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Impertinent Question No. 22 WHAT ARE YOU AFRAID OF? See Page 3, BottQm Columns 1 and 2 VOLUME Oil.— NO. 148. ALL BUT SMALL NEW YORK BANKS WEATHER STORM Several Minor Institutions Close Doors, Although They Are Solvent MILLIONS FOR LOANS Quieting Effect on Market by Offerings of Wall Street Leaders ISSUES CERTIFICATES Clearing House Evolves a Plan to Help Big Companies NEW YORK, Oct. 25— Another , nerve racking day has passed, but the j financial institutions of K"\w York have shown extraordinary power of resistance to the pressure put upon them. While it is true that several minor institutions have been forced to close their doors, yet two things should be said about them. First, the amount involved was not as great as to exert any marked in fluence on the general situation, as these banks were located in the resi dential quarters and did not come into touch with the larger institutions of the metropolis; and, second, there is every reason to believe that these banks and trust companies are entirely solvent and their difficulties will prove to be temporary and due entirely to inability to secure ready cash . on the gilt edge securities in their vaults. Of course, the cessation by these companies caused trouble to many peo ple, but not bo great as It might seem, as the depositors are for the most part located in the well to do quarter of the city and many of them are people of wealth, who have suffered no great inconvenience. In the light of com nverclal ;«x«itcitiftS > r'ta6.i»««OK» 'Aanks thought It wise to pHi/ into effect the rule requiring SO to 60 days' notice for the withdrawal of deposits. KEEPS 3IOXEY IX THE BANKS This will prevent the withdrawal of money which would be otherwise put in safety deposit boxes. The savings >anks, if they continued to make pay ments, would be obliged to withdraw funds from national banks, thereby causing an additional strain on the general banking situation. There was not the slightest hint that any one of the eavlngs Institutions was In any thing but a solvent condition, and it was pointed out that the savings banks of this etate were bo restricted by law In investing their money that there could be no question that all securities in their possession were of good value and readily salable in normal times. The Institutions which closed their doors today, with the sums due de positors, were: United States exchange bank, Har lem, $600,000. International trust company, about 5100.000. Borough bank of Brooklyn, $4,000,000. Brooklyn bank, 11,300.000. Williamsburg trust company, Brook lyn. $7,500,000. First national bank of Brooklyn, $3,600,000. The First national bank of Brook lyn, the Wllllamsburg trust company 1 and the International trust company. ' were allied Institutions. None of these companies had asy Important business connection with the larger banks which are representative of the* city's financial affairs. FAVORABLE DEVELOPMENTS On the other hand, a number of fa vorable features marked the day. The Trust Company of America and the Lin coln trust . company, the organizations which suffered most from runs, have been paying out slowly to their de positors and closed today, all demands having been met. In the case of the Trust Company of America the run was well nigh spent, as the great bulk of depositors have been paid off. At the close of business there were a good many In line at the Lincoln trust company, but there was a marked reduction In the number of anxious depositor*. The stock exchange was provided with funds ample to meet its imme diate necessities by a money pool, headed by J. P. Morgan, which sent 515,000,000 to the exchange during the afternoon. The stock market had held relatively, firm all day, but when ' the pool of money was offered in the loan corner there was an immediate upturn of prices and the market closed strong at the best prices of the day. As all of the loans made today hold over until Monday the stock exchange situation will not be a factor In. the problem that the bankers may be called upon to solve tomorrow. : A very encouraging feature of the. afternoon's development was a signed statement by Clark Williams, the new Continued en Page 5, Column 4 The San Francisco Call. INDEX OF THE SAN FRANCISCO CALL'S NEWS TODAY TELEPHOXE KEARXY 88 SATURDAY, OCTOBER 26, 1907 WEATHER CONDITIONS YESTERDAY — South wind; rain; maximum temperature, 62; minimum, 66. FORECAST FOR TODAY— Shower*; ;ilp'it 6outhwe«t wind. Page 11 NEWS BY TELEGRAPH EASTER-V National cirlc federation ntgn enforcement of tbe Sherman act and asks congress to create commission to represent capital, labor and ' tbe public. Page 12 Only, few minor New* York banks suspend during day and clearing house will Issue csrMfl cates to tide orer large institutions. Page 1 Pltn to deprlre H&rrlman of his power as an Independent railroad king. ... Page 8 \u25a0 L'tM murder officer on j reservation and \u25a0 troops are sent to quell them. " Page 10 FOREIGN . Pope, king and government contribute to re lief of earthquake sufferers In Calabria. Page 5 Charles Ullmo. ensign In French nary, ar rested as spy and found to possess raluablo secrets. **\u25a0«• a General ron Moltke openly defied by Editor Harden to deny statement attributed to royal personage. Page 2 COAST GoTcrnment physician takes charge of plague ' situation In Seattle, Wash. . Pose 11 Shippers of California suffer from effect of Oregon law which compels railroad to send cars Into that state. . Page 12 Represents Ut£ Knowland confers with ofO clals concerning the expenditure of several mil lion dollars In making Mare Island navy yard the finest naval station In the world. .\u25a0\u25a0', Page 0 Son of H. E. H*|tlngton denies report that Harriman has Bup*'.SP<s»»<i his father In the con- , duct ofcelectrlc railways. ' I*«C« 6 Harry W. Zler, former, member of Paudcna smart s»t. arrested on charge of passing worth less checks In this city. Page 10 EDITORIAL Number 10 a tWocs amendment. - Page 8 Clean up the New York banks. Page 8 A schoolmaster abroad. Page 8 The whispering campaign: Page 8 POLITICAL Police eject disturbers from Mission rink, and cheers for Mayor Taylor • drown noise made by rowdies. Page 1 Developments of .week In local politics Indi cate that Taylor. will be elected by clear ma jority and thatLaogdon Trill win 'by a land slide vote. Page 1 Taylor, Langdon and other candidates will speak at gTeat*mass meeting tonight. Page 3 Daniel A. Ryan Insists that he Is a republican,; in spite of Hearst alliance, and tells why be Is opposed to Mayor. Taylor, ' ' . : Page 3 P. H. McCarthy' ; speak* , at jflve^me«aa|rj-«nd' discusses finances ar,d Qilhpuni-^;^ " **^"Page" S GRAFT/ £$j %t\ '..:%&':: Mint offlcials appear 'aa wltaeaes In -the; Fora bribery trisl «Bs=.t«>U. of of fnids by Tlr*y LuFord aj> ! d : other, *Cnlted r Railroads offl-' clals": after ; t*e fire. - "r - - '.V Page 9 testify. CITY '/_ . ,:. i "'.:•-.' . ; ....... Real estate dealers report that property values throughout the city; hold firm tone and that prediction made " several •; months ago as to lowering of prices has not been Tal lied. Page 7 Captain Christian Klengenberg tells on witness stand bow he killed engineer of schooner ; in Arctic waters. , Page 7 Miss A. Hatland will start In a launch today In an effort to locate wreck of the Rio de Janeiro. , Page IS Law Brothers lose rait to collect 525,000 from a fire Insurance company on a "cover note." Page 16 Supervisor .Brandensteln says . the city's finances are at a . low ebb and advise* a bond issue for street improvements. Page 11 Several -Nevada bankers arrive here, bold, con- 1 ferene*« with financiers and may obtain advances of money on. large securities. Page 1 F. A.' Berlin, suspended ezecntor of tbe Hite estate, confesses ,in court . that he \u25a0 converted $95,000 to his own use,- but made reparation by deeding mining stock and realty to the heirs. . • . Page 1 Mr*. A. I* Wabllcht reads list of marriage licenses and prevents the ' elopement of : her daughter with a young chauffeur. ;\u25a0."" Page 16 Italian dally paper asks for. contributions for earthquake sufferers in. Calabria. . Page 16 Charles A. Gray, father of singer whose dead body was found in his room, en route from Den ver, to investigate theory of murder. ; Page 10 Investigation to be made of commissary \ de partment, of the city and county hospital.'sus picion having been aroused by excessive ordering of supplies. Page 16 j Special policeman who aided in . replacing on track a trolley car . near Ingleside receives a severe shock. - Page 16 SUBURBAN Robbers set fire to Berkeley barber shop after stealing two sacks of money. . Page 4 Appeal made at convention of King's Daugh ters and Sons for aid for home of Incurables In this city. Page 4 Uti. AOele Davies' death In Oakland hotel said to have been <su« to xnorphins poisoning. "; Page 4 \u25a0t Two laborers are killed In tunnel near Mies by tons of earth and stones which fall upon them. ' \u25a0 -. . Page 4 California nniversity coeds will giv« . carnival at Idora park tonight. Page 4 Seventeenth - annual antics of tha - Skull . and Keys society held at Berkeley. . Page ' 4 Bishop Rowe of Alaska and Mrs. Rowe visit their son in Oakland. •:'.'.'. _. " Page 4 Oakland harbor league denounces move made by Southern . Pacific ) company to grab water front south of the^mole. Page 5 Mrs. Vioiet : Park ' of Alameda accuses reputed captain in English. navy of stealing her jewelry while he wooed her as her prospective ;' hus \u25a0- Tennis tournament and football match to have* tx«en given under the auspices of the- Academic athletic ' league are \u25a0 postponed. y Page 10 -Fred Cook may decide to -race his bljj^ stable at Emeryville this winter. Page. 10 Thomas L&lne of Ix>well high- school . breaks the half mile swimming record of the Academic athletic league. 'Page, 10 Vancouver's Rugby team. ln scheduled, to. ineet university players ;at Berkeley this , afternoon and the Barbarians will try conclusions .with - the Stanford university at Palo; Alto.' . Page 10 Seals are defeated at Los Angeles by a ; score of 5 to 4. : PagelO Boxer Jack Johnson Is on his mettle regarding his coming fight with ' Jim Flynn. , ' '\u25a0 Page 10 Promoter ' Jack . Gleason "still . has j Kctc'jcl's , manager under bis hypnotic spell. \u25a0 Page 10 LABOR ". Vallejo - unions . arrange . to entertain the state federation of labor. Page 0 . Joseph Terra of the \u25a0 bar tenders' ' nnlon chosen vice president of labor council. . ' . Page O MARINE Mate. of salmon ship Centennial is swept over board during; pale and thrown back into the mizzen rlßiring by anotbpr wave.- '- \u25a0 Pajce 11 mining; v t . Owing, to unnettlPd conditions and' rnmors : in ', Uush ; street r Goldfielil Cousoli Jatcd MinVs blmres" fall to %U* _ ;\u25a0 : y -^\u0084^r . .. page 15 SAN; FRANCISCO, SAT^RD^:OQTOBER^^ ADMITS TAKING LARGE SUM FROM HITE'S ESTATE Executor Berlin Confesses Converting $95,000 to His Own Use MAKES REPARATION Deeds Over Mining Stock and Nevada Realty to the Heirs TELLS TALE IN COURT Businessman and Former Attorney for "Squawman" Firmly Faces Ordeal That he used $95,000 of the estate of John R. Hite while acting as I its executor was the sensational admis sion made by F. A. Berlin, a prominent Alameda businessman/ in Judge Coffey's court yesterday afternoon. Berlin was suspended as executor of the estate a few days ago on com plaint of the heirs, who said he was misusing the funds, and the proceed ings yesterday were on a citation to show cause why he should not be de posed permanently. i Berlin made every effort- to evade answering the question, but was forced to do so finally by the court. "What was the amount of the estate when you: were appointed executor?" asked Attorney Creed, who represents some of the heirs. ,\ "It was valued at $259,000,'' was the answer. • \u25a0 . - . /' • '„ ' "What were .the expenditures of the estate?"^ - : \u25a0\u25a0-"• \u25a0/' - .\u25a0\u25a0 -. :\u25a0; :"\u25a0\u25a0 : ' : ' .-. \u25a0'\u25a0". r ;''1128,747,;V, said -Berlin briefly. , •;" .[4 j " •'What was . the ; amount you had on* bandon 'October 19?" \ ' \u25a0;/ "5 2,000," said Berlin, after a slight pause. ' _ ; ; /: , " X ."What became -of the remainder of ; th c '.V^Si^yT^^r**^rL \u25a0&£ .i. Ite:*: ri^"lfri^ "lf it please the, court," said Berlin, "we have come to a po!nt where answer might incriminate me ' in'fu ture proceedings and — — " .'.'./ \u25a0\u25a0-\u25a0- "Do you decline to answer?"'persisted Attorney Creed. \u25a0'..'\u25a0' . i' "If lamln a position to object -I will not answer any question ; which might incriminate me," said Berlin. .'' V; "Ab trustee you are forced ; to render an account," said Judge Coffey. Berlin flushed, hesitated for -a mo ment and then in h. voice which was perfectly steady and distinct said: '- "I have used it for my "personal ends. I have invested it in • real estate and "mining enterprises." Except for the flush and the pause, he showed no sign of emotion. He had apparently ; nerved himself 'for the ta-Bk and succeeded In going : through the ordeal without a .quiver.' "ln. an im passlonless .voice he then went- oh- to recount, the tale of the transactions. Of the money 545,000 had. been invested In Nevada mines and 560,000 In Rhyo lite real estate. ; The latter invest ments, he said, had increased, but the mining values had been depreciated/On : being questioned he said that the prof its of the sales of certain mining stocks hafl, been Invested 'in his own name in real estate . and added to his private banking account. \ .':•/- \u25a0 \u25a0\u25a0" Since the proceedings he has deeded over the Rhyolite; real - estate' ?to ./the heirs and transferred the mining stock to them also. , "If," said Attorney Creed, "the real estate values would rise, you would not consider a part of the. profits as -your share?" "I would not," was : the reply. "And If by any freak of v fortune some of ' these mining ventures were found to contain gold and rose In valued you would not claim the profits?" ' "I. would not." v ••.;,.:\u25a0 . "You wish it; to go on record 1, that both the real estate and the mining shares are tendered by you to make iip the discrepancy In your", account?" '"I do," was the j quiet answer" The hearing will be continued on No vember 6, ..when Berlin will give a de tailed account of his transactions/ As he has made almost full reparation to theiestate it is. probable that no 'crim inal action willy follow.'; . Berlin was the attorney for John R. Hlte. during the latter's lifetime and on his death was appointed! executor without bond. ' • Hite was a well known "squawman" of JMariposa county; being married . |to an woman generally Jen own as "Indian Lucy." After 20 years of wedded life Hlte left ' her arid ' she : se* cured, a divorce, Hite settling. the, suit for ? $20,000. ; SUES SOUTHERN .PACIFIC RENO, Oct.: 25.— -The United. States began' suit today in the United States district -court* at- Carson <to , set. aside federal patents to" 15, 000. acres-: of land held by the. Southprn Pacific company in the Wb|te : Ho'r»e';rnlning. -"district on the ground) thatsthelland .was .fraudu- 1 lently^ represented' by ; the':railroad;'cqni pany toVb'e r aßrlcultural, t \whentlt"was jiotpj-ifiUflJ/.-minerai^v; ' ; \u25a0: \u25a0\u25a0'?-: V-.-. ,--; V.'=--. '\u25a0•...:-.\u25a0•\u25a0.-\u25a0\u25a0,-<*' \u25a0•-\u0084-\u25a0.\u25a0 \u25a0-.\u25a0:-•.-.-._-\u25a0-. - . N-S:.!^-,^ .-^•T_ WilUemipanm^ :(. StreetoniWhichSoMaoWorkingmen^ BewEmptiyea'ifortife)Las^ Nevada Bankers Come Here Seeking Gasli Confer With local Financiers and May Obtain (M6hey;qri{Their Large Securities ' Nevada .' bankers came -..' to ]\ this city, [ yesterday - and visited: banks to -talk ! over the situation with! local financiers: Among the number /were Frank Golden^' president i of '^the_:Nye.- and :. Ormsby, county bank, and -A. 7 T. Bender of \ the Washoe county-: bank. Their mission to San Francisco was the '\u25a0 same. The Nevada ban ks j seek , ?"_ to % raise ready money on -the basis of. sound securities held by them that -they may. open next week: in . readiness .: for - any possible contingency.' \u25a0 'V \u25a0 " .- Since the dosing of ; all the banks -of Nevada by the • proclamation ;of; Gov ernor Sparks declaring a" holiday^ for a few days, ; San >! -Francisco '\u25a0'-: bankers have taken checks. : on the Nevada' banks for collection." - The uncertainty whether ail the banks .will reopen next week at" the j end of jthe ;' holidays was the cause of ; this cons eryatlsm. '< Outside of mining stocks the Neyjada ! banks have valuable ; securities run ning ; into -\u25a0 large V, amounts that are --a good basis J: for loans. Statements T of the Nye and Orsmby. county bank, -the Cook "- & Co. - bank ': and : the State -.bank and trust company have been published,' in; \u25a0which; the amounts of the securities were named. The" expressions' of ; local bankers are 'favorable to extending -aid jto the Nevada bankers- as much as pos- I sible. ; : This" . was "ascertained by the i visiting:: Nevada bankers, in their con ferences yesterday. : ;' While all - the banks in Nevada are ! closed i the people of \ the state are rely , ing for the moment ; upon what', ready coin they had on hand when the procla mation of Governor Sparks was is sued. In a ; way they /are * clrcuni !stanced much :as • the people of "San ] | Francisco were as , regards cash in the j daysr following -the- conflagration, be^ | fore Varangements had been made, for j paying out;, money through ; th'e^mint. : The period. before payments will;be-re sumed in*-': Nevada Ms ' : . so brief ' that no serious inconvenience >\u25a0 is expected "to result' from -the temporary closing; of the ; ; banks ; there. . - Goldfield Consolidated Pays • put Checks Worth $350,000 Judge I^ifuses^Plca. to Appoint \u25a0; Receiver; for, State 1 Bankri: ; \u25a0',t GOLD FIELD,":, Oct.*- 20.-^The Consolidated ;-Mines^compa"ny,ssent9 out Continued on Page 0/. Column 3 |Paj|c)r pajorit^ Landslide Langdon Predicted Unmasking; pfjjthe^Q^mptionistsfDnoes sAntigrqft' Standard George A. Van Smith * The ove^he^ingvpopularjsentiment i for Mayor Tay lor,: District 'Attorney^/Larigdbn and the gpod; government ticket becomes > more apparent^daily.*: The developments of the week, in which : thei^ch to have materialized, , seem to justify the general : belief {that ;-Mayor j- vote /will 7 approximate ; a; maibritv over tall J^l competitors > and-that* LangdonVwiil \ be, re-elected *by a landslide^vote: : ; \( -/ \u0084- •/."' :' '.-. ; .•-v The < unmasking* of the Ryan- Hearst - Dafgie-' bribe giver -/Mc- Carthy - McGowan i ..combination has had the effect that might have been j expected.* ;-It has 'driven I of ; self-respecting £ re publicans and union labor, men to \u25a0the standard. of Taylor; arid >LaJn'g- 7 don/ : Langdon was the unanimous choice .{of -the republicans of j Sari . Francisco. - His J name " was 4 the magriet-.which, drew the votes of republicans to \u25a0 the Ryan primary^ tickets;";- ' \u25a0;.; \^:^.'; ; '\u0084._\u25a0;' . : \u0084 The~ republicans who voted the Ryan: tickets were } voting for Larigdori arid the ) graft prosecu tion, not fc^r Ryan^ and « his;' job chasers. Taylor v was the choice of (a* majority of : the'dele gates to the repubiicariiconyentiohl aiidi he} would^ have^ received the republicari nomination ; had ":Ryan permitted the majority to exercise its will. When^ he ) forced » his' own nomination it was" over the formal protests of : nearly ; one-half of the delegates, who were to a man for Taylor.- ' '* ; ..''/- ' ". Tlie : minority -left -; Ryan's con vention after- repudiating; the iiom ina tion '\u25a0 of th e ) primary. l ead ef- Averit ? the /votes of riiore;than one-half , of the'repub ;licarisx)f ISan-Francisjco.^ -;• . -,\ . : , \u25a0\u25a0•\u25a0 \u25a0\u25a0\Vhcn -- the" '- .'hand -that helped L^ttia^Cafiiornta'siprh^ridbet woman of -tnefStagg'H'ias^agvubec^me; the queen fb£ the turf. Read a good illustrated story about this remarkable -woman in THE SUNDAY GALL send McKinley to a martyr's tomb clasped 1 those from which f ell'-the dirty money -• of '• Schmitz * administration r in- Continued r ea' Pace 8, Colnma 1 One Hundred * Dollars for Election Guesses .* HOW do YOU figure oat the result of the coining election In San - Whom-do";YOU forecast as the people's choice for mayor? | By what vote do you predict he will be elected? ' ; \u25a0; \u25a0 ' \u25a0 \u25a0 /if \u25a0_\u25a0\u25a0.. \u25a0 Here's some easy money for YOU —all you have to ; 'do is to guess and guass better $han your competitors.** Down below Is a coupon for you to fill out with your , •;-•" forecast, your name and address and then \to mail to ; "Election Returns-Editor, The CalL * . ; For the prediction that comes nearest the winner's plurality as shown *by the semiofficial returns to the registrar The Call will pay \u25a0 Fifty Dollars - For the second nearest prediction The Call will pay ; Thirty Dollars r . For the third nearest prediction The Call will pay Twenty Dollars \u25a0 (Fill out this. coupon and; mail it to ELECTI ON RETURNS ED ITbR,;THEVcALL,^ SAN FRANCISCO.) (Taylor , \ will be elected mayor by a plurality v 11:v 11: predict that.;. -{McCarthy; V V (-Ryan j 0f........ votes. Name Address.... } NOPREiDICTI6N WILL BE CONSIDERED THAT REACHES THIS OFFICE; LATER THAN MIDNIGHT, SATUR -*.'!-•.>•.. DAY,:NOVEMBER 2, 1907^ PRICE FIVE CENTS. ROUGHS FAIL TO HINDER MEETING Police Eject Many; Disturbers From Mission Rink Cheers for Mayor Drown Noise Made by Rowdies] Union Men Applaud Taylor and the Dis trict Attorney Followers of McCarthy Try to Raise Discord Political Meetings Today % TAYLOR-I^AXGDOX Bp. m. Dreamland rtak, Sntter and Stelner streets. 8 p. «. YVoir» ball. Ocean Tlew. Tbereaa hall, 4344 Mission street. Xoon. Kljjbth and Tewnsend ' mtm. Sp.ni. Dnhoce hall. 405 Onboce \u25a0Teane. Jlaennerbnnd ball. Twenty fourth street and Fotrero ' . a venue ":',*":/ Youns Men's Hebrew Asso ciation hall, 1970 Page •*. MCCARTHY Xoon. Hawaiian dock, foot of Green ' street. Ip. m. Bnllders' exchange, Jessie street near Third. Bp. m. Davis theater. Siaplamat haH, 37T» F«I : son* . street. Despite stormy weather and dis-. tur bers, the meeting held in Mission, rink last night under the auspices of the building trades good government club was a big success. In the crowd of 2,000 persons were hundreds of members of unions affiliated with the \u25a0central organization of which P. H. McCarthy is president, and they cheered lustily for Mayor Taylor and District Attorney Langdon. - Several of the speakers were interrupted by, followers of McCarthy who temporar ily left a crap game at Valencia." and Twenty-second streets with the de sign of breaking up the meeting. They failed In their object, but did not cease* their efforts until . many ' or . them had! been run out of the building by the' police. Among the ejected was a' brother of Billy Pratt of Pratt & Tler- r ney*s notorious cafe. Charley iHamil-! ton. keeper of the crap game that fur- nlshed the disturbers, la credited by; the. police with having led the futile attempt to discourage the speakers and stampede the crowd. .t Ralph McLeran of the millmen's union called the meeting 1 to order. VT.I H. Hutchlnson. the first presi- 1 dent .of the building trades council.' presided, and the following -well known