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RATIO OF ASSETS TO LIABILITIES I RATIO OF SURPLUS TO LIABILITIES"! ASSURANCE IN FORCE DECEMBER INCOME SAVED FOR INVESTMENT INCREASE IN ASSETS IN 10 YEARS, DECEMBER 31, 1894. DECEMBER 31, 1894. 31, 1894. IN 1894 1885^94 Equitable.125.40 Equitable.TlV-lo Equitable.,$913,556,733 Equitable.. .$16,243,243 Equitable. .$127,173,189 Mutual. 112.65 Mutual. 12.65 Mutual. 854,710,761 Mutual .. 14.8_77_.63S _ Mutual.. New York. 115.30 ' New York. 15.30 "" New York. 813,294,160 1 New York . 12,343,884 New York. 103.5ol.792 Northwestern. 123 83 Northwestern., 23.83 Northwestern ..... 340,697,569 Northwestern . 8,785,182 —— Northwestern. 50,7o0,4M Mutual Benefit. 107.46 Mutual Benefit. 7.46 Mutual Benefit .... 209,369,528 Mutual Benefit ....... 2,m,56^ Mutual Benefit..... 17,049,069 Connecticut Mutual. 114.25 Connecticut Mutual.. 14.25 Connecticut Mutual 156,686,871 Connecticut Mutual.. 620,199 Connecticut Mutual. 8,801,432 Etna. 119.55 Etna. 19.55 Etna . 135,907,796 Etna . 1.689.380 Etna.......... 12,219,441 Penn Mutual. 110.34 Penn Mutual. 10.34 Penn Mutual . 126,537,075 Penn Mutual . 2.098,393 Penn Mutual....... 15,-51,383 Prov. Life and Trust. 113.93 Prov. Life and Trust.. 13.93 Prov.Llfe and Trust 103,671,924 Prov. Life and Trust. 2,191,993 Provd^lfe and Trust 17,891,779 New England Mutual.... 109.23 New England Mutual. 9.23 New England Mutual 93,868,397 New England Mutual 769,743 >Jew England Mutual 7,172,342 ---1 i---r-f CAbB DIVIDENDS PAID IN 1894. Equitable-92,139,735 Mutual. 1,308,345 New York. 1,681,755 Northwesern. 1,261,325 Mutual Benefit. 1,674,264 Connecticut Mutual.. 1,265,415 Etna. 806,859 Penn Mutual. 750,281 Prov. Life and Trust. 644,682 New England Mutual 630,588 The Best of All In All Things at All Times. There are many GOOD life insurance companies, but among them all there must be one BEST. THE BEST is THE EQUIT ABLE. If you wish to know wThy, send for: i, the report of the Superintendent of Insurance for the State of New York on the ex amination of The Equitable; 2, for actual results of maturing poli cies; 3, for statement of death claims paid in 1894. Then you will know the three great reasons of The Equitable’s supremacy: 1st, its financial stability; 2d, its great profits and advantages to living policy-holders; 3d, the promptness of its payments and liberality of its settlements. The Equitable Life Assurance Society JAS. ff. ALEXANDER, Vice-President OF THE UNITED STATES. U. B. HYDE, President Alabama Department—Clark & Jackson, Managers. L. D. Burdette, Cashfer. 6ffices —2021 First Avenue, Southern Club Building, Birmingham, Ala. Assets, $185,044,310.06. Surplus, $37,479,802.85. INCREASE IN SURPLUS IN 10 YEARS, 1885-’94. Equitable... $27,017,995 Mutual. 16,652,661 New York. 14,883,707 Northwestern. 10,593,993 Mutual Benefit. 722,365 Connecticut Mutual. 3,553,853 Etna. 1,890,053 Penn Mutual. 1,052,549 Prov.Life and Trust.. 1,761,370 New England Mutual —153,790 (Decrease.) INCREASE INASSURANCE IN FORCE IN 10 YEARS, 1885-’94. Equitable.. $604,147,562 Mutual. 602,921,476 New York. 583,911,574 Northwestern. 241,903,587 Mutual Benefit. 73,525,985 Connecticut Mutual 4,456,186 Etna. 61,244,205 Penn Mutual. 82.557,215 Prov. Life and Trust 61,980,155 lew England Mutual 31,239,591 INCREASE IN PREMIUM INCOME INCREASE IN INTEREST INCOME INCREASE IN TOTAL INCOME IN Increase in Payments to Policy- INCOME SAVED FOR INVESTMENT SURPLUS EARNED IN TEN YEARS, IN TEN YEARS, 1885-94. IN TEN YEARS, 1885-94. TEN YEARS, 1885-94. Holders in Ten Years, 1885-’94. IN TEN YEARS, 18S5-’94. 1885-’9i. Mutual.’ 22,2^2,905 I Eauitable_$4,658,645 I Equitable . .$28,666,246 Equitable.. $12,278,566 _ Equitable. .$126,000,761 I Equitable .. $46,259,509 New York. 18,452,023 —“ Mutual. 3.882,786 " “ Mutual. 26,661,211 "■ * Mutual. 7,166,195 Mutual. 91,621,748 ' ' ” Mutual. 41,384,129 Northwestern. 9,381,890 - New York. 4,176,360 - New York. 22,650,562 ■■ New York. 8,930,048 - New York. 97,643,828 ■ New York. 33,993,408 Mutual Benefit. 3,278,187 Northwestern. 2,215,320 Northwestern. 11,610,159 Northwestern. 2,665,193 Northwestern. 48,421,138 Northwesem. 21,098,950 Connecticut Mutual. —29,465 Mutual Benefit. 991,896 Mutual Benefit. 4,266,385 Mutual Benefit. 2,619,123 Mutual Benefit. 16,775,122 Mutual Benefit. 14,798.901 (Decrease.) Connecticut Mutual... 431,179 Connecticut Mutual.. 404,565 Connecticut Mutual. 687,506 Connecticut Mutual.. 8,633,528 Connecticut Mutual. 15,502,406 Etna. 2,145,024 Etna. 534,458 Etna. 2,578,971 Etna. 1,142.909 Etna. 11,838,633 Etna. 8,266,010 Penn Mutual. 3,564,967 Penn Mutual. 692,894 Penn Mutual. 4,239,844 Penn Mutual. 2,068,353 Penn Mutual. 15,001,784 Penn Mutual. 6,843,544 Prov. Life and Trust 2,509,757 Prov^Llfe and Trust.. 651,761 Prov. Life and Trust 3,390,758 Prov. Life and Trust 1,726,518 Prov. Life and Trust 17,515,426 Prov. Life and Trust 6,527,22'! New England Mutual 1,075,849 New England Mutual 281,648 New England Mutual. 1,336,994 New England Mutual 652,042 New England Mutual 7,644,951 New England Mutual 4,904,633 SOME VERY CURIOUS WILLS A Widow Who Wanted Dancing at Her Grave. The Great Love of a French Baron For His Dog. ^Cincinnati Enquirer. I ! The recent death of an eccentric Phila delphian. who set forth in his will that Ihe believed in Almighty God, but denied the existence of a hereafter, recalls some curious clauses in wills. j Prof. Ignaz Hoppe, who died a. million aire at Basel, Germany, in 1891, left a fund for the founding of a psychologists' home or institute, where learned men might devote themselves to the study of the human soul. Professor Hoppe was born in Eichstleld in 1811, and became a doctor of medicine at Berlin in his 21st year. He made a special study of the connection bet wen psychology a nd phys iology, and became a doctor of philosophy at Freiburg. In 1852 he took a chair at Basel ami remained there until his death. He lived a close life and his eccentrici ties and peculiar dress made him an ob ject of curiosity to all tourists. Under the provisions of bis will the learned men who gather at his institute must think perslstenly on the problems of psychology and must publish all the discoveries they make. They must also live frugally and live religiously, al though the will does not prescribe any one church or belief. The writings must be purged of all philosophical catch words, such as “subjective," "objective,” "rational,” transcendental," etc. The widow of a Vienna merchant willed that Strauss’ orchestra should play the "Danube Waltz” at her grave, and each member receive $10 for his ser vices. The cemetery authorities object ed, and the matter was compromised by the orchestra playing the waltz over her coffin at the close of the funeral services at the house. The'Idea of the waltz music at her grave was probably sug gested to the Vienna woman by the clause In the last will and testament of the famous Dutch painter, Egbert Van Hemskark, which read: "I bequeath my whole estate to a fund, from which every year a bride shall receive her trousseau, but under the unalterable condition that she, on the day of her wedding, together with her husband and the wedding guests, shall dance on my grave.” Auguste Genln, a French millionaire gloss manufacturer, disinherited all his relatives and left his treasures of art to cities and his two palaces to the poor. To each of the eighty-six French de partments he left an annual Income of $200. and for the lost provinces. Alsace and Lorraine, he stipulated that a cer tain sum, to be known as their share, should be expended every year until the provinces should become French again, when the sum in question should be paid to them. The will of Baron de Jouarre. who died In Paris recently, provided for a fund of $30,000 for the care of his Danish hound, Tiger. He directed that a house he bought for the dog in a suburb of Paris and that there Tiger should be allowed to choose his own table companions, who iniust be lodged under the same roof with him. A housekeeper and watchman re ceive $500 anually for caring for the villa Tiger and feeding and cleaning the in mates. To secure the best care of his canine favorite the baron provided that the attendants’ income should cease upon the. death of Tiger, the hotel closed, $200 expended for a monument over the dog's grave and the balance of the fund to go to the Paris Society for the Prevention of Cruelty to Animals. Two curious examples of peculiar wills on the continents are taken from the bi ographies of Baron Ulrich Thau. Ger man ambassador In Paris, and Lulgo C’oltusl, professor of law In Padua uni veraity centuries ago. The first, having Invested all his money in annuities, di rected that, his body, after death, be cut into small pieces, salted down In a tub and sent to Pomerania for burial. This was done. Professor Coltusi, in accord ance with his will, was carried to his grave by twelve fancifully dressed giris, preceded by a band playing dance music. One of the most peculiar of German wills was left by Privy Court Councillor Ludekus, in Dresden, whose lawyer found in the box with his testament 150 en graved mourning cards, bearing tills an nouncement: “I have the honor to hereby announce to all my friends and acquaintances my death on the date of the postal mark “JOHN LUDEKUS." These cards were sent out as directed. This is paralleled by the will of a Ger man who died in New York three or four years ago, who directed that his body he cremated and his ashes scattered to the four winds from the top of the statue of liberty on Bedloes island. His friends performed this office as directed. t>r. James Boyle, who died at Kings ville, Ontario, in the latter part of 1391, left his funeral sermon, which he direct ed to be read over his coffin. Dr. Boyle was a very eccentric character, clinging to the old-fashioned knickerbockers and cocked hat up to his death, which occur red at the age of 87. The sermon begins thus: “You have come together as neighbors and friends to give my body a decent and respectable burial, which you owe to the friends of the departed. That body which lies in the narrow tenement is not mine any longer and is no part of me. I have /risen out of it in full human form, in the full stature and dimensions of a man, with all the organs, internal and exter nal. that belong to humanity. 1 am not a shadow or specter. I am not air or ether or mere breath. T have all the Senses 1 ever had. It was the soul alone that saw and heard, and tasted and smelt and felt, and tvhen I left the body I took them with me as fundamental parts of my Immortal existence. The body was only a thin coverlng-a skin of film over the soul to enable it to act upon or communicate with the natural world, and when It had served Its purpose was cast off by the soul, which needed It and could use It no longer. I will never re turn to It and It will never come back _to me." The sermon then at great length goes on to explain the peculiar religious belief of the writer, and was followed by two appendices, the (irst entitled "The Au thenticity of the Gospels, or the Life and Character of Jesus Christ." In the sec ond Dr. Boyle divides mankind into three classes—"the Human, the Animal and the Diabolical, or Devils.” In the first class he places persons regenerated by the Holy Spirit," in the second “those still In the state of nature," and in the third, "animals in human form, but destitute of human qualities ” Dr. John Douglass, lawyer and Presby terian minister, who died In Pittsburg, Pa... in 1892, left a remarkable wilt, in which he says: "I owe no man anything, and have no debts. I direct and possltlvely order that the expenses of my funeral shall not ex ceed $75, and that my coffin shall be made of plain "hoards, without adornment or decoration of any kind. As I believe In the Lord Jesus Christ, the blessed Son of God, for salvation, and that men are saved while alive, it will not be necessary to hold religious services over my body .” He also directed that no monument was to be erected over his grave or else where, and bequeathed his lot In the Al legheny cemtery to his son. coupl-d with the provision that “no stone shall tell to whom it belongs or who is burled there, and the stones now there must be al lowed to crumble Into dust and never re placed.” A very odd will was that left by an Englishman named Thclusson, who de vised an estate of $600,000 to accumu late during the lives of his sona and grandsons, the accumulated property, which he calculated would amount to £10,000,000 by the time it fell due, to go to his "oldest great grandsons. There was a vast amount of litigation over the will, and the oldest great grandsons received about the original $000,000. David Davis, a facetious resident of Clapham. left a lady 5 shillings, ‘‘suffi cient for her to get drunk for the last time at my expense.” John Aylett Stow revoked a bequest of $15,000 and substituted the direction to purchase, for a terrible reminder to the ex-legatee, ‘‘a picture of the viper biting the benevolent hand of the person who saved him from perishing in the snow,” while a Mr. Church left his son Daniel ‘‘one shilling, and that is for him to nire a porter to carry away the next badge and frame he steals.” papeITand paper making. Asia has nineteen paper mills. Wasps wpre the first paper makers. The first paper mill In Germany was set- up In 1317. Wall pap-r has been in use in China for over 700 years. For 300 years the Chinese have made water-proof paper. Hand-made paper was always sized with a solution of common glue. There are over 4500 paper mills in the civilized countries of the world. The Chinese and Japanese make many articles of furniture out of paper. The manufacture of linen paper In France is said to have begun about 1314. Some wrapping papers are made as strong as cloth of a proportionate thick ness. Until the present century all paper, of whatever description, was made by hand. The paper product of the world in 1S90 was estimated to exceed 1,000,000 tons. Paper hangings, for use on walls, were Introduced Into Europe from the east in 1675. The weight of paper Is sometimes mate rially Increased by the addition of clay and kaolin. Water marks were originally used on bank notes as a means of preventing counterfeits. Papier-mache shoes for horses have been recently introduced, with, it is said, gratifying results. The cost value of the paper annually made in all the countries of the world exceeds $150,000,000. The papal bulls of the eighth and ninth centuries were written on cotton paper of a fair quality. The Parrot Gave Orders. New Haven Register. For some time past workmen have been engaged making excavations for a sewer. In order to accomplish the work it has been necessary to blast the rock, and small blasts have been fired. Recently the workmen were engaged In blasting near the residence or Mrs. Trowbridge. The latter owns a parrot of wonderful articulative powers. The bird had been placed in its cage outside the second story window. It Is customary before firing a blast for the operator to yell “fire” a number of times to warn not only the workmen, but persons who may have occasion to pass. Monday morning this plan was followed and no sooner had the cry resounded In the air than all at once a strong, piercing com mand was heard: "Get under the trees!” The workmen, believing that the order had come from Inspector Worthington, who was at hand, Jumped for cover in an Instant. The Inspector, nonplussed at the cry, looked In the direction whence the sound came and discovered the par rot making frantic efforts to reach the end of his perch. The lnspeotor watched the bird as the blast was fired. No sooner had the report been heard than the bird stretched Its wings, and then in good Anglo-Saxon came the cry, “All over," and the workmen left their retreats and again began operation!. HOW HAYES WAS SEATED. George Alfred Townsend Tells a Strange Story That Was Told to Him by a Southern Man, Gatti’s Washington special to the Cin cinnati Enquirer says: Mr. Tilden’s life by John Bigelow, his executor, revives the grievance of the southern democrats going over to his opponent, Hayes. I met on the streets yesterday Mr. Roberts, the Louisiana gentleman who went to see Mr. Hayes a.t Columbus prior to his inauguration, and arranged there for a southern democrat to be in his cabinet. So far as I am aware Mr. Roberts has never told what took place at Columbus. He gave me, in a private conversation at a chance meeting on the streets during the after noon promenade, some interesting par ticulars of that, at the time, highly myP terious and much agitated interview. It will be read with interest, particularly in Ohio, and it comes apropos of John Sherman’s book, showing that General STierman, as well as John Sherman, had to do with peaceably seating Hayes. . Said Roberts, who is now on the Post newspaper of this city: "My visit to President Hayes grew out of accidental circumstances. He came on a congres sional committee—the Kukiux commit tee, I think It was—to Feliciana parish, where I was, and I got to know pretty well. After that he ran his career as re peatedly governor of Ohio, and finally the president in disputation. One day at the New Orleans Times office we had a col lection of visiting statesmen, who want ed to see Tiiden seated, but, above all, to secure white government for our states, of which the chief were South Carolina and Louisiana, which Grant had firmly gripped to the mongrel party. Recovery of our state government was the question of questions involving our self-preservation. I think Gordon, Hamp ton and Butler were among the men there. But Lamar was the most individ ual one. We were discussing the future relation of the federal state of Louisiana and Hayes' intentions toward liberating us from negro rule. I related what I knew of Hayes, what I had seen of him and what I thought- from that remote knowledge of him he might do. Henry Watterson was there, a relative of Stan ley Matthews, who was pretty near Hayes. Said Watterson to me: 'Roberts, why don't you go to Columbus, as you are about going north, and see Governor Hayes?’ Lamar was walking up and down, seeing nobody, deeply interested in the settlement of our states—those, which then had electoral votes in dis pute—and every one of them needed by Hayes to achieve his presidential ambi tion. Everybody was aware that Tiiden, in New York, would not take the firm and dangerous steps to seat hlmselr; of that we had been informed by those near him there.” "What steps were these?” “To call out the nation guard of New York state, every regiment of which Tii den had been made the colonel of. To take 17.000,000 of money John Kelly, as comptroller of New York city, possessed, in order to have a war exchequer; to arm two regiments in Louisiana.” Thir advice to gentle Sammy Tiiden? I thought, as I heard the Napoleonic narration, of Mr. Roberts. No wonder his heart failed. Mr. Roberts proceeded: "All at once La mar faced me from his abstraction and he said: ’Roberts, why don’t you go there and see Hayes?1 Mr. Watterson offered me a letter to Murat Halstead, who was Mr. Hayes' factor in my own pursuit. I went to Cincinnati, thence to Columbus, and renewed my acquaintance of several yeprs before with Congressman Hayes. , "Now,” continued Mr. Roberts, "I had 0 of. the least idea when I entered that • house that I would have the audacity to demand an appointment for a southern democrat In Mr. Hayes’ cabinet. But I did it. We sat down In General Comly's little den near Hayes’ residence. I laid before Mr. Hayes the successive demands of file gentlemen I had consulted with as to our state’s attorney, etc. Hayes ac ceded to every proposition. It was plain to be seen that he was very willing. To attain the presidency, I think, was his paramount passion. Not a large or lead ing man, he cared comparatively little for party consistency or affiliations If the supreme opportunity of his unevent ful life could be gratified. At last I ventured on and said, ‘Governor Hayes, we must have a man, ,one of us, in your cabinet.’ He seemed astonished and said that could not be. ’It must be,’ said I; 'to u!» the carrying out of this plan Is everything. We require to know what Is going on. We will, in any event, recover our states. That conceded, good faith requires that we should know what Is meditated In the cabinet affecting us.’ To my almost wonder, he said, 'Very well.’ He conceded that point also. I left Columbus with our state at least re stored to our race and a democrat to be in the cabinet.’’ "How did you pick him out?” “There the difficulty began. Nobody wanted to ride in the procession. Gen eral Sherman wanted Joe Johnston to be the cabinet selection. Johnston was a member of congress. He said with his old caution, ’I won’t have It. There will be a row and I will be drawn Into new quarrels. 1 won’t.’ So we had to look elsewhere. Stanley Matthews wanted Ex-Governor Brown of Tennessee. Brown said, 'No, I am getting $12,000 a year from Jay Gould as his railroad at torney. I like my duties. I have my own way. To go into the cabinet at half my salary and to be assailed by our fas tidious friends, and the republicans, too, will not please me.’ So It looked as If nobody wanted to be the south’s best man. Then Key was suggested. He had been one of Andy Johnston’s men and as colonel of a Confederate regiment nev er learned how to drill it. He had suc ceeded Johnson In the United States after Johnson died, and acted out what he supposed Johnson would have done. He was willing. Dibrill, the member of congress from Key’s district, vouched for Key. He entered Hayes' cabinet and went down and opposed Dibrill’s re-elec tion, got a United States Judgship and finished his course good Vicar of Bray.” "Hon. Edward McPherson says Hayes was not the supporter oC John Sherman for president?” “That wouldn’t surprise me. Hayes was not for anybody but his comforta ble self. He had not devotion or orig inal force of character. He loved an easy time. To be president or to have been president contented him.” \ “Will Louisiana now become rept can?" “No. The race question is there more complicated than elsewhere. We have a large class of Intelligent, rich, mercantile-minded yellow men. They would be sure to get power In any repub lican party. That certainly will operate against the whig tendencies In BouIbI ana."__ A Butcher’s Experience. Mr. J. W. Herring, a butcher of Phe nix City, Ala., says, May 14, 1895: "For five years I had Indigestion, which con tinued to get worse till my suffering was Intense. I spent hundreds of dollars try ing to get relief, but grew worse until the fall of 1893, when I commenced to use King's Royal Germetuer. I took only three bottles, but began to improve from the first use of It. I bought It of Dr. D. E. Morgan, and he can tell about my case. I cheerfully recommend Germetuer as the best medicine for Indigestion and dyspepsia.” New package, large bottle, 108 doses, $1. For sale by druggists Old papers lor sale cheap at this office. "TALK” IS GETTING CHEAP. Reduction in Rates by the Bell Telephone Company. Mobile Register. Mr. H. P. Watson, manager of the Southern Bell Telephone company in Mobile, has received from Mr. John D. Easterlin of Atlanta, the superintendent of his company, authority to announce a reduction in the rates of service In this city. Under this authority Manager Watson declares that the rate of service of the Bell company will be as follows: Business stations In the city, $20 per annum, or $5 for the quarter year. Residence stations, $12 per annum, or $3 for the quarter. Mr, Watson Btates that this basis of reduction in rates will apply to all sub scribers. The local manager also asserts that along with the reduction In price his company contemplate furnishing the Mo bile exchange with the latest improve ments of the science, and he can con fidently assure his customers even better service than they have received hereto fore from the Bell company. We guarantee our prices to be the lowest. STOWERS FURNITURE CO., 1816 and 1818 2d avenue. _ ll-28-tf General freight and passen ger office of Southern Railway removed to No. 7 North 20th street. Telephone 846. 11- 5-tf __ SOUTHERN RAILWAY. Atlanta Exposition — Improved Railway Service. Tickets are on sale via the Southern railway to Atlanta on account of the ex position at rate of $3.80 for the round trip, good returning within seven .days from date of sale, and $5.55 for the round trip, good returning within fifteen days from date of sale, and $7.55 for the round trip, good returning until January 7, 1896. The exposition is now open In full force and every one should take advantage of the opportunity to attend. Three trains daily, Birmingham to At lanta— No. 38 Lv Blr. 5:55 am. Ar Atlanta 11:40 am No. 36 Lv Blr. 3:35 pm. Ar Atlanta 8:55 pm No. 12 Lv Blr. 12:15 am. Ar Atlanta 6:55 am All trains carrying Pullman sleeping cars. Effective October 6. the Southern has added another train to the service be tween Atlanta and New York. The "Ex position Flyer" leaves Atlanta at 4 p. m. and arrives at Washington at 11:45 a. m. and New York at 6:23 p. m. Only twen ty-five hours from Atlanta to New York. Returning train leavo3 New York via Pennsylvania railroad at 11 a. m. and ar rives Atlanta 10:20 following morning. Train will be a solid vestibule of Pull man drawing room sleepers between New York, Washington and Atlanta and first class vestibule coaches between Atlanta and Washington. The schedule of No. 36, known as the “United States Fast Mall,” has been changed between Atlanta and Washing ton, lessening the time-out between At lanta and New York. Train now leaves Atlanta at 11:15 p. m. and arrives Wash ington at 9:40 p. m.. New York 6:23 a. m. For Information apply to L. A. SHIPMAN, T. P. A., l<M0-tf 2201 First Avenue. Good fishing at East Lake. 12- l-tf General freight and passen ger office Alabama Great Southern Railroad removed to No. 7 North 20th street. Tele phone 848. 11-5-ii