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For San Francisco and vicin ity: Cloudy Tuesday; possibly light showers; fresh west wind. VOLUME C— NO. 26. POWERFUL BODY IS TO DEMAND FAIR TREATMENT A powerful organization, to be known as the Poiicy-Holders' Protective League, was formed by the business men of San Francisco yesterday to enforce fair treatment from all insurance companies. Merchants of wealth and influence /are; at the head of the movement, and- the total amount of claims represented in the league is $100,000,000. Any company- that I shall try -i to take : advantage^o£acrusl^|p6li^l&lder, it is^pl&ri^ will find an antagonist to be feared. RETURNS PROOFS ON THE "QUAKE" POLICIES The Williamsburgh City Fire Insurance Company yesterday declared its absolute refusal to pay losses on^ "earthquake clause" policies by the following letter to claimants: "Referring to claim made for loss under policy, we respectfully return the proof for the reason that the loss was due to a cause hot covered by our policy of insurance, and we therefore cannot ecognize any liability under our" contract with the assured. \ '\u25a0;'; / . W§ (Signed), H. W. COLSON, Adjuster." MERCHANTS FORM STRONG LEAGUE Poiicy-Holders Representing $100,000,000 of Insurance Claims Organize for the Protection of Interests. DISHONEST COMPANIES ARE TO HAVE AN ADVERSARY THAT IS TO BE FEARED Over Five Hundred Business Men at Meeting and Scheme of Concerted Action Is Unanimously Agreed Upon. H. WEINSTOCK LEADS COMMITTEE THAT • , WILL PREPARE THE PLAN OF CAMPAIGN Bankers, manufacturers; merchants, shippers and all other classes. of business :i:en in San Francisco who lost anything by the jrreat fire crowded into Calvary Presbyterian /Church, at Fillmore and lackson streets, yesterday afternoon and after some discussion una^imcuslv asrrcea to form an association to represent them and c are for their interests in dealing with the fire insurance companies. This powerful organization will be formed on lines recommended l\v a committee "which will be appointed from the membership of all the commercial organizations of San- Francisco, two from each,' with one member at large. Colonel H. Weinstock, who presided over the meeting, was elected before the meeting adjourned to be the member at large. t \u25a0 Today the presidents of the commercial organizations will meet at 1 1 o'clock in the rooms of the Merchants'" Association and will make their recommendations for appointment on the committee. The preliminary work begun yesterday will be carried forward today to that extent. The committee will at once begin to prepare a plan and will report at a meeting to be called by Colonel Weinstock. CONSERVATIVE STAND AS TO BLACKLISTING. Some radical action looking to the advertising of companies that do not deal fairly with San Francisco policy-holders was ex pected before the general meeting was called to order yesterday. In fact, the committee, that called the meeting had suggested the rais ing of a large fund for advertising both good and bad companies. F. W. Dohrmann and others objected to instructing the body to form a plan concerning the action to be taken. A set of resolutions submitted by Frank J. Sy mines, A. A. Watkins and L. M. King as a committee was partly rejected and partly adopted. . The following recommendation of, the committee named was not adopted, but was left to" the discretion of the body^ to form a "Resolved, That said board of trustees shall organize by electing their own officers and shall arrange to spend the policy-holders' sub scriptions in the following manner: They shall print in large dis plai' space, in an influential daily newspaper in every large city in America and Europe, from information from the State Insurance • Commissioner of California, the San Francisco Chamber of Com merce, or any other reliable source, a list giving the names' of such companies as may be prompt and diligent in adjusting and paying their actual losses in the late San Francisco fire, and also such com panies N as may fail so to do. The trustees shall continue to do this at least once every six months, or oftener, for a period of five years or until said fund shall have become exhausted.*' MANY INFLUENTIAL MEN ARE PRESENT. A resolution that provided for the preparation of a standard form of policy tltat must be adopted, by -all fire insurance companies doing, business in California, to be submitted to the California Legislature at its next session, also was turned down so far as the action of the meeting was concerned. The resolutions that were adopted made provision for ; the cre ation of- the Policy-Holders*' Protective League, to be managed a«d controlled by the commercial organizations of San Francisco; that a fund shall be created to carry out the purposes of the league, not to exceed one per cent of the face value of the fire insurance policies represented, to be called for in installments not to exceed more than one-fifth of one per cent of the face value of the fire insurance poli cies; that membership in the league shall be open to all fire insurance policy-holders. j The policy-holders who were present at the meeting, according to a statement made upon the floor, represented fire losses amount ing to more than $100,000,000. They were leading men in all' lines of enterprise in this city. and a rollcall would read like a commercial directory. The representatives of organizations and attorneys who were in'the hall numbered not less than 500 at any time 'during the proceedings." - .•• .^'- The San Francisco Call. F - W - PSS? T^5 AXN . AT THE MEETING OF < THE POLICY-HOLDERS' PROTECTIVE i . LEAGUE YESTERDAY PRE- INVENTOR OF "23" GETS HIS DESERTS IN COURT One-Time Jockey Admits Guilt and Is Sentenced to Pay a Fine of $23. . • SPECIAL. CABLE "TO THE CALL. CLEVELAND/ June 25.'— Vengeance at last! . The ; ;/rrian- who invented "23." the founder of "skidoo,"' captured by local sleuths yesterday, got his deserts In court today when. Judge Whelan fined him -'$23. . The Judge also 'sen tenced, him to three "times E twerityf three days in the but : sus pended the latter punishment .after al lowing the culprit; to -undergo I' a" few minutes of mental , agony.'- \u25a0'; Patsy Morrison, one-time Jockey"at the famous Sheepshead Bay racetrack, Imbibed too much and was I arrested. Patsy's number ' on, the docket .hap pened to be 23. "Xo. 23," called, the Judge. - , ' "That's me,",' said Patsy. "It sounds familiar. I' started' the expression." "Ha, ha," cried 'Whalen. "we've been looking for you. How did it happen?" "You j see, v there Is room for Just twenty-two horses on the Sheepshead track. When* one more is entered It has to go, behind all the others and gets,, a handicap that way. They gen erally figure to put the horse behind that has not any chance anyway. I started the saying by; yelling '23 for you' every time an old skin-and-bones got out on , : the >\u25a0 track. 'The . other Jockeys took it up and it was not long till everybody, was on." ; "You deserve' [a year -at' hard labof,^' said Judge ;Whalen, I'but as It's your first time I'll let you. off easily."- EXTENSIVE DAMAGE CAUSED \u25a0 BY STORM IN' OKLAHOMA Two Pcrnonn ; Killed [and Houses Dc mnltnlird by the Force of flic < ?i^N©*n IVlnd.' : .•'\u25a0 •'• - r-» GUTHRIE,: Okla., June 25.— Two killed, extensive, damage, done ; to crops, houses .demolished -and a heavy, loss, among, livestock . constitute i- the sacrifice" demanded by, one ,' of, the] worst general windstorms^ in '"years; -that swept over Oklahoma arid Indian Terri-" tory yesterday afternoon and* .last night. '.'. .< -. \u25a0."; '';' [\u25a0-'\u25a0. -;; \u25a0,:. ' ; ;" : ' \u25a0'',_ \\ .Thomas ! Graham, ..who;. : lived - near Roosevelt, . Okla./ was struck ''.by/ light nirig and ! Instantly j killed. T The scorched body of Mrs. Tobln^ of. Perry," Okla.", was found ina'barn during" the storm. •;\u25a0'.':•.* i--' \ ' ..: "-,'\u25a0:: '\u25a0'.;\-''X '.:\u25a0\u25a0, ,i, i \u25a0-.'\u25a0. ..'\u25a0' \u25a0 - 1 ': In , and near Lawion the : damage by wind was. unusually, heavy. One family left, the} house and saw ; the .•' structure sucked up in : the w'hirlwin"d.and;turned over and , over. '\u25a0 A t; Snyder the] loss f ,was heavy. Wheat did 'not 'suffer; as much as ; corn in : the- two ; Territories. ' . - ;. % City Bridge for St. Louin. ./WASHINGTON,?; June/ 25;— President Roosevelt today } signed theibill \u25a0author- Uingthe;clty,;ofSt^Louls/iMo^ to; build and " operate and maintain: -, a']. railroad," wagon , and *;t foot/; passenger y bridge across' the'*lllS3lssippl "River -at "that bo:s:. - : ; _ \u25a0;•;; - ; - ; ; i \ •;>;.= SAX FRANCISCO, TUESDAY, JUNE ; 1906. "LIAR" SHOUTED IN PARLIAMENT Members of the L6wer House in Russia As sail Minister. ST. PETERSBURG." June 25.— The second appearance; of Interior Minister Stolypin in^thff lower, house' of:Parlia ment'today to answer an interpellation about ; the s governmental measures : for famine relief, especially the alleged order that relief; be not given .In , the districts where' agrarian disorders have occurred' or. to : the, wives or families of peasants; imprisoned 'as revolutionists, was the occasion jof ;another'" exciting scene,, but \u25a0 the demonstration was again engineered by \ the .'radical : group,; and the \u25a0; majority generally did not partici pate in i it. ' • The \ svorm broke \u25a0 when Stolypln; after; giving a seriotxsTreply.to the criticism of. his response by; Prince Lvoff - and ; other turned yto A lla din, who had made 'one: of his usual virulent" speeches, land .declared .that 'as an "executive officer of the' Government I „ refused to : notice < the calumnies *or fables of the Left.".;.:^. -'-'\-, ', ;• '.:-\u25a0 The ? radicals . thereupon manifested their disapproval, hissing and shouting "assassin," " "liar,"-— "Jew-baiter" 'and "resigh.";.;^js|^|g|." . .-'" . During succeeding debate/; the leaders of.tne Constitutional Democrats^ 'and ;^ of \u25a0; the,' Group', of Toil got together' and agreed on the text of , the following resolution,;: which was adopted almost unanimously:^ . \u0084T" \u25a0 4 The lower house-of Parliament, find ing that relief of .the famine stricken population has' been i prevented in a the past by the "intervention by » the Min istry on political' grounds,; and swill:, be so inUhe future, so long as the present irresponsible Ministry is \in power/ finds it necessary' to 7 organize . assistance through a.publlcestablishment-andfin trusts the --agrarian ;, commission-: with the elaboration- of a ; plan of;relief?un der thorough Parliamentary control. ; NEED NOT. PAY FOR GOODS PURCHASED FROM; TRUSTS Remarkable v !-• Decision ; .; Rrndcred '/\u25a0 by . Ju'dgre- Ryansln'Caße^ln :St.: r.v? :t ;• \u25a0' . . Loiiln' Court."'" ,- ";1 .AVi /J>. [ ST. LOUIS, " Junef 25.— 1n" the Circuit Court Judge^Ryandecided'ln' favor, of a purchaser *.who 'contended that; he; does not ;; have ; to ; pay, .'-" for goods which '£ he v6luntarlly-.bought: from a Tconcern which, he ll alleges,. sis a .member 'of j a so-called f, trust.- /;The ) Cahill-Swlf t Man .ufacturlng,;<Company^had; brought fault for $240;; against v Joseph 'E.T Walsh jori the ''.. allegation I that^Walsh had' bought goods Jto -the r valued of the., judgment, asked.V arid had " refused „to ,' pay I for; them/ \> - ;" .?•; "•/\u25a0"\u25a0 -<>•. \u25a0 '.'\u25a0 :\ ".\u25a0 : 1.*;" -v.| \u25a0\u25a0~ .Walsh'i acknowledged;' that^ this /was true. .iHiBf counsel* termedithe/compkny a trusts and -argued r-thatUheVdefendantr -thatUheVdefendant did] not-? have" to i'pay ! f or ' goods>bought from; a- trust | any. more ;thari 'heXwould have^to . pay] a > gambling Jdebt^Walsh's defense tWas^basedsolelyluponithe'antl^ trust argument; and the court's (decision' was in^Uls ; favor. '"-\u25a0"' '.'";\u25a0'• \u25a0 ' NO REDUCTION IN RATES ON BUILDING MATERIAL Transcontinental Railroads Will Not Make Concession fo San Francisco. SPECIAL. DISPATCH TO THE CAIX. ST. LOUIS. June 25.— N0 reduction will be made In freight rates on build ing: -material to San Francisco, and builders and property owners who have been hoping for 'some decrease in rail tariffs on structural steel and other materials from the .East are destined to a serioua disappointment. It Is an nounced on. the authority of the traffic department '; of - the '- Southern Pacific that no such- reductions 'have .-been* or will: be- made' by ..the transcontinental lines. In explanation of this. Freight Traffic Sproule makes this statement: "If ;wo, should, put in a reduced rate on :. structural s steel -to San Francisco you would see, the States Steel Corporation .consigning shipments to Seattle I by. way "or San Francisco, so as to take! advantage of the reduced rate. The northern lines would not stand for that.". I do- not see any 'way, under, the law,"to make reductions for the benefit of San* Francisco that' would not affect rates "to alltparts of the Pacific-Coast. For, this reason no; reductions are being considered.". W. BJ STOREY TO '\u25a0 BE MADE • SANTA FES CHIEF ENGINEER Cailforalan to Be Glren Hlch" Place I'pon the Retirement of \u25a0 ,' ' ; . James Dun. ' TOPEK A', Kaii.,, June : 2s.— Official an nouncement : will? shortly s be ; made of; a rearrangement of .the engineering force of ' Atchison.;Topßka;and? Santa Fe system.' whicu 4 involves the, retirement from: active '-work of James Dun' as chief fr engineer' of the entire system andf the \u25a0 elevation of .W. y 8. . Storey Jr. of California, now. chief , engineer. of the system \u25a0 proper, to' the position now held "byADun. Mr. - : vun ;-.'wiu be made con sulting engineer. : \u0084 . ;<Dun ; iB.:getting;. : well along. In. years and his retirement *is of,; his: own" voll tion;:>>His '•' greatest" piece . of • work was the? conception '/ofrthe'.'engineerlng de-" tails ' of ; the , famous Belen - cutoff of the banta.7 Fe -in :"..ewi Mexico. It '.was ; a piece ? of ? track U 200 \ miles; long, which cost when- completed J 510,000,000. '* Dun VameUo;th"e,SantatFe-aboutUBBo. "\u25a0%:*.. :w..B.^Storey^Jr//will% probably be succeeded by Charles A. Morse. Sn^H Cblonsoaß to> Invade \u25a0 London. LOND6N,fjurie*2s.— H. G. Self ridge of Chicago "announces • the " formation ?of > a dry -'goods "corporation ito; ; do" 3 business In? London and to be known as; Self ridge & -.\u25a0\u25a0Warlng. v tThef corporation," .which : will' have fafcapltaU stock :rofj|s,ooo,ooo,'t: r ofj|5,000,000,'t has secured a' site "ori^Oxford[Btreet and ;ex-~ pects '• to i open i tory business " in Septem-1 ber, 1907. : "^ ac .new store'will,be;mod eled after ; the~: Marshall i Field ; store Tin Chicago" arid • will \ be] about half the~ size of \u25a0 that • establlshmenC"££gsgggii Call prints, more news than any other ?paper published in San Francisco. WILLIAMSBURGH CITY SENDS NOTICE OF NON-LIABILITY TO ASSURED. Claims That It Is Protected Before the Law by Technical Clause in One-Fourth of Its People of This City Will Lose $250,000 if the Courts Sustain Legal Stand That Is Ta^en by New York Company. Other Insurance Corporations Will Probably Fol low. Action ;and Refuse to Settle Their $25,000,000 in Losses. ."Xdt one penny for you, you holder of a policy with an 'earth quake clause.' "You will be forced to sue us in the courts if you hope-to get any money for your losses. We claim that we do not have to pay you because that little line 'Earthquake clause' relieves us from all liability. 1 We can trace your fire to that quake on the early morn ing of April 18. "Now what are you going to do about it? It's your move." . This is the' position of the Williamsburgh City Fire Insurance Company toward all of its losses covered by its policies which con tain the now famous "earthquake clause." Yesterday afternoon the company returned to all such policy-holders, representing about $250,000 in claims, their proofs of loss. 'With these proofs of loss it sent the following message stating its position: , "Adjusting Department, "Williamsburgh City Fire Insurance Company, "Referring to claim made for loss under policy, we respectfully] return the proof for the reason that the loss was due to a cause not covered by our policy of insurance and we therefore cannot recog nize any liability under our contract with the assured. "WILLIAMSBURGH CITY FIRE INSURANCE COMPANY* "H. W. COLSON, Adjuster." MOVE IS LEAD FOR OTHER INSURANCE COMPANIES. The significance of this move on the part of the WilliamsbtirgHj City Fire-insurance Company does not rest.with the mere fact that: ! it jeopardizes $250,000 of insurance which, fire sufferers believe is] rightfully \u25a0 theirs., "vlt.. becomes the guiding policy for , the othecj companies that carry this same "earthquake clause" in their policies. The liabilities on "earthquake clause" policies in the city of San Francisco total something like $25,000,000. This, enormous amount of cash will; if the. courts sustain the clause, be lost to the policy holders of this city and will beggar many a policy-holder whq thought himself well protected because of his insurance. - The return of the proofs of loss to the hundreds of policy-*] holders yesterday came as. a wholly unexpected blow. The Wil-j liamsburgh City Eire Insurance Company-issues two kinds of poli-T cies. Its long-term policies and some of its short-term policies, 1 constituting about 75 per cent of its business, do not contain this, "earthquake clause." About 25 per cent of its short-term policies,! however, do contain .'. this clause. Many policy-holders, according] to their statements yesterday, did not realize that the "earthquake' clause" was really included -in their policies. On this, account they^ were thunderstruck when they received the communication and theic; proofs of loss from the adjuster. * '.. : **,^ ;', -^ ; • RETURN PROOFS TO MAINTAIN LEGAL STANDIN6. The officers of the Williamsburgh say they are sending baclej the, proofs of loss so as to avoid the appearance of having once' accepted them; thus maintaining their legal position. They; say,' also that they are giving the policy-holder a chance to know just where he/stands and that they are not trying to hoodwink him ncrro; into a.belief that he will be paid and then throw him over penniless at the end of sixty' days. They expect to be sued and are preparing to defend their, position before the courts. * They declare - v that they can trace "every fire. to the earthquake and that; the ' "earthquake clause" , fully protects them. They' are sorry for the policy-holders, they say, but they* cannot affotd to sacrifice their own interests. ' ; VC . Some of :the other fifteen "earthquake \u25a0 "clause" companies are likely to follow the leadership of the Williamsburgh City. Only three, of them have yet offered to settle a claim upon any basis whatsoever? Some of them say they are awaiting advices from their reinsurers. Others say they have not yet decided what action to take. They are allwaiting to} see: what 2 the courts will do, when some bold 'policy-,, holder brings the issue squarely before the law. . . " . UST OF SIXTEEN "EARTBQIBARE CLAUSE" COMPANIES. These companies, which can save $25,000,000 if the courts sus tain ; tne*"earthquake clause," are as follows : vI Y Palatine. * Alliance of London! Continued on Pase 3, Column* • PRICE FIVE CENTS.