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22 California Safe Deposit and Trust Company Declared Hopelessly Insolvent •» - ' — \u25a0 \u25a0 \u25a0 —.- . . ;—:; — : "~" "~~ ~~~ ' ! . . . \u0084 \u25a0 •-\u0084-.. — -— — '\u25a0 ~- — — — T~-~ ~ .•" . - : ~~ :—:: — : ~. — ~—:~ — : ' : : ' — : ! '\u25a0 . * Continued From Fajge 17, Column 1 lties. The time will elapse on Tuesday. Meanwhile Bartnett has tendered his resignation as trustee of the estate. The depositors, who up to the last minute had been hopeful that a plan could be devised by which the. bank mlg-ht continue, acknowledged that the concern was so deeply involved that resuscitation was impossible. The^tate ment prepared by the depositors was even more dismal than that of the com mission, and after setting down assets and liabilities left the conclusion open that the bank could pay no more than S3 1-3 cents on the dollar. Others who .have canvassed the accounts with g-reater care gave it as their opinion 1 that the bank should pay between 40 and 60 cents on the dollar. From a sreneral examination it would appear that, with a favorable market^the con corn should be able to liquidate for 50 cents on the doilar. . ' y <\u25a0' '/\u25a0'-. '• It is not a pretty showing for 'what had been regarded as one of the big Institutions of the city, but the whole effair is a sad story. It is a tale of men overzealous in their chase for wealth, j lei into paths that no resnonsible finan cier would tread. It is the story of the destruction of state wide reputations. It Is a tale that carries sadness at the Christmas season into thousands of \u25a0homes. j MEN ARE DE.VOLNCED While the doni-nciation of the men responsible for the state of affairs wa3 yesterday, the statement was authoritatively made that the Safe Deposit company stood alone in its sys tem of ftnar.ee among the banks of the city. Anicrg conservative bankers there was not a great deal of surprise at th" exposures. The California- safe deposit and trust company had for some time been under suspicion by the busi ness world. The. deposits, amounting to $5.745.4fc.7.53, aie due for the most part to professional men and laboring people. Physicians, clerks and army officer? make up a large part of the list. The bank has been catering to the small depositor since the fire, and by lavish advertising has secured hun dreds of new customer?. The -building: trades council had $100,000 on deposit j in the Institution. Several labor unions will lose heavily, as will many of the women's clubs. An examination of th« accounts of the bank «,how«-«i that ?2. 500.000 had been loaned to corporations which the bank controlled. These "company" loans are scattered among nearly a score of industrial concerns floated with the bank's nionry. These enterprises, vlth the possible exception of the Carnegie brick company anu the tel Dorado lumber company, have not yielded the e\peeted returns and heavy advances have been made by the bank to carr,}- them along. Thesp two com panies and the Pacific window glass company were organized ?n<s equipped by the bank at an expense of nearly $5,000,000. The "company loans" are as follows: ••COMPANY LOANS" BerkWpy chemical company $50,000 Tre«dwe!l loans £07,500 Bradford leans 451,910 Tr'nlty power and water company.... lOO.uOft Carnegie loans JW>,OOO Pacific glass cntr.pany loans 100.000 Xl Dorado lumbor company 250,000 California comect and lime company, . 50,fxK) Trinity Bonanza King ruining company 269.000 6. F. and San Joaqula i-oal company.. 116.000 Xl Dorado lumber comp»ny 30,000 Trinity county 25.000 El Dorado lumber company 30,000 Total $2,429,410 WESTERN PACIFIC SUFFERS The Bradford loans, amounting to $451,910. refer to money advanced to Brodie M. Bradford, secretary of the Alameda and San Joaquin railway and the San Francisco and San Joaquin coal . company. Bradford, up to a few days ago, was secretary of the Western Pa cific. He resigned at the time the Gould line eliminated the safe deposit people from the corporation. It is said that the Western Pacific will suffer to the •xtent of some $250,000. This Is the balance that the line carried in the bank in order to meet its obligations on this side of the divide. What are set down as the Treadwell and Trinity loans are those advanced to the corporations of James Treadwell, a director of the bank. These 'reach the enormous total of $1,201,500. It is etated that a further investigation will show that still other loans were made to Treadwell and his companies. The bank claims that the Treadwell and Broadford loans are secured. Bartnett and Brown denied the charges made against them. Brown gave out the fol lowing statement last night: 2VOT INSOLVENT The statement that the California safe deposit rr* trust company is insolvent is untrue. A committee of stock holders of the bank have t>een working all day examining the affairs of tb<? institution. It is the opinion of the com tnittee that with tie co-operaiioa of the depos itors tnd with changes in the directorate, the company will be able to resume. The statement that lcrpe loans have been made to a clerk without nocurity Is not true. The loans to B. }•'.. Bradford ere secured end the notes also are fraaranteed by James and John Treadwell. These den have Urge Interests and their obligations la my opinion can be collected. The company owns practically all the stock of the El Dorado lumber company, which company is a reorganiza tion of the American Illver land and lumber company. Fifteen y*-irs ago loans were made by the Xnrmer management to the American Elver land fr.<! Intnbpr <"unipeny. To nrotect the loaus made \u25a0to that company it ix-came essential that the California safe deposit tind trust company ad iirance mooT* which subsequently were put into tile El Dorado lumber company. The El Dorado 3um!>cr fotnpany is now In successful operation. J)uriiig tlie last Reason it cut 38,000,000 feet of lumlxT and is now \u25a0 dividend paying concern •.nd lias boen for the last two years. Loans ft!»<i<» uuder a former management to the San I~ranclc<-o xn<l San Joaquin coal company re c :;!«-rj the •»>;>* ny to advance the moneys which were put lino the Carnegie brick and pottery company. The Carnegie brick and pottery com t>any is a property which Is valued by M. A. Jdurpbv, it* general manager, at $5,000,000. It Is on a profitable basis, earning over $30,000 per toonrh. It i<- my opinion that the depositors of the institution will be paid doll&r for dollar. CAN SAFELY RESUME The stock bolders generally ir» showing a willingness to pay the assessment* levied on the «tock. With the co-operatioa of depositors and ' etock fauldiTS In my opinion - the company can mfely resume. The depositors, aggregating over »2.C00,000. bare already signed die agreement ti* ending the time of payment. None cf the officers or director* of the bank •re interested In the Pacific window glass com pany or the El Dorado lumber company. Mr. Treadwell has a «mall Interest In the ;Carne;le brick and pottery company. I don't own ooe euare of stock of the Car lipgie brick and pottery company, the Pacific window glass compaiij- or the El Dorado lumber company and have vet speculated In these se curities. Among the \assets of the bank is stock in the Western Pacific estimated to be worth $600,000 to $800,000. There Is no market for this stock at the pres jcot time and it will require time to realize on it. , The stock of the bank is held largely cmo.iS the directors. W. J. Bartnett, W. J". Barton. J. Dalzell Brown, R. D. Fry, E. X. Harmon, William "C. Peyton, James 11. Sales. A. D. Sharon, James H. Fwift, James Treadwell and. David F. Walker.- Of the stock 26.250 shares have been issued. .Treadwell is cred ited with the ownership oi s'ooo shares. Walker holds 800. Brown is down on the books for $77, but is generally be lieved to hold more. Bartnett's .por tion appears on the books as 50 shares. The l>Yy holdings amount to 600 shares. Smaller blocks of stock are held among 6ome of the larger depositors. LARGE OVERDRAFTS; Some of the individual loans are of j rreat size. Bartnett's overdraft is said to reach $42,000. The Fry estate has an overdraft of $130.000.. This sura Is re- K^rded as collectable, as the Fry' hold- Jng* are very extensive. - On*> of the largest creditors is an Og •3<n bank, which has $252,000 with 'the Institution.^ Several basks In the In i terlor have small reserves. with the Cal j ifornia safe deposit eomapny,, but none ! are large enough to cause any appre; her.pion. Abc'fiuef is a. creditor of the Institution to' the amount of $50,000. This loan is regarded as first class, for Ttuefs unencumbered holdings will ap proach $1,000,000. The Fillmore Street improvement company has $7,000 in. the bank. Public Administrator Stulz has a large amount in the institution. J. Dalzell Brown is heavily interested in ' the Farmers' and Merchants' bank of Colusa and the Sacramento Valley bank at Biggs. It is not known what effect the failure will have on these two con cerns. The Union national bank of Oakland, j which is controlled by the California safe deposit interests, it is said, will be able to weather the storm. The bank has a great deal of money out that it will find difficult to collect but with time.it is believed it will be able to regain its feet. The commission will give it an opportunity to do so. It has $50,000 on deposit with the California safe deposit and trust company. It I<? said that this came about through a peculiar transaction. The Union na tional desired exchange on New York and arranged to procure it through the safe deposit company. It sent the $?0. 000 over to the local bank, which then forwarded its draft on New York. It !is said that the draft was not paid and the money remained with the safe deposit company. WALKER RESIGNS On behalf of David F. Walker the statement was made yesterday that h» knew nothing of the condition of the bank and occupied a sort of honorary position. It was said that Walker ten dered his resignation on Thanksgiving day. but that the directors refused to accept it. Yesterday he sent in his resignation with a demand that it be accepted. The other officers of the bank are not disposed to take upon themselves the full burden and assert that President Walker had ample op portunity to know what was going on. : The following letter bearing on Walker's position was addresed by his attorney, W. 11. Chickering, to the bank commission: T regret my Inability to come over today. I hsve been carefully over nil the data furnished me hy Messrs. Bartnett and Brown an.-l I can not s«e that putting up all the property owned by either Mrs. or Mr. Walker would rnable the bank to meet the requirement of bavins on hand CO per cent In cash of Its deposits. I am therefore constrained to believe the only course Is liquidation. If the assets are nursed and carefully handled I think depositors will get a large percentage of their money and I feel It <Jue to them to have this done. Let roe assure you again that the true condition of the bank only became known trf Mr. Walker last week and that the revelation is a great shock to him as well as to yon. If I can aid you in any way you mir com mand me and Mr. Walker will reach so far as his assets enable all calls made upon stock ' holders. STOCK HOLDERS' REPORT A committee of stock holders of the bank, composed of J. C. Brickell, A. M. Bergevln, O. M. Goldaracena. J. W. Orr, P. J. Walker and Luis Fatjo. sub mitted the following optimistic report last nigfit: The undersigned committee of the stock hold ers appointed by the board of directors to make an examination of the affairs of the bank 'makex the following report, having made an investi gation Into the affairs of the California safa deposit and trust company. We find that the company Is the owiwr of nearly all the securities of several Important companies. Including the Carnegie brick and pottery company, the Pacific window glass com pany and the El Dorado lumber company. We find that the company also lias . a large amount ' of available call loans, aggregating about | two and a half millions. It owns the real estate sit uated at the corner of California nnd Montgom ery streetsj valued at at least $800,000. Includ ing vaults. Its total loans aggregate about $4, 900,000. Some of tfeese loans will require time to collect. Some of them are well secured. The company has a surplus of about $300,000. The main underlying assets of the company are sound. From the examination that It has been pos sible to make In the limited time allowed the committee. It is the opinion of the committee that with the co-operation of the depositors and a change In the electorate the company can re sume with safety. Two calls or assessments on the capital stock to the amount of $20 per share will be -levied. These calls, the committee Is of the opinion, will be paid generally by the utock holders, provided the co-operation of the de positors can be obtained and a receiver is not appointed. We believe the company to be solvent and that a contribution by the *tock holders of $525,000 in the form of assessments, together with the surplus of over $300,000, will make up all losses that might be sustained through bad loans or investments, leaving the capital, amounting to $2,025,000. unimpaired. A general meeting of the stock' holders lip« been called for ; Monday, December 9, at the hour of 3 o'clock, to consider the general finances of the company, with a view of co operating with I the depositors to reopen the In stitution. It Is proposed that the directory of the bank be reorganized and that the depositors and stock bolders co-operate . to effect such an end. DEPOSITORS PESSIMISTIC ; In strong contrast to the above is the following dismal statement given out by a committee of depositors, deduced from figures submitted by the bank's officers: •• • ASSETS Cash on hand In bank at time of suspension $484,210 Estimate of loans and discounts.. 2,000,000 Possible, collections from Insurance from the' conflagration pt 1906 20,000 Value of safe deposit vaults of the parent bank and Its branches 50 000' Estimate of value of real estate 875 000 Other real estate 100,000 Total $3,520,210 LIABILITIES Dne depositors and banks and > bankers ....$9,091232 01 Other liabilities ....*. 3.504!07 Total $0,595,030.08 The committee gives here below 1\«- findings in regard to the statement -which the bank gives forth under caption. "Ix>ans and dis counts. $4,990,807.49." The committee places very little value on the availability of this same. Attorney General Webb will take the matter Into the courts tomorrow. He will file a petition which will set forth that the condition of the banks war I No More Dandruff I B No More' Falling Hair I 9 No More Itching Scalp I [j IF YOU USE Ji I NEWBRQ'S HERPIGIBE I rJ An Army .Officer's Report. A "Square Deal" Doctor M H "For, some time past I baTe boen; «.t »,-_. t '- .*«*«'* \u2666i!i* - *'rv _ v \ *,_ X I] «ny permanent roller and had nbout bow n f mv hmKH , " tt r f1!?'f 1 !?'- ' i m rwmcllwl myself to premature baldness. V™ ?L^,r* ™,!f,: " d f ' bav eiliBdrthe^ •\u25a0 M \u25a0 After nsln R a bottle of j-our Hfrplcide - I£fhin- it f™TS t« - - m " * m j "? W •* P .Tw i * 1 H I hare- been rreatlv benefited Tlip hnlr ;" 1Dm S " freely to mj\ patients :w th: \u25a0 f5 b.s%to£eS -Elfin? ouTan^be-Uchlng; ! % 11 !^ " E U hz* ce«s«l and n» more , dandruff formi - J*! ,' - .*, "I^L eTer *^ f e: "^testimonial,; 3F3 li in the «caln Mv hair |.-«imlw «n :. "dTertlsed remedy, ,^but ymirs \u25a0Is ; X I Sick .A.. So'ftav anp^Sce." ' I ?':££&'\u25a0"?"" : J^V ,U, U " °?.' y falr ' that I H fsismixn m Triw?r W •* *Dmild d 0d 0 so In this \u25a0 case." -• \u25a0 R I \u25a0..LJ«tISS ) O. C s: X An2v > TIS».:- : .«Jg»ed),-. JOHN HEY VTnULIAMS M.D. | & . Milwaukee, Wis. AsheTlllc-N. , C. ; .If | Stops Itching of the ."Scalp Instantly i II Two Sizes— soc and $1.00. At DrugStores-iSeivd 10 cents in stamps to i |I toe Her^de Cfc., Dept. N.^ Detro^ | II Guaranteed Under the Food and Drugs Act June 30, 1906. Serial No; 91 5 if U Insist Upon Herpicide i i For Sale at. All Drug Stores. Applications at Prominent Barber Shops 1 THE SAN FRANCISCO CALL; SUNDAY, DECEMBER 8. 1907. rantsithe appointment of a receiver.. .If opposition is manifested he willfpre^ pare a case and the matter; will .be heard' by one of the superior judges. It will; then fall to the judge) to appoint tlv» receiver. This 'receiver; will 'be given power i to ' wind .up the affairs of the,' bank under the supervision; of j the court; This will require a number of years.-: . \u25a0 '•.-'\u25a0 ;;\u25a0-£ v~- 1 : : J. Dalzell Brown and . Bartnctt spent 'the day at the bank at California and Montgomery s.treets. Brown pointed out to the numerous depositors who called that tli6 bank \u25a0 had • $500,000 in cash on hand. Both Bartnett' and Brown were .obviously -.nervous.'.' .They looked tired and worn." BANK COMMISSION'S STATEMENT ; The following statement was given out 'by the bank commission, 'showing the condition of th/ bank oh October 30, when it.closed, its doors: ASSETS « Bank premises ; :. ....... $!)97,2.13.7.'i Other real esttte ..., .....;; 141.858. 30 Stocks, bonds, warrants .....:.... 6,<H>2,050.y8 Bills rec., overdrafts 4,J)»0,507.4S Mone.r. checks, c.b. ewr.. cash tags 589,564. 59 Ilanks. enr, accts., banks loaned.. 214,645:22 Furniture ...:.........' '-.. . 87,464. 0S Expenses, taxes " 122,699.09 Other assets 144,741. (-2 Due branches from head office:...' GI3JJJCG.S7 \u25a0Total > ....$13,504,072.07 INABILITIES' Capital ........TT.... $2,C2r»,000.00 Surplus and r. and L. 70.1,022.98 Deposits 8.745.487.53 Ranks, cnr. accounts 542.744.18 Other liabilities 3,804.07 Due branches 551, 613.01 Total $13,504,072.67 This statement shows, a heavy de crease in deposits since June ; 30, when the last statement had been submitted. During the intervening months the bank had been subjected to a steady run, not of sufficient magnitude to at tract outside .attention, but the with drawals continued unabated for four months. During this "period the de posits were cul down something ' like $2,000,000. A peculiar feature of the j statement-is that it shows an increase | in loans in the months mentioned. This I increase amounted to more than $200,- i 000. j HISTORY OF CONCERN' The California safe deposit company was organized in ISB2. . It has continued to transact 'a savings and commercial business In .San Francisco since that time. It had not come, into special prominence until 1902, when it became the agent of George Gould in his effort to obtain an outlet to the Pacific for his eastern railways. In fact, it is said that, Brown and Bartnett were success ful in inducing Gould to tmdertake the project. Tlioy had secured control' of a •small coal line in Contra Costa county, and this - was used as a base. The Gould interests at once began ' to ar range for franchises and rights of way in California. This work was -intrusted to Bartnett. \u25a0who became the 1 head of the company's law department. The safe deposit bank became the Gould de pository in San Francisco. Bartnett made a successful fight for the Western Pacific in the state legis lature and the 'construction of the road was assured. AVl th the added prestige thus attained the California* safe de posit and trust company, under the management of J. Dalzell Brown, began to expand. In a short time its deposits had approached $10,000,000. Like otner establishments the bank sustained heavy losses in the fire of April, 1906. i After the disaster an advertising campaign' was inaugurated, four brarfches were established and the bank began to reach out for business. The branch banks were located at 1740 Fill more, 1531 Devlsadero, 2572 Mission street and Kentucky and Nineteenth streets. MANY IRONS IN FIRE Vast industrial enterprises were launched jin the form of the Carnegie brick and pottery company, the - El Dorado lumber company . and the Pa cific window glass company. Enormous sums were expended on these enter prises and to sustain them it became necessary to advance them large sums of money. The drain became heavier than the bank could stand. Then came a general | slump in stocks throughout the country, and with It a steady run of depositors. The:bank was not a mem ber of the clearing houseand found it self in a perilous position- when tho panic seized New York. The reserve was depleted. The clearing house was not disposed to assist the bank and li was forced to close its doors. Its officers are reputed as among- the wealthiest men of San Francisco. Brown has a large summer home in Lake coun ty. It was there, by the way, that Mrs. Nicholas Longworth was enter tained when she last visited, California. Walker has a large home in Pacific avenue and Bartnett has a residence in Mill Valley. A desperate effort was made to save the bank from a receivership, and to that end the directors proposed to raise $900,000 by an assessment and the "sal* of stock and an additional $700,000 was to be supplied by the directors indi vidually. Some of- the directors have already placed their property. In escrow In the Metropolitan securities company, a holding corporations but. upon the advice of his attorneys, David F. Walk er declined to be a party to the plan. Walker has stated that he was shocked to discover the condition of the insti tution. A committee of depositors conferred on Friday with Governor Gillette This committee met again yesterday,; morn ing and canvassed the entire situation; 1 It decided to organize a corporation composed of the depositors in order to safeguard' the. interests' of those 'who have money In the bank. , A meeting of the. stock holders has lip CIST IT BY. ASSOCIATE OF YEARS Judge Slack Ends Relations With Man Accused of Looting Estate SAYS HE WAS DUPED Disappearance of Colton Assets Blamed Upon Bank Officials . Charged .vrith, mismanagement nnd conversion: of the funds of the Colton estate, Uvtotterlnjc to financial ruin through the failure of the California sitfp drpo»lt and 'trust company,' of uliieh lie In a director, and with his name nmlrched with the taint of sus picion,' Walter J." Bartnett ye.sterday re ceived one blow that was hardest .: 6f all to bear. _. Judge Charles \W: Slack, for years Bartnett's close professional associate, met him face to face yester day morning, repudiated him complete ly and with | one word severed | every buaiuesn connection' that existed be tween them. : • Told Friday night of the charges made against Bartnett by the attorneys of Helene -Sac her,', contestant of Ellen M. Colton's will, Judge Slack denounced them as infamous; fabrications, but this was before he had learned of the full detail:; of the accusations against Bart nett. Apprised yesterday morning through The Call of th^ true status of Bartnett's : connection with the alleged conversion of funds belonging to the ostate. Judge Slack admitted without hesitation the seriousness of Bartnett's position, notified "Bartnett that they could no longer maintain offices or inti mate business" relations together and apologized to the attorneys making the charges for his strictures concerning them Friday night. BELIEVES BARTXETT DUPED Judge Slack took occasion to express his faith in Bartnett's honesty, despite the action he had taken against him, but did: not make the effort" to defend him against the charges that have been brought except to the extent of saying he believed Bartnett had been duped by his associates in the bank. On his side, Bartnett reasserted his denial of all the charges laid at his door, at the same time agreeing to resign at once as special administrator of the Colton estate.: His denial carried with It no explanation of the disappearance of the securities: belonging to the estate, which he now admits were taken from the', vaults of the. California safe de posit and trust company in direct vio lation of the order pf court appointing the company the custodian of these se curities. - - J. Dalzell Brown, vice president and manager of ,the; California safe deposit and trust company, who is 1 accused been called at the bank for 'Monday morning-., A number of the stock hold ers agrree with Brown in the belief that a receivership can still be avoided. \u25a0 A riarge number^of speculators had purchased the pass books ; at prices ranging from 75 to 90 cents " on the dallar. They will lose on their venture, it is! predicted. ' with Bartnett by Helene Saeher's at torneys of having participated in what they ternvthe looting: of the estate, also refused to give : any . explanation of the disappearartceof nearly $500,000 worth of cash and securities belonging to the estate. . When ; approached ' by Judge Slack for: an explanation,' Brown ; not only 'refused to answer a single ques tion, but openly insulted Warren Olney Jr.; who accompanied Judge Slack to his office. '.'-\u25a0 JUDGE SLACK SPEAKS In reference, to, his repudiation- of tho man with whom he .has been on the termsy of closest business intimacy for years' past, Judge Slack said yesterday afternoon : , .'•\u25a0'. \u25a0 ' . -When,' l : read the account ft the Colton" estate imbroglio in The Oil this raornl,nsr- I. was thunderstruck. In all I the years that I haTe been associated with Walter J^Bartnett I bare never for one Instant had the least doubt ol hhn or his Integrity, and, l do notdoubt it now. While; we have never, been partners la the law business, we have for years past used the same offices and halved 'the expenses. Following the pubUcation of these charges apainst Bartnett I saw'at once that this couultion of affairs could continue: no "longer. , I • hated -to do wliat was be-fore me; It was the hardest thing I ever had to do tn my life— but- 1 did it: \u25a0 As soon .is the man came Into the offices this morning I sent for him and\ asked blm if the charges made by the attorneys *tn theColton will case were true. He denied them, pro testing' his innocence. 1 asked h,im how he accounted for the fact that he had sworn In the superior court of Santa Crur. county seven months after the . flre that- all the securities which formed the assets of the Colton estate were then In the vaults of the California -safe ile poslt and trust- company, while In truth these securities, •", as has since developed, were not there. He asserted, and I have every reason to believe that what he said is true, that there wa« a. great deal- done In the safe dopSSIt and trust company of which he had no intimation until long after the event had happened. Bartnett; told me that at the time of tbe'ln vestlgatlon Into the status of the estate some months ago. ? which, is referred to In The Call this morning, be had . the receipts of to* trust company in his possession and never, doubted that the : property was there. Ho learned of the disappearance of the money and bonds -only a few days ago, he - said, and was terribly wor ried about it. - When I told him that the relations whirh had existed between us for so long would have' to be severed for good .and all, Bartnett broke down and accused me of being cruel— maybe I was — but I. could not help it. I suggested to Bartnett that he put a personal representative Into the office to take charge of the . affairs of bis clients and added that' I thought Marcel Cerf, who for years has been the right , hand man of Bartnett In all of his law matters, be appointed to the place. v Bart nett agreed with me In this and said that be was - dispirited to think that his friends were going back on .him. I assured him that ". tills was not so and told him that anything that I could do would be done — but I could not have Jilrn In, the offices any longer.' -\u25a0 Then he left, and I have notseen him since. That was about 12 o'clock or a Tittle before. Judge Slack admitted that there had been; some very personal talk between himself and; Bartnett before the inter view between them was overi* but re fused to ;; repeat, any of the language used: either by himself or ; his former associate. "He Is down and out now, I am afraid,", the Judge said. "Why should I rub the matter, in? Personally I be lieve that the associates with whom he has been in business in the California safe deposit and trust company have done "him. \u25a0 I think that his as sertion that they. had done things be hind his back of which he had no knowledge Is absolutely correct, and I feel sure that Bartnett is honorably disposed toward all of his clients and others with .whom he has had business BROWN IS INSULTING y "After my talk with Bartnett I went to see J. Dalzell Brown, taking with me as a witness Warren Olney Jr. of the Western Pacific rallroadl To all of my questions Brown refused positively to return any answer, beyond saying that the securities were not in the' bank now and that they had not been for some time. , He declined to say any thing regarding their, present where abouts, and when I pressed him tor some information regarding them, swore. '•When I told him that that was need less and would get him - nothing, he turned to Olney and said: 'Why iii h— l is he here r 'He is here at my In vitation,* I replied,- and Brown then turned away, refusing- to talk further. "I wish to correct one thing, if the paper will be so kind. In The Call of this morning I made certain strictures against the lawyers who have stirred up all. this trouble and said that I could not believe that they had sufficient evi dence on which to base their allega tions. Since I haye t talkcd to Mr. Bart nett, and especially since the conversa tion with J. Dalzell Brown, I wi3h to re Continued on Page 23. Column 3 How. To Avoid It and Escape a Surgical Operation, Told By One Who Knows" A Simple Method That is Always Efficacious It has only been a few years since It was discovered that a surgical opera- tion would cure appendicitis; In fact, it has been but a short time since the disease was discovered and named. Whenever there Is an inflamed condi- tion of the appendix, caused by. Im- pacted faeces in the small cavity open- ing Into the intestine, you then have appendicitis. The older doctors used to call this in- flammation of, the : bowels, and were puzzled to. know the cause. Even now. with all .the knowledge we have of tho disease, no medical man can tell you why' we should have an ap- pendix, why we find It where It "Is, or what are its functions. If it has any. The -disease for which the operation is a cure is usually. caused by indiges- tion, and in many cases follows a large -and Indigestible meal. \u0084 Physicians have until recently recom- mended an operation, but now, as it Is' known that it Is caused by indigestion, or dyepepsia, a cure without an opera- tion Is assured. Where the patient is treated with Stuart's Dyspepsia Tablets, the un- healthy conditions prevailing rapidly disappear, the stomach and intestines are placed back in their normal condi- tion, every organ of the bodj* operates as it should, and the Inflammation in reduced and the operation Is avoided. Conscientious physicians, who axe looking after the best Interests of their patients, will always keep a supply of Stuart's Dyspepsia Tablets handj- In their office, where In cases of sudden attacks of indigestion they can relieve the patient at once. There is no record of a case of ap- pendicitis where the stomach and bowels were in a healthy condition and properly digested the food from meal to meal. No better advice can be given to any ; one who has attacks of Indigestion, or who has been threatened with appendi- citis, than to tell him to go to the drug store, pay 60 cents, and take home a package of Stuart's Dyspepsia Tablets. Whenever, heartburn, gas In stomach or bowels, heart disease or" stomach troubles, sour eructions, acidity or fer- mentation are present, act at once. Take a dose of the Tablets and get relief as soon as possible. At all druggists' — 50 cents. Send us your name and address today and we will at once send you by mail a sample package free. Address • P.- A. Stuart. Co., 150 Stuart Bldg., Marshall. Mich. . \ ' Q-N * LOOSE TEETH As soon as a man advocates a pro- cedure contrary, to the accepted teach- ings and opinions of men, so soon must ho meet with opposition. Nevertheless there Is no higher court to appeal to than Its dally, successful demonstration. Progress means opposition, and ens only has to consult history in any of Its branches to prove It. Dentists of the past and many of to- day are too ready to throw nature to the wlnd3 and rely u^cn mechanical knowledge alone, to substitute denatures I where either disease or criminal ex- traction has in part deprived the indi- vidual of his teeth: they forget or never knew that nature has been kind In distributing her healing power to the oral cavity. "When necessity demands hsr help she responds quickly and willingly, if; the dentist knows how to held her. Tb« most dreaded disease of the den- tal profession — alveolar pyorrhea. or what Is commonly known as Rlggs disease — I call your attention to this trouble because many teeth ara lost or hay.c destroyed occlusion and ren- dered mastication painful and impossi- ble and the beautifully placed dental arches, anchored, securely In the dental cavity, -which In early Ufa seemed in- vincible, have b.^en attacked, torn asun- der and devastated*by the onslaught of "pyorrhea" until there remain only a few scattered hulks on which to build, a comfortable denture., Can it be done?. I answer yes. Our experience says yjsa; and nature, aided by our Rex Alveolar method, will help vs — not only to tighten loose teeth and make them serviceable and firm, but to replace all of the lost ones without a plate, and you cannot detect them from the ones nature gave you. •*. Take a miserable, discarded tooth, and by our Alveolar method rid It of its filthy environments and you win be surprised at. the amount of work that tooth will accomplish. Here Is progress and science. By this Rex Alveolar method, if you have two or more teeth in either Jaw. whether solid, sound orlooaj*. makes no difference. I can prevent you from wearing a plate of false teeth — for with these to start with I can give you back your 32 teeth, and will defy any "one. dentist or layman, to tell the substitute from the original ones. This method is like the graft In th» old appL3 tree, new life seems to spring forth. Is it not worth while investigating? "We do dental work in all Its branches, from the simple piece of fill- ing to the complicated and scientific alveolar work. You will find that we are reasonable in all our charges. \Te make a careful examination of the mouth free. If you would know mor* of this alveolar work, send for Dr. Rex's book. "Rex Alveolar Den- tistry," a treatise on the teeth In gen- eral and the new method in particu- lar. The books are free. REX DENTAL CO. 226 Pacific Building 4th and Market