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Tlie San Francisco Sunday CalL THROUGH FIRE David Graham Phillips IN Isew York the wine of prosperity ran In tha streets, and the Intoxica tion of audacious adventure satu rated the sir. Lean years and their lessons were forgotten; the talk was all of making and spending large sums of rroney. Tha market places were yleld ing>rich spoils, which were being poured cut for new and grander palaces, for pictures and statuary and tapestries, for eplendld entertainments and for equip ages, gowns and jewels. Out-of-town people stood agape before the endless panorama of prodigal luxury. This was tha hour chosen by Fate for an ironic blow at Garlan & Co. Young Garlan. the senior partner oy Inheritance, had foreseen the coming good times. He cast aside the maxims of prudence on which his father had built up the great firm. Dragging his disheveled but exhilarated older part ners with him, he ventured boldly. In his overconfldence he miscalculated and what should have been a dazzling suc cess proved a hopeless failure. He was on his way up Fifth avenue _to play his last card. If he could tide over the next five days he would win, and the stock certificates and bonds on the seat of the carriage beside him would be worth three millions, at least; If not, they would be worth sev eral hundred thousand less than noth ing at all. Surely r»ld Masham would •see the advantages of "tiding . him over" — If not as a. business proposi tion, then, certainly, as a matter of sentiment. It seemed absurd to think of sentiment In connection with the coldest as well as richest money lender in New York; but was not Frederick" Masham Garlan his namesake? Had tnot his father and Masham been "Nat" and "Joe" together in the village up on the Canadian border? Had they not come to New York together and for haTf a century fought side'liy side, or back to back, as the posture of the battle made expedient? In . very cold weather Masham no longer ventured down town. So young Garlan, with his hopes — he refused to harbor doubts — and his securities, was going to the big bare house that looked e.s if It had been taken for debt, when partly furnished, and never finished. A sickening cense of doubt, of fear, came over him at the first glimpse of that cheerless hsll and of the overworked, underpaid old woman who opened the door. He remembered the. last time he had seen the old man — two years be fore, when, after repeatedly warning Gcrlan that he liked neither his busi ness methods nor his private conduct. he had gone' to his office to withdraw his account. "I never expected to live r to sea the banking house of Nat Gar lan changed into a gambling. den, and changed by his son," he had said. Gar lp.n hod laughed contemptuously at the "old fogy" then; he etlll believed that Mashaxa's prejudices rather than sound Judgment had dictated . the denuncia tion, but — "He must, he rau«t let me htve the money," Garlan said, setting hip jaw against forebodings as he wait ed for the rheumatic maid to toll up the fcielrs with his card. He heard oU Masham's voice — It came from above with a fateful, sepul chral echo, and said: "H'm! That young gambler! — chow him -jp." Garlan's. hopes fluttered on the verge of flight as he ascended. At sight of the old man they fled. In rusty broad cloth, xrith a faded quilt wrapped about his v/cazencd legs, he v^as seated before a radiator. His cracked and shriveled skin was of the color and texture of his leather chair. "And what <"So you •want?" He always betran an *nifrv!«w •with that ouestion. No one ever came to see him except to ask for something,* and he wished to save loss of time In beating about the bush. "I've brought some securities on trhlch I wish to borrow half a mil lion." Garlan tried to keep despair and desperation out of his voice. -He extended the bundle toward Masham. Masham loooked sourly at him for several seconds before reaching out his yellow, clawlike hand. He ran his eyes over the titles. "Securities?"'' "»,he sneered, handing them back; "you may call them securities, but I call them dead cats. Not a penny! Is that all?" Garlan's face was gray, his lips pur ple, and there were deep circles under his eyes. He stood there, young and straight,' with Imagination and senti ment as well as shrewdness and bold ness, and sensitiveness also, in the lines of his features. So crushed was he that the Insult made no impression upon him. "I must have the money, or we are ruined," he said. "You know that. In any other than the extraordinary circumstances of the moment, I could easily realize on these. You know that, -within a week, they will be worth more ' than their face." "Ruined, eh?" Masham's voice was bard end triumphant. For two years he had been prophesying ruin for young Garlan, and he felt and showed . the pious joy of a vindicated prophet. "Ruined, eh? I thought so; and you want me to foot the bills of your little fling." His dry, cackling laugh was as sure and merciless In Its reach as the knife of a skilled vivisectlonlst. Garlan's athletic ehoulders drooped.; He tras staring over the old man's head Into a black abyss. He felt the ground sinking beneath his feet. He tried to wet his <ry lips with his. dry tongue. Then he succeeded In articu lating tha words that cut Into the very heart of his pride — "For my father's sake." M*rh»™ lifted himself in his chair and began shrieking at him. "For your father's sake? You impudent young puppy 1 If your father were here he'd : be the first man to indorse whatTm doln*. You've sinned away your day o'erace. An* ye don't get none o' my hard earned money to throw after . yer father's fortune an* his name— yes, you young spendthrift, an' ;my name, too." The old man's .. English returned . to . tha dialect cf his youth as his testper rosa. O«rlan. quivered,. and drew him self up haughtily. "You are Insulting! I have disgraced' no one,- sir." i "No. I don't suppose you . do ; call it disgrace. But what is disgrace/ 1 want to know. If bankruptcy ain't. If waste fulness: ain't, if squanderin' other peo ple's monpy In gamblln' an* high livln' •in't? You.' with that horde of houses an* servants, an* that there wife o* yourn' bein* gabbled about In the pa pers for parties and : clothes an* dla raon's! Disgrace! , No, I don't suppose either one o' you calls It disgrace," Garlan stalked from the room to'es cape from the insults to hU wife." and heard the last sentence atr be was de scending. Yet. at the foot cf the stairs, the horror of the situation swept over htm. and he paused, debating/ whether or not to return and make; one last ef fort. "It's no use." he decided. ; and pride had no part in the conclusion. . He entered bis carriage, __ and- it whirled tjp the avenoe.. He- alway* drove at a great pace, and. as his "turn out" was perfect to tha smallest details; of boots and buttons, he attracted much attention. But that day the admiring or envious or curious . glances from humbler .vehicles and the sidewalks did not tickle his vanity. He shrank into the corner, feeling like a fraud, an ad venturer. ' "Tomorrow," he said,,"l shall be found out,.tfegra.ded. jeered at. How they will; laugh, as "they, remember how I drive by today." The carriage drew op at the curb, and ha awakened from hts absorption' tn his Imminent, humiliations, business and social. A footman sprang from the. box. another hurried " down the eteps. and the two, with serious faces, as if . their work were, arduous and-impor tant, assisted each other at opening the carriage door. Garlan glanced at them, then up the steps, where two more men servants, also with serious, anx ious faces, were waiting to perform the laborious and grave, duties of bowing him* Into the house and helping him out of his wraps.v Theretofore this performance and its like had pleased him — had eeemed a necessary part of the station which he thought he/occu pied. That day. however, he saw it from a new viewpoint. "Four— with the coachman, five— great, strapping fellows," he thought, "degrading them selves and helping to -debase me! Tm no better than they. How hollow it all is! I wonder what I do really count for. really amount to— l. stripped of my pompous livery? If It were not for her—" He looked at the butler, who was standing with eyes respectfully down cast. "Is madam in?" "No, sir. She went out in the vic toria, half, an hour ago; sir. She said ehe'd return at 5 o'clock, sir." Garlan was relieved. He reflected *i moment. Should he tell her that night? No. it would not help matters, and would prevent her from sleeping. "Please tell her," he said to the butler, : "that I wish 'o be excused from dinner. And — I do not wish to be disturbed, as I ehall be very busy", He locked himself In his study- — Im mediately behind the small reception room to the left, on the entrance floor. At 8 he had part of the dinner brought to him; at half past 8 he rang for the servant to take away the tray. Then he resumed his "work" — toiling away at a furmofl of memories and forebod ings, .wandering aimlessly, and flrear lly from' might-have-beens td must-bes and back again. The burden of It all was how to tell her, how ehe would "take" it, and what could be done for or with her ,In that impossible hereafter. He had not given her or permitted her, to get ttae slightest hint' of what was coming. Poverty for him self was tragic enough. Poverty for her — or anything but luxury that would leave no fancy un gratified — was* unthinkable.'^ Toward S> o'clock there was a faint knock. He recognized it. but did not . answer. "Usually she goes away when I pretend not to hear." he said to him self. But the knock came again — timid, yet persistent. "Perhaps she suspects — . has beard something somewhere." He felt that it would .be a relief for. her to begin the talk he was dreading and postponing. He opened the door. he" exclaimed feigning sur prise. * "Yes— may. I come in — -for a moment only?" asked his . wife, advancing into the room. "What can I do for you?" As he asked the question it flashed into hts mind that old Masham's way. of be ginning a conversation had become his own. He had not thought of this be fore—and j*t he used It even toward" his wife. "I don'.t<jwant anything," she said. Impatiently; "at least — :wlth a smile — "only a compliment. How do. you like me In your present?", she Inquired, turning round and round to exhibit the beautiful wrap of chiffon lined' with ermine that enswathed her from neck to heels. "It is very becoming," he said, ' In a strained, absent* voice. She thought his mind was on his business, but he was thinking of her — 'fragile, yet healthy, her skin clear and dark, her • features, especially her eyes and fore head, sensitive and intelligent. The blue veinß showed in a faint, fascinat ing tracery on her cheeks, shoulders, and bosom- "A typical product of lux ury, utterly unfit for adversity," he said to himself, sick at heart. "Onjy a hothouse could produce or /preserve such a plant. She will pine, she will die — and die hating me." . There was an uneasy silence. He longed for her to go. He was still standing near the door, *aud said: "Won't you be very late for the.op era?" Buty she/ threw., back her." wrap and seated herself. . _\u0084 She shrugged her shoulders. What does it matter? It bores me to think of going, almost as much as it bores me to think of sitting at home. alone. It seems to me that life Is a terribly silly and tlr<*ome farce. There is either nothing to do or something that seems worse than nothing. Everything looks so well and tastes so flat or bit ter! But I suppose you don't under- ; -stand or sympathize— you , have your", work, your career, your great; projects and triumphs." « He Winced, and on the pretext of lighting a cigarette moved /where she could not Bee his face. "But," ehe threw up her arms and let them drop. • If he'had been watch- Ing her cloeely he would have observed that. her eyes were feverish and that she was under a strain. ' 'Tm so'horrl- bly bored. I don't blame /you in the least for preferring your work. . No, don't interrupt me, . for I know what , you would say, about keeping and add ing to the foitune necessary to;main tain this," and she waved her hand about : the handsomely- furnished . room; V * typical of the whole House. "But you, can't wonder • that ~so ; many women, ' placed as. l am. rush off into— into > all . sorts of things." She paused, , rose and stretched ; put her arms in, a -queer mock appeal. "Save me, Frederick, or I perish!" -she exclaimed. , ".'Save me from my bored self:" She uttered a, laugh,' but. there was a tremble in It and 'a sort of gasp —or was It' a* sob?—^at r the end.'; He smiled to himself -.-bitterly. "How she'd welcome such boredom," he thought, "if she . could; choose between ' if and the cpnsequences of what will; happen tomorrow!" To • her \u25a0he said: "Now you "can" sweep grandly, and com-; f ortably '- away : to the opera.. You've ; eased . your " mind. As if luxury; and Idleness were not as the" breath of /your ;i \u25a0nostrils 'to you I I wish I could go with a you;. but I must beg' off. this evening. Fm very busy \u25a0 and I must -go to : bed soon. I'll need my best brain tomorrow — -and need it early." "Busy— always busy!" ;„ she, inter rupted, holding out her wrap to , him. M You have time for everybody, except your friends— and your, wife." As he puf the wrapabout her shoulders and kissed her. gently on the hair, ..she turned and looked up at.hlm.. "Won't you corned' she pleaded. "I-heed you this evening; and if" you will I'll cut the supper at Mrs. Preston's and come home with you."' "Impossible," ; he exclaimed. The very idea. of facing, all' those people; in the opera house gave ;Vilm ; a shock. "s?° and enjoy yourself while you can." '-' A reckless look -came into her eyes. "Good night." she" said. '-, \u25a0- .'"Don't forget — you- wouldn't come, -though I begged you. Good night.' Fm going where Tm welcome." \ Alone again, he turned down the lights and threw himself on the divan against the folding doors that separ ated the study from the * reception room. His brain was aching, and pain and weariness throbbed through his veins to every part of his body. .He lay for an hour : or more without mo tion, and then fell asleep. "*He was awakened by voices heard faintly but clearly -through the thick 'door be tween; him and the reception room. "But— l— you knbw : how I \ care • for you — more than any one* else— so ; much that I think only. of .you— " It; was a man's voice,' Morrill's. He had been. at the house a great deal of late. "There— there— that will do," came the answer, in his wife's voice. "I ln . vited ; you • in here ; out of the cold through mercy, not to hear a confes sion. Sheep dogs must, not bite and must be most careful how they^bark; and when they have put . the . sheep safely into the fold .they must trot quietly and respectably, home." Garlan smiled. . "Good girl, Harrl ettef She can take care of herself." "Hariette^ — dear!"; At these words, uttered by Morrill in a tone that.c ert ainly seemed 1 sincere, Garlan made ready - ; to : leap up and ;. drive ' him from the house; but. he sank back,: as his wife replied:: . . . : Vj "I suppose I ought to , silence you -or send you " away. - But—l wondor-~do \u25a0 you really care? • No, I don't want'you* to \u25a0 protest. ; But, S oh, I don't know what I want." VTou're everything to me. It breaks my heart to have you;, so; lonely and sad. I know i you've never; felt or. re-^ ceived ' real love— the love that un-. demands, that Is always .about "one like air. Had .you shown any one. else, (Tm 'any one else,'," thought Garlan. In a fury at the .youth and ardor and conviction in Morrill's voice) even what you've shown .me of : your true self, J I should never "have: had' the chance-^ for It is a chance, isn't itr' ;. "I — i don't know. I think not." Har riette spoke; regretfully, as If she wished that she could say that ; she thought "yes." . l "There Is a chance.7 Insisted Morrill. "I shall wait and hope land try . to deserve you;.and I shall ,wln you! ;.I want to make you happy— honorably happy." "Happy?" (she Interrupted, and -her voice was so sad that it .arrested . her. husbands rising \u25a0 angeK". "If I could believe that, or half .of it! I thought once before that I iwas to ; be happy,' for I was promised :; happiness 'Just as faithfully as you seem to be promts ing, it now. Don't; thlnk> I blame any one ("I'm 'any. one Y^'l thought /Garlan), for I don't. It must/ be ,my "tempera ment—or something; else. " All I' know is that I'm so * bored all the ; time, -and miserable most; of -the/ time, that I think I must fly!" ' * ;*'l . can : and will make you happy," Morrill spoke / with enthusiasm. "Free yourself,* Harriette! :_ A; ; year— -less, ;even-— and you can ; be free;;; free \to start/ life • again. .No matter; what j you decidedi to do;;afterward,;you ow8 ; it to yourself to free yourself. TYou "cah- : nof, you "."ought not, to live, on in/this way.";-"" : - : " : -*-:"- ; :"^:'.' ?-*".''v'i.-:; : • "A train •of thought, like ', powder; on, fire, flashed . across Garlan's/ mind. "I'm ruined. '- She will i desert ; me,' and whynot? What "right :havo I i to, hold' her ' back. It is all -my f ault-r-all— all VI He realized that, /while "he: bad \ been": deceiving himself . Into /believing he did not look to* her in this /crisis/- he< in reality, had : been \u25a0 relyinglupon ' her— her. love, her, sympathy— as \u25a0 the last,"-; but. the strong^bulwark f between i him and utter despair./ It- seemed that there Twas fan \ explosion in; his head.' as if the.flery, powder)trainshad; touched . the great /central , magazine." He gave . a loud cry and ,' became «un conscious; >*-'\u25a0-•/* .; Wkhen- he returned: to^ his.. senses^he'' again heard voices— his wife's and Mor rill's.l; But i the f were »"near /, him and the room "was » flooded .wl th light. - ". ; . VI J say ' go !" : his - wife' was command-: Ing./ \u25a0-, \u25a0\u25a0" H- ' "."'•\u25a0 ; >-- -:-: ; ;: -\u25a0' '\u25a0 '\u25a0\u25a0'.\u25a0; "And I ' say> I .will" not,"= . Morrill re plied. 7 "I must i bear : 'i i t z with you. / : it. was imy fault. ;' Besides, > why/ should jl] sneak "away? I am neither- ashamed nor; &tr&iA"/ : yy f L .j i^S^SsfSBtUBBSBs \u25a0Garlan" drew, himself .to i.a sitting posl-, 1 tion, and,.' with' j his j handkerchief wlpedi away Hha; dampness of /the 1 cold water; that -had been X put;' on his ; forehead.' "You*are right,", he said, gently to 3dor rlll;i"stay! Therels no cause for shame ' or. fear to any one .here—^ex cept—nie." Then he turned to his wife. "Will you leave ua? : . Don't think I'm repjoacbing you. A few weeks ago— yes," a few days ago," 1 1 - should have— have^-but no matter. /Please leave me unlil tomorrow, won't "you?" He/got upon h}s feet a little unsteadily.^ ; She : came near him and looked ' up at him anxiously, very pale and wide eyed. "Frederick^ — you don't believe that j— j \u25a0 »» i . . '"y,' • "No, dear; no." He Bmlled, sadly. /^lndeed I don't. I would have trusted you, I .do trust youi. absolutely." He lifted her right hand to his lips and led her to the door. '. ;' : :;.. "";\u25a0 Morrlll nerved himself for a storm; he felt that Garlan had been merely displaying unusual capacity for self-, control. "What an; Influence she must have Vover him," 'he ; thought, "that ho Is able to restrain himself!" When she had gone, Garlan, t» ho bad been look ing after her down the hall,. closed .the door, and, with his face still inscruta able.sald: "Be seated, please. ;You'll find cigars and* cigarettes at* your el bow." \u25a0 •' '.Thanks, no," paid Morrlll, and he waited for the other .to begin. .;•- -Jl l shan't 4 detain . you ; long," Garlan began.Sl"l merely wish to reassure my self: ahout you. 1 ;, / He ; studied : Morrlll's face \\caxefullyj and »calmly. ; -. 'I've \u25a0 al- ! ways, had a good oplnion^of ?you," he went on, "and, -listening to you! a few minutes ago"— this with a .trace of Irony In his cold ': volce-^"I got a still more favorable impression,' not of you, but of' your sincerity. 3 Even In' my present humble state,*. it. can hardly be expected that I should" approve of . this— custom-^— of young men proposing to young women '•. who are still hampered; let us say, by husijands. But I don't es pecially blame you In the circumstances. I'nr.ln.ajmjood'to see things clearly, or queerly, *: as you please. .My wife encouraged you,'; and I drove my wife sway ; from me; As you've seen during the last ; few. months— and . I must say you showed It plainly In' your face all along— l've been a very poor excuse' of a husband." , ': : Morrill shifted uneasily in \u25a0 his chair. Had Garlan. gone mad? * '.'I see. you ;: don't understand," Gar lan continued./ : "The point is that I am a . ruined man. we go into bankruptcy-ra"; ghastly, wreck.:/ I do not wish my' wife to'cuffer on my accounts ; I;- had the chance with her, but I threw ; it*, away.' To * be ; brief, I propose i to ; free . her." ."But; she will" never desert you In those circumstances!" Morrlll ex claimed.,. Garlan looked '.at him coldly. "I propose to; free her," he repeated. ., Morrill looked:. at him ; In a. puzzle<J way. Suddenly he; grew pale. ' "You don't niean—". he said, 'slowly. .-. Garlan . seemed' : nut to \u25a0 have heard him. \u25a0 "If ' it 'should;, ever , happen," he went \u25a0 on, ; in; a" monotonous voice, look ing straight 1 ahead :of him,: "that you should /happen' to; have the 'chance to make • some \ woman happy, . I . hope. ; for your own \u25a0-: sake as well . as / for j hers, you won't forget :, this,, lesson. The time .may come,' v the .time- will come, when all : the) .material' '^things, the things ; men most ; value : and; seek, will fall to 'pieces, when you will turn "for If You're Looking for^a Job Don't Wear a Gold Pin E. Talbot Price IT was i a tie 'pin, 1 : it was a gold itie pin, . and* it was ,"a " gold tie pin* with the . cunningest little '; fox's .head on It?* > But V it was not a diamond pin. What ; further ' achievements it might *"' have • accomplished, ; J or :> accom plißhments;^ it_ ; might hava achieved,; what \u25a0deeper recesses of the human heart It might have illumined with* that : resplendent \u25a0 gleam, I leave to ]thj reader Jto \u25a0 imagine. . Suffice \it to say—, it was; a' gold: pin. "- ; . This pin . had 'i been ! given ; to . me ; some . years ' back ; onTmy > birthday; .j no i doubt In honor/of /my; hitherto pll- ; grlmage jand! : preservation " in life,- and, although l l had? of ten^felt^like.Xelson: of \u25a0' old— -who," by.' the : way, :la - an ; arices-^" tral > connection 76f :' mine-^that; \u25a0";\u25a0 .as ' in honor I'hadiwon it,so inhonor.l should; wearj it; '\u25a0> nevertheless/;^ not Scaring fon display^ and ' ostentation, 1 ? • tho i gold ]-, pin ' had'i been consigned •; tol the ; depths lof a little V boxfcf'of :'\u25a0'• odds J and U ends/ Now," however;'., the : - time'i had j come ;\ to ; show my t colors - and ;' stand * upon': ray) digni ty, , and " so v the :\: \ pin' j_ was 'J hauled t- out ~\ and ' planted « in' a"; conspicuous iposltionTbni a; conspicuous tle. ? -t Although;. without em ployment," and with 'only. J2; and ; a'jfrac-j tion;in;'the^world,"vliifelt^thus^armed,' like : a" gentleman f of ,' leisure at- large. : ; I jumped? onla; carjand? made \ forj;the \u25a0 business '^center 2i2 in V search'^of »bccupa-J» bccupa-J tlon;' .The^ car being i I Iwas obligedtto 'Stand; ;. Soon,'i however,* l i'ob-i served Uh'at ;; a '\u25a0- manjwho) faced { me was looklng^at -~ my, tie.;; A"* moment < after wardihe" arose; and ;offered<mo; hit seat^ "I don't^want to ;v take ?youry seat,"; I said, but I he ' insisted, ' so < I ', took t it-^on '\ the .'principle 1 that even '-. a , fig cis ac ceptable jifi it 3 1 »U« % into| one's lap, ,as Eplctetus discovered Jong ago.'. :-. . \u25a0-< When • tha ? business : section 'of v the support to the things that have seemed weak' and email, the sentimental things to which, it -may be, m your; pride and arrogance, : s«ou have thought yourself Huperlor. When that crisis shall come— and It comes to every : man sooner | or. later — if you heed this; lesson you may find -what I reach out my hands for — in vain..; If you do not, you'll have only yourself to blame." Morrlll's eyes filled, -with tears.. -'You seem much; older than I tonight," he said, "but. you're not; and I can't help saying that I don't think you ought to let yourself be crushed by. this one blow. Other men have: failed and re- : covered. YYou .'will - recover .' and be stronger" and better -than ever before." "You are: very kind."' Garlan's sar casm ;was not concealed.. "And now, I shall not ; detain you any longer." He accompanied Morrill* to the front door. "Good night," he said. . "One moment, ; please!" Morrill spoke earnestly, impulsively. "It's she; what you overheard, I'm sure. I must say it; it's only honorable that I should: Tm convinced, now,; by a thousand things I didn't think important* before, that she has never; cared: and i never could care for me, butthatlfs you she cares for; that 1 It's been your/ neglect— " i "Good ; night!" Garlan shut the door 'sharply. ; \u25a0 x : . •' :r : When back In his; study the. young 'man locked the door and dropped into; a .chair, near, 1 the fire/ Hope? .. Recovery? With everything, he and she; had lived for; since swept away? Im possible.-: He had 'played .the "game and , lost. ".\u25a0 He had : manhood* enough, surely, not to . stake his wife— -his wife who was longing to be free. When she knew. ; : the truth concerning him," learned of the bankruptcy, the destruc tion of the great, name hia father had built . up. tha , wiping . out of the great fortune, and that nothing was left but a long and bitter struggle in poverty and obscurity— ;t§|ESsßS3S He was interrupted by a knock at tha door. . How well, he knew: it! How many times he had answered its timid lnsist ; ence . with an j impatient, almost discour teous intimation that he did not wish to be disturbed. -He \u25a0turned, opened his lips to answer, sighed and turned again to : the fire.- The knock/ came once more, and, after an interval," a third time. A long pause ensued and then he heard a faint rust ling,- as .of a ' woman moving, reluctantly, and -there was .'al ienee. "/'.'Masham/ was right," ha reflected, '.'except about her: It's all. my fault — vanity, folly, . stupidity." >" He- went to his desk- and drew out the* top. drawer as far as possible. From the last com partment he took * a pistol. "Why not?" he' said. "Yes-^— lt Is the sensible way.. 1 Every one will approve and the whole score will be wiped out. 'And— l; shall not have to. tell her— to see her." ' . At thls;he put "the pistol back into the drawer. "It would ; be . sheer cow ardlce 4 t0,d0 it tonight," he said. "But tomorrow- — — " At 9 o'clock the next . morning he telephoned to his partners that he could not, join them at the wreck until noon. It^was 10:30 when his wife came down, dressed for a drive,- her; maid following her with her furs, and' the butler and two footmen waiting in -.the: hall with laprobes and extra wraps and • foot- city naa seen reacnea, I went to, a big building. -Tho'.:. elevator was full ~ and Just about to, start .when the /elevator ljoy, ; catching sigh t of what was on my, tie." j flung i the metal: door: wide open, swept '\u25a0\u25a0, back I the\ crowd-, of .> passengers with the ; air of one who , says, "Here comes a capitalist!" and gave me en trance. \u0084;;„;.. \u25a0\u25a0", -:s.' .- ;•!.; / f Some days after. these little incidents -7-my-: total \u25a0; funds J could \ be \u25a0[ counted in cents~l ; directed ?my steps toward a jeweler's shop, -at which I had : some times gazed " in ; passing. ; I was ; still wearing « the ;; gold , pin." but '•; I to ; see ; whether; there were ; anyi slml-; lar^ ones '-: In Z that, window ;in. order* to ascertain; how; much it 'might;, be worth in 'case it ; should \u25a0 be "necessary, to pawn" it. '\u25a0--:[ The - jeweler, yon a' ; -prevlous v oc- : casioh > when I jwas not .wearing the gold pin,?, had • come (out- while j I i persistently looked* at : the contents of his 'shop and had | accosted s me ' thus:"; "If /you i vant to \u0084vy; a/vatch, : \u25a0 vy , a vatch, ' vut \lf \u25a0 you don't '.vant \to vy; a h vatch, ; valk avay f rom;'de^ vjndow." ;, ;\u25a0 Now,-, however, "i he* cameYout'; to^tho' door ; with a scraping motion Uof : his :nether ; limbs '; and of washing £ movement % ots his - hands and | said : ' J-. "I ,- *ee:-' you .: are . a^ chentle- ; man", uv : : means, ]\u25a0 vlll -• you^ not'- please to vy ! % yun of .\u25a0 my < eggscellent '< vatches, .or, some * chewlry ZeM£s£&i£&UfiEtßß&t9Bß \u25a0V: Next -dayi was • Sunday ;' and <I j went ito church with the gold 'pin in my tie. I couldn't ;helpTnoticlng,*i a's I was J In, the fifth ? pew ;.f rbm U the tj front, \u25a0 . that * the choirglrls; kept: nudging Teach I other, and looking my .way.?, w hen. the time' came for ; the I offertory" v you ;; could I sea - their ears e straining; with'; interest -to^catch the sound 'of -.what II; put in the ) plate. They^dldn't , hear- much; o however, '2 for the r sound \ was \ completely; absorbed _by tha- \ velvet » at s thai, bottom ; of \ the ) plated my "coin being, a dime. Still, onmy .way , out : of church' the -sexton .^showed"; an alarmhigr eagerness to hands warmers and carrlagaboots.^ Harriett© ' always drove \tn~. a"l victoria, no matter how .cold. It -might be." ; "May I drive with you?" hesaid. com \ Ing suddenly . from - his study.^SHßSHp , > She was pale and ~ but •at sight of him> her face ; brlghfened. r "Why! I inquired .early . this , morning and .they . told me you. had. gone." \u25a0 -'- r \ r -"If did ° not ; wish" you to be disturbed." ihe said. "You/ are >not; well-^— l; can see. that; perhaps the^drive, will do you g00d.".. His; manner and tone w-erc gen tle and most friendly, but she could not . decide whether- he was. sincere or was feigning for the benefit of the ser vants. . * . They drove up the east side tb Cen tral' park and . halfway back without \u25a0\u25a0 speech: beyond- a few commonplaces. As they neared the . Fifty r ninth street' entrance, he said; to*, the coachman: 'Home, John!", then to her In a low voice:, . "I have some news, some very bad news.- Indeed. I can spare you — or; rather, myself — no longer.?.' She looked at. him appealingly," bat. before she could speak, he,; added: \"lt concerns . myself '—my . own affairs. Only I— l— it will be a surprise to you. 'But I will tell you when we are In the house." As the carriage stopped at * thetr door a' boy "ywlth a bundle of papers went by, f shouting: "Uxtreet Garlan and company's .- big smash!" She ; had .. just risen • from the seat. She fell back into It. The servants amazed, terrified by that stentorian shout, had eyes only for>the'boy. . :V. "My. dear- — rememberr* Garlan's voice was gentle and calm.^ \u25a0 It reminded her, \u25a0 : at ;' once, that . the \world was watching. She : l recovered . herself Instantly, . > and smiled brightly, at him. "Buy a paper, 'Frederick,"- she said. "No, let one : of "the servants bring it." Then she Walked .up the steps as unconcernedly as; If - the routine of her life was undis turbed. •. - r ; -Frederick waited at the door while the butler bought the paper.. "A crazy looking man with long, ragged whisk ers,"; paused and ; shook his fist at the group^— the servants In ' livery . sur- . rounding the" tall, distinguished young ex-tpilHonaire. "Look' at. him! Look at the impudence of '.', him!", shrieked the "crank" • to . the : gathering crowd. "There 4»a is— the" robber— the trampler of the poor— -the miserable Wall streel gambler and thief! See bis carriage and all these pampered menials. Bah!" —and he showed his teeth and shook his fists In fantastic fury- The crowd ; laughed. '?Go It, old man!',' shouted one— "soak him!" The newsboy, scenting business, ' redoubled his - cries. "All about It! Only 1 cent! Here's, yer-uxtree!" Garlan entered the door and tho servants closed It. He was calm, but they were so unnerved that they dropped in succession his hat. coat and gloves. He went; into his study, where his wife was -waiting. ."Is that the- news?** she began, her tone as if the door was still open ai.d the servants- listening. "Yes." He glanced at the huge, black headlines — "A Two-Million-Dol lar Smash!" etc, etc., then tossed the paper on the, table. "The newspapers anticipated me." He threw himself into a chair. "Ruin!" _he said; "It's all gone — everything— everything." "All?" ' "Yes-^-aIL If I start again U must be from - the bottom — no, below It. There'll be several hundred thou sands of debts; but. thank God, It's fixed so that' no one except me will be smashed." "You'd be sure to see to that." He looked at her. wondering at her tranquil tone. "Of course It's only words * to her.": he thought. "She doesn't In the least understand, yet." Then he began < to talk 6lowly, .much as if he were explaining an intricate matter to a child. • "It's not easy to tell you. You'll have to give up all — this — except, of course, your personal effects and your property that I have charge of. I took It out of the business as soon as I saw . there was an uncer tainty." "But I thought you said everything was gone." • ' He flushed. "And so It is. .But— l didn't mean that I'd been speculating ; with your money. There Isn't any dis honor — " . "Didn't you put back my share, too?" "How could IT* He looked away and grew red. "That's hypocrisy," he said. "I might as well make a clean breast of it. Night before last I was down there, going over everything and looking about for straws to clutch at. I thought of: your box of securities, and I— l wen^ Into the safe, and— well, I opened the box and took them out. But I put them back again; and—yes terday morning I got to thinking about It."*- 1 was a, little afraid to trust my self, for the temptation might have come in stronger form. So I gave the box over to old Prawley, and he'll sea that It's not disturbed." \u25a0 - But — It would — " she hesitated and seemed, to be thinking deeply. Pres ently she went to her. desk and seated herself. "You're sure you can do noth ing to save us 7" she said, her pen sus pended over the; paper. . : He was staring gloomily at the floor. "Nothing; It's as I've told you. Tve nothing left but the debts. Tha as signee's In charge by this time." He started up, trembling, Impatient, look ing wildly about. "But why am I here?" He could .see In imagination the, offices — the .crowd outside — the angry .creditors— the partners, humili ated, apologetic, cursing him for de serting them. "I must go at once!" he exclaimed. with me. In token of silent.congratu lation upon the legacy I must have re ceived." But; at the evening service ho got a, sad disappointment, for he took it upon himself to pass the -plate round my. direction, and I put nothing In -It. When I looked, at him on my way out of the sacred edifice that time he evinced no sign of recognition. »On, the'; Monday .morning before re newing the hunt for employment I held a consultation with ' my landlady, who was tha only person apparently not awed by r the gold pin. . Her demeanor toward me. had, remained unaltered by that significant ornaments although her keen perceptive/ faculties had unques tionably told . her-. that . my funds were low.\ She" could see none of the usual little luxuries:: ln my room, but only, traces of a spare diet. It was useless my ?telllng,, her ithat the i doctor had suddenly ordered me to practice self denial.; A Y. kindly v." gleam In her eye told, me .that" she saw, through my bluff but/ that .she would not demand more rent In, advance as a consequence. However, ;\u25a0: she * seemed 'Ito think there was i : an^abundance of occupations In San- Francisco, and -.the . difficulty ap peared to, her to consist rather In de ciding.! which ".'to choose. She thought I: might! start; as : a /book agent or sub-" scription collector 'for, a 'newspaper, or, sell real /estate .or, ; mining V shares, or drive :a*_ wagon,\or ; disguise ' myself -as a bellboy, or take . the "air. as a car. con ductor.' * ;., I pointed out* that \u25a0; these things ..were "overdone ! and that the pay accruing ; would not '\u25a0 admit . of 'my rent ing h such •„ a "comfortable *rroom . as .. the one *I 'i had lin \u25a0 her ; house. \u25a0'. In . this last conslderatlon/l of course, she saw a grave drawback. ; J Eventually: I decided upon a compro mise.'.^.Thls '-, decision hras ; arrived at . as a direct .result of / the "sympathy drawn from* me by; the sight .' of ;a conference being, held as •- 1 walked : down Van . Ness avenue ''\u25a0 between a street sweeper, a "Just a few minutes, please !~ sha pleaded, looking up from her writing:. He sat again, and his mind wandered off in another direction. Bo could not understand her manner, her tone. Why did she not grasp tha situation? It was unlike her to be thus slow. Why did, not the reproaches, tha tears, the exclamations of despair begin? At length she finished, and rang for a servant. . When he came, she cald: "Take a cab — no, tha elevated railroad, for - it's Quicker— and deliver thesa notes at once, please.** The /servant hurried away, afld she stood ; at the mantel. looking down at him. He glanced at her, when ha be came conscious of the Intent gaze, and was amazed to see that she was smil ing, "not in madness or In folly, but with eyes that 'made her seem to him almost divine. "No." . she said, softly, Vn not ruined. You. were mistaken." *Ha started up. Those notes? What had she done? In her Ignorance of business, had she made some appeal that would put him In a false light? "What do you mean?" ha demanded. "What have you done? 1 * "Oh!— the notes,** she said, folio-w ing his train .of thought. "No — that is not what I mean. I haven't sent out any hysterical appeals for help. The notes were only to correct an error. I wrote Prawley to turn over. to whoever was In charge, the securi ties you put aside for me; and tha other- note was to the firm — very for mal and business-like— giving direc tions to include my securities In tho assets." He looked at her. stupefied. "Are you mattr* he asked. "It is not neces sary; the law does not call for any such sacrifice," Then ha seated him self at tha telephone. "But I can save you." ha said. She laid her hand on his arm. •*Don'tr* she said gently. The look In her eyes reminded him of the first time she had said to him. **I love you" — and how he had thougha that such sincerity and constancy had never be fore been expressed by human voice and human features. "There Is a law," she went on in a \lvely tone, which only accentuated tha seriousness of words: "it isn't any of those silly old rigmaroles you men put In big, yelllow backed books. It's tha law we try to live by — yon and I. That law ordered ma to do it. under tha heaviest pen alty known. Remember, we hava failed." **I hava. failed." ha corrected, "and— " "We hava failed." she Insisted, "and (she put her arms about his neck) I'm glad of Itr* She burst Into tears, but they. were not tears of sorrow. He put her gently Into a chair. "You are hysterical." he said, "and no won der. X must not let you act on these Impulses." She dried her eyes. "Don't misun derstand, please. I am not a child. You used to say I was a remarkably Intelligent woman. You used, not very long ago. to pretend to ask my advice about things. Now ril tell you why I'm glad. Haven't I been wretched? Haven't you seen how empty my Ufa was — full of everything I cared noth ing about, empty of all I longed for. all I dreamed of — an we dreamed of once?" "Yes — yes." he said. - "*"* . "Don't you understand, dear? What has this — monster down town been but my worst enemy? Hasn't it taken you away from me? Hasn't it made you force upon me a mode of life that re roltcd all my better instincts, that would have changed me finally Into a cold, heartless, wretched creature, cut off from all the real joy there is In life? And rm glad— glad— glad the monster Is dead, is floating out of our lives like tha great polluting, hideous thing that It is." "Yes— yes." he repeated, looking at her eagerly.*ffiyynjk*£ "No, we're not rutnad; we're saved." "Saved?" Ha put his hands on her shoulders and looked Into her eyes. The light he saw there soon began to dawn in his. "Are you surer* ha said. "Do you feel "it deep down — «s deep as the place it seems to be coming from in your eyes?" "Saved!" she repeated. "Garlan & Co. down town has failed. But there* a new Garlan & Co. up town. v And I'm the company. ' He kissed her again and again. "No," ha said, "but you are the senior part- . ner." placard bearer, a newsboy and a waiter, who had come out for a moment from a nearby restaurant. The vision of that happy coalition Inspired ma with an equally happy association of Ideas. I would divide my time at several Jobs and lose In variety of occupation that self-consciousness which was becom ing unbearable. In the early part of the morning: I could sell newspapers, in the forenoon I could sweep tha streets, from 11 o'clock till 2 p. m. I could be employed at a cafe • and In the, afternoon I could walk up and down Van Ness avenue as a standard bearer, :. blazoning forth to the beauty of San Francisco the merits of canoe shaped shoes and purple stockings. In my eagerness to carry this plan Into ..execution I forgot that tho gold pin was, still in my tie, and It proved my utter undoing. When I applied for work In the various capacities men tioned I was all but Insulted by em ployers for what was taken to b« my facetlousuess. In vain did" I try cafa after cafe, store after store, news office after news office. I. was returning to ray, lodging quite dejected when my chin suddenly came in contact wlta something rough and hard upon my tie; and J remembered the gold pin. At once, my mind realized the harm.lt bad wrought. me. In^the plenitude of na; ' wrath I '\u25a0. plucked It from the tie and hurled It' to the ground. Then tha horror of my position coming over me. despair took possession of my soul. I stooped, picked up the pin and, stand ing J erect, plunged it Into tha region .of my heart. Much to my surprise, I still lived. The suicide had been frus trated by tho fox's head. ; Tha fox's head had arrested the progress of tha diminutive weapon. -The two Inches of sharp stem had penetrated clothing and flesh, but failed. to reach the heart. I may yet have to thank tha 11 tie gold pis.' ' -