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The San Francisco call. (San Francisco [Calif.]) 1895-1913, May 10, 1896, Image 8

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After a Week of Interesting and Crowded
Meetings the Convention Adjourns
for a Year.
Great Enthusiasm Is Mani
fested at All the
Eleven Fina Papers Read and a
Stirring Address Given by
Miss Anthony.
Joist Campaign Committee, )
Headquarters, lt!3O Folsom street, >
BAM Fhaxcisco, May 9.)
The nine days' talk in regard to the action
of the Republican convention in adopting a
woman suffrage plank has not yet ended, and
the committee of women who went up to
Sacramento are besieged with inquiries as to
how it was done. The only answer to be made
is that "it did itself." We established our
headquarters on the taird floor of the Golden
Eagle Hotel, opened our parlor, lighted a
cheerful fire in the grate; the ladies of Sacra
mento sent in quantities of flower;;, we spread
cut our literature, put our boxes of badges on
the center table, and then sat down in our
rocking-chairs and waited. We had decided
not to down in tlie lobby to "buttonhole" the
delegates, but to stand on our dignity and let
them come to us. There was no other head
quarters on that floor, and they would have to
make the trip on purpose to see us. Suppose
they did not come '.
But in a short time a prominent editor ap
peared and then the rush commenced. From
Tuesday noon until the close of the conven
tion there was a steady stream of delegates, in
twos and threes, and in whole delegations.
Sometimes a chairman would come up and say
the others were too busy to cail. but had sent
tim for badges for the entire delegation.
Wednesday morning 250 delegates were wear
ing woman-suffrage badges, and our supply
was exhausted. At least fifty more could have
been used.
Only once did we go to the floor below and
that was when we were invited to address the
platform committee. I wish I could picture
that scene. In the small room, seated or stand
ing around the table, were the seven men who
held the fate of this question in tbeir hands.
At one end of the table stood Miss Anthony,
the light from above shining upon her silver
hair till it seemed like a halo around her
head, and she spoke as no one ever heard her
speak before.
On the face of every delegate was an expres
sion of the deepest seriousness, and before she
hed finished tears were in the eyes of more
than one of them. She was followed by Miss
Shaw, who stood there the embodiment of all
that is pure, sweet and womanly, and in a
low clear voice presented the cause as no one
else could have done. As we were about to
leave the room the chairman said: "Ladies,
we will take the vote now if you desire." We
thanked him but said no, we would with
draw and leave them to consider the matter at
their leisure.
Within a very few minutes we had their de
cision, six in favor of the resolution and one
opposed— Kidder of Grass Valley. We violate
no confidence in giving his name, as he went
down info the lobby and publicly proclaimed
the fact. Here I want to call attention to one
thing. Eight women knew of the favorable
action of the committee by 9 o'clock, but al
though we were be sieged by reporters and del
egates until nearly midnight we gave no sign,
and the Wednesday morning papers could
only say that it was probable there would be a
woman suffrage plank. It is said that women
cannot keep a secret, but this is one of those
many ancient myths that takes a long time to
How were we treated? Just as ladies are
treated who hold a reception in their drawing
room. Not one discourteous word or action
during the entire convention, only the most
profound respect. There was more than re
spect; there were hearty encouragement and
helpfulness, and more compliments than we
tared to bear. We would not have it under-
Etood tnat we believed implicitly all that was
Eaid to us, but the final action of the conven
tion spoke louder than words.
The convention-hall was clean, cool and
beautiful with flowers and bunting. There
was no smoking and no disorderly conduct.
There were many women present, and the sur
roundings were much more agreeable than at
the majority of mass-meetings for various pur
poses which women attend without any com
Tne meeting was more orderly and decorous,
If we are to judge from the telegraphic reports,
than a great religious convention now in ses
sion, which is not willing to permit a woman
to sit among its delegates. As we entered the
hall we noticed on every banner which marked
a delegation three white stars on a blue
ground. We did not know what they might
signify, but to us they said, "Wyoming, Colo
rado, Utah"— the three States where women
are fully enfranchised.
The convention throughout was for us an
Airs. Alice Moore McComas, Whose Intelligent View of the Suffrage Question
Has Placed Her iv the Froat Ranks of tho Modern Movement for Woman's
Emancipation. '
enjoyable one. We listened with close atten
tion to the bursts of eloquence displayed In
the nominating speeches, but we wondered why
in those nominating Mr. Grant the orators
spent ah tbeir breath in extolling the Illus
trious father, but had not one word to say in
praise of the proposed delegate, except that he
was the son of bis father.
We were very much grieved to learn from
our waiter at the hotel that he should not vote
for woman suffrage, as he did not think women
were smart enough to votel We had a young
fellow to do our errands, look after ournre,
etc., and he surprised us by saying one day
that he thought he ought to tell us that be
could not give us his vote this fall, as he did
not think women were prepared for suffrage!
We asked him if women who could come up
there and do the work we were doing were not
intelligent enough to use the ballot. He said
be thought we were awfully smart women, out
not smart enough to vote. Finding •that he
was a Republican we inquired if all the wise
men attending the convention should decide
that we ought to have the ballot, whether he
then would vote for it. He thought he would,
and finally decided to put on the badge. I re
fer to theee instances simply to illustrate the
humiliations to which progressive, educated
women are subjected.
As soon as the convention closed there was a
wild rush for the train, and when we got
aboard the cars were crowded. At least a
dozen delegates, tired as they were, sprang up
and insisted upon putting us in their seats,
and after we were comfortably seated they
came to us from another car and told us they
had arranged to have us all ait together there.
We went forward and took those seats, and
then the other men came in to know why we
left their car. At the Benicia ferry a delegate
from Tulare brought a lunch to us, and in
every possible way our comfort and conveni
ence were attended to. These are but small
things, yet 1 relate them because one of the
bugbears held up before the advocates of
woman suffrage is that when women get the
right to vote they will be allowed to stand up
in cars, etc.
We believe that they will be treated with
even more delerence and respect when they
are no longer classed politically with crimin
als, idiots and insane, and when their opinions
and wishes are considered of sufficient value
to be accorded the same weight in public af
fairs as are tttose of men. We make the pre
diction that after a few years' experience of
woman suffrage in California all o! these old
objections will appear so utterly weak and ab
surd that people will wonder how they ever
could have made them or believed in them.
On Monday we go to the Populist Convention
at Sacramento and on Thursday to the Prohi
bition Convention at Stockton. We have every
assurance from the leaders of these parties
that our appearing before them will be a mere
act of formality and courtesy, as woman suf
frage is one of their fundamental principles.
The statement is frequently made by Popu
lists, and appeared in The Call a few days
ago, that, while they are in full sympathy with
suffrage and will work for it, they are not
oblivious to the fact that, as soon as it was
given to the women of Colorado, they over
threw the Populist party in that State. This is
not a fair statement. It is true that ».t the tirst
election where women voted in Colorado the
Republican party scored a victory, but this
alsowasdone iv Kansas, where women have
no vote whatever in State elections. The
Populist party was as fully in control in Kan
sas as in Colorado. Whenever there comes a
time of great financial stress the party in
power is always charged with being the cause
of it, no matter what party it may be. Colo
redo and Kansas were passing through such a
period of depression, and in both States the
people overthrew the administration, in hopes
of securing better times. The Populist women
doubtless stood by their party in as large a
proportion as did the Populist men. It was
simply one of thoss landslides which are apt at
any time to turn down any party.
Ida A. HARriR,
Chairman Press Committee.
A plowing bower of pink environed the
fair participants in yesterday's session of
the Woman's Congress. Sweet Castilian
ruses blossomed everywhere, save in some
nooks and corners graced by dainty pink
carnations and flesh-tinted sweet peas.
Mrs. Emma Seckle Marshal! read the
first paper, taking for her subject "Women
as Citizens." There was something Bingu
larly lucid in her presentation of the sub
ject. She said :
"You have heard if you have been in
attendance during the week the history of
woman ; her growth as a sex; the unfold
ing of her character; the processeb of the
broadening and strengthening of her men
tality; how, even in the days of her most
abject slavery she was the staff upon
which man leaned for support, for had she
not then tilled the soil, ground the acorns
and maize, grubbed the roots and per
formed the various menial tasks how
would the poor creatures who depended
on her strength and energy for food and
shelter have existed?
"When one-half the world is dependent
on the other why should either half assert
their superiority ? Man without woman is
like unto what the earth would be deprived
of the suns warmth, and, I will admit,
vica versa. Therefore, if men whom we
have cared for, educated and encouraged,
are entitled to certain man-conferred priv
ileges the same should be considered the
prerogative of women.
"It has beer asserted by some men, and
women too, who are, strange to say, among
the thinkers of the age, that Nature made
man physically the stronger because on
him was to devolve the care and mainten
ance of dependent beings, hence, they say,
it is but in line with the intention of
nature that he should represent the weaker
portion of humanity in a legal phase :
that, as he is the bread-winner and natural
protector so must be assume ana exercise
the functions of government.
"But 1 do not believe that the Creator in
tended man to exercise a jurisprudence
over woman simply because she was not
as big and strong and robust as he is.
Nature's God is never unjust, and there is
nothing in the world to prevent man from
protecting and guarding woman if she
rises to the dignity of a legal citizen. It
certainly should not detract from her
womanly qualities or make her one whit
less sweet aud lovable.
"It is not so many years since co-educa
tion was considered unwise, and even to
day, women are excluded from some of
our highest institutions of learning, but
they have proved their ability to contest
collegiate honors with the other sex, and
our colleges and universities which receive
young women on an equal footing with
young men have reason to be proud of the
attainments of one equally with the other.
Then why should the woman who divides
class honors with the man be his inferior
in but the one thing, the ability to be a
good citizen?
•'ln this connection let me cite an instance '
that occurred one week a«ro to-day. A
husband and wife presented themselves
before the commissioners of the Supreme
Court for examination for admission to the
bar. The wife had become interested
from hearing her husband read aloud, and
concluded that she, too, would take up
the study of law.
"The examination proved that the know- ,
ledge of the wife was far superior to that
of the husband, and one of the commis- ;
sioners in speaking of the fact afterward
exclaimed enthusiastically: 'Of all the
applicants that I have examined for ad
mission to the bar, and I have been ou j
the bench for upwards of twenty- five
years, that lady was one of the very Dest.'
Now the point I wish to make is this. She
is the mother of growing children who
are models of obedience, and who prove
by their manner and bearing the true
motherhood that has guided them.
"Take our criminal records and look
them over. In California the census shows
that the female population is nearly equal
to that of the male, yet in the peniten
tiaries of the State there are at Ban
Quentin 1250 male prisoners and fifteen
female prisoners. Last summer I visited
the State's prison of Nevada and found
that, while nearly every cell in the men's
department of that institution was oc
cupied, there was but one woman prisoner,
and she was incarcerated for having killed
her betrayer.
"If women are lesslaw-abidingthan men
or defy the laws equally with men why
are they not equally punished with men'?
Are our peace officers, our judges and our
junta, the latter composed of 'the peers
of the realm' who are sworn to uphold
the honor and justice of our country, more
partial to the female transgressor than the
male? And if this is so. why? for it is
conceded than when a woman loses her
''"•respect and her position in society
she sinks to lower levels of criminality
than docs a man.
"And is this the reason that, limited as
are .the accommodations provided for
women in our penitentiaries, they are
more tr.an ample for the number assigned
to them?
"The brain that can expend the small in
come of the artisan or laborer in a mas
terly manner can certainly comprehend as
much mystery and intricacy as the brain
that guides the hand that earns that in
come. He brings hi» wages horne — we are
speaking now of the exemplary man — and
as tho wife expends them so does the fam
ily iucceed or fail. Her brain carries the
details of butcher, baker and candlestick
maker, etc., to »ay nothing of the rent or
installments on the little home they are
buying ; she has to plan for the shoes and
hats and suitable clothes of their growing
children ; to keep in condition the gar
ments of her husband ; to see that variety
marks his daily meals; to note the symp
toms of illness in her little ones, and
though she hovers over the beds of fever
ish babies in the still watches of the night,
yet must she keep well oiled the machinery
that operates her household affair?. Who
will tell me that the woman who accom
plishes this — and her name is legion— is
unfitted to make a good citizen?
"The requisites for a good citizen consist
in a thorough comprehension of his duties
to his country, his family and his feliow
men* an understanding of the needs
of his Government and an honest
endeavor to do his part toward accom
plishing the satisfying of those needs by
casting an intelligent, honest ballot. Is
there anything in these requisites to pre
vent a woman from being a good citizen?"
Mrs. Miller ot Oakland opened the dis
cussion by saying that tne type of woman
described by Mrs. Marshall would make a
splendid public officer.
A lady in the gallery opined that the
husband could never represent the wife at
the polls.
Mrs. Hall saiu she would like to bear
her testimony of agreement with the gal
lery lady's remarks and said woman's
cause was an attempt for the good of all;
it was not for an expediency of good gov
ernment; it was all riplit enough for a
man to eat a meal, but that meal dia the
woman no good, and so it was with politi
cal risrhts.
"I suppose," observed Miss Severance,
"that woman is citizen enough to pay
taxes, and if she has no husband she may
perhaps take up land, but when It comes
to the actual rights of citizenship, woman's
position is peculiar. She's in it, and she
isn't in it, and she don't know where she
is at all."
"Women, 1 ' commented Miss Manning,
"are said to be very free in France. In
exchange for their freedom the French
woman gave the voting and law-making
power into the Hands of the men. As a
result France has some of the most vil
lainous laws in relation to woman that
have ever been enacted."
"I know a man in Oakland," said Mrs.
Van Pelt, "who has never voted since his
marriage, and he says he never will until
his wife can 20 with him to the polls."
"Do you tfiink t: at man will vote next
November?" inquired Miss Severance.
"He most certainly will," was Mrs. Van
Pelt's answer, which" was applauded to the
"Housekeeping and City-keeping" gave
Miss Harriet May Mills of New York City
the theme for a brilliant address. She
said in part:
The growth of civilization has been a remark
able prowth In the last century. In Washington's
time only 3 per cent of th« population lived In
eitlfs, but now 10 per cent live in the elites oi the
United states.
We know that city-keeping is nothing but house
keeping on a larger scale, and yet men for a whole I
century have left out of consideration this im
portant element of management, 'lhe home man
agement, the many undertakings women have
entered, show that they are good managers. They
are used to making a very little go a long way, for
they have not liad much money to manage with ;
and they are economical. I
In New York I remember driving for years over
a street with boles la It and they always grew
bigger until finally the men got an epidemic Of
pavement laying and paved every street and lane.
What's more, women are more cieanly in iran
aeement. Their handling of bouses shows that
they know more about sweeping than men who
have so lone superintended the wretched street
1 sweeping systems.
S What we need is not only sanitation and better
sanitation, but the cultivation of a taste for the
beautiful. Any man that will sacrifice the beauti
ful trees and the natural contour of the City Is not !
fit to hold the position that controls such things.
Street-sweeping is too often made a matter of
' political affiliation. We wouldn't have a conk sim
ply because she would howl for some particular
candidate or party in favor.
It yon were In a city where a School Superinten
dent could not read or write you might feel that
woman ought to have a hand. Woman should
have some part in the management of the school
system. Men always make a mistake when they
try to keep house alone, and that is what they have
done in attempting the management of cities.
There |ia no good clty-keepinK In which good
housekeeping is not recognized as an Important
part. It would save us from tilth, from a great
deal of disease, and It would save mcn;irom a great
deal of the responsibility.
We don't expect to reform the city management
all in a minute, but we do believe It will result
eventually lrom the joint management of men and
women. ■■
Miss Manning took occasion here to ex
press herself on a topic of the day sug
gested by Mrs. Mills' speech. . She said:
If women were sharers in . San Francisco's gov
ernment could the City papers have come out this
morning with the announcement of the disgraceful
removal of t he most efficient officials that have ever
served in this City. Mr. and Mrs Weaver, the su
perintendent and matron of the Almshouse?
Several other persons commented on the
paper, after which Mrs. Alice Moore Mc-
Comas spoke, in part as follows, on "The
Right of Representation."
That there should be a question of the right of
representation in a republic founded as Is ours,
upon the principle of ''freedom and equality," Is
truly remarkable. It is contrary to the spirit of
our government to question the political rights of
any of onr people. Therefore 1 claim that Ameri
can women are entitled to everr right possessed
by American men. In making this assertion, con
trary to our usual political practice, yet perfectly
In harmony with republican ideas— ln oertect ac
cord with the fundamental principles of our
government— it Is right and proper that I a tempt
t<> show that it is reasonable and not dangerous to
our public interests.
There is no belter way to do this than to show by
oar .National constitution that women are entitled
to the right of representation. Article XIX. section
l.sa.vK: ■■All persons born or na uralized in the
Inited atates, and subject to the jurisdiction
thereof, are citizens of the United states, and of
the State wherein they reside. No Nlate shall
make or enforc- any law wntch shall abridge the
privileges or immunities of citizens, nor shull any
Htatedeprhra any person of life, liberty or prop<-rty
wlthout due process of law, nor deny to any person
within Us jurisdiction the equal -irbtection cf the
laws." And again: "All governments derive
their Just powers from the consent of the
The American woman bases her claim to the
right of representation upon the Declaration of in
dependence, which was uot a declaration of re vo
Mrs. John F. Swift, Whose Presence and Assistance at the Woman's Congress
Lent So Much to Make It the Grand Success It Proved.
lutlonary war. but of a new political philosophy.
The inalienable rights therein declared are not
liuiltabl? by sex, and she questions the intention
of our forefathers to so cous^ .rue them. Woman
has the same right to life, liberty and property
tha* man hi-s. Has she not an equal right to pro
tection? This Is tho right of 3Uffrftj?e. If she has
a natural right to life, liberty and the pursuit of
bappiness, then she should have a natural or ac
quired right to everything that secures to her the
use of thes>> rights— just as man bus— provided this
does not harm the equal right of another.
1 ask the men here assembled if yon hare to a
certainty ascertained that you are entitled to
any Uod-givm, natural rights that are speci
fied prohibitions to women? Have you any
claim o protection that Is justly denied to
women? Gentlemen of the Golden State—
you who arc famous the world over for gene
rosity and chivalry, whose pride in your women
stands as one of your most jtracefcl virtues—
we ask that you establish such a government in
our stat*. We ask mat you no longer permit
this "Shadow on the face of the Princess" to re
Woman are part of the people of California.
They ask that the grand declarations of the found
ers of this great State be no longer considered as
glittering generalities. Verify them at the polls
next November by enfranchising yonr intelligent
There is too much said about woman's "holy
mission" and not enough about her pnu t eal duty
to her country; there is too much said of man's
patriotism and public service and not enongb
about his '-holy mission" as the father of his race.
A little mingling of these duties and missions,
and more interchange of mutnal Interests would
give us an improved system of government in the i
home and the state. You have seen a household j
bereft of a mother and have watched tne dis
tracted fnther try to do for the children what the
mother had done. You have seen a home de>
prived of a father and witnessed the broken
hearted mother's attempt to take his place. No
matter how great the effort, neither of these homes
are liks homes where each day husband and wife
gave iheir best strenglit and thought to the welfare
of the family. Does our government differ from our
household? Do we no! love our country as our
Our opponents say, "Universal suffrage Is con
trary to law," "acain3t nature," '-no! sanctioned
by scripture," and "means revolution."
Yes, everything now Is a revolution. Revolu
tion and evolution are the mainsprings of civiliza
When Sir Samuel Rom My proposed to abolish
the death penalty for stealing a handkerchief it
r.-as feared It. would endanger the whole criminal
c<vle. When the tiiil abolishing the slave trade
passed the House of Lords, Lord St. Vincent left
the House, saying he washed his hands Of the
downfall of the British Empire.
When the nr»t steamer floated down the Thames
It was declared against nature! When at the
close of tne reign of Charles ri London had a half
million people, there was a fierce struggle against
street lamps.
In 182b. when some enterprising young men
wanted to hire a "meeting house' 11 — not a thousand
miles from New York— to hold a debate on rall-
I roads, the slow-going deacons, after prayerful de
! liberation, sent a note of refusal, saying, "You are
cheerfully welcome to our meeting-house to de
bate all proper questions, but such things as rail
roads are Impossibilities! There Is muhing in the
Scriptures about th-m. If God had designed his
intelligent creatures should travel «t the frightful
rate of fifteen miles an hour by steam he would
I have foretold It by his holy prophets. It Is a de
! vice of !-atan to lead Immortal soul* to perdition !"
I \\ c can scarcely believe such loollsb men ever
I lived! Yet the time Is not far distant when a truly
enlightened people, enjoying the privileges of a
| truly Republican Government, will be doubting
the existence of men who questioned woman's
right of representation.
Miss Yates, opening the discussion, told
of a man in the employ ot a wealthy
, lady graduate of Vassar College who went
to cast bis first vote after an instan
1 tatieous naturalization. Hi 9 mistress
1 asked him bow he had vot».d. it tran-
I spired that be had cast bis first tax re*
ceiptinto the ballot-box.
"I caa give a little incident myself,"
said Mrs. Marshall.
"I applied for the position of proof
reader of a great register of one of our
i counties, as I had been assistant on the
previous issue, but I was refused, as I was
told, because I w.as not a voter. They
gave the position to a man, and he found
he could not get it out on time and he had
to send for me."
Miss Mabel Craft, a graduate of the Uni
versity of California, offered some perti
nent remarks on women's wages. She
said tnat in all the positions requiring
what is known as brain work the women
of California receive compensation equal
to that men receive, but that ift other em
ployment the women competing with
men 00 not receive nearly so much pay
as the men. In teaching and in journal
ism women receive as good wages as men
and in some cases better because of better
work, but in stores poor giris who have to
help out the family at home work for $4 a
week. It would not be possible for them
to live on such wages, but they are adding
a little to the furnishings of brothers and
father. Women will never know political
economy, she concluded, until they are
able to vote; until they refuse to take "work
unless the pay is fair.
The last paper of tho morning session
was by Miss Sarah M. Severance, wno
spoke on "The Reaction of Injustice" in
the following strain :
Action and reaction are equal, and Injustice to
woman i: as reacted upon man in full measure
pressed down. Neither is responsible except for
its continuance, for It Is an inheritance, but wrong
woman and retributive justice follows on the
tract of her sons and grandsons. Not only is
tin re general retribution, but tne individual suf
fers. All intelligent people are Interested In poli
tics. The club-woman knows all about the laws of
iioses, of Lycurgus, of Solon, the Twelve Tables,
I Skirts,
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Corset Covers.
We Only Ask an Inspection.
The Prices and Qualities are
Bound to Be Irresistible..,
Night Gowns
At $1.00, $1.25, $1.50, $1.75
and $2.oOach.
At 50c, 75c, $1.00, $1.15 and
$2.00 Each.
At 50c. 75c, 85c, $1.00 and
$1.25 Each.
At 25c, 85c, 40c, 50c and 65e
per Pair.
Corset Covers
: At 25c, 50c, 75c. $1.00 and
$1.15 Each.
The above are all made of splen-
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manner, full width and of good
shape. See them.
STOP at Our Hosiery Counter. It
will pay you to do so.
Mall Orders Promptly-Filled.
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Moderate Prices, go to
PANTS made to order from $4.00
SUITS made to order from $15.00
MY $17.50 and $35 SUITS
201 and 283 Xcntpnrj St., cor. Busb
724 Market St. 1110 « 1112 Market St.
life INSURANCE coipm
consin, on the 31st day of December, A. D.
1898, and for the year ending on that day, made
to the Insurance Commissioner of the state ot
California, pursuant to the requirements of - section
613 of the Political Code of said State.
Net value of real estate owned by -
the company 91,400,303 15
Amount of loans secured by bond
and mortgage on real estate 69,041,112 24
Cash loans to policy-holders on this
company's policies assigned as
collateral 1,948,090 00
Premium notes and loans In any
form taken In payment of pre-
miums on policies now in force. . . 418,301 84
Cash market value of all stocks and
bonds owned by the company . . . 12,635,201 08
Amount of cash on hand in com-
pany's office 97,169 05
Amount of cash deposited In banks 4,608,915 77
Interest due and accrued 1,362,318 06
Rents due and accrued 8,987 71
Set amount of premiums In pro-
cess of collection and of deferred
premiums 1.481,470 74
Total assets $32,902,389 64
Claims for death losses and ma-
tured endowments, due and un-
paid. .' 68,316 74
Claims for death losses and ma-
tured endowments In process of
adjustment, or adjusted but not
due 282,859,67
Claims resisted by the company. . . . 43,844 89
Net present value of all the out-
standing policies, computed ac-
cording to the combined experi-
ence tables of mortality, with 4
per cent Interest.... 63,804,572 00
Amount ot all unpaid dividends to
policy-holders. 94,740 97
All other demands against the com*
pany 108,094 01 '
Total liabilities.... ..» $6g,388,828~38
INCOME. — — —
Cash received for premiums on
new policies during the year. $1,579,149 92
Cash received for renewal of pre-
miums during the year. 11,990,630 79
i Cash received for sale of annuities. 6.--91 97
Cash received for Interest.... 3,837,791 60
Cash received for rents 109,842 123
Cash received from all other
sources 27,269 41
Total income $17,650,776 83
Paid for losses and matured en-
dowments » 113,512,740 40
Paid to annuitants.. : 2.554 26
Paid for surrendered policies 872,671 88
Paid for dividends to policy-holders 1,296. 65
Commissions paid to agents 1,543,571 5-j
Salaries aud other compensation of - -- ■■
officers and employes, except
agents and medical examiners... 306,196 26
Salaries and traveling expenses of
managers of agencies. 899 91
Medical examiners' fees and sal-
aries. 119,691 15
Cash paid for taxes 194,323 73
Cash paid torrents 25 000 00
All other cash payments 782,119 16
Total expenditures daring the — .
year $8,656,662 42
Premium notes and other
premium obligations at
beginning of the year.. .$467,540 42
Premium notes and other
premium obligations re-
ceived during the year. . 89,664 60 -
— 9557,205 02 '
Deductions during the year as follows:
Amount of notes and
other premium obliga-
tions used in payment
of losses and claims 22,756 1?
Amount of notes and
Other premium obliga- ■-.-
tions used In purchase
of surrendered policies. 10,438 81
Amount of notes and.
other premium obliga-
■ tions Used in payment
of dividends to policy
holders .' 66,639 64
Amount ot cotes end
other premium obliga-
tions voided by lapse of ' *
policies... 13,780 90
Amount of notes and.
other premium obliga-
tions redeemed by
maker in cash 25,290 18
';;.,, Total reduction of ■ ■ .
premium note account.. , 9138,903 18
H. L. PALMER, President.
ok. -.w~, . J * W ' SKINNER, secretary.
Subscribed and svorn to before me this Ist day
of February, 1896. /^ .
C. A. PRIDE, Notary Public.
J^ggll Dr. Hall V Reinvigorator
3 all losses in 24 hoars. Restores
pS taSte Manhood, Enlarges Small Organs,
* - - - •-. V cures Emissions, Impo-.ency, Varlco-
stops all losses in 24 bours. Restores
Manhood, Enlarges Small Organs,
cu:cs RmUsions. Impo eucy, Varlco-
£SS £*t coU -'' Meet, Fits. Strictures and ail
TiF ™ wasting effects of Seif-Abuso or Ex-
sM irQs cesses. Sent s-aled, *2 per bottle.
1 THKKK BOTTLES, $5; guaranteed
"Mi'mJ to cure any case.
• 865 Broadway, Oakland, Cml.
I All crivate diseases g,uicjcl£ cu{&d. {•«»<! tor boo*.

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