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THE RICHMOND PALLADIUM AND SUN-TELEGRAM, RICHMOND, IND., MONDAY, AUG. 7, 1922. PAGE SEVEN ) JRATE INVESTIGATION r nr niTV umi miir ur un I it ill havl AGENTS' ASSISTANCE The personnel of the committee which is to investigate Richmond fire insurance rates was announced Mon day morning by Mayor Lawrence A. Handley. Tha. committee -will be composed of the following men: Thomas Nichol son, Robert E. Heun, secretary of the Rotary club; Howard Dill, president of the Richmond Water works com pany; A. J. Harwood, Atlas Underwear company; Edward H. Cureton, head of the local plant of the International Harvester eomnanv: Fred Bartel, of Adam H. Hartel and company; A- L. Jenkins, insurance agent; William D. Scoble, insurance agent; Jesse A. Bailey, insurance agent, and the lscal board of public works. Walker D. Land, Frank McFail and Bert Henley. Approval of the mow of the mayor to have insurance rates lowered have keen coming in to the city offices ever since the appointment of such a com mittee wag suggested to the board of works last Thursday at its regular ses sion. Individual citizens, when interview ed stated that they thought the move was especially desirable, because the committee would be able to show what the exact situation was. That the investigation of fire insur ance rates to be made by the mayor's! committee wil have the full co-operation of the local agents was indicated by the statements of several when in terviewed on the situation. "We have two good grounds for sup port of the committee," said one of the agents. "As citizens we have a duty towards the city, and as good business vmpn -we rp.ilizp that we will s-ain in kne ena irom any just reaucuon 01 . i : raies io our cuems. "If the committee makes a fair and unbiased examination of rates, as seems probable, we will do everything that we can to get them the informa tion that they need." But while the insurance agents have given their support to the com mittee, they wished to have the city understand a part of the problems that have not been always pointed. out. ' Primary Rate Low. Richmond's primary rate, which un der underwriting rules effects only the business and manufacturing districts, is low, within three cents of being the lowest in the state. The final rate is determined upon the separate build ings, their construction, the nature of the business carried on in the pre mises, and on the exposure of that building from others. Slight corrections and changes in the buildings are often all that is needed to lower the rates, they pointed out, but the determination of that rate is the business of the rating bureaus on the state, whose engineers determine the fire hazard of the place. "Richmond can reduce her rates greatly," one of the agents said, "if the committee can educate the busi ness men to watch out for those changes that will lower the rate. "Naturally we hope that the mer chants will not jump to conclusions until the committee is able to report on the relative rates of Richmond and other cities, on the basis of exact fig ures. Such figures as are easily avail able are not accurate, but the com mittee can secure the exact statistics.' Report New Situation With. Richmond under-insured as a result of the increase of values sine ,the war, a new situation in the insur ance business crops up, another agent pointed out. "Where a man originally carried but $4,000 insurance on his place, and was covered for 80 per cent he is now carrying the same insurance and is covered for but 40 per cent. Thus it is much easier for the insur ance company to suffer a complete loss of the value insured than originally. Under such a situation the propor tional losses are greater, and morv strict adherence to the rating rules must be had. if the rates themselves are not raised. "At the same time the insured finds that his insurance is used up, and he more quickly suffers a loss from his own pocketbook." Cases Growing Out of Rail 1 Strike Are Reported Two cases growing out of the Penn sylvania railroad strike were postpon ed when they came up for trial in city court Monday. The cases were those of Olin Lacey, and R. E. Hasemeyer, both arrested by Officers O'Harra and Baetz at the intersection of Twenty second street and the Pennsylvania railroad, late Sunday evening. . Lacey was slated on a charge of as sault and battery and Hasemeyer on a provoke charge. The court granted them a continuance until Tuesday morning on their plea that they wish ed to consult an attorney. The first Presbyterian church America was founded in 1629. in Business Womens Council To Have Chorus Practice Chorus practice wil Hake up most of the time at the special meeting of the Virginia Asher Women's council to be held at the Reid Memorial church Tuesday evening. Every member of the council is urg ed to attend this meeting, the regular session pjfogTam of which starts at 7 o'clock. Those who desire to do so, may bring their lunches to the church where the council will have supper at 6:30 o'clock. The program will start with a de votional service and the Bible lesson wilfrbe given by Miss Mary Beth .Will-son., Only 2 per cent of the population of Kingston, Jamaica, is white. REAR ADMIRAL SEBREE IS DEAD IN CALIFORNIA SAX DIEGO, Cal.. Aug. 7. Rear Ad miral Uriel Sebree. U. S. N. retired, at one time commander of the Pacific fleet, died at his home in Coronado last night. SCARCITY OF WATER EVANSVILLE, Ind., Aug. 7. cause of the havv Dollution r.f the Ohio river at the present tlm an the large amount of water being con sumed, Evansville has been txperi encing difficulty in meeting the nor mal demand. Consumers have been , urged to be as saving as possible. The first to reduce oratory to system were the Sicilian Greeks. 0 The highest speed ever attained on a railway 131 miles an hour was made by an electric locomotive in 1903. Order From Your Grocer Today Creamery Batter Richmond Produce Co, Dist. iECCKCWT-T ItiHtiMiiittMinntiiiiuimminitiiiiiiuntniimuttiuiiiitiiiimniatitiuiiiumuiiuii j Smashing Redactions I Usfl Your Credit Buy Now 1 UNION STORE, 830 Mam( tiiuiiiiiiMtttitiiiiiiiauititiiiniitiitHmiiuiiniiitinruiinitMinniiuiiiiuuiiiitiuiu limuimuuunnuiwtinu'ltiiituuHtainHiitiiitnmiituiinuutiHiiiiiuiniuHini. ASK FOR 1 Abel's Velvet Ice Cream 1 I IT'S DIFFERENT I e 1 Retail Phone 1901 1 Wholesale Phone 1433 1 ftiMrtmi!iutmiiitiiHiiiiliiiHu:imiiiiniiitiiiiiiiH-tm:uiuiiiitniiuiinnii!ittntJi HOME DRESSED MEATS We Deliver Nungesser Meat Market 337 South 12th Phone 2350 The Bank for ALL the People 2nd National Bank BUY COAL NOW Wo have the right coal at the right price. Jellico & Pocahontas Lump. ANDERSON & SONS N. W. 3rd & Chestnut Phone 3121 I tnMmniittUttHtmtnttintttnfnriHnmfni Trices Reduced I Aug. 1st Brower Auto Sales Co. f I Phone 60I9 I 21-23 South 7th Street I e n 31 C w 0 rjpv HAN 20 th ANNUAL Presenting a Be Luxe Programme of Inspiration, Education, Entertainment and Music First Day Sunday, August 20 2:30 p. m. Prelude, Grossman's Orchestra. 3:30 p. m. Address, Lieut. CoL Raymond Robins, "Is Chris tianity Essential to Democratic Civilization?" 7:30 p. m. Address, Rev. Charles W. Whitman, "Facing the New Day." 8:30 p. m. Concert, Grossman's Orchestra. This day will be one of the high spots of the assembly this year. Addresses by Lieut Col. Robins, social worker and U. S. gov ernment representative in Bolshevik Russia, in the afternoon, and our platform manager, Chas. Whitman, at 7:30. The after noon and evening musical feature will be the popular Grossman'3 Orchestra seven musicians who render a program both classic al and popular. Second Day- -Monday, August 21 "The Religion of Happi- Rees, 10:00 a. m. Institute, Arthur D. ness." 11:00 a, m. Institute, Dr. Herbert L. Willett, "The Youth of the Twentieth Century." m. Address, Arthur D. Rees, "France and Her Policies m. Concert, Van Grove Opera Company. p. m. Concert, van urove upera ompauy. p. m. Lecture, Dr. Herbert L. Willett, "America's New Program." 2:30 3:30 7:30 S:30 The Van Grove Opera Company is a newcomer to our famous program. The evening lecture will be given by Dr. H. L. Wi! let, dean of Chicago University. His international travels have given him a wide range for platform messages. 10:00 a. m Third Day Tuesday, August 22 Dr. H. L. Willett, "The Bible and Edu- Institnte, cation." 11:00 a. m Institute, Arthur D. Rees, "How the Geography of the Earth Makes Political and Social Problems." 2:30 p. m Address, Dr. Herbert L. Willett, "Some Educational Ideals." m. Concert, Apollo Musical Club, m. Concert, Apollo Musical Club. Season Tickets $2.50 for Adults $1.00 for Children For Sale at Headquarters and at the Merchants in Richmond Come and camp with us ! Make your reservation now for camping space. These prices will prevail: Lot, patron furnishing tent, $1.50. Lot and tents furnished by association: 10x12. $5.00; 12x14, $6.00; 14x16, $10.00. Floors in tents at the following prices: 10x12, $5.00; 12x14. $6.00; 14x16, $9.00. Electric lights, $1.00; each ad ditional, 50 cents. All remaining spaces are now open to the public. First come, first served. Many fine reservations are to be had by early buyers. Headquarters Now Open at the Y. M. C. A. Phone 6191 Open 8 a. rrt. to 5 p. rr. WAYNE! COUNTY TEACHERS' INSTITUTE The annual institute will be held during the first week of the assembly and will be in charge of the county superintendent, Mr. C. O. Williams. The teachers' institute tickets will admit to all programs of the Chautauqua assembly without addi tional charge, likewise the Chautauqua tickets will permit attendance at all sessions of the institute. Mr. Arthur Daugherty Rees, of Philadelphia, who was unanimously invited to return by the teachers two years ago, will give a series of seven or eight addresses, and Dr. Herbert L. Willett, dean of Chicago University and one of the best known educators in the country, will give a series of four addresses. The presence of these two men insures one of the best institutes ever held. Ninth Day Monday, 'August 28 10:30 a. m. Bible Hour, Rev. Chas. W. Whitman, "The Present Day Social Surge." 2:30 p. m. Concert, The Vissochi Trio. 3:30 p. m. Mallory Flayers. j 7:30 p. m. Prelude, Vissochi Trio. ' 8:30 p. m. The Mallory Players. j Tenth Day Tuesday, August 29 10:30 a. 2:30 3:30 7:30 8:30 m. Bible Hour, Rev, C. W. Whjtman.4 "Jesus Attitude Toward Material Things." i m. Prelude, Vissochi Trio. m. Mallory Players. m. Concert, Vissochi Trio, m The Mallory Players. 1 The Vissochi Trio, headed by Andrew Vissoc t i, wizard of th? concert accordion, playing a $2,000.00 instron ?nt, will present programs of novelty music and entertainment. People seemingly couldn't get. enough of Th-s Clifton Mallory Flayers last year, so they are coming again. Chis time for two days, presenting four plays. The company is 'beaded by Clifton Mallory, who was a successful actor on the legitimate stsge be fore taking up Chautauqua work and who is tr?o author of most of the plays presented by his company. Th combination of 1he Vissochi Trio and Mallory Players insures two great days of splendid music and entertainment. ) Eleventh Dav- 10:30 a. m.- 2:30 3:30 7:30 8:30 3:30 p. 7:30 p 8:30 p. m Entertainment, Gay MacLaren m "The uovernors Lady." This is one of the strongest programs we have selected, pre senting Dr. Willett in his second big lecture. Two concerts by the Apollo Musical Club, a company of eight musicians; mixed quartet and stringed trio, with piano. The crowning day's num ber is Gay MacLaren. the "One Show Girl," presenting the Da vid Belasco comedy, "The Governor's Lady." Sixth Day Friday, August 25 10:00 a. m. Institute, Arthur D. Rees, "The Inspirational Value of Current Events." m.-Mnstitute, S. D. Fess. ' "; m. Institute. m. Concert, Plantation Troubadcurs. -Wednesday, Ai r gust 30 -Bible Hour, Rev. Chas. W. Whitman, "Jesus and Personal Responsibility. p. m. Kathenne Oliver McCoy, "Sir Jairi?s Barne. p. ni. Entertainment, Ward Waters Company, p. ra. Prelude, Ward Waters Company. p. m. Address, Mrs, Mable Quam Steens, "The Man Four-Square. " The personnel of this day's program speaks fctr itself. Kafher ine Oliver. McCoy, reading "Sir James Barne," "'The Little Min ister," followed by The Ward Waters Company, offering a char acter make-up, dramatic sketches, whistling ami vocal solos and duets, afternoon and evening programs, closing the day with Mrs. Mabel Quam Stevens in her famous adifcress, "The Man Four-Square." j Twelfth Dav- 11:00 a, 2:30 p. 3:30 p. 7:30 p. 8:30 p. 10:30 a. m.- -Thursday, Augnst 31 'A Fundamental in. Prejude, Plantation Troubadours, in. Address, Arthur D. Rees, "The Hardin? tration to Date." (Non partisan). Adminls- 2:30 3:30 7:30 8:30 10:00 a. m. Fourth Day Wednesday, August 23 Why Do Wars Begin in Rees "The State Program for Institute, Arthur D. the Spring?" 11:00 a. m. Institute, BenJ. J. Burris, Efficiency." 2:30 p. m. Address, Arthur D. Rees, "What the Women are Making of America." 3:30 p. m. Concert, Smith-Spring-Holmss Company. 7:30 p. m. Concert, Smith-Spring-Holmes Company. 8:30 p. m. Lecture, Lorado Taft, America's Createst Sculptor. This day will be one for all who are lovers of art and inspira tion. The Smith-Spring-Holmes Company is one of the oldest , and most popular organizations on the platform today, -each ranking high as composers In the vocal and instrumental field. Lorado Taft, America's greatest sculptor, the evening feature, is an attraction unequaled. See him model his figures before your eyes. Fifth Day Thursday, August 24 10:00 a, m. Institute. 11:00 a. m. Institute, Arthur D. Rees, "A Survey of Democ racy." 2:30 p. m. Institute, Arthur D. Rees, "The European Political Situation." 3:30 p. m. Concert, Ver Haar Concert Company. 7:30 p. m. Concert, Ver Haar Concert Company. 8:30 p. m. Entertainment, Jessie Rae Taylor, Make-up Artist. Mme. Ver Haas recital at Earlham College last March is one of the greatest assurances of a big crowd to greet her organ ization cf four artists on the sixth day. A $1.50 attraction it self. To conclude a wonderful offering, the association will pre sent Jessie Rae Taylor, Make-up Artist and Entertainer. An evening full of monologues and character songs that are side splitting and mirth-provoking. The program is fortunate to be able to present A. D. Rees, lec turer, author and traveler, on this night's program a non-partisan lecture on the present administration. The Plantation Troubadours need no introduction their melodies of old south ern plantations are always pleasing and entertaining. Seventh Day Saturday, August 26 3:30 p. m. Program by The Pierces, Entertainers. 7:30 p. m. Concert, Richmond High School Orchestra. 8:30 p. m. Entertainment, The Pierces. Saturday is always Fun Day and one for home folks. Our priza High School Orchestra will offer a brilliant program at 7:30. Let everyone turn out to greet them. The Pierces are a team of entertainers that present costumed sketches from well known comedies. This is the greatest duo on the platform. It's to be a real Joy Night. Eighth Day Sunday, August 27 2:30 p. m. Prelude, De Sellem-Folsom Company. 3:30 p. m. Address, Dr. James M. Taylor. 7:30 p. m. Address, Dr. James M. Taylor, "The Women of the World." S:30 p. m. Concert, De Sellem-Folsom Company. The second Sunday will be one of the strongest programs wo have to offer. Two gifted vocalists. Miss Florie Folsom, so prano, and Miss Elaine De Selleni, contralto, from the Boston English Opera Company, supported by violin, 'cello and piano. Programs of quality, rich in real artistry, in harmony, and en hanced by appropriate costumes. Dr. Taylor is the son of Bishop William Taylor, is a former col lege president, author, world-wide traveler and noted lecturer. His addresses are characterized by their earnestness, blended with a touch of humor, and he arouses his audiences to a pitch of enthusiasm a3 he deals out facts and figures from a seeming ly inexhaustible source. -Bible Hour, Rev. C. W. Whitman, Element in Social Democracy." p. m. Prelude, Davies Light Opera Company, p. m. Lecture, Mrs. Stevens, "Man's Helrtnate Woman." p. ra. Reading, Kitty McKaye," Katherins Oliver McCoy, p. m. Comic opera, Davies Light Opera Company. Another full day. The second of Mrs. Stevens' five lectures, the reading of "Kitty McKaye" by Katherine Oliver McCoy, and then "Lest You Forget the popular Davies Li.g.ht Opera Com pany. Just try to get a seat. This company always brings the folks that love good entertainment. ; ' Thirteenth Day Friday, September 1 10:30 a. m. Bible Hour, Rev. C. W. Whitman, "Will the Chris tian Program Work in Modern Living?" 2:30 p. m. Prelude, Davis Light Opera Company! 3:30 p. m Reading, "The Little Minister," Mrs. McCoy. 7:30 p. m. Concert, Davies Light Opera Company. 8:30 p. m. Address, U. S. Senator James E. Watson. Friday is always a strong day, and this one is exceptionally strong. Mrs. McCoy reading "The Little Minister," another double offering by the Davies Company, and a last-minute doings cf our congress brought home by Our Own Jim Watson. Fourteenth Day Saturday, September 2 3:30 p. m. Concert, Hadley Concert Company. 7:30 p. m. Children'3 Pageant. ';1'T 8:30 p. m. Concert, Hadley Concert Company. For the third successive year the Hadley Concert Company comes to close our big programs. Their programs leave nothing to be desired in the way of fine vocal music. On Saturday at 7:30 will be presented the Children's Pageant under the direc tion of Mrs. Tillson. Her presentation last year is still the talk of those who enjoyed it Fifteenth Day Sunday, September 3 2:30 p. m. Prelude, Hadley Concert Company. 3:30 p. m. Lecture, Ada Ward, "You Americans." 7:30 p. m. Vesper Service and Closing Announcements. 8:30 p. m. Grand Concert, Hadley Concert Company. The fifteenth and last day will be one that could not be stronger. The Hadley Company in two wonderful programs and Ada Ward, England's greatest woman lecturer, in her witty message, "You Americans," illustrated with her own clever cartoons. Don't miss the final big day. , . . .... : DC 3 u tioujmUHUiiuumir.mnmiumiuHmuuMi.uiuiunttiiniuiitinll j a