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10 EDUCATOR ADVOCATES RELIGION IN SCHOOLS CHILDREN IN NEED QFMORALTRAINING Dr. George F. James of Minne sota Calls for Higher Sane* tion for Conduct BERKELEY. Dec. 28.— Pointed -ad^ dresses on the moral education of school children, culminating in a call by Dr. George F. .Tames for relljtfous training- in the public schools, took up a greater part of the sessions of the California Teachers" association yester <laj'. Various speakers said that the moral education of the child was negrlected or attempted in a wrong way. Doctor James declared that "we need a higher sanction for conduct than the moral side," and advocated a rational religious training free from dogma. Doctor James, who is dean of the college of. education of the University of Minnesota, traced the change in school, home and social life from the pimple days of the three Rs, the wood pile and the weekly Saturday night bath to the complicated educational system of today with its prymnasium and swimming tank. He traced also the separation of church and state Rnd of church and school, and declared that the people would come to demand a religious frame of mind and a re : ligious viewpoint in their teachers, to work with and enlighten the scientific , viewpoint of the present. PHILOSOPHIC ADDRESS The doctor's address was of the philo tophic school, and no outlined course of religious teaching was laid down. He said: \u25a0:•;\u25a0'« _.--. ; We have built up a physical world in winch social forms and institutions have been developed on a practical and scientific theory. -. Hut back of all this is the re ligious world, that a child is so quick to appreciate, and so eager to !earn about. Most of us think evolution is " RaU right in science, but not all ripht coming from the pulpit. We should bring about a unity in our thinking. Alost of us hesitate to «io ro. because we wonder what \u25a0will become of science if it becomes religious, and what will become of religion if it boc-ooies scientific. - At the general session in the Greek theater it- Duncan MacKinnon, president of tho California state council of edu iatson. spoke of tho convention of the National education association to be j hold here next July, and urged all teachers to secure membership in tlie gr^at American council of educators, t California is pledged to secure 7,000 | !r>pmb«»rsliips before July, and . San j Francisco lias promised to make a! royal welcome for tho body. Dr. .1. M. Greenwood, superintendent j of the Kansas City schools, spoke on ' "The Unknown Teacher,* 1 telling of the j good work done by many of the 600.000 | teachers in the country whose names n^ver appear in the papers, but whose work goes on day by day. Doctor j Greenwood took for his subject the life and work of Rev. William P. Nason, a wise and faithful school master of octor Greenwood's boy hood. Greenwood talked for efficiency I and said that studies should be pre sented so that the pupil knew where he was going, and why he was going there. DEVELOPMENT OF CHILD Prof. C. E. Rugh of the University of California and Will C. Wood, superin tendent of the Alameda schools, dis cussed the development of the moral education of the child in the morning session of the elementary section of the teachers' institute at Harmon gym nasium. Professor Rugh said: A closer co-operation between the home and the school Is needed in California. The development of the factory system, inventions and the like have broken up the . old time hone, where the child was trained primarily for toil, with only the rule of three provided by the schools to round out his edu cation. The home can no longer train for the factory, and thus the importance of the school has been increased. Prof. E. B. Babcock was re-elected president of the California branch of the American nature study society at the meeting held yesterday morning in California hall. C. A. Sfcebblns was named secretary of the California branch. Prof. W. B. Herms. Mrs. Bea trice Wilmans of the Hawthorne school <\u25a0\u25a0<" Berkeley and Miss M. Wagner of f?an^Francisco addressed the gathering. Before the chemistry and physics di vision the question "What did I get out of high school science?" was dis etU&ed from the standpoint of a physi cian by Dr. Daniel Crosby. Oakland; a lawyer, Alfred C Kkaife, manager Title guarantee and security company. Fan Francisco: a clergyman. Rev. A. AY. Palmer, pastor Plymouth Congre gational church. Oakland: a business man. Ward Esterly. Esterly construc tion company. Berkeley; Perry Tomp kins, manager Mason-McDuffle com pany, Berkeley: reviewed by a teacher, J,ewis B. Avery, principal San Jose high school. "liquid Air" was the subject of a lecture by Dr. H. C. Biddle, University of California. ARTS, HEALTH AXD MORALITY Prof. I^ewis M. Terman of Stanford j university addressed the manual arts section in South hall on "The Manual arte in relation to health and moral ity." declaring that they promoted both. In California hall the federa tion of •• school women's clubs was ad •lressed on the subject of moral edu k cation by Miss Ruth Royce, of the Pan Jose Normal school. The address was followed by ton minute discussions by Miss Anna W. Wiebalk, San Francisco, on "Normal ' School Standpoints;" * Mrs. Yooum. S^n Jo.-c. "Hiffh School Stand point;-" Mrs. 1... I>. Hawhead. Woodland, "Grammar School;" Miss Effle Hawkins and Miss Florence Dv Brutz. Mrs. Juno C Miller of the Chico nor mal school explained the object and •-provisions of the pensionlngs of teach ers. 1 Miss Agnes K. Howe, president of the Federated School Women's Clubs, urged tho teachers to work for the cause of suffrage, saying that a woman's inability to enforce her views weakened her. authority as a teacher in the schools. The kindergarten section of the j teachers' associtaion met in room 1, Observatory building, where the follow ing subjects were discussed: 'Correla tion of Kindergarten and Manual Training," Miss Edna Rich. Santa Bar !>ar»; "A Word in Behalf of the Kinder- Karten," Miss L,ew Ball. San Francisco, and J. W. McClymonds, city superin tendent. Oakland; "Mysticism of Froe bel." Dr. George F. James. At the election of officers in the classical section, held in North hall, tl;e officers chosen were: President, W." Fred Kllis, Stockton; secretary... Miss M. B. CJayes, Berkeley.. The history section also held election of officers in South hall. The new offl «tr/!? are: President, W.« J. 7 Cooper, Berkeley high school; , vice president. Miss Anna Fraser, Berkeley? spcretary tr<:asuror,"Alden If. Alibott./Sah Jose.:.. Fallowing is the result ol. the election Minds of Young Quick to Absorb Spiritual Ideas AYe have built ' np a phj-nicnl Tiorld In which social forms and institution* have been developed ' on a practical and scientific the ory. But back of nil this In the religious world- that a child i» no quick to appreciate ami ko rterr to learn about.- Mont of us think evolution Is all'rigrht In science, but not all right coming from the: pulpit. We should brine:' about a unity In our 'thinking. 3lost of ua'heKitntc (n iin mo, Ivecause. ' t« '** wonder rvhat _' tvIII become of ««-lence If- I* becomes re.lliiplou«i, and ir lint will become'of reliprlon If It becomes • «<«leiitlflc. — From address of Dr. George K. James before -theN California Teachers* association. of the Federated School Women's Clubs of California: -President,- Miss Effle Belle McFadden, San Franci6co; vice preslde'nt, Mrs. \u25a0 Edna R. James, Btockton ; secretary. Miss j Margaret V C. Burke, San Francisco; treasurer. Miss Jessie Williamson, San Jose; auditors, Miss LUlie Dahlgren, Fresno, and; Miss Alma Patterson, Berkeley. Xew mem bers of the executive board are ' Miss Agnes E. -Howe of San Jose and Miss Mary H., Post, San Jose. . ;-. NORMAL SCHOOL FACULTY Members of the faculty ol the state normal school; at San Francisco gath ered with their friends at the Carl ton hotel in this city for their, annual banquet at 5 o'clock. Miss Virginia Ryder was toastmlstress, and among those who responded were: Frank F. Bunker, superintendent of schools of Berkeley; Dr. Fred Burk, president of the San Francisco normal school; Miss Anna Moroney and Nell Driscoll. Musical selections were rendered by Misses Estelle Carpenter, Nell Sulli van, Helen Vollmer and Genevleve Mc- Klnley. The School Masters' club will hold its banquet at the Shattuck hotel-to morrow nighty with A. C. Bartlett, as sistant superintendent " of schools of Oakland, as toastmaster. Among those whom he will call upon for speeches are: Rudolph J. Tausslg, president of the Mechanics' institute of San Francisco and regent of the university, who will speak on "Industrial Education," and explain what the national society for the promotion of 'industrial education has accomplished; George A. Merrill, principal of the Lick and Wilmerding schools of San Francisco, on "Safe Ground In Industrial Education"; ,R. McConnell, former principal of the Polytechnic school at Brisbane, Aus tralia, and Dr. George F. James. TEACHERS- NEED 1 HIGHER IDEALS Kansas City Superintendent Scores Those Who Act \u25a0 Merely by Rule \u25a0 "Every one must be larger than, his job,*' declared Superintendent 'James M. Greenwood of .'Kansas City, In his address at the. San Francisco teacher's institute yesterday morning, "and this applies particularly to teachers." _ He then went on to score those who con formed merely to the letter of teaching and failed to grasp their high mis sion and tremendous opportunities, particularly those who "taught by,. the clock." This was. the closing period of his lecture on "The. Automatic ment in Education." He said in part: A teacher of genuine *skill can develop all, even the dull child; a teacher of- inferior capacity. ; scarcely educates . the average pupil; while. a teacher of no quail- ' flcation discourages the brightest. The teacher should be -solid' geometry in the school sphere; the: teacher ought to see "great units of ' subject matter in the regions of knowledge. The teacher is a stand-* ing philosophy of life. Nothing begins ready made., The infant has the right- to v eat, sleep,: to be kept clean and to v ery, which is his only means of communica tion. Its nervous' system is nof fitted up for work.- ' '\u25a0' -. • . \u25a0 - Nearlj' all . work* in the' school ' room is automatic. , The child has to be trained to do everjthing in this life. It lacks self-control as well as self-direction. . It 1 has. no way of getting information except ' through the senses. Of all a child's ' ideas 60 per cent come through the eye; 30 .per cent through the, ear and. the other lO'per cent through * the other senses. • . - • • • a People in a climate, as invigor ating as this, are the ones that are dominating the world. With the. home life right, ..with climatic \u0084 "conditions the' best and .with edu-r , cation and educators -to- help. 1 the people can be made' to match' the. ; soil where they live. I: do not ex pect a. high grade of work from a. , low grade of people. '-'. > ' ! The first speaker of the -day was -Dr. N.G. Gardner; head of the: department of biolog? r , Los- Angeles-, polytechnic high school, who spoke, on "Agricul ture in "Our City Schools." He. said," in part: - ;- .. The cities are making the, large gains in population and they- are. -hotbeds, for- all manner 1 of .crime. ; All forms of. corruption originate and Incubate there. These must all 3| come to an end., but it is notin.the , history- of= nati&ns that decay, -.. downfall and ruinfhas ever v come . ' .from the free and open air of the country. -\-,-- - •• - \u25a0\u25a0/\u25a0\u25a0\u25a0' •\u25a0 -- • -i*ls The public- schools, of ..the., city . should begin to train the people, away from. the city and teach . them , of the wholesome, happy life which - the bright sunlight, and the pure air holds In store -for -them. . \u25a0 \u25a0 ;-. -'\u25a0 The complaint is made.' that there . is no place in \u25a0• the curriculum of most schools for the study of-agri culture.. I am. rather like the col ored woman -who said her children \u25a0 were "gettin\, bowlegged ' totln'. ; their, books to school," and: I think . i some other'less important studies might be eliminated . to make a . place for agriculture. \u25a0• : . - - . ; ]_ Mary Roberts Coolidge, formerly as- 1 sociate professor df f sociology, Stanford university, spoke on "The ideals Vof | Amateur Singing, Classic Lullabies . and ! Old Time Songs." , She,, described", the faults, of the average amateur -slnKer and said that, the .voice .was -the tleast Important; qualification.: They; did, best, she -thought, with lullabies.' folk-songs and ballads. To illustrate her -lecture, Mrs. Coolidge : sang a, number of rthese simple songs from ithe ; French,"..Ger man, Scotch and -.'English, as -well- as American music. ;. : . : The final meeting: will ; be hebi this morning at 9:15 o'clock- at the Alcazar theater. wRKBKBBSE&SS&SS§BBBKSb CITY ASKED TO REPAY C^ GEARY STREET LEVY In behalf of- per»ons^an*ected : by the 1907 assessment.for. constructing. a:,mu niclpal line in Geary 'street the, credit clearance-" bu reau; ha s .' filed; a cla i m against the city for. $23,291..' This, in cludes $19,249. '.i11ega11y* collected and ?4, 042 ; interest' from' January, 1308.' ; V THE^SAR PRANGISGO, CALL, THURSDATS DECEMBER &29^: 1910 I BIRTHS, MARRIAGES, PBATHS I Marriage Licenses | \u25a0v ; .. \u0084 ; : : 7. _".\u25a0" .\u25a0 The following marriage licenses were issued in San Francisco, Wednesday, December 28:;, . ABEXD— STEIN— Nathan , Abend," 26.* 2351 Post street.' and Julia Stein, 21, 530 Clement street.. BRADEN— DODGE— Harrr B. Braden,' 26/ 2405 Folsom 'street, and Bessie' Dodse,;2tf, 131 Hart- ford .- street. . .'':..- ' \u25a0_• ..; «/>- V \u25a0 COSGRAVE— DOOLEYr- Nicholas P. ; Cosgrave,-* 30. and Margaret Dooley, 22, both of 40 De Ijong -avenue.- •*%"•.-- '.'\u25a0'' ;*,' v - ','\u25a0 DEVINE— KUNKEL— Andrew' Devine. 30, South - San ' Francisco," " and "Amelia 'E. ' Kunkel, . 26, , Johnstown, , Pa. ,_ . _ .. \u25a0 ,-\ ETHERIXGTON — GOTTSCHALK — William C. Etherlngton, 26, Oakland, and Elfredia, C. M. Gottschalk, 20, Tuolumne. - • , " .: HOUSE— HAYS— A. T. HoJjse, 21.- 'l5Ol Larkin street,* and Viola "M. "'Hays, " IS. , 465 Bryant street. ', : . - ":X -- : . • •>>"."."'\u25a0 ; JACOBSEX— HABERM AX— George W: .Taeobsen. 22. and Bertha Haberman, - 21, both of 150 Ninth - street.' " " ' - JOSEPH— MARTIN— Badggte Joseph, 34, and Ma|hnda;MartUi.;-24,*. both, of Alameda. ' KENNEDY— MARKS— prviIIe J. • Kennedy, 21. Oakland. -and Florence Marks. IS/ 929 Devisn- dero. street. iV- ' - • ' \u25a0"\u25a0\u25a0\u25a0' McfJARTHV;— MACK— CharIes G. McCarthy. , 42. and (Jertrude Mack, 2S, both of 37 Woodward jivpchip. \u0084 \u0084 , , ; ,: . . ' . MARAKAS— SWAXTOX— XirhoIas MHrafcas. 2". 2«n. Fourth street. "and Haiel V. Swanton. 18. 457- Hoffman avenue. PATRICK— WILSOX— SamneI Patrick. 4S, « n d Sally, Wilson, 47. both of 23 ; Wiley avpnue.*"* WILKIXS— MARIAXI— CharIes WUkins. 50. Big River, , and • Anna Marian!.- 45,-1690 Broadway. WOODS— McCLEM-AXD— William E. Woods, 24, Knoxville,- Term.; and Sara McClelland, . 21, Armagh. -.lreland. . ' . . Birth; marriage and 'death .notices. sent by mall will-not be Inserted. They must be handed in at either of the offices and be Indorsed with the -name and residence of person author- ized to have ' the \ same . published.. , : Notices re- stricted simply to the announcement of the event are published once In this colnmn free of charge. : BIRTHS NAUGHTOX— In this city, t December 23, 1910, to Jhe. wife of John Naughton.'.a son. MARRIAGES FIELDS— HODGE-MAN— In this city. December • 27. 1910. by R«.v. William E. Dngan. Alva Aljen Fields and Florence. Hodgeman.-.both of Modesto, Cal. EBERTS-^STROHMER— In this cltr. December 27.1910, by Rev. J. H. Schroeder, Franz IL G. Eberts and Greta L. A. Strohmer, both of San Martin. Cal. • FRITCH— MECKEL— In this city.- December 27. 1910, by Rev. Charles C.-Champl In of Park Congregational church. Frederick Robert Fritch of Coloi. republic of \u25a0 Panama, and.Helena Elizabeth Meckel of Weaverville. . ROSS— MIERSCH— In 5 this, city, December 24. 1910, by Rev. Herman Gehri'ke.' John W. Ross and Ottille Franeisoa \u25a0 Miersch. \u25a0 both of this City.;" .\u25a0 \u25a0 .'" .- ; \u25a0 '\u25a0; ..."., \u25a0 «j .-• . ; ". • ' \u25a0. :- : deaths; Abbay. James X... 63 Lelande. Arsene ... \u008484 Bagcatori, Elsie... 2 Luhn. Otto 6Ti Balduccl. .Nunziata. . 72 McMenomy. Lydla; . .63 Breyshaw. Abram... 70 Meyers. Catherine .. 40 Bruns, Annie C — Noe, -Joseph ;...'. ': . . "»l Buchanan. Murdock. 5S Olsen ....(Infant) Cosgrove. Mrs. Nellie — Palaudri, Caterina. . 27 Curran. Hugh L....52 Peterson. Emma'-. ..' — Epting, Alvlna, T.^. — Stevens. Charles IT.. "05 Kuchs. William 31 Urry. Frederick 40 Greenwood. Richard. — TVelr. Mary 5.:...'. 78 Ha lbeck. Herman .. 27 Wilson. Mrs." J. R... 01 Irwin. Joseph X. H. 62 Wlnklcr. Mildred M. 31 Jewell, Coredlia 8..55 ABBAY— In .Oakland. Cal.. Dpcember 27. 1!)10. James Xewton Abbay. • beloved • husband of Mary H. Abbay, and father, of Pr. ; William -H. Abbay of Oakland, and. brother of John Abbay of- Mexico. Mo.. George Abbay of ' Hoieu.'Nev., and'WHliam C. Abbay of Berke- ley and Mrs. Mary Freeman, a native of lowa, ared 63 years and 15 days. Friends -are respectfully invited to attend the funeral services tomorrow (FridayK De- cember 30,'.-IPIO. at 1. o'clock p. .m.. at bis '•: late home, 877 Filbert street. Oakland, under " the direction of Iceland Stanford division Xo. 253,^8. of L..E. \u0084 , BAGNATOBI — In this city, at her parents' resi- dence, 927 A Vallejo street, Elsie, dearly be- loved daughter., of Albert and Henrietta Bag- natori. and devoted sister of Walter Bagnatorl.' ; a native of Ban Fcanclsco, \u2666aged,- 2 years 6 months and 23 days. \u25a0..'. \u25a0 " .. - ..\u25a0_-:' BALDT/CCl— ln this . city. .December , 2S. 1010. at her residence, iri2o*Mason street. Xunzlata. b*l6ved,wife'6f -the. late. Anibale Baliidcci. and beloved mother of Rosa Granucc! and Filo- mena; Pierottl; and Xicola Balduccl of Unm- boldt county, a native of Italy; aged ' 72 years, ; 9. months and 3 days." ; : . BBETSHA'W— 'In' Oakland. Cal..: December' 26. 1010,. Abram Breyehaw of Pcoria. 111.,' aged 70-' jears. • ' . ' " '\u25a0\u25a0 BKTJXS— In. Alsinefla". Cal..' December, 2Q. 1910, Annle_ (?..' Bruns. dearly beloved wife of J. : Henry Bruns. and devoted moj her of. Gertrude .L.-.-Elwyn H. and Robert W. Bruns. and lov- ing, daughter, of ' Mrs. 1.. Straub.. and'slsjter of- Cbarles F. Fischer and. Mrs. R.- W. Pfaeffle and Fred P., .John . E., and Louis F., Fischer, a ' native of. Alameda.. Cal. . • ' ';: ; - " . Friends and acquaintances are respectfully in- vited, to attend .the .funeral services " today, (Thursday) .-' December 20. \u25a0 1910, ; at 11 o'clock a. . ni., from . her late residence. , 1617 : Hibbard street.. .Alameda. Interment Mountain View cemetery. . -\u25a0\u25a0 ,• • .V.-i -\u0084 ;, \u25a0 \u25a0 BUCHANAN— In • this city. December • 2S. 1910. Murdock X.. • beloved- husband of I'nnnlc ' \u25a0!*, BWcKanaii.-and "beloved' father of, Mrs: '• W." H. Craig-:, and Robert J. . Buchanan, a 'native of • Canada, aged' s.B ; years 1 month and J4 days. COSOKOVE— In -this city,".; December 27, 1910. Mn«.:.Xellie- Cosgrove ,\ a native ot- San Fran : Cisco/ Cal.; ,- \u0084 " : ' '. ,- -FTlends and acquaintances are respectfully in; .vited • to" attend", the fnncral Wday " (Thursday),' ,at r l;80. o'clock", p. :mV,from".tlio funeral par- lors- of the lI.' F. Maass company; 133.1 ' Golden G'ate'avenUe pear 1 Fillmoi-e street. Interment private.' ' - '\u25a0 "'•\u25a0-\u25a0'. \' ' \u25a0 \u25a0' \u25a0'\u0084'' '-. •' \u25a0- . CUItEAN-^ln '" Berkeley.*/ December ' 28. ' 1910. Hugh L... beloved .husband of: tbe late Helen "Curran,' ' and uncle of Tbomas S.^ Raymond; Madam Mr- Robinson; and Eileen Robinson' and Mary. Sarah and Kathryn Daly,' a native" of " Ireland;, ajfed' B2. vears. ". • . • ' - " ; EPTINt}^-In> thlft , city, .December 27. 1910. . Al- vlfia'-'Ttiereßa.". dearly beloved - wife' of Xlcholas , Epting. end beloved mother 'of Elsie. Theresa' and' Frederick- Epting. and loving sister of Mrs.* Pauline rWesterMd and Adolf C.*: and \VIJHanr Bauer t of. this city, aud Mrs... T.^llallmoyer. of Berkeley and Mrs.' C: W'-Tledt of Santa Cruz, a native of, Xetr* Yofk City.r- JL% member of - WdrFriendF'. clrde.No.. 2fi. .'II* A.. O. D..: . ; | -i Friends. and sfqualntanccs are, resppctfully In: vlted- to- attend the ftineral- tomorrow: (Friday).-: . December 30, at . 11:30 .a; ,m... fnim her- late j rt-sldeuce. -1OO."> 'Diamond. -street -near- Twenty-- flf tb.- -Interment ; Cypress I.awn • rprnetery. by electric 'funeral -car. from-. Twenty-eighth and .-V-alencia, streets.- >. -;" . / • \u25a0: ; • • rr/CHSi-Ia I Oakland. \ December 26. 1910. Wil- liam Kuch«. dearly, beloved husband of Esther Fuehs; - and- loving , father": of VJvian' • F\jch«. and . lovinc son of Mr. and \u25a0 Mrs. I>eo- pold -FuelJS,- and. brother: or; Adolpu' and-Seluia' Ftichs >nd, Mrs.t Minnie Halpern. a native of Chicago, aged 31 years. 11 months and 7 days. A member of Eden lodge. F. & A.- M. . . \u25a0 t. Friends and acquaintances are respectfully, in-; vlted to attend .the; funeral' services tomorrow. (Friday!;" December 30.1 1910. at 2 o'clock . p. «j^-fromScottis.li,RHe cathedral.'; nfteenth aßd Mudlpon streets, <O»kland. Remains at the funeral 1 ; parlors 'of - Ernpst*~A.* v-Wollltz.v -WollItz.' \u25a0 141.1 Webster street. Ofikland.',. -v . . . .- GEE£NWOOD--In" this cJty'. December 27. 191 O .; at . his 'residence, 142 Clara avenue. Richard Greenwood. 1 , beloved son of the 1 a te* Henry and Hannah; Greet! wood,'- and 'dearly.: beloved -brother of Georjre, Jane and I/»ah. Greenwood and 'Mrs. W..JW-' Mt»ad and thelate ; William Greenwood.: a native of. San.' .Francisco."- Cal. A . roemhep.V.f Mission Loyal.Xo. 7494,, 1. 0. O.F..' Manches- ter Unity.; • ,i, . '•-. ' '". , \u25a0 . .: <- : Friends/ nnd 'a.cquaintan'-es. and .members .of above , lodge are.- respectf u)l,y , invited ;to * attend the funeral services -tomorrow (Friday).- at 'IT o'clock, a. m..;at tlie. parlors of, Ganttier Broth- . er6,-,3460 Sixteenth street ', between Church and Sanehes. : Interment .Cypress. Lawn cemetery, l>yj carriages. \u25a0;:_- "\u25a0; '.. \u25a0\u25a0\u25a0\u25a0\u25a0 <• -^ •/ \u25a0;;...;;..;";. HALBECK— In*-; this •city. 1 •' December ' 27. 1910' Herman Haibeck. a native of Hamburg. Ger- many; aged V7. vears- I, month and. 14 days*.- "A " member of, the '.Schleswig-HolstelneV-. Vereln find BariTenilers'^Uiilon..- l \u25a0-. .'.;:. ; . -, "Friends and acquaintances "are respectfully in-" attend the. funeral today (Thursday) at I:S<> .o'clock,', from'j the; chapel,- of 'HJP.jPe- ; terse'n'. :*1342 \u25a0' Devisadero J street '\u25a0' between": Ellis ; nnd O'Farre.ll.'i whore will ibe held under the auspices of the,; Schleswig-Holstelner Verein. \: Interment » Mount : Olivet ." cemetery.'. ' .- IRWINr-In this city,, pee'embef^ 27, j9lOj 910, (Joseph Iliillll s Independent of, the Trust For .'; S7s Will FnrnUh Htnrjp. ;,-. 2 _'.; Cnr-; , ' ' rl"ee«, Enibnlmlmft Shroud'and ..'*\u25a0:•-, -'.:';- - v? v "f Cloth" Covered ;Ca«fcet V \u25a0 :' ' C««iel* \u25a0 atT $35.' " ai : good ai ,- «old \by ; ,Trn*t • : ' Do<lertaker» for -.". .... :'. . .... r.; ; . ; ,'rr; r.f 585 . Catketa •at i $50. aa : good tas % told "by " Trust > . ÜBdertakera^<or \ r; .r..vn r.^^irt, . tT.~.:":: $90 CsfkeU at $100. as good «t sold by • Trust ~ ' TJudertakera .r f or .-'. r. ; .'.".".'. . I . ; .*. .'; . M; .% ; . $150 ' V4l' ,Xnn Xii'ulAT. -I^ MAaKET.7II • 305 » 1 31 on t *'y r At."/ f[J HOME M 3193 .1 • \u25a0;; \u25a0 1305jfr"ranUllB St.," OakJaud /\u25a0 r " ACli/ AmbuJau'ce aua Curtiagtß ior'iili«.' '. ::. ..: -Attto..«t<Stm».:4Tl«*-- V -.-.-•.\u25a0 Newman Hall tlr.win. beloved father of:. Vera . Irwin, a native lof CanaQa, aged- 62 years. - C Friends and acquaintances are respectfully in- vited to attend the funeral tomorrow (Friday); at : 1 1 -; a. m., v from '-. King. Solomon's ;hall, '• Flll- moreand'Sutter'Ptreets. nnder the auspices of King Solomon's t- lodg« r Xo. «\u25a0 "CO.'- F. ".• &\u25a0' A. - M." Interment . at - Cypress i Lawn cemetery, v : Re- mains at tbe t parlors of Bunker & Lunt,"; 2C66 : Mission street. . • ..•". , : ." ' '. JEWELL— At rest.', In Oakland, December 27, 1910, Cordelia 5 8. , : , wife ?of the" late.i William Jewell, and devoted- mothers of Charles ..C, Wllliam^T. and>Harry M. Jewell and Mrs. «E. .-^Eachas, Mrs. C. L. "'Teale, ? Mrs. > G. iMcClurei McCIure "and . Mrs.'.: F. McCoy ."-'and . loving grandmother. ,of • William R., ; Mabel, ;. Ruth, Dorothy v and Theodorr Jewell and I^eslle J., Bessie." Harold and Grace Teale' and Helen. Alice and Kennet McOoy and -Edgar. Mather -and Mrs. Thomas. Vice, and Mrs.. EY Dee, aged S5 years 4. months >: and' l3 days. V -'^O- ; . V LELANDE— Passed -away'. 1 in this city." December 2(5, 1910, Arscne, husband of the .late Joseph- ine Lei an do. and, father of Mrs. A. Talx. 1 Mrs. W. A. De wey 'and j Mrs. -. B. \u25a0\u25a0 Sonuenberg ." aud ' Alice H. i I .eland" ; and "the late - Mrs. J. -B. :. Mclntyre'and Arsene I/elande* Jr.; " a natlve:of Orleans, FVance,: aged tSi years and 7'montus. LUHKr-In this city; • December 27, 1910, Otto Luhn. beloved husband of Dorothea' Luhn.'s and father of Mrs. A.- Linck' of Hamburg. Ger- many, and the late Otto Jr..' Robert.. Edward and : Luhn, \u25a0 a native of' Cermaqr, nged \u25a0 05 years.-; --:.-- , . . . , , Funeral servfees ..will -; be'; held-, at \ the^- chapel' of tbe Odd crematory on . Saturday,- Dccf mbT 31. -\u25a0\u25a0 1910. ". at^ 3 d" clock p. in. : : • - - McMENOMY--In- Oaklaml" December 28. .1910. Lydla. \u25a0• beloved wife, of Captain John- 11.-' Mc- Menomy, and; lovlngi-motherrof Mrs. x Esther O. y O'Ronrke and-^ John, . Georse and .Wflltcr j- McMenomy, ' a natlreof Xew York City,. aged .63 years.. . ;; •;\u25a0•' \ . ; ; . . . : I •\u25a0< Friends and acfjuaintances arc respectfully in- • vited to attend the funeral tomorrow (Friday), December 30," 1910;', at o:3o 'o'clock a." m., from her late residence, 6104 . San Pablo- avenue, Oakland.'."-, thence . to St. V Colomba's church, where a requiem high' mass will be 'celebrated Vfor the , repose \u25a0. of her soul, commencing at 10 o'clock a. m. .... Intemnent St. Mary's cemetery. MEYERS— In this city. / December 2S, 1910, Catherine,- dearly ; beloved wife > of John ers. and Idolized mother of Annie," Irene, Wal- ter and . A.lf red Hill yer. and Myrtle and Stanley Meyers,'- and '• loving aunt: of v John and -Fannie - Curley, a native, of Eyercourt; County Gal- way, Ireland, -aged 40 years C months: and, 4 days.^"-:. '. vY- '.\u25a0\u25a0-'.- -, Friends and acquaintances are rcspectfolly In- vited to. attend the- funeral Saturday. Decem- ber 31. at 8:30 a. * in.. s from her 'late residence. : 3673 Twentieth street between .Valencia; and i I Guerrero.' thence to St. "James Church.: Twenty- third and Guerrero; streets, where a solemn requiem high mass will be- celebrates for the | repose of her souli % commencing . at j 9 a. -\u25a0 ni. Interment Holy Cross cemetery, by.carriage. NOE-^-In Santa Clara. Cal., December 26. 1910, \; Joseph. Noe, beloved husband of Elizabeth Noe. a native ot Germany, aged 51 ' years .7 months and 21 ' days. ~ A member of Schiller lodge No. ii, Hermann -Sons, of Denver, Colo.-*: . Friends are invited to be present at Holy Cross, cemetery. jj, today (Thursday). -Decem- \u25a0 ber 29. at 1: o'clock "pi 5 m., where interment of remains will take place. OLSEU— In Oakland. December 2S. 1910. Eliza- beth Olsen.'- beloved daughter of. 1 Mr. : and Mrs. Gustav Olsen, ..and loving sister of. Marie Olsen. a native of Fresno, Cal., aged 2 months and 28 days. . V : PALANDRI— In this city,' December 2S. ' 1910. . Caterina.' beloved wife of Mike .Palandrl, "n native of Italy, aged 27 yearsr PETEESON— In Alameda. 28, 1910, Emma, beloved wife of Fred Peterson, a na- -. tive pf Sweden.. - . . ' Tlie 1 funeral; will take plare tomorrow (Fri- day).. December 30, 1910. 'at 50 o'clock a. m., from ' tlie : funeral ! obapol of Smiley: &, Galla- ' pber, 2325 Santa Clara -.avenue.-"- Alameda. , In- cineration " (private) -at Oakland crematory.- .' STEVENS— In Oaklnnd. 1 Cn.l.. December 27. 1910. Charles Ileury Stevens, a native of Michigan, aged (55 years. .". -. URRY— In this eft jv December 27. 1910. Freder- ick B/- Urry. , beloved brother of Mrs.. P. H. ;.-. Wagner, and Mrs. Alice M. IFonteneau. n native of Isle of Wight, England, aged 40 years. •Friends and acquaintances are resppctfully in- - vited .to attend, the funeral today (Thursday), December. 29. at, 11 a., in.,- from the par- lors' of li." F. Suhr & Co. i 2919 Mission stveot .between Twenty -fifth and Twenty-sixth. luter- nient '(private) Cypress Lawn cemetery.. WElR— Entered, into rest, in tjils clty^ Ocrem. rx>r 27. 1910. Mary S. Weir, wife of the late WIIIIaniG: Wolr. an.l inothcr of Mrs". F. W. Potter, Mrs. GeorgrCMetcalf and Mn>. W. 11. Ilsrtwell arid, William J. Weir.-. Georjre C." Weir and Robert .1. A: Weir. .a native of Ire- land, aged . 78 r years 9 months and 24 <lavs. Friends and acquaintances are respectfully in- vited to attend the funeral services today (Thursday). '.Decemlwr 29. 1910. at: 1 o'clock p.. ni.. at the residence of her daughter. , Mrs. : W.-. -11. Hartwoll. 112S; Guerrero street.' lu- teruient private. Please omit. flowers; WTLSON— In Oakland. Cal., December ' 26.* 1910. Mrs. Josephine 'R.- Wilson," daugiiter of-,Mrs. A.' A/ Bennett, aged. 'Cl,,.ycars". ;,, : '. -V .'-... V \u25a0;*•"' WINKLER— In Alainwla*. December' 27. - 1910. a Mildred Mary Etta Worswlek Winkler. beloved . wife oof;f f ; Henry . J. Winkler.'- aaxi " loving mot her of Cf-drlc ,W. and ..MHlard 11.- Wlnklcr. andbe- loved dnnghtor of Sandou Worstvick. and sister of -Mrs. Mabel nwd, Mrs. Lonzo Cox and Mrs. . Myrtle Kluckhon and Lottie, ; Bessie and' David Worswick. a -native of Clilcago. 111., aged 31 yours G months and 21 days. r \u25a0, ;-f. \u25a0> ' y \u25a0\u25a0' ' DIVIDEND NOTICES ASSOCIATED S A VINGS BANK [ OF SAN FRANCISCO *.: THE- niBERXIA PAVINGS AND 'LOAN SO- CIETY; • corner; Market. Me A) lister "and Jones nts.— Snn, Frnnclsco, December : 23.. 1010— Dividend • notice — At "n . unecttng of- 'the ".board of s dlrectorsof this society .'"held this ;day. a dividend lir«* been declij-cd at 'the- rate of, three and :ihree- fourths : (3aj)>. ]ier C ent. per*3nnnin . on;»ll rienoslt^. for the «ix months ending De- cember 31. 1910. free from- all taxe?: and pay- \u25a0„ able. on aud , after Tuesday. - January 3.- 101 1." Dividends not .drawn will -be added to deposlt- . ors' nccountu nnd become r a part thereof. .*>nd will earn dividend from Janiipry. 1. .lflll. De- \u25a0 prtslte -made on or before' January '-\u25a0 10." 1911, " will'draw Interest" from Jnnuary 1:< 1911. ". ~ - --; R.;M.TOBIN.; Secretary;: ; BA XX OF ITA I.Y.- SE. corner Montpomery \u25a0 and Clay sts.— MARKET STREET BRANCH, .lunc-' tion Mnrket. i-Turk and -Mason sts. .'- WEST BRANCn. 1221 a Pnlk pt. cor.^ Fern 1 ay.— For \u0084, the - half year, endine December ' St.'- 1010Y a . -dividend lias been declared at the rate: of fonr. : '4). perjeent per annum on* all sa vines depos- its, .free of tuxes, payable on'snd after' 1 Janu- . ;-ary.3.*JJ)ll." .Dividends not called for. are ndrt- \u25a0 etl to' and - benr • rhp same r rate \u25a0of : Interest j as > the principal from Jitnnary. 'l;j lßtl. ''' Money de- ' POTUed on .'or -before' January -10> wri earn in- terest from January 1Y \u25a0 . - '\u25a0\u25a0\u25a0' = . .-.-•' . - L. SCATENA; President. V YA.PKDR.IKI.: Cashier.. ... ;.".! \u25a0 "-. \u25a0:'\u25a0- '\u25a0.. \u25a0 / .! \u25a0 SAVINGS UNION BANK OF = SAN -FRANCISCO:' ; northwest "corner California an'! Montgomery ;. . sts. : after '-. January 3.*; 1911. ' Market . v.t." at ; . Grant ay. and O'Farrell-st. — For 'the 'half- year s endlns Decemher 31, ISIO.'.r dividend. has been declared 'at the rate cf four- (1> per.- cent 'per '\u25a0 annnm r on all'pavinsa deposits: fren: of 'taxes. \u25a0\u25a0 .payable -on ' and. after . Tuesday .'..: Januarys .3. 1911: 'A'; dividend- not drawn "will", be -arlded '"to the depoejt n^connt.''; become a- part thereof." nnd'earn ; divldpni • from /I.vlOll. -Money deposited on or before Jnnuary 10, 1911, will earn -, Interest -front: January .-l.>-' k *" 1 •'.' .; 5 :;.-. .;. , R. " M. : WELCH. .Cashier.- ' .THR COMTMBUS SAVIX«}.S' AND LOAN SOCI- " ETY..700 Montcomery st.';Tlias; declared a.dlvl- . . dend; at. the. rate of four \u25a0'(4); per. rent- per an-. , num yon' all- flep'oslts.;»fre«»*of.- taxes.:.. for the half " year ', ending"; December : .11.: 1910.' payable on'and after 'Tne«dny/ .'January. 3. 1011. . Divi-* . dends not called for are'addedto and bearthe \u25a0 Fame ; rnte Vof* Interest •, a<« ' tbe i- principal from- Y v January .,!.", IQIO.. Money dcposltefl on;or l>efore • . \u25a0 January -\u25a0 10. > 191 1 ; . will , he considered as__dc- \u25a0 posited -on January 1 Troll.' -- i* •\u25a0\u25a0- .\u25a0\u25a0'\u25a0\u25a0\u25a0\u25a0 ' ' .\u25a0"•" .1. W/'nELLMAXJR^/PreMdent." - -W.IIA HA RT.WKLI.,I Cashier..;. • A--' ;\u25a0'.'\u25a0. THE GERMAN SAVINGS AND LOAN SOCIETY -. (Toe Gcrmnri hank). 02(J California st.: Mission V branch.-. 2"72 .Mission . St.; near -22d ; I Riclimon.l :;- dlirt rlct.' branch. ; 432* Cletnent' St.'* between. Sth "and Rlh -sv*.'.— For: the- half year; ending -.De- - :> cember .31.. 1910. a dividend has . been declared ; - at ' the ; ra le of- four '• (4) per cent per , annum lon "'all deposits, "free of taxes.- payable .on/ and af- ter Tuesday. . January ". [Ifill; - Dividends not called for. are. .added 'to' the- 'deposit ""account and earn divided*. frnm-'-Tammrr l."191l>»;:«' V :' "\u25a0'-. ""'.'\u25a0 ; . GEORGE TO U RN Y. \u25a0 M anager. MUTUAL- SAVINGS; : B \NK BOF SAN .TRAN- ClSCO. i7ofi Market Vt.> opposite Third— For. the • half year Tending December.. "l: 1910: a r divWend \u25a0 ; has been '.ficelared \u25a0; nt the > rate ' of I our \u25a0: (4) " per I cent.per annum on all saving? deposits',' free. of 1 -.' taxes.'; payable : on and ; af t^t.; Tuesday ,' : January. j...-.-\u25a0j ...-.-\u25a0 S. 1911. ', Dividends, not.called for ,'are added to and -bear " the- sam» \ rate -of '.lnterest 'as ' tbs • prlnclpal,from*:Jamißrr.:l.^l9ll.:t' i " -V"- '"" \u25a0\u25a0 •.-.-'\u25a0'\u25a0 \u25a0':.-;. ' , GEORGE -A^STORY.^Cashler.; . I HUMBOLDT SAVINGS RANKi-JM^Market* st. 4thfr-For- the half .year^cmllngi^cember '\~- 31. . 1910.'! a' dividend'- lias {been declared 'nt the ,-/: \u25a0 rate of .tfour>(4)->iicr centper^annum on all;sav- ; ~: inns' dnpusits. . free "off taxes.'f D'ayable 'on £ and |.. after H Tuesday; January" 3.^:l9l li "'Dividends ;;, not; called for. are. added :to and ' bear .the Isame ;rate ] of ' interest . as . the • inincina I : from I January \u25a0l/-1911.y^. :.\u25a0\u25a0!, •;\u25a0 H.-C. KLKVESAHL.'CashIcr.. \u25a0'. THE: MISSION SAVIXGSAHAXK.WfIiencia 1 and \u25a0?Y' Cth -sts.: -branch; 2031*-Mis«ionist. r r;riear 22d— : < For thehalf yeor emllng:, December 31 ii 1910.1 a 1 on; all deposits at the w r«tp of fonr «4): ><I>er.oent per annum.. free oC i taxcs. l 'virni:be pay- 1 fable? on; and ] after January ,*.'!." l9l t.^Divideuds i f. not •\u25a0 drawn • will 5 be- added ' to I tlie ; principal j and. V earn -interest"' from? January .'l>"l9li:" c .' \' --•.">-:;— \u25a0"•': i V -\u25a0 -r-C - : JAMESROLPH .TR.r<PresldentY\'« FRENCH \u25a0--!. AMERICAN*; BAXK « OF M SAVINGS. \u25a0 (savings department).ilOS ' Sntter 'st:— For; tha .half year, ending -December '3l.1 1910. P- dividend has been ; at ; the -.rate: of : four » (4 ) .tper, \u0084 :. cvot : per.! -annum •on \ &IU deposi ts.'i free •of payable' on , and after (.Tuesday .l January, a. • 191 1? \u25a0 Dividends not callerliforareradded to andrbear .:the same rate of Interest 'as 1 tbe principal i from f : , January JL;-101lr^ AS LEQALLET.i President?',:^ SECURITY? SAVINGS tBANK; f fsi6tMontgomery .; St.— For.;-, the.' linlf ; year Tending ? December i 31 .J. J Yjl9J<vfdividen<is Jupon rail [deposits : a tjthcrut^ of.' • ,;four ; ' (4);; pcrlcent«pcr.fannnm?Sfree!pf Staxes* ; wUHbe = pa.vable; on » anil ?af fcr? January* 3.1t131 lr ; ~. \u0084 -: \u25a0: ' ' -.*rRED»W. : *RAY I ' l Secrctarrr?.-:.'i DIVIDEND NOTICES ITALIAN -''AMERICAN BAXK— For the ball year -; ending December; Sl, 1910.', a ' dividend has be«n Ji declared 'at the t rate 'of 1 four . (4) ! per; cent :. per -;r annum. on: all savlnss- deposits, free of taxes, • "'. payable 3on . and 2 after q Tuesday," January 73, - - *1911 : <a ! dividend ; not . drawn : will \u25a0\u25a0 be added ; to •' the. deposit ; account, \u25a0 become a i part thereof . and •Jearn dividend from* January ;i," 1911: money,de- '; posited on' or before January 10. ; 1911; will earn .'_, Interest ;f rom • January i lr;; A. i E. r SBARBORO. \u25a0 ; cashier,', southeast corner "Montsomery and Sac- ramento sts.T'r. ; •.\u25a0-\u25a0'.;.-. \u25a0 -. V .- -. . \u25a0 AXGLO-CALIFOnXIA " -\u25a0'-\u25a0TRUST..-: COMPANY (SAVINGS ' .- DEPARTMENT),'.: 16th:? and '• Mls- •': slon* sts.— For the t»alf- year;, ending December SIS 1910,- a dividend has been . declared at the ' • rate .of j four (4) " per.; ; per : . annum " : on* all \u25a0 deposits,,, free >\u25a0 of \u25a0 taxes.'Spayable on I and after "Tuesday, ;. January --'\u25a0 3.' 19111 - ; Dividends . not called, for 'are -added -to.; and bear -the ; same . rate of Interest -* us ? the ; principal ,f rom \u25a0 Janu- :ary 1, 1911. J 51. PYKILIEXTIIAL. Cashlgr. V THE ; COXTINI&TAL; BUILDING AXD LOAN " ASSOCIATION. Market st. at' Golden Gate ay., 'San 'Francisco. ;Cal.;-Tvi!h on January 1. 1911/ -"\u25a0' pay, the usual interest of. four- per cent on call money and six.per.. per. cent on time money, .free - of.tases, and payable any time after 'Janu- •\u25a0: ary 1: . V -EDWARD SWEENY, -'-.president.* WM.vCOßßlX.YSecretnry./; ;. . MEEI I^ S + LE G AL ' Tlin'recnlar' annual: meetinjr "of .-.the Stockhold- • ers of-tlie, rORTIMJUESE-AMERICAN BAXK of SAXFRAXCiSCO^wiII be held at Its office. th* troiitlnvcxt corner of .Clay *and Front strc»«ts. ; oil 'the of • 1011. at "tho hour of 10 o'clock a. 'm..> for the', purpose , of 'rlectiriK ! -a' ftoard'of nirprtfirs for- the t>n- . suinsf; year.- and for.-tlio n-«n*aftiuri 'of suoli othrr: business, a* 11183- come before the Stock- , holders'- ineetinjr. \u25a0 .-- '\u25a0 .-,\u25a0 '- ; . . • Sismod-nnd dated this Sth day of 'pVtemberJ » A.D.,1910. ••. - - V ' V.-L. DE FIGCEIREDO. . '\u25a0.- v -'-'-x'-."..-'."-u-'-.' '\u25a0\u25a0.-•\u25a0 \u25a0' ;\u25a0 . -. i SeTcretary.a NOTICE OF MEETING OF. STOCK HOLDERS— The regular apnual meeting of the stock hold- * ers of- Vk\'.P: Fuller «t Co. will be held at the .of flee , of \u25a0 the " corporation* SW. corner of- Mla- s.- sion and Beale.sts., on Tuesday, January -10, \u25a0 1911, - at 2 o'clockip.' m.; for the \u25a0 purpose 'of 'J. electing; a, -. board "pf directors to serve for the ensuing j year -and for. the transaction of such other business as may • come . before the meet- .-- Ing. ...;\u25a0\u25a0. -.>.> V :< GEO. P. FULLER, Sec. MEETINGS'—LODGES MISSIOX'-chapter No. 7f>. R. A. M. — ET^u'^M Special. meeting iTlllS (THURSDAY) TjVfflJjf EVENING at S o'clock. Royal Arch T23P?M degree. By order or t'ao H. P. t^iJa R."S. ALLKN. Sfcrftjiry. S&Zail - DORIC lodge - No.-. 21«. F. & A. M.. 2i:!5 A Sutler st.— lnstallation of officers -dr&c THIS .(THURSDAY* EVEXINO. at J^K \u25a07:30 o'clock. Master ' Masons 1 are cor-/ 3 V -dially. invited. By ordf-r of \u25a0-'-. BEN- LEVI, .Worshipful Master. J. R. GOLDSMITH. Secretary. SOUTH SAN FRANCISCO lodsre No. 212. ~A~' F. & A. .M.— Special meeting THIS ~#a_. (THURSDAY) EVFINIXG. at 7:30 Jkjß o'clock. - Tliird Degree. -..Master Masons ' ?* x cordially invited. By order of.the W. M ..-:., \u25a0;'\u25a0 W. J. -B.:. WARNER. : Secretary.' McKIXLEY lod<:e No.'. SOS; I. O. O. YvrfSSESSJs. F., 7th and M.irktH sts. — Inltl.-i- dS^^wi tion THIS (THURSDAY) EVEN- ING. December Ift. .1910. . Vis- : r^ite*f*\. Itors- cordially invited. HERMAN LEVY, N. G. GEO. GILL. R. S. PACIFIC 10dge. .N0. , '135, I. O. O. \u25a0SjbgßSSlfc. F. — Entertainment and fiance «S*S3iWi THIS (THURSDAY) EVENING. Visitors welcome. . . *v!ms< O.J. PHELAX*. X. G. SML^sT^Af^FompSgy^ IF TOU LOSE ANYTHING— Advertise itjj here. It will be returned to you tf.an honest person flnds- It. Remarkable recoveries are brought about every day through this colnmn. IF YOU FIND. ANYTHING BRING IT ' to The ' San Pranrlnro Cull . >. j •\u25a0 : I/t»st and Fonmi Eurona • ! \u25a0 I Third and Mnrkrt, Strertu | Get a claim check. Have It advertised. Reclaim It If the owner does not. " THE LAW— People who find lost articles are interested In knowing that the state law i* strict in requiring them fo seek. the owners 1 throutrb advertisements , and otherwise, and that failure, to to.so. if .proof -can be shown, Involves .-\u25a0'« -eevere penalty. LOST — A passbook with The Hibernian Savlncs and rlnau sooiety ' of ' San Franclacn. . in the name of Catharine Burns; No. 1940277:*. the -finder will please relurnto bank; nnle«s same ; is; returned .within five days a new book will _. tw. issued ;io. the applicant. .- V' \u25a0 HAND liagcfMtainlns $50 gold. Jll.iiO silver, at Hoffman cafe. 7 Taylor st. Finder kindly re- turn, to 11 Jones* St.. cigar stand. A working girl. Liberal reward. ' LOST — A- bracelet of small .sapphire and pearls Saturday . afternoon. > Please return to Town .and. Country club.- 218 Stockton St.. .-and re- feivc-, reward. - 1 . I* ;\u25a0 • - . LOST— At safety gtitlon. Powell and Market sts.. lady's open, faro -"gold" watch, 'small dia- monds 'in back. Please return to office Hotel .Turpin; -libernl reward. '-*'- LOST— Saturday r afternoon, bracelet, platinum \u25a0 and diamonds, in. Shreve- box; liberal reward. L. CIIEXERY. 210 California st. :- ; - > \u25a0:\u25a0 LOST — Itlsck' limiting dog. Ts-hitc - breast;- answers to name Billy. 'Reward 1 for' return to 3370 Washington st. : . . ,;\u25a0\u25a0;- .. . \u0084 ; "LOST— Abofit December 1 1.">. male fox terrier pup. black and- white with tau on face: reward. 1212 Pacific st. :' «, LOST— One -silver engraved, rans. about six Inches lilgU.. near Suttcr and : Hyde sts.: -return to Hotel Granada and Kft reward..' " LOST— *Bull terrier: spots : ; covering both eyes; ;. spot on ribs of \u25a0 right, side: reward. Return to 11. R:«LEKSOX..g2.-i4 Fulton st. : I LOST — Fraternity pin, "maltese-^ross.- diamond center; -initials' W. B.'-11. ion back;' reward. 1 • Apply IS2 Devisadero st.- . - ; i LOST— Brown •\u25a0 fur muff. -'Alcazar theater, Tues- day evening; liberal reward. Nurses' quarters, ; -.iPresidlo.v; \u25a0-\u25a0\u25a0-«\u25a0; ,'•+•; LOST— Sapphire and gold necklace. Finder kindly address- box .'{2B?. Call office.; receive reward. £Af PLOYMENT WANTED - -:\u25a0' ;.jjl~ -.-. MALE .-'' ;..: ;-, : ACCOUNTANT and. srsteniatizer'witli 8 years' ; road experience desires position with first class concern: yearly ors term -contract; high. grade i - references :fnrnifthed. \u25a0'-' Address C. P. A., box i 175.1. Pittshurg.'Pa.; \u25a0 \u25a0 V V .' V AMERICAN; wants work; gooil.garifejier. useful mnn or "anything: c references: reliable. Box , . 3287, Call office. Oakland. "; AN expert 'chauffeur' and : repairman wants posi- tion with tourist party,'. private family.^r firm- best of city, references. -Address box 40.1.*Ca11.. BAR- TENDER.- sober /'and I honest, references. V willinjrto do porter work,, wants position. Ad-. , dress C."!0 -Mississippi street, San , Francisco. BOY ; of 10 .wants-position in : store or bank; has .: a clean' record;; lives with > parents': t going to [-- night business, college; i; no - bad- habits: \u25a0\u25a0' do ; not apply t nnless :> lt*K n - g00d.." steady " position *witli" good- chance, for advancement. * Bos 317, . CalH office. -„- k " : '.'-''\u25a0 CARPENTER. ':!•"» years 'ok), wants work In the - city, or, country: good all around man on houses, . stores, ''fixtures' or jobbing;''also helper 18 years ;.'ld.: Box Call office. . y CREDIT -iS^inagpr desires' connect iom with good; active business 'house; first- class Character and ; : ab'lity : * references -' furnished.- \u25a0 ; G.-"F." \u25a0 R.",:' l fiS- 1 ? Farmers' .Bank :bldg.~. : .Pittsburg. Pa; v ENGlNEER—^Technical: •vrell "veise.iia'all classes " ..of -r constnictiou. .: desires ;.- position." * industrial plants, power lions?*, hydro-electric plants.' mill r- buijdlngs ; .first ' <*la<!s draftsman ;, highest . ref er- 'nonces.^ Box; 720. - Call off ice. -\u25a0 • GOOD 'Japanese boy; wants a. position a« a waiter Y; in private family or ' hotel in city. \u25a0S. KURA, YKS2O Post, fit. ;. ? phone Home. i 13488 .. . HANDY MAX. GOOD.^ STRONG AXD. WILLING'' •WOULD LIKE ~A~.TOB. CITY OR'COUXTRY, i'AT-T ANY KIND OF WORK: "REFERENCES." PHONE. SUTTER ' 1353: ; I UMBKU \u25a0- and' mill ' tfprk .manager or t salesman,' : ; - with';; all Ground -7" experience .-(local), 1 , desire-*' : change -of ; employers. "Address ,' box " IJ ,': Call ; agency. ; San t Jose, , Cal. V ' - v -.;. .:.-.'.- . PAINTKR,' paper i hanger. '.tlnteb- pralner. etc. : wants ' work : from 1 owners ; . have tools, for Jute- 1- « rlor ' and exterior,: work ; no* Job : too large or: too" ' t small. "Decorator. 255 * 9th " ay., \u25a0 Richmond. 1 . , .V* one' Pacific; 30(54. > V-*sSg3&ssS&Ktßlftij&9BtlBUi ' POSITIONS. wanted 1 ns: courier^ or traveling valet: \u25a0 ; ' have v several years'- experience- -traveling in , EnrOTfl: ami >-Egypt\- Swede:-- speak . German. \u25a0 ; Euglisli."*- Trench ;;,p€rsonaP references. '74 Cth ' st.v.isan;. Francisco. - v: '...•";.; .-.' \u25a0.'\u25a0\u25a0' .. 'SEL'IABLE'.; man r and irant "iMisltlons.-.wlfe v j first - class * cook. • man : good- liorsemanJ and able ; "-: to ; tnfce- care » of i country.', honn*: > have \u25a0 the '• Ifest . -.:' of -.. ref erencesV4*.Vfl(lrps.s ; lk>x ; 529," Ca 11 ; office.^ ; \u25a0 WAXT, EDr^AeeQantiug I wors s 'ar.; 3 , set \u25a0 of ': double V entry | bi>oks to ( keep evenings a : oompctent , r^ person.. .Address \ box' 274«. Call * office. \u25a0\u25a0EM \ PLOYMENT RANTED : j-'f 's-L_- l i\-\''};}-t !'i^rj? MA - Ll^ '-•\u25a0\u25a0-'- :X ---' r v --"•" 'AA-^Stenographef, ~ ybung~» lady .'^ with 1 experience . -Vrj and •; knowledge ' of -' general J office t work. -. caret ul *\u25a0% an 3 accurate Y desires a position: ' good refer- £ii ences: -..•Address % box [458. 1 Call \ office.' . V - ' 'ACCURATE; stenographer lof.' good I education, • also i|JfamillariwithlFrenchrsltalian:and-GermaD^de-' ,-i sires < position ; fj can ;.\ funiish * references.^-: 3192 ; ; COMPETEXT*> eastern-' woman- I wants < place : as - ; cook :;Tgt>o<l'.>iefer». i ncea. i " 'Address 0004 Ruby . st..; Oakland." :'• -r ;: -- :.:.> ; • •"- - ' EMPLOYMENT WANTED \u25a0~ ' FEMAljE— Contlnned :. ESTABLISHED, experienced 'dress maker solicits ladles' patronage at J home or -by the day: 1 prices tlow;- by the da^» $3. ' Phone Park 5233. GOOD woman, steady worker, wishes work by the day. . bonso cleaning <rr washing, Monday ''and Wednesday;. sl.7s a day and carfare. 20* I^angton St.; phone Home J1979. - „ \u25a0 '\u25a0 JAPANESE young woman wants a place In small \u25a0family as cook; call""8:30 to 9:30 p. m. \u25a0 SAKAL.;. West 20C1. - : v \u25a0 V •'.-.:';; MAX AXD WIFE WISH POSITIOXS OF ANY KIXD IN EITHER HOTEL. APARTMENT HOUSE OR RANCH; BOTH ARB GOOD ALL ROUND WORKERS. PHONE : SUTTER 1353. REFINED.; middle aged lady, well educated and ; • experienced. ' desires position as house keeper or cook where daughter of 15 could assist In ;pame way. and attend hish school; references. 805, 507. Call office.* \u25a0\u25a0--. • ".'-' SITUATION, scanistres'* in family. '- or Institu- tion: no objection to light upstairs* work; ref- erences. Box 73G. Call office, r \u25a0 ' SITUATION -wanted by stenographer: 10 years* experience; good .in : dictation.- billing, filiug: would accept salary of $12 per week. Phone V Franklin ; 706 or adth-ess . box 5."0. Call office. MALE HELP WANTED MEN wanted, age IS to 35. for Bremen. $100 monthly, and brakemen $SO. on nearby, rall- roa ds : - experience ; unnecessary ; no . strike : pro- motion, to engineers, conductor*: railroad em- ploying headquarters; over 500 men 1 sent to positions monthly; state ace: send ..stamp. Railway .'Association, car** Call office., WANTED— Men by large contracting company: 520.000 contract work goins: cansleara anto- mobiles. electricity. . plumbing, brick lay .32 trade in few months: no apprentices' or help- \u25a0 ers* work ' and -no -. expense: catalogue free. United SYade School Contractlag Co.. 1201 Call bldg. WANTED— You can not obtain a better, snrer recommendation for a responsible position thaa a CERTIFICATE OF CHARACTER. The PA- CIFIC SURETY COMPANT will give, yoa one for $2. "It proves you worthy." 707 FIRST NATIONAL BANK BLPG. YOUNG or middle aged maxrled man to drive and care for stable of .1 horses: of neat appearance and reliable: . must thoroughly understand the care ' of hearse and carriages; flat. 5 rooms, free; references. JAMESON & NTEHAUS. 2434 Telegraph ay.. Berkeley. DRAFTSMAN— Architectural terra cotta drafts- man, capable of making estimates, for perma- mat position; state references and: salary ex- pected." " Address, Northern Clay company. Auburn, Wash. - ' MEN and women, learn the barber trade and be independent; w? teach you In S weeks and pay wages while learning. Call and let us explain the road t<> prosperity under . the Moler Sys- tom. 24: i 3d st. \u25a0-.\u25a0-\u25a0 WANTED — Paper hanger, one who understands , kalsominlnar and wallpaper. cleaning, capable of making estimates of work and taking charge of men. Box SI'S. Call office. ' WANTED— Good, all cround draftsman; must be pober and willinsr to work. Write, stating fjual- ificatlons and salary expected, to C. K. KIRBT JR.. architect. Fresno,- Cal. WAXTF.D— A 'good, live agrnt in every town to sell automobile specialty;. $10 to. $20 a day eacilr made: wrrte ' today. -Wilson ' Manufa- cturing Co»;'jjlfi 12th st.. Oakland. Cal. EXPERIENCE unnecessary: man to attend cigar stand: security required: ?20 week. 1309 Ma> ket st. . i: PARTNER vvTtU small capital, infg. retail; clears $200 month (maranteeU; • experience un- necesaary. 1-'g>o Market st. . . EXPERIENCED dry goods man .to call on manu- facturing ami jobbing trade: jrood proposition for. ri?bt man. Address bo:^731 < -CaU office. WANTED— Man. wffh $t,»0O In a manufacturing business: I euarantoo not les* than $100 per jnonth: money secured. 34 Ellis st.. room 214. AGENTS -WASTED TO SELL WATCHES AXD DIAMONDS* "*KAST PAYMENTS; REF. REQ. BRILLIANT JEWELRY CO.. 704 MARKET. EXPERIENCED salesman for blankets and bed- ding*. Apply superintendent"* Of See, The Em- porium. .'\u25a0''\u25a0 J BOY. shoo repairer by machinery: fine Job: steady worker: liv? home. 1100 Flllmore st. BOY anont 1G for - wholesale house. Box 019, I/all offlre. -^ _^ EXPERIENCED salesman t>yr d<Mnestl<-.«. Apply superintendent's fiffloe. The Emporium. BOY about 10 years of as«> in t>ffic«»: salary ?20 &* mouth. Address box ."527. Call office. 5 MEX to make cigars: p»y while learning; 1 to attrn.l store: small security. 11l Sth st. BOYS and men wanted. ILLIXOI3 PACIFIC GLASS CO.. :35th and Folsom. NEW WESTERN-. 1124 Howard— Slnale rooms. 1 Re. and -20c. per nlsht: hot and cold water. MEN wanted at 103 3d st." to have their shoes repaired; sewed soles 75c; -done In 10 minutes. I FEMALE HELP' WANTED AAAAA — YouDg women wanted as operators by the Pacific Telephone aud Telegraph Company; must be bright, neat in appearance, between the ages of 17 and 23 years, of fair education and unquestionable character. LIGHT AND WELL VENTILATED OPER- ATING ROOMS. . . .PLEASANT REST AXDiLUNCB ROOMS. LIBERAL SALARY PAID WHILE LEARN- ING. PERMANENT POSITIONS. OPORTUNITIF.S TO ADVANCE. "For full particulars call at the Operating School. Telephone Office. 2015 Steiner st. cor- ner Pine. , WANTED — Six yoimg women for clerical work; j only those sh on Id apply -who are sure they can. V pass the test in penmanship and simple arith- metic; salary ?3r» per month in the beginning: apply by letter In your own handwriting, and you will be notified when to call for the test. Address Office . I>, A. . SCHILLING & COM- \u25a0 I'ANY. -2(1 and Folsom sts. \u25a0 OAKLAND. GIRLS TO MAKE-OVKRALS. PAID SALARY WHILE LEARNING. LEVI STRAUSS & CO.. SD AND CLAT STS. APPLY TO MR. DAVIS. LADIKS, learn hair dressing at CALIF. COL- . LEGE OF HAIR DRESSING and Beauty Cul- ture: diplomas and formulas given: individual instmction. 967«. Market st. bet. sth and 6th. FIRST CLASS ALL AROUND COOK TO TAKE FULL CHARGE .OF RESTAURANT KIT- CHEN: GOOD POSITION FOR RIGHT PARTY. ADDRESS BOX .'22. CALK LEARN hair dressing . at - New Mildred Parlors. 130 Geary st Special for holiday month, full - course. ; $15 1<8 $20: * ilar and' : evenlne classes. YOUNG lady; to care for stock in wholesale mil- linery house.. Apply to box 325. Call office. WANTED— A colored cook; wages $30. , IS3 In fantry: terrace. Presidio: apply mornings. GIRLS wanted for work at Black Diamond. P. O. box 84. Black Diamond. Cal. ' CHORUS girls -wanted for. the Max Dill com- pany: Apply Garrick theater. - BARBERS AND SUPPLIES - ! THE BARKER ' SANITARY , CHAIR. - The sample of our 1911- model porcelain enamel chair has . arrived. -- Call and inspect It. Cash price, $72; /easy terms, $S3. $5 monthly. Shops completely fitted up 00 small installments. Bargains iv all kinds of; second hand chairs. JAMES BARKER. Inc.. ' Phone Franklfn«3S99. 84 Turk st. . . Eugene F.< Pacarto. Manager. WM. BENCB & CO., 830 Market st.. room 204. 3 chair shop; 2 steady: 2 famished living \u25a0 rooms In back; quick sale. $250. - -3 chairs, for. small amount down. ' 4 chairs; ou'Market; long lease: $900. fi chairs. 4 steady;. half or whore; $1,200. 100 other shops in city and country. -. PRICE regulator— OW prices; 'all kinds of bar- ber chairs, ." heaters, etc. ; my competitors asked the trust not .to ' furnish new goods un- less:.! raised prices.. 294 Hayes st.; phone .-Park ,1242.-.. a ... j\ .-.""- „•- ;';\u25a0 BARBERS— WHY PAY J2-5« for an IMITA- TION?. J BUY the gennlue DE-Fl .Razor, price $2.00. -;WF. HAVE-THEMY EDW. L. CORDY & C 0... RELIABLE BARBERS' SUPPLIES, 6S TAYLOR -ST. :"'XOT IN THE TRUST." MEN and ', wompn." we '> mnst ' have 10 mere ; stu- ' dents 4o fill the- places, of -those left for good jol>s; special inducements. Call . S. F. Barber . College. 7!JO Howard : , st. ' UNICUT Razors have the same kind of bandies as cheaper- makes— TnE DIFFECENCE. IS IN THE BLADE. Doa't be Clm-flammed. UNICUT y is r.NicuT.-- ,-y ,; y ' -"\u25a0•..'.>•-. BARBKRS" ' a ' first- class' $1.7.1 razor should get tlie Gold Bug; fully piaranteed. At STOLTZ'; barber 'supply house, 73.L Market St. (Bancroft bldg. ) . . ' . -. \u25a0 . BARBERS, .attention— Nice store, suitable for barber shop; good . location. Oliver Hotel, 427 ..Ninth, st. -...--\u25a0:\u25a0\u25a0\u25a0\u25a0'\u25a0.\u25a0. ,-':\u25a0\u25a0'\u25a0 BARKER, wants to workj.only -Saturday ami \u25a0 -Sunday: steady; aho every. evening. Box SOO2, ;.; Caii>face. y \u25a0 .-,\u25a0"•.. .-.-, : .-, - REUABLE- porter for : barber shop; $1G per i-week. YI4CR Turk st. . ' ' •' , BARBER . wauted for short . hours: 10:30 until 7 s:3o;,jrnnraott'eil $S. .1380 California st. BARBER! wanted nt 2200 Bryant st. corner; 2oth.'. FIRST CLASS :buxber wants \u25a0- steady, position In ?'.. country. 7. Box £004.: Call office.,, FOR ; sjile— An \u25a0 old established, mrxlern, .? ,. chair lg barber ; shop : at ; a- sacrifice. ., Box SOO.":, ; Call. : \u25a0'\u25a0'\u25a0 BARl!ERrfor!Sat.'and Sun.; guarantee $7. SSS •yMontgomery.aT. i ".-.. ,.ii.. \u25a0*:.\u25a0..\u25a0: :~ MUST- sell : at < once,", best ' 2 -'chair . shop.* in town. " 30*. ; McDonald iar.t: Richmond. ' . ,WAXTKD— A } s^kl." steady " barber; "- no - union. 2 29-S7, Sacramento st. FOR '-. *ale^-Two : chair < ba rber shop a t G rand st. 1 statlonj^Joo."; 17W/Uncoln ay.,- Alameda. • • iBARBERS ANDSUPPUES Continued . i FOR sale— s chair barber shop. 213S Mission st. ; Very reasonable. ' I BARBER shop for sale, or will sell furniture - separately; half price: fine pickup. tlS.Tnrtt. '• BARBER wants to work only Saturday and Sun- day steady; also every^venin^BoxSOOS^JCalK ' FIRST CLASS American barber wishes steady position in Oakland.. Box T>VZ, Call of flee.. YOUR customers are safe from skin diseases If : you use our F»c« Cream. Baners'. 33 O'Farrell. ' BARBERS' Protective Union — Employment se.cre- r » . tary, W. BARON. 775 Mkt.: phone Kray. 33»4. \u25a0 BMPLOY^IB^JL2ffi CES 1 PHOXE PAC. DOUGLAS 3332. HOME C 4663; 531 GBAXT AY.— ASIA EMPX OFFICE FUR- NISHES BEST AND COMPETENT JAPANESE. ; CHINESEVnLIPIXO HELP OF ALL KIND3L AAA— PHONE WEST 1731, 52813. Largest Japanese and Chinese employment, of- fice to city. T. TAMURA CO.. 1812 Laguna. at. I AA— We furnish Chinese help of all kinds au4 • first class; notify us by mail or phone Douglaa 3758. SS3 Clay St., city. WONG QUONG CO. 1 WEST 56SS— S4088, 1513 Geary St. OSCAR HATSUMI, Besthelp carefully selected: guaranteed. 1 INDEPENDENT Employment OfOee — Phone Mala 579. Basement Saa Joaqufa Valley Bank bids.. Hunter »t.. Stockton. Cal. > A. S. HORI. reliable Japanese-Chlaese help promptly furnished; open day and night. 1743- Sntter »t. Phoaes— West 2803. 52803. H -VT HOXO, Chinese eniployment office. 803 ! Webster St.. Oakland; phone Pektn 23. • j CONN, Chinese employment bureau — Phon» * Douglas 3186. Home CBOSS. 785 Clay st. • STAR em p.* office: Japanese-Chinese help. W. KODATA;. 1608 Oeary; tel. Weat 167. 34905. SALESMEN wanted; no experlenca required; hundreds of good positions open, paying $100 to $300 monthly and expenses; write (or call) 1 - today for particulars about how to get one of \u25a0 them. Address National Salesmen's Training \u25a0 Assn.. 10198 Metropolis Bank bid?.. Saa Francisco. Branches: Chicago, New York, Kansas City, Minneapolis. New Orleans. • WANTED— First \u25a0 class anil experienced hard- ware and housefurnishlng goods traveling ' salesman. Address Box SSI. Call oglce. . Iff you have the ability to tell oil stock It will a pay yoa to write I*. I>. "BURR, 29 Bacoa bids.. I ** Oakland. CaL « - R ENT THAT VACANT ROOM. A SMALL want ad la The Call will do It quicker than a dozen signs plastered, on your ; windows and which spoil the looks of yoa? i home besides. Phone Kearny SS tot aa ad Bin to call and see -in. ROOMS TO LET FTTRXISHEp AXD liyS'IIRXISHED ' A COZT home for respectable ladies. 1130 Mar- ' ket St.. near Sth, under auspices of the SOL- VATION ARMT. elegantly furnished; every modern convenience: steam heat, electric light aud elevator service; spotlessly clean; centrally '. located: thoroughly homelike; telephone Markftt " 13-49; prices very moderate, ranging from 23c ' per night up: special rates by tiio weeSc or . month. Se* matron, room 33. ; CALIFORNIA St.. I'.VS— Nicely furnished sunny rooms ;. excellent board; i>hope, bath;.. $G and $7 per week. ' DEWEY HOUSE. 4th and Howard — AU modern conveniences: 300 rooms. Ssc to fl day. $2 to S3 a week: free baths: Howard or 4th Rt. cars. [ ELLIS st.. 029 — .\>w;y fnrn<st>e»l room, $1.25 : a week: barh. phone: a!s<> 51. 7-">- room. ' HAVES st.. 972— Small ro.>m wirli c>i>ser. ?ti; ' j quiet plare: half block f-ar«: lady or s«ur. HOTEL METROPOLITAN. »75 Harrison— Qiil-« " place: working people: hot wat.. h. : Sl.oO wk. \u25a0 OVERLAND nOUSE. &i» Saeramecto st. below Montgomery — Now open: rooms, hot and cold water in every room: 25e to J2 per day; ; 51.50 to $5 per week. KDW. ROLKIN. Prop. TURK «t.. 440 — Large, nicely furnished sunny > room and hath. 1 or 2 gentlemen; in refined family; rent reduced. 4TH St.. 504. corner Bryant — Fnmis&ed rooms, with or without kitchen; all light and airy; I price* very reasonable: cood car service. OAKLAND ROOMS • MTRTLE st". 1011 — Large front room; running water: private family: suitable for 1 or 2 per- sons; bath: near S. P. local and Key Route; rent $10; references. . ~-;".V. ROOMS FOR HOUSE KEEPING ! AAA— STANFORD (The). 315 Vaa Ness— Suites, tingle rms.. hskpg.; also single rooms for men. FRONT, sunny rooms: furnished or unfur- nished: regular kitrh»n; reasonable to per- manents. 714 Haisat st. 1 GEART st.. 1417 — Sunny room and complete, kitchen, yard, water; main Coor. sido entrance: working people or bachelors: bargain. $12 mo. - GEARY St.. 1715. near Fillmore— 3 furnished. sunny, connecting rooms: reasonable.' .-• OAK st., 718, nr. Flllmore — Furnished h«u*» \u25a0 keeping rooms; bath: phone; laundry; grat*: free; .modern; reasonable. AAA— THE WEMPE, 419 Oak St.— Stogie and double rooms, with hoard. $30 per mouth up. , CALIF, st, 1541— St. Margaret's dub, for jirts, 1 teachers, itndents. bus. womea, tourists; cuaay \ rms.; fine bd.; rates reas. Fk. 8292. H. C 2569. , FREE list of inspected boarding places; refs. . DOMO DIRECTORY. 11 to 2. 822 Crocker bdg. POST st., 1206, cor. Van Ness a*. — Large, sunny furnished rooms for two; excellent board; very ; elegant and comfortable home. ; ROOM and board, private family; bath, fre* > phone, etc.; $25 per mo. 2SBO Pin* st.; paon* .West SMI. " \u25a0» i SWELL. large lynx stoll and muff; nsTer worn; • must sell: accept $17.50. 109 7ta ay.. R, D. ! TWO bachelors or couple taken !nto> refined home, ' Oakland; central; sunny: phooe Oak. 4250. 1716 Pacific ay. — Business men and women want- ! ing Ist class board, pleasant home. - reas., call, j APARTMENTS LDNDT APTS.. Staayan St., at Frederick— Ths most complete In the city; hot and cold watar. \u25a0 electric lights, baths, elevator service. Janitor . service; every room. in bcuse light; rents reas. • ELTON apartments, 747 Ellis st. — New 3 rooms ', and bath: sunny, large, partly furnished: steam heat, hot water,- Janitor service; $35, i $37.50. , A— VERB.I BUENA APTS.. 1114 SUTTER ST. * NEAR LARKIN— ELEGANT SUITES OF" 2-» EMS.. BATH; COMPLETELY FURN.; RETS. ' KNICKERBOCKER apts.. 1330 Pine st — 2 and 8 ° rooms, bath; hardwood floors, disappear- ing beds. ARDOISE APTS.. COR. PINE AND GOCGH — SUNNT FURNISHED AND UNFURNISHED APARTMENTS. HENDRICK HUDSON— Furnished apf.: corner Washington and Mason sts.: rent $20 aud up. ST. ELMO. 1452 Devisadero st. — Furu. front or single suites; bath, phone: all con.; $12 to $40. EUREKA apta.. Mkt. and 17th *ts.— Beautiful 3 and 4 r. apts.; phone. Janitor service:- lunny. ADELINE APTS.. 640 Eddy— l. 2 and 3 roou», apts.: hotel service: private exch-: m^st res*. 'j^P^TMJENTS^ NORTHGATE. 1800 EueHd ay.; tel Berkeley 1615,. H0me F2334; north entrance ot oniver- klty campus— -Apartments and private bath. •Ingle rooms," steam heat and call bells la , every room: sleeping porches; nrsi class tabl* * board; special winter rates. M. M. HRNRY. TREEHAVEN APARTMENTS. Ridge road n^T Enclld ay.— UP IO DATE HOfTSE KKEPIXQ APTS.: -EVERY- CONVENIENCE. FLATS TO LET JONES st., 163S— Sunny, modern. 4 and 3 room, corner fiats; rent $ls to $27. including water. carnage and lanitor servlc. CARL st..- 2.-. S. above Stanyan— L'm>er flat. 7 rooms; modern; hot and cold water ia every room: Janitor Berviee; rent $20. DEVISADERO St.. 172— Attractive, new. savaj, modern Cat, tt rooms « B d bata; rent $35; reftr- - ences. - GROVE St.. 835, rear P.nchaaan — I ropms:sl2. FI-AT ef 'B beautiful.- large, rooms and • bath. Call at KL.\K£'S. 110S Valencia »t. LAKE st.. 740-742— Modem 6 room flats, electric II«Uts; adjoining park: renta $22.5». $'J5. NOE: St.. 553. cor. 19th— Suuuy. moUera, upoer. 5 ioobu; $20. FLATS TO LET DEVISADERO St.. 172. near Waller — 1 large. ~ sunn/ rooms and. batn. furnished. $30; upper, .- modern' flat; references. 313 1 ROOM. - *nnny, - upper flat, : modern. eompletplT furnished; linen; silver. SO Palm «., Jot>»'-- park. -üBSMBRHM 1-s^' DIAMOND st.. Si'j_ > v-,jnn Ti b ay window f.Jt'fo 3 : furnished house keeping rooms; gas and! .MJ ter free; rent $16. • -. ... " .. Cwatlaued tn -Next i*M£«> ~~~