^ (K - " . " -.' '"i- ,' iy'.V:!
' NEW-Y
rNSURAl
t-' v-i-a ; ;/ ;* ' . :. >*885$;>
m new insurance pa
IFOR IN 1914 . . .
Exclusive of Revivals, Increase, in Old Policies, am
AdditionsbyDividends.
TOTAL PAID-FOR INSURANCE 1
FORCE JANUARY 3.1915
TOTAL ADMITTED ASSETS
i"$790,935,3c
RESERVES FOR DIVIDENDS A.
CONTINGENCIES . . .
'
Total First Year's Premiums,
excluding annuities u
Total Renewal Premiums, less amoum
E paid to other companies, for reinsurance
on Policies of this Company
Interest and Rents .?. _ kM.
Annuities, Profit on Sale of Seciir1
wTL? i"1' ^ \i / ' '* ' ^ S j'y
ities and Income from all pthei
sources exclusive of increrse of Booh
Value of Ledger Assets ~ ; '
Total Income
For Death Losses ?
For Matured Endowments..^?
For Surrender Values?
For Dividends.
For Annuities-.? - _
1
Total Payments to PolicyLoaned
to Policy - holders during
ADMITTED ASSETS
Insurance in force ?
Tnfal nnmKpr nf Pnliriot in (tvm*
www wwwwwwww^ww w.?. m ViAWtVW tat AW*^*
Ii
p|'.%, o Includes 80,488 Disability Claims.
PARTIC
ij No Policy or sum of Insuran
B | wise, in the Company's
I | premium, as provided
fife 1 Company.
{* % V ' -i'S'" ie'.mm.::
The Netf-YOrk Lite Insura
B ing Over 1,140,000 Policies. W\
party, And Who ALONE Receu
i . *This new paid business is exclusive of over $15,200,0
the year 1914.
+ Gross Asse
sice a
_ _ _ 1
i n
' ^2
I LA
??1'L '*
$2,1
7
,
.t, ',. ; - -i>-.
)5 $(
[nd~
:l?i$SffiS ?''i ,VV""' -
191
$ 9,326,614
|v| | :
78,267,239
33,581,958
t
3,061,216
$124,237,027
$25,968,761
8,688,152
14,988,786
15,096,552
1,561,674
$66,303,925
fc i SIP
$32,866,978
$748,497,740
. 2,273,099,212
* 1,101,655
ULAR 1
ice is include
\ Report foi
in the contr
v;r ' ./
' &
nee Company i
ho ARE The ] (
)e The Profits
100 of increase in insuranc
Book
tS Value
ra8S??8eB^?^e?09l^w9 Sm
jv.V 3 v-.: :;;
K LI
RGEST OF ANY COMPANY I!
(industrial business exc
J47,09i
LEGAL UAH
^ ^
L19,OK
Si?tSS5SS^^SSSSB5S3^ES &&
| 1914
* ?* S3
V .
$9,061,421
'
79,200,969
34,939,400
2,807,817
$126,009,907
:;y ?j
?$26,269,756
10,101,694
16,963,189
17,120,920
' : 7 " 1,507,870
l? jgl
$71,963,429
" - .* '
'
$36,069,365
$790,935,395
$2,347,098,388
1,142,253 :
________
NOTICE
S253E35S5SSSS553 ~
. -. : vs: ; - v r.
rl >fi now iotiii
Ml MViVV
7 5 $*:,>' ; .V.- *
r 1914, except
act, has been
' V ;*:r .; > '. JS "
'& ... ' ' ?&
i- ? ' V/.iWlii
' / ' - 3j* . I
s Composed 6fM
mn n
of ^Company.
r
e-in-force by way of misceU
I# si ' $318?4(
I
f V 'A
I- -X ?
. ' *
.200 !
la "n 5
8,388
IL1T1ES
4,418 ' '
' <' , '1 v-;
15535!?^^^^^ "^'" ^""'" 43
0,977
. tjjjj g' '9#- "":' '''V ' ' .? V- ^
INCREASE or , *
DECREASE ' 5
-$265,193 i
?
'' ' . - . - ' '0m
l
+933,730 5
r .1 > ' ' .; -yi
. - /-+ ' .<.-. j v". v -.v . ?' &
ill5W 8
f ; '
v\ 1
I
?
p
?253,399 j
+1,772,580 ?
- , ? ''T
4-300,995
4-1,413,542 %
4-1,974,403 !
4-2,024,308 S
?53,804 I
n
' I
$5,659,504 . I
7 s
S
-{-$3,202,387 S
mammmtmmmimmmmmmmmmmmmamm v
, j >-k * ^
mmmmm i
+$73,999,176 '
.
+40,598
, i i
t t| V* ; , *>
' "i '*, y/
B8 or other
I where the
i mmm ? 1 i . i
paid to the
- - * . < ' ?/
? ? si? a
.' """ ,
. - J
I
omhorc ttnlri 1
wn l ne uom- j
?
f
ineous additions during
- ( V ' f ' , 1
, . <
is the Old Law Was Declared*"
Unconstitutional by Federal
District Court.
,
Wfcr?uIooon*5SrtS?lt?y<the Un"
Jl_l_l-A 1 ? AL *
imrt, and at the some time Is a sub? I
peot^orer'?u?<oinner law. 7 1
i
ankl, building ana toon associations I
&]
urtties. i
(1) TYfceh sold pursuant to. the J
order of a court I
(8) When sates are coo fined to .
old stockholders of the Iseulns j
company. a
(8) When the Issue is taken by f
(4) /When the Issue is taken.by the ?
stockholders, bond' holders or J
Incorporators In coaaecttou d
(3) ^ ?de Private bold- ?,
tags are offered for side. h
^ ?0l *
s" '
urities ottered. *
The taw almost entirely exempts
hat may be termed the conservative ~
ueinese promotion. In. that. If hot .
wre than' eight per cent return on
le investment le promised, and the
reposition Is not fraudulent, nothing
i required of the promoter, except!
led tt*bonus stock has been issued,' _
subscription blank showing this tact 1
rust be treed so that each purchaser
'ill.have proper notice of this featre,
instead of Its being hidden fitvh
1m as might otherwise be thq case,
nd the auditor may require such
onus stock to be placed in escrow. Stocks
or. securities, for which-a f
stum In excess of eight per cent Is '
romased, ore.termed '.''speculative" ?
eourities, and are'subject to prac- JJ
catly the same supervision.as is pro- f,
Ided by tte precept act; that is, full H
iformatlon In regard to such securl- "
es must be filed' with the auditor,
nly such, advertising literature-osis .
ed' may be used In solicitations. }
It, however, gives the auditor au- S
lority to waive certain requirements, r
hould the circumstances so .justify, i
ailsrepree en tattoo, fraud' or reckless 8
onceelmeot in connectionwith the
romotion or sale of stocks- and se- P
urities are mode felonies. "
A compliance with the law ipso ?
icto creates the auditor, attorney-in- {j
ict for service of, process for violaIons
thereof
?
Promotion expenses ore United to ?
sn per cent of per value in the case S
r stocks, end five per cent ih'the JJ
iso of bonds ' or other securities. J,
-Ms provision wilT elffitaate' S! "
chemee devised, for the malting. of
roflts for promoters at the' expense
f investors, hut' will not interfere .
dth legitimate promotions. \
The auditor can refuse authority to
ell onljr upon' the ground'of. fraud tn
use the provisions of the act have C
eon complied with, and the applicant j]
I provided with appropriate means _
>r appeal from the auditor's decision. |
The laiw provides that proper, rec- I
rda and' hooks of accounts shall' be opt
and open to the inspection of in- r
esters, but does not require "double
ntry", as dW the old aict. It does Ifl
at discriminate against foreign'pro- f'
loters. -VJ*
It does away with "the certificate of
uthority which the auditor Issues bl
nder the present lay, thus making
ie promotion stand on its own 'nrera.rather
than on the strength of a s<
tatement bearing the seal of the tt
late. It provides for annual instead
f semiannual financial statements, "
ut the auditor may, at any time; to- n
aire information. It makes a felony. r<
f fraud or misrepresentation in con- li
action with the sale of real estate II
icatedi putside of West Virginia, p:
rhich is not covered in, the present h
iw, h
It "will be observed that this pro- ti
oeed'law is a much less burdensome ci
oran of supervision , than the old taw,
nd' yet it gives the inveetor,, Sub- d
tantial protection.. ' ' it
liini/f intnir ?
juni\t AbllVl
' ^
BETTER. ROADS t
? g
Inited States Treasurer Ac- t
cepts Like Position with ,
Highway Association. i,
WASHINGTON, Jan. 19.?United d
Stales Treasurer John Burke, Is tak- v
ng an active part In the good roadB a
novement and: has,accented the - of- v
Ice of treasurer of the American e
lighway Association, to succeed p
he late Lee McCluhg.who from'thd- 1
lme of the ' formation of the asso- t
iatlon untU^his death, a few weeks i
igo, was an active worker for the g
>etterment of >oad conditions ana y
ound time" from his duties as treas- d
irer of the'United States to give the 0
^ Mr. Burko, in taking up h)g du- e
l
( tared.
utea'KMxmuy.TB^u^aaSsrua
^ . v |
own in Mind Unable to Work,
tl
V S.
Summit Point #. Viu?Mn. Ami'.
ielle Emey, of this place,;says: "I sut-. m
red for 15 years with an awful pain in ft ?
ut success. I suffered so very much, ill
fcs a*ataby^^"n"to'eawoSh|dSi
fshape. Was unable to do, any work.
J began talcing Cardui,- the womar's $j|
es, my health was completely restored. <%
am now 48 years years old,,but feel as v
ood as ,1' did when only 16. .
Cardul certainly saved me (com losing ' 'M.
ly mind, and I feel it my duty to speak : Soth
i its favor. I wish 1 had some power
ver poor, suffering women, and could
take them know the good & would do
It you suffer from any of the ailments "vVarai
ecuiiar to women, ; it will certainly be rorth
your while to give Cardul a trial. >?;'
H has been -helping weak women lor ; J I
fare than SO years, and will help you, Al
'' " - v
Try Cardul. Your druggist sells it
|??5M?terVSm?SMn ?ll?in Vrepiarl'M.O.lffi
?FT FUIFFY HAIR IS 1
:IRST AID TO BEAUTY 5 j
If your hair la not'fluffy, aoft and I| 1||
latrous, la falling out, streaked, ml
ided brittle, or full of dandruff, and
the scalp itches, do not think it
iuat always be that -way,:for pretty ' 'iM
air is only'' a matter of care and the
se of the proper'hair dressing. Your , 'id
air is like a plant?If.neglected It
ion dies, while with a little attention
keeps fresh and beautiful.
Parisian' Sage is a scientific prepa- . .4
itlon that supplies just the eletents
needed to Invigorate the hair ?SJ
sots and stimulate your hair, to grow SB?
rag, thick, fluffy, soft and lustrous:
: removes all dandruff with one ap- :?llcatlon
and quickly - stops Itching- :ffi|
sad and falling hair. It is the Ideal ' <&
air tonic and scalp treatment?con- . .jH
Una nothing Injurious and la dell- . ,'M
itely perfumed: ';M
Wells-Haymaker Company'or any >
rugglat, can supply you with-Parisin
Sage?It - Is Inexpensive. Tou - ' <&
uinot be disappointed: with-this de- -,'JSj
ghtful and helpful toilet necessity,
>r it will surely give your -hair the ,, M
eauty and charm of youth.?Adverv - / 'v-IS
sement. t
fe, so that the debt rfutUvps the
tlllty. I .understand also that there I
i considerable laxity lit the matter 388
f retirement of bonds. In a great . ; ?!
iany sections of the country little
r no attention la paid to the rela- .. ;^l
Ive merits of the aerial bind and . r;-^|
le fixed ternr bonds which are reIred
by a'sinking fund.' As a mat- . , $X|
sr of fact It can be mathematically. - I
hown that' In mapy eases a serial
ond will result in a marked saving . 2S|
o the public." ' *. ;Ji
On account of^he fact that many &|S|
aglslatures will be In session dur- - $ffl
ng the winter, the: association will
irect its efforts toward semiring re- ' -ififfl
lslon of the road laws and the y.&gi
doptlon of such hew legislation! as J I
[ill tend to promote simplicity, and gjA
fflolency and at the same time safe
-uard the handling of public funds ^ 1
Ir. Burke has as hla colleagues in ?38
Ughway&Aa^Mda^hn Tair^Hwrt" '' ' ?
lirector of . the TJnUed 8tateS ofltte
f public roads, vice-president; and I
sz.% Ss?ssassSLffi all