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For of Inter^J^ffiri^ Thrifty Sh^ Corset Covers 1 lot of corset covers made from good quality of cam- bric, lace and embroidery trimming, good values at a half a dollar, this week only 29 cents Bungalow Aprons Just received another lo of those choice aprons, large medium and Misses9 50 cents Party Slippers Monday morning of this week we received another large order of satin slippers, Louis heel, colors black, white and pink. Price a pair $3.50 Two Bargains In Shoes 1 lot children's shoes, 8 1-2 to 11, choice a pair $1.45 1 lot Misses' shoes, 11 1-2 to 2, choice a pair UJS& i SaKBB&riBL.*?* $1.95 sizes,tlight and dark shades each Two Bargains In Coats 1 lot ladies' and children's coats, val. to $15, choice $4.95 each 1 lot ladies' and children's coats, val. to $25, choice $9.95 each O'Leary-Bowser Co. Bemidji, Minnesota Every Hom $ Penci Pointer NEVER BREAKS THE POINT The second shipment of the now famous Dollar Boston Pencil Sharpen^ ers arrived this morning and they're going as fast as the first lot Every home and every office in this part of the state needs'one of these sharpeners. Like the Ford car, they're "Ford proof/ Nothing to get out of order, no blades to sharpen and no repairing necessary. A drop of oil is all that's needed. Place your order for one out of the next shipment if you're too* late for this one. Bemidj i Pioneer Pub jo Phonci31 )ne BANK IS EXPLAINED David Lubin, in Interesting Article/ Outlines Landichaft to Be Used in the United States by Farmer*. (NoteThis is the second and last of David Lubin's arti cles outlining the plan for an Agricultural Marketing ft Rural Credit System for the United States, which he has been asked to present to congress this De- cember.Editor.) By David Lubin. (U. S. Delegate, International Insti tute of Agriculture, Rome.) Written for the United Press. New York, Oct. 19.When Presi dent Wilson declared that "the ques tion of rural credit is the most vitally important problem confronting the American people today," he certainly knew whereof he spoke. You farmers who go blindly on from year to year, letting financiers dictate whether you shall have enough cash at reasonable interest with which to run your farm, are doing a very foolish and unnecesasry thing. Yesterday I told you how you could form an efficient national mar keting organization with ramifica tions in every township in the coun try. System Controlled by Farmers. Today I am going to show you how you can form a national rural credit system along the same lines. A sys tem owned and controlled, not by bankers, not by business or profes sional men, nor- by anyone whose in terests would conflict with yours but owned and controlled absolutely by youThe Farmer. What I tell you here is nothing but facts about a system which, in the 151 years it has been in opera tion in Germany, has not known a single failure. Its bonds now hold their owns as they always have, whether in normal or in abnormal times. Why? BECAUSE ITS BONDS ARE BASED UPON THE LAND IT SELF, WHICH NO ONE CAN HARM AND THEY ARE BONDS ISSUED BY THE FARMER HIMSELF. The system is known as the Land schaft. YOU can adopt and adapt it in the United States if you will. You would thus have your own organized financial co-operations under charter from the United States government. You and a group of your neighbor ing landowners, after getting the charter, would determine the actual cash value of your combined land holdings. Say it was $5,000,000. Merchants Will Be Buyers. You would issue on each mortgage, bonds, to be sold in the open market -_.'.i Lt A .'A':"' rr^:^f4^2M.fc^^.-\ I f^'vifW FARM ABSTRACTS OF TITLE SATHRE ABSTRACT CO. ABSTRACTER Schroeder Bldg. Bemidji, Minn. "THE NEW BEMIDJI" Sold la Bemidji your favorite store Best nlekU pencil on earth. ASK TBI MAN BROSVIX, THE TAILOR Phone 138 BAKERS AND CONFECTIONERS KOORS BROTHERS CO. Manufacturers and Jobbers Ice Cream, Bakery Goods, Confec tionery, Cigars and Foun tain Goods 315 Minn. Are. N. W. Phone 125 KEMP'S DRT CLEANING HOUSE Clothes Cleaned and Pressed. Wo Gall for and Deliver Promptly. BANKING AND SAVINGS Save systematically. Make use of our Savings Department. We wel come your open account. SECURITY STATE BANK Bemidji, Minn. on security, (your $5,000,000 worth of land being the security), so sound that you will readily dispose of them at or above par. The bonds would draw 3 to 4 per cent and run from 50 to 75 years. Who, you ask, will be the buyers? Your neighbors the butcher, the shoemaker, the widow with a mite to invest all people with small sav ings or large. The "security for so small as a $100 bond is still your $5,000,000 worth of land. That land is the capital stock of your borrow ing association. The security Farmer Bill Smith gives to this organization, (in which he is a partner, by the way) is a mortgage on his particular land. Under this system there are no law suits because the farmer's mortgage is rendered equivalent to a judgment against the land, which the organi zation itself would enforce, if neces sary, to collect. Must Determine Land Titles. Before this system could be suc cessfully operated in the United States, however, the national govern ments would have to pass legislation prohibiting further questions of land titles on lands of the co-operations, and also for determining the soil valuation of each section. State law changes would also be necessary in this connection. However, this is the only REAL solution of the problem of rural credit. Why do you not get a con gressional representative in line on it? Also your state legislature? You will find some of the moneyed PHON E 65 Hit- J"--*-'5*' jps?-J*f' Sugar That's Not Adulterated PERHAPtricksters trade are adepts at putting cheapening materials in sugar. Yet such is the case. Powdered starch and finely ground sand are among them. We are careful in our buying to deal with only the wholesalers of known reliability. Granu lated, powdered and block white sugar, also brownsugarhere. Allare 100 per centsugar. W. G. SCHROEDER *5^v^ *-,.rj & BEMIDJI BUSINESS DIRECTORY CLASSIFIED ALPHABETICALLY DRY CLEANING Ohe Clothes dealers For Men, Women and Children PENCIL SHARPENERS "The Boston" for 11.00 Lasts a life time. Phono 31. GENERAL MERCHANDISE Groceries, Dry Goods, Shoes, Flour, Feed, etc The careful buyers buy here. W. G. SCHROEDER Bemidji Phone 66. PIONEER OFFICE SUPPLY STORE Everything for the Office and School Security Bank Building Phone 81 GROCER FANCY AND STAPLE GROCERIES Holstead Coffee Beachnut Brand of Jams and Jellies Fresh Onions and Rhubarb CASE'S CASH STORE DRUGS AND JEWELRY Wholesalers and Retailers. Service and satisfaction. Mall Orders given that same service you get in person. BARKER'S Third St. Bemidji, Minn. interests opposed to all this, for in stance, the mortgage money lenders. But the other and large moneyed in terests of the country will favor this system, because it will put you on.a prosperous basis and therefore in crease and stabilize the value of their own interests. Opposition by Loan Interests. You will find that your opposition will come from the small-loan finan cial interests, who are not anxious to see you get out of their grip by organizing your own financial sys tem and having the people at large turn their money direct over to you, on bona-fide and gilt-edge security, because they are at present obtain ing this very money from the people and lending it to you. You must not forget that you own the land, and that the land is the basis of all wealth that therefore you must hold the fundamental se curity. It is only a question of put ting this security in acceptable form. All you need is ORGANIZATION. You must have NATIONAL organiza tion. Given that, you will have no more credit troubles. And if you will organize your NA- TIONAL Marketing organization you will have no trouble in getting your "UNBREAKABLE FARM. BANK" ORGANIZATION. For Indigestion and Headache. "Chamberlain's Tablets are the best medicine I have ever used for indi gestion, biliousness and headache. They strengthen the digestion and tone up the whole system. Their ac- S you do not realize that the ..^5 BEMIDJI TUESDAY, OCTOBER 19, 1915. Ut% MUSICAL INSTRUMENTS Wholesale and Retail Pianos, Organs and Sewing Machines. 117 Third St. Bemidji. Phone 573-W J. BISIAR, Manager. OSTEOPATHIC PHYSICIAN DR. F. J. DARRAGH Specialist of Chronie Diseases Free Consultation. 208 3rd St., over Blooston Store Day and Night Calls Answered SUPPLIES FOR OFFICE Typewriter ribbons, carbon paper, typewriter paper, clips, paper fasteners, punehes, eyelets etc., ete. Get quantity prices PIONEER OFFICE STORE Phone 31 Seourlty Bank Bldg. PHOTOGRAPHER Photos Day and Night N. L. HAKKBRUP LOOK! LISTEN! If you have a piece of property or auto or most anything of value to exchange, see LONGBALLA & LEIGHTON LUMBER, COAL AND WOOD Any quantity you want. Building material of all kinds. ST. HILAIRE RETAIL LBR. CO. Phone 100 Bemidji tion is mild and pleasant and I have yet to hear of a case where they fail ed to give satisfaction," writes Mrs. Belle Miller, Elida, Ohio. For sale by all dealers.Adv. Mrs. M. A. Ken field will leave this evening for Seattle, Wash., to join Mr. Kenfield, where they will re side. Mrs. G. W. Cochran will leave-this evening for Greenwood, Wis., where she will visit with her parents, Mr. and Mrs. Paul Rossman. MAYOR THOMPSON TO RECEIVE A UNIQUE DEMONSTRATION TONIGHT Chicago, Oct. 19.When Mayor Wm. Hale Thompson steps into the council chambers tonight, organized labor intends to subject him to a unique, if not grewsome demonstra tion. The union men have, planned to "pack" the gallery and each man in the front row will have a rope with a noose at the end. If the mayor fills the vacancies in the school board with appointees antag onistic to union labor, each noose will be dangled over the balcony rail ing. ,-_.... AGED PORTER IS MURDERED RT FOUR MEN East Grand Forks, Oct. 19.As the direct result of a kick in the stomach and a severe beating re ceived at the hands of four drunken rowdies, Charles Norton, aged 70, porter at the Lennox rooming house, died yesterday morning. One man has been arrested by the police in connection with the murder, bu the authorities of the East Side would not give his name today. The brutal attack on Norton occur red when he attempted to eject the four men from a room in the Lennox rooming house about 5 o'clock Sun day morning. If you have young children now The Madison Independent-Press opines that if Moses E. Clapp is to have a successor in the United States senate, James J. Hill is the'man to fill the place. Yet Mr. Hill has al ready turned down every political honor thrust at him, and the proba bilities are that we would not accept this place if it.was tendered him on the proverbial "silver platter." Detroit Record. Balaton, Minn.Mr. and Mrs. John B. Shepquin today celebrated the seventieth anniversary of their wed ding. He is 107. ADDITIONAL WANT ADS i TooLaUToCUlfy POUND^Watch charmT^redpTen^ graved on face. Owner can have same by calling at Pioneer office. fc.-ft-7*.* kS .'r'^^-^-V 2dl01920 93K3| 'it %i