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HORSES, HARNESS- WAGONS , 160 takes a " handsome : chestnut j sorrel % gelding. ••-.weighing about 1.100 pounds, 8 years old. This gelding is kind and gentle and city broke, fast walker, sure puller and will work single or .-■■■-■■ double. Ask for foreman at the* INDEPEND - ENCE BOARDING STABLES, 552 * Haight st. .._---- ; . —, . . . —,' FOR SALE ; One pair of sorrel geldings, weighing 2.500 pounds. 7 and 8 years old. will be sold for $165. - Team of bay ... and V gray geldings, weighing , 2,450 pounds, will be sold for $155. ; • .: one pair of mares, weighing 2.900 pounds. ages 10 and 11 years, good workers, will be sold for $125. •■*. .•.*--.*. -.-,.-... " -- =.- ■■- w One handsome pair of orchard horses, weighing 2.250 pounds, 7 and 9 rears old, will be sold for $115 . .. -. ; ■ _ This stock will be sold and guaranteed as rep resented by THE INDEPENDENCE . FEED AND SERVICE STABLES, 552 HAIGHT ST. NEAR FILLMORE. . See L. F. COYNE, manager. - HANDSOME park Stanhope, almost new, a ■ cut „ under: also a light surrey. 124** Folsom st. FOR SALE NEW lumber. $10; shingles. $1.50; rustic, $19: doors. $1.10; send lists. SWIFT & CO.. 10th and Mission sts. .",'' '■_'■'■'■-': -_■__ __:*..;..; ASSAYERS ■ GOLD -Sick ore- amalgam bought: assays, - 50c. *" - Pioneer Assay office, 546 Market st. nr. Sutter. I. ■ It ~ ....-_-- . .. - ARCHITECTS IF you contemplate building or desire to have a i capable architect superintend - construction of :.. building, call or write O. E. EVANS. 2367 Mis- j rt ■ion st. DON'T PAY RENT. Will build home I to suit "II tees terms. Tel. Mission 7375. CITY REAL ESTATE -~ %,. ■ . . .--- "■ " ■ ' ."■ .* J. W. WRIGHT & CO.. "••'-' REAL ESTATE AND INSURANCE. 166 MONTGOMERY ST. , -MILLS BUILDING). RENTS COLLECTED AND OWNERS ABSO LUTELY GUARANTEED AGAINST LOSS -':. FROM TENANTS. FULL CHARGE TAKEN OF PROPERTY. > , MONEY LOANED ON REAL I ESTATE. WE ARE NOW LISTING PROPERTY FOR OUR NEXT AUCTION. '* '- BUSINESS CORNER. * $30,000--.Excellent corner In the Western Addi tion, improved with store and 12 apart ments; rents $392.50 per month; lot 31:3 front; an unusually attractive ; invest ment; close: to Fillmore and Haight sts. * APARTMENT BARGAIN. $10,70,-1 Exceptionally cheap apartment - bouse **■;; near Hyde and California sts.; rents $131. .' Building can not be duplicated for the price. _*-.-.' • * HAVES ST. CORNER. $8,250- An unusually desirable corner. 60 feet front; worth $10,000; good locality; close • to Fillmore st. :-.< :•:-; •■*: APARTMENT HOUSE SITE. V. C"! $7.250 —Desirable lot, dose to Pine and Hyde —— sts., 25x112; excellent renting locality. '*' One of the very few choice lots left in this locality. ""V,- \ - DOWNTOWN BARGAIN $7,750- -Desirable lot, 47 feet front. less than •*■-**' $200 per front foot. Think of it: Not "„*V. far from Pine and Stockton sts. ATTRACTIVE RESIDENCE ON TERMS $7,000 Artistic 6 rm. re*., with sleeping porch, -.■ - hardwood floors, beamed ceilings, -bull tin sideboard; unusual! v w»ll planned: only $1,000 cash required. Close to Ninth ay. , : - ' and H st. ;, .. -. - SUNSET BUSINESS HOLDING $5.200--9tb a v.. in the vicinity of X st.: store and 2 flats of 6 7 rooms ea.; lot 25x120; ;— mortgage of $3.7.V) can remain. RICHMOND RESIDENCE ."",' $5.125 —Cosy, artistic 6 rm. res. In vicinity of lKrb ay. and Lake St.; good locality! lot -5x120. SUNSET RESIDENCE BARGAIN $4,100-— Close to isth ay. and Lincoln way; 7 room residence: just - around - the corner from Golden Gate park; lot 23x120. •■ -.-; -MARINE VIEW'".,'-' $3,500 4 rm. dwelling near 40th ay. and Geary st.; elegant marine view; lot 50x120. . , CALIFORNIA STREET $3,900—5 room cottage, near 10th ay. and Cali fornia st.; full sized lot; nothing better . offered - .;.. ..■:•:■ - COTTAGE BARGAIN ■- - -' - : : tj- • irfw -4 room cottage: close to Cole and Alma: 20\125; mtg. of $1,500 can remain. Bar ' o. " gain. BUILDING LOT $2,250 —Fine, level lot near 10th ay. and B St.; nicely situated; 25x120; owner might con . . '". .. elder less. IOTH AY.-EASY TERMS $2 a.hi -Desirable lot on this promising thorough ;;. fare; close to Golden Gate park; -5x12": Richmond District. PARKER AVENUE $9,000— to Geary at.; 25x120; mortgage $900. . • .' ..-""■ .- GEARY STREET . $1,750 — Near 35th ay.; 25x196; cheapest lot in , Geary st. • • . -.?',-, \*v.?---*-.*"■; •--"-' 't- ' ONLY $225 « : $225- 50 feet front by 106 feet deep: well • situated in the City Land Association. Bargain. '.";-*:.' J. W. WRIGHT & CO.. 22S Montgomery st.. Mills building. SOL GETZ & SoN'S. Real Estate X» Chronicle Building. ALL I.OTS ON EASY TERMS. iml upward--Unprecedented offerings In our tract In the Sunset District; graded bloo_ |]»ar Golden Gate park and cars. c.Mi-pare with other tracts before buying. Branch office, center 11 st. and 27th ay. ~.] up Buy lots for homes convenient to rara and fronting the most attractive part of our irk and ocean: sure and steady rise in values. See cor lots in "Ofeanslde District." Branch office, h st. and 47th ay. $830 to $*"00- r:.velsior Homestead, Ocean View and new inglrshlc lots. ■ to $2.000- -< hotcest graded "Richmond Iota; tne view of bay, ocean and park: bitumen streets and sidewalks. Branch office. corner Fult.-n st. and 21st ay. $2,000 to $4,000 Modem cottages; good loca *•-;, terms. sor OF.TZ & SONS. Inc.. uroniele Building. X HEYMAN & BROTHER, INC.. 742 Market St.. Bankers' Investment building. I.OTS IN THE RICHMOND DISTRICT. lota on $10 monthly payments; fronting Golden Gate park, Spreckels lake and sta dium: 2.".. 30 anil 37:0 foot frontages: for l-omes it is ideal, and a safe and sure in vestment SCNSET DISTRICT. Our larce list includes lots from $-*>O0 upward; fronting Golden Gate park and from 11th ay. to Ocean boulevard; also at 39th ay. and Wawona St., I blocs from car line. $3r-0 building lots in the Mission, close to car lines. HOMES FOR.YOT'R RENT MONEY In the Sunset. Richmond. Mission and Potrero districts: :;. 4, 5, 6 and 7 room homes; new and modern. 08CAB HEYMAN & BROTHER. INC.. 7t2 Market st. Clement st. comer, full sire; grand view; 1 r. water: curb on ground. I>. H. THANEL- M_ (lenient st. C&so&—Late st.; swell home. 6 rooms and bath. Clement st. store and flat. D. H. THANEL. ,">4B Clement at. *i.O-00—25x95; near Brlckeil's. West (lay park. D. H. THANEL. 546 Clement st. $075— B st. and 32d ay., 25x120; near city R. R. I» H. THANEL. 546 Clement st. ARTISTIC HOMES Forty homes now building bet. 16th and 17tb omer.i and Geary stsf; protected by re strictions; hardwood floors, open grates, etc.; all modern Improvements; 3 car line 6. FERNANDO NEIJSON, owner and builder. FOR sale—A cottage of 5 rooms and bath; 256. McAllister st . half block from new St. Igna tius college and G. G. park. Address box Call office. $fcM —Sunset district: ready to build 00; 1 block from car line: $100 cash, balance 00 easy terms. Rox .•OHK, Call office. FINE lot In a growing bnslncs* center for sale at a very reasonable prf.-c. Address box I*lB3, Call office. HAVE Standard Title Insurance Company. Mills bldg.. Insure your title; save time, save money. THE FII.I.MORE BRANCH OF THE CALL IS AT 1057 FILLMORE ST. INFORMATION BUREAU FREE INFORMATION BUREAU concerning Brit ish Columbia lands. 398 Monadnoek bldg. COUNTRY REAL ESTATE $14.14 CASH and $14.14 Paid Monthly l< ail that is necessary to purchase $1.00"> worth of a-ny of our properties in tbe beautiful Mount Diablo country, on the new Oakland and Antioeli Electric railway. THE BOOM IS ON. The running of regular electric trains over the Oakland and Antioch railway In January will open up a valley unknown to 85 per cent of tbe people living in Oakland. Sau Francisco or any of the bay cities. This valley is only 30 minutes from Oakland and 1 honr from San Francisco. It is the best in the state for the growing of ENGLISH WALNUTS ALMONDS PEARS ( HERRIES PEACHES OLIVES PRUNES A LI. BERRIES ALL VEGEABLES ALL FRUITS IDEAL CHICKEN LANDS Anything you want to grow. Your market Is 1,000,000 people. One hour's ride by electric cars. , Perfect climate. Healthful locality. Absolutely no malaria. No more beautiful place in the state In which to live. LOOK OVER OER LANDS. SEEING IS BELIEVING. Prices will surely double after the Oakland and Antioch Electric railway Is in operation in October. Live in the country. Continue your business in the ciry. By all means investigate our proposition. Cull st office, or write for full particulars. Office open on Tuesday, Thursday and Sat urday cveuings. R. N. BURGESS COMPANY. 734 Market 6t.. San Francis o. BRANCH OFFICE: 1538 Broadway. Oakland. STANFORD ACRES. One to five acre tracts. Adjoining South Palo Alto. Close to depot. Electric car service. Level**land. Rich garden soil. Near Stanford university. Ideal suburban home. Acres at price of lots. Easy monthly payments. Call or send for catalog. C. M. WOOSTER CO.. 303 Phelan building. S. F. DAIRY AND ALFALFA RANCH $275 PER ACRE Sixty acre- of river bottom soil; 50 acres In alfalfa and 10 acres adapted to vegetables; large barn with cement floor; new tankhouse with cement floor and 5.000 gallon tank; large gransrv and chicken houses: new modern 6 room cottage and bath. THE BEST BUY IN MON TEREY COUNTY. W. K. JENKINES. BROKER AND REAL ESTATE. I - N. 2D ST.. SAN JOSE. CAL. I WILL sell or trade for good city or bay prop erty with part cash, my country home of IS acres, value $12,000, 2 miles from Livermore; house of 8 large, hard finished rooms: little al falfa, fruit trees, nice shade and ornamental trees; buildings cost $8,000: large barn, wind mill and tank; pigeon and chicken houses: elec tric light in front of house: hot and cold water throughout; nice strawberry patch. Address MRS, BEE. 91 Turk St. IN MOUNT DIABLO COUNTRY— Five acres rich, deep, level land right on Wal nut creek; near Oakland and Antioch electric line: only 40 minutes from Oakland; especially fine for walnuts, pears, peaches, vegetables, al falfa, etc.; could be irrigated at small expense; easy terms. Booklet free. Owners, SUBUR BAN FARMS CO., 412-14 First National Bank bldg.. Oakland: phone Lakeside 245. RICH VEGETABLE LAND. CLOSE TO CITY— Rich, level, sediment soil; one mile from Fair field. Solano county: fine for strawberries, vege tables, walnuts, alfalfa; total price for 5 acre farm only $490 to $690: terms $49 cash and $5 per month: send for Circular No. 5. LOCKE PAPPON CO.. 35 Montgomery St., S. F. ALFALFA LAND. 40 acres fine level land, with water from gov ernment Irrigating ditch, at Orland; one-half mile from railroao; price $110 per acre; one quarter cash, balance 3 equal annual payments. C. M. WOOSTER CO.. 303 Phelan building. S. F. GOING east: must sell my 20 acres of good land near Los Angeles; a big snap while lt lasts; only $500 cash. W. K. CASWELL. 145 Hayes. FOR sale—Beautiful farm: fit for a king or gen tleman; $50,000. Add. OWNER, box 1164. Call. 480 acres. Placer eft.: bargain: easy terms. Owner. 223 First Nat'l Bank bldg. Santa Tiara, County Real Estate $400—PER ACRE—S4OO WORTH $500 PER ACRE OF ANY KIND OF MONEY 44 acres 10 year old trees, in perfect condi tion; 22 acres French prunes, 7 acres Blenheim apricots, balance Muir and Foster peaches; 6 room house, barn, fruit house, 3 horses, cow, wagon, truck, farming implements, 1.000 trays, 600 boxes, and drying equipment: located on first slope of eastern foothills, 7 miles from our office; one-half level enough to be easily Irri gated, balance rolling: buildings overlook the entire valley; this section Is proven practically free from frost; such trees as are on this prop erty, if located in the valley near town, would readily sell for $700 per acre without any im provements. Let us show you this, as it is one of the best buys we have had this Beason. Average income. $4,000 per year. $.->.OOO—WORTH $6 .OOO— Beautiful, modern, plastered bungalow, situate on fine corner lot, on paved street, in the Third ward. This bun galow has living room across the entire front of the house, large open fireplace, builtin book cases and sideboard, panel dining room, large front and back porches, inside entrance to base ment, laundry room, garage, etc. This la one of tbe most complete homes in San Jose. COOPER-CHALLEN REALTY COMPANY. 27 WEST SANTA CLARA ST.. San Jose, Cal. JOS. H. RI'CKER & CO.. Bargains in Country Lands. For Sale. Exchange. $-",.->O0 —S acres. lit, miles south of San Jose, all in 8 year * old prune trees in first clans condition; good sediment soil; ditch irrigation. This property is lo cated at the corner of 2 main county roads. 1 iv, miles from streetcar, and is an excellent buy; $1,000 cash will handle it. 43a220 $3.700 —17 acres in the foothills, Especially adapted to apricots and peaches or wal nuts: all level and elevated enough for a good view; on good county road. % mile from Evergreen. 43b-42 $5,400--12 acres. 1 mile from city limits of San Jose: deep sediment loam foII; 10 acres prunes, 12 to 14 years old: Im proved with a good 7 mi. house, with all modern conveniences: fine barn, fniithonse. drying plant, all implement.*- and fruit equipment, beautiful ornamental trees, very fine pnmplng plant, fi hp. electric engine; income $2,000 year. This Is very choice. 43a-240 JOS. H. BECKER & CO.. Real Estate, Loans, Insurance, Rents. 70-Sl-R3 Post st. Offices also at San Jose. TWO FINE ORCHARDS. $t~.OOO~ ,". i- 4 acres of full bearing cherry orchard, on the new state lwiulevard; less than a mile from a good town with splendid high and grammar schools; soil and treeS"of the best; new, modern 3 room cottage, barn, etc.: good Investment $10,000- B0*"i acres of fine young orchard, one mile from Sunnyvale. In a famous fruit belt: 16 acres of pears and 4 acres apples, all 9 years old. with alfalfa between the trees: 3 artesian wells; barn: no dwelling; will increase In value rapidly aid Is a good paying proposition to hold. (ASK, SHORT & RYAN. INC., San Jose. Cal. ABOI'T 500 acres good alfalfa land, on San Joa quin river, in Stanislaus county; close to thriv ing town: will t-el) at a whole for $4(» per acre; easy terms: or will accept good business prop erty in exchange. A rcrv nlc* home place of 4 acre*. In fruit and alfalfa: chicken house, brooder house, good barn, good house; fine well, mill and tank; right In town; close to cars and school, in San Jos--; price $4,20": terms. CAVALA & QLILTY. (".1 W. Santa Clara st.. San Jose. Cal. J. M. NELSON $5,000—3 acres 2 blocks from tbe city limit* of San Jose: fine sediment soil; just ripe for sub-jl vision and a very productive home place. $3,500—5 acres, good bouse, barn; fine for poul try; _ cows, horse, wagon, farming tools; everything ready to step right Into. J. M. NELSON. 16 North Ist St.. San Jose. Cal. FOR sale -Five r m. house and barn with 3 or 4 larce lots: some fruit, good location; roa->on able. 11 Brooks, ay., oft* Bird. San Jose. Cal. SA\ MATEO REAL ESTATE WK have Just completed a gmttp of very fine bungalows; modern In all respect*: term.- Par ticulars, W. W. CASEY, San Mateo. V V - ■ " :1:..-,. ■ : ;..;v : .r ' v-«'.:.; : : ;;." x : Y---:.:- •■•■■- ''Vr;:-,; : .:,:;:,':-v,';.-:,-. <•;:■:.■ £-;■:.■. "":■:,.-" ■.■"■•-.■ .-."•.; ~'..;;■;;■,. ... ' •.'■;•:- ■;;;■■■•;"■ ..*• -~, '■.... .'-.r'.v '>-:'./■■ ■ \ •■''. v. ■■- .-'■-■; 'Twn- qa\t 17T? axrrTQPr. ft\T,T WEDNESDAY -DFf!FArRi7P_ A 1019 OAKLAND REAL ESTATE FOR sale—A desirable lot In Rockrldge Place, 65x85; $1.70O; $1,000 cash, balance on mort gage. Address 1202 Btb st., Oakland, or phone Oak-land 6260. DON'T DELAY, move into one of our bnngalows before Christmas: we have them in the very best locations, prices to suit and tbe easiest terms, same as rent. WENHAM & PAUL, 112S Broadway. Oakland: phone Oakland 1765. FOR sale—The only racist lot in one of Oak land's choicest residence sections: convenient to car lines; located on Bellevne. south of Palm. For particulars phone Oakland 5006. FOR sale -12 room house, completely furnished: this property is on streetcar line and only 2 blocks to either S. P. Co. or Key Route ferries. For further information call at 1202 Bth St., Oakland, or phone Oakland 6266. BARGAIN- 7 ro-.ni house; nearly new: furn. or unfurn. 2419 E. 20th St.: pbooe Merritt J(WS. NOW Is the time to buy Richmond property, as ils future is now assured, and you can still buy at a very low figure. Get it now and make the profit that will acerne from the in creased valuation, as prices will surely raise. We have dealt In Richmond property for 7 years and can locate you right. WENHAM •S.- PAUL. 1128 Broadway. Oakland.; phone Oak land 1705. Richmond office, 14tb st. and Po trero ay.: phone Richmond 7571. Transfer at 6th st. and Mac Donald ay. to 6th st. car going south to the end of line. HAVE 5 lots I must sacrifice close to 14th st. car line, adjoining the inner harbor: this is a bargaiu for cash. Box 5105. Call office. Oak. PALO ALTO AND VICINITY NOW is the time to buy land on the peninsula. We can sell you acreage at,lot prices; 1 to 5 acre tracts adjoining South Palo Alto: street car service within 1 block: all level land: good soil; prices from $300 an acre up: easy monthly payments. Call or send for catalogue. C. M. WOOSTER CO., 303 Phelan bldg.. S. F. SANTA CRUZ REAL ESTATE HOMES, ranches, acreage: exchange: price list. DAVID I. WILSON. Santa Cruz. Cal. SURURRAN REAL ESTATE I OPPORTUNITY to get 4 lots In growing sec tion. Daly City, from owner; reasonable. 433 14th St.: phone 5045. SACRAMENTO VALLEY LANPB WHEAT AND CORN LAND. $10 PER ACRE. On line of the Southern Pacific; good, deep soil: no hardpan. bedrock or alkali: no Irrigation required to mature a wheat and corn crop on the same land the same year; thousands*-of acres already sold to California farmers; wheat pro duce?, from IS to 25 sacks per Icre and corn 20 to 30 sacks: no failures: daily mail, schools and splendid markets and transportation: excursions every week, special rates. Write at once. SONOMA WHEAT LANDS CO., 018 J st.. Sacramento. Cal. SONOMA COUNTY LANDS $650 cash and $500 per year buys a highly Im proved, modern fruit and poultry ranch at Petaluma that should net owner, when fully storked. $2,500 per year; total price now* $4,650. including fine driving horse, harness and buggy: write for our large, free list.' J. W. HORN CO.. Petaluma. Cal. GOVERNMENT LANDS HAVE just learned of some choice government land in northern California to be thrown open for settlement within next 2 weeks; full par ticulars with services of cruiser. NIGGLE, WALLACE & CO.. 430 Pacific building. M 1.1 _RE AL EJJ^TEJTO^EXCHANGE_ IF you want to exchange your property for al falfa, fruit, chicken, or stock ranch, call and see us: we have them. J. HAY SMITH CO., 908 Broadway. Oakland. WE can exchange anything anywhere. The W. H. Mack Co.. 423 Monadnoek bldg.. S. E.. Cal. PROPERTY WANTED IF you have a new bungalow or cottage in a good location you wish to sell, list it with us. We have clients from San Francisco to locate. WENHAM & PAUL. 1128 Broadway, Oakland: phone Oakland 1765. Richmond of fice, 14th st. and Potrero sv. __ RENT THAT VACANT ROOM SMALL want ad in The Call will do it quicker than a dosen signs plastered on your windows, and which spoil the looks of your bouse be sides. Phone Kearny 86 for an adman to call and see you. If RESULTS OF CALL ADStJ . * •_=. , ■-••■ S/fbrs tense/?jsjs~ TAKE A LITTLE AD LIKE THIS ONE AM) DRAW A CAItTOOX LIKE ABOVE Drawing by i c i^aß-STENSEN CASTRO St., 743, near 20th (Market or ISth st. b-S* mltr wnrrT fITV car)—A cheerful, up to date, sunny, corner, ,*"■ -*•"-* UA,V a »"»»_"=-a. *.*__ room flat; southern exposure. * ! -- I! , Something for the Young Folks THE CALL wants all its young friends, both in and out of town, to compete in the amateur cartoon contest. Girls and boys, here's your chance to show what you can do in pictorial art. To the ones drawing the best picture on any advertisement appearing on the Want Ad pages The Call will award three cash prizes each wee*: — First Prize, Second Prize, Third Prize, $5.00 Cash. • $2.50 Cash. $1.50 Cash. Mail or bring copy of your drawing, using very black ink on very white paper, to The Call's Clas sified, main office, Third and Market streets. Names of the prize winners will be published on The Call's Want Ad Pages* every Tuesday. ROOMS TO LET XiTORIXIaOT-L. 514 Bush st. Northwest corner Grant ay. New hotel, 150 outside rooms. Sunny corner. Opens Dec. 1. Reserve your reom today. , Rates $3.50 to $6 weekly. Special opening rates to permanents. Every modern convenience. ACME HOTEL. 819 MISSION ST NEAR 4TH. Central location: ground floor lobby. 100 ROOMS AT $2.50 WEEKLY.' 100 ROOMS AT $3.50 WEEKLY. Room* with private* bath. $5.00 weekly. 50 CENTS TO $1.50 DAY. Transients sol BUSH st. 1742— Elegantly furnished rooms In private family; water, electric lights. Phone West 9360. BUCHANAN St., 1116. near G. (*,. ay. Sunny single front room. bath, phone: $8 per month. CALIFORNIA »t., 583. near Kearny—Furnished room: hot water bath: $6 month. CLAY st.. 20*80—- Pleasant rooms, furnished and unfurnished: suite of offices well arranged for doctor or dentist: location unexcelled. COZY borne for respectable ladies. 1130 Market st near ftb. under tlfr auspices of the SAL VATION ARMY; elegantly furnished: every modern convenience: steam heat, electric light and e'evator service; spotlessly clean; centrally located: thoroughly homelike; telephone Mar ket 1349; prices very moderate, ranging from _5c per night up: special rate by the week or month. See matron, room 38. CALIFORNIA St., _101. cor. Laguna—Pleasant, sunny rooms In refined home. ELIZABETH st.. 13A. near Guerrero Nicely fur nished front room. Phone Mission 9140. EDDY st.. 913—Large, newly furnished front parlor: French family; good opportunity to learn French. GOUGH st, 1403— Neatly furnished rooms, sin gle or en suite: gas, bath, phone; reasonable. NOE st.. 17 —Clean, nicely furnished room, suit- THE BENNETT. 226 Haight st; pnone Market 2310—Elegantly furnished room-; rent rea'ble. 4TH ay., 1229, Sunset—Nicely furnished room; private family. OAKLAND ROOMS TO LET FURNISHED cottage of 4 rooms and bath; rent reasonable. 10SO 7th St.. Oakland. AJ>AJMENTS PIERCE APARTMENTS, 900 OAK ST. CORNER PIERCE. Just completed. The handsomest, most com fortable and most livable apartments in San Francisco. TWO, THREE AND FOUR ROOMS AND BATH Continuous sfeam heat and hot water, wall beds, electric lights, Interior telephone, linoleum in kit--hen and bath, gas range and laundry tray In each kitchen, handsome entrance, carpeted halls and unsurpassed janitor service. Rentals $25 to $40. HATES ST. CNo. 6i CARS PASS THE DOOR. A Most Enchanting California Structure, CASA MADRONA. Built In concrete around a typical Spanish patio, with it* flowers and fountains; no apartments in the city provide more pleasing furnishings, more* luxurious environments, greater living facilities; personally conducted by the owner:, furnished or unfurnished; steam heat; 2, 8 and 4 rooms: rent $35 to $75. 116 Frederick st.; Hayes st car (No. 6) passes the door. OAKLAND THE NEW OAKLAND OWEN APARTMENTS. 22d and Harrison sts.. Oakland. Concrete building; strictly fireproof; exclusive residential district; 2 and 3 room apartments, completely furnished; steam heat, hot water, elevator, private phones, vacuum cleaning sys tem, billiard room and dance hall: unobstructed frontage on Lake Merritt: half block of Grand ay. car. Rates from $32.50 up. THE HENRY APTS. 846 Ellis at, near Van Ness ay. Just opened; sunny and elegantly furnished, modern 2 rm. apts. with bath: rent reasonable. NORTHERN APT.. 950 Pine st. bet. Mason and Taylor—Completely furn, 2-3-4 rm. apts.: finest In the city; all outside rooms; all modern Im prove.; steam heat; janitor serv.; just opened. A—LUNDY APARTMENTS, Stanyan, Frederick an/I Golden Gate park; not a dark room In the honse: up to date In every respect; elevator service, etc. • 1020 HYDE ST.. NEAR CALIFORNIA Two room apartment; wall bed, gas range, llnolenm; rent $20. BROADWAY APTS. 204&.Ea1k St.—2 and 3 room apts., $18 and up; furn. single room o . $10; hot and cold water, bnt"j.**ir jUstone; sunny corner. DEVISADERO St., 14—3*riewly built unfurnished rooms: an apartment by themselves; sun all day; fine view: rent $18. Phone Market 4280, I APARTMENTS Continued RIVERSIDE APARTMENTS In heart of amusement and business distrlets: San FYanciseo's handsomest, neatest and most convenient 2 and 3 room aptirtment house; extra large, light halls, fast elevator service. sa-nltiry bathroom?, private halls, commodious dressing rooms, best of service. 50 Golden Gate ay.. half block off Market st. References. A—CARMELITA APTS.. 15th and Valencia sts.. 3 blocks from Market—Modern, sunny. 2-3-4 room apts.: 2 rooms from $22.90; 3 rooms $30 up: i rooms $33 un. steam heat, hot water, eir-ctric light, auto elevator; tel. conn-e- Tons; nil large outside rooms; priv. bath*, priv. halt*. Valencia cars from ferry: tel. Park 2.".14. GLENARM APARTMENTS, "*-» 1140 Sutter St.: phone Franklin 5660. Cleanest, best kept, prettiest and most np to date apartment house In this city: 2 and 3 rooms; all modern improvements: every convenience; ele gant building: fine location: nice home for good people: rents reasonable: reference. ___. BUCKINGHAM. 845 Sutter, nr. Jones: 2 and 3 room sunny apts., furnished and , unfurnished; all modern con veniences; excellent service; rates reasonable. ATHENIAN APT.. 948 Post st. near Larkln— Just-opened; 2 and 3 rms.. furn. and unfurn.; all light, sunny; dressing rooms, wall beds, re frigerators, elevator, janitor service. AAA A—CLAIRE APARTMENTS. 1560 Sacramento st., near Larkln. Heat, elevator, phone, vacuum cleaned; hot water: free use of social hall; $30-st*s. ALLYSON APTS., 1250 O'Farrell—Spacious, sun ny 2 and 4 rm. apts. completely furn.; janitor; also sunny bedroom; summer rates; $22.50 up. AA—COLUMBIA APARTMENTS, cor. Ellis and Polk sts.; strictly modern; unfurnished family apartments; references required. EUREKA APTS., Mkt. and 17th sts.—Beautiful 3 and 4 rm. apts.; phone, janitor service; sunny. ST. SAUVEUR APTS., 1276 Jones corner Clay— Fur. and unfur. 4 rms.; sunny; heat, bot water YERBA BUENA APTS., 1114 Sutter—2-3 rooms, bath: furn. complete; hotel service; references. ARDEN APTS.. Post at Larkln—l. 2 and 3 rms., furn,: steam heat, hot water; $20 to $30 up. ACROSS from Jefferson square—SANDRINGHAM APARTMENTS. 1152 Eddy st; modern a-ats. FURNISHED APARTMENTS SUTTER St., 1034—San Jnan Apts.; cleg. furn. 3 and 4 room apts.; all modern conveniences. GATES HOTEL. Apts., Fill. cor. Geary: strictly mod.; 2 rms. $25; single rm.. priv. bath, $15 up. AAA— STEAM HEATED FLATS. 7 and 8 large rooms, supplied with hot water; handsomely decorated and every modern conveni ence; private garage if desired; rents $40 and up ward. APPLY 900 Oak st. corner of Pierce; Hayes St. (.No. 6) cars pass the door. 11TH St., 230, corner Kissling, 2% blocks from Market and Van Ness—A new. modern, apart ment flat in convenient, central location; wall bed; 3 rooms; scavenger service; only 2 flats left; rent $23 and $25. NOE st., 155 —Desirable sunDy flat of 7 rooms and an extra kitchenette, all newly tinted: 2 fireplaces; modern, convenient; basement stor age room; $30. 13TH st., 145, near Folsom—De»'rable flat of 4 rooms and bath: well arranged; light and sunny; in first class condition; rent $16; water free. CASTRO st, 743. near 20th (Market or 18th st. car) —A cheerful, up to date, sunny, corner, 5 room flat; southern exposure. FINE 7 room flat; hardwood floors; Broadway, near Franklin st.; rent $50. STERLING REALTY CO.. 241 Montgomery st. TAYLOR St., 1310, bet Washington and Jack son—Beautiful new 7 room middle flat; marine view. DEVISADERO st., 106, near Duboce ay.—3 room sunny apt., un furnished; all modern. SANCHEZ St.. 366—New, unfurnished 4 room apts., all modern; close to Market st. cars. HAVES st, 2273—Cozy 4 room flat, $23; over lookiog G. G. park; janitor; on car line. SHOTWEI.L St., 375 —5 sunny rooms; bath, gas; large closets: stalls If desired; $18. WASHINGTON St.. 2863—Sunny 7 room flat to let; electric lights, bath; reasonable. LIBERTY st.. 15—Flat of 7 rooms; rent $30. Key at 19 Liberty. COLLI N(J WOOD, -j;-9A—Sunny upper flat, 4 rooms and bath: $16. ELLIS, NW. cor. Steiner —Sunny corner flat of 5 rooms and bath. MISSION BRANCH OF THE CALL, BLAKE'S BAZAAR. 1108 VALENCIA ST. FLATS TO LET Continued J. W. WRIGHT & CO., REAL ESTATE. LOANS AND INSURANCE. OWNERS GUARANTEED AGAINST LOSS FROM TENANTS. FLATS AND APARTMENTS $45 to $53 —2524-30 Broadway near Scott; beau tifully appointed fiats of 7 and 9 rooms: every possible .-onvenience; newly fiuislied in the latest style and design; elegant marine view; Urge llv iug room; bedrooms all finished in white; light aud sunny; best side of tbe street. LEXINGTON APARTMENTS 1055 Sacramento st. near Polk —2 aud 3 room apartments; steam heat, hot water, hardwood floors, gas ranges, disappearing beds; elegant ma rine view; reut. $25 aud up. APARTMENT FLATS 656-68 Parker ay. near McAllister n*. —1 room apartment flats, newly renovated throughout; electricity, beamed ceilings in dining rooms, large yard; grand marine view; rent $20. FLATS $57.50 —12SS California st. nr. Leavenworth; 6 r. and b.; yard, hardwood floors, coal grates; light and sun In every room. $50.00—1179 Filt>ert st. nr. Hyde; upper apt. flat; 6 r. and b.; hardwood floors through out: steam heat. $50.00—158 Devisadero st. nr. Waller; upper; 7 r. and b. $45.00 —100 Second ay. cor. Lake; furnished apt. No. 6; 4 r. and b.; steam heat; $50 with piano; lower. $45.00 —1230 Leavenworth st. nr. Clay; lower flat, 6 r. and b.; yard and garden in front. $35.00—1262 A Vallejo st. nr. Hyde; upper apart ment flat 5 r. and b.; hardwood Soon, beamed ceilings; light and sunny. $35.00—291 Carl st. nr. Willard: upper flat, 6 r. and b.; garage; good finish. $35.00—1248 Larkln st nr. Pine; middle flat; 3 r. and b.; yard. $35.00—2034 O'Farrell st nr. Devisadero; upper; 8 r. and 'b. . $35.00 —525 Belvedere st nr. Grattan; house; 7 r. and b. $32.50—127 Belvedere st. nr. Waller; upper flat; 11 r. and b.; 4 large rooms In attic. $32.50—908 Irving st. nr. 10th ay.; upper flat: 5 r. and b.; beam ceilings; open flreplaees. $32.50 —322 C St. nr. 4th ay.; lower; 6 r. and b. $32.50—606 Ashbury st nr. Haight; lower flat; 5 r. and b. $30.00—3033 Washington st nr. Baker; upper flat: 7 r. and b.; light and sunny. $30.00—234 Pierce st. nr. Haight; upper; 7 r. and b. $30.00 —1630 Devisadero st. nr. Post; upper; 6 r. and b. $30.00—1571 Page st. nr. Cole; middle; 7 r. and b.; yard: light and sunny. $27.50—1641 Eighteenth st. nr. Hattie: tipper: 5 r. and b.; all modern conveniences; good neighborhood. $27.50—1246 Eddy st nr. Laguna; upper; 6 r. and b. $27.50—906 Irving st. nr. 10th ay.; middle flat; sr. and b.: beam ceilings: open fireplaces. $27.50—4044 California st. nr. 3d ay.; middle; 6 r. and b. $27.30—2044 Green st. nr. Buchanan; upper; 6 r. and b. $27.50 —1686 Page st. nr. Ashbury; lower; 7 r. and b. $27.50—766 7th ay. nr. Fulton st.: upper; 6 r. anu b.; yard; perfect condition. $26.00— Union st. nr. Webster; 6 r. and b.; flat; in good condition; close to fair site. $25.00 —944 Central ay. nr. Golden Gate; middle flat; 5 r. and b.; electricity and grates. $25.00 —1835 Jones st. nr. Vallejo; upper flat. 4 r. and b.; yard; light and sunny. O'Farrell St. near Devisadero. lower flat; 6 r. and b.: yard; very light and sunny; morning and afternoon sun exposure; newly painted and papered. $25.00 —1412 Taylor st. cor. of Jackson; 2 rm. apt.; marine view; within walking dis tance. $25.00 —7 Central ay. nr. Waller; upper; 7 r. and b. - $25.00 —289 Castro st. nr. Market; upper flat, 5 r. and b.; yard; grates; grand view. $25.00—1873 Page st. nr. Cole; lower; 7 r. and b.; yard; light and sunny. $23.50—745 Clayton St.; snap; 5 large r. and b.: porch and yard: bet. Waller and Frederick. $22.50- -1126 Greenwich st. nr. Hyde; upper flat; 5 r. and b.; yard: light and sunny. $20.00 —738 Central ay. nr. McAllister; upper; 3 r. and b.; light and sunny. $20.00—1927 Greenwich st. nr. Laguna; upper; 7 r. and b.; yard. * $20.00 —2007 Webster st. nr. California; upper; 5 r. and b. $15.00 —Northeast cor. 26th ay. and A St.; up per: 6 r. and b.: light and sunDy. $14.00 —3771 20th st. nr. Dolores; lower flat; 4 r. and b.; In good condition. TO LEASE Store containing s.OOO square feet, with 1 large basement; just completed; could be used for furniture store or electrical supplies; rent $200 per month; Mission st. nr. 7th. HOUSES $100.00 —90<? Devisadero st. nr. McAllister: fur nished house, 13 r. and 2 b.: elec.. grates. $60.00—2105 Vallejo st. nr. Webster; house of 9 r. and b. $3!-.00—170 Henry st. nr. 14th: 7 r. and b. $30.00—1217 17th ay. nr. H: house of 7 r. and b.: yard: in good condition. $21.50 —547 37th ay. nr. Geary: cottsge. 6 r. and b.: yard: grates; opposite school; light and sunny. CALL OR PHONE FOR OUR COMPLETE LIST OF HOUSES. FLATS AND APARTMENTS. WE HAVE THEM IN" ALL PARTS OF THE CITY J. W. WRIGHT h CO., 229 Montgomery st. FLATS TQ LET FIJR'VISHED FI'RNISHED flat of ." sunny rooms and bath; on Broderick st. near Fell; reut reasonable to re aponsible party. Key at 1039 Page st. BLM ay.. 1108, near Pierce and Turk sts.— Furnished flat 4 rooms and bath; snnnv side; $18. PIERCE St.. 10*9, near Turk—Furnished flats 5 rooms and bath; sunny corner; $30 and $3.'. HOUSES TO LET p ' IJR - VTSHEn ___ PIERCE st.. 424, near Oak —2 large sunny con necting front rooms, elegantly furnished; large kitchen: steam heat; everything modern; as well appointed as any first class apartment: private family; other rooms be vacated next week. FIRST ay., 70S. Richmond Dist—Furnished house 6 rooms, bath: 2 blocks from Golden Gate park. HOUSES WANTED^ WANTED—To lesse 7 or 8 room house or apart ment, unfurnished, where permission will be given to keep a dog: family of four, all grown up: will not pay more then $ f *o per month, and want lons time lease: mnst he In San Francisco. Address box 1573. Call office. OAKLAND HOUSES TO LET IXFI'RMSHED SEND or call for our printed catalogue. GEO. W. AUSTIN. 1422-1424 Broadway. Oakland _. ROOMS F°R HOUSEKEEPING CLAY st., 2637—Come aDd see before renting elsewhere; can pay part rent in housework. EDDY St.. 917—Fine sunny hskpg. room, with kitchenette; also large furnished room; reas. GOUGH st., 1403—Rooms for housekeeping; large yard; laundry; reasonable. GEARY St.. 1123—Large, sunny, newly reno vated hkpe. rooms; hot water; electric lights; walking distance. Q. G. PARK—Cottage 2 or 3 rooms, furnished. bath: 1 or 2 adults: $15 to $2.". Phone Sun set 940 after 7 p. m. MCALLISTER. 610— Sunny housekeeping suites; hot, cold water; electric lights; $2.50 tosswk. OAK St.. 716, nr. Fillmore—2 furnished suites; also rooms for gents; Hayes car (No. 6) passes door. POST st., 1718—Sunny rooms for housekeeping; laundry; yard; free telephone. PINE St.. 1720 —Sunny housekeeping suites, $8. $10 aud $12 per month; gas, bath, phone, laun dry. SCOTT st., 2040—Large, clean, light housekeep ing rooms. $3 per week. Tel. West 2014. STH at. 365—Furnished housekeeping rooms; gas and electricity; running water, aud quiet; sin gle. $1.25 up. 12TH st.. 210. near Howard — 2 connecting rooms, gas range and sink; also single rooms. ROOKS AND BOARD OFFERED AAAA—23I9 Pacific ay.—Rooms and board; supe rior in every respect to those ordinarily offered; beautiful house; very best neighborhood; pri vate baths. Tel. Fillmore 1656. AAA—THE WEMPE, 457 Oak st. nr. Buchanan— First class rooms or board. Phone Park 5092. LIBERTY st, 70—Private boarding bouse; single or double rooms; good table; terms reasonable. Phone Mission 2923. O'FARRELL st. 1120, nr. Franklin—Nicely fur nlsbed sunny rooms, with or without board; reasonable. PIERCE St.. 815, nr. McAllister—Furnished front rooms; bath: fine neighborhood; excellent board; 2 people; $20 month. SUNNY room, board, electricity, bath; phone West 8*581; single $25. two $45. 1724 Steiner. HOTELS ABBEY HOTEL. 440 POST ST. OPPOSITE ST. FRANCIS PHONE SUTTER IS3O BATES. $3.50 PER WEEK TO $5 WITH BATH. $.-»---0 TO $7.50 GRAND VIEW HOTEL—Elegantly furnished; tbe best In the city, with all modern im provements; bot and cold water; bath; new building: elevator service; telephone; $2.50 per week. 2228 Union st. near Fillmore. MISSION BRANCH OF THE CALL, BLAKE'S BAZAAB, 1108 VALENCIA ST. I HOTELS Continued ----__-_. THE CRESCENT, corner California and Franklin t-ts.; PRIVATE FAMILY HOTEL; very larga. fine rooms: private bath; extra good table and service; references. MRS. E. R. BATES. Prop. HOTEL EMPIRE. 11l Taylor cor. Turk—Newly renovated; shopping district; close to theaters; day 75c up. week $3 up. bath $1 day up. Eddy car at ferry; 3d-Townsend S. P. car to«Taylor. HOTEL FORSTER, 325 Sutter st. nr. Grant ay.—• European, rm. with bath, $1, $1.50. $2. wk. $4 up: mo. $15 and up: best beds in the city. BUSINESS CHANCES A— ( LUBECK'S. Inc., Sixth floor Pacific building, Market and 4th tt*. Phone Kearuy 1702, Home JlO2O. ALL LINES OF BUSINESS SOLD. CITY OR COUNTRY. TO BUYERS AND SELLERS: Our well known and long established reputation is a guarantee that you will get reliable and efficient service In dealing through us. LOAN DEPARTMENT FOR INVESTORS. LUBECK'S, 602 PACIFIC BLDG. $500— RESTAURANT, big paying; close to Mar ket st.; good lease; rent $25 month. You must tee to appreciate. Come early today. LUBECK'S, 602 PACIFIC BLDG. $450—BAKERY; brick oven: nicely fitted up store; daily cash receipts $20; excellent loca tion; low rent. LUBECK'S. 602 PACIFIC BLDG. HOTEL and BAR near Palace hotel; 35 rooms, nicely furnished; splendidly equipped bar, doing big business; price $6,500. Terms can be ar ranged at LUBECK'S. 602 PACIFIC BLDG. TO LEASE—HoteI. 65 roMBS. elegantly furnish ed: modern bote] in live bay town; hot and cold running water in each room: ilso com pletely equipped dining room and kitchen; will lease for lerni of years at low rent. LUBECK'S. 602 PACIFIC BLDG. HALF INTEREST in BIG PAYING TAXICAB BUSINESS, with monthly receipts of $1,000 to $1,400; fully equipped standard make ma chines; positively the best stands in the city; $1,250 will handle, pay balance out of profits of the business. Exclusively at LUBECK'S. 602 PACIFIC BLDG. MOVING PICTURE THEATER; $800 cash and $900 easy terms will purchase an exceptionally -floe paying moving picture theater; walking distance from our office; clearing over $200 mo. See LUBECK'S, 602 PACIFIC BLDG. $350 —BARBER SHOP; 2 modern chairs; nicely equipped In every respect; splendid residential location: no opposition. LUBECK'S. 602 PACIFIC BLDG. $400— TAILORING, cleaning and repairing busi ness; live bar town: clearing $150 month. See LUBECK'S. 602 PACIFIC BLDG. $I.4OO—HOTEL and BAR; big manufacturing town near S. F-; valuable lease; good business; sickness cause of sacrifice. See LUBECK'S. 602 PACIFIC BLDG. SEE US. We can locate you right LUBECK'S - LUBECK'S LUBECK'S Sixth floor, Paciflc building. Market st at 4th. . FOR sale—Automobile garage, centrally located, on the main thoroughfare in San Jose; fully equipped; first class machine shop; low rent under a 5 year lease: doing a good paying business; reason for selling owner Is leaving tbe city: a good chance for the right party to secure a GOOD PAYING BUSINESS. Address W. J. LEAN <!fc CO.. San Jose. Cal. WANT to lease my bakery business for 2 years; good f<".r a married baker that understands his trade: $1.'"00 <*ash for fixtures apd stock; good paying business; will show party every thing. For full particulars write to Box 97. Virginia City. Nev. Don't write unless you mean business, or come and see It. ADVERTISING—CLEAR SEVERAL HUNDRED DOLLARS MONTHLY; not a scheme. but proven; legitimate money maker; finely en graved plates and exclusive San Francisco rights. $70; ordinary business ability only capital required: might be haadled In spare time. Address SPECIALTY PRESS, Denver. Colo. ARE you looking for a bargain? Stationery, toys, candy, etc.; suitable for lady or gen tleman; splendid location; long lease; cheap rent Phone Paciflc 2209. $I.2oo—Bakery and confectionery, 2 horses, wagon; rent $35. Apply 1030 FrultTale ay., Fruitvale. FOR rent—Pool hall, with 2 pool 1 billiard and 1 Klondike table. CHAS. BISCHOFT, King City. _ LACKO—Cleanses gas ranges, makes hyglenle dusters. 833 Market. Exc. dlst. agent wanted. __ INVESTMENTS CHESTER B. ELLIS _ CO STOCK AND BOND BROKERS, 714 Market st.. Opposite Call building. Largest dealers In exclusively unlisted securities on the Paciflc coast. Established 1899. H. A. ROENITZ. BROKER. 751-53 Phelan bldg.. San Francisco. Cal. Buys and sells all local insurance, rubber, oil, mining and Industrial 6tocks and bonds. Spe cialty. Mascot. MASCOT MASCOT MASCOT For sale—Any part 500 shares Mascot Copper, $2.50. We buy and sell stocks and bonda. W. E. LOGAN. 17 Bacon block. Oakland. ■ i i FINANCIAL BONDS bought and sold; corporations financed. AMERICAN BOND COMPANY, 1000 Call bldg. MONEY TO LOAN AAA—SALARY LOANS—SALARY LOANS New System, Lowest Rates. Loans made for one, two. three or six months. Your friends or employer never know. SEABOABD LOAN COMPANY. 600 Chronicle building. Office open 8 a. m. to 6 p. m.: Monday and Saturday until 8 p. m. AAA--HOUSEHOLD LOAN COMPANY WILL LOAN YOU MONEY ON FURNITURE. PIANOS. ETC.: $10 to $200; LOW COST; CON FIDENTIAL; HONEST AND SQUARE PEAL. I 'ALL OR WRITE OR PHONE 357-9 PACIFIC BLDG.. FOURTH and MARKET. PHONE DOUGLAS 3266. OAK I AND office. 518 First National Bank bldg. MONEY loaned en furniture, pianos and other security: lowest rates; most favorable terms In this city; see others, then see me and be con vinced; will save you money: $2.25 weekly pays $50 loan. Phone Market 3029. GEORGE W. MILLER, 3009 16th st. southwest corner Mission, room 35. A —TREMAIN. with absolute privacy, any amount at •"; per cent on furniture, pianos, etc., without removal, payable in installments or straight loans, at lowest rates cash, payment reducing Interest mo commissions. 833 Market st. next Emporium, room 811; phone Douglas 2465. LOANS to SALARIED persons, wage earnera, teachers, city employes and OTHERS with FIXED incomes; rates reasonable: payments easy; also OTHER propositions. 433 Phelan building; phone Douglas 3244. MONEY LOANED SALARIED PEOPLE and oth ers upon their own names; cheap rates: easy payments: confidential. D. H. TOLMAN, 949 Pbelan bldg., and room 9. 460 13th St.. Oakland. ILLINOIS FINANCE COMPANY, SUCCESSORS,TO ILLINOIS TRUST CO. Room 94S Market at. Over Bank of Italy. , BALDWIN JEWELRY CO.. Gold r.nd Silver Smiths, 29-35 Kearny street. LOAN DEFT. RATES 2 PER CENT PER MO, CASH advanced on salaries; no security; lowest rates. 313 Merchants' Exchange building; phona Douglas 1411. and 508 Call building; phone Sutter 2337. AAA—Wage earners, either men or women, can make a loan In strictest confidence at the Em ployes' Credit Co.. room 424, Monadnoek bldg. $10 to $100 advanced on your salary; our rates are the cheapest 1n the city: don't fail to see ns. UNION CREDIT CO., 360 Phelan bldg. AAA—SALARIED men and women accommodated without delay or publicity. Home Credit and Investment Co.. .'''_ l Phelan bid*., third floor. MONEY advanced salaried people permanently employed: low rate; easy terms: confidential. D. D DRAKE. 201 Mechanics' h!dg.. !>4B Mkt. CASH loaned to salaried men <W note without In dorsee MORRELL. 1007 Monadnoek bide. SALARIED LOANS; other propositions. San Fran ciaeo Discount Agency. 411 Paciflc buildlne. GOLDEN GATE Loan Office. 110 Kearny St.— Low rates on jewelry. W. J. HESTHAL. _MONET_TO LOAN—Real Estate AAAA—WiII low any amount at lowest interest on first, second and third mortgages; estates in probate, undivided interest: deals directly with lender: no delay. R. MeCOLGAN. 502 -504 Call bldg.. corner 3d and Market: pbon« Douglas 2533. The oldest established and lead ing financial agency on the Pacific coast. ~WILL have from $500 to $700 ready for _ood loan about Dec. I; security must be gilt edged; Impruved real estate or farm land; first mortgages preferred. Address PRIVATE MORTGAGE, care box 1677. Call office. " DIRECT MONEY. NO COMMISSION CBARGFJV BANK INTEREST—Ist and *_d MORTGAGES. LOAN 20 per cent more than BANKS. SHADBURNE CO.. 715 Monadnoek building. Any amount on real estate, first or second B-ort- no delay; fery lowest rates: if your property is mortgaged and you need more money.see us immediately O. W. BECKER, Monarinai-k hide, XXI Market: tel. Douglas _lflO. MONEY to loan on Oakland. Berkeley. Alameda and Frultvile real e-taie at t; and 7 p»r cent. GEO. W. AUSTIN, 1212 Broadway, Oakland. i 13