIONS NEVADA STOCKS Exclusive dispatch to The Herali. by 1.. A. Crlsler & Co.. members Los Angeles Stock exchange, 200-201 1. W. Hellman building, Lot Angeles, SAN FRANCISCO, .Tan. 17.—Few orders were In evidence on Bush street during today'! ses sion, anil although the market had a- strong undertone trading wag light. For Consolidated $7.90 was bid. Florence and Fraction remained unchanged at Saturday's figures. In the Tonopah division rtelmont was up 1 points, Montana 1 and Midway 1. Following were the closing Quotations: GOLDFIELD DISTRICT Bid. Ask. I ■ Bid. Ask. Adams 1 fit Bend 3 4 Atlanta .. .. 10 11 |Ot Bend An.. .. 2 Booth 8 9 Grandma — 1 2 1; 13 Ex 1 Jumbo Ex .. 15 16 i: Bull 3 4 Kendall " B Bell 1 3 Lone Star ..3 4 Col Mtn .... 4 .. Lou Dillon .... 2 Conqueror #, 2 3 Mill Fraction .. v 1 Com Frao .. 10 II Moll Ex - Crackerjack.. 1 2 INev Gold - Daisy 8 0 oro 3 4 l'rlanirln 1 Bed Top Ex. 1 2 I) B B Con.. .. 1 [Red Hills ... 3 4 nixie 1 Sandstorm .. .. 4 Empire l St Ives 9 Florence ....S6O 205 Sll Pick — 8 iy Bloh .... - & Vernal 1 Bold C0n. .'..T00 70S v i Rose 2 Krcwanas ..5 6 Vel Tiger ... 8 7 TONOPAH DISTRICT . Bid. Auk. Bid. Ask. Belmont .... 97 US N Star 1 :'. Jim Butler.. 9 1* Res Con 2 Midway .. •• 19 20 Ton Mln 675 Montana .... S7 .. Ton Ex 68 70 MacNamara. .. 27 |W End Con.. .. S3 BULLFROG DISTRICT Bid. Ask. Bill. Ask. Amethyst .... l - Mont Mtn .. - 3 Bull Mill ...'.. - Maytl Con .. 2 4 Bull N Bk.. 1 2 Or Bullfrog., .. 1 Bon Clare .. .. II Tramp Coll.. 7 r.old Bci pt. .. I Yank Girl 3 Home Kins. .. 1 ]\'al View ... 1 3 Mont Hi) Ex. .. ii MANHATTAN DISTRICT Bid. Ask. I Bid. Ask. Little Gray.. 1 .. Mustang 1 2 Man Con ... 2 4 Seyl Humph.. .. 1 Man Mln 1 Thanksgiving 2 Man De« ... 2 3 OTHER DISTRICTS Bid. Ask. I Bid. Auk. ■:aglca Nest, •■ 4 |Pitts Sil Pk. S3 SO Nev Eagle .. 12 14 lltnd Mtn (10 Nev Hills .. .. 70 [Coalition .... is SALT LAKE MINES Special service to The Herald by J. C, Wilson. 212 West Fifth street, Los Angeles. member Stock and Bon 1 exchange of San Francisco and eastern exchanges. SALT LAKE CITY, Jan. 17.—Following wore were closing Quotations today: Bid. A»k. I Bid. Ask. A.lnx 88 Mason Val ..HE MO Alice 300 [May Day ... 19 20 Jleck Tun .. .. 10 |Mln Flat .... 1 114 Muck Jack. 10 11 Mtn Lake ... tVi .. IJO3 C0n....21fi0 .. |Nev Hills ... ''.l 65 I Carisa 80 .. N'ewhouso ...800 400 'Colorado 74 75 N"»w York .. 10 1014 Colum C0n..10214 103 Ohio Copper.47B 490 Con Mer 15 Silver Shield. 6 Crown Pt .. ii 614|Beven Trghs. SVi 9Vi Dally Judge.4so 800 |Bllv X C0a1..355 360 Eagle ft BB 70 .. Blou* Con .. 3314 31 IS Tintlc i iv. ''i - 7 So Cols Con.. 814 Mi }■: Crown Pt. 0»i 1 Tintlo Cent.. 714 8 . B TlntlC Con 1!4 2 Uncle Sam .. 44 45 i Brand Cent.. 210 Utah Cn oil 4 5 Iron Bios .. 74 75 Victoria 145 Iron King .. 12 .. |Victor Con ..5 Ii Little Hell ..lliO .. West Nev 24 Little Chief. 43 .. | Yank Con 15 Lowr Mam.. 4'J 49'; Yen- Copper., B'4 .. Majestic .... 90 .. |lnyo Old M.. I Internal Oil. DO 110 Prince Con .. 93 100 I'rovo 614 7 I BOSTON MINING STOCKS Epecial service to The Herald by J. c. wi!« ton, 212 West Fifth street, Los Angeles. BOSTON, Jan. Heavy buying of Lake. North Lake and Indiana was the feature of the Boston market, and all the Interest and strength centered in this group. Excellent re ports are being received from Indiana and Lake and much higher prices are talked for this group of stocks. Following were the closing quotations: Bid. Ask. I . Bid. Ask. Am Pneu ... 7 Miami 24 24>4 I do pfd .... ISV4 13 Michigan .... 7 T% Adventure .. 7 .. Mohawk 71 71 Vi Allouez M Nev Con .... "'• -'J'i Atlantic .... ll'/S 11% North Butte. 4214 43 Arcadian ... <s->* 9 Old Domln .. M 5054 Arts Com .. «!4 40 losceola 181 188 Apex . 41j 4»i|Parrot 20 20% Bos Con .... I!"* Hi % Quincy Wi Butte Coal.. !OV4 26% Santa Fo ... 214 2% Calumet .■:■ A 9214 I' 3 Shannon 1614 16Vj Calumt £H. 665 .. Slum Men.... 874 6SV4 Centennial .. 33 M do pfd .... 2U?4 30 Ten Mer ... VI 10 Superior Cop. 61 64' i Copper Rnge 82 821 i Super & Bos 16 101-j Corbin 2214 23 Super & Pitts 15V4 IBV4 Daly West .. Mi 914 Swift 108 108 East Butte. 1114 11% Tamarack •■ 6CV4 (17 Elm River .. 1 Trinity 9% 10 Franklin .... 18"4 19 United Cop.. 1% 1% Granby .. ..lOj1! 109 United Fruit. 168 Oreeno Can. i"'i USD S Smelt... 1; 50<4 Hancock .... 33 32% do pfd .... 6114 62 Isle Royals.. SB% 20 Utah Con ... 41H 43 Keewenaw . 5 5' a Utah Cop ... 53 83% Lake 87% SS',, Victoria .. .. IK 4Vi r.a Salle ... 17% 18 Wlnona .. .. Wi 1" Mass Cop .. 6*4 7H Wolverine ..147 111 Mayflower .. Ii MilWyandot .... 3 3 ri Mcx Con ... 4»i 5 I BOSTON CURB Special service to The Herald by J. C. Wli ton, 212 West Fifth street, Los Angeles. BOSTON, Jan. 17.—Following were the clos ing quotations today: Bid. Ask. I Bid. Ask. Ahmeek .. ..210 220 [First Nat ... Hi ',>: Amal of Nev 7 8 |Uiroux .. .. Ills ll»i Arizlpe 31! 39 Helvetia 6 6V4 Arnold 75 100 Majestic ' .... 86 97 Black Mm .. 41 -15 Nev Utah .. IVi 1% Butte ft Lon 24 2S Nlpissing — 9% 10 Bay State <; 3S 88 Raven 60 65 Cactus -. ■• 8% 8 Sllv Leaf ... 1:1 14 Chemung ... 11 12 Kan Antonia. .'_■ 814 Chief Con .. 2H 214 II H Oil 39 KM Dumb Ely .. S 10 Yukon 47a 5 Davis Daly.. 3Vi Zlno 35», 30% NEW YORK CURB Special service to The Herald by J. C. Wil son, 212 West Fifth street, Los Angeles. NEW YORK, Jan. 17.—Following were the closing quotations: Bid. Ask I Bid. Ask. Am Tob cm. 416 420 Nev Con .... 2J76 201!. li S Gas ... OK o%Nev Utah ... Hi 1% Chi Subway. 44 F.V4 Nlpl«Slng ... 9% 10 Havana Tob 6 8 Ohio Copper. 4% 5 Standard 0i1.631 858 Rawhide Coal 18 20 Cns Stmsp Ii 20 21 Ray Central, 3% 3% Bos Con ... IBM l!l?4|ltay Con .... 244 26 British Cop. 7'i 8 United Cop.. 7-\i 1% Buffalo Mm. 21i Hi Yukon -I", 6 Butte Coal . ::iT« 2C'Vi Inspiration .. 914 9% Cumb Ely... 8 1') Mason Val .. 24 2% David Daly.. 3'i 3% Newhouae ... ■■■'- 3% Goldlld Con.. 7% 7% Ely Cent .... l?i 2 Greene Can. 10(4 1014 Ely Con 84 87 Giroux .. .. 11!4 J1J 8 .ilia Copper.. 9'i 10H Kcrr Lake .. 8 ■■'■■ Chlno .. .... II 14% i.a Host .... 4:' l 474 Boston Ely... 414 *'A Miami .. .. Zt't 24?4|Ely Witch .. 25 28 Mns Co of A4S 50 [North Lake.. 1014 liii • METAL MARKET NEW YOBK. Jan. 17. —The market for standard copper on th« New York Metal exchange was dull today, with spot, Jan., Feb. March and April all closing at $13.12% i/ 13.C0. The London market was steady, with spot quoted at £00 12s 6d and futures at £21 Ha 3d. Local dealers auote lake copper at $13.75@U: electrolytic, fi:;.C;' L . 1.1.75; casting. 515.37&@13.62>,i. Tin was weak with spot quoted at $32832.80; Jan. 132931.10; Feb. IS1QII.I5; March and April, $31.10® 33.40. London closed easy with spot quoted at £146 10a and futures at £1 IS 2s Od. Lead was quiet, spot being quoted at $4.67',i@4.72'A New York, and «l SOW 4.00 East St. Louis delivery. London market shade lower at £13 It*. Spelter was quiet In the local market with spot quoted at $6.13 f.i c.38 New York, and at *G.95@ 6 02 % East St. Louis delivery. London mar ket unchanged at £23 7a 6d. Locally Iron was steady. • ' ;• , PRICES OF METALS IN NEW YORK MARKET A NEW YORK, Jan. Copper, dull; <?> «> standard B|>«t mid March. $l;l.ri'/3@ <§> i:i.;>o. t—A, *1.07tt®4.«J4. Silver, 6 !.";.'".'.... ARTESIA HOME ROBBED Fred McCann, a resident.Of Artesln. has reported to the iherltt the low of $12 In money taken from his home Sun day night. FIFTH TO THIRTEENTH CLASSES-SEC. 894. POL. CODE. UNION "hEALTH AND ACCIDENT COMPANY Name of Company. THE: UNION HEALTH AND ACCIDENT COMPANY r me ssa iuu^rss? 1 usrs.™^ nviTo B .col °- ! »_*« nd Claims: Adjusted" d Reports, ??&:. Incorporated November -. i»uo. wmmm™ - M — EERY Secretary . Drocess proof not AgenP t for^fce'or^roces.ln California, cL^££%*rT'o£U Ca, , place of £^ h _ a^u.tment. _ received. MM Total. buslnets. CAPITAL STOCK Health" '1111 11111111 Ytl't'.Yi $Y,7««.M .'.'.'.'.... $l,»8«.«0 A=ol& la^r^nce^. I .P™vlou.,e.r M T.,.M. WSS^fiKiHi:: :::::::: sHHHt ====: ESi ....crease of paid up capital ?"."..''"■.'.'.■.".".'.".'.".".'.■.'m. 1170,4^.33 steamder':::! :::::::: ........ •■;;;;;; ::::....,,,.. . Extended at VnCOME Burglary ft thefi '.i..1". ir,l-^m_ Credit (on poii- Net cash received for premiums: c(P3 expiring Accident t "".'1.'!!!1!.".'!.'!.".'.'.",.'." 70 157 t» prior to Octo- Health J * ber, 190..) 1 Liability Sprinkler llty '.'.'.".'.'.'.'.'.'...'.'.'.. ™° ' Plate glass ....• Totals '■ Steam boiler .'.".'1.,'.'.'.'.'.'.'.'. Deduct reinsur- Burglary and theft »••• ..•■..*•»* .„... ance ..,....» «......rt • • ..»....■ •< Credit •• Net unpaid claims, Sprinkler * " ' . except liability Title • 70,167.89 claims ' Total premiums received • •• • , Reserve for liability losses '"'."T «ii , ( |._ J .. 16,830.n0 Reserve for credit losses on policies expiring In October, No- Pollcy fees required or represented by application....... . 6,098.17 vember and Deem her, 190... being 30 per cent of $ Gross Interest on mortgage loans V.V.*..'.'. .1 gross premiums received on said policies, less $ Gross Interest on collateral loans ■■• ■ ■ ■ " ... 288.00 paid during said months on losses under said policies Gross Interest on bonds and dividends on stocks . ....... 1 60 8Q , Gross Interest on deposits Total unpaid claims and expenses of settlement 1,»»5.D0 Gross interest from all other sources .........••••••• — Total unearned premiums ».««.H Gross rent from company 3 property, luumi »'""V** Commissions, brokerage and other charges due or to become company's occupancy of its own uunain. due to ag;ents or broker on policies Issued subsequent ... , ....... 5.447.67 to October 1, 1908, viz : Accident and health, $351.64; Lla- Total gross interest and rents ..... bility, $ ; Fidelity, $ : Surety, »....; Plate glass. Inspections ••• • '•••; _„_!„ '" 200.00 200. » ; steam holler, $....; Burglary and theft, % : Gross pront on sale or maturity of ledger assets Credit, $ ; Sprinkler, $ ; Title, $ Gross Increase In book value of ledger assets ■ From all other sources (give Items and amounts). s<\;.(Jo Total 161.«4 Commission, profit on real estate loans ■•• Salaries, rent*, expenses, ' bills, accounts, 'ees, "etc . due or 92,227.26 accrued Total Income ' ■ ■ — State, county and municipal taxes due or accrued 1,101.11 $262,616. Dividends due stockholders Sum of both amounts »i,«ii'iOTvj . Due ana to become due for borrowed money DISBURSEMENTS Interest due or accrued 1 1 Net amount paid policy holders for losses: Return premiums Accident I '"* 20,124 00 Reinsurance ««»« Health (" Advance premiums (100 per cent) x.jss.m Liability : Other liabilities, viz.: . Fidelity " .„...» Surety Total amount of all liabilities, except capital »,0«».«» Plate gla»l Capital actually paid up In cash 100,000.00 Steam boiler Surplus over all liabilities 33,083.»« Burglary and theft ' . _____—— ,„«•.«. Credit > . Surplus as regards pollcyholders .........' ißd,u»a.« Sprinkler * "*" Title ."..'.'.'.'.'.'.'..'.'•'.' ' . Total liabilities »141,160.» l 10,124.00 / Total • EXHIBIT OF PREMIUMS Investigation of claims: .,,..„ , . Fidelity • Acldent and Health. Health. Uabillty. Accident and health, $i.5.00: -la onuj '_ •' m '; oi ' le . , *. Premiums in force Dec. 31 of previous year $4.8.11.35 - BurgfarTand 'theft' [."IK 1.'.-'! SSrinWr." • ■ ' ■ ':. Written Or renewed during the year 6986674 Title, $ i •- .'..',", — Totals $74,698.09 > 1 , 6800 Deduct expirations and cancellations 70,372.29 •••« Commission* or'broitVrag-V, lc*« J"™"' r7o eilow ainß° ncra's ts Ue7! in force at the end of the year 4.825.80 T « Premjumi and relMurance tor tne « 1. Fidelity. Deduct amount reinsured ______ _____: ____i Accident and health, *£_"•_'£»" ..; Steam boiler, ■ ' r"-i|!lr;.ry l and't!,eaV ! -bredit/ |....i sprinkler Net premiums in fore 4,325.80 $.'.■.■;' Title, $....; * Fidelity. Surety. , Plate glass. »4^* 11, 17 Premiums In force Dec. 31 of previous year • Total •;* 7'" M 15.850.0U Written or renewed during the year. • ..«.* SttM,o, C,Ws,or nin. l .b r S;,ro cr ntd.vldend;' (amounts' declared' duV-' „.,,„, Total. T^Z^TT. \ ,~^^ in? the year. $10,000.00 Viii'ii' * « e «iii"_lra«toti' Deduct expirations and cancellations ••••' •> Salaries, fees and all other compensation of officers, directors, 12,601.00 : '—' trustees and home office employes •• •• •••"••■":',' In force at the end of the year .......... Salaries, traveling and all other expenses of agents not paid o> 115.70 Deduct amount reinsured '• •■ commissions • • • •' * '" 37. "0 > _____ ___———— _____—. Medical examiners' fees and salaries Net premiums In force ••. *•#»»• ••»¥ l:::r;:'in IcL:i°ns eVt^^ m. P- a'Calf«'company's-oc;u P ancV ofVts 1076 50 ( Steam boiler. Burglary - theft. Credit Rents, Including » , l,07»-!>« rrem i ums in force Dec. 31 of previous year Repair" and e_pen«e»"(oth«r than taxes) on rear estate Written or renewed during- the year •••• ______ A?.Tther tra°x ae ;en«.andin.ur.n«aip-rim;ni'f'e«:.V.V.V:. , ».«•••• Total. Gross loss on sale or maturity of ledger assets Deduct expirations and cancellation Gross decrease In book value of ledger assets ' ..... _____ -«al expenses, advertising, printing, postage and mlscel- ..„.,, In force at the end of the year 1 ••••■ *j laneou. disbursements $1JJO«»:*9 Deauct amount reinsured * Total disbursements ' _______ ________ II3T sMii.so Net premiums In force .• Balance ■'_«« Sprinkler. Title. LEDGER ASSETS Premiums in force Dec. 31 of previous year : • Book value of real estate $115 075 00 Written or renewed during the year ••■• •< l^r^'^d %y%l™.."f" bonds',' stock, or' otWeV conate'™,,' [ Totals ' ZZZZZ Book value of bonds (excluding Interest). $ ana . „. Deduct expirations and cancellation •> book value of storks, $9300.00 sc'ss ' ' Cash In company's office • ," t " ■• ■ , iss 90 In force at the end of the year • Deposited In trust companies and banks on interest...... ''"'■ Deduct amount reinsured i Deposited In trust comoanles and banks not on Interest , Bills I fable, $ I agents' balances. $735.80 •*'■*> Net premiums In force ' Other ledger assets, viz.: Furniture and fixtures 1,330.26 , ... so BUSINESS IN CALIFORNIA DURING 1908 Total ledger assets as per balance "..,!- V Gross premiums NON-LEDGER ASSETS received on Interest and rents due and accrued *•' ' • risks written or Market value of real estate over book value , no renewed during Gross Gross Market value of bonds and stocks over book value i.i«». the year. losses paid, losses Incurred. Gross premiums in course, of collection, v.«.: ciMor On Pollcles or — — , Renewals Issued Renewals Issued , Health '.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'. $5,102.65 $752.85 191 D.55 Subsequent to Prior to !,,?,, ' oct. 1. 1908 Oct. i, mo.. Fidelity ..'.'.'.''.'.'.''.'.''.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.. :"".::::'.:i :::::::::::: I"".:::: Accident j .insi'7o .'.'.'.'..'..'.'.' .11111111111.' ' • Health i $1,881.70 ::::::..:::: nat/gia»s Liability •• • ... Bteam boiler •■ Pldsllty ;;■;;; '.'.'.'.'.'.'.'..'.'.'.'.'.'.'. .'.'.'.'.'.'.'.'..' '.. Burglary and theft • Plate glass ■ •• Credit j" ".". ".; ' \\\'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'. « Plate glass Sprinkler ' Steam boiler Tina 1 Burglary and theft us .... Credit MISCELLANEOUS Sprinkler , '• -;___„ r omi u m received from organization of the company $144,454.7! Title - Total losses paid from organization of the company 43.190.0j Totftl __ ~~ $1,681.(0 Total dividends declared, from .organization of company, cash, $40,000.00; 40 0 00 Ot) other non-ledger' assets, vis.- Lo«Vs° Ca knd'cValms'incurred' during' 'the "year". ■.'.""" '.'.'.'. "I!!!"'.!'."!! i».ib».7u ' Gross assets $143.116.»6 Largest amount Insured In any one risk ■ Gross. .vet. 'DEDUCT ASSETS NOT ADMITTED Accident I '.'.".'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.'.*. """ ioioOOOO "'6.00V.U0 Company's stock owned, $....; loans on $...'. tuSJim- .'.'.'....'.'..'.......... » • Kills receivable, $....; agents- debit balances, $735.80 738.80 Liability » Furniture and fixtures 1.230.25 Fidelity ".'.V.V.V.V..........!!...... •' Supplies, printed matter and stationery Mirety i'•'.' • , 1 Loans on personal security, Indorsed or not '■ Plate g'ass ' , Gross premiums In course of collection written prior to Oct. 1, =■team holier ■•••• •■ ,,, . . ., . 0 •■•■•. ISiirglary and theft .,..••.......... .. Book value of lodger assets over market value, vis.: Credit ••• '"''' !""""!!. Sprinkler •■ Total 1,966.05 Title " Total admitted asset. M4H10..1 Has this company guaranteed policies Issued -by any other company and now In force? No. . _—_—_—_——^^——— SAN PEDRO SHIPPING SAN PEDRO. Jan. 17.—Arrived: Steamship' Roanoke from Portland via San Francisco; steam schooner Redondo from Coos Hay; steam schooner Temple E. Dorr from 'Kureka via San Francisco; schooner Fearless from Bellinjrham, schooner Salem from Olympla; steamship Sen ator from San Francisco steamer Homer from Han Bias; steam schooner Francis H. Legt;<-tt from Eureka; steam schooner Phocian from Eureka; steamer Whlttler from San Francisco. Sailed: 0. B, lighthouse tender Sequoia for San Dingo; steamship Senator for Mazatlan and Ensenada. West Coast Increases Kates The West Coast Steamship company an nounces* an Increase in passenger rates to San Francisco this morning. All of the steamship companies except the Wost Coast participating in Hio rate war. which fol lowed the entry of the Schubaoh-Hamllton Steamship company Into Southern California waters restored their old rates when the St. Croix was burned. When the rate war began the West Coast agents made the deepest cut and continued the low rates until today. The rata from Los Angeles has been raised to $S.'ls tirst class and second class from Jf,.35 Hist class and second class. Before tho rate war I the ratu on West Coast steamers wai 51).50 llrst class and }7 second class. Tho West Coast company Is the sellinj. afrent for all the steam schooners engaged In tho lumber trade. Some of theso have very good accommodations, but their sailing dates are irregular. The now steamer Klamath. due here tomor/ow on her initial trip, is the largest steamer in the West Coast fleet. She has accommodations for 80 passengers. Left Coos Bay Ahead of Ciarina The steamer Kedondo, Capt. liendogard, arrived this morning from Coos Bay after a long voyage against strong head wind"- The Hedondo left Just an hour ahead of the ill-fated steamer Czarina, which was wrecked on the bar, twenty-itt lives being lost. The Redondo was fortunate in strik ing a lull when she went out. She was four dais and seven hour* on tho run to this port, which Is ordinarily made in three days and a half. Tho ludondo brought 150,000 feet of lumber for Ganahl and Bllnn. 660 boxes of snooks and 2100 cases of milk. Koanoke in Heavy Seas Passengers of the stenmor Roanake, which arrived this morning, were panic stricken when the steamer went over the Columbia rivor bar last Wednesday Three hea'v soas hit the vessel. The llrst carried away thirty feet of rail on the forcastl. head and the third and heaviest took fifty feet of the bulwark and flooded tha galleys iMuncr called at San Frnnohco, where she took aboard a gang of ship car penters to make temporary repairs here before the steamer sails for return to Port land tomorrow, The ttoanoJc* is now under command or Capt <' J. Hannah, formerly of the Pacific coast luamsl Ip company. Capt. it J. Dun ham whom lie succeeded, has gone to Eureka to tnko command of a new steam schooner. [In- Senator ('alia Under command of Capt. Faulsen, with the entire crew of the Curacao except the engineer*., t!)' 1 Bteainor Senator called today for freipht and paaMngart i"n route from San ITrancUoo to GKiaymu and way ports. The Senator is taking the regular run of the Curaoao whioh is having new boilers installed. The City of Topeka may take the run on the next trip, Aslir Hake* Hettlemnit Capt. O. I. Ai-liu of Avalon has, effeet.*il ■ ■ettlement in the salvage case brought by the Grays Harbor Tugboat company against hla lacing yacht Olympic for JL',SOO. The Olympic wa.i bound for Sun Pedro from Vancouver and was rescued on the Grays lliLiiior bar. Capt. Ashe hurried from Ava ton to make a settlement, the terms of which wero not made public. The federal authorities have released the yacht and she will be towed back to Vancouver. Homer Arrives with Ilananan The steamer Homer arrived today from Mazatlan and way ports with the llrst cargo of bajianas ever brought to this port. It con sists of OUOO bunches consigned to the Tropi cal Fruit company, which has chart re,l in. steamer to run regularly between Ban 11.I 1. Im and Mexican ports. This company lias a number of plantations in Mexico and the new line will give the New Orleans banana trust its first competition In the southwest Mexican bananas are smaller than those imported from Central American ports via New Orleans, but are said to have a much better flavor. They have been shipp. ,1 to northern ports on the Gorman steamers Erna and 1011 aof the Jebsen & Ostrander line for more than a year, but the New Orleans shippers hav,e had a flrm control of the trade in the southwest. F. F. Ryan, representing the fruit com pany, and Oapt. John Roberts representing J. Homer Frttch, owner of the Homer, are hero to look after the cargo and vessel, which will dock at the North Pacific wharf. After the cargo Is discharged the Homer will go to San Diego to go on the ways for inspection and repairs. She went ashore a. few weeks ago at ona of the way ports south of San Bias while loading bananas. Mlscellaaeoua Note* The schooner Salem arrived today from Olympla with 1,000.000 feet of lumber. The steamer Shasta haj sailed for this port from Belllngham with lumber and a general cargo. The schooner Mlndora has sailed from Everett with a cargo of lumber for San Pedro wholesalers. The steamer Whlttler arrived tonight from San Francisco in ballast to load oil for the Union Oil company. The steamer Francis H. Leggett arrive,! today from Eureka with 1.500,000 foet of lumber for thn National Lumber company. The steamer naiey Freeman arriv. .1 toda* from Willapa with 800.000 feet of huni Movements of Hteamers Steamers carrying passengers due to ar- rive and depart today and for the next few days are aa follows: ARRIVE Steamer—From. _ °1'!': Klamath, Portland Jan- }« Santa Rosa. San Francisco Jan. 18 Carlos, ("Hays Harbor Jan. If Santa Monica, Eureka Jan. la J. B. Swtson. Portland Jan- }• Norwood, Grays Harbor Jan- « Hanalel, San Francisco Jan- -' Queen, Seattle {•»■ " Admiral Sampson, Seattle Jan. -- Centralla, Grays Harbor Jan. ... Santa Barbara. Ornys Harbor Jan. II Cieo. W. Elder, Portland Jan. -1 DEPART All northbound steamers call at San Fran cisco. Steamer—For— s*'> Roanoke, Portland .Tan. IS Chehalls, Grays Harbor Jan. IS. Admiral Sampson, Seattle Jan. IS Santa Itosa, San Diego Jan. 19 Santa Rosa, San Francisco Jan .0 Hanalol, Ban Francisco Jan. -- Admiral Sampson, Seattle Jan. 33 Queen, sun Diego Jan- -* Queen, Seattle lan- -■' Tide Table High Low High Low Water, Water. Water. Water. A.M. A.M. P.M. P.M. January IS 3:42 9:04 8:43 0:22 4.1) 1.8 5.1 1.7 January 19 8,1 10:13 3:51 UiM 3.3 2.2 5. Z 1.1 January 20 C:OS 11:28 4:53 ••H:JO 3.8 8.4 5.7 0.4 January 21 8:06 5:53 1:17: 4.0 ... 6.1 -0.3 January 23 8:55 12:33* 6:45 2:04 4.1 1.4 6.6 —0.9 January 23 9:36 1:20 7:33 2:45 4.3 2.4 0.7 —1.3 January 24 10:11 2:05 8:16 8:22 January 26 4.4 2:47 8:58 -1.4 January 26 10:45 2:47 I:M 3:57 4.4 2.3 li.S —1.2 January 26 11:18 3:24 9:36 4:29 . 4.5 2.3 6.6 -1.0 January 27 11:50 4:02 10:14 4:03 4.5 2.2 M 0.0 Jtnuary 2J 4:42 10:60 5:24 ... ' 2.2 5.7 —0.1 January 29 12:09* 5:35 11:23 6:48 4.6 2.2 6.1 0.5 January 30 12:38 6:18 11:54 6:14 4.8 2.4 4.5 1.0 January SI 1:10 7:04 . 12:3fi" 6:43 4.1 ' 2 5 * 3.9 1.5 •A.M. "P.M. OTHER SHIPPING 6AN FRANCISCO. Jan. 17.—Arrived: Steam era Fulton and Samoa, Sun Pedro; steamer President, San Diego. Sailed: Steamer Santa Rosa, Pan Diego: steamers San Jaclnto, Saglnaw, Fitleld and Yellowstone, San Pedro. SHANGHAI, Jan. Arrived prior to Janu ary 17: Sum mole, San Francisco. HALIFAX, N. 8., Jan. Arrived: Sicilan, Liverpool. GENOA, Jan. 17— Arrived: Cedrlc, New York HALIFAX, Jan. -Arrived: Tunisian, Liv erpool. It's as easy to secure a bargain In > cee4 automobile, through want advertising, aa II used to be—and still Is—to secure a bone and carriage. You Can Make Money in Oil Stocks If 'you buy intelligently at the present time* there are ninety-nine ohances in a hundred, of your making good money in a purchase of California oil stock. There are many good buys, but just at the present time we belleva that we can point out to you absolutely th» best opportunity to make a modest investment bringing you big returns that has ever been offered In the California oil fields. This stock Is the initial ground floor offer- Ing in a company operating in absolutely proven territory in Coallnga. This property Is owned outright. Small capitalization, no promotion stock, shallow easy drilling, but wells run from 1&0 to 400 barrels, owing to extremely prolific nature of underlying sands. Choicest piece of undeveloped shallow prop erty In entire state of California. Call at our offlre, 614 Herman W. Hellman Bldg., we will give you all the particulars of this, showing you maps and, if you desire, arrange for a free trip for you to Coallnga to see the property. If you cannot call fill out and mall the coupon printed below wlthouo delay. NOTR-To every one sending in this coupon wn will send free of charge for the next six months a copy of the monthly publication, "Securltlee," which in filled with photos ol the oil fields and valuable Information about California oil. '! COUPON S \ Burr Bros., Inc., 614 IT. "vT. Hellman > J 1 Pldg.. T^s Angeles: Please send me free i 1 of c-ost information regarding stock re <' ferred to above, and also free copies of i| "Securities" for six months, all this with- } ', out any obligation whatever on my part. , / Name Address ........................^...........-H ' •-npp "CALIFORNIA RED BOOK." I- %J 1- 1- presents two maps, one show 11l Ing all the oil fields of Callfor ■•»-11- n i ai tne o ther the Sespe dls- I trlct of Ventura county. A beautifully illus trated book, written by a student of the oil :ndustry. Absolutely Free to those Interested or wishing to share in the milllon-aollas monthly dividend* Write fnr It. WAT C. WEST, fi;o Tniiglilln hnllfllng. *.o« Ant;ele«. W. V. UTTER PASSES AWAY Bishops oeepli C. Hartzell nnd Wil son C. Lewis, Methodist Episcopal bishops of Africa and China, respec tively, will be the gueste of the Wouns Men's Christian Association brother hood and the Twenty-four Hour a Day club at a dinner given in their honor in the dining room of the association building. Seventh and Hope streets, to night. Dinner will be served at 8:30 o'clock. At 8 o'clock in the auditorium of the association building they will deliver addresses. Bishop Hartzell will talk on "The Work of God in Africa," and the subject of Bishop Lewis' ad dress will be "A Mesaage from China." The public ia cordially invited to at tend. , Anybody who would be able to flna aa address In the Wrectory would be able t» Had your CLASSIFIED ad. 13