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The San Francisco call. [volume] (San Francisco [Calif.]) 1895-1913, June 19, 1906, Image 2

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:~ \u25a0\u25a0•'.' j.- \u25a0 \u25a0 • --'\u25a0'\u25a0 ';\u25a0\u25a0\u25a0.•\u25a0•\u25a0\u25a0\u25a0 •' ">. '
Quitting "Six-Bit" Concerns and Giving
£\ Insurance to Honest Onesc
Continued from Pas'' 1» Columns 1 and 2.
..t?rs into accepting less than the full amount of the money due them?
\u25a0 \u25a0'; Certain insurance "men, representatives of the "dollar-for
dollar" companies, by the way, declare that some companies have
hired this class of men to do their adjusting in San Francisco.
..; It seems a reasonable explanation of the methods used by some
of them in dealing with policy-holders. Men and women, timid folk
jn the main, have approached the adjusters and by threats and
bhiffs and misleading statements have been forced to accept a so
called compromise settlement of 50 or 75 per cent when their claims
were legitimate. Others, refusing: to be bluffed, have received higher
settlements from these same adjusters. Some, of whom the adjusters
are evidently afraid, have secured dollar for dollar on policies. on
which less strong characters would have been paid only a small per
These all are the symptoms of the adjuster who is working on
a commission. He is no less than a human leech. He sizes up his
policy-holders and offers them what he thinks they will accept. He
tells them to take that or maybe they will get nothing in the end. He
tells them the company for which he is adjusting is really without
resources. In this way he induces the timid to accept much less
than due in settlement.
An example of the work of these commission adjusters was told
by an attorney at a policy-holders' meeting at 911 Lqguna. street
yesterday afternoon. This attorney stepped into an adjuster's office
to have a small policy adjusted. The adjuster offered him 50 per
cent for a final settlement. The attorney refused. To obtain his end
the adjuster told the attorney that the losses of his company were |
really far in excess of the combined surplus and capital.
"Then you're insolvent," cried the attorney. "I'll see that pro
ceedings are begun against your company."
Then the adjuster realized that bluff would no longer accom
plish anything and he confessed that the losses were almost entirely
covered by reinsurance and that the company was perfectly solyent.
He merely used the misleading statement to frighten Jimid holders
into accepting a small payment in settlements The attorney got dol
lar for dollar on his policy.
"The reliable companies long ago gave up the idea of commis
sion adjusters," said one dollar-for-dollar insurance agent 3'esterday,
"because it hurts business in the end. But some of- the companies,
the weak ones, have fallen to the tempter this time and employed
commission adjusters. I know one adjuster of this kind who boasted
that he had never yet found a policy that he could not shave. He
came at last to a factory burned to the ground, only a useless chimney
standing. 'I thought that I could never cut this policy,' he wrote
to his employers, 'but I finally got $30 out. of the man for that
chimney.' " . ~ ; (\u25a0( \u25a0
National I'lrr Insurance -Company An*
mht» MenKase of Commissioner.
CAUSON, Xev., June IS.— The mes
sage sent by Insurance Commissioner
Davis to the National Fire Insurance
Company at Hartford calling upon the
company to pay San Francisco losses
in full elicited the following reply:
"Sam P. Davis, Insurance Commls
"sionef. Nevada — This company Is able
to pay all San Francisco losses jn full
and have over half a million dollars net
surplus besides. Any report to the con
trary is a malicious falsehood.
\u25a0 Commissioner Davis replied as fol
"Regard your answer as evasive.
Will you or will you not pay San
Francisco losses on a basis of 100
cents on the dollar?"
>! orr Than »corp >of Innarsince Compa
nies Tall to Vl^ll ( ommfs.loner. [
.. Assistant Attorney" General Sturte
• vant was out of" the city yesterday, and
Insurance Commissioner Wolf waited
' for his return from San Jose to advise
* with the Attorney Gencraland with
, eturtevunt before he took final action
. against the Insurance companies that
. have neither filed In the Insurance
' Commissioner's office their lists of
- policy-holdors nor executed stipula
tions to extend the time for filing proof
s of loss as an alternative. Probably
J Sturtevant will be in the city today, and
then the procedure will have final con
"I wish to proceed with the advice of
the Attorney General's office," Wolf said
last * vening. "That Is the only reason
for any delay. I hope to have a confer-
How frequently does a head line simi-
lar to tho above greet us in the news-
papers. The rush, push and strenuous-
nes.s of tho American people has a stcong
tendency to lead up to valvular and other
affections of the heart, attended by Ir-
regular action, palpitation, dizziness,
smothered sensations and other distress-
Ing symptoms. •
Three of the prominent Ingredients of
•which Dr. Pierces Golden Medical Dis-
covery is made are recommended by some
of the leading writers on Materla Medico.
for the cure of just such cases. Golden
Seal root, for instance. Is said by the
Usrrr.D States Dispexsatory, a stand-
ard authority, "to impart tone and in-
creased power to the heart's action."
Numerous other leading authorities rep-
resent Golden Seal as an unsurpassed
tonic for the muscular system in general,
apd as the heart is almost wholly com-
posed of muscular tissue, it naturally
follows that it must be greatly strength-
ened by this superb, general ionic. But
probably the most important ingredient
of \u25a0 Golden Medical Discovery," so far
as Its marvelous cures of valvular and
totber affections of tho heart are con-
cerned, is .Stone root, or CoUlnsonia Can.,
Prof. Wm. Paine, author of Patne's
Epltomy of Medicine, says of it:
"I. not Ion? since, h&d a patient who vu
so mnch oppressed with valvular dlse&se of
the heart tbat his friends were obllcod to
carry bun ui»-stalrs. He. howerer, irraanally
recovered under the influence ot Collinsonln
<medlcln&l principle extracted from Stone
root), end Is now aftendin? to his business.
Heretofore physicians knew of no remedy
for the removal of so dUtrcsslnc ~nd co du-
rcrous a m&l&dr. With 'them it was . &U
sruess-trork. and It fe»rfully warned the
afflicted that death was near at hand. Col-
linsonln uiKjuettlonablr affords relief la
&nch cases, and In most Instances effects a
cure." '." ':\u25a0. '\u25a0 \u25a0*\u25a0'-' : \u25a0\u25a0_;
• Stono root Is also recommended by Drs.
Hale and Elllngrwood, of Chicago, for
.valvular and other diseases of the heart.
: The latter says: "It is a heart tonic of
41rect ana permanent influence."
r Golden Medical Discovery," pot only
cures serious heart affections, but *is a
•most efficient general "tonic and invigor-
ator, strengthening the stomach, invig-
orating the liver, regulating the bowel*
and curing catarrha! affections In all
parts of the system.
Dr. Pierces Peileis cure Conjtjjiatloai
ence tomorrow, and will if It il possi
ble." \u25a0 . ' . ; >. \u25a0> \u25a0- : .
No insurance company has been foV
mally warned to stop doing: business in
and to remove from the State of Cali
forno. None wishes to be warned away,
for official action of that sort would be
a very bad advertisement abroad. '\u25a0 ", A
company might elect to go out of busi
ness, but no one that wishes to con
tinue, realizing the cost oX.gettirig new
business, would care to be posted as
having been ousted.
There now remain In a class by them
selves twenty-two insurance companies
which by their refusal to either sign
the stipulation granting -.sixty-days'
more time for the filing of proofs of loss
or to send In to Insurance Coriimis
sioner Wolf a complete list and descrip
tion" of their policies have lafd them
selves open to action in the Federal
courts for disobedience of the-lawri'"pf
California. On Saturday the list "of
stubborn companies was thirty-flve, but
with the passing of the last hours of
grace allowed . them by Commissioner
Wolf thirteen of. these, corporation
agents came to the belief ; that It would
be better to. risk losing, their reinsur
ance than to give nip forever the rich
and promising California insurance
field. They sent In their names signed
to stipulations yesterday, and Commis
sioner Wolf accepted them.
The following is the . list: of the
twenty-two companies that are openlto
prosecution for violation of the laws of
American of Boston. *
American of Philadelphia. \u25a0 : ',
Boston. y ; , •
Concordia. \u25a0 '.-'\u25a0'-. '•
German Underwriters.
Germania Fire.
Globe and Rutgers.
. Girard.
National Union Fire.
I New York.
North German Fire of New York.
Pacific Underwriters.
Protector Underwriters.
Spring Garden.
Security Fire of Baltimore.
Traders' of Chicago.
Union of Philadelphia.
Western Underwriters,
Mayor Schmitz has received a num
ber of replies to the telegrams sent out
to the home offices of all the Insurance
companies last week. The telegrams
were signed by himself and Governor
Pardee. While the answers are not to
be made public as yet, it is known that
the companies speak in a very concilia
tory tone. . \u25a0 •
The Board of Trade of Blsbee, A. T.,
has written to Commissioner Wolf,
through President G. E. Buxton, as fol
At the last meeting of the Blsbee
Board of Trade the subject of insur
ance was brought up, especially re
lating to the .San Francisco losses. As
a basis of argument for discontinuing
business with unfair companies the
writer quoted notices attributed to
you. The expression of all the mer
chants present was -unanimous on the
subject, and the writer was requested
to ask you for the. names of the com
panies that failed to treat the San
Francisco merchants fairly. I assure
you of the appreciation oX the Bisbee
Board of Trade for your stand,, in the
matter. Any information will be greatly
appreciated by this board. • '
AH the facts relating to the acts of
the Inauranc« companies In San.Fran-^
cisco in connection with settlements
with policy-holders will be sent to Bis-,
bee, as to all other points, so that all the
world may know what takes place.
A meeting of a number of policjV
holders of many American, English and
German companies was held on. Friday
at 2101 "Webster, street for the purpose
of determining upon the. steps neces
sary to enforce the payment ' of their
Just claims against many of these com
panies. As a result of this meeting the
and ; Earthquake Policy . Enforce
ment Association" has been> incorporat
ed to assist', all policy-holders in the
settlement or enforcement of their
An indignant policy-holder present
stated bis experience with several coin-
Policy-Holders Expect It
to Bring Definite Ac
tion at Once.
Concerns That Received
Reports Week Ago \
Free to Settle. 7
English Companies; Delib
erating Qver Earth
quake Clause.
OAKLAND, June 18.— Under the rule
adopted by the fire underwriters' ad
justing bureau ten days ago to facili
tate the settlement of losses in which
more than six insurance companies. are
interested the companies that received
reports of the findings 'of the lobs com
mittee from the secretary of the bu
reau one week ago will be free tomor
row to proceed to settle their. Individ
ual share in a risk in their own .way, if
they, have been unable to 'agree -upon a
general plan of settlement" wjth , the
other companies j involved in the same
IOSS. ,-". *" \u25a0\u25a0, .-' .' .' ':"." " '. '
According to the regulation, .which
was enacted after it appeared that the
original method of calling: meetings of
the companies interested ;in" a loss to
act upon the report of the loss commit
tee was a failure, the companies. . ln-^
volved in a risk are 'free .one week after
receiving a report of the. loss commit
tee to proceed to settle and, pay. their
individual risk as they see fi,t'and'with
out hindrance from any o^her company
interested in the same loss. "-..With: the
new rule in full effect it is. expected
that the ready-to-pay companies that
were hampered and delayed. by the-eva
sive and unbusinesslike tactics of some
of the other companies will be'in'!a;po
sltlon to go ahead and relmbiirse^ their
policy-holders. ..] / "
- The operation of the rule; r will ; also
increase the distinction between •• the
strong and the weak, the ..honest and
the dishonest companies. It will bring
about the showdown which the.recalci
trant companies have postponed by
every trick within their power.' j It may
also tend to. widen the, breach of dis
sension that has rent the fire under
writers* adjusting -bureau, : as the rule
allows more freedom to companies that
are ready to break away from the bu
reau and proceed ma n independent
way to adjust and settle their own
losses. Reports from loss committees
on risks aggregating over $2,000,000
have already been sent out by the sec
retary of the fire underwriters' adjust
ing bureau to companies Interested in
the claims.- - . " .-
There was no meeting today .in Reed!
Hall of the' fire underwriters' adjusting
bureau, neither was "there 'any session'
ot. the dolalr-for-dollar companies or
the "six-bit" firms. It is probable that
there will be a meeting Wednesday of
the thirty-four companies that are
classed as the dollar-for-dollar corpora
tions and that the 1 plan of adjustment
and settlement of losses that has been
prepared by the committee of; five^rep-.
resenting the thirty-four firms will ibe'
submitted. . -\u25a0.. '\u25a0;'-{ .v* .'.v \u25a0-.;?': ;| r
President George W. Spehce'r. 6.1 the
fire underwriters' adjusting 'bureau,
who is also a leader among the dollar-)
for-dollar Insurance, men, said today
that he did not know when the bureau
would meet again. . . . \u25a0.' .>:-.'
W. M. Baxnent/a member of the com
mittee of five, stated that in {all.like!i
hood a meteing of the. thirty- four com
panies which his committee! represents
would take place "Wednesday, although
no call had been issued. , ' V.' .';','/- •
C. P. Mullins, manager of thVrCom
merclal'Union of London, the .Palatine
and Alliance, two other. English com
panies, has not yet received instructions
from his home offices as to .whether, his
firms, all of which ar« earthquake
clause companies, are. to acknowledge
or deny liability for their San Francisco
fire losses. . ~•:'\u25a0\u25a0"
. "I do not look for instruction, from
England sooner than said
Manager Mullins,' "and therefore do, not
know how I am to act. , My companies
aßked me for further^ information Fri
day, and I cabled what they wanted to
know to the home offices. .'/Everything
depends upon the decision of^ the home
offices, and I expect to learn "of ; that
just as soon as the ; horne r -offlces "arrive
at a decision." ; "• :"* •"•'
panips In which he was insured. One
company refused to pay upon the pre
text that part of a cornice on his build
ing? had fallen, although the chimneys
in the building were: still' standing:
after the flre. Another company: had
refused payment on his stock of goods,
claiming that the falling of the cornice
had voided their policy also.. . v , >
j Several policy-holders' complained of
(he unreasonable demands made by' the
companies for plans and specifications
of burned buildings, 'which could not
be fully supplied' because; the . archi
tects or con tractors, were dead' or had
moved away; others complained of the
demands for vouchers to support even
the smallest items , in .Inventories;
others stated that payment had been
refußcd on bona llde losses 'on account
of - the so-called "earthquake; clause,''
although the companies- did- not con
test- the amount of > the loss, iartd there
was general complaint "against the dil
atory", tactics of nearly - every -company
for -their delay, with .'"the ' evident pur
pose.of wearing out "\ the : : anxious: and
dependent policy-holders to secure a
large discount for" an immediate cash
settle.ment. : ' '''\u25a0\u25a0: -Vf :.j'"-': .j'"-'- ': : -".. --V'-V. "..'\u25a0.-: vt:v
It was determined, to secure the serv
ices ;of a competent, v experienced 'adr
Juster,- whenever ; necessary, •: to apt in
behalf of the policy-holders in all ques
tions involving 1 the falling of any part
of a building,", or, the failure:pf:the pol
icy-holder - and the companies to -agree
upon the amount of loss under the pol
icy. " . '\u25a0. •;\u25a0" ';/ \u25a0 ' 'V:'iV--<,;/ • ' \u25a0\u25a0: ' V vA ! ;:-'";^.'
A determined fight will * be) made : 'tb
enforce the payment, of aU just claims
and to prevent- any 'chicanery -; that
might deprive any? policy-holder of hi«
honest dues.; W.^H. Langdon, the firm
of Jellet & Meyersteih.'W.; P. Humph
reys .'and . H.^ O. ; Rogers \ were \u25a0 appoi nted
as attorneys for the j association.
A Guaranteed 'Care for . riles.
Itching, . Blind, Bleeding or Protrud
ing, Piles. , .Your; druggist 'will refund
money , if PAZO OINTMENT? falls r. to
cureiyou in 6 to 14 days. ' 50c.'/ - \u25a0 • .
LONDON. JuneflB— Kinsr Edward:to
day^ approved of ? the. appointment of J,
B. -Whitehead,?. late \u25a0 Secretary of a the
Embassy^at Berlin,; to b« British Min
ister «Lt Belgrade. \u25a0- • •\u25a0\u25a0-•/ •\u25a0:•'-,
Bodies of Scores of Jewish Victims of Fanatical Rioters Mutilated and Beaten
Until They Are Deprived of AH Semblance' to Human Forms.
Even the Wounded That Crowd Hospitals. Are Frightfully Mangled, Their
Haitds,' Arms or. Legs Having Been Chopped Off hy Persecutors.
BIALYSTOK, June IS. — Quiet reigned
today throughout this devastated town.
Firing was heard at midnight on the
outskirts ; of Bialystok, near the ceme
tery, but no. further disorders have.oc
curred. , . . ; '
The total figures of the casualties are
not available,' but seventy bodies were
buried today. This is claimed to be
less than half the total of the killed.
Jewish! estimates say that not less
than 200 -were killed. The number of
wounded is tenormous. Surgeons have
arrived; from Warsaw., to assist ; the
overworked staffs of the hospitals in
caring for the, injured.
.'. A few Instances of the excesses were
the bestiality and brutality^ with which
the ; : victims of , the massacre were
treated.,/ Some of the . corpses were
mere; masses of pulped flesh, ..the
wounded 'in some cases having scarce
ly a sound 'bone in their bodies. \u25a0
\u0084 , Today the story of the riot was writ
ten in .large > letters in the aspect of
streets, which were one continuous pic
ture, of arson and pillage. The win
dows and doors of -the Jewish houses
were wldeopen, giving a view ofthelr
wrecked Interiors, or were boarded up
with rude y/ooden'. shutters. " i~
Everywhere ; could be seen weeping
women, hunting for traces of killed or
wounded; -relatives. The" principal
stores were either- devastated wrecks
or mere mounds* of ashes, among which
tne, wretched proprietors, last week
rich, but now' reduced to poverty, were
wandering about' weakly endeavoring
,to ascertain the .extent of their mis
fortunes. '\u25a0:„! Before!; practically every
house left intact hung an Ikon, with
a burning lamp.'and' the street doors
were marked .with*, great crosses, made
with chalk or, of cloth, to show that
the. inmates were Christians. .
Another attack /was made yesterday
everting ori the police station by armed
revolutionists,' who -occupied-, a house
near ,by. - They /opened* fire from the
building on the', police, but a force of
Cossacks was 'gathered, the house was
stormed, and the : revolutionists ; were
dispossessed. , ; ' / - -
It was feared that the latter, iwho
are members of the Jewish Bund f and
are enraged and embittered by" the
slaughter of their co-rellglonlsts, would
seize the. occasion of the funeral of the
victims .today to -make a. new attack,
but- the . Governor _ General ' took \u25a0".; the
necessary military' measures to. prevent
it. The garrison has been strongly ve.
inforced. 'v-v —••..,/.. '--;; -..., ,(r,-!;
• On account ;of th.e'<ieBtructibn;of tbs
stores of, provisions,- supplies -.are al
most unobtainable, just now, but food
Is being impo'rjtid. to relieve the,desti
tution. J&A „ •;..\u25a0\u25a0\u25a0 , . ...v
\u0084 The scene . 'at the*. JeTvls^ Hospital,
where the . majority . Of .the .J.jewi^ , dead
and the ' more ".severely i wounded' 'were
taken, was -terrible.; grass . plot
outside the ; hospital* today ]was covered
Wltli mangled corpses," arranged in two
long rows, awaiting burial. The,wood
en -walk from the Tgate to! the' door,
over: which the bodies were carried,
was stained with blood: •;:-The dead and
wounded were still arriving. -Many of I
them had been- lying*uhtouehed' in the
streets for two: days: \u25a0 Only:: the. most
' severely wounded * were . taken .'inside
the hospital. The bodies- of some- Of
these were frightfully bruised, "broken
and mangled. ;-!- l ,' •• \u25a0
A constant stream of unhappy, per
sons visited the hospital- yard' and;
when allowed to do so, the, wards,'en
deavoring to locate and Identify.'mem
bers of their families ,'or. friends, or
obtain bodies of' the •' dead for. burial.
Some' ot the bodies j had already been
removed, but the' hospital attendants
asserted that about ' a • hundred in all
had been brought In and' that many
more remained -In the' outskirts of
Bialystok, where 'it "was •' still - unsafe
for the Red Cross detachments to ven
ture. \u25a0 . '* \u25a0 ''" . ; :> .\u25a0 •-'\u25a0'."-; '- : ': :\u25a0\u25a0[.-.
At .the district' hospital there were
six ' dead persons and -eight or ; ten
wounded. These were all Christians.
One man \u25a0 had been killed ; and' § two
wounded as a result of r the explosion
of bombs. The others had bullet
wounds. These , , bodies, were; not
mangled or mutilated, as was the case
with the Jews, whose hand, -arms and
legs were chopped off from mere wan
WARSAW, June \ 1 8.— The Chief" of
Police of Warsaw today issued a-proc
lamation warning- the;. people against
th 6 efforts to provoke racial hatred and
starting that every- attempt, at rioting
would be mercilessly suppressed by
force of arms. • « .
,Anti-Jewish riots- have broken out
at | Zabludow and- Giuohdz, in the \u25a0 pro
vince '\u25a0 of Grodno "• and : at : Ossowiec, - in
the province of •. Lornza. '• v.- v' r • .'
ODESSA, June '18.— The \u25a0 Novostl of
this city published -a' dispatch) today
from it's correspondent 'at Bialystok,
saying:;- ?-\u25a0 - \u25a0'\u25a0, - " : \u25a0" .•' .\u25a0 -V, \u25a0 ;v ; ;
''Impersonally counted' 290 Jewish
corpses, a great number. of which! were
horribly ' mutilated. StS t Only, U six Chris
tians were killed and eight; wounded."
, I BERLIN, June: 18.— The .Jewish* So
ciety today received a ! telegram if rom
Grajewo,, Russian -Poland, s dated Mon
day,' saying- that lat JL'apy.'i a . village
near, ! Blalystok.V five, Jews 'had ."been
killed.; and many ;'\u25a0 wounded,-!.' and "at
Starcheltzl all ; the -Jewish v shops had
'\u25a0 been\ destroyed. "''. ' • ': • *\ \u25a0
Words Fall Eye i, Wltneascs Who Give
'- : ; ii '". Details of the ; Atrocities. ~ /
ST. PETERSBURG, VJuhe ..18.'-f:The
embargo oh news i from Bialystok was
lifted today and a press' correspondent
was t or " the : first ! time l allowed :< to ' teler
graph directly* frorri^ the [ city- a
picture, of ; the ;scenelof , ruin -arid- deso-
Jatlori v lef t in ;'. the "..wake ;. of . the^ihob.'
According | to frequent^ bulletins,; order
wasirestored and \u25a0; maintained vthrough
out f the day, " in i spite -of > the ; incentive
to Vdisorder. at j f uneralsc, which swere in
progress : almost s : the f^whole % day ; -1 but
the > atmosphere Is 'supercharged': and a
slight" event , may j suffice"; to '.> precipitate
a -^renewal s of streetv^ flghtirig.,^ The
author! ties..appafentlyi realize \u25a0 this, : and
hppe* ; to.' avert « either;; a\ catastrophe it or
a* show; of J force. \u25a0;Ori;one r occasion -the
whole" garrison was , called : out? on; sofne
alarm iand - . the 'streets i,were . literally
packed^with 4 horse.i foot ; and • artillery
untfl'.the^danger, was 'passed.Vv'v *^ v- *
; The 1 story, told j by -the press, con-es
pondent; is ->aV dreadful (one,; but ithere
are . indications that i he^has « been • pre
vented: by the censorship^ from t relating
furtneri details .about rthe^ conditions i of
corpseß;? thC^utter^bestiality*' of i: the
mob Yand ?the 'inability, of ; the; troopf \ to
cope , with ; the during, the first
daysof the rioting./ " ';. \u25a0'••; ::.\ ••'\u25a0
- It is evident from, the - dispatches
that the excess assumed the character
of a three-cornered fight between: the
mlljtary, -the mob and armed members
of the Jewish Bund, -who, instead of
submitting : passively -to: slaughter, "as
their unarmed •co-religionists .; have
done heretofore, carried \u25a0 the ; war into
the enemy's camp! and 'fought bravely,
though/without' "inflicting
loss on, the troops,; among- whom; no
serious casualties have been reported.
Horrible" details haye*:been. sent out
by the correspondent of the Bourse Ga
zette, who ; managed > tO; send! his story
by a messenger on. Sunday, afternoon.
The correspondent, .who * accompanied
S tchepkin" directly, to the hospital, ;esv
corted -,by. a corporal's' guard, ' says he
was utterly unnerved by the sights he
v/ltnessed" there.* —"- - -.-—->--,. .. :
, "Merely, saying., that the corpses were
mutilated," "the 8 "correspondent J writes,
"failB»toi describe the awful scenes. The
faces .of the dead,!have lost all t 'human
semblance,- • arid : the" corpses simply , are
crushed: masses of flesh and bone soak-,
ing in : blood; -.It .is \u25a0\u25a0impossible", to con
ceive of such bestiality. The corpse of
Teacher Aptsein ; lay in the grass with
the hands tied. ] In- the , face and eyes
had been hammered three-Inch nails.
Rioters entered his home'and after fear
ful outrages,' killed him .thus and then
murdered Athe rest of his family of
seven. .-! When the corpse arrived at. the
hospi tal, it. was also marked with bay
onet thrusts. . \u0084 . H
"Beside the body Of Apsteln lay the
corpse of ! a child of 10 years, whose
leg = had been chopped off with an. ax.
Here also were the, dead from the
Schlachter home, where,-; according to
witnesses, soldiers came and. plundered
the house and killed. the, wife, the 'son
and. a neighbor's, daughter and serious
ly wounded . Schlachter ana his two
daughters. ' ' ' ,-
' "I am told that soldiers entered the
apartments of the" Lapidus 'brothers,
which ' were . crowded : with people . who
had fled from the streets for safety,
and ordered the Christians to separate
themselves . from ,the Jews. A Chris
tian student. named Dikar | protested
and was , killed on the spot. ' Three
Jews were shot." - [ . \u25a0-.*\u25a0'\u25a0
"Some -of the corpses were marked
with' fire. 7. These .had-been brought
from a burned tannery and showed bul
let and bayOnet. marks.; , \u0084 .
Vln one corner of the yard was a de
mented^ Jewess, trying to cover, the
body of £her husband, but her efforts
were inVvain. as. the .blood simply oozed
from beneath !the inadequate covering.
( "From- the; wounded in '/the hospital
the correspondent 'heard many .pitiable
stories, all -df^th'eifsame general tenor.
Here is; the" account of a badly wound
ed merchant named Nevyazhiky: .
' \u25a0\u25a0" 'I live In the; suburbs. Learning of
the pogrom, I ,' tried to ; reach the town
through the fields, but was intercepted
by roughs. . My brother, was 'killed, my
arm and: leg were broken,- my, skull
was fractured ana I was stabbed twice
In the side. I fainted from loss of
blood and revived to find a ; soldier
standing over -me, , who -asked: "What!
jAre- you*- still alive?.-* Shall I bayonet
'\u25a0tfouV'.'i'.l begged him to spare, my life.
The roughs again came, but spared me,
saying: "He will die; let him v suffer
longer.'" "
•The correspondent, who adopts the
bitterest tone toward .the Government,
holds that.' the pogrom ; undoubtedly
was provoked and attributes the, re
sponslßllljtjr.tOxPolice Lieutenant Scher
matieff/t'He'says'*the distinctive char
acteristic.; of the outbreak, . in which it
differs; from the excesses at Odessa,
Kishinev,! Gomel and .Kiev, aside from
b'estlality, is. the comparatively small
amount of actual robberies -committed.
The participants seemingly were not
inspired by motives of loot, but. of
murder and destruction, pure and sim
ple." He. also holds that the .partici
pation of the troops has been complete
ly proved, and I quotes Deputy Stchep
kln as saying this Is clearly shown by
the demoralization of the. soldiery con
sequent'on the removal of all restraint.
The correspondent declares that riot
only the soldiers,.but their officers also,
\u25a0participated, ! and tnat he. himself was a
witness as late/as j Saturday to "the
shooting down, of, a.'. Jewish girl from
the window.of a hotel by Lieutenant
Miller. of the i Vladimir, regiment. ; The
Governor of 'the '.Province of-' Grodno,
who happened, to be passing at the
moment, ordered : an investigation.
Will Continue In Session all Summer
la Spite Of the Cur. ~
PETERSBURG, "June 18— The
long 1 , debate! on the agrarian question
was ended at this morning's session of
the lower; house of Parliament with a
strong speech by Michael Stackovitch,
of .Orel, in; which he/virtually declared
that- the Government ! must recognize
the ! prlncipXe; of -the .partial; expropria
tion of : private land 'holdings in order
to ,sp.tisfy-;the peasants,/ but he; ap
pealed; for ' peaceful co-operation
tween the House and ; , the Government
in arranging a settlement of. this great
question, i It was ,th6n?docided' - to i send
the agrarian question to a commission
and'! after; -recess t.the' question; of the
composition hof , the : commission ; was
considered. '\u0084T he 'size of 'the commis
sion, which -will- be elected tomorrow,
was fixed after the debate at ninety-
\u25a0 — yFr'ypCHAiliS
\ ;V : :®j©; AND LINpLEUA^ -Vvy
2200 Webster Street
Telephone West 2864 :- CORNER OF CLAY
-.:- Z:> \u25a0. \u25a0 'y-'.'-'f "- '-' : -" ----' \u25a0 \u25a0 -\u25a0\u25a0 '\u25a0 ' ' \u25a0 ' :': '" ' '\u25a0:\u25a0
nine, or eleven more than originally
The House thereupon .turned to the
discussion of the bill providing for the
abolition: of all special class. privileges
and religious and national restrictions
affecting civil rights. \u25a0 IZ •
.'- It* was '• learned today tbat the Con
stitutional Democrats, in caucus, have
definitely, decided \to refuse .to obey
the order to take a recess in case the
Government venture upon. this step. A
rumor was currnt in the lobbies of the
House today that the Cabinet had de
cided, in view of the unanimous oppo
sition of the House, not to attempt to
declare, a recess. \u25a0 ' .. .'
During the afternoon a project of the
order of proposed legislation was drawn
up b*y Petrunkevltch, Vinarar* and
others, and was presented to the House.
Outwardly it was not important, but
It ; . provides" for . a continuance of the
work of. the. rfouse. uninterruptedly
throughout the summer. The . project
will.be considered tomorrow.
r Twenty-six Interpellations were pre
sented today. One of them was on the
subject of the recent death, sentences
at Riga, and in order to prevent the
shifting of responsibility it was ordered
to be presented to both the Minister of
War and the Minister, of the Interior.
Official and His Wife Slain.
WARSAW, June 18.— Last evening In
the suburb of Praga Police Sergeant
Hobtz was killed by six unknown men.
His wife, who tried to protect him, also
was killed. •
St. FrnnH.i, Shreve and Crocker Build
ings Dnmnce to Be Considered.
An attempt will be . made today to
adjust the. losses on three of the large
buildings in San Francisco. These are
the St. Francis Hotel, the Shreve build-
Ing and the Crocker building. Ap
praisements of. the loss have been
niade. —Now the several insurance
companies j that are interested will
meet j today at the ferry building to
talk the, matter over. That Is, some
of them will, through their represen
tatives. . - >• . »
' The loss on the St. Francis Hotel Is
estimated ,at about $225,000. The
amounts of losses on the 'other build
ings mentioned, both of -which are
owned by the Crocker heirs, are not
estimated. In the Shreve building the
costly stocks of : goods figure in some
of 'the policies.
Since the .old system of calling meet
ings of representatives- of companies
with the assured has proved to be . so
nearly a complete ' failure, some doubt
is manifested -regarding the ability to
get together more than a corporal's
guard of the interested parties today,
even when the losses' are among the
heavier! ones of the fire. .
\u25a0\u25a0 - .— • ' . '
Colorado . Judge Qnaibes Indictments
Against Two Fuel and Supply
. Companies.
PUEBLO, Colo., June 18.— Holding
that a corporation; cannot enter into a
conspiracy or commit a crime, District
Judge Dixon today sustained a motion
to quash the indictment " returned by
the Grand Jury against the Colorado
Fuel and Iron Company and the Colo
rado Supply" Company, charging them
with the violation of the law bearing
on the. "truck system." Judge Dixon
stated that the indictment was fatally
defective in that it failed to state
what connection Frank J. Hearne, D. C.
Mann, J. C. Sch'enck and others had
with the companies which were named
in theMndlctment.
Members, of the Crew, Captain and n
Passenger Taken From the
* ' V*ss*l.
NEW YORK, June 18.— AH today. the
Italian steamer Vlncepzo Bonnano,
which was stranded three miles east of
Fire Island lighthouse during a dense
fog last night, remained : immovable on
the sand bar where she . struck. The
wind and heavy sea this afternoon
rolled the vessel considerably and the
captain decided to leavethe ship with
his. crew.' . The. breeches buoy was put
In use by the life-saving crew and two
men "were brought safely ashore in this
manner.: The remainder of the crew of
thirty-one : men, . the captain ; of the
steamer and the one passenger were
brought ashore in the lifeboat. \u25a0
\u25a0. ;' " To Cnr« ; a Cold la One Day .
Take Laxative ' Bromo Quinine Tablets.
Drugfelsts refund money if it fails to
cure. E.W.Grove's slg. on each box. 25c
Knight m of Tom Picnic.
; The Knights of Tara will. hold a pic
nic at Scheutxen Park next Sunday. The
proceeds /will be: given to the relief
fund. Irish dances and games will be
given and a! good time Is assured.
SALT LAKE; Utah, June 18. — Daniel
Driscoll, \u25a0 aged 24, -was fatally injured
by 'the explosion of a soda water tank
which he was filling here today.
We beg to announce
that on and after Mon- •
day, June 18th, our
San Franc sco Office
and Store will be lo-
cated at the corner, of
Mission and BealeSts.,
to where all communi-
cations should be ad-
dressed. We will be
prepared to fill all or-
ders for
Paints, Oils anil Glass
and respectfully solicit -
your patronage. .... «
,W. P. f ULUR I CO.
The Greatest of
Combination Players.
Between Franklin and Cough.
Telephone Emergency 78. . , ;
\u25a0 IVrffV k/ViUllVi V/lfo
Sole Selling Agents for
Track, letter Presses,
Safes, Sales, 6rocers*
Sappiies on Hand. :::
-Dr. Lyon's
Tooth Powosr
Cleanses and* beantifies the
teeth and purifies the breath.
Used -by people of refinement
fbrover a quarter of a century.
Convenient for tourists.
To All Persons Holding Storage With the
Storage Co., Inc.
. You are hereby notified to call at ths
office. No. H5O Eddy street, -near Fill-
more, within seven (7) days from this
date, to withdraw- your goods or con-
sent to storage In another warehouse ;
otherwise said .stored goods 'will be
moved and stored elsewhere should. we
consider such removal necessary. -. All
transfers of storage at the cost of per-
sons for whom said "goods are held.
You are also hereby notified to pay
all rnofteys due within seven (7). days
from this date; and those persons ow-
ing an amount equal to one year's stor-
age must call on or -before seven (7)
days from thla date and make satisfac-
tory arrangements or their goods will
be sold to pay all charges due.
M 430 tidily M« »ar Fillmore.
SAX FRAXCISCO, June IS. l&oq. r ; ,
2253 Ffflmore Street
Near Clay.
Same old price - - $2,50
631 Fillmore St. San Francisco
_j|i«jiyi_fl MENANDWQMEN.
sfST ».«"^rt«""- ,•* mucous membrmnM.
aggjrutEvmsCHEwmCa. p","^ I *,^
\u25a0 VtA ei«cunU'U.9JS)!3 Sold by Druggiats*
tl.oo, or 3 bottle* 12.75.
V^^^^^ » Clrcalir leat ou tHUMt.
Temporary. Office, 413 JERSEY
MAX . FRJLSCISCO. AU records »»V»d. '
Vt B. 3AD L EH, Manager,

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