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VOLUME CXni.—NO. 60.
GIVES STORY TO THE DEVIL Mephistopheles Was Real Star Last Night "FAUST" NOT THE SUCCESS EXPECTED Hero Off His Pitch While Heroine Also Sings a Bit Sharply Local Tenor Acquits Self in Manner Very . Creditable By WALTER ANTHONY It may be Immoral, but I'll have) to give this story to the devil. Mephis topheles was the star last night at the Valencia and shone brilliantly ln his red tights. Faust, the hero, was hardly heroic under his gallant plume and sang oft* the pitch mainly. Marguerite was demure and sweet, and finally dramatic fn the immortal trio, but sinned. She, too, sang sharp, though I hate to say !t, because I have a prejudice In favor of Lina Bertossi, who was Marguerite, but whose Mimi and Mignon are melodic memories with me. Valentine missed an encore on "Dio Possenti" ln the first act. which is bad for a barytone to do in Gounod's lyrical opera. But G. Mar« tlno as Mephistopheles was fine. His devilish serenade, his "Calf of Gold," his "benediction" of the lovers ln the garden scene and his jovial, mischief making with the Widow Martha were excellent in vocalism and histrionics— a little obvious, like his claws in the third act, but eminently effective. His voice is robust and gratefully true. He can stand at the back drop and sing on the pitch, which is more than many Italian singers can do, and at no "time does he threaten to lapse— even as the devil—from the straight and narrow path of correct Intonation. For that reason I for one waa in favor of forgiving his Mephisto in the last act after his fine fundamental support in the magnificent trio, which was. •nevertheless, stretched ln its R natural finish by the overzeal or nervousness —or both—of the prima donna and the tenor. For some reason "Faust" is rarely an agreeable opera for Italian artists. Either, like Giovacchini, who was Val entine last night, they sing it in an ejaculatory and highly explosive man ner, or they melt its melodies into a saccharine mess. Giovacchini was highly unsatisfactory in his fine melody of the first act, but dramatically ac ceptable in his death scene in the third. He has little "bel canto" and his voice is afflicted with a vibrato; neither of which faults, however, interferes with an agreeable interpretation of the short and vehement phrases of the curse scene. Bertossl was unfortunate that she made her debut in the role of Mar guerite, which is far from being her best part. What she brought to the in terpretation last night was a charming personality and a naive manner quite delightful tq behold. - G. BeUlngeri, who is a local tenor and who made his debut as Faust with the Lambardi forces last night, has a lyrical voice of much sweetness in its upper tones and a range of altltudlnous reach. His hlgfi C in the "Salve Dimora" aria was higher, in fact, than waa necessary, and his disposition to sing sharp was consistent, to say the least. His middle voice is much too light for the long phrases of Gounod's lovely music. Sharing honors last night with Mar tino was the chorus which sang with great spirit and precision. "Faust" will not be repeated this week, and if my advice is worth any thing I would suggest that its score beautLful as it is, be put away per manently for It is caviare to the gen eral Italian company. Tonight, it is pleasant to say, Vicarino will be Gilda, Nicoletti will be the hunchback and Agostini will be the duke ln Verdi's "Rigoletto." PHYSICIAN WANTED ON FRAUD CHARGE DIVORCED Wife and Mother in Law Testify Dr. J. M. Fox's Conduct Was Fearful Dr. Jacob Moore Fox of Sacramento, whose domestic and financial difficul ties have occupied the local courts, lost his wife yesterday by divorce. Judge E. P. Mogan granted an Interlocutory decree to Mrs. Alice Kellar Fox and awarded her $50 a month alimony. A troop of witnesses, led by the ■wife, and augmented by her mother and aunt, testified that Doctor Fox's con duct was "Just fearfuL" Attorney Frank J. Burke pleaded with the court to permit the case to be continued so that Doctor Fox could testify but when Judge Mogan learned that the physician was still ln hiding because of a warrant for his arrest for alleged fraud in a money transac tion, he denied the appeal and gave judgment for the wife. Mrs. Fox, who is famed as a banjo player, said that her husband was ex tremely cruel, that he quarreled with her and that he ordered her from their home at 1077 Oak street. Mrs. Mar garet Kellar, the mother, and Mrs. Elizabeth Fritsch, the aunt, who are staying with Mrs. Fox at 62 Baker street, corroborated this testimony. Mrs. Fritsch testified that Doctor Vox ln 1910 at dinner table said "damn" several times and that during the Por tola celebration he "'acted like a crazy man." MARRIAGE A LA CARTE, EH? The arrest last night of John Jonescu of Houston, Tex., on a charge of rob bery culminates a peculiar series of events. Four months ago he was mar ried in Houston. Later he met a young woman, became Infatuated, sent his wife to the country and lived with the girl. His wife returned and beat him up. Then she met John George, a restau rant man, and eloped with him to Los Angeles. Jonescu pursued. He found George running a restaurant there, with the wife'behind the till. Mrs. Jonescu had married George. Jonescu cleaned out the place, beat up George and took all the money from the till—s7oo. He came to San Francisco. George pursuing him, and was arrested. His wife is living happily as Mrs. George. Jonescu promises to have her charged with bigamy as soon as he gets out of jail. Una Bertossi as Marguerite, and Giovanni Bellingeri in the title role in the opera of "Faust," given by the Lambardi Opera company at the Valencia theater last night. . | COURT DELAYS RULING IN CONTINENTAL CASE Arguments in Move to Get Books to Be Resumed Today A demand for the books and docu ments of the Continental Building and Loan association, accompanied by verbal pyrotechnics on the part of As sistant Attorney General Robert C Harrison and Attorney Gavin McNab, which were touched off by such words as "burglarize" and "penal offense," was made yesterday before Judge J. M. Seawell by the attorney general on he half of Building and Loan Commis sioner George S. Walker, After the smoke of acrimonious rep artee between counsel had drifted. Judge Seawell announced that he -did not think an order would be Justified which would compel the Continental to place its business paraphernalia v ln actual possession of Commissioner Walker, but that authorities might be presented to the court and argument resumed this morning. Mr. Harrison started proceedings by reading an affidavit by Mr. Walker ln support of his motion for a court order to compel the Continental to produce the books. It alleged that after the superior court injunction restraining Mr. Walker from assuming control of the Continental's, affairs had been held, the officers and agents of the building and 'loan corporation removed books, documents and other assets from the building. Mr. Harrison declared that the absence of the papers made it im possible for the attorney general to proceed with its suit to instal Mr- Walker, which Mr. McNab, on behalf of the ContinentaL is endeavoring to press to an early adjudication. In the course *>f his argument 'Mr. Harrison declared that "these people come in here after committing a penal offense."- The remark brought a caustic comment from Mr. McNab that be was "sorry for the poor students of the University of California who obtained their knowledge at law from Mr. Har rison's teaching." After an inter change of personalities Mr. McNab re marked that he though honors even. Mr. McNab informed the court that.the commissioner already had had posses sion of the books and that they would he available for the inspection of the attorney general at any time or that they would be produced in court at a_ny time. He characterized the entrance-of the state officers on the premises of the Continental as an attempt to "burglar ize" the offices. ""JjVhat we want is to prevent the commissioner from depriving us of ,the power of defending ourselves,"'added. Attorney R» P. Henshall, associated, with Mr. McNab. Judge Seawell remarked that the court was capable of taking care of the rights of the parties. The hear ing was continued until this morning. A statement of policy was prepared yesterday on behalf of the stock hold ers and depositors of the association who have been resisting Commissioner Walker's efforts to secure possession of the books of the concern, and was signed by a large number of those In terested. The statement resents Com missioner Walker's "Interference," ex presses confidence in the board of di rectors of the association and pledges co-operation in the effort to maintain the directors in control of the liquida tion. Winter Sports at Truckee Tobogganing, skiing, skating and sleighing. Conditions unusually good. Cable returns your toboggan to start ing point. Exhibition and instruction in skiing by a Swiss expert. Reduced fares, limited to return 10 days from date of sale. See agents Southern Pa cific.—Advt ACCUSED WIFE GRILLED BY OPPOSING ATTORNEY Mrs. Anita Lichtenstein Stands Ordeal, Testimony Being Unshaken Unshaken by a. grilling-cross exam ination in Judge Graham's court, yesterday, Mrs. Anita Feder Lichten-' stein coolly answered question after question propounded by Attorney George A. Knight on behalf of Nat Lichtenstein who is suing for divorce, and recounted in detail the Incidents that led her husband to accuse her of infidelity with H. I. Joseph. Mrs. Licht enstein was carried through her entire acquaintance with Joseph as a friend of herself and her husband, and was questioned regarding the incident at a French restaurant where she ac companied Joseph to a room and was discovered by her husband, his brother and his attorney. Mrs. Lichtenstein for the first time imputed to Mrs. Harry Lichtenstein arid another sister in law from New York, a malicious Intent in failing to keep the luncheon appointment whereby she was thrown into the com. pany of Joseph. The accused wife admitted that she played the races at Seattle with Sol Reitler, and quarreled with Mrs. Sam Schepps when Mrs. Schepps accused her of' attempting to come between Mrs. Schepps and .her husband. The hear ing was continued to 11 o'clock this morning. The following divorce complaints were filed: Alexander against Edith Vogl. cru elty; Noel H. against Marie Coates, cruelty; Hazel E. against Jess H. Mc- Danlels, desertion; Georgia C. against Alfred George Wlgger, desertion; Max against Elizabeth Stern, desertion; Emilea against Richard Maret, cruelty. _ TWO VOLUNTEER GUIDES TAKE WATCH AND MONEY Olaf NHson Robbed by Stranger- "Who Offered to -bow Hrm tbe Way' to the German Hospital Olaf Nilson, living at 718 Howard street, was on his way to see a friend at the German hospital when he met two men on a Castro street car yester day afternoon. Nilson asked the men the direction to take for the hospital, and they volunteered to show him. They led him into a doorway, knocked him down and took his watch and $45 in gold. John Smith, 94 Duboce avenue, awoke early yesterday morning to find a bur glar in his reom searching his clothes. The intruder pressed a revolver to Smith's head, warned, him not* to make an outcry and then escaped without taking anything. John Cochell, 638 Montgomery street, was held up by two men at Clay and Montgomery streets early In the morn ing and robbed of a gold watch, and 15 cents. -_ . , HOAG HELD FOR FELONY Brother of Wife .Shooter Present at Assault Locked Up as Vagrant James W. Hoag, a laborer, who shot at his wife four times late Monday night striking her once ln the leg, was arraigned on a charge of assault to murder before Police Judge Shortall yesterday, and the case continued one week. Mrs. Hoag is under treatment at the central emergency hoepitai. Hoag was separated from his wife. With his brother, Samuel, he went to the home of Mrs. E. L Hayes and de manded to see his wife. When she came to the door Hoag shot at her. The brothers were arrested In a saloon in Third street Samuel Hoag is charged with vagrancy. Chinese Rob Japanese—Armed with revolvers, thrt»e Chinese early yester day morning forced William Tomusu, a Japanese living at SRI Pine street, into a doorway on Jackson street and rob bed him of his watch, chain, fountain , pen and $6. The watch waa recovered ln a Chinese pawnshop. THE^rCAU SAN FRANCISCO PAGAN,SAYS WARD Social Service Worker Says Underworld Is Larger Than M, E. Church Protestants Criticised for Lack of Effort Among Lower Classes "San Francisco is the most pagan city on the continent." So says Dr. Harry F. Ward of Ch! --i cago, secretary of the social service commission of the Methodist Episcopal Extension society of the Methodist church He was sent here to investi gate social conditions. At the annual i banquet of the San Francisco Church I Extension society of the Methodist church, held last night, he told what he Had found. "In the underworld of San Francisco there are three times as many women as in the Methodist church in the city. There Is only one economic remedy and it extends beyond church lines. We must work in homes and the board ing houses. Our program is a move ment of social evangelization. We must organize a social ministry. "We will never move until we abol ish the segregated vice district. We must wipe out the existing municipal clinic. If you can take out the profit in commercialized vice anddlvorce the liquor interests, you will cut off a large supply to the underworld. We must lift the economic pressure from working girls. "The spirit of Protestant Christian ity is now facing a problem. The only opening is the socializing of evange lisation. There are many large groups the churches of Protestant religion do not reach—the poverty class, the labor class, the vicious class and the under world. We are getting to be a middle class church, and forgetting evange lisation." The annual banquet was succeeded by the twenty-seventh annual meet ing of the society. This is one of the biggest events in the Methodist year. RECALLEUS PLAN MASS MEETING Osman Reichel, Labor Lead er, Is Arranging Pro gram of Addresses Tentative plans for a huge mass meeting to be held in one of the audi toriums later in the week have been made by the Women's Recall league. ,Osman ; Reichel, labor leader, and one of the most active, workers in the move, ment to recall Police Judge Charles L Weller, Is making arrangements to have some .of the best speakers in the city present to address the meeting. The league's headquarters in the Phe lan building w*a visited yesterday by hundreds of rnep. who desired to sign the recall petitions. T any of the 3so women who are cir cuiting petition* reported excellent progress, Mrs. J,-* Reichel already, has obtained more than 1,000 . signatures. Mrs. May TyrreU is a close second with more than 600* Osman Reichel esti? mated that the required number oif names already had been exceeded. As soon as the petitions are in Mr. Reichel and a corps of assistants will check the lists, after which they will be submit ted to the registrar. Considerable interest is being dis played by members of the Recall league in the speeches to be made at the San Francisco Center luncheon to be given at the Palace next Friday. The speakers and their subjects will be Twain Micheleon, on "Reasons for the Recall of Judge Weller"; George A. Knight, on "The Proposed Recall Not a Remedy," and Louis A. Ward, on "The System's Evils and Their Corrections." Gavin McNab will contribute a paper on the subject "The Right System Would Turn First Offenders Into Good Citizens." A petition for the Weller recall was placed in the lobby of the California club house for the signatures Of those desirous of signing it, but it was an nounced that the club had taken no action in the matter beyond permitting the petition to be placed there. FRIEDLANDER OBTAINS LIBERTY ONCE AGAIN Youth Arrested for Attempt to In flneacc Commission Is Dismissed by Police Upon the advice of the district at torney the police yesterday released Norton Friedlander, 22 years of age, following his arrest, liberation and re arrested Monday in the offices of the Balfour. Guthrie & Co. for attempt ing to obtain $600 to influence the har bor commission "in granting the shlpr ping Arm the use of pier 36. _ Assistant District Attorney Maxwell McNutt gave Chief White a written opinion to the effect that the police could not make a charge. He did not obtain any money, argued McNutt. and no written agreements were entered into. When Detective James Gallagher re leased Friedlander Monday afternoon and then allowed him to go to his home, John J. Dwyer, president of the har bor board, went to Chief White and registered a complaint. White ordered Friedlander rearrested. Young Fried lander threatens to sue for false im prisonment He claims he acted as agent for a man whose advertisement he answered. HURRY CALL FOR HARRIS Darry Harris, one of the wits of the Family club, was called to the tele phone yesterday just as ho was about to sit down to lunch at the club. "I'm sorry, boys, you'll have to ex cuse me today." said Larry. "I've Just received a messa-ge that a son has ar rived at my home." Mr. Harris speedily departed for his home to greet the second son that has come to add cheer to his fireside. See Yosemite in Winter Personally conducted excursion leaves San Francisco January 30th; round trip $22.35. Winter scenery and climate de lightfully pleasant, invigorating and Inspiring. Sleighing, skating, tobog ganing and skiing. See agents. South ern Pacific.—Advt. CASTOR IA For Infants and Gnildren. The Kind You Haw Always Bought Bears the *# JjS^+-*? Would Buy St. Sophia World Fund Suggested Episcopalians in Con vention Urge Mosque Be Redeemed Measures to restore to Christian uses the cathedral of St Sophia of Constan tinople, now in the hands of the Turks, were begun yesterday at the second day's session of the sixty-third conven tion of the Episcopal diocese of Califor nia. In a resolution memorializing the pre siding bishop of the Protestant Episco pal church the delegates expressed their belief that all Christendom would sub scribe to a fund to purchase the edifice from the Turks, who are now using the' church as a Mohammedan mosque. This resolution, adopted unanimously, read as follows: Resolved, that the clergy and representative laity of this con vention beg most respectfully to suggest to the presiding bishop of the church that, if ip his judgment it seems possible, he suggest to the plenipotentiaries of the Balkan states, and to the authorities of the Church of England and the Church of Russia the earnest desire of all Christians to restore the Cathedral of St. Sophia, in Constantinople, now used by the Turks as a Mohammedan mosque, to Its use as a Christian church; to express to them our belief that all Christen dom will give of its means to pay the Turks such amount of money as may be necessary to get this church back. BISHOP READS ANNUAL ADDRESS While significant of the scope and ac tivity of the present convention, the adoption of the resolution was but one of the many church affairs acted upon by the delegates. The opening service of the convention was at 10:30 o'clock in Grace Pro-Cathedral at Sacramento and Taylor streets. This was followed by the celebration of the holy commu nion, with Bishop Nichols as celebrant. The reading of the bishop's annual ad dress followed. Following these services the conven tion and the House of Churchwomen or ganized for business, the convention es tablishing itself ln the Pro-Cathedral and the House of Churchwomen in the Norman hall of the Fairmont hotel. Resolutions and matters of Interest to the church came up at the conven tion while the House of Church women, after rollcall and organization, re ceived the reports of committees on rules and regulations and the San Jose convocation. AFTERNOON MEETING The afternoon session of the House of Church women was devoted to the following church business: Report of restroom for business women. Address of president, Mrs. G. H. Kel logg. Nominations of officers and boards. Report of committee on prayer book cross service. Report of committee on noonday Lenten services. Meeting of board of missions; ad dress by Deaconess Drant. "An Echo of Christmas," by Chinese children. An address by Right Rev. P. T. Rowe, D. D., bishop of Alaska, closed the afternoon meeting. A large gathering of delegates were present at Trinity church. Bush and Gough streets, last night to hear Rev. F. W. Clampett, D. D-, on "The Way of Missions," and ,Right Rev. P. T. Rowe, bishop of Alaska, on "The How of Mission.-" Bishop Row* presented an interest ing picture of the progress of the church In the frosen north. The gradual predominance of one mission over 28 saloons, the fight to make missions a refuge lor the fisher men, who. up to the arrival of the missions, had been obliged to patronize saloons and dance halls, and the work of the pioneer missionaries to better the moral, social and religious condi tions of the natives and inhabitants, were touched upon by Bishop Rowe, who declared that the remarkable work of the missions In the north jus tified further support. Meetings, receptions and services are •a few of the events scheduled for to day's session. The convention is to close ' Friday and is being attended by delegates from all parts of the state. LIBEL AGAINST STEAMER JASON Jensine P. Emille, administrator of the estate of Valdemar Chrlstensen, filed a libel for $10,000 damages against the steamer Jason yesterday in the United States district court. Chrlsten sen was killed while working on the Jason January 29, 1912. O'Connor, Moffatt & Co. Waist Sale Today 200 Beautiful Winter 1/ Dvw*>*% Waists at Less Than V 2 fIICC Chiffons in all dainty effects, exquisite shadow laces, soft clinging silks, crepe de chine, charmeuse, accordion pleated chiffons, tucked nets and other styl ish fancy models in the most desirable colors of the season—all on sale today, tomorrow and Friday at j These Remarkably Low Prices Waists rained to $22-V) tf A 7C on sale at I _r Waists rained to $12.50 tT£ AC on sale at 4^U_TrJ Waists rained to $10.00 tt U QC on sale at »P *•✓*! Final Reductions in Suit Dept. Telret Suits, formerly priced from $42.50 to $65.00; all that are left of our entire stock COf 7/1 reduced to.. 1 U Smart Coats—Special line of nary and black C*f Z 7C rough weaves. Reduced to 4JI «_#•/_/ Erery Winter Suit in our entire stock declsirely rednced for tbe last three days of this sale. >_&*_•/_? Pott SL Near lU_nqr (Kearny St.l *&%& Intrmcs - X WEDNESDAY, JANUARY 29, 1913. was received by the diocesan conven tion. JERSEY LILY'S PURSE IS FOUND Gold Handbag Weighing Two Pounds Discovered Under Hotel Curtain After hours of search by attaches of the St. Francis hotel a gold handbag set with precious stones valued at sev eral thousand dollars, lost by Lillian Langtry, (Lady de Bathe) was found and returned to Its owner last night. The bag weighs more than two pounds. Miss Langtry dropped the bag in the lobby. It fell beneath a heavy curtain near the assistant manager's office. Joseph Bickel, superintendent of serv ice of the Hotel St. Francis, was the finder, but he was unable to notify the owner until after her evening per formance at the Orpheum theater. ELUSIVE YOUNG MAN IS CAPTURED BY POLICE Juvenile Husband Lansr_l!»_e_ ln Jail Charged With Having Abandoned Hla Wife Noel Coates, son of a Piedmont busi ness man, was arrested yesterday by Detective Joseph Redmond on a war rant charging wife abandonment and is held in default of $4,000 bonds. Mrs. Marie Coates, wife of young Coates, says they have been married but a short time and the marriage was performed without the parents' con sent. Coates was held at the deten tion hospital a short time ago and mys teriously disappeared, being whisked away in a taxicab. Since his disappearance the police have been looking for him to serve the warrant. . . * PROFESSIONS ARE EXEMPT Women. Employed ln Artm or Similar Work Not Beneficiaries of New La — Superior Judge Bradley V. Sargent of Monterey yesterday reversed the de cision given ln the police court con victing Charles Boussun, a photo grapher of 25 Kearny street, of violat ing the eight hour law for women. Sar gent ruled that photography is an art or profession and that the law does hot apply to this kind of work. Brous sun was charged with working _ouise Heuer 59 1-2 hours a week. — * FREIGHT RATE INQUIRY Interstate Commission Convenes in Federal Courtro-n. This Morning The interstate commerce commission will convene here today in the court room of the L*nited States district court. The hearing will be conducted by Special Examiner I_ J. Flynn, and many local merchants will appear in regard to the refund of alleged exces sive freight charges on various forms Of merchandise between the Atlantic seaboard and the Pacific coast. MASSACHUSETTS IS NEXT TO SELECT Bay State Commissioners Due to Arrive Today to Pick State's Site Special Committee Charged With Duty of Giving Entertainment Elaborate preparations for the enter tainment of the visiting Massachusetts commissioners, who will arrive tomor row to select the site for their state's participation in the Panama-Pacific ex position, have been completed. The commissioners, Colonel Peter IL Corr and Allen H. Sedgwick, will be met at the Oakland mole by Representatives of the exposition company. A special committee, composed of the following, has been working in con junction with the exposition for the commissioners' entertainment: Dr. W. F. Soutbsrd, W. H. Friend, Scotta Smith, Judge M. H Hyland. T. C. Coofsn, Thorns* Hayde, Miss Sarah D. Hamlin, WM Estelle Rlegelman, Mrs. Obadiah Rich, Mr*. Marlner Campbell. J. H. Hughes. James Mc- Laughlin. C. R. Tibbetts, H. H. Brown, Mrs. C. C. Ingalls and Mrs. Helen Chase. A special committee representing tt* exposition will board the Cleveland off Meiggs wharf on its ar rival Friday to extend a welcome to the world travelers. Provision has been made to supply motor transportation to the 500 passengers for a tour of the city and exposition. Among those who have offered machines are: William J. Dutton. R. A. Crothers, Albert 0. L_chslngrr George Tourny. Ira Barker, Dalllel. A. E. Hunter Auto company, W. S. Gannon. C. M Elliot. Meese. Gottfried A Co.. C. F. Michael, Louts Saroni, Van Arsdale, Harris Lumber com pany. A W. Scott Jr., Dr. C. A Clinton. Loots Sloss. Joseph Martin Don Lee, R. W. Hills. R. R. Rogers. E. H. Tryon. Frank W. Marston, Leon Carran and Schmidt Lithograph company. The visitors will be honored by a re view of United States troops at Fort Winfield Scott, under the command of Colonel John P. Wisscr. Arrangements for the entertainment of the commissioners call for a lunch- eon at the Palace hotel Tuesday, which will be followed by tho site dedication ceremonies at the grounds and a formal reception at the Palace In the evening. Among those invited to the luncheon are President Benjamin Ide Wheeler; Bishop Conaty, archdiocese of I_os An geles; Luther Burbank and Dr. Brad ford LeavitL SUPERVISORS BUY LANDS Two pieces of property were pur chased yesterday by the supervisors to provide for the extension of Grove street through civic center to Market street at Marshall square. Westphal & Gonzales will be paid $1,182 for a triangular lot with a frontage of 18.33 feet on City Hall avenue, and C. H. Westphal $4,626 for an adjoining lot with a frontage of 25 feet. A number of other lots must be bought. The Tangible And the Intangible Investment The intangible in vestment is the one where you can not place your ringer on the ac tual security; there is nothing specific— tang' ibie —in the security of the principal. The tangible in vestment is the one where you can place your finger on the secur ity at any time. It is fixed —it doesn't change its form —it has loca tion—you can see it with your own eyes— YOU KNOW the se curity is there. The Western Mortgage & Guaranty Company's guar anteed first-mortgage loans are the tangible invest ments. The loans are se cured by tangible proper ty—tangible records are made at the City Hall or the County Courthouse on these mortgage loans— tangible Guaranteed which guarantee you the in-* terest and principal on these mortgage loans which are backed by a tangible $463,100 cash capital of this company. Even though you have not any knowledge whatever of financial matters, you will understand the Western Mort gage & Guaranty Company's plan, because everything is so obvious— tangible —to you. The offices are on the ground floor, and it only takes a step inside to see the manager—nc formality, just ask to see the manager. Send for Booklet F "Selecting Good Security" It gives some details about investments that you should know. It is a valuable little book and is written in a sim ple, interesting style. Western Mortgage & Guaranty Company, 734 Market St., San Francisco THE BOARD OV DIRECTORS: M. J. Brandenstein. William W. Morrow, K. H. Pease. A. Chrlste sott, Morris Hyman, W H. Chick erlng, Henry T. Scott, H. C. Breden. 11. N. Burgess. Robert J. Tyson, William Fries, George L. Payne W. P. Prick, H. H_ Scott. R. H. Miller, R. D. RobblnJL -rancle Cutting, T. S. cry, Edwin M. Eddy.