The San Francisco Sunday Call. THE GENTLE GRAFTER I HOPE some day to retire 1 from " business," said Jeff I Peters; and when I do I don't want anybody to be able to say that I ever got a dollar of any man's money without giving him a quid pro rata for it. I've 'always managed to leave a customer some little gewgaw to paste in his scrapbook or stick be tween Hi Seth Thomas dock and the wall after we are through trading. 'There was one time I caxne near having to break this rule of mine and do a profligate and inaudible action, but I vu saved from it by the laws and statcies of our great and profit able country. "One eunimer me aad Andy Tucker, tny partner. Sweat to New York to lay in emr anneal assortment of clothes and gents' furnishings. We waa always pompous .and regardless dressers, finding that looks went fur ther than anything else in our busi ness, except maybe our knowledge of railroad schedules and an auto graph photo of the president that Locb sent cs, probably by mistake. Andy wrote a nature letter once and sent it-in about animals that he had seen caught in a trap lots of times. Loeb mast have read it 'triplets/ and sent the photo. Anyhow, it was use ful to us to show people as a guar antee of good faith. '\u25a0'»* "Me and Andy never cared much to do business in New York. It was too Juuch like pcthunting. Catching suck ers in that town is like dynamiting i Texas lake for bass. All you have to do anywhere between the North and East rivers is to stand in the street with an open bag marked, 'Drop packages of money here. No checks or loose bills taken/ You have a cop handy to club pikers who try to chip in postofF.ce orders and Canadian money, and that's all there is to New York for a hunter who loves his pro fession. So me and Andy used to just nature fake the town. We'd get out our spyglasses and watch the woodcocks along the Broadway swamps putting plaster casts on their broken legs, and then we'd ' sneak away without firing a shot. "One day in the papier mache palm room of a chloral hydrate and hops agency in A side, street about eight inches off Broadway me and Andy liad thrust upon us the acquaintance of a New Yorker. We had beer to gether until we discovered that each of us knew a man named Hellsmith, traveling for a stove factory in Du lutb. This caused us to remark that the world was a very small place and then this New Yorker busts his string and takes off his tin foil and excelsior packing and "starts in giving us his El len Terries beginning with the time he used to fell shoelaces to the Indians on the fpot where Tammany hall now stands. "This New Yorker had made his money keeping a. cigar store in Beek man street, and he hadn't been above Fourteenth street in 10 years. More over, he had and the time has gone by when a true sport will do anything to a man with whiskers. No grafter except a boy who is soliciting subscribers to an illustrated weekly to win a prize air rifle, or a widow, would have the heart to tamper with the man behind with the razor. He was a typical city Rube— l'd bet the man hadn't been- out of sight of a sky scraper in 25 years. _-.' "Well; presently this metropolitan backwoodsman pulls out a roll of bills with an old bltfp sleeve elastic fitting tight around it. and opens it up. "There's $5,000, Mr. Peters/ says he, shoving it over the table to me, 'saved during my 15 years of business. Pat that in your pocket and keep It for me, Mr. Peters. I'm glad to meet you gentlemen from the west, and I may take a drop too much. X want you to take. care of my money for me. Now, let's have another beer/ *"You better keep this yourself/ says I. *We are strangers to you", and you can't trust everybody yon meet. Pet your roll back in your pocket/ says I. 'And you'd better run along home before some farmhand from the Kaw river bottoms strolls in- her* and tells you a copper mine' -'Oh, I don't know/ says Whisker*. 'I guess Little Old New York can take care of herself. I guess I know a man that's on. the square when I see him. I've always found the west ern people all right I ask you as a favor, Mr. Peters/ says he, 'to keep that roll -in your pocket for me. I know a gentleman when I see' him. And now let's have some more beer." "In about 10 minutes this fall of manna leans back in his chair and snores. Andy looks at me and says: 'I reckon I'd better stay with him for five minutes or so, in case the waiter comes in/ "I went out the side door and walked half a block op the street. And then I came back and sat down at the table.. V.v "'Andy/ says I, 'I can't do it. It's too much like swearing off taxes. I can't go off with this man's money without doing something to earn it like taking advantage of the bankrupt act or leaving a bottle of eczema \o» tion in his pocket to make it look more like a square deal/ "'Well/ says Andy, 'it does seem kind of hard on one's professional pride to lope off with a bearded pard's competency, especially after he has nominated you custodian of his bundle in the sappy insouciance of his urban indiscrimination. Suppose we wake him up and see if we can formulate some commercial sophistry by which he will be enabled to give us both his money and a good excuse/ "We wakes up Whiskers. He stretches himself and yawns out the hypothesis that he must have dropped off for a minute. And then he says he wouldn't mind setting in at a little gentleman's game of poker. He used to play some when he attended high school in Brooklyn; arid as he, was out for a good time, why — and so forth. "Andy brightens up a little at that, for it looks like it might be a solution to our financial troubles. So we all .three go to our hotel farther down Broadway, and have the cards arid chips brought up to Andy's room. I tried once more to make this babe • fn the horticultural ' gardens take his five thousand. But no. . _ " 'Keep that little roll for. me, Mr. Peters/ says he, 'and oblige. I'll ask you fcr it when I want it. I guess I know when I'm among friends. A man that's done business on Beekman street for 20 years, right in the heart of the wisest little old village on earth, ought to know what he's about. I, 4 guess I can tell a gentleman from a coriman or a flimflammer when I meet him.' I've got some odd change in my clothes^— enough to start the game with. I; guess/ { - \u0084 . "He goes through his pockets and rains $20 gold certificates on the table till it looked like a $10,000 'Autumn Day in a Lemon Grove' in the salons. Andy almost smiled. « < "The first round that "was dealt." this boulevardicr slaps down his hand, claims low and jack and big casino and rakes in the pot. "Andy always took . a pride in -his poker playing. He got up from, the table and looked sadly out of the window at the streetcars. " 'Well t< gentlemen/ says the cigar man, 'I don't blame you for not want ing to play. I've forgotten the fine points of the game, I guess, it's! been so long since I indulged. Now, how long are you gentlemen going to be in the city?' "I told him about a week longer. He says that'll suit him fine:. His , cousin Is coming over from Brooklyn that evening and they are going .to see the sights of New York. His cousin, he says, is in the artificial limb and lead casket business,': and hasn't crossed the "bridge in eight years. They expect to have the time of their ' lives, and he winds up by: asking me to keep his roll of money for him till next ."day.-- I tried to make him take it, but it only insulted him to men tion it. "Til use what I got in loose change/ says he. 'You keep the rest ', for me. I*2l drop in on you and . Mr. Tucker tomorrow afternoon : about 6 or 7/ says he, 'and we'll have dinner together. Be . good/ ' "After Whiskers had gone Andy looked at me curious and doubtful. ' '"Well, Jeff/ says he, 'it looks 'like the ravens; are trying to feed us two Elijahs so hard that if we turned 'em down again we ought "to have the : Audubon society after, us. It won't do to put ; the crown aside .too often. I know this is something like; pater nalism, but don't you. think, Oppor tttnlty has skinned its knuckles about enough at our door?'/ • \ "ifput my feet on' the table and my hands in my pockets, which is an at titude unfavorable to frivolous thoughts. " 'Andy/ says I, 'this man with the hirsute whiskers has got us in a pre dicament. We can't, move/hand or foot with his money. You and me have ; got •\u25a0" a . gentleman's t agreement with Fortune that !we can't | break. We've done business in the west, where it's more of a fair game. ' Out there the people v.*e skin, are trying to skin us, even the farmers and the remittance men that the magazines send out to write up Goldfield. But there's little sport in New York city for rod, reel or gun. They hunt here with either of two things-»-a .slung shot or a letter of introduction. The town has been stocked so full of carp/ that the game fish are all gone. If you spread a net here, do you catch legitimate suckers in it, such as the Lord intended to be caught— fresh guys who 'know it all, sports .with a little coin and the nerve to play an-, other man's game, street crowds out for \the fun of dropping a dollar or two and village who know just where the little pea is?' No, sir/ says I. 'What the grafters live on -here is widows and orphans, and foreigners, who save up a bag of, money and hand it out over the first counter they see with an iron railing to it, and factory giris and lit\le shop keepers that never leave the block they do business on. That's what they call suckers here. They're noth-, ing jjut canned sardines, and all' the bait you need to catch 'em is a pocket knife and a soda cracker. " 'Now, this cigar man/ I went on, 'is one of the types. He's lived 20 year 3on one street .without learning as much as youv Would in. getting a once over shave from a lockjawed barber in a Kansas; crossroads town. But he's' a New Yorker, and he'll brag about that all the time when he isn't picking up live wires or getting in A 1A 1 Little Story of the "Tightest" Millionaires Oii Record ago there died In Kew |^ York 'Samuel \Dunlap, an oct'o r genafian, ( who, although he could any day have written a check for a mll lion; and yethave remained rich, lived for 40 'years, with a housekeeper as sole attendant, -on the eipenditure— apart from - drink—^of a vworkingman, says the Post Dlspktch. '\u25a0 During all this long, period he was only known to purchase one suit, of clothes, 'a cheap pair of gray trousers and two top coats; he had four straw hats in 15 years. Mrs. Ealden, his housekeeper,: used to cut his 'hair "once a month, and she had instructions to save the hair andiput it in a mattress^ "as it was a pity -."to" wasteit;'.' and. wh*en f Mr. Dunlap's frock coat showed- signs* of ; wear she cut '-. off its tails and converted it into a jacket For the, last eight years of his life this odd; man: lived entirely in a back :room of : his house and spent his y time In drinking \u25a0 whiskey J and champagne^— his one , extravagance— of , which -ho would often consume, five .bottles in a single day. ''-\u0084 i'- 1 . . "'\u25a0','\u25a0" >r " \u25a0'\u25a0 '\u25a0 '\u25a0 ["'.'. \u25a0 : - : 'A similar eccentric f was . George T. Cllna of Chicago, who left a* great for tune, at: his death a short time ago. O. HENRY front of streetcars or paying out money to wire tappers or standing under a safe that's being hoisted into a skyscraper. .When a New Yorker does loosen up/ says I, 'it's- like the spring decomposition of the icejam in the Allegheny river. He'll swamp you with cracked ice. and backwater if you* don't get but of* the way. "'lt's mighty. unlucky for us, Andy/ says I,^ 'that this cigar- exponent with the parsley. dressing, saw fit to bedeck , us with his childlike trust and altru ism.. For/ says I, 'this money of his is an eyesore to, my sense of rectitude and ethics. '-',' We can't take it, Andyf\ you know we can't/ says I, 'for we haven't a shadow of a title to it — not a shadow. If there was the least bit of a way we could put in a claim to it I'd be willing to see him start in for another 20 years and make another $5,000 for himself, but we haven't sold him anything, we haven't been imbroilcd in a trade or anything com mercial. He approached us friendly/ says I, 'and with blind and beautiful idiocy laid the stuff , in our hand*. We'll have to give it back to him when he wants it/ . . :•. ."'Your arguments/ says Andy, 'are past criticism or comprehension. , Kb, we can't, Walk off with the money — as things now stand. I admire your conscious.way of doing business, Jeff/ says Andy, 'and I wouldn't propose anything that wasn't square in line with your theories of. moral and initiative. , " 'But' l'lf be away tonight and most of.' tomorrow, Jeff/ says Andy] 'I've got some business affairs that I want to, .attend to. When this free green backs party comes in tomorrow after \u25a0j\oon hold him here till I arrive. We've : all got an engagement . for dinner, you know/ ''Well, .sir, about 5 the next after noon 'in trip* the cigar man, .with his eyes half open. : " '"Been having a glorious, time, Mr. Peters/ says he. Took in all the sights.. I tell you New ..York is the onjiest only. Now if you don't mind/ I says he, 'I'll lie down on that couch After the World's fair Mr. Cllne bought a hotel of 75 rooms and : lived there alone In a single room, occupying his time In playing the violin. For days together not a glimpse of him was seen; . and then ; he' would ' repair "to a cheap restaurant and eat. a mear which cost; him 'a few. cents, and for which he \u25a0 provided, the "\u25a0., tea. Re allowed . him self .very little for '-food; and. apart from his beloved violin, found his prin cipal pleasure iri'Yeeking out Irishmen with rich/ brogues and buying food arid liquor for them In order to ; hear ? them talk.' : In a tiny, creeper covered hut, on the summit of a mountain in. Pennsylvania there -, Is , II vlng today a' member of one of the richest •families* of America, a man reputed to be enormously wealthy^" From year's end ' to year's' end this her mit of ~the hiils spends his days alone; he does his own . cooking and house work, %yashes his own linen in a neigh boring, stream, catches his own -trout, shoots his own ; his own vegetables! ;. nillks his ; goat' and makes.'hls own" bread. He never re ceives . or , sends ,a* letter. \u25a0:\u25a0 never,' sees a newspaper, r and holds *no communica and doze off for about nine minutes before Mr. Tucker comes. I'm not used to being up all night. And 'to morrow, if you don't mind, Mr. Peters, I'll take that five thousand. I met a man last night that's got a sure tion with the outside world, with the exception of an occasional chat with a young farmer who brings- him flour, eggs and meat once a week. Another millionaire hermit who a very few years ago, died In Moscow was G.*G. Solodovnlkoff, who had made a fortune, variously estimated at from four to ten millions, by colossal specu lations on the) Bourse. So many and varied "were his investments that it was said the handling of coupons alono gave employment to. ten girls. And .yet this .lord of millions,, who might have rivaled kings In- the splendor of his palaces, lived for years In a tumble down, two-storied cottage, surrounded by- sordid and "rotting furniture. For weeks together he never : put his head outside : his ; front door.'.- and he spent halt his time. In. his dressing gown. When his will was opened it was found that; he had • left the{whole of his stu pendous fortune ; for philanthropic pur poses, from building, schools for : girls to providing cheap lodgings for * the working classes." When M. Paul Colasson. tha famous hermit of : Paris, died recently, it was stated: that for the last 27 years of his winner at the racetrack tomorrow. Excuse me for being so impolite as to go to sleep, Mr. Peters.' "And so this inhabitant of the sec ond city in the world repose* himself and begins to snore, while I sit there musing over things and wishing I was back in the west; where you could always depend on a customer fighting to keep his money hard enough "to let your conscience take it from him. "At half past 5 Andy comes in znd tees the sleeping form. "'l've been over to Trenton,* say Andy, pulling a document from hts pocket. 'I think I've got this matter fixed up all right. Jeff. Look at that.* "I open the paper and see that it is a corporation charter issued by the •tate of New Jersey to The Peters & Tucker Consolidated and Amalga mated Aerial Franchise Development company, Lmtd/ ",'lt's to bay up rights of way for airship lines,' explained Andy. The legislature wasn't in. session, but I found a man at the postcard stand in the lobby that kept a stock of charters on hand. There are ICO.OOO shares/ says Andy, 'expected to reach a par value of $1. I had one blank certificate of . stock printed.* "Andy takes out the blank and be . gins to fill it in with a fountain pen. "The whole bunch,' says he, 'goes to our friend in dreamland for $3,000. Did you learn his name?* ."'Make it out to bearer/ says I. \u0084"\Ve put the certificate of stock in the cigar man's hand and went out to pack our. suit cases. "On the ferryboat Andy says to me: 'Is j-our conscience easy about taking the money now. Jeff?* - " 'Why shouldn't it be?* says I. 'Are we any better, than any other holding company?* " (CepjTlght, 1807, !a United State* tad Omt BrtUla bj the S. S. Mcdnr» ComvMj.y Ufa he had lived exclusively on a diet of eggs and bread, supplied to htm every third day by an old servant. the only, human : being he ever allowed to enter the magnificent mansion to which he had retired on-the tragic death e£ a favorite nephew. During all these years he had ncrsed his grief in soli tude, never once, so- far as is known, leaving tba gorgeous palace) which he had'eonverted into a prison. St. Petersburg recently, lost har most remarkable' character in the person at a millionaire count, who, in splt-s or hi* immense wealth, lived a life of the most sordid poverty and self-denlaL Hit figure, clothed In rags, was a familiar spectacle in the streets of St. Peters burg, and many a sympathetic passer by pressed alms Into the >hand of the man whose daily' Income' was esti mated at 15,000. Nor must we " forget - the millionaire baronet who died a few years ago In London, at the advanced . age of 91 years. For many. years no servant had entered hts poor attic; his meals were served ; and placed outside \u25a0; his * door at stated intervals. He was never known to cross? his' threshold, and. he v di«d alone in the one ill furnished room la which." though he had \u25a0 an annual in come of $150,000, he had spent so many years ' of sordid : and self • Imposed coa-